Lykken on LendingCreated by mortgage professionals for mortgage professionals,


Lykken on Lending is a weekly 60-minute podcast hosted by mortgage veteran, David Lykken, and co-hosted by Marc Helm.


Joining the program each week is Adam DeSanctis with his weekly MBA Mortgage Minute, Les Parker with his Macro Market Update, Matt Graham with a weekly Market Update, David Kittle with Originations Update, Alice Alvey providing a Legislative Update, Allen Pollack with his weekly Tech Update.


The weekly updates are followed by the Hot Topic segment, which is an in-depth discussion about one of the hottest topics related to the mortgage industry.


The program can be heard live each Monday at noon central or downloaded as a podcast.


Each week thousands of industry professionals have found this to be an effective way to stay up on all that is happening in the mortgage industry.


This broadcast is provided to the mortgage industry as a public service compliment of Transformational Mortgage Solutions.


We invite you to join us to listen and learn.

]]>en-usfalseDavid Lykkenhttps://lykkenonlending.com/David LykkenDavid@TMS-Advisors.comepisodicCopyright David Lykken 2023Volatile Markets, Steady Strategy: Why Mortgage Success Still Comes Down to Execution - 03/31/2025 Weekly Mortgage Update CommentaryrngY_J8uEFri, 03 Apr 2026 21:00:00 GMT862https://lykkenonlending.com/podcasts/volatile-markets-steady-strategy-why-mortgage-success-still-comes-down-to-executionfalseIn today’s unpredictable mortgage environment, it’s easy to get caught up in headlines about inflation, oil prices, and rate volatility—but this episode delivers a much-needed reality check. Industry veterans share why market swings are nothing new and reinforce that long-term success isn’t driven by trying to predict rates, but by consistent execution. The conversation highlights a critical shift in mindset: focus on what you can control—your communication, your customer relationships, and your business strategy. From smarter portfolio management to more meaningful borrower engagement, the message is clear—those who stay disciplined and proactive will outperform, regardless of what the market throws their way.

]]>Scam Calls and Consumer Trust: Why the Mortgage Industry Should Pay Attention - Marc's Rant by Marc HelmZfGm5auFrFri, 03 Apr 2026 19:00:00 GMT320https://lykkenonlending.com/podcasts/scam-calls-and-consumer-trust-why-the-mortgage-industry-should-pay-attentionfalseThis podcast segment discusses the growing surge in scam calls and fraudulent outreach, highlighting the impact on consumer trust and why mortgage professionals must be more intentional in how they communicate with borrowers.

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Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.

In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.

Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.

Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>AI, Data Risk, and "Vibe Coding": The Mortgage Industry’s Next Compliance Challenge - Tech Update by Allen PollackC1ddEbKddFri, 03 Apr 2026 17:00:00 GMT591https://lykkenonlending.com/podcasts/ai-data-risk-and-vibe-coding-the-mortgage-industrys-next-compliance-challengefalseThis podcast segment explores how emerging AI tools and “vibe coding” are creating new data security and compliance risks for mortgage lenders, especially around borrower information and vendor access.

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Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>HMDA Reform in Focus: Why the Mortgage Industry Is Pushing for Change - Legislative Update by Alice AlveyBoYOCWE_TFri, 03 Apr 2026 15:00:00 GMT321https://lykkenonlending.com/podcasts/hmda-reform-in-focus-why-the-mortgage-industry-is-pushing-for-changefalseThis podcast segment explains why the mortgage industry is advocating for HMDA reform to reduce compliance burdens, clarify regulatory expectations, and minimize costly reporting risks.

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Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Market Sell-Off: Inflation Fears, Fed Signals, and Oil Drive Rates Higher - Market Update by Matt GrahampCXHMWgwZFri, 03 Apr 2026 13:00:00 GMT303https://lykkenonlending.com/podcasts/bond-market-sell-off-inflation-fears-fed-signals-and-oil-drive-rates-higherfalseThis podcast segment breaks down how rising inflation signals, hawkish Fed messaging, and surging oil prices triggered a sharp bond market sell-off that pushed mortgage rates higher.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Stagflation Needs a "Wonderwall" - Macro Market Update by Les ParkerYl2ubvn2WThu, 02 Apr 2026 21:00:00 GMT62https://lykkenonlending.com/podcasts/stagflation-needs-a-wonderwallfalse3-31-2026 Stagflation Needs a "Wonderwall"

--------------------------

And all the roads that Iran walks are winding.


And all the lights that lead them there are blinding


Price action in currencies, commodities, and energy anticipates long-term safe passage through the Strait of Hormuz.


Bonds like a sidelined Fed. But no one likes the inflation consequences of sustained Oil prices, and their drag on growth. Stagflation gains popularity.


Expect an attack on 4.52 in the 10-year yield. However, a drop in May Crude Oil to 90 pushes the bears back into the 4.40-4.10 range.


Trump’s our Wonderwall

These views are mine. Join TMSpotlight and discover your Wonderwall.

-------------------------------

Song: Wonderwall (1995) Oasis

]]>MBA Pushes VA Loan Reform: Lower Costs and Stronger Support for Veterans - MBA Mortgage Minute by Adam DeSanctisjvSqt9xcrThu, 02 Apr 2026 18:43:11 GMT117https://lykkenonlending.com/podcasts/mba-pushes-va-loan-reform-lower-costs-and-stronger-support-for-veteransfalseThis podcast segment highlights the MBA’s push for VA loan reforms aimed at lowering costs, improving flexibility, and strengthening support for veteran homeowners.

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Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>The Rise of the Mortgage “Citizen Developer”: How AI Is Rewriting the Rules with Steve Stone and Bobby PalmeryoXHnjN3GWed, 01 Apr 2026 17:30:00 GMT2315https://lykkenonlending.com/podcasts/the-rise-of-the-mortgage-citizen-developer-how-ai-is-rewriting-the-rulesfalseThis episode dives into one of the most important shifts happening in the mortgage industry today: the rise of the “citizen developer” and the acceleration of AI-driven innovation. As technology evolves at an unprecedented pace, forward-thinking lenders are no longer waiting on vendors to build solutions—they’re creating their own. In this conversation, we explore how AI is empowering mortgage professionals to automate workflows, integrate new tools in hours, and fundamentally rethink how loan origination and servicing operate. From improving productivity to gaining a competitive edge in MSR strategy and recapture, this discussion highlights what it takes to stay relevant—and win—in a rapidly changing market.

]]>Rates, Oil & Uncertainty: Navigating Mortgage Strategy in a Volatile MarketUwp6piviPTue, 31 Mar 2026 12:22:20 GMT2838https://lykkenonlending.com/podcasts/rates-oil-uncertainty-navigating-mortgage-strategy-in-a-volatile-marketfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Pipeline Risk in a Volatile Market: Why Loan Officers Can’t Afford to Guess on Rates - 03/24/2026 Weekly Mortgage Update commentaryCwoSXgTP_Fri, 27 Mar 2026 17:00:00 GMT962https://lykkenonlending.com/podcasts/pipeline-risk-in-a-volatile-market-why-loan-officers-cant-afford-to-guess-on-ratesfalseIn today’s mortgage environment, volatility isn’t just a headline—it’s a real and immediate risk to your pipeline. In this segment, industry leaders break down why unpredictable rate movements, driven by global events and after-hours market shifts, are making it nearly impossible to accurately time the market. The conversation highlights a critical takeaway for loan officers and lenders alike: disciplined rate lock strategies are no longer optional—they’re essential. While optimism remains strong and pipelines are still growing, even small lapses in execution or “waiting for a better rate” can lead to costly consequences. For mortgage professionals navigating today’s uncertainty, this discussion is a timely reminder that success hinges on managing risk, not guessing direction.

]]>Uncertainty Rules the Market: Why Mortgage Strategy Matters More Than Ever - 03/17/2026 Weekly Mortgage Update CommentaryM3lbVqvxyFri, 27 Mar 2026 15:00:00 GMT803https://lykkenonlending.com/podcasts/uncertainty-rules-the-market-why-mortgage-strategy-matters-more-than-everfalseIn today’s mortgage landscape, uncertainty has become the only constant. From geopolitical instability and oil-driven inflation to unpredictable interest rate movements, market conditions are shifting faster than ever—and traditional indicators are offering less clarity. In this segment, industry experts unpack why no lender truly has a competitive advantage in this environment and how that reality creates opportunity for those who stay focused on execution. With housing markets behaving differently across regions and borrower behavior evolving, success now depends less on forecasting and more on adaptability, strong pipeline management, and delivering exceptional borrower experiences. The message is clear: in a market defined by volatility, disciplined action and a positive, forward-thinking mindset can set you apart.

]]>AI Is No Longer a Tool—It’s Your Next Mortgage Teammate - Tech Update by Allen PollackCge1Ry9CiFri, 27 Mar 2026 13:00:00 GMT767https://lykkenonlending.com/podcasts/ai-is-no-longer-a-tool-its-your-next-mortgage-teammatefalseThis podcast segment explores how agentic AI is rapidly evolving from a support tool into an autonomous “digital coworker” that can execute tasks, streamline operations, and transform mortgage workflows.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>The 1099 Myth in Mortgage: Why Loan Officers Still Can’t Go Independent - Legislative Update by Alice Alvey9Awiac_zrThu, 26 Mar 2026 21:00:00 GMT556https://lykkenonlending.com/podcasts/the-1099-myth-in-mortgage-why-loan-officers-still-cant-go-independentfalseThis podcast segment explains why despite evolving Department of Labor guidance, loan officers still face significant legal, regulatory, and structural barriers to being classified as independent 1099 contractors.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Rates Spike, Then Reverse: How Fed Signals and Middle East Tensions Are Driving the Market - Market Update by Matt GrahamNIfOjOteRThu, 26 Mar 2026 19:22:00 GMT306https://lykkenonlending.com/podcasts/rates-spike-then-reverse-how-fed-signals-and-middle-east-tensions-are-driving-the-marketfalseThis podcast segment explains how shifting Fed expectations, rising inflation signals, and Middle East tensions triggered sharp swings in bond yields and mortgage rates.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>War and "Basketball Jones" Brings March Madness - Macro Market Update by Les Parker6HYHKfP8GThu, 26 Mar 2026 17:00:00 GMT61https://lykkenonlending.com/podcasts/war-and-basketball-jones-brings-march-madnessfalse03-24-2026 War and "Basketball Jones" Brings March Madness

--------------------------

Basketball Jones, Jay’s got a Basketball Jones. Got a Dribble-Hawk Jones, Oil maybe, too-oo-ooo.

Dribbling around inflation rebounds, war zone-defense, oil technicals, and foul growth prospects yield no final four results. The Sweet Sixteen only flirts with conclusions about inflation, war, Oil, and growth, and which dominates rates. Even implied volatility leads to a jump ball.

When fundamentals are vulnerable to overtime war, rate forecasting is no slam dunk. So, don't get caught off guard with a fast break.

Basketball Jones.

These views are mine. Beat the buzzer by getting TMSpotlight.

----------------------

Song: Basketball Jones (1973) Cheech & Chong

]]>Basel III Reboot: A Big Win for Mortgage Lending and Servicing - MBA Mortgage Minute by Adam DeSanctisnraAvhHsEThu, 26 Mar 2026 15:23:31 GMT137https://lykkenonlending.com/podcasts/basel-iii-reboot-a-big-win-for-mortgage-lending-and-servicingfalseThis podcast segment highlights how the revised Basel III proposal delivers meaningful capital relief for mortgage servicing, lending, and credit availability following years of industry advocacy.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Closing the Trust Gap: How Education is Transforming First-Time Homebuyers with Dave Savage and Kristin MesserliGHtvpgQrfWed, 25 Mar 2026 17:30:00 GMT1502https://lykkenonlending.com/podcasts/closing-the-trust-gap-how-education-is-transforming-first-time-homebuyersfalseThe mortgage industry is facing a critical inflection point—millions of qualified buyers remain on the sidelines, not affordability alone, but due to a deep lack of trust and financial understanding. In this episode, industry leaders Kristin Messerli and Dave Savage unpack a powerful solution: leading with education to unlock the next generation of homebuyers. Through initiatives like FirstHomeIQ’s ambassador and advocacy programs, they reveal how loan officers can move beyond transactions to become trusted advisors, community educators, and even policy influencers. The conversation highlights a massive opportunity—over 10 million potential buyers waiting for guidance—and makes a compelling case that the future of mortgage growth will belong to those who prioritize trust, literacy, and long-term impact.

]]>Mortgage Rates Surge Amid Global Chaos—Why Smart LOs Are Locking Now (And AI Is Changing Everything)c-Rn8CmLyTue, 24 Mar 2026 11:00:00 GMT3097https://lykkenonlending.com/podcasts/mortgage-rates-surge-amid-global-chaos-why-smart-los-are-locking-now-and-ai-is-changing-everythingfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>AI Is Reshaping Mortgages: From Underwriting to the ‘51st Date’ Problem - Tech Update by Allen Pollack2Aq7m1QOZSat, 21 Mar 2026 15:00:00 GMT587https://lykkenonlending.com/podcasts/ai-is-reshaping-mortgages-from-underwriting-to-the-51st-date-problemfalseThis podcast segment explores how emerging AI tools, automation platforms, and even AI-to-human marketplaces are reshaping mortgage technology while raising important questions about keeping the borrower experience at the center of innovation.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Executive Orders or Empty Promises? A Candid Look at Housing Policy Gaps - Legislative Update by Alice Alvey6A9YI-mwSSat, 21 Mar 2026 13:00:00 GMT1081https://lykkenonlending.com/podcasts/executive-orders-or-empty-promises-a-candid-look-at-housing-policy-gapsfalseThis podcast segment takes a candid look at recent housing executive orders, questioning their real impact while highlighting ongoing policy gaps and the challenges facing community banks under current regulations.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Mortgage Rates Hit Highs as Bonds Sell Off Amid Inflation and Supply Pressures - Market Update by Matt GrahamUn7djQTciFri, 20 Mar 2026 17:12:00 GMT311https://lykkenonlending.com/podcasts/mortgage-rates-hit-highs-as-bonds-sell-off-amid-inflation-and-supply-pressuresfalseThis podcast segment explains how rising mortgage rates are being driven not just by oil and geopolitical tensions, but also by inflation expectations, heavy bond supply, and shifting market dynamics ahead of the Fed.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Grenade" - Macro Market Update by Les ParkeroBeLFzMpPFri, 20 Mar 2026 15:33:15 GMT61https://lykkenonlending.com/podcasts/grenadefalse03-16-2026 "Grenade"

-------------------------

Easy come, easy go, that's how terrorists live

Oh, take, take, take it all, but they never give.


Near-term, bears win, but when Oil flows smoothly, then watch Oil prices and rates fall. The new trend is bearish, driven by war-induced Oil inflation and spotty global growth prospects, leading the market to expect the Fed will ease later.


Future rates depend on how quickly the US military can ensure safe passage for ships through the Strait of Hormuz. Will the Marines secure Kharg Island?


These views are mine. Understand moves by getting TMSpotlight at les@parkerandcompany.net


But Marines, they’d still catch a grenade for ya (yeah, yeah, yeah)

Throw their hand on a blade for ya (yeah, yeah, yeah)

They’d jump in front of a train for ya (yeah, yeah, yeah)

------------------------

Song: Grenade (2010) Bruno Mars

]]>Washington Moves the Needle: New Housing Policy, Basel III, and Mortgage Reform Updates - MBA Mortgage Minute by Adam DeSanctisjQo-zrO5KFri, 20 Mar 2026 13:00:00 GMT112https://lykkenonlending.com/podcasts/washington-moves-the-needle-new-housing-policy-basel-iii-and-mortgage-reform-updatesfalseThis podcast segment covers key developments in Washington, including new housing legislation, upcoming Basel III reforms, and executive orders aimed at expanding housing supply and improving mortgage market efficiency.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Weekly AI Update with Pavan Agarwal: AI Hype vs Reality: Why LLMs Don’t Actually "Think"w7KXMM-E4Thu, 19 Mar 2026 19:42:43 GMT1567https://lykkenonlending.com/podcasts/ai-hype-vs-reality-why-llms-dont-actually-thinkfalseThis Weekly AI Update tackles one of the most misunderstood topics in technology today: the gap between AI hype and reality. Following headlines about thousands of layoffs attributed to AI, Pavan Agarwal and I break down what’s really happening behind the scenes—and why large language models like ChatGPT don’t actually “think,” but instead process and predict. We explore where AI is delivering massive productivity gains, where it can quietly lead users astray, and why understanding this distinction is critical for business leaders, especially in high-stakes industries like lending. If you’re using AI—or planning to—this conversation will help you cut through the noise and apply it with clarity and confidence.

]]>Your Data Is the New Asset: The AI Economy That Will Pay You with Damon Burrows and Pavan Agarwaln_5e7XPqKWed, 18 Mar 2026 17:30:00 GMT2160https://lykkenonlending.com/podcasts/your-data-is-the-new-asset-the-ai-economy-that-will-pay-youfalseWhat if your most valuable asset isn’t your home, your savings, or your investments—but your data? In this eye-opening conversation, David Lykken sits down with innovators Pavan Agarwal and Damon Burrows to unpack how breakthroughs in AI, blockchain, and medical imaging are reshaping the global economy. From owning your medical records to securely storing and licensing your data through digital wallets, this episode reveals a future where individuals—not big tech—control and profit from their personal information. As healthcare, finance, and technology converge, the idea of “data as income” is no longer theoretical—it’s quickly becoming reality.

]]>Mortgage Markets in Turmoil: Rates Rise, Policy Uncertainty, and the AI Shift AheadmDwTDuJoRTue, 17 Mar 2026 11:00:00 GMT3400https://lykkenonlending.com/podcasts/mortgage-markets-in-turmoil-rates-rise-policy-uncertainty-and-the-ai-shift-aheadfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Aging in Place: Why Homes Should Be Built for Safety and Balance - Marc's Rant by Marc Helmtp_S-54ZBSat, 14 Mar 2026 00:00:00 GMT123https://lykkenonlending.com/podcasts/aging-in-place-why-homes-should-be-built-for-safety-and-balancefalseThis podcast segment explores the growing tension between AI’s ability to dramatically boost productivity and the potential risks of overreliance, including privacy concerns, data profiling, and people increasingly trusting AI for advice and decision-making.

------------------------------------------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.

In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.

Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.

Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>Geopolitics, Oil, and Mortgage Rates: Why the Market Isn’t Reacting Like It Used To - 03/10/2026 Weekly Mortgage Update CommentaryLFBW39GxdFri, 13 Mar 2026 23:00:00 GMT880https://lykkenonlending.com/podcasts/geopolitics-oil-and-mortgage-rates-why-the-market-isnt-reacting-like-it-used-tofalseGlobal events are once again taking center stage in the mortgage market. In this segment, industry leaders discuss how escalating tensions in the Middle East and rising oil prices are influencing bond markets and mortgage rates—often overriding traditional economic signals. The conversation explores why today’s markets aren’t responding to geopolitical conflict the same way they historically have, the role of global currency confidence and BRICS dynamics, and how energy disruptions could shape inflation and rate trends in the months ahead. For mortgage professionals and housing market watchers, the takeaway is clear: while rates remain in a familiar trading range for now, geopolitical forces and energy markets could play a much larger role in determining where mortgage rates go next.

]]>Housing Bill Showdown: Should Congress Force Investors to Sell Homes? - Legislative Update by Alice AlveyQ1zMfNHSKFri, 13 Mar 2026 21:00:00 GMT800https://lykkenonlending.com/podcasts/housing-bill-showdown-should-congress-force-investors-to-sell-homesfalseThis podcast segment discusses the growing debate over whether the federal government should restrict institutional investors from buying single-family homes or if housing policy decisions should remain at the local and state level.------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Oil, Iran, and Inflation Fears: Why Mortgage Rates Are Climbing Again - Market Update by Matt Graham8YK9x2b9jFri, 13 Mar 2026 19:00:00 GMT287https://lykkenonlending.com/podcasts/oil-iran-and-inflation-fears-why-mortgage-rates-are-climbing-againfalseThis podcast segment explains how escalating tensions with Iran and surging oil prices are fueling inflation fears, pushing Treasury yields higher and driving mortgage rates upward despite mixed economic data.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Soul Power" and Sole Control - Macro Market Update by Les ParkerPYbRtT4m3Fri, 13 Mar 2026 17:00:00 GMT61https://lykkenonlending.com/podcasts/soul-power-and-sole-controlfalse03.10.2026 "Soul Power" and Sole Control

-------------------

What bulls need? (Sole power) What bears want? (Sole power) Fed don’t have. (Sole power), What they want? (Sole power)


The legacy puppet masters want to control Iran, but the new multipolar US wants it free of terrorist power and the Persians free to choose. What will a successful Operation Epic Fury signify?


Rates will go down down down down down.


A multipolar world means many kingdoms. BRICS led by Russia and China with people and AI, Europe with arrogance and consumer might, and the US as king of the western hemisphere. A new world of competing powers improves capitalism.


If they don't get it, expect more war.


These views are mine. Make good moves by signing up at les@parkerandcompany.net


------------------


NOTE TO ALL: To sign-up send your contact information to les@parkerandcompany.net. In March, we will be making content delivery changes, so get on board now.

]]>Senate Advances Major Housing Bill: What It Means for Investors and Affordability - MBA Mortgage Minute by Adam DeSanctisJo1X_BIXmFri, 13 Mar 2026 14:59:59 GMT129https://lykkenonlending.com/podcasts/senate-advances-major-housing-bill-what-it-means-for-investors-and-affordabilityfalseThis podcast segment explains the administration’s push to restrict large institutional investors from purchasing single-family homes and highlights the Mortgage Bankers Association’s concerns about potential unintended consequences for rental housing supply, mortgage servicing, and overall housing affordability.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Mortgage Rates Rise as Iran Conflict, Oil Prices, and Housing Policy Collide-SiOj4iZ0Tue, 10 Mar 2026 12:00:00 GMT2553https://lykkenonlending.com/podcasts/mortgage-rates-rise-as-iran-conflict-oil-prices-and-housing-policy-collidefalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Geopolitics, Oil, and Mortgage Rates: Don’t Overreact to the Headlines - 03/03/2026 Weekly Mortgage Update CommentaryltBJEna1OCMon, 09 Mar 2026 11:40:39 GMT609https://lykkenonlending.com/podcasts/geopolitics-oil-and-mortgage-rates-dont-overreact-to-the-headlinesfalseGlobal headlines can move markets quickly, but not every geopolitical event has a lasting impact on mortgage rates. In this segment, the panel unpacks how recent tensions in the Middle East, shifts in oil prices, and movements in the 10-year Treasury are influencing market sentiment. While early reactions can cause volatility, the discussion emphasizes the importance of separating headline-driven market moves from longer-term economic fundamentals. Mortgage professionals are encouraged to stay focused on serving borrowers and watching real market indicators rather than reacting to every news cycle.

]]>AI’s Double Edge: Productivity Gains or a Dangerous Dependence? - Marc's Rant by Marc HelmuBTZuNoCVMon, 09 Mar 2026 04:28:47 GMT527https://lykkenonlending.com/podcasts/ais-double-edge-productivity-gains-or-a-dangerous-dependencefalseThis podcast segment explores the growing tension between AI’s ability to dramatically boost productivity and the potential risks of overreliance, including privacy concerns, data profiling, and people increasingly trusting AI for advice and decision-making.

------------------------------------------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.

In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.

Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.

Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>AI, Bots, and the Borrower: How Technology Is Reshaping Mortgage Lending - Tech Update by Allen PollackNYPMZ6h51Mon, 09 Mar 2026 04:13:47 GMT419https://lykkenonlending.com/podcasts/ai-bots-and-the-borrower-how-technology-is-reshaping-mortgage-lendingfalseThis podcast segment explores how emerging AI tools, automation platforms, and even AI-to-human marketplaces are reshaping mortgage technology while raising important questions about keeping the borrower experience at the center of innovation.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>The LLPA Debate: Are Risk-Based Pricing Fees Hurting Housing Affordability? - Originations Update by David KittleRy_IhKGxmMon, 09 Mar 2026 03:58:02 GMT962https://lykkenonlending.com/podcasts/the-llpa-debate-are-risk-based-pricing-fees-hurting-housing-affordabilityfalseThis podcast segment examines whether Loan-Level Price Adjustments (LLPAs) still serve their intended purpose of pricing mortgage risk or if they are unnecessarily increasing costs and complexity for borrowers and lenders.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.


Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.


He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Should Washington Ban Institutional Homebuyers? A Debate on Federal vs. Local Control - Legislative Update by Alice AlveymYcYuU-wMMon, 09 Mar 2026 03:39:52 GMT415https://lykkenonlending.com/podcasts/should-washington-ban-institutional-homebuyers-a-debate-on-federal-vs-local-controlfalseThis podcast segment discusses the growing debate over whether the federal government should restrict institutional investors from buying single-family homes or if housing policy decisions should remain at the local and state level.------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Mortgage Rates Hit 3-Year Lows as Bond Rally Sets Record Stability - Market Update by Matt GrahamJ8hLh__cgThu, 05 Mar 2026 22:00:00 GMT252https://lykkenonlending.com/podcasts/mortgage-rates-hit-3-year-lows-as-bond-rally-sets-record-stabilityfalseThis podcast segment explains how a strong bond market rally pushed mortgage rates to their lowest levels in more than three years with record-breaking stability, while upcoming economic data and month-end trading dynamics may influence where rates move next.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"I Don't Care If The Sun Don't Shine" - Macro Market Update by Les ParkerleTgp37J7Thu, 05 Mar 2026 20:00:00 GMT61https://lykkenonlending.com/podcasts/i-dont-care-if-the-sun-dont-shinefalse"I Don't Care If The Sun Don't Shine" 


----------------------


The Bulls Don't Care If The Sun Don't Shine. They get joy in the boring time, with hope in the maybe.


With the 10-year yield slipping below 4.00, mortgage rate sheets can see sub-6%. Why are so many people confused? They miss that geopolitical events matter.


US-Iran negotiations have allowed the world to stock up on Oil. Accordingly, the Dollar and Oil have found solace. The EU and Ukraine leaders foster surreal narratives about the war, yet they know it's over.  So, the maybe-to-resolving these items quietly drops mortgage rates.


When the Bulls hope in MAYBE.


These views are mine. Resolve maybes by signing up at les@parkerandcompany.net.

----------------

Song: I Don't Care If The Sun Don't Shine (1950) Patti Page

It was originally written for the Disney animated feature Cinderella.

]]>Investor Ban Debate: Washington Targets Institutional Homebuyers - MBA Mortgage Minute by Adam DeSanctisuRBcXkfcwThu, 05 Mar 2026 18:00:00 GMT124https://lykkenonlending.com/podcasts/investor-ban-debate-washington-targets-institutional-homebuyersfalseThis podcast segment explains the administration’s push to restrict large institutional investors from purchasing single-family homes and highlights the Mortgage Bankers Association’s concerns about potential unintended consequences for rental housing supply, mortgage servicing, and overall housing affordability.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Sub-6% Stability, Geopolitical Shocks & the LLPA Debate: What’s Really Driving the Mortgage Market?RsuT44vBhTue, 03 Mar 2026 13:10:13 GMT3583https://lykkenonlending.com/podcasts/sub-6-stability-geopolitical-shocks-the-llpa-debate-whats-really-driving-the-mortgage-marketfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Volatility Is Noise — Discipline Wins: 02/24/2026 Weekly Mortgage Update Commentarys5KGXYv-wFri, 27 Feb 2026 22:00:00 GMT975https://lykkenonlending.com/podcasts/volatility-is-noise-discipline-winsfalseMarket headlines are loud — from geopolitical tensions and oil price swings to shifting rate expectations and nonstop media narratives — but seasoned mortgage professionals know that volatility alone doesn’t determine success. In this segment, the conversation moves beyond soundbites and into substance, exploring guarded optimism in the rate environment, the psychological impact of sub-6% mortgage rates, and the importance of disciplined execution in uncertain times. The discussion also turns to artificial intelligence and algorithm-driven distractions, highlighting a critical distinction: technology can amplify productivity, but only if paired with independent thinking and accountability. The takeaway is clear — markets will fluctuate, headlines will sensationalize, and AI will evolve, but professionals who focus on fundamentals, manage risk wisely, and stay disciplined will continue to win.

]]>AI Won’t Replace You — But Laziness Might - Tech Update by Allen Pollack6bFGkFksAFri, 27 Feb 2026 18:00:00 GMT662https://lykkenonlending.com/podcasts/ai-wont-replace-you-but-laziness-mightfalseThis podcast segment explores how AI is a powerful tool that can amplify productivity and innovation in mortgage lending—but warns that failing to think critically, fact-check outputs, and use proper prompting could allow convenience and complacency to undermine performance.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>LLPAs Under the Microscope: Affordability, Risk & the Real Trade-Offs - Legislative Update by Alice AlveygcmzdW_zdThu, 26 Feb 2026 22:00:00 GMT422https://lykkenonlending.com/podcasts/llpas-under-the-microscope-affordability-risk-the-real-trade-offsfalseThis podcast segment explores the complex debate around loan level price adjustments (LLPAs), examining how risk-based pricing, capital return expectations, and potential reforms could impact housing affordability—especially for first-time homebuyers.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Resistance at 4.0: Tariffs, Technicals & the Return to 5.99% - Market Update by Matt Grahame44cTj7CQThu, 26 Feb 2026 20:00:00 GMT312https://lykkenonlending.com/podcasts/resistance-at-4-0-tariffs-technicals-the-return-to-5-99falseThis podcast segment breaks down the 10-year Treasury’s technical resistance at 4.0%, muted bond market reactions to mixed economic data, tariff-driven volatility, and the return of top-tier 30-year mortgage rates to 5.99%.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Navigating Real Estate in Divorce: What Every Loan Officer Needs to Know with Jimmy Evans of Evans Family Law GroupvDfVMkFTPThu, 26 Feb 2026 18:30:00 GMT1878https://lykkenonlending.com/podcasts/navigating-real-estate-in-divorce-what-every-loan-officer-needs-to-knowfalseDivorce is one of the most overlooked opportunity channels in the mortgage industry — yet nearly every divorce involves real estate, refinancing, assumptions, equity buyouts, or forced sales. In this powerful and personal episode of Lykken on Lending, I sit down with board-certified family law attorney Jimmy Evans to unpack the real challenges divorcing homeowners face: assumable low-rate mortgages, short sales, capital gains exposure, credit risk, and poorly written divorce decrees that can derail future financing. What shocked me most? After handling thousands of divorce cases, Jimmy has virtually no consistent mortgage referral relationships. For loan officers looking to add value and build a steady referral pipeline, this conversation reveals a massive untapped opportunity hiding in plain sight.

]]>"You Want Battle? (Here's a War)" Oil War Drums Are Beating - Macro Market Update by Les ParkerhOaeudoaYThu, 26 Feb 2026 16:00:00 GMT61https://lykkenonlending.com/podcasts/you-want-battle-heres-a-war-oil-war-drums-are-beatingfalse02-23-2026 "You Want Battle? (Here's a War)" Oil War Drums Are Beating

-------------------

Who will not take this anymore? News, Iran, EU, what’s ignored? You Want a Battle? Is it a war?


April Crude Oil pushed above $66 a barrel, its highest level since July 2025. War drums continue to bother Oil and sustain the Dollar, while Bonds ignore it.


The US growth and inflation send mixed signals. So, the new bull market has no momentum and will be on its heels if the 10-year yield closes above 4.10. Yet, sub-6% remains the target for the 30-year mortgage rate.


Don’t Be Afraid


These views are mine. See danger by signing up at les@parkerandcompany.net.

--------------------

Song: You Want a Battle? (Here's a War) (2015) Bullet For My Valentine

Bullet for My Valentine is a Welsh heavy metal band from Bridgend, formed in 1998.

NOTE TO ALL: To sign-up send your contact information to les@parkerandcompany.net. In March, we will be making content delivery changes, so get on board now.

]]>MBA Meets Treasury: Capital Reform, Credit Changes & Housing Affordability - 02/24/2026 Weekly Mortgage update Segment9rvXh4YENThu, 26 Feb 2026 14:00:00 GMT101https://lykkenonlending.com/podcasts/mba-meets-treasury-capital-reform-credit-changes-housing-affordabilityfalseThis podcast segment highlights the MBA’s recent meeting with Treasury Secretary Scott Bessent to advance housing affordability initiatives, capital reform efforts, GSE policy updates, and proposed changes to credit reporting, FHA premiums, and LLPAs.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Ignore the Noise. Close the Loans. Lead Through the Volatility.d7fYVW9Q7Tue, 24 Feb 2026 12:00:00 GMT2833https://lykkenonlending.com/podcasts/ignore-the-noise-close-the-loans-lead-through-the-volatilityfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>So Close to 6%: Momentum Building, But Caution Still Required - 2/17/2026 Weekly Mortgage Update Commentary5UUCqQb_3Fri, 20 Feb 2026 23:05:57 GMT839https://lykkenonlending.com/podcasts/so-close-to-6-momentum-building-but-caution-still-requiredfalseMortgage rates are edging tantalizingly close to the 6% threshold, fueled by a benign CPI report, bond-friendly employment revisions, and shifting job market dynamics. But while the headlines suggest momentum building for lower rates—and perhaps a pickup in refinance activity—this moment calls for strategic discipline, not complacency. In this segment, we unpack what the latest economic data is really signaling, why mortgage rates are diverging from the 10-year Treasury, how AI may be reshaping hiring patterns, and why lenders must resist the temptation to chase easy refi volume at the expense of purchase relationships. The opportunity is real—but so are the risks if leaders misread the cycle.

]]>Drowning in State Audits? Why Housing Reform Isn’t the Relief Lenders Expected - Legislative Update by Alice AlveyTy5SKrvcLFri, 20 Feb 2026 16:00:00 GMT542https://lykkenonlending.com/podcasts/drowning-in-state-audits-why-housing-reform-isnt-the-relief-lenders-expectedfalseThis podcast segment examines the rising burden of 50-state mortgage regulation, the escalating costs of state audits, and why recent housing reform efforts may not provide the operational relief lenders are hoping for.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>"It's Over" For Some Regulatory Costs - Macro Market Update by Les Parker_HH8FWC48Fri, 20 Feb 2026 14:00:00 GMT61https://lykkenonlending.com/podcasts/its-over-for-some-regulatory-costsfalse02-16-2026 "It's Over" For Some Regulatory Costs

--------------------

Golden scams with US end. Regulation cuts are wins.


Regulations have consequences. Forget hook ‘em horns, go with fart*, Bevo, fart. We can exhale* more easily now that Trump revoked the 2009 Obama-era "Endangerment Finding." It drove climate rules by defining greenhouse gases, including methane emitted by cows and CO₂ exhaled by humans.


The largest deregulatory move in American history aims to reduce manufacturing costs and increase vehicle affordability. As a result, the 10-year yield broke 4.13, signaling a move below 4%.


It’s Over (singer only)

These views are mine. Catch changes by signing up for TMSpotlight at les@parkerandcompany.net.

---------------------------

Song: It’s Over (1964) Roy Orbison

NOTE TO ALL: To sign-up send your contact information to les@parkerandcompany.net.  In March, we will be making content delivery changes, so get on board now.

]]>Congress, GSE Reform, and the Future of the 30-Year Fixed - MBA Mortgage Minute by Adam DeSanctisseMh5CYGYThu, 19 Feb 2026 22:00:00 GMT108https://lykkenonlending.com/podcasts/congress-gse-reform-and-the-future-of-the-30-year-fixedfalseThis podcast segment covers MBA President Bob Broeksmit’s testimony before Congress, outlining the importance of the secondary mortgage market, GSE reform, and protecting the 30-year fixed mortgage to support housing affordability and liquidity.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Weekly AI Update with Pavan Agarwal: The 3% AI Advantage: Why Most Mortgage Lenders Will Be BlindsidedJw6o_w0RXThu, 19 Feb 2026 18:30:00 GMT1468https://lykkenonlending.com/podcasts/the-3-ai-advantage-why-most-mortgage-lenders-will-be-blindsidedfalseWhile most mortgage lenders are experimenting with AI tools and chatbots, only a small percentage truly understand what it takes to build and deploy decision-grade artificial intelligence. In this episode, David Lykken sits down with Pavan Agarwal and Jennifer to unpack the difference between surface-level AI and industrial-strength decision intelligence. From disciplined engineering practices to proprietary rule engines and parallel loan processing, they reveal why most lenders attempting to “build their own AI” are underestimating the complexity—and why the 2–3% who go deep will gain an overwhelming competitive advantage. This is not about chatbots. It’s about execution, scale, and the future of mortgage manufacturing.

]]>The Next Evolution of Total Expert "2.0" with Dan Catinella of Total ExpertaVyMaXi-DWed, 18 Feb 2026 18:30:00 GMT1300https://lykkenonlending.com/podcasts/the-next-evolution-of-total-expert-2-0falseIn this episode, we sit down with Dan Catanella to unpack what the next evolution of Total Expert—“2.0”—really means for lenders and loan originators heading into 2026. This isn’t just an upgrade to a traditional CRM; it’s the transformation from a static database into a true Customer Operating System powered by real-time data intelligence and agentic AI. We explore how tools like CustomerIQ and AI Sales Assistant are enabling hyper-personalized, compliant outreach at scale—turning stale contact lists into living, breathing opportunities and automating the follow-up most originators never have time to do. If you want to understand how data, automation, and conversational AI are redefining prospecting, retention, recruiting, and ultimately production, this is a conversation you don’t want to miss.

]]>Below 6%, AI Disruption, and Housing Reform: A Critical Moment for Mortgage LeadersmRx-ycuZ8Tue, 17 Feb 2026 12:28:27 GMT2349https://lykkenonlending.com/podcasts/below-6-ai-disruption-and-housing-reform-a-critical-moment-for-mortgage-leadersfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>You Can’t Buy Better Processes: Fix Operations Before Adding Tech - Tech Update by Allen PollackUkRlKjmleFri, 13 Feb 2026 22:00:00 GMT692https://lykkenonlending.com/podcasts/you-cant-buy-better-processes-fix-operations-before-adding-techfalseThis podcast segment discussed that before investing in new technology, lenders must eliminate vendor overlap, define measurable ROI, and fix internal operational gaps—because no software can compensate for broken processes.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Flat Production, Tight Inventory: A Regional Market Story - Originations Update by David KittleBHiB5p8c2Fri, 13 Feb 2026 20:00:00 GMT151https://lykkenonlending.com/podcasts/flat-production-tight-inventory-a-regional-market-storyfalseThis podcast segment discussed that mortgage production remains flat amid tight inventory and uneven regional activity, highlighting the need for data-driven targeting and stronger relationships with realtors as the spring market approaches.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.


Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.


He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Freddie Mac Eases Construction-to-Perm Requirements - Legislative Update by Alice Alveyw7x3ciJ5kFri, 13 Feb 2026 18:00:00 GMT195https://lykkenonlending.com/podcasts/freddie-mac-eases-construction-to-perm-requirementsfalseThis podcast segment tackles Freddie Mac’s updated guidance, which extends document validity to 540 days and reduces asset re-verification requirements, making construction-to-permanent loans more efficient and less risky for lenders.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Biggest Bond Rally Since October: Jobs Data Shakes the Market - Market Update by Matt Graham5taw-gg5_Fri, 13 Feb 2026 16:00:00 GMT299https://lykkenonlending.com/podcasts/biggest-bond-rally-since-october-jobs-data-shakes-the-marketfalseThis podcast segment explains how President Trump’s $200 billion MBS purchase announcement overshadowed economic data and the jobs report, driving a sharp MBS rally, tightening mortgage spreads, and reshaping mortgage rate dynamics.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Gold and Silver are "Dazed and Confused" - Macro Market Update by Les ParkerYUu60__V5Fri, 13 Feb 2026 14:00:00 GMT61https://lykkenonlending.com/podcasts/gold-and-silver-are-dazed-and-confusedfalse02-10-2026 Gold and Silver are "Dazed and Confused" 

---------------------

Rates Dazed and Confused for so long it's turned blue.

Wanted a rally, jobs made it come true.


Commodities go wild, while rates chill. Bank of America’s Bubble Risk Indicators for gold and silver signaled a bubble-like instability just as things broke loose.


Regardless of Friday’s rally, mortgages and Treasuries are staying in their defined lanes. Mortgages remain bullish while Treasuries hold to their bear trend. The 10-year yield seeks to wear path from 4.33 to 4.13. Knocking down 4.13 can invigorate a move to 4%.


Range trading, maybe, here it comes again.


These views are mine. Avoid confusion by signing up at les@parkerandcompany.net.

--------------------------

Song: Dazed And Confused (1967) Jake Holmes’ song was reworked by The Yardbirds. Led Zeppelin reworked it in 1968, which is the popular version.

]]>HR6644 Advances: What the 21st Century Housing Act Means for Mortgage Professionals - MBA Mortgage Minute by Adam DeSanctisEs9o3AeV6Thu, 12 Feb 2026 22:00:00 GMT109https://lykkenonlending.com/podcasts/hr6644-advances-what-the-21st-century-housing-act-means-for-mortgage-professionalsfalseThis podcast segment breaks down what the 21st Century Housing Act could mean for mortgage professionals, FHA loan limits, housing supply, and the future of the secondary market.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Lowering Cost per Loan: Why AI Fails Without Process—and How to Get Real ROI with Steve Butler of TRUE1tURUsH2hWed, 11 Feb 2026 18:30:00 GMT1155https://lykkenonlending.com/podcasts/lowering-cost-per-loan-why-ai-fails-without-process-and-how-to-get-real-roifalseIn this episode of Lykken on Lending, David Lykken sits down with Steven Butler, CEO of True, for a candid and highly practical conversation about why years of heavy investment in automation and AI have failed to meaningfully lower cost per loan for most lenders—and what actually works. Steven breaks down the difference between surface-level automation and true operational transformation, explaining why granular process analysis, clean data, scalable architecture, and processor productivity are the real levers for sustainable ROI. This episode goes beyond hype and press releases, offering lenders a clear roadmap for where to start, what to fix first, and how to finally achieve scalable efficiency in loan manufacturing.

]]>Markets in a Holding Pattern: Housing Policy, Rates, and the Real Risks Ahead3GW_mdipOTue, 10 Feb 2026 12:17:40 GMT3149https://lykkenonlending.com/podcasts/markets-in-a-holding-pattern-housing-policy-rates-and-the-real-risks-aheadfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Weekly AI Update with Pavan Agarwal: The AI Bubble Is Deflating: What MIT Gets Right—and Mortgage Leaders Must FaceU1lGqU6JiThu, 05 Feb 2026 18:30:00 GMT2133https://lykkenonlending.com/podcasts/the-ai-bubble-is-deflating-what-mit-gets-right-and-mortgage-leaders-must-facefalseThis episode dives into a sobering—and necessary—reality check for the mortgage industry: the AI hype cycle is peaking, and the bubble is beginning to deflate. Drawing on a new MIT Sloan Management Review report, David Lykken and Pavan Agarwal unpack why scattered AI experiments and “ChatGPT-as-strategy” thinking are setting lenders up for disappointment, not transformation. The conversation explores Amara’s Law, the hidden economic traps of subsidized AI platforms, and why true competitive advantage will come from agentic AI, first-principles thinking, and a shift toward zero-UI experiences. For mortgage leaders trying to separate signal from noise, this episode lays out what to stop doing now—and what to bet on if you want to still be relevant five years from today.

]]>Kevin Warsh Nominated as Fed Chair: What It Means for Mortgage Policy and Rates - MBA Mortgage Minute by Adam DeSanctisG2dzIM8__Wed, 04 Feb 2026 22:00:00 GMT88https://lykkenonlending.com/podcasts/kevin-warsh-nominated-as-fed-chair-what-it-means-for-mortgage-policy-and-ratesfalseThis podcast segment highlights HUD’s latest report showing FHA’s strong financial position and examines how renewed affordability discussions could lead to mortgage insurance relief for borrowers in 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Building Practical Systems that Drive Results- Without the Overwhelm with Cindy Ertman of Defining Differencenug8aMN1dWed, 04 Feb 2026 18:30:00 GMT2484https://lykkenonlending.com/podcasts/building-practical-systems-that-drive-results-without-the-overwhelmfalseIn this episode of Lykken on Lending, David Lykken sits down with Cindy Ertman, CEO of The Defining Difference, to unpack how top mortgage professionals build practical, repeatable systems that drive real results—without the overwhelm. Cindy shares hard-earned insights from her journey as a billion-dollar producer, branch builder, and elite coach, breaking down why systems aren’t about rigidity—they’re about freedom, consistency, and scalability. From referral partner follow-up and client journey mapping to marketing calendars and team leverage, this conversation is packed with actionable ideas that help originators grow production and reclaim quality of life. If you love the idea of working smarter, not harder, this episode is a must-listen.

]]>A New Fed Chair, Market Whiplash, and What It Means for Mortgage Ratesg2zkK6yddTue, 03 Feb 2026 12:00:00 GMT2604https://lykkenonlending.com/podcasts/a-new-fed-chair-market-whiplash-and-what-it-means-for-mortgage-ratesfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>AI Everywhere—but Where’s the ROI? The Real State of Mortgage Tech Adoption - Tech Update by Allen PollacknzBAhXb4FFri, 30 Jan 2026 22:00:00 GMT559https://lykkenonlending.com/podcasts/ai-everywhere-but-wheres-the-roi-the-real-state-of-mortgage-tech-adoptionfalseThis podcast segment explores how mortgage technology is shifting from traditional LOS-centered systems to agentic AI platforms, driving dramatic cost compression, faster loan cycles, and a fundamental rewrite of how mortgage lending operates.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Inside Washington: HUD Oversight, Housing Bills, and the Real Affordability Debate - Legislative Update by Alice AlveyqLOQKFfP3Fri, 30 Jan 2026 18:00:00 GMT195https://lykkenonlending.com/podcasts/inside-washington-hud-oversight-housing-bills-and-the-real-affordability-debatefalseThis podcast segment provides a legislative update on HUD and FHA oversight hearings, the status of major housing bills in Congress, and ongoing questions around investor restrictions and their real impact on housing affordability.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Geopolitics Over Data: What Really Drove the Bond Market Breakout - Market Update by Matt Graham1KvUS9OLCFri, 30 Jan 2026 14:00:00 GMT297https://lykkenonlending.com/podcasts/geopolitics-over-data-what-really-drove-the-bond-market-breakoutfalseThis podcast segment explains how President Trump’s $200 billion MBS purchase announcement overshadowed economic data and the jobs report, driving a sharp MBS rally, tightening mortgage spreads, and reshaping mortgage rate dynamics.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Are Boring Markets "Coming Home?" - Macro Market Update by Les Parker0llTFzimXThu, 29 Jan 2026 22:00:00 GMT61https://lykkenonlending.com/podcasts/are-boring-markets-coming-homefalse1-26-2026 Are Boring Markets "Coming Home?"


--------------------------


Maybe, maybe, may, rates Coming Home to their peaceful sweet trading.


Are the markets bored with peace? Gold continues to glitter. Over the last 5 months, Copper gained 50% and has held 80% of the move.


Mortgages remain bullish while Treasuries cling to their newly minted bear trend. The 10-year T-Note yield dances between 4.32 & 4.22. But if it closes below 4.22, then look for boring trading between 4.32 and 4.13.


You're the only range that we want,

Wanna be around. (Singer Only)


These views are mine. Discover micro-ranges at TMSpotlight.com.

-----------------------

Song: Coming Home (2015) Leon Bridges  


It was nominated for Best R&B Album at the 2016 Grammy Awards.

]]>Washington Targets Housing Affordability: Investor Restrictions, MBS Support, and MBA’s Policy Push - MBA Mortgage Minute by Adam DeSanctisWLP4Y8-V5Thu, 29 Jan 2026 17:34:33 GMT133https://lykkenonlending.com/podcasts/washington-targets-housing-affordability-investor-restrictions-mbs-support-and-mbas-policy-pushfalseThis podcast segment highlights HUD’s latest report showing FHA’s strong financial position and examines how renewed affordability discussions could lead to mortgage insurance relief for borrowers in 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program.

]]>Solutions to Fix the Single-Family Housing Inventory Shortfall with Phil Bracken of Falcon Capital AdvisorshP3XNUA59Wed, 28 Jan 2026 18:30:00 GMT2589https://lykkenonlending.com/podcasts/solutions-to-fix-the-single-family-housing-inventory-shortfallfalseThe U.S. housing market faces a historic single-family inventory shortage, driving affordability challenges and limiting access for aspiring homeowners. In this episode, David Lykken is joined by Phil Bracken, Vice Chairman of Falcon Capital Advisors, to unpack real-world, executable solutions that policymakers, lenders, builders, and communities can act on now. Drawing on decades of experience in mortgage banking, federal policy, and housing advocacy, Bracken outlines four critical levers to unlock supply: stimulating new construction, freeing up locked-in existing homeowners, rehabilitating underutilized housing stock, and converting vacant commercial properties into residential housing. This conversation moves beyond theory into pragmatic strategies that could materially improve affordability and access across America.

]]>Policy Promises, Market Reality, and the Road Ahead for Mortgage Lendingl4nBZ2NXATue, 27 Jan 2026 13:33:27 GMT3763https://lykkenonlending.com/podcasts/policy-promises-market-reality-and-the-road-ahead-for-mortgage-lendingfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Markets vs. Noise: Why Bonds—and Mortgage Rates—Remain Rangebound - 01/20/2026 Weekly Mortgage Update CommentaryNISmc535BMon, 26 Jan 2026 23:00:00 GMT918https://lykkenonlending.com/podcasts/markets-vs-noise-why-bonds-and-mortgage-rates-remain-rangeboundfalseDespite a constant stream of geopolitical tension, political speculation, and policy headlines, mortgage rates continue to defy expectations by remaining locked in a well-defined trading range. In this segment of Lykken on Lending, industry veterans unpack why the bond market—not the news cycle—ultimately dictates rate movement, and why traditional concepts like “flight to quality” no longer behave the way they once did. The discussion explores GSE MBS buying speculation, Fed independence chatter, global conflict risk, and investor behavior, helping mortgage professionals cut through the noise and focus on the signals that actually matter when navigating today’s rate environment.

]]>Global Uncertainty, Social Change, and Why the Markets Keep Holding On - Servicing & "The Agencies" by Marc HelmhPqJnhnX9Sun, 25 Jan 2026 19:00:00 GMT288https://lykkenonlending.com/podcasts/global-uncertainty-social-change-and-why-the-markets-keep-holding-onfalseThis podcast segment explores how social change, global geopolitical turmoil, and evolving workforce realities contrast with the surprising resilience of U.S. financial and mortgage markets.

------------------------------------------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.

In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.

Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.

Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>From LOS to Agentic AI: How Mortgage Tech Is Being Rewritten - Tech Update by Allen PollackmRrKj8Bb-Sun, 25 Jan 2026 14:47:35 GMT707https://lykkenonlending.com/podcasts/from-los-to-agentic-ai-how-mortgage-tech-is-being-rewrittenfalseThis podcast segment explores how mortgage technology is shifting from traditional LOS-centered systems to agentic AI platforms, driving dramatic cost compression, faster loan cycles, and a fundamental rewrite of how mortgage lending operates.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Fair Lending, HMDA, and MLK Day: Why These Protections Still Matter - Legislative Update by Alice AlveyQU343q5lfSat, 24 Jan 2026 18:00:00 GMT286https://lykkenonlending.com/podcasts/fair-lending-hmda-and-mlk-day-why-these-protections-still-matterfalseThis podcast segment reflects on Martin Luther King Jr. Day by examining the importance of fair lending laws, HMDA reporting, and why these protections remain essential to accountability, equity, and trust in mortgage lending.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bonds are "Breaking the Habit" - Macro Market Update by Les Parkery4cJecIGxSat, 24 Jan 2026 15:51:32 GMT61https://lykkenonlending.com/podcasts/bonds-are-breaking-the-habitfalse01-20-2026 Bonds are "Breaking the Habit"

----------------------

Memories consume the breaking of the wound

It’s picking bulls apart again.


The bears won Friday in Treasuries, while mortgages remained steady as they await details on GSE buying. The chatter over Fed independence is irrelevant. The Fed follows Bonds. And when they run their failed experiments, like Quantitative Easing, who holds them accountable? Only the bond market.


Expect the 10-year yield to find buyers between 4.25 and 4.35. The global questions around war, growth, and inflation remain, yet volatility measures are low.


Bonds know it's not alright. So, they’re breaking the rate range. They’re breaking their habit out right.

These views are mine. Understand breaks at TMSpotlight.

----------------------

Song: Breaking the Habit (2003) Linkin Park

]]>HUD Reconsiders Disparate Impact: What the Proposed Rule Change Means for Lenders - MBA Mortgage Minute by Adam DeSanctish0Ub6AwrqThu, 22 Jan 2026 22:00:00 GMT94https://lykkenonlending.com/podcasts/hud-reconsiders-disparate-impact-what-the-proposed-rule-change-means-for-lendersfalseThis podcast segment highlights HUD’s latest report showing FHA’s strong financial position and examines how renewed affordability discussions could lead to mortgage insurance relief for borrowers in 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program

]]>Weekly AI Update with Pavan Agarwal: Why Mortgage Lenders Keep Failing at AI—and What the Winners UnderstandHrmcJWnwMThu, 22 Jan 2026 20:02:35 GMT2706https://lykkenonlending.com/podcasts/why-mortgage-lenders-keep-failing-at-ai-and-what-the-winners-understandfalseWhy Mortgage Lenders Keep Failing at AI—and What the Winners Understand explores a hard truth facing the mortgage industry: most AI initiatives fail not because of lack of ambition, but because leaders misunderstand what AI actually requires to succeed. In this episode, David Lykken sits down with mortgage technologist Pavan Agarwal to unpack why short-term thinking, investor pressure, and “plug-and-play” AI promises are leading lenders down costly dead ends. Drawing on decades of real-world experience building mortgage technology the right way, they explain why patient capital, deep technical understanding, and a long-game mindset separate true innovators from expensive experiments—and why AI isn’t an LOS enhancement, but a fundamental reinvention of how mortgages are manufactured, managed, and de-risked.

]]>Cutting Through the Noise: An Independent Guide to AI, Tech, and What Really Works in Mortgage Lending with Josh Lehr of Lehrjet, LLCD5QawlGQrWed, 21 Jan 2026 18:30:00 GMT1376https://lykkenonlending.com/podcasts/cutting-through-the-noise-an-independent-guide-to-ai-tech-and-what-really-works-in-mortgage-lendingfalseIn this episode of Lykken on Lending – Hot Topics, David Lykken sits down with Josh Lehr, Founder of Lehrjet, to cut through the noise surrounding AI and mortgage technology. With more than two decades of experience spanning Zillow, Total Expert, and fintech partnerships, Josh offers an independent, practitioner’s perspective on what actually works. The conversation explores AI voice assistants, agentic AI, backend automation, data strategy, and why the future isn’t about replacing loan officers—but empowering them. This is a must-listen for mortgage leaders trying to separate hype from impact and make smarter technology decisions in 2026 and beyond.

]]>Housing Policy, Fair Lending, and Market Trust: A Pivotal Moment for Mortgage Professionals3ZSkJfoRgTue, 20 Jan 2026 12:26:56 GMT2971https://lykkenonlending.com/podcasts/housing-policy-fair-lending-and-market-trust-a-pivotal-moment-for-mortgage-professionalsfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>AI in Mortgage Tech: Cutting Costs, Reducing Chaos, and Separating Hype from Reality - Tech Update by Allen PollackfSs2ee00tFri, 16 Jan 2026 21:00:00 GMT649https://lykkenonlending.com/podcasts/ai-in-mortgage-tech-cutting-costs-reducing-chaos-and-separating-hype-from-realityfalseThis podcast segment explores how AI is reshaping mortgage technology by lowering origination costs, reducing vendor sprawl, reinforcing the LOS as core infrastructure, and separating real operational gains from marketing hype.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>When MBS Trump Jobs: How a $200B Announcement Reshaped Mortgage Markets - Market Update by Matt GrahamwdYssVuskFri, 16 Jan 2026 19:00:00 GMT299https://lykkenonlending.com/podcasts/when-mbs-trump-jobs-how-a-200b-announcement-reshaped-mortgage-marketsfalseThis podcast segment explains how President Trump’s $200 billion MBS purchase announcement overshadowed economic data and the jobs report, driving a sharp MBS rally, tightening mortgage spreads, and reshaping mortgage rate dynamics.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Attention & Impact: How to Help Mortgage Pros Win on Social with Josh Pitts of Shred MediaKeaxLmXYzFri, 16 Jan 2026 18:30:00 GMT1617https://lykkenonlending.com/podcasts/attention-impact-how-to-help-mortgage-pros-win-on-socialfalseIn today’s noisy digital world, attention has become the new currency—and impact is what turns that attention into trust and relationships. In this episode, David Lykken sits down with Josh Pitts, Founder and CEO of Shred Media, to explore how mortgage professionals can win on social media without overthinking, overproducing, or burning out. Broadcasting live from his catamaran anchored off the coast of Panama, Josh shares how he and his family have built a location-independent life while scaling a fast-growing business, and why authenticity, consistency, and simplicity matter more than perfection. Together, they unpack how AI can be used to create attention and impact—not artificial content—and why embracing imperfection may be the most powerful marketing move mortgage professionals can make in 2026.

]]>The New Rates are “Wide Open” - Macro Market Update by Les ParkerGSANJCxxTFri, 16 Jan 2026 16:59:20 GMT61https://lykkenonlending.com/podcasts/the-new-rates-are-wide-openfalse01-13-2026 The New Rates are “Wide Open”

—————————-

Under the Trump tweet; Welcome to new rates; He’ll show us everything; With Spreads Wide Open.


Near Thursday’s close, Trump’s announcement that his representatives will buy $200 billion in mortgages pushed mortgage rates down 1/8, and Treasuries did not move. Premium users of dataQollab https://www.mbsmkt.com could see that there were plenty of small transactions behind the move.


The mortgage gains held on Friday after the noise of Jobs. Servicing values dropped slightly. Dealers need details; otherwise, bid/ask spreads will widen, and investors will take advantage of dependent lenders.


With spreads wide open

Wide open (Singer only)


These views are mine. Understand spreads at TMSpotlight.com.

—————————-

Song: With Arms Wide Open (1999) Creed

]]>Washington Turns to Housing Affordability: What the MBA Supports—and What It Warns Against - MBA Mortgage Minute by Adam DeSanctisBiSQ_C04yThu, 15 Jan 2026 14:00:00 GMT145https://lykkenonlending.com/podcasts/washington-turns-to-housing-affordability-what-the-mba-supports-and-what-it-warns-againstfalseThis podcast segment highlights HUD’s latest report showing FHA’s strong financial position and examines how renewed affordability discussions could lead to mortgage insurance relief for borrowers in 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion program

]]>The $100M Loan Officer Blueprint: How AI, the Right Team, and One Platform Change Everything with Garrett Locklear of Candid, Inc.lddgbzpXwWed, 14 Jan 2026 18:30:00 GMT1392https://lykkenonlending.com/podcasts/the-100m-loan-officer-blueprint-how-ai-the-right-team-and-one-platform-change-everythingfalseIn this episode of Lykken on Lending, I’m joined by Garrett Locklear — a top-producing loan officer who personally originated over $100 million annually while working just a few hours a week, and the founder of Candid, one of the most innovative platforms in mortgage technology today. We dive into how the right combination of people, discipline, and a unified AI-powered platform can fundamentally change how mortgage professionals operate, market, and scale. From eliminating bloated tech stacks and data silos to leveraging AI for hyper-personalized communication, newsletters, and GEO visibility, this conversation offers a real-world blueprint for originators and executives who want to work smarter, not harder, in the next era of mortgage lending.

]]>Shock or Stability? Trump’s $200B MBS Move, Market Volatility, and What Lenders Must Do Nowuh54ryp8zTue, 13 Jan 2026 13:05:54 GMT2517https://lykkenonlending.com/podcasts/shock-or-stability-trumps-200b-mbs-move-market-volatility-and-what-lenders-must-do-nowfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Stop Being Timid: Why Mortgage Leaders Must Speak Up on Affordability Now - Originations Update by David KittleNdQI51JiYSun, 11 Jan 2026 18:00:00 GMT476https://lykkenonlending.com/podcasts/stop-being-timid-why-mortgage-leaders-must-speak-up-on-affordability-nowfalseThis podcast segment explores why 2025’s “big deal” wave of mortgage mergers is only the beginning, as retirements, technology disruption, and entrepreneurial originators fuel even more consolidation—and new company startups—heading into 2026.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.


Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.


He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Rates May Stay Range-Bound, but Market Share Is Moving—What Mortgage Leaders Should Focus on Now - 01/06/2026 Weekly Mortgage Update CommentaryFesH73U4fSun, 11 Jan 2026 16:00:00 GMT616https://lykkenonlending.com/podcasts/rates-may-stay-range-bound-but-market-share-is-moving-what-mortgage-leaders-should-focus-on-nowfalseAs mortgage markets settle into a familiar rate range, the real action is happening elsewhere—market share. In this commentary, industry leaders break down why a steepening yield curve and steady rate environment shouldn’t distract lenders from what truly drives success right now: execution, origination discipline, and growth strategy. Rather than waiting on rate drops or trying to time the market, this conversation challenges mortgage leaders to focus on winning business, educating borrowers, and capturing share in a competitive landscape where opportunity favors those who stay engaged, adaptable, and focused on what they can control.

]]>From AI FOMO to AI Delivery: What Mortgage Tech Gets Right in 2026 - Tech Update by Allen Pollackt73l9A0Z1Sun, 11 Jan 2026 14:00:00 GMT289https://lykkenonlending.com/podcasts/from-ai-fomo-to-ai-delivery-what-mortgage-tech-gets-right-in-2026falseThis podcast segment examines how mortgage technology is moving beyond AI hype toward real, scalable solutions in 2026, highlighting conversational AI, capital markets platforms, and the push for precision and profitability.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Inside FHA’s Actuarial Report: What Lenders Should Understand About Risk, Reserves, and Opportunity - Legislative Update by Alive Alvey_LWW9u7-LSat, 10 Jan 2026 18:52:51 GMT563https://lykkenonlending.com/podcasts/inside-fhas-actuarial-report-what-lenders-should-understand-about-risk-reserves-and-opportunityfalseThis podcast segment reviews the most impactful regulatory developments of 2025 and explains why internal audits, technology controls, and cybersecurity preparedness are critical priorities for mortgage lenders heading into 2026.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Rates Stuck in a Narrow Range as Bond Markets Wake Up to a Data-Driven Week - Market Update by Matt Graham40vqXAuL6Fri, 09 Jan 2026 21:00:00 GMT289https://lykkenonlending.com/podcasts/rates-stuck-in-a-narrow-range-as-bond-markets-wake-up-to-a-data-driven-weekfalseThis podcast segment explains why mortgage rates remain locked in a narrow range as bond market activity returns and investors shift their focus to a data-heavy economic week.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Patience in 2026 Because "Tomorrow is a Long Time" - Macro Market Update by Les Parkert0xScHXzFFri, 09 Jan 2026 19:33:46 GMT65https://lykkenonlending.com/podcasts/patience-in-2026-because-tomorrow-is-a-long-timefalse01-06-2026 Patience in 2026 Because "Tomorrow is a Long Time" 

----------------

If tomorrow wasn't such a long time, then range trading would mean nothing to us at all.


Significant political and economic events in 2026 will affect US credit markets. Yet, expect the 10-year yield to remain between 3.70 and 5.00. Mortgage lenders should be satisfied with mortgage rates between 5.8 and 7.20.


The most considerable risk to a significant rise in mortgage rates should come from a grand bargain on national healthcare. Alternatively, the emerging US Goldilocks’ economy has rising wages, GDP above 3%, and inflation trending towards 2%.


And we'd trust in low rates once again


These views are mine. Find patience in 2026 at TMSpotlight.com.

----------------

Song: "Tomorrow Is a Long Time" (1963). Bob Dylan recorded it in 1963 during a live performance, but did not release it until a greatest-hits album in 1971.

]]>FHA’s Strong Financial Position Reignites Affordability Discussions for 2026 - MBA Mortgage Minute by Adam DeSanctisdcKvxlRawFri, 09 Jan 2026 16:40:30 GMT108https://lykkenonlending.com/podcasts/fhas-strong-financial-position-reignites-affordability-discussions-for-2026falseThis podcast segment highlights HUD’s latest report showing FHA’s strong financial position and examines how renewed affordability discussions could lead to mortgage insurance relief for borrowers in 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Mortgage Markets at a Crossroads: Rates, FHA Reform, AI, and the Fight for Market Share in 20261bxWBSP2rTue, 06 Jan 2026 12:00:00 GMT3173https://lykkenonlending.com/podcasts/mortgage-markets-at-a-crossroads-rates-fha-reform-ai-and-the-fight-for-market-share-in-2026falseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>The Real Cost of Mortgage Tech: AI, Infrastructure, and 2026 Reality - Tech Update by Allen Pollack-86_fhXWyMon, 05 Jan 2026 00:00:00 GMT654https://lykkenonlending.com/falseThis podcast segment examines the true cost of mortgage technology, cutting through AI hype to explain why infrastructure, integration, governance, and accountability will define tech winners and losers in 2026.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Year-End Regulatory Review: Why Internal Audits Matter More Than Ever - Legislative Update by Alice AlveySqD1mTvgdSun, 04 Jan 2026 22:00:00 GMT312https://lykkenonlending.com/falseThis podcast segment reviews the most impactful regulatory developments of 2025 and explains why internal audits, technology controls, and cybersecurity preparedness are critical priorities for mortgage lenders heading into 2026.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>The Big Deal Era: Why Mortgage Consolidation Is Just Getting Started - Originations Update by David Kittle7QT7yVBmSSun, 04 Jan 2026 20:00:00 GMT224https://lykkenonlending.com/falseThis podcast segment explores why 2025’s “big deal” wave of mortgage mergers is only the beginning, as retirements, technology disruption, and entrepreneurial originators fuel even more consolidation—and new company startups—heading into 2026.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.


Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.


He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>GDP Surprise, Minimal Impact: Markets Hold Steady in Holiday Trading - Market Update by Matt GrahamQALT4LNciSun, 04 Jan 2026 18:00:00 GMT197https://lykkenonlending.com/falseThis podcast segment explains how a stronger-than-expected Q3 GDP report briefly moved markets, but thin holiday trading and broader context ultimately left rates and yields largely unchanged.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Modelers Will Make "A Mistake" - Macro Market Update by Les Parker8nFk4FQDdSun, 04 Jan 2026 16:00:00 GMT61https://lykkenonlending.com/false12-30-2025 Even Modelers Will Make "A Mistake"

---------------------

They’re gonna make a mistake

They’re gonna do it on purpose

Does it waste our time?


We all make mistakes. Modelers intentionally make mistakes to test scenarios and reveal truths not shown in official government statistics. Alternative data and models highlight the value of learning through trial and error and transparency.


The absence of the government spoon-feeding the Fed revealed the shadow modelers to a broader audience. They can gain insight sooner by making mistakes. Markets developed quite a taste...

...for a well-made Mistake. They wanna make A Mistake. Why can't we make A Mistake?


These views are mine. Learn from mistakes at TMSpotlight.com.

------------------------------

Song: A Mistake (1999) Fiona Apple

]]>FHFA Sets the Bar: New GSE Housing Goals for 2026–2028 - MBA Mortgage Minute by Adam DeSanctisId289qoEISun, 04 Jan 2026 14:00:00 GMT116https://lykkenonlending.com/falseThis podcast segment covers FHFA’s newly finalized 2026–2028 housing goals for Fannie Mae and Freddie Mac, highlighting lower single-family benchmarks, a reduced low-income refinance target, and a renewed focus on sustainable access to affordable housing.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>How to Discern and Discover the Truth in a world filled with Chaos with Tom Ziglar of Ziglar, Corp.jo2y0viR0Fri, 02 Jan 2026 18:30:00 GMT1922https://lykkenonlending.com/podcasts/how-to-discern-and-discover-the-truth-in-a-world-filled-with-chaosfalseIn a world marked by polarization, misinformation, and constant noise, discerning truth has become one of the most critical leadership skills of our time. In this powerful and personal conversation, David Lykken sits down with Tom Ziglar—CEO of Ziglar, Inc. and son of legendary motivator Zig Ziglar—to explore how truth, identity, and grace-driven leadership can anchor us in uncertain times. Drawing from his father’s timeless philosophy, ancient wisdom, and real-world business leadership, Tom introduces the Truth Compass, shares stories of courageous discernment, and explains how Zig AI is helping leaders apply proven principles with clarity and confidence. This episode is both a tribute to legacy and a practical guide for navigating chaos with conviction, humility, and purpose.

]]>Local Wins: The Relationship Revolution in the Age of AI with Matthew Marx of EvocalizeZUHFSaCMRWed, 31 Dec 2025 18:30:00 GMT1536https://lykkenonlending.com/podcasts/local-wins-the-relationship-revolution-in-the-age-of-aifalseIn this episode of Lykken on Lending, David Lykken sits down with Matthew Marx, co-founder of Evocalize, to unpack a powerful truth emerging in today’s AI-driven mortgage landscape: local relationships still win. Recorded after the Total Expert Conference, the conversation dives into how lenders and real estate professionals can use AI to automate digital marketing, reclaim control from lead aggregators, and refocus their time on what matters most—trusted, face-to-face relationships in their communities. As industry consolidation accelerates and AI-generated content floods the market, this episode highlights why the future belongs to those who blend smart technology with authentic human connection.

]]>Year-End Mortgage Roundup: Rates Stuck, AI Mandates, and Momentum for 2026m199vj_LmTue, 30 Dec 2025 12:19:56 GMT3429https://lykkenonlending.com/podcasts/year-end-mortgage-roundup-rates-stuck-ai-mandates-and-momentum-for-2026falseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>MarTech Adoption, Engagement and ROI with James Duncan of Caelum AdvisorsU75vHsj_qFri, 26 Dec 2025 18:30:00 GMT1987https://lykkenonlending.com/podcasts/martech-adoption-engagement-and-roifalseMortgage lenders are investing millions in marketing technology, yet a staggering percentage of those tools go underused or completely idle. In this episode of Lykken on Lending, David Lykken sits down with James Duncan, Founder and Chief Marketing Strategist at Caelum Advisors, to unpack why MarTech adoption breaks down and what executives can do about it. Drawing from his experience leading marketing at Thrive Mortgage and Lower, James shares practical frameworks for auditing tech stacks, improving engagement, aligning tools with strategy, and turning marketing technology from “dead weight” into a true revenue driver. This conversation is a must-listen for mortgage leaders serious about maximizing ROI, reducing waste, and building a high-performing marketing ecosystem.

]]>How to Build a Business to Win at Work Without Losing at Life with Garrett Maroon of Garrett Maroon Consultingsm07HLWfJWed, 24 Dec 2025 18:30:00 GMT1619https://lykkenonlending.com/podcasts/how-to-build-a-business-to-win-at-work-without-losing-at-lifefalseIn this episode of Lykken on Lending, David Lykken sits down with Garrett Maroon—founder of The Faithful Agent and the 210 Collective—to unpack what it truly means to build a successful business without sacrificing what matters most. As a husband, father of five, and top-producing Realtor who has closed over 650 homes entirely by referral, Garrett shares the hard-earned lessons behind creating margin, setting boundaries, and redefining success beyond income alone. Rooted in faith, family, and intentional living, this conversation challenges lenders and agents alike to ask better questions, build healthier scoreboards for success, and pursue growth that strengthens—not strains—their marriage, faith, and family dinner table.

]]>A Christmas Week Mortgage Outlook: Affordability, AI, and Hope for 2026Bs5kzkNRjTue, 23 Dec 2025 12:20:19 GMT1954https://lykkenonlending.com/a-christmas-week-mortgage-outlook-affordability-ai-and-hope-for-2026falseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Fed Policy, Liquidity Risk, and Why the Mortgage Industry Should Pay Attention - Weekly Mortgage Update commentarylt7I2eHfKSun, 21 Dec 2025 14:00:00 GMT1121https://lykkenonlending.com/podcasts/fed-policy-liquidity-risk-and-why-the-mortgage-industry-should-pay-attentionfalseThis commentary explores the growing tension between Federal Reserve policy, liquidity management, and emerging risks in the mortgage market, as panelists unpack rangebound rates, the limits of economic data, and concerns around leverage, fraud, and regulatory inconsistency. Drawing parallels to lessons from The Big Short, the discussion highlights how abundant reserves, yield-curve dynamics, and opaque policy decisions may be masking deeper systemic vulnerabilities. While optimism remains for lower rates in the years ahead, the conversation underscores the importance of discipline, transparency, and enforcement to prevent history from repeating itself in the mortgage and housing finance system.

]]>AI, Mortgage Fraud, and the Case for Human-in-the-Loop Controls - Tech Update by Allen Pollackolo4FVyCDSat, 20 Dec 2025 22:00:00 GMT639https://lykkenonlending.com/podcasts/ai-mortgage-fraud-and-the-case-for-human-in-the-loop-controlsfalseThis podcast segment explores the rise of AI-driven mortgage fraud, real-world risks from AI hallucinations, and why human-in-the-loop controls and federal AI governance are critical for lenders and vendors.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>HUD’s Housing Supply Bill: What It Means—and What It Doesn’t - Legislative Update by Alice AlveyU7uB92WIdSat, 20 Dec 2025 18:00:00 GMT249https://lykkenonlending.com/podcasts/huds-housing-supply-bill-what-it-means-and-what-it-doesntfalseThis podcast segment breaks down the complex reasons behind the 30–40% surge in tri-merge credit report costs, examining regulatory mandates, FICO licensing fees, bureau markups, and the challenges of creating true competition without compromising fair lending or investor confidence.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Fed Signals, Jobs Data, and Why Rates Stayed Rangebound - Market Update by Matt GrahamqlWeMAIJBSat, 20 Dec 2025 15:42:38 GMT307https://lykkenonlending.com/podcasts/fed-signals-jobs-data-and-why-rates-stayed-rangeboundfalseThis podcast segment explains how jobs data, the Fed’s dot plot, and reserve management purchases kept mortgage rates rangebound while markets wait for clearer inflation and employment signals.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Data-Driven Consumer Direct: How Mortgage Lenders Build Predictable Lead Funnels with Tim Slevin of The Share GroupA4e4PjDfCFri, 19 Dec 2025 18:30:00 GMT1911https://lykkenonlending.com/podcasts/data-driven-consumer-direct-how-mortgage-lenders-build-predictable-lead-funnelsfalseConsumer Direct lending is experiencing a resurgence as mortgage professionals search for more predictable, cost-effective ways to generate leads in a challenging market. In this episode of Lykken on Lending, David Lykken sits down with Tim Slavin, CEO of The Share Group, to unpack how data science is transforming consumer direct mortgage strategies. The conversation dives into why most purchased leads fail, how richer consumer, property, and mortgage datasets dramatically improve accuracy, and how lenders—from individual loan officers to large call centers—can build scalable, compliant lead funnels. Listeners will gain practical insights into data integrity, outbound dialing efficiency, and how to create a repeatable system for long-term mortgage growth.

]]>New Bear Trend Is "Nothing from Nothing" - Macro Market Update by Les ParkerEKMLoNcRPThu, 18 Dec 2025 22:00:00 GMT61https://lykkenonlending.com/podcasts/new-bear-trend-is-nothing-from-nothingfalse12-16-2025 New Bear Trend Is "Nothing from Nothing"

-------------------------

Nothin' from nothin' leaves nothin'. Bears gotta have somethin' if they wanna trend to be.

EU leadership has neither money nor voters’ support to stop the US-Russia Ukrainian peace deal. US wage increases are slowing. China deflates. Germany’s growth shows green shoots but remains constrained by high energy costs.

Jobs are stagnating, while inflation components create competing narratives. The new bear trend has no momentum, while the bulls have much to prove. Nothing from nothing is nothing.

Cause bearishness is too low to see, yeah.


These views are mine. Know when nothing becomes something at TMSpotlight.com.

-------------------------

Song: Nothing From Nothing (1974) Billy Preston

]]>Mortgage Housing Reform and Federal AI Policy - MBA Mortgage Minute by Adam DeSanctisfJHF_qDcZThu, 18 Dec 2025 18:55:30 GMT120https://lykkenonlending.com/podcasts/mortgage-housing-reform-and-federal-ai-policyfalseThis podcast segment covers key mortgage-related housing reform legislation and a new federal AI policy framework that could shape compliance, innovation, and affordability across the mortgage industry.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Modernizing Mortgage Income Verification: The Future of Human-Centric Underwriting with Shmulik Fishman of Argylewi-v-pQOkWed, 17 Dec 2025 18:30:00 GMT1572https://lykkenonlending.com/podcasts/modernizing-mortgage-income-verification-the-future-of-human-centric-underwritingfalseMortgage lending is undergoing a fundamental shift as technology reshapes how income and employment are verified—yet the human experience remains more important than ever. In this episode of Lykken on Lending, David Lykken sits down with Shmulik Fishman, Founder and CEO of Argyle, to explore how modern income verification is transforming underwriting, reducing friction for loan officers, and improving outcomes for borrowers. From Argyle’s origins and major institutional backing to its deep integrations across POS and LOS platforms, this conversation unpacks what true modernization looks like when automation, data accuracy, and human-centric design come together to redefine the mortgage process.

]]>AI, Rates, and Risk: Is the Mortgage Industry Repeating History?yDv-OZt6dTue, 16 Dec 2025 12:00:00 GMT3190https://lykkenonlending.com/podcasts/ai-rates-and-risk-is-the-mortgage-industry-repeating-historyfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>AI, Innovation, and the ‘51st Date Syndrome’: What Mortgage Tech Is Really Teaching Us - Tech Update by Allen PollackHZShF5MBKSat, 13 Dec 2025 14:00:00 GMT673https://lykkenonlending.com/podcasts/ai-innovation-and-the-51st-date-syndrome-what-mortgage-tech-is-really-teaching-usfalseThis podcast segment explores the real-world use of AI in mortgage lending, separating hype from value while examining automation tools, app fatigue, platform longevity, and the emerging “51st Date Syndrome” in AI adoption.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA’s 203(k) Update: Renovation Lending, Drafting Tables, and New Opportunity - Legislative Update by Alice AlveyEOMxeBcrgFri, 12 Dec 2025 22:00:00 GMT478https://lykkenonlending.com/podcasts/fhas-203k-update-renovation-lending-drafting-tables-and-new-opportunityfalsehis podcast segment breaks down the complex reasons behind the 30–40% surge in tri-merge credit report costs, examining regulatory mandates, FICO licensing fees, bureau markups, and the challenges of creating true competition without compromising fair lending or investor confidence.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Yields Break Higher: When Markets Move Without the Data - Market Update by Matt GrahamkYwwfCJuZFri, 12 Dec 2025 19:16:12 GMT304https://lykkenonlending.com/podcasts/bond-yields-break-higher-when-markets-move-without-the-datafalseThis podcast segment examines why bond yields surged toward the top of their recent range despite economic data failing to clearly explain the move, highlighting the role of technicals, holiday trading, and upcoming risk events.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>AI Assistances in the Mortgage Space: How Intelligent Outreach Is Rewriting the Loan Officer Playbook with Jessica Thames and Mike RussellgLC4HBnyrFri, 12 Dec 2025 18:30:00 GMT2601https://lykkenonlending.com/podcasts/ai-assistances-in-the-mortgage-space-how-intelligent-outreach-is-rewriting-the-loan-officer-playbookfalseArtificial intelligence isn’t coming to the mortgage industry—it's already here, and it’s fundamentally reshaping how lenders engage past customers, manage database outreach, and scale production without sacrificing the human touch. In this episode, AI Assistants in the Mortgage Space: How Intelligent Outreach Is Rewriting the Loan Officer Playbook, David Lykken sits down with leaders from Total Expert and Assurance to unpack real-world success stories, compliance considerations, and the operational readiness required to implement AI-powered voice assistants effectively. From transforming credit trigger conversions to scheduling loan officer appointments automatically, this conversation reveals how lenders can turn AI-enabled outreach into a competitive advantage—and why those who resist may soon be left behind.

]]>Who's The "Lost Cause" - Macro Market Update by Les Parkerb6BY92PseThu, 11 Dec 2025 18:00:00 GMT61https://lykkenonlending.com/podcasts/whos-the-lost-causefalse12-09-2025 Who's The "Lost Cause"

-------------------

Bears, you're lost; Bulls, you're lost; Maybe, you're a Lost Cause.


With bond yields moving up, Bears have an easier path to capture the trend at 4.18 than bulls in diving below 4. Does the steepening of the coupon curve suggest no recession?

According to Deutsche Bank, once the Fed begins a rate-cut cycle, the 10-year Treasury yield does not fall sustainably without the economy slipping into a recession. So, who’s the lost cause: Jobs, Fed, Bulls, or Bears? Maybe it’s lenders that only make money as rates fall.

That’s fighting for a Lost Cause.

These views are mine. Avoid confusion at TMSpotlight.com.

-----------------

Song: Lost Cause (2002) Beck

"Lost Cause" is a 2002 song by Beck with a melancholic tone reflecting feelings after a breakup.

]]>NFIP at a Crossroads: MBA Pushes for Long-Term Stability - MBA Mortgage Minute by Adam DeSanctisIH5bDHRapThu, 11 Dec 2025 14:00:00 GMT104https://lykkenonlending.com/podcasts/nfip-at-a-crossroads-mba-pushes-for-long-term-stabilityfalseThis podcast segment highlights the Senate’s advancement of major housing finance nominees and reminds IMBs to register for MBA’s premier conference ahead of the Thanksgiving holiday.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Quantum Mindset: Resilience Lessons That Redefine Success with Rene Godefroy of Godefroy GlobalPeQM6BYrYWed, 10 Dec 2025 18:30:00 GMT2660https://lykkenonlending.com/podcasts/the-quantum-mindset-resilience-lessons-that-redefine-successfalseIn this episode of Lykken on Lending, we explore The Quantum Mindset: Resilience Lessons That Redefine Success, featuring an extraordinary story of overcoming unimaginable beginnings and rising into purpose, gratitude, and impact. Through vivid examples—bees modeling sweetness, the observer effect, and collapsing the wave of possibility—our guest shows how leaders can transform their reality by shifting perspective, reframing challenges, and embracing responsibility. Whether you’re navigating market uncertainty, organizational change, or personal transition, this conversation reveals the practical and spiritual principles behind unshakable resilience and high performance.

]]>Rebuilding the Housing Landscape: Rates, Renovation, and the Road Aheade-ztK_xBpTue, 09 Dec 2025 15:13:23 GMT3568https://lykkenonlending.com/podcasts/rebuilding-the-housing-landscape-rates-renovation-and-the-road-aheadfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Rates in Limbo, Costs on the Rise: The Real Drivers Behind Today’s Affordability Crisis - Weekly Mortgage Update commentaryo4iSUJR8CMon, 08 Dec 2025 15:00:00 GMT868https://lykkenonlending.com/podcasts/rates-in-limbo-costs-on-the-rise-the-real-drivers-behind-todays-affordability-crisisfalseIn this wide-ranging market commentary, David Lykken, Bill, Kittle, and Alice break down why interest rates remain trapped in a tight range despite economic noise and why market reactions often have more to do with trader psychology than global fundamentals. While short-term volatility grabs headlines, the deeper issue facing today’s housing market is affordability—driven not by rates alone, but by compounding increases in homeowner’s insurance, property taxes, and other overlooked cost pressures. With insights into global bond correlations, speculative trading dynamics, and the real impact of runaway housing expenses, this segment offers a candid look at the forces shaping mortgage lending as we enter 2026.

]]>Inside the AI Explosion: New Models, New Tools, and What It Means for Mortgage Tech - Tech Update by Allen PollackjtEnox6o3Mon, 08 Dec 2025 14:00:00 GMT862https://lykkenonlending.com/podcasts/inside-the-ai-explosion-new-models-new-tools-and-what-it-means-for-mortgage-techfalseAllen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>The Tri-Merge Credit Crisis: Why Costs Are Exploding and What Lenders Must Know - Legislative Update by Alice AlveyXci1M5WznMon, 08 Dec 2025 06:49:58 GMT639https://lykkenonlending.com/podcasts/the-tri-merge-credit-crisis-why-costs-are-exploding-and-what-lenders-must-knowfalseThis podcast segment breaks down the complex reasons behind the 30–40% surge in tri-merge credit report costs, examining regulatory mandates, FICO licensing fees, bureau markups, and the challenges of creating true competition without compromising fair lending or investor confidence.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Holiday Volatility, Japan Jitters & A Fed Flying Blind: This Week in the Bond Market - Market Update by Matt GrahamxyyUQMr46Fri, 05 Dec 2025 22:00:00 GMT225https://lykkenonlending.com/podcasts/holiday-volatility-japan-jitters-a-fed-flying-blind-this-week-in-the-bond-marketfalseThis podcast segment explains why post-Thanksgiving rate volatility is less about Japan’s rate-hike rumors and more about normal market noise, as traders position ahead of key economic data and a Fed meeting now operating without the delayed jobs report.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Social Media Prospecting: The Black Line Discipline Behind Business Growth with Michelle Berman-Mikel of Berman MediaeYEdzBS8sFri, 05 Dec 2025 18:30:00 GMT2523https://lykkenonlending.com/podcasts/social-media-prospecting-the-black-line-discipline-behind-business-growthfalseIn this powerful episode of Lykken on Lending, David Lykken sits down with social media prospecting expert and author Michelle Berman-Mikel to unpack the discipline, mindset, and daily actions that fuel real business growth in today’s noisy digital world. Drawing from her competitive swimming background and her bestselling book The Black Line, Michelle reveals how the same focus required to swim mile-long races translates into a tactical, repeatable prospecting system—one message a day, 365 days a year—that has transformed the pipelines of mortgage professionals nationwide. Michelle’s vulnerability, her faith journey, and her practical frameworks like the Drivers & Levers Assignment make this episode a masterclass in authenticity, consistency, and building opportunity through meaningful online relationships.

]]>Will Anyone "Go All The Way?" - Macro Market Update by Les Parkerbx9wmGRM7Fri, 05 Dec 2025 18:00:00 GMT61https://lykkenonlending.com/podcasts/will-anyone-go-all-the-wayfalseWill Anyone "Go All The Way?"

-------------------------

Buy markets know how defeat can be 'Til investors trade and say, (Singers) please, Go All the Way?

The bulls won Thanksgiving week while the bears fought valiantly. However, no one has gone all the way; no objectives have been hit, and momentum hasn't been built.

With no threats to Oil nor the Dollar, and with Europe's rulers creating and chasing economic straw men, the US can keep improving fiscal and inflation conditions. So, will the bulls keep beating the bears?

The bulls, got to keep on swinging.

These views are mine. Come on, we want you at TMSpotlight.com.

------------------------

Song: Go All the Way (1972) The Raspberries

]]>Tri-Merge Credit Costs Spike Again: MBA Pushes for Reform in 2026 - MBA Mortgage Minute by Adam DeSanctiszQ6bC8R2WFri, 05 Dec 2025 13:00:15 GMT110https://lykkenonlending.com/podcasts/tri-merge-credit-costs-spike-again-mba-pushes-for-reform-in-2026falseThis podcast segment highlights the Senate’s advancement of major housing finance nominees and reminds IMBs to register for MBA’s premier conference ahead of the Thanksgiving holiday.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Pavan Agarwal: The AI Contagion Warning: How the Dollar-Yen Unwind and Bitcoin Margin Calls Threaten OpenAI’s Valuation2sN-QMk18Thu, 04 Dec 2025 19:41:47 GMT1331https://lykkenonlending.com/podcasts/the-ai-contagion-warning-how-the-dollar-yen-unwind-and-bitcoin-margin-calls-threaten-openais-valuationfalseIn this week’s AI Update, we dive into the rapidly shifting landscape behind today’s sky-high AI valuations and explore why macroeconomic forces may be creating unseen systemic risks across the tech ecosystem. Pavan Agarwal breaks down how the unwinding of the dollar-yen trade, leveraged Bitcoin positions, and hyperscalers’ overreliance on overpriced NVIDIA hardware are converging to put pressure on companies like OpenAI—potentially triggering a broader contagion that could impact banks, data-center REITs, and long-term AI investment flows. This episode uncovers how tightly interconnected global markets, digital assets, and AI infrastructure really are—and what leaders in mortgage and fintech should be watching next.

]]>The Consumer-Direct Mortgage Model: Speed, Efficiency, and the Human Advantage with Roger Moore of Loan ProntoSWa2cdHCEWed, 03 Dec 2025 18:30:00 GMT1662https://lykkenonlending.com/podcasts/the-consumer-direct-mortgage-model-speed-efficiency-and-the-human-advantagefalseThe consumer-direct mortgage model has rapidly evolved from a niche channel to one of the most efficient and scalable strategies in today’s lending environment. In this episode, we explore the operational blueprint behind its rise—highlighting how leading DTC lenders are achieving faster turn times, dramatically lower cost-to-close, and stronger customer loyalty by balancing automation with exceptional human service. We dive into brand-driven lead acquisition, modern retention systems, technology integration, and the cultural principles that keep teams aligned and motivated. Whether you're an IMB executive, production leader, or strategist looking to modernize your organization for 2026, this conversation reveals the real levers driving efficiency, profitability, and sustainable purchase growth in a changing mortgage market.

]]>The December Reset: Market Volatility, Tri-Merge Pricing Crisis & What Comes Nextb46E2U8WZTue, 02 Dec 2025 12:17:10 GMT3210https://lykkenonlending.com/podcasts/the-december-reset-market-volatility-tri-merge-pricing-crisis-what-comes-nextfalseDecember arrives with a jolt as the mortgage industry faces a wave of new challenges—from heightened market volatility to the alarming 35–40% spike in tri-merge credit reporting costs hitting lenders across the country. In this week’s episode of Lykken on Lending, David Lykken and the expert panel unpack what’s driving rate movement, how global forces like the Bank of Japan are influencing U.S. bonds, why affordability continues to erode, and what the MBA is doing to combat unsustainable credit reporting structures. With insights from Adam DeSanctis, Les Parker, Matt Graham, Alice Alvey, David Kittle, Bill Corbett, and more, this episode provides a timely and comprehensive overview of what’s happening now—and what lenders, IMBs, and mortgage professionals must prepare for next.

]]>Rate Debates, Fed Divisions & the Real Cause of Today’s Affordability Crisis - Weekly Mortgage Update commentarybKJlHyru6Sun, 30 Nov 2025 22:00:00 GMT542https://lykkenonlending.com/podcasts/fed-in-the-fog-margin-pressure-market-cycles-and-lessons-we-still-havent-learned-11-04-2025-weekly-mortgage-update-commentaryfalseIn this week’s discussion, the Lykken on Lending team dives deep into the forces shaping today’s mortgage market, from range-bound rates to a Federal Reserve that is showing more internal division than we’ve seen since the early Greenspan era. With mixed economic signals—strong GDP, elevated unemployment readings, and stale data delayed by the shutdown—industry leaders Bill Corbett, David Kittle, Alice Alvey, and Allen Pollack break down what’s truly driving market uncertainty and why a rate cut may not be the silver bullet many are hoping for. The conversation highlights a critical truth often overlooked in the headlines: today’s affordability crisis is rooted not in interest rates, but in years of insufficient housing inventory driven by land costs, regulation, and the reshaped post-pandemic market. This thoughtful debate offers clarity, context, and practical insight for lenders, loan officers, and executives navigating one of the most complex cycles in recent memory.

]]>AI Hype vs. Mortgage Reality: Why a Weak LOS Can Make Innovation Dangerous - Tech Update by Allen PollackblbWwqkqUSun, 30 Nov 2025 20:00:00 GMT542https://lykkenonlending.com/podcasts/ai-hype-vs-mortgage-reality-why-a-weak-los-can-make-innovation-dangerousfalse

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>CFPB Seeks Feedback on Major ECOA Change: Why Lenders Should Comment by Dec. 15 - Legislative Update by Alice AlveyMg4aF2sx9Sun, 30 Nov 2025 18:00:00 GMT163https://lykkenonlending.com/podcasts/cfpb-seeks-feedback-on-major-ecoa-change-why-lenders-should-comment-by-dec-15falseThis podcast segment highlights the CFPB’s request for industry feedback on a significant ECOA interpretation change that could prevent regulators from using reverse-engineered HMDA data to allege fair lending violations when no discriminatory policy exists.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Market Holds Its Range as Fed Signals Split and Jobs Data Sends Mixed Messages - Market Update by Matt Graham2cczRXC37Sun, 30 Nov 2025 16:00:00 GMT313https://lykkenonlending.com/podcasts/bond-market-holds-its-range-as-fed-signals-split-and-jobs-data-sends-mixed-messagesfalseThis podcast segment discusses the impact of the government shutdown on economic data, how private reports are driving market volatility, and the potential consequences for bond markets as government data resumes.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>“Freddie’s Dead” Are The Bulls Dreams Dead, Too? - Macro Market Update by Les ParkeraRCMUuz-YSun, 30 Nov 2025 13:59:20 GMT70https://lykkenonlending.com/podcasts/freddies-dead-are-the-bulls-dreams-dead-toofalse11-24-2025 “Freddie’s Dead” Are The Bulls Dreams Dead, Too?

——————

We can deal with guesses and dreams, but in reality, what do they mean? Ain’t nothing said ’cause threat is dead.


The threat from old news on jobs is dead. The bulls and bears tested critical levels, grasping for the latest quote from a Federal Reserve member to prompt action, as if that really mattered.


The bulls have until Christmas to break through 3.94 and reach 3.80, opening the door to 3.65. Otherwise, the bears will flip the trend, with a minimum target of 4.33 and 4.44 likely. Currently, the fundamental case is stronger for the bulls than the bears.


‘Cause Threat is dead

These views are mine. Glean dead or alive threats at TMSpotlight.com.

————————-

Song: Freddie’s Dead (1972), Curtis Mayfield.

“Freddie’s Dead” is a song by Curtis Mayfield. It was the theme for the film Super Fly. The single was released before the film was in theaters.

]]>Key Leadership Moves in Housing Finance: Ginnie Mae, FHA & FDIC Nominations Advance - MBA Mortgage Minute by Adam DeSanctisquSctq_C3Sat, 29 Nov 2025 17:00:00 GMT70https://lykkenonlending.com/podcasts/key-leadership-moves-in-housing-finance-ginnie-mae-fha-fdic-nominations-advancefalseThis podcast segment highlights the Senate’s advancement of major housing finance nominees and reminds IMBs to register for MBA’s premier conference ahead of the Thanksgiving holiday.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Inside Lenders One: Market Stability, AI Risk, and the Future of Credit Pricing with Justin DemolamcxLoa29BWed, 26 Nov 2025 18:30:00 GMT1469https://lykkenonlending.com/podcasts/inside-lenders-one-market-stability-ai-risk-and-the-future-of-credit-pricingfalseIn this episode, David Lykken sits down with Justin Demola, President of Lenders One, for a timely and candid discussion on the biggest forces shaping independent mortgage bankers today. From credit pricing spikes and rising regulatory scrutiny to the rapid acceleration of AI on both the sales and loan manufacturing sides, Justin offers a behind-the-scenes look at what lenders are experiencing in real time and how the Lenders One cooperative is helping its members stay profitable, compliant, and strategically positioned for the next market cycle. He also shares updates on lender consolidation trends, the explosive growth of L1 Credit and L1 Insurance, and why peer-level collaboration is more valuable than ever. If you want clarity on where the IMB market is heading in 2026 and beyond, this conversation delivers it.

]]>Thanksgiving Mortgage Market Outlook: Rates, Regulation & What Lenders Need to Know2TXzexWiOTue, 25 Nov 2025 12:38:39 GMT2997https://lykkenonlending.com/podcasts/thanksgiving-mortgage-market-outlook-rates-regulation-what-lenders-need-to-knowfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Will Gov't "Car Wash" The Facts - Macro Market Update by Les ParkerdgIjTMRxvSun, 23 Nov 2025 15:25:19 GMT61https://lykkenonlending.com/podcasts/will-govt-car-wash-the-factsfalse11-18-2025 Will Gov't "Car Wash" The Facts

----------------------

Bulls might not ever get rich. But markets tell them they’re digging a ditch.

With the shutdown ending, government will wash the facts and the market will spin them. Will the Bulls get out of the ditch or will the Bears bury them?

3.80 in the 10-year yield happens if the Bears fail near term. How much does it depend on the action in commodities? Copper’s rise over the last three months is stalling. Oil struggles but is rising from the bottom. Gold’s torn between global trends. Wheat is waking up. Regardless, clean facts will help.

Come on and send them, please, fact wash.

Clean them with meaning now, fact wash yeah.

These views are mine. Find facts matter at TMSpotlight.com.

-----------------------------

Song: Car Wash (1976) Rose Royce

]]>Shutdown Ends, NFIP Reauthorized, and CFPB Proposes Key Reg B Changes - MBA Mortgage Minute by Adam DeSanctispWUjMv2TmFri, 21 Nov 2025 20:19:53 GMT95https://lykkenonlending.com/podcasts/shutdown-ends-nfip-reauthorized-and-cfpb-proposes-key-reg-b-changesfalseThis podcast segment covers recent Fannie Mae updates, including rep and warranty relief for undisclosed debts, extended credit document validity for construction loans, and a shift to a more holistic borrower risk assessment, enhancing access to credit and reducing buyback risk.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Fix & Flip Smarter: The Private Lending Model Transforming Communities with Chris Lemons of Creative Financing SolutionstvwNmwC-QFri, 21 Nov 2025 18:30:00 GMT1673https://lykkenonlending.com/podcasts/fix-flip-smarter-the-private-lending-model-transforming-communitiesfalsePrivate lending is reshaping real estate investing—and few people understand that landscape better than Chris Lemons of Creative Financing Solutions (CFS), a division born from the powerhouse leadership team at Alcova. In this episode, Chris breaks down how today’s investors are navigating fix-and-flip opportunities, why wholesalers are disrupting inventory, and what smart lenders are doing to responsibly scale private lending while revitalizing communities. From risk assessment and borrower vetting to the explosion of DSCR and rental-focused products, this conversation gives mortgage professionals and investors a front-row look into the new era of creative financing.

]]>Weekly AI Update with Pavan Agarwal: Why Top Producers Resist Tech: Flattening the J-Curve with Cell-Based AIFEaS98t3QThu, 20 Nov 2025 18:27:46 GMT1497https://lykkenonlending.com/podcasts/why-top-producers-resist-tech-flattening-the-j-curve-with-cell-based-aifalseTop-producing loan officers are often the last to adopt transformational technology—not because they doubt the value, but because they’re already operating at full capacity. In this episode, David Lykken and Pavan Agarwal break down the psychology behind LO resistance, the J-curve problem that slows adoption, and why traditional agentic AI models struggle to deliver real-world mortgage results. Pavan introduces a radically different approach: cell-based AI, a lightweight, modular system designed to provide immediate utility, zero friction onboarding, and tokenized rewards that change the adoption equation entirely. If you're a lender or tech leader trying to get your team to embrace next-generation tools, this conversation is essential.

]]>MISMO’s New Era: Brian Vieaux on AI, Regulation, and the Future of Mortgage Lendingf_uETCv-bWed, 19 Nov 2025 18:30:00 GMT2381https://lykkenonlending.com/podcasts/mismos-new-era-brian-vieaux-on-ai-regulation-and-the-future-of-mortgage-lendingfalseIn this week’s Hot Topic, David Lykken sits down with Brian Vieaux, the newly appointed President of MISMO, for an eye-opening conversation about the future of mortgage lending. In a rare blend of industry insight and personal vulnerability, Brian shares how a life-altering family crisis reshaped his perspective just weeks before stepping into one of the most influential roles in housing finance. Together, David and Brian unpack the powerful impact MISMO has on every mortgage loan in America, the organization’s crucial work in AI standardization and regulatory alignment, and why lenders can no longer afford to overlook the importance of industry-wide data standards. This interview delivers a timely, behind-the-scenes perspective on leadership, resilience, and the innovations poised to define the next era of mortgage banking.

]]>Post-Shutdown Market Whiplash, Fed Hawkishness, and the Rising AI Security ThreatwKNZOjQIGTue, 18 Nov 2025 11:00:00 GMT3253https://lykkenonlending.com/podcasts/post-shutdown-market-whiplash-fed-hawkishness-and-the-rising-ai-security-threatfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Market Volatility and the Impact of the Government Shutdown on Economic Data - Market Update by Matt GrahamyDwRUpnpFFri, 14 Nov 2025 22:00:00 GMT365https://lykkenonlending.com/podcasts/market-volatility-and-the-impact-of-the-government-shutdown-on-economic-datafalseThis podcast segment discusses the impact of the government shutdown on economic data, how private reports are driving market volatility, and the potential consequences for bond markets as government data resumes.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Model Data Is “Feeling Good” - Macro Market Update be Les Parker6wMy7qDuJFri, 14 Nov 2025 19:00:00 GMT61https://lykkenonlending.com/podcasts/model-data-is-feeling-goodfalse11-11-2025 Model Data Is “Feeling Good”

———————

It’s a new dawn. It’s a new day. It’s a new life, for facts. Data feeling good.


Using economic models to imitate government data results in moderation. Facts are messy while models are smooth. The void has also been filled with previously less public alternative data and analytics.


Upon the return of government data, a new world begins. There’ll be a recalibration to government statistical releases, and more confidence in an expanding universe of alternative data and AI-powered analytics. When the shutdown ends, expect volatility to rise.


Data, they’re feeling good.

These views are mine. Find feeling good facts at TMSpotlight.com.

——————-

Song: Feeling Good (1965) Nina Simone’s popular standard

Used in the Disney Cruella movie in 2021

]]>Fannie Mae Updates Selling Guide: Expanded Credit Access and New Lender Protections - MBA Mortgage Minute by Adam DeSanctisv3cqG42yIFri, 14 Nov 2025 16:49:41 GMT103https://lykkenonlending.com/podcasts/fannie-mae-updates-selling-guide-expanded-credit-access-and-new-lender-protectionsfalseThis podcast segment covers recent Fannie Mae updates, including rep and warranty relief for undisclosed debts, extended credit document validity for construction loans, and a shift to a more holistic borrower risk assessment, enhancing access to credit and reducing buyback risk.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Pavan Agarwal: The Big Short on AI? Breaking Down Michael Burry’s Warningh5bJi8q26Thu, 13 Nov 2025 18:30:00 GMT894https://lykkenonlending.com/podcasts/the-big-short-on-ai-breaking-down-michael-burrys-warningfalseIs there really an AI bubble brewing? In this week’s AI Update, David Lykken and Pavan Agarwal dive deep into Michael Burry’s latest warning—drawing parallels to The Big Short while unpacking how today’s AI economy fundamentally differs from the 2008 mortgage meltdown. From NVIDIA’s massive chip-driven valuations to how depreciation schedules distort corporate earnings, Pavan breaks down what’s real risk, what’s market noise, and why the underlying infrastructure of AI is still a powerful long-term play. The conversation highlights what mortgage and fintech leaders should watch in OpenAI’s revenue trajectory, where corrections could emerge, and why the U.S.-built data center boom may be the biggest story of all.

]]>Volatility, Conservatorship, and the 50-Year Mortgage: Inside the Week’s Biggest Housing HeadlinesWjm6pLvHLTue, 11 Nov 2025 11:57:01 GMT3598https://lykkenonlending.com/podcasts/volatility-conservatorship-and-the-50-year-mortgage-inside-the-weeks-biggest-housing-headlinesfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Fed in the Fog: Margin Pressure, Market Cycles, and Lessons We Still Haven’t Learned - Weekly Mortgage Update commentaryKZyYPsSrRSat, 08 Nov 2025 14:00:00 GMT1180https://lykkenonlending.com/podcasts/fed-in-the-fog-margin-pressure-market-cycles-and-lessons-we-still-havent-learnedfalseIn this thought-provoking segment of Lykken on Lending, industry leaders unpack the Fed’s “foggy” direction, the pressures lenders face from shrinking margins, and why the mortgage industry continues to repeat many of the same mistakes from past cycles. Drawing on decades of experience, voices like Bill Corbet, David Kittle, Marc Helm, and Alice Alvey tackle everything from subsidized pricing and technology inefficiencies to GSE risk and political influence, calling for renewed accountability, smarter data use, and genuine reform. It’s a candid conversation about lessons unlearned—and the resilience needed to move the industry forward.

]]>FinCEN Extends Rule on Cash Real Estate Transactions: What You Need to Know - Legislative Update by Alice AlveyyHTM_3qVAFri, 07 Nov 2025 22:00:00 GMT205https://lykkenonlending.com/podcasts/fincen-extends-rule-on-cash-real-estate-transactions-what-you-need-to-knowfalseThis podcast segment explains the FinCEN rule extension on reporting non-financed real estate transactions, highlighting new compliance requirements for attorneys, realtors, and others involved in cash property deals.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Fed Holds Steady, Ends QT: Bond Yields Drift as Markets Await Data After Government Shutdown - Market Update by Matt GrahamcNCvecapuFri, 07 Nov 2025 19:16:51 GMT317https://lykkenonlending.com/podcasts/fed-holds-steady-ends-qt-bond-yields-drift-as-markets-await-data-after-government-shutdownfalseThis podcast segment breaks down how the Fed’s decision to cut rates and end quantitative tightening left markets steady, with 10-year yields hovering near 4.1% as traders await fresh economic data following the government shutdown.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Weekly AI Update: Why General AI Stalled — and Angel AI Surged to a $120 Billion ValuationkdMzVE86ZThu, 06 Nov 2025 17:35:02 GMT1361https://lykkenonlending.com/podcasts/why-general-ai-stalled-and-angel-ai-surged-to-a-120-billion-valuationfalseIn this week’s AI Update, David Lykken sits down with Angel AI founder and CEO Pavan Agarwal to discuss the stunning $120 billion valuation validated by Liquid X—one of Silicon Valley’s most respected IP valuation firms. Agarwal reveals how 25 years of engineering, $100 million in personal investment, and a deep foundation in vectorized data positioned Angel AI to succeed precisely where others now admit limits to “general AI.” The conversation explores why vertical integration, intellectual property, and real-world data matter more than massive GPU farms, and how Angel AI’s architecture is reshaping the future of lending and capital markets.

]]>Rates Down Time To "Paint it Black" - Macro Market Update by Les ParkerYxKbc9sP_Wed, 05 Nov 2025 18:00:00 GMT61https://lykkenonlending.com/podcasts/rates-down-time-to-paint-it-blackfalse11-04-2025 Rates Down Time To "Paint it Black"

--------------------

Bonds see a red stat, and they want it painted black. No colors from gurus, Bonds want them to turn black.


With lenders subsidizing mortgage rates, our target of 6.125% was reached, while the 10-year yield touched 3.94%. Our bull target remains the same at 3.80 in the 10-year yield.


The declining chance of a Dec Fed cut, tame tariffs, and fiscal discipline fuel long rates downward after the mild correction ends. A move back to 6.125% in the 30-year mortgage rates will coincide with the 10-year reaching 3.80%.


Bonds have to turn their head.

Until their darkness goes.


These views are mine.  Find out who’s painting black at TMSpotlight.com.

------------------------

Song: Paint It Black (1966) The Rolling Stones

]]>CFPB Rescinds Repeat Offender Registry: A Major Advocacy Win for MBA Members - MBA Mortgage Minute by Adam DeSanctishEeYdm8juWed, 05 Nov 2025 14:00:00 GMT86https://lykkenonlending.com/podcasts/cfpb-rescinds-repeat-offender-registry-a-major-advocacy-win-for-mba-membersfalseThis podcast segment explains how the Mortgage Bankers Association is responding to the CFPB’s proposed open banking rule, advocating for stronger data security, consumer opt-in protections, and an end to risky screen-scraping practices.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Rates, Reality & Rolling Stones: Painting the Mortgage Market Black (Again)hAGj0KSi4Tue, 04 Nov 2025 12:54:42 GMT2289https://lykkenonlending.com/podcasts/rates-reality-rolling-stones-painting-the-mortgage-market-black-againfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>AI Risks, Vendor Readiness, and Data Integrity: Tech Takeaways from the MBA Conference - Tech Update by Allen Pollack0cmL8V_iySat, 01 Nov 2025 12:00:00 GMT561https://lykkenonlending.com/podcasts/ai-risks-vendor-readiness-and-data-integrity-tech-takeaways-from-the-mba-conferencefalseThis podcast segment explores AI adoption, vendor risk, data integrity, and new compliance challenges emerging from the MBA Annual Conference — plus a few surprising insights (and laughs) from the evolving world of mortgage technology.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Freddie Mac’s SOC 2 Mandate: Why Every Lender Needs Stronger Internal Audits and Data Controls - Legislative Update by Alice AlveykrCFyyAybFri, 31 Oct 2025 20:00:00 GMT793https://lykkenonlending.com/podcasts/freddie-macs-soc-2-mandate-why-every-lender-needs-stronger-internal-audits-and-data-controlsfalseThis podcast segment breaks down Freddie Mac’s new SOC 2 audit expectations, showing why lenders of all sizes must strengthen data security, internal audits, and operational controls to stay compliant and competitive.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Super Core Inflation and Fed Anticipation: Bond Yields Hold Steady Ahead of Rate Cuts - Market Update by Matt GrahamgFCdU1V0jFri, 31 Oct 2025 14:48:36 GMT298https://lykkenonlending.com/podcasts/super-core-inflation-and-fed-anticipation-bond-yields-hold-steady-ahead-of-rate-cutsfalseThis podcast segment explains how bond yields remain below 4% amid limited economic data, renewed trade tensions, and anticipation for the upcoming CPI report once government data resumes.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Walking In Rhythm" Traders and Poets Say Get A Loan  – Macro Market Update by Les ParkerrSrrmqVqKThu, 30 Oct 2025 21:18:25 GMT61https://lykkenonlending.com/podcasts/walking-in-rhythm-traders-and-poets-say-get-a-loanfalse10-28-2025 "Walking In Rhythm" Traders and Poets Say Get A Loan

----------------------------

Walking In Rhythm. Findin' no sound.


Traders and poets try to find rhythm and reason amid chaos, confusion, and calm.                                                                                                     

Falling Oil prices reduce the fear of inflation, while rising prices increase the fear of recession. With credit markets strengthening the odds of recession, generally, raises in Oil prices do not instill fear of inflation. So, rates can fall regardless if oil prices rise or fall. Mortgage payments are dropping due to home prices and rates falling.


Got to get a loan.


These views are mine. Find the Rhythm at TMSpotlight.com.

-----------------------------

Song: Walking In Rhythm (1974) The Blackbyrds

]]>Open Banking and Data Access: MBA Pushes for Security, Standards, and Consumer Control - MBA Mortgage Minute by Adam DeSanctisvTJQWxVbIThu, 30 Oct 2025 18:57:28 GMT119https://lykkenonlending.com/podcasts/open-banking-and-data-access-mba-pushes-for-security-standards-and-consumer-controlfalseThis podcast segment explains how the Mortgage Bankers Association is responding to the CFPB’s proposed open banking rule, advocating for stronger data security, consumer opt-in protections, and an end to risky screen-scraping practices.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Rates Falling, Risks Rising: Mortgage Leaders Unpack Markets, Compliance, and AI InnovationyuSZlofm-Tue, 28 Oct 2025 12:43:14 GMT2927https://lykkenonlending.com/podcasts/rates-falling-risks-rising-mortgage-leaders-unpack-markets-compliance-and-ai-innovationfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Modest Growth, Rising Costs, and Shifting Strategies: Key Takeaways from the MBA Annual Conference - Weekly Mortgage Update commentaryDbPQlAZTySat, 25 Oct 2025 17:00:00 GMT2069https://lykkenonlending.com/podcasts/modest-growth-rising-costs-and-shifting-strategies-key-takeaways-from-the-mba-annual-conferencefalseIn this week's Weekly Mortgage Update commentary, David and the regulars. including Bill, David Kittle, Marc, Alice, and Allen break down the key takeaways from the MBA Annual Conference in Las Vegas.


From Les Parker’s bond forecasts and Mike Fratantoni’s modest growth projections to Marina Walsh’s profitability data, the panel explores the delicate balance between optimism and realism in today’s market. Topics include the impact of tariffs, Fed policy, profit margins, and demographic shifts shaping homeownership demand.


The conversation highlights the return of wholesale lending, the rising cost to originate, and the need for lenders to rethink their tech stacks and cost structures to stay competitive. Veteran insight from Mark Jones underscores the operational realities facing independent lenders, while Alice reminds listeners that growth will depend on taking market share — not waiting for a boom.


It’s a candid, data-driven reflection on where the mortgage industry stands — and where it’s headed next.

]]>AI, Consolidation, and the Future of Mortgage Tech: Why Lenders Need a Strategy, Not a Shopping List - Tech Update by Allen Pollack49w-YyXFXSat, 25 Oct 2025 13:00:00 GMT818https://lykkenonlending.com/podcasts/ai-consolidation-and-the-future-of-mortgage-tech-why-lenders-need-a-strategy-not-a-shopping-listfalseThis podcast segment explores how AI is transforming mortgage technology, warning that legacy vendors risk becoming “plumbing” unless they modernize with open APIs and AI-native workflows.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Inside FHFA’s New Strategic Plan: What Lenders Need to Know and Why Your Feedback Matters - Legislative Update by Alice Alvey-5NEo2WA8Fri, 24 Oct 2025 21:00:00 GMT257https://lykkenonlending.com/podcasts/inside-fhfas-new-strategic-plan-what-lenders-need-to-know-and-why-your-feedback-mattersfalseThis podcast segment features Alice Alvey breaking down the FHFA’s 2026–2030 Strategic Plan, highlighting its focus on anti-fraud, deregulation, and housing supply — and urging lenders to provide feedback before the November 5th deadline.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bonds Hold Below 4% as Markets Await CPI and Government Data Return - Market Update by Matt GrahamUsh74TUVsFri, 24 Oct 2025 13:00:00 GMT276https://lykkenonlending.com/podcasts/fed-cuts-dot-plot-drama-and-bond-market-resiliencefalseThis podcast segment explains how bond yields remain below 4% amid limited economic data, renewed trade tensions, and anticipation for the upcoming CPI report once government data resumes.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Weekly AI Update: AI Twins, Tokenized Real Estate, and the Future of Mortgage LendingnDOyh56E1Thu, 23 Oct 2025 13:00:00 GMT918https://lykkenonlending.com/podcasts/ai-twins-tokenized-real-estate-and-the-future-of-mortgage-lendingfalseIn this week’s AI Update, David Lykken sits down with Pavan Agarwal to discuss the groundbreaking innovations driving Angel AI’s $119 billion valuation. From the rise of AI twins that communicate and transact autonomously, to the tokenization of real estate equity through blockchain, this episode unveils how the mortgage process is evolving into a seamless, AI-driven financial ecosystem. Pavan shares insights into a future where homeownership, estate planning, and financial wellness are all interconnected through secure, personalized digital platforms — redefining what it means to manage a “life contract.”

]]>"Oh, Lonesome Me" Shutdown Alters Market Uncertainty - Macro Market Update by Les ParkerDdo3G5BX1Thu, 23 Oct 2025 13:00:00 GMT61https://lykkenonlending.com/podcasts/oh-lonesome-me-shutdown-alters-market-uncertaintyfalse10.20.25 "Oh, Lonesome Me" Shutdown Alters Market Uncertainty

--------------------

Forget about low oil and find inflation soon. Bears thought of everything from A to Z.

Oh, Lonesome Bears.

Bonds love misery, like Federal layoffs, cheap oil, China’s exporting deflation, and Europe’s political struggles. Ironically, the absence of government statistics, due to the shutdown, reduces market uncertainty because traders become dependent on moderate model guesses

The Bulls are approaching our target of 3.80 in the 10-year yield. Can mortgages reach 6%?

Oh, Lonesome Bears

These views are mine. Lose bearish blues at TMSpotlight.com.

---------------------

Song: Oh, Lonesome Me (1958) Don Gibson

]]>FHFA’s 2026–2030 Plan: Oversight, Deregulation, and Housing Supply - MBA Mortgage Minute by Adam DeSanctisT0luZHT4LWed, 22 Oct 2025 13:00:00 GMT90https://lykkenonlending.com/podcasts/fhfas-2026-2030-plan-oversight-deregulation-and-housing-supplyfalseThis podcast segment breaks down the FHFA’s newly released 2026–2030 Strategic Plan, highlighting its focus on GSE oversight, deregulation, housing supply, and ongoing efforts to strengthen the U.S. housing finance system.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>From Vegas with Data: What the MBA Annual Conference Revealed About Mortgage Lending’s FutureIHV05AesJTue, 21 Oct 2025 14:33:55 GMT4073https://lykkenonlending.com/podcasts/from-vegas-with-data-what-the-mba-annual-conference-revealed-about-mortgage-lendings-futurefalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Trusted Data Meets Trusted Decisioning: How True and Candor Are Reinventing Income Verification in 60 Seconds with Steve Butler and Ryan EdmondsvaLyjxfNYFri, 17 Oct 2025 17:30:00 GMT1260https://lykkenonlending.com/podcasts/trusted-data-meets-trusted-decisioning-how-true-and-candor-are-reinventing-income-verification-in-60-secondsfalseIn a breakthrough moment for mortgage technology, True and Candor have joined forces to launch the industry’s first instant income verification solution—a partnership that promises to redefine how lenders qualify borrowers. In this episode of Lykken on Lending, host David Lykken sits down with Steve Butler, CEO of True, and Ryan Edmonds, CEO of Candor, to discuss how their combined strengths—trusted data and trusted decisioning—are delivering AI-powered, insured income verification in under 60 seconds. Drawing parallels to the iconic pairing of chocolate and peanut butter, this collaboration is being hailed as the “Reese’s moment” for mortgage innovation, empowering loan officers, streamlining underwriting, and giving lenders unprecedented confidence in every decision.

]]>Weekly AI Update with Pavan Agarwal: Chat Is the Future: How AI and Blockchain Are Reshaping Global BankingboMr7mGbOThu, 16 Oct 2025 17:30:00 GMT1865https://lykkenonlending.com/podcasts/chat-is-the-future-how-ai-and-blockchain-are-reshaping-global-bankingfalseIn this episode of Lykken on Lending, David Lykken sits down with visionary innovator Pavan Agarwal, CEO of Angel AI, to discuss how chat-based artificial intelligence and blockchain technology are revolutionizing global banking and lending. Fresh off his meetings with top financial leaders and government officials in Saudi Arabia and at the North American Blockchain Summit, Pavan shares how nations abroad are rapidly adopting AI-driven, chat-first banking systems—while many U.S. institutions risk falling behind. From achieving zero defects in federal audits to envisioning a 2030 world of 24/7 blockchain-powered homebuying, this conversation reveals why the future of finance is conversational, compliant, and borderless.

]]>HUD Gutted, CDFIs Collapsed: The Private Sector Steps In - Weekly Mortgage Update commentary4_NHBtDQsThu, 16 Oct 2025 13:00:00 GMT1168https://lykkenonlending.com/podcasts/hud-gutted-cdfis-collapsed-the-private-sector-steps-infalseIn this episode, David and the regulars discuss the far-reaching consequences of the government’s latest moves — including the permanent elimination of HUD’s Office of Housing Counseling and the dismantling of CDFI programs under the Treasury Department. With thousands of jobs cut and key community programs shuttered, the panel explores what this means for housing access, lender liability, and the growing role of private enterprise in areas once dominated by federal support. The conversation also touches on market reactions, long-term efficiency gains, and the ethical tension between fiscal responsibility and public service.

]]>Putting Your Brain To Work For YOU with Ellen Petry LeansetcK1NqMndWed, 15 Oct 2025 17:30:00 GMT2228https://lykkenonlending.com/podcasts/putting-your-brain-to-work-for-youfalseIn this thought-provoking episode of Lykken on Lending, David Lykken sits down with Ellen Petry Leanse—a neuroscience educator, former Apple and Google innovator, and bestselling author—to explore how we can put our brains to work for us instead of against us. Ellen unpacks practical neuroscience tools for self-awareness, emotional regulation, and peak performance—sharing how small daily habits like mindful breathing, reflection, and visualization can rewire our thinking for clarity and calm. From navigating stressful homebuying decisions to achieving real work-life balance, this conversation reveals how understanding your brain is the ultimate leadership and life advantage.

]]>Housing Wins in Washington: Road to Housing Act Clears the Senate - MBA Mortgage Minute by Adam DeSanctisd1zUPOCcFWed, 15 Oct 2025 13:00:00 GMT129https://lykkenonlending.com/podcasts/housing-wins-in-washington-road-to-housing-act-clears-the-senatefalseThis podcast segment highlights the Senate’s passage of the bipartisan Road to Housing Act amid the ongoing government shutdown, a key step toward expanding housing affordability and preserving access to homeownership programs nationwide.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Government Shutdown Fallout: HUD Cuts, CDFI Shake-Up, and Surging Servicing ValuesDbQAoXLuITue, 14 Oct 2025 11:43:02 GMT1763https://lykkenonlending.com/podcasts/government-shutdown-fallout-hud-cuts-cdfi-shake-up-and-surging-servicing-valuesfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]> It's "Natural" For Bulls To Make It - Macro Market Update by Les ParkerC-CUElTayFri, 10 Oct 2025 12:00:00 GMT61https://lykkenonlending.com/podcasts/its-natural-for-bulls-to-make-itfalse10-06-2025 It's "Natural" For Bulls To Make It

---------------------

Will Bulls hold the line?


When everyone of them have given up and given in? Tell me. Is it asinine?


Who is sillier? Ursula von der Leyen, Friedrich Merz, or Emmanuel Macron? The coalition of the willing is heading Europe’s economic quest to slay the Russian windmills in Don Quixote fashion. As a result, Europeans pay ever-higher energy costs.


Meanwhile, their folly supports lower Oil prices in the US. So, it’s easier to see 3.80 rather than 4.30 in the 10-year yield.


Bulls Gonna Make It. Natural.


You gotta be so cold.


You are a natural.


These views are mine. See how Bonds are cold naturally at TMSpotlight.com.

-------------------

Natural (2018) Imagine Dragons

]]>FICO Shakes Up Credit Reporting with Direct-to-Lender Licensing - MBA Mortgage Minute by Adam DeSanctisEqzwubjFJThu, 09 Oct 2025 18:55:52 GMT114https://lykkenonlending.com/podcasts/fico-shakes-up-credit-reporting-with-direct-to-lender-licensingfalseThis podcast segment highlights FICO’s new direct-to-lender licensing model could reshape the credit reporting landscape, cutting out the middleman and potentially lowering costs for lenders and consumers—if the implementation lives up to its promise.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Texas Housing Summit: Leading the Nation in the Future of Homeownership with Scott Norman of TMBAueLOE9lA-Wed, 08 Oct 2025 17:00:00 GMT1001https://lykkenonlending.com/podcasts/the-texas-housing-summit-leading-the-nation-in-the-future-of-homeownershipfalseThe Texas Mortgage Bankers Association is making history once again. In this episode, David Lykken sits down with Scott Norman, President of the TMBA, to discuss how the organization is redefining what a state association can be—by becoming a destination for collaboration, innovation, and thought leadership. As the TMBA prepares to host the Texas Housing Summit at the LBJ Presidential Library in Austin, celebrating the 60th anniversary of the Housing and Urban Development Act, Scott shares the vision behind the event, the impressive lineup of national speakers, and the mission to shape the future of homeownership across America. From regulatory reform to housing affordability, this summit—and this conversation—showcases why Texas is leading the way.

]]>FICO’s Big Shake-Up, AI Hype vs. Reality, and the Refi Readiness TestPBwVqHQv_Tue, 07 Oct 2025 11:00:00 GMT3127https://lykkenonlending.com/podcasts/ficos-big-shake-up-ai-hype-vs-reality-and-the-refi-readiness-testfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>PennyMac Bets on Vesta, Non-Banks Lead in AI, and New Tools Push Underwriting Forward - Tech Update by Allen PollackclR_90sUbFri, 03 Oct 2025 21:49:20 GMT588https://lykkenonlending.com/podcasts/pennymac-bets-on-vesta-non-banks-lead-in-ai-and-new-tools-push-underwriting-forwardfalseThis podcast segment highlights PennyMac’s investment in Vesta’s LOS, survey findings that non-bank lenders are leading in tech adoption and API development, and new AI-powered tools like MORI, ACEs, and Friday Harbor that are reshaping underwriting, compliance, and loan origination.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Basel III Ripples, Shutdown Risks, and a Shifting Housing Market - Legislative Update by Alice AlveyDiGgVu7jlFri, 03 Oct 2025 16:56:27 GMT632https://lykkenonlending.com/podcasts/basel-iii-ripples-shutdown-risks-and-a-shifting-housing-marketfalseThis podcast segment examines FHA compare ratios, the risks and rewards of outsourcing, and how smaller lenders can stay competitive by focusing on efficiency, niche products, and smart partnerships.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>The Yield Dancing "Gonna Make You Sweat" - Macro Market Update by Les Parker6Udokb1uqThu, 02 Oct 2025 18:53:00 GMT61https://lykkenonlending.com/podcasts/the-yield-dancing-gonna-make-you-sweatfalse09-30-2025 The Yield Dancing "Gonna Make You Sweat"

------------------

Best Get moving music!

After the Fed ease, the 10-year yield dipped to 3.99% followed by a test of the August lows of 4.20. Mortgage rates love the slow-to-ease Fed giving them moving music.

Expect the 10-year yield to dance within a range of 4.30% to 4% without disturbing the bullish trend. Regardless, look for the bulls to find its groove again and tap dance on 3.80.

These views are mine. Catch the latest moves at TMSpotlight.com.

--------------------------------

Song: "Gonna Make You Sweat (Everybody Dance Now)" (1990) C+C Music Factory

]]>MBA Pushes Back: Basel III Revisions Could Ease Mortgage Capital Strain - MBA Mortgage Minute by Adam DeSanctisNpn-e0Py8Wed, 01 Oct 2025 19:00:00 GMT102https://lykkenonlending.com/podcasts/mba-pushes-back-basel-iii-revisions-could-ease-mortgage-capital-strainfalseThis podcast segment unpacks the MBA’s GSE reform principles and conservatorship exit, highlighting priorities around competition, capital standards, and a federal backstop to protect the housing market.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Building Brands that Move Markets and Hearts: Empathy is the Engine, Growth is the Outcome with Andrew McLean of Inventus MediaRK7-X_ro6Wed, 01 Oct 2025 17:30:00 GMT2948https://lykkenonlending.com/podcasts/building-brands-that-move-markets-and-hearts-empathy-is-the-engine-growth-is-the-outcomefalseIn this episode of Lykken on Lending, we dive into the art and science of building brands with Andrew McLean, the creative force behind the award-winning Angel AI identity. From his early start in advertising at just 14 years old to shaping campaigns for Disney, Citibank, and Unilever, Andrew has spent decades refining the craft of connecting people to brands in ways that inspire trust, love, and loyalty. Together with host David Lykken, Andrew reveals how empathy—not just data—drives true innovation in branding, why consistency and simplicity matter more than ever, and how Angel AI is transforming financial services by making them not only more accessible but more human. This is a masterclass in building brands that resonate deeply, create cultural relevance, and ultimately drive meaningful growth.

]]>Rates Eye 3.80, MSR Multiples Hit 6, and Shutdown Risks LoomLZsSkZZwsTue, 30 Sep 2025 11:11:56 GMT3242https://lykkenonlending.com/podcasts/rates-eye-3-80-msr-multiples-hit-6-and-shutdown-risks-loomfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Fed Cuts, Dot Plot Drama, and Bond Market Resilience - Market Update by Matt GrahamRWyui6W45Fri, 26 Sep 2025 19:00:00 GMT272https://lykkenonlending.com/podcasts/fed-cuts-dot-plot-drama-and-bond-market-resiliencefalseThis podcast segment unpacks how the Fed’s latest rate cut, dot plot projections, and Powell’s press conference shaped bond market momentum and set the stage for upcoming jobs data.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Abraham, Martin and John" Political Divide Continues to Impact US Rates - Macro Market Update by Les Parker6wksqtDreFri, 26 Sep 2025 15:00:00 GMT64https://lykkenonlending.com/podcasts/abraham-martin-and-john-political-divide-continues-to-impact-us-ratesfalse09.23.2025 "Abraham, Martin and John" Political Divide Continues to Impact US Rates

------------------------

Anybody here seen God’s servant Charlie? Can you tell me what went wrong? He freed many students, but it seems that the good they die young.

The martyrdom of Charlie Kirk for Jesus and free speech is a symptom of change. Massive protests over migration, the loss of economic security, and crime in the Advanced economies show that far-left politics continue to lose support to common-sense parties. It also reveals that the US is adapting to the reality of a multi-polar world more quickly than Europe. So, US rates are falling.

Live in truth without frowns.

These views are mine. Don’t frown, find reality at TMSpotlight.com.

-----------------------

Song: Abraham, Martin, and John (1968) Dion

]]>Fed Rate Cut & FHA Insurance Reform: Relief Ahead for Borrowers? - MBA Mortgage Minute by Adam DeSanctiseF0NgTNlWFri, 26 Sep 2025 13:00:00 GMT91https://lykkenonlending.com/podcasts/fed-rate-cut-fha-insurance-reform-relief-ahead-for-borrowersfalseThis podcast segment unpacks the MBA’s GSE reform principles and conservatorship exit, highlighting priorities around competition, capital standards, and a federal backstop to protect the housing market.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Pavan Agarwal: Why Angel AI Beats Gemini: Deterministic Accuracy vs. Generative Guesswork in MortgagesSQfEXSE_wThu, 25 Sep 2025 17:30:00 GMT1490https://lykkenonlending.com/podcasts/why-angel-ai-beats-gemini-deterministic-accuracy-vs-generative-guesswork-in-mortgagesfalseIn this week’s AI Update, David Lykken sits down with Pavan Agarwal, founder of Angel AI, to unpack one of the most pressing issues in mortgage technology: accuracy. While generative AI models like Gemini often “guess” at answers, Angel AI’s deterministic approach ensures precision on critical topics like FHA vs. FHFA credit score requirements. Pavon also shares insights into predictive AI and Eric Schmidt’s bold prediction that user interfaces will soon disappear, replaced by natural conversations with your AI assistant. For mortgage leaders, this episode is a clear reminder that the future belongs to those who harness AI tools that are both innovative and reliable.

]]>More Than Just Talk: Mastering Intentional Networking & Authentic Conversations with Patti DeNucci0RfQnJG_4Wed, 24 Sep 2025 17:30:00 GMT2150https://lykkenonlending.com/podcasts/more-than-just-talk-mastering-intentional-networking-authentic-conversationsfalseIn today’s relationship-driven mortgage and business world, success hinges not just on what you know, but how you connect. In this episode of Lykken on Lending, David Lykken sits down with communication and networking expert Patti DeNucci, author of The Intentional Networker and More Than Just Talk. Patti shares her powerful insights on preparing for meaningful conversations, navigating networking events with confidence (whether you’re an introvert, extrovert, or ambivert), and cultivating authentic connections that drive both personal fulfillment and professional growth. If you’re ready to move beyond small talk and start building relationships that truly matter, this episode is a must-listen.

]]>Global Risks, Stubborn Inflation, and the Fed’s Balancing Act on Rates - Weekly Mortgage Update commentaryRVLtY5GaHSun, 21 Sep 2025 21:00:00 GMT813https://lykkenonlending.com/podcasts/global-risks-stubborn-inflation-and-the-feds-balancing-act-on-ratesfalseIn this week’s commentary, industry leaders weigh the tug-of-war between global risks, stubborn inflation, and the Fed’s next moves on rates. Bill points to Europe’s political and economic instability, China’s weakness, and potential U.S. recessionary pressures as the real catalysts for materially lower yields, while Kittle highlights how falling government loan rates are already lifting refi volume and industry morale. Marc adds a blunt critique of the Fed’s “analysis paralysis,” calling for simpler, more decisive action to support the housing market. Together, the discussion underscores how external shocks may matter more than dot plots — and why lenders must prepare for uncertainty on all fronts.

]]>AI or Plumbing? Why Mortgage Tech Must Evolve to Stay Relevant - Tech Update by Allen PollackCBOxA0aMESun, 21 Sep 2025 19:00:00 GMT754https://lykkenonlending.com/podcasts/ai-or-plumbing-why-mortgage-tech-must-evolve-to-stay-relevantfalseThis podcast segment explores how AI is transforming mortgage technology, warning that legacy vendors risk becoming “plumbing” unless they modernize with open APIs and AI-native workflows.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA Compare Ratios, Outsourcing Pitfalls, and Why Small Lenders Must Play Smart - Legislative Update by Alice AlveyDiXuahMv5Sun, 21 Sep 2025 17:00:00 GMT944https://lykkenonlending.com/podcasts/fha-compare-ratios-outsourcing-pitfalls-and-why-small-lenders-must-play-smartfalseThis podcast segment examines FHA compare ratios, the risks and rewards of outsourcing, and how smaller lenders can stay competitive by focusing on efficiency, niche products, and smart partnerships.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>All Eyes on the Dot Plot: Inflation Data, 10-Year Yields, and Fed Rate Cut Signals - Market Update by Matt GrahamYWbMWW6yiSun, 21 Sep 2025 15:00:00 GMT287https://lykkenonlending.com/podcasts/all-eyes-on-the-dot-plot-inflation-data-10-year-yields-and-fed-rate-cut-signalsfalseThis podcast segment analyzes recent CPI and PPI data, the 10-year Treasury’s bounce at 4%, and why the Fed’s dot plot will be the key signal for future rate cuts.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Is The Fed An "Elevator Operator?" - Macro Market Update by Les ParkerfPrky5ebBSun, 21 Sep 2025 13:00:00 GMT61https://lykkenonlending.com/podcasts/is-the-fed-an-elevator-operatorfalse09.16.25 Is The Fed An "Elevator Operator?"

-----------------

Don't jump bullish bonds, don't jump off that roof.

You've got lower yields ahead of you; you're still in your youth.

Bears give anything to have gains like you.

Is the mortgage market an elevator going up or down?

With the 10-year yield breaching at 4%, what occurs next: 4.20 or 3.80? Economic news continues to provide a plethora of bullish and bearish inflation and growth indicators, but bulls have the edge.

To go significantly below 3.80 requires an accelerated decline in Europe, surprisingly negative data from China, or the US showing significantly weaker inflation and growth.


Jay said, "All I ever wanted to be was an elevator operator. Can you help me, please?"

These views are mine. Fans Don’t Jump at TMSpotlight.

-----------------

Song: Elevator Operator (2015) Courtney Barnett

]]>MBA Pushes for Balanced GSE Reform: Competition, Capital, and a Federal Backstop - MBA Mortgage Minute by Adam DeSanctisNsst3H3U8Sat, 20 Sep 2025 18:51:13 GMT124https://lykkenonlending.com/podcasts/mba-pushes-for-balanced-gse-reform-competition-capital-and-a-federal-backstopfalseThis podcast segment unpacks the MBA’s GSE reform principles and conservatorship exit, highlighting priorities around competition, capital standards, and a federal backstop to protect the housing market.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Kevin Popovic - AI + HI: The Idea Guy on Amplifying Human IntelligenceB0AB77AxvThu, 18 Sep 2025 20:41:45 GMT963https://lykkenonlending.com/podcasts/ai-hi-the-idea-guy-on-amplifying-human-intelligencefalseIn this episode of the AI Update, David Lykken welcomes Kevin Popovic—better known as The Idea Guy—to discuss how AI can amplify, not replace, human intelligence. Drawing on his work with LoanWorks, his university teaching, and his upcoming book Amplified, Kevin explains why leaders must stop treating AI like Google and start treating it as a tool for reimagining business models. He shares practical examples of using generative AI to identify the right problems, design real solutions, and unlock opportunities that traditional thinking often misses.

]]>Democratizing Access to Financing Solutions with Donn Healy of Havona-5j3qERXDWed, 17 Sep 2025 17:30:00 GMT1767https://lykkenonlending.com/podcasts/democratizing-access-to-financing-solutionsfalseIn this episode of Lykken on Lending, David Lykken welcomes Donn Healy, music producer turned fintech innovator, to explore how AI and blockchain are reshaping financial access. From empowering artisans in developing economies to redefining mortgage lending with microfinance and decentralized systems, Donn shares his vision for a more inclusive future. Listeners will hear how technology can create fairness, transparency, and opportunity across industries—and why mortgage professionals should be paying close attention to these emerging models.

]]>Rates, Risks, and Resets: How Global Shifts and AI Are Redefining Mortgage StrategykTxd0-EheTue, 16 Sep 2025 11:32:18 GMT3646https://lykkenonlending.com/podcasts/rates-risks-and-resets-how-global-shifts-and-ai-are-redefining-mortgage-strategyfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.


]]>Rate Cuts on the Horizon? Why Locking Now Beats Waiting on the Fed - Weekly Mortgage Update CommentaryiRNJ0k2MbMon, 15 Sep 2025 13:00:00 GMT697https://lykkenonlending.com/podcasts/rate-cuts-on-the-horizon-why-locking-now-beats-waiting-on-the-fedfalseIn this week’s discussion, our expert panel digs into the hot question dominating the mortgage market: will the Fed cut rates by 25 or 50 basis points in September—and what will that really mean for borrowers? With unemployment data, CPI expectations, and global economic weakness all in play, the team weighs the Fed’s credibility, the risks of waiting, and the very real possibility of a surge in loan locks if rates dip further. The consensus? Don’t sit on the sidelines—encourage clients to take advantage of today’s improving rates and remember that refinancing later is always an option.

]]>Build vs. Buy in Mortgage Tech: AI Hype, Hidden Costs, and Human Realities - Tech Update by Allen Pollackqx1Y0E-s2Sun, 14 Sep 2025 20:00:00 GMT822https://lykkenonlending.com/podcasts/build-vs-buy-in-mortgage-tech-ai-hype-hidden-costs-and-human-realitiesfalseThis podcast segment explores how AI is transforming mortgage technology and operations, the end of trigger leads shifting lenders toward borrower experience, and growing regulatory caution around using crypto in mortgage underwriting.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Trigger Leads, Firm Offers, and the Fine Line on Mortgage Fraud - Legislative Update by Alice Alvey1hbC12lvaSun, 14 Sep 2025 16:35:23 GMT673https://lykkenonlending.com/podcasts/trigger-leads-firm-offers-and-the-fine-line-on-mortgage-fraudfalseThis podcast segment unpacks the new trigger lead rules, the importance of firm offers of credit, and the growing scrutiny around occupancy misrepresentation and mortgage fraud.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Jobs Weakness Fuels Bond Rally as Markets Eye CPI and Fed Cuts - Market Update by Matt GrahamNcU6-la-ISat, 13 Sep 2025 17:00:00 GMT221https://lykkenonlending.com/podcasts/jobs-weakness-fuels-bond-rally-as-markets-eye-cpi-and-fed-cutsfalseThis podcast segment highlights how recent CPI and PPI data, retail sales strength, and tariff impacts are shaping mortgage rate volatility, with markets now focused on Jackson Hole and the upcoming jobs report to gauge the Fed’s next moves.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Right Place, Wrong Time" In The Fed World - Macro Market Update by Les Parker1MixfCkQaSat, 13 Sep 2025 14:18:10 GMT61https://lykkenonlending.com/podcasts/right-place-wrong-time-in-the-fed-worldfalse09.08.25 "Right Place, Wrong Time" In The Fed World

-------------------

Rates in the Right Place. But they fall back at the Wrong Time. Pipelines are in a bad place. But it could be a good time.

The 10-year yield reached our minimum target of 4.11 and came within 6 bps of 4.01, the major resistance level. Taking it out sets the stage to reach our bull target of 3.80.

What support is needed to reach it by the end of September? Weak US jobs, which lacks inflationary pressure, helps the Fed ease on September 17. However, the big push to lower rates will come from deteriorating economic indicators in Europe and growing discontent with the European Union’s unfavorable policies.

We living the Fed world. But it seems so wrong, wrong, wrong, wrong, wrong.

These views are mine. See the right move for the wrong times at TMSpotlight.com.

-------------------

Song: Right Place, Wrong Time

]]>Trigger Leads Ban Signed Into Law: A Major Win for Borrowers and the Mortgage Industry - MBA Mortgage Minute by Adam DeSanctis587bOa1m5Fri, 12 Sep 2025 19:34:25 GMT92https://lykkenonlending.com/podcasts/trigger-leads-ban-signed-into-law-a-major-win-for-borrowers-and-the-mortgage-industryfalseThis podcast segment highlights President Trump’s signing of the trigger leads ban into law, a long-awaited MBA-backed victory that will protect borrowers from unwanted solicitations and create a fairer mortgage process starting March 5, 2026.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Jennifer Vallinayagam: When “Maybe” Costs Millions: Gemini vs. Mortgage-Grade AItAXYUoQaNThu, 11 Sep 2025 17:23:35 GMT1185https://lykkenonlending.com/podcasts/when-maybe-costs-millions-gemini-vs-mortgage-grade-aifalseIn mortgage lending, “close enough” isn’t good enough. While general-purpose AI models like Gemini can generate impressive answers, they often provide probabilistic responses that introduce risk, confusion, and even costly repurchase scenarios. In this episode of the Weekly AI Update, David Lykken sits down with Jennifer, CTO of Angel AI, to unpack the difference between probabilistic and deterministic AI, share real-world borrower case studies, and explain why mortgage professionals must demand precision over possibility when leveraging AI in critical lending decisions.

]]>The Purchase Shift Playbook: Winning Agent Relationships in a Human + AI World with Ron VaimbergUlSHhLKWoWed, 10 Sep 2025 17:30:00 GMT2166https://lykkenonlending.com/podcasts/the-purchase-shift-playbook-winning-agent-relationships-in-a-human-ai-worldfalseSuccess in mortgage lending has always hinged on relationships — but in today’s market, mastering those relationships requires both human authenticity and smart use of technology. In this episode of Lykken on Lending, Ron Vaimberg joins me to explore his new book The Purchase Shift Playbook and share proven strategies for winning agent partnerships in a purchase-first world. From asking better questions that uncover real needs, to overcoming common realtor objections, to weaving AI into your workflow without losing the personal touch, this conversation is a blueprint for loan officers who want to dominate the purchase market.

]]>Trigger Leads Ban Signed, Rate Cut Speculation, and FHFA Infighting Shake the Mortgage Market5LlzhFCC-Tue, 09 Sep 2025 12:15:16 GMT3766https://lykkenonlending.com/podcasts/trigger-leads-ban-signed-rate-cut-speculation-and-fhfa-infighting-shake-the-mortgage-marketfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Condo Financing at Risk: MBA Urges FHFA to Refocus Critical Repairs Policy - MBA Mortgage Minute by Adam DeSanctisrFp8v4oMLFri, 05 Sep 2025 17:50:29 GMT81https://lykkenonlending.com/podcasts/condo-financing-at-risk-mba-urges-fhfa-to-refocus-critical-repairs-policyfalseThis podcast segment covers how the MBA is urging FHFA to refine its condo “critical repairs” policy to protect safety standards without blocking financing for thousands of buyers.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Weekly AI Update with Pavan Agarwal: Agentic AI in Action: Smarter Workflows or Spaghetti Code?bQfpVJ_4KThu, 04 Sep 2025 17:45:46 GMT816https://lykkenonlending.com/podcasts/agentic-ai-in-action-smarter-workflows-or-spaghetti-codefalseIn this week’s AI Update, we unpack the buzz around Agentic AI—intelligent agents designed to handle tasks autonomously, from booking travel to processing a mortgage loan. While the promise is compelling, the pitfalls are real: without careful design, agent-based systems can quickly devolve into “spaghetti code,” creating inefficiencies instead of eliminating them. Join David Lykken and Pavan Agarwal as they break down what agentic AI really means, how it applies to the mortgage industry, and why thoughtful engineering—not just smarter models—will determine its success.

]]>The Power of Mindset: Scaling Your Mortgage Career Without Sacrificing Health or Relationships with Kelly Resendez of GoodLeapGVDnZrsFLWed, 03 Sep 2025 17:30:00 GMT1873https://lykkenonlending.com/podcasts/the-power-of-mindset-scaling-your-mortgage-career-without-sacrificing-health-or-relationshipsfalseIn this conversation, Kelly Resendez (GoodLeap strategic advisor, Co-Founder of GoBundance Women, and author of Big Voices) lays out a practical playbook for high-performing mortgage pros to grow without burnout. We unpack her three pillars—clarifying how you want to feel, installing daily disciplines (morning rituals, language audits, “abundance audits”), and engineering your environment (people, inputs, boundaries). Kelly replaces flimsy motivation with conviction and clarity, shares the mantra “I own my joy,” and shows how to turn every call into a life-changing introduction for you and others. If you’re a loan officer, branch leader, or exec chasing production and peace, this episode is a blueprint for sustainable success.

]]>Target Fixation, Silly Season, and Staying Loan-FocusedaJ44CtTQ6Tue, 02 Sep 2025 19:50:33 GMT3125https://lykkenonlending.com/podcasts/target-fixation-silly-season-and-staying-loan-focusedfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Weekly AI Update with Pavan Agarwal: AI’s Dot-Com Moment: Why 95% of Startups Will Fail and What Mortgage Leaders Must KnoworEubC1xTThu, 28 Aug 2025 17:30:00 GMT1458https://lykkenonlending.com/podcasts/weekly-ai-update-with-pavan-agarwal-ais-dot-com-moment-why-95-of-startups-will-fail-and-what-mortgage-leaders-must-knowfalseThe AI boom is starting to look a lot like the dot-com bubble of the 1990s — with thousands of startups rushing to market, only for most to collapse under weak business models. In this week’s episode of Lykken on Lending, David Lykken and Pavan Agarwal break down MIT’s recent report predicting that 95% of AI startups will fail, the disappointing reality of ChatGPT-5, and what this means for mortgage lenders and fintech innovators. They dive into the critical difference between probabilistic AI (guesswork) and deterministic AI (traceable, auditable, and regulator-ready) — and why the companies that master determinism will drive the next wave of disruption in capital markets and lending.

]]>Building Better Mortgage Partnerships: RETR’s Innovation for Loan Officers and Realtors with Steven Wynands of RETRRPX4xLF0HWed, 27 Aug 2025 17:30:00 GMT1793https://lykkenonlending.com/podcasts/building-better-mortgage-partnerships-retrs-innovation-for-loan-officers-and-realtorsfalseIn today’s mortgage market, success depends on strong, intentional partnerships between loan officers and real estate agents. In this episode of Lykken on Lending, David Lykken sits down with Steven Wynands, Co-Founder and CEO of RETR, to discuss how his platform is reshaping the way mortgage professionals and realtors connect. From his unique personal journey to the 15-year “overnight success” of building RETR, Steven shares how innovation, data, and relationship-centered technology are creating a new era of collaboration—empowering loan officers to deliver more value, build stronger networks, and ultimately serve borrowers better.

]]>GSE Shake-Up, “Cut by an Eighth,” and Why LOs Choose Tech Over PayoSVCFwN6LTue, 26 Aug 2025 12:47:51 GMT3058https://lykkenonlending.com/podcasts/gse-shake-up-cut-by-an-eighth-and-why-los-choose-tech-over-payfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Conversations with Pavan: Angel AI, Stablecoin, And the End of BAU in Mortgage FinancezJ8Vs0s9QMon, 25 Aug 2025 20:30:00 GMT2970https://lykkenonlending.com/podcasts/conversations-with-pavan-angel-ai-stablecoin-and-the-end-of-bau-in-mortgage-financefalseIn this Conversations with Pavan episode of Lykken on Lending, David Lykken sits down with Pavan Agarwal, founder of Sun West and creator of Angel AI, to uncover how artificial intelligence, blockchain, and stablecoin are reshaping the mortgage industry. With Angel AI already empowering hundreds of thousands of loan officers and realtors, and with billions of dollars in new global capital entering U.S. mortgage markets through innovative stablecoin-backed structures, Pavan explains why the old ways of doing business can no longer compete. This is a must-listen discussion on the future of lending, the rise of AI twins, and the new financial era redefining trust and transparency in mortgage finance.

]]>AI, Trigger Leads, and Crypto: Innovation Meets Caution in Mortgage Lending - Tech Update by Allen PollackIfFVYIWRgSun, 24 Aug 2025 12:00:00 GMT811https://lykkenonlending.com/podcasts/ai-trigger-leads-and-crypto-innovation-meets-caution-in-mortgage-lendingfalseThis podcast segment explores how AI is transforming mortgage technology and operations, the end of trigger leads shifting lenders toward borrower experience, and growing regulatory caution around using crypto in mortgage underwriting.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Loan Officer Compensation Rulemaking Back in the Spotlight - Legislative Update by Alice Alvey_RYMB9JflSat, 23 Aug 2025 17:00:00 GMT173https://lykkenonlending.com/podcasts/loan-officer-compensation-rulemaking-back-in-the-spotlightfalseThis podcast segment highlights that loan officer compensation is back in the headlines, with an imminent CFPB rulemaking focused on discretionary bonus provisions—giving lenders a critical opportunity to weigh in early.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Rates Hold Steady Amid Inflation Data as Markets Await Jackson Hole and Jobs Report - Market Update by Matt GrahamuE17RV_OESat, 23 Aug 2025 13:48:39 GMT219https://lykkenonlending.com/podcasts/rates-hold-steady-amid-inflation-data-as-markets-await-jackson-hole-and-jobs-reportfalseThis podcast segment highlights how recent CPI and PPI data, retail sales strength, and tariff impacts are shaping mortgage rate volatility, with markets now focused on Jackson Hole and the upcoming jobs report to gauge the Fed’s next moves.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"We're An American Band" Market Sets Rates, Not the Fed - Macro Market Update by Les ParkeryWOCwG6kmFri, 22 Aug 2025 21:00:00 GMT61https://lykkenonlending.com/podcasts/were-an-american-band-market-sets-rates-not-the-fedfalse08-18-2025 "We're An American Band" Market Sets Rates, Not the Fed.

--------------------

Need an American Bang. Need an American Bang. It needs jobs back in town. And beat inflation back down. Need an American Bang.


The world needs an American surge of job-creating growth with high productivity from AI driving down inflation. Aggressive easing will likely raise mortgage rates. The market sets the rates, reflecting the supply and demand for mortgages, not the Fed.

The market building in 150 bps of easing threatens mortgage rates reaching 6%. Weakness in oil and industrial metals reflects the slowdown in global economic activity. Hear the world crying out for an American bang.

Need an American Bang.


These views are mine. See what the world wants at TMSpotlight.com.

-----------------

Song: We're An American Band (1973) Grand Funk Railroad

]]>The Power of Sales Mastery with Todd DuncaniABwQsWDzFri, 22 Aug 2025 17:30:00 GMT1626https://lykkenonlending.com/podcasts/the-power-of-sales-mastery-with-todd-duncanfalseIn today’s competitive mortgage and real estate landscape, success isn’t about working harder — it’s about mastering the right skills with purpose and consistency. In this episode of Lykken on Lending, David Lykken is joined by Todd Duncan, the founder of Sales Mastery, to discuss the proven principles behind transforming your sales career. From the importance of practice and preparation, to aligning your life force with your professional calling, Todd shares insights that have shaped thousands of top producers over the last 30 years. Whether you’re stuck and looking for momentum, or ready to push beyond boundaries, this conversation offers the tools and mindset shifts you need to thrive.

]]>Weekly AI Update with Pavan Agarwal: Sam Altman Admits Open AI "Totally Screwed Up"dI7CPc-LTThu, 21 Aug 2025 20:32:59 GMT1044https://lykkenonlending.com/podcasts/weekly-ai-update-with-pavan-agarwal-sam-altman-admits-open-ai-totally-screwed-upfalseThe AI revolution waits for no one. That's why mortgage industry veterans David Lickin and Pavan Agarwal are launching weekly AI updates to keep you ahead of the curve in this rapidly evolving technological landscape.


OpenAI's Sam Altman recently made headlines with a stunning admission that his company "totally screwed up" the ChatGPT launch, acknowledging the loss of personalization and warmth that made the AI assistant appealing to its 700 million weekly users. While demonstrating impressive capabilities like generating a Netflix-style interface from a simple prompt, deeper testing revealed competitors like Amazon's AI system still outperform OpenAI in critical areas like code generation.


The conversation takes a fascinating turn as Pavan explains why AI development fundamentally differs from traditional software engineering. "You can't scale by adding more engineers," he explains, drawing parallels to how Newton's simple F=ma equation revolutionized physics. In AI, mathematical breakthroughs from genius-level insights drive progress—not just throwing more resources at the problem. This mathematical foundation helps explain why Microsoft's CEO admits struggling to monetize AI while Oracle appears to be doubling down on the technology.


Trust remains the critical challenge for AI adoption. When even Sam Altman warns users not to fully trust ChatGPT's outputs, how can businesses build sustainable models around the technology? The answer may lie in specialized applications, as Pavan reveals with Angel AI's latest update that introduces predictive conversation capabilities, enabling the system to anticipate the next best question in a customer interaction—much like an experienced loan officer would naturally guide a conversation.


Want to experience these cutting-edge AI capabilities yourself? Try Angel AI's full version for free at askangelai.com and discover how artificial intelligence is transforming the mortgage industry. Subscribe now to stay informed with our weekly AI updates and never miss a beat in the rapidly evolving world of mortgage technology.

]]>Supercharging Mortgage Lending with AI – Total Expert AI Sales Assistant With Joe Welu of Total ExpertY3iSg5nhhWed, 20 Aug 2025 17:30:00 GMT1343https://lykkenonlending.com/podcasts/supercharging-mortgage-lending-with-ai-total-expert-ai-sales-assistantfalseThe mortgage industry is undergoing one of the biggest technological shifts in history, and AI is at the center of it. In this week’s episode of Lykken on Lending, David Lykken sits down with Joe Welu, Founder & CEO of Total Expert, to discuss how their new AI Sales Assistant is transforming the way lenders engage with customers. From lead incubation and database mining to post-close relationship management, Joe explains how voice AI is helping originators scale productivity, improve retention, and focus on delivering high-value advice. With compliance built in and multiple AI agents rolling out, this conversation offers a glimpse into the future of lending and why those who adopt AI will hold a major competitive advantage.

]]>Rates, Rulemaking & Crypto: This Week’s Mortgage Market CrossroadsDSbh9YMf5Tue, 19 Aug 2025 12:04:16 GMT3147https://lykkenonlending.com/podcasts/rates-rulemaking-crypto-this-weeks-mortgage-market-crossroadsfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Regulators Open Public Comment on Banking, Capital, and CRA Rules - Legislative Update by Alice AlveyheYsjTVDzMon, 18 Aug 2025 22:15:29 GMT171https://lykkenonlending.com/podcasts/regulators-open-public-comment-on-banking-capital-and-cra-rulesfalseThis podcast segment explains how federal regulators—including the OCC, FDIC, Federal Reserve, and Treasury—have opened a new round of public comment on banking operations, capital requirements, and CRA rules, with feedback due by October 23.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Jobs Report Sets the Range as Markets Await CPI - Market Update by Matt GrahamLxgqsb6WUSat, 16 Aug 2025 18:28:56 GMT265https://lykkenonlending.com/podcasts/jobs-report-sets-the-range-as-markets-await-cpifalseThis podcast segment explains how the August jobs report set a narrow trading range for Treasury yields and mortgage rates, with markets now looking to CPI data as the key driver for the Fed’s next move.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Hound Dog" - Macro Market Update by Les ParkervKQvx9zF9Fri, 15 Aug 2025 20:55:32 GMT61https://lykkenonlending.com/podcasts/hound-dogfalse8.11.25 "Hound Dog"


---------------------------


Bonds ain't nothin', but a Hound Dog. Just marking all the time. Bonds ain't nothin', but a Hound Dog. Just marking all the time.


Corrective forces are exerting themselves calmly. Productivity numbers and inflation expectations add to the bullish case. After Sep Crude Oil failed to close above $70 at the end of July, it’s now below $64 and headed lower.


Expect 4.33 in the 10-year yield to repel the bears and attract buyers. Once 4.11 falls, look for fresh bullish momentum to affirm our target of 3.80 by the end of September.


Well, rates ain't caught momentum

So, they ain't a friend or trend.

 


These views are mine. Sniff out momentum and trends at TMSpotlight.com.


------------------------


Song: Hound Dog (1952) 

]]>MBA Pushes for Single Credit Report to Cut Costs and Boost Competition - MBA Mortgage Minute by Adam DeSanctismSDfHt__YThu, 14 Aug 2025 16:58:11 GMT125https://lykkenonlending.com/podcasts/mba-pushes-for-single-credit-report-to-cut-costs-and-boost-competitionfalseThis podcast segment covers the Mortgage Bankers Association’s push for FHFA and the GSEs to replace the tri-merge credit report requirement with a single report framework to lower costs, increase competition, and modernize mortgage credit reporting.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Data-Driven Mortgage Insights for Retention and Growth: How Cotality is transforming mortgage growth strategies with Praveen Chandramohan of CotalityndUA-g3JMWed, 13 Aug 2025 17:30:00 GMT1484https://lykkenonlending.com/podcasts/data-driven-mortgage-insights-for-retention-and-growthfalseIn this episode of Lykken on Lending, we sit down with Praveen Chandramohan of Cotality—formerly CoreLogic—to explore how data-driven strategies are transforming mortgage customer retention and growth. Praveen shares the story behind Cotality’s rebrand, rooted in collaboration, totality, and vitality, and unveils their powerful new platform, Arraya, which provides lenders with actionable insights for acquisition, retention, and homeowner engagement. From leveraging 22,000+ data sources to building AI-ready models, to launching innovative tools like OneHomeowner that foster lifelong borrower relationships, this conversation is packed with strategies for thriving in today’s purchase-driven market. If you’re ready to turn data into a competitive edge and boost retention rates well beyond the industry average, this is an episode you won’t want to miss.

]]>Q2 mortgage lender earnings Rocket UWM GuildcYTVqgI8DTue, 12 Aug 2025 12:00:00 GMT2837https://lykkenonlending.com/podcasts/q2-scorecard-rocket-vs-uwm-guilds-quiet-roefalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Trigger Leads Ban Advances and Push for Fannie/Freddie Construction Loan Reforms - Legislative Update by Alice AlveyvsKf-_oxfSat, 09 Aug 2025 15:38:32 GMT208https://lykkenonlending.com/podcasts/trigger-leads-ban-advances-and-push-for-fannie-freddie-construction-loan-reformsfalseThis podcast segment covers the Senate’s passage of a bill to ban most trigger leads and the MBA’s push for Fannie Mae and Freddie Mac to adopt construction and renovation loan purchase reforms that would reduce lender risk.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Massive Jobs Revisions Spark Bond Rally and Mortgage Rate Drop - Market Update by Matt Grahamqh8genFGOThu, 07 Aug 2025 21:00:00 GMT319https://lykkenonlending.com/podcasts/massive-jobs-revisions-spark-bond-rally-and-mortgage-rate-dropfalseThis podcast segment explains how surprising downward revisions to recent jobs reports triggered a sharp bond market rally and drove mortgage rates to their lowest levels in months.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"You Know My Name" Bonds Know the Game! - Macro Market Update by Les Parkerv9opDnWmAThu, 07 Aug 2025 14:32:00 GMT60https://lykkenonlending.com/podcasts/you-know-my-name-bonds-know-the-gamefalse08-04-2025 "You Know My Name" Bonds Know the Game!

--------------

With the loss of jobs, do you know what Fed gives? Odds are you won’t like what it is.


Last Wednesday, the slow-to-ease Fed became the soon-to-ease-slightly Fed, but by Friday, the Fed had lost control. A voting member resigned as the market screamed to the Fed, ‘You will ease in September.’ 


The drama of shooting the ‘weak jobs’ messenger or firing a liar whose figures lie is irrelevant to fixed-income markets that rely on much deeper and wider statistics than the BLS. The bullish trend and fresh momentum in the 10-year yield affirm our target of 3.80. So, does corporate pricing power disappear amid 3% US GDP and weak Job Growth?

Bonds know the game.

These views are mine. Catch the game at TMSpotlight.com.

--------------------

Song: You Know My Name (2006) Chris Cornell

The song is the theme from the 2006 James Bond film Casino Royale.

]]>Senate Unites on Housing: What the Road to Housing Act Means for You - MBA Mortgage Minute by Adam DeSanctiscltjHyyAIWed, 06 Aug 2025 21:09:26 GMT103https://lykkenonlending.com/podcasts/senate-unites-on-housing-what-the-road-to-housing-act-means-for-youfalseThis podcast segment covers the bipartisan passage of the Road to Housing Act, a sweeping legislative effort aimed at expanding housing supply, improving affordability, and streamlining federal housing programs.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Inside the C-Suite: Coaching, Culture, and the Secret to 364% Growth with Emily Farley Gardner of Atlantic Bay Mortgage Group5k3SbwOo9Wed, 06 Aug 2025 17:15:00 GMT1956https://lykkenonlending.com/podcasts/inside-the-c-suite-coaching-culture-and-the-secret-to-364-growthfalseIn a mortgage market defined by headwinds and hesitation, Atlantic Bay Mortgage Group is defying the odds—posting a staggering 364% increase in net earnings year over year. In this special LinkedIn Live episode of Lykken on Lending, I sit down with Emily Gardner, Chief Lending Officer and a dynamic force behind the company’s transformation. We go inside the C-suite to explore the power of coaching-driven leadership, EOS alignment, culture-building, and in-the-moment communication that actually moves the needle. If you're leading a team, navigating uncertainty, or looking to grow with purpose—this conversation is packed with insights you can use immediately. Don’t miss it.

]]>Jobs Data, AI Disruption, and the Fight for Housing AccuracyLvCh6uNfDTue, 05 Aug 2025 17:41:04 GMT2511https://lykkenonlending.com/podcasts/jobs-data-ai-disruption-and-the-fight-for-housing-accuracyfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Signals, Spending, and Stalemates: Reading Between the Fed’s Lines - Weekly Mortgage Update commentaryf_P-kG8QXFri, 01 Aug 2025 16:45:00 GMT470https://lykkenonlending.com/podcasts/signals-spending-and-stalemates-reading-between-the-feds-linesfalseIn this Weekly Mortgage Update commentary, industry veterans David Kittle, Bill Corbet, and Marc Helm explore the current state of monetary policy, highlighting the Federal Reserve’s cautious approach to rate cuts and the subtle signals it may send ahead of its next meeting. They examine the bond market’s stagnant “triangular” behavior, discuss how state and local government hiring is impacting job data, and express growing concern over federal overspending—most notably the costly Fed building renovation. With insights into political dynamics, economic data, and market psychology, this conversation sheds light on how perception and policy are shaping the future of interest rates and housing demand.

]]>AI Fraud is Here: Voice Clones, Fake Docs, and a Wake-Up Call for Mortgage Lenders - Tech Update by Allen PollackJT1JKXz3eFri, 01 Aug 2025 13:00:00 GMT1163https://lykkenonlending.com/podcasts/ai-fraud-is-here-voice-clones-fake-docs-and-a-wake-up-call-for-mortgage-lendersfalseThis podcast segment exposes the growing threat of AI-powered fraud in mortgage transactions, from deepfake voices and synthetic documents to spoofed emails and masked caller IDs—urging lenders to upgrade defenses now.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Yields Drift in a Triangle: Indecision at the Center - Market Update by Matt GrahamBFg5qfvl7Thu, 31 Jul 2025 17:33:44 GMT317https://lykkenonlending.com/podcasts/yields-drift-in-a-triangle-indecision-at-the-centerfalseThis podcast segment explores a quiet week in the bond market as yields remain trapped in a long-term sideways range, with investors awaiting key economic data and Fed commentary.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Everybody (10y Yield, Bulls, and Bears) Dance Now" - Macro Market Update by Les Parkeri3F8FLr2qThu, 31 Jul 2025 13:18:28 GMT61https://lykkenonlending.com/podcasts/everybody-10y-yield-bulls-and-bears-dance-nowfalse07-28-2025 "Everybody (10y Yield, Bulls, and Bears) Dance Now"

----------------------

Everybody Dance Now.

Get moving music

Everybody Dance Now.

After testing resistance two weeks ago, the 10-year yield returned to the center of the two-month range; it's time to dance in the middle. A slow-to-ease Fed gives Bond moving music.

The 10-year yield remains within a range of 4.54% to 4.19%. With no conviction, the middle of the range and two-way news offer comfort to bulls and bears. But still expect the bulls to find its groove soon.

Everybody Dance Now.

These views are mine. Catch the latest moves at TMSpotlight.com.

Everybody Dance Now.

----------------------

Song: Everybody Dance Now (1990)

C+C Music Factory

]]>MBA Pushes for GSE Policy Updates to Boost Construction and Renovation Lending - MBA Mortgage Minute by Adam DeSanctisILoZJyxU8Wed, 30 Jul 2025 18:29:33 GMT80https://lykkenonlending.com/podcasts/mba-pushes-for-gse-policy-updates-to-boost-construction-and-renovation-lendingfalseThis podcast segment covers the MBA urging Fannie Mae and Freddie Mac to implement key construction lending policy updates to improve borrower access, operational efficiency, and housing affordability in 2025.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>AI Fraud Risks, Fed Signals, and Mortgage Tech Trends: Navigating Lending in 2025-p0PkPstITue, 29 Jul 2025 13:52:42 GMT2578https://lykkenonlending.com/podcasts/ai-fraud-risks-fed-signals-and-mortgage-tech-trends-navigating-lending-in-2025falseAs the mortgage industry navigates a complex landscape of economic shifts and technological evolution, this Weekly Mortgage Update dives into the most pressing issues of 2025. Guest host David Kittle joins industry experts to discuss the rising threat of AI-powered fraud, including deepfake impersonation and synthetic documents, with commentary from OpenAI's Sam Altman. The episode also analyzes mixed signals from the Federal Reserve regarding rate cuts, while spotlighting breakthrough tech solutions from Byte Software, Angel AI, and more. Whether you’re a lender, tech provider, or executive, this conversation offers essential insights into the future of mortgage lending.

]]>Let the Fed Work: Why Markets Crave Stability Over Politics - Weekly Mortgage Update commentarypnLnyXzxlFri, 25 Jul 2025 16:30:00 GMT223https://lykkenonlending.com/podcasts/let-the-fed-work-why-markets-crave-stability-over-politicsfalseIn this segment of Weekly Mortgage Update, Bill offers timely insight into the critical role of Federal Reserve independence amidst recent political speculation and market volatility. As rumors swirl around a potential dismissal of Fed Chair Jerome Powell, Bill emphasizes that well-reasoned, steady leadership—not reactive politics—is what the markets crave. Drawing from Fed Governor Waller’s recent public comments, the conversation underscores the importance of letting “the adults in the room” do their job. With inflation, interest rate expectations, and investor confidence all hanging in the balance, this episode serves as a reminder that monetary policy works best when driven by data, not drama.

]]>Tech Fatigue vs. Real Adoption: Why Mortgage Tools Still Miss the Mark - Tech Update by Allen PollackMSpzUN2EVTFri, 25 Jul 2025 12:30:00 GMT498https://lykkenonlending.com/podcasts/tech-fatigue-vs-real-adoption-why-mortgage-tools-still-miss-the-markfalseThis podcast segment explores the growing disconnect between the promise of mortgage technology and its real-world usage, highlighting issues like tribal adoption, lack of ROI, and the need for better implementation—not just more tools.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>VA Relief, Appraisal Reform & CRA Rollbacks: Key Mortgage Legislation to Watch - Legislative Update by Alice Alveyojmx9HN2wThu, 24 Jul 2025 16:30:00 GMT155https://lykkenonlending.com/podcasts/va-relief-appraisal-reform-cra-rollbacks-key-mortgage-legislation-to-watchfalseThis podcast segment explains how the recent federal tax bill halves CFPB’s funding and explores how loosening FHA guidelines on manufactured housing could be a strategic solution to today’s affordability crisis.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Tariffs, CPI & Fed Drama: Markets React to Inflation and Powell Rumors - Market Update by Matt GrahamW-Jcr2nzAThu, 24 Jul 2025 12:30:00 GMT296https://lykkenonlending.com/podcasts/tariffs-cpi-fed-drama-markets-react-to-inflation-and-powell-rumorsfalseThis podcast segment unpacks how CPI surprises, tariff pressures, and rumors of Fed Chair Powell's dismissal triggered sharp bond market reactions and investor anxiety around inflation policy and political influence at the Fed.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Bulls Say "Let the Good Times Roll" - Macro Market Update by Les Parker24_CqNOLtWed, 23 Jul 2025 16:30:00 GMT62https://lykkenonlending.com/podcasts/bulls-say-let-the-good-times-rollfalse07-21-2025 Bulls Say "Let the Good Times Roll"

_______________________

 Hey, y’all tell everybody, Les Parker in town.


A content Fed satisfies Bonds, while news galore offers hope for bulls and bears. Despite Bonds running in place, a slow-to-ease Fed gives bulls room to run. Rates can drop with strong GDP and low inflation. No matter how elusive, let’s get growth above 3%.

So, let The Good Times Roll now.


I’m talking ’bout the Growth times.

Well, it makes no difference whether the news is hot or cold.

All the Fed’s got to do is stay together and let the good times roll.


These views are mine. Jump the blues at TMSpotlight.com.  

-------------------------------

Song: Let The Good Times Roll (1946)

It is a jump blues song, first covered by Louis Jordan in 1946

Les used the Ray Charles 1959 cover.

]]>VA Loan Relief Restored: Partial Claims Bill Heads to President’s Desk - MBA Mortgage Minute by Adam DeSanctisgDLU0KgjKWed, 23 Jul 2025 12:30:00 GMT86https://lykkenonlending.com/podcasts/va-loan-relief-restored-partial-claims-bill-heads-to-presidents-deskfalseThis podcast segment covers the Mortgage Bankers Association secures a key legislative win as Congress reinstates VA partial claims, aligning veteran loan relief with FHA and GSE standards.

-------------------------------------------------------------

Adam DeSanctis, VP of Communications at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Fed Fog, Tech Fatigue & VA Wins: Mortgage Market Moves That MatterhQQPb5cY-Mon, 21 Jul 2025 22:13:34 GMT1590https://lykkenonlending.com/podcasts/fed-fog-tech-fatigue-va-wins-mortgage-market-moves-that-matterfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:

  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s Macro Market Update, offering a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.

Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Rate Cuts, Credibility, and the Fed’s Identity Crisis - 7/14/2025 Weekly Mortgage Update commentaryIKwVVrlnfSat, 19 Jul 2025 11:00:00 GMT698https://lykkenonlending.com/podcasts/rate-cuts-credibility-and-the-feds-identity-crisisfalseIn this compelling segment of Lykken on Lending, the team unpacks former Fed Governor Kevin Warsh’s pointed critique of the Federal Reserve and Chairman Jerome Powell. Warsh’s appearance on Fox Business stirred the industry with calls for immediate rate cuts, criticism of the Fed’s $4 billion office project, and concern over its growing politicization. The panel—led by Alice Alvey and featuring David Kittle, Bill Corbett, Marc Helm, and Allen Pollack—analyzes Warsh’s claims, the implications for monetary policy, and the credibility risks facing the Fed. With inflation signals still uncertain and CPI data looming, the group weighs whether the Fed is responding fast enough—or if it’s stuck in a decision-making lag that could have long-term consequences.

]]>The VantageScore Reality Check: Tech Gaps, Timeline Pressure, and Market Risk - Legislative Update by Alice AlveySAmno9x31Fri, 18 Jul 2025 19:39:21 GMT1028https://lykkenonlending.com/podcasts/the-vantagescore-reality-check-tech-gaps-timeline-pressure-and-market-riskfalseThis podcast segment explains how the recent federal tax bill halves CFPB’s funding and explores how loosening FHA guidelines on manufactured housing could be a strategic solution to today’s affordability crisis.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>All Eyes on CPI: Will Tariff Inflation Show Up? - Market Update by Matt Graham M3Vkw56pCFri, 18 Jul 2025 12:00:00 GMT212https://lykkenonlending.com/podcasts/all-eyes-on-cpi-will-tariff-inflation-show-upfalseThis podcast segment breaks down last week's sideways bond market, highlighting the growing anticipation around CPI data and whether tariffs are starting to fuel inflation.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Both Sides Now" Bonds Don't Know Moves - Macro Market Update by Les ParkerAqHZRBi-gFri, 18 Jul 2025 01:00:00 GMT61https://lykkenonlending.com/podcasts/both-sides-now-bonds-dont-know-movesfalse07-14-2025 "Both Sides Now" Bonds Don't Know Moves

-----------------------

Bonds looked at moves from Both Sides Now from up and down, and still somehow, it's move-illusions, Bonds recall. They really don't know moves at all.

China's deflation supports lower rates. Its PPI has been down year-over-year for 33 straight months.

During the new Trump administration, the 10-year rate has risen to 4.80%, fallen to 4.0, and is currently at 4.4. Manage rate risk by adjusting trades to reflect life changes.

Rates really don't know life at all.

These views are mine. Adjust to life at TMSpotlight.com.

-----------------------

Song: Both Sides Now (1967) Joni Mitchell wrote it, and Judy Collins recorded it first.

]]>VantageScore Approved — But Are Lenders Ready? - MBA Mortgage Minute by Adam DeSanctisZtH80VUt4Thu, 17 Jul 2025 21:00:11 GMT106https://lykkenonlending.com/podcasts/vantagescore-approved-but-are-lenders-readyfalseThis podcast segment covers FHFA’s approval of VantageScore 4.0 and explores the operational and policy hurdles lenders must overcome before it can be widely adopted.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>AI, Crypto, and the Mortgage Revolution: Updates from Washington with Pavan Agarwal of SunWest Mortgagev8iRQQN4MWed, 16 Jul 2025 17:30:00 GMT1881https://lykkenonlending.com/podcasts/ai-crypto-and-the-mortgage-revolution-updates-from-washingtonfalseIn this episode of Lykken on Lending, we sit down with Pavan Agarwal, CEO of Angel AI, for a high-impact conversation on how artificial intelligence and blockchain are not just disrupting—but redefining—the mortgage industry. Broadcasting from Washington, D.C., Pavan shares insights from his recent visit to Capitol Hill, where he helped shape national conversations around crypto regulation and responsible AI innovation. From the transparent launch of the Angel AI token to real-world housing solutions powered by blockchain, this episode explores how tech, policy, and purpose are converging to transform the future of homeownership in America.

]]>VantageScore Goes Live(ish): What FHFA’s Tweet Really Means for LendersSwiXpnTqiMon, 14 Jul 2025 22:13:41 GMT2289https://lykkenonlending.com/podcasts/vantagescore-goes-liveish-what-fhfas-tweet-really-means-for-lendersfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Rates, Risk, and Reality: The Crosscurrents Reshaping Housing and Lending - 7/07/2025 Weekly Mortgage Update commentary5Jz6-S38ySat, 12 Jul 2025 14:00:00 GMT1514https://lykkenonlending.com/podcasts/rates-risk-and-reality-the-crosscurrents-reshaping-housing-and-lendingfalseAs the mortgage industry grapples with rising delinquencies, affordability challenges, and conflicting economic signals, this week’s Lykken on Lending roundtable digs deep into the crosscurrents shaping the market. From the fallout of a $5 trillion tax bill to the Fed’s increasingly scrutinized stance on rate cuts, our experts explore how political pressure, global deflation from China, and shifting investor sentiment are impacting rates, housing demand, and credit risk. With FHA delinquencies nearing 12%, warehouse liquidity concerns bubbling up, and the cost to own now nearly double the cost to rent, the conversation turns toward what it will take to restore balance — and whether policymakers are equipped to lead the way.

]]>CFPB Budget Cuts and the Affordable Housing Opportunity - Legislative Update by Alice AlveynQVWbshReFri, 11 Jul 2025 19:00:00 GMT210https://lykkenonlending.com/podcasts/cfpb-budget-cuts-and-the-affordable-housing-opportunityfalseThis podcast segment explains how the recent federal tax bill halves CFPB’s funding and explores how loosening FHA guidelines on manufactured housing could be a strategic solution to today’s affordability crisis.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Jobs Report Jitters and the Fed’s Balancing Act - Market Update by Matt Grahammkuva1_cKFri, 11 Jul 2025 13:48:54 GMT285https://lykkenonlending.com/podcasts/jobs-report-jitters-and-the-feds-balancing-actfalseThis podcast segment breaks down how a stronger-than-expected jobs report, combined with conflicting labor market signals, disrupted a bond rally and reshaped expectations for Fed rate cuts heading into July CPI data.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"China Grove" Woes Support Yields - Macro Market Update by Les Parkermbn6sWCFPThu, 10 Jul 2025 21:00:00 GMT61https://lykkenonlending.com/podcasts/china-grove-woes-support-yieldsfalse7-07-2025 "China Grove" Woes Support Yields

--------------------

Talkin’ ‘bout China Woe


China woes support US mortgage rates falling to the low 6s. Its consumption remains historically low at 39% of GDP. Yet, it wants its economic model driven by domestic demand, supported by fiscal stimulus.


The transition produces deflation, which gets exported to the US. So, despite the One Big Beautiful Bill, content Oil and deteriorating fundamental news feed lower yields.


The people of DC are strange, and they’re proud of what they've made.


These views are mine.

Well, we’re talkin’ China Woe.

Figure out woes at TMSpotlight.com   

------------------

Song: China Grove (1973) Doobie Brothers

]]>House Passes Major Tax Bill with Key Wins for Mortgage Industry - MBA Mortgage Minute by Adam DeSanctis0BcWPJLxuThu, 10 Jul 2025 17:11:00 GMT101https://lykkenonlending.com/podcasts/house-passes-major-tax-bill-with-key-wins-for-mortgage-industryfalseThis podcast segment covers how the MBA secured major wins for the mortgage industry in the newly passed 2025 tax bill, including permanent deductions for mortgage interest, MI premiums, and small business income.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>A Big, Beautiful Bill and a $5 Trillion QuestionoBIJdJaBcTue, 08 Jul 2025 11:13:28 GMT3058https://lykkenonlending.com/podcasts/a-big-beautiful-bill-and-a-5-trillion-questionfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight offers a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Falling Rates, Frozen Buyers, and the Crypto Curveball - 6/30/2025 Weekly Mortgage Update CommentaryfK44ju5qZSun, 06 Jul 2025 14:00:00 GMT1040https://lykkenonlending.com/podcasts/falling-rates-frozen-buyers-and-the-crypto-curveballfalseIn this week’s Lykken on Lending, the team unpacks the paradox of falling mortgage rates that have failed to jumpstart housing activity. Despite the 10-year Treasury dipping toward 3.60% and signs of rate cuts ahead, economic uncertainty and locked-in ultra-low mortgages continue to keep both sellers and buyers on the sidelines. The conversation highlights inventory shortages, affordability challenges for first-time buyers, and broader macroeconomic forces shaping sentiment. The group also dives into the provocative idea of crypto in mortgage transactions—debating its risk, regulatory limitations, and practical irrelevance in an industry still struggling with full digital adoption. While crypto grabs headlines, panelists agree: the real disruption still lies in bridging today’s tech gaps, not chasing tomorrow’s hype.

]]>AI Cowboys, Cloud LOS, and the Rise of Mortgage Tech Intelligence - Tech Update by Allen PollackZZvJiow0gSat, 05 Jul 2025 16:00:00 GMT553https://lykkenonlending.com/podcasts/ai-cowboys-cloud-los-and-the-rise-of-mortgage-tech-intelligencefalseThis podcast segment surveys the latest wave of mortgage tech—from cloud-native LOS platforms and AI assistants to capital markets bots and BI dashboards—while highlighting how the industry is rapidly evolving beyond traditional tools.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Rate Cut Whispers, Labor Clues, and the Bond Market’s Reaction - Market Update by Matt GrahamGYmKeVs49Sat, 05 Jul 2025 13:00:00 GMT265https://lykkenonlending.com/podcasts/rate-cut-whispers-labor-clues-and-the-bond-markets-reactionfalseThis podcast segment explains how shifting Fed rhetoric, a weakening labor signal, and upcoming inflation data are fueling bond market optimism for rate cuts as early as July.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>The Future of LO Comp: Reform, Reality, and the Road AheadmwBpPYVk1Fri, 04 Jul 2025 21:00:00 GMT644https://lykkenonlending.com/podcasts/the-future-of-lo-comp-reform-reality-and-the-road-aheadfalseThis podcast segment unpacks growing calls for reforming loan officer compensation, highlighting industry frustration with outdated regulations, runaway costs, and the race to retain talent amid rising volatility.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>“In the End” What Dropped? - Macro Market Update by Les ParkervlXW1hDphFri, 04 Jul 2025 15:00:04 GMT61https://lykkenonlending.com/podcasts/in-the-end-what-droppedfalse06-30-2025 “In the End” What Dropped?

————–

It starts with TRUMP, one thing, I don’t know why.

It doesn’t even matter how hard you try.


Despite NATO’s continued self-defeating economic sanctions, the markets see the slow-burning Ukrainian war dragging European GDP down and keeping Oil contained. As a result, Bonds have little to fret over.


Peace, limited prosperity, and China’s deflation give the bulls a chance to reach 3.60 in the 10-year yield in three months. Yet, the geopolitical environment and the Dollar’s slide from trade and economic hegemony keep volatility elevated.

He had to BOMB to lose the bomb.


But, in the end, it doesn’t even matter.

These views are mine. Find out what matters at TMSpotlight.com

————————-

Song: In The End (2000) Linkin Park

“In The End” is a song by Linkin Park from their debut album, Hybrid Theory, released as a single on October 9, 2001. It is known for its signature piano riff and has become one of the band’s most recognizable hits.

]]>House Advances Trigger Lead Reform: A Major Win for Borrower Privacy - MBA Mortgage Minute by Adam DeSanctiscZHAeo-gwThu, 03 Jul 2025 21:44:31 GMT103https://lykkenonlending.com/podcasts/house-advances-trigger-lead-reform-a-major-win-for-borrower-privacyfalseThis podcast segment highlights the House passage of key legislation aimed at ending the abusive use of mortgage credit trigger leads, signaling major progress in protecting borrower privacy.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>From Trigger Leads to Crypto Deeds: A Quarter-End Checkpoint7BDrI8ePmTue, 01 Jul 2025 12:41:31 GMT3336https://lykkenonlending.com/podcasts/from-trigger-leads-to-crypto-deeds-a-quarter-end-checkpointfalseThe Lykken on Lending Weekly Mortgage Update delivers expert commentary and timely insights from across the mortgage industry. Each episode features a curated lineup of respected thought leaders and analysts:


  • Adam DeSanctis with the MBA Mortgage Minute, providing key updates from the Mortgage Bankers Association.
  • Les Parker’s TMSpotlight, offering a macroeconomic perspective with his signature musical parodies.
  • Matt Graham of MBS Live, breaking down market activity and interest rate movements.
  • David Kittle, CEO of The Mortgage Collaborative, sharing insights on mortgage originations and industry trends.
  • Alice Alvey of Union Home Mortgage, delivering essential regulatory and legislative updates.
  • Allen Pollack, with the Tech Report, spotlighting emerging technologies impacting mortgage operations.
  • Bill Corbet, presenting Bill's Bullet Commentary with focused insights on loan servicing and capital markets.
  • Marc Helm, offering Marc’s Rant, an unfiltered take on operational and agency-related developments.


Together, this expert panel brings clarity, relevance, and a touch of personality to the ever-evolving mortgage landscape.

]]>Behind the Headlines: Fed Clarity, Market Misinformation, and the Global Risk Lens - Weekly Mortgage Update CommentaryPuT1E5TplSun, 29 Jun 2025 14:26:12 GMT1479https://lykkenonlending.com/podcasts/behind-the-headlines-fed-clarity-market-misinformation-and-the-global-risk-lensfalseIn this thought-provoking segment of the Weekly Mortgage Update, industry veterans unpack the growing disconnect between market narratives and actual Fed messaging. With headlines misrepresenting measured commentary from Fed officials like Christopher Waller, and markets showing surprising restraint despite escalating geopolitical tensions in the Middle East, the conversation turns toward media responsibility, central bank transparency, and the implications for mortgage professionals. The discussion spans everything from the limits of the FOMC’s influence to the potential role of AI in financial modeling—and even touches on the BIS’s quiet coordination among central banks. With over 250 years of combined mortgage experience among the panelists, this roundtable delivers a grounded, informed take on today’s economic fog.

]]>Tech That Serves or Slings? Automation, AI, and the Real Risks in Mortgage Innovation -Tech Update by Allen PollackPFBaHNUQ6Sat, 28 Jun 2025 16:00:00 GMT765https://lykkenonlending.com/podcasts/tech-that-serves-or-slings-automation-ai-and-the-real-risks-in-mortgage-innovationfalseThis podcast segment explores the double-edged sword of automation in mortgage tech, warning against careless AI implementation while highlighting modular innovations from Tavant, Maxwell, Fannie Mae, and others.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Markets Shrug at Fed Dots While Geopolitics and Inflation Jockey for Control - Market Update by Matt Graham962yZ47MxSat, 28 Jun 2025 01:00:00 GMT321https://lykkenonlending.com/podcasts/markets-shrug-at-fed-dots-while-geopolitics-and-inflation-jockey-for-controlfalseThis podcast segment explains how the market’s muted reaction to the Fed’s dot plot and geopolitical unrest reflects ongoing uncertainty around inflation and mixed signals from central bankers.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Trigger Bill Fast-Tracks While AI Demands Mortgage Workflow Reinvention - Legislative Update by Alice Alveyz9z_mV92VFri, 27 Jun 2025 21:00:00 GMT273https://lykkenonlending.com/podcasts/trigger-bill-fast-tracks-while-ai-demands-mortgage-workflow-reinventionfalseThis podcast segment covers that the trigger lead bill is advancing swiftly through Congress, while the mortgage industry faces growing pressure to modernize outdated workflows and embrace AI-driven change.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>"Rawhide" The Middle East Is The Wild West - Macro Market Update by Les ParkerOK1GeNSkWThu, 26 Jun 2025 21:00:00 GMT58https://lykkenonlending.com/podcasts/rawhide-the-middle-east-is-the-wild-westfalse06-23-2025 "Rawhide" The Middle East Is The Wild West

------------------

Build ‘em up. Move ‘em Out. Keep those loans a’ rollin' Though the rates are swollen. Keep them loans a’ rollin' Go High.


The Middle East conflict is complex and carries a high potential for unpredictable consequences. A regime change in Iran needs the army to change its allegiance, and it will take time for the oppressed people to rise up and establish a new government. Regardless, will it be pro-Western?


Despite Oil staying below $78, concerns remain over disruption in the Strait of Hormuz, particularly if the US directly strikes Iran. So, build your pipeline.


Ride 'em in Go High


These views are mine. Hear the round-up at TMSpotlight.com.

--------------------

Song: Rawhide (1959) Frankie Laine recorded it for the TV Series Rawhide starring Clint Eastwood that began in 1959.

]]>One Step Away: MBA-Backed Trigger Lead Bill Advances Toward Law - MBA Mortgage Minute by Adam DeSanctisGtjPiYS7EWed, 25 Jun 2025 21:00:00 GMT98https://lykkenonlending.com/podcasts/one-step-away-mba-backed-trigger-lead-bill-advances-toward-lawfalseThe Mortgage Bankers Association reports that the U.S. House is set to vote on its version of the trigger lead reform bill, marking the final step before the legislation can be reconciled and signed into law.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Crypto Crossroads: How Stablecoins, Tokenization, and Policy Are Reshaping Banking and Real Estate with Lee Bratcher of Texas Blockchain CouncilkaF2eUtY1Wed, 25 Jun 2025 18:30:00 GMT1569ttps://lykkenonlending.com/podcasts/crypto-crossroads-how-stablecoins-tokenization-and-policy-are-reshaping-banking-and-real-estatefalseThe future of finance is here—and it's being written in code. In this episode of Lykken on Lending, I sit down with Lee Bratcher, President of the Texas Blockchain Council, to explore how stablecoins, tokenization, and policy reform are reshaping the way we think about banking, payments, and real estate. From Texas’ groundbreaking Bitcoin Reserve legislation to the rising influence of stablecoin technology in everyday transactions, this conversation dives into the disruptive forces transforming traditional financial systems. Whether you're a lender, banker, fintech exec, or real estate professional, you’ll gain valuable insights into the opportunities and challenges ahead in the digital asset era.

]]>Trigger Lead Tipping Point: Policy, Technology, and the Path ForwardUPRzajGwqTue, 24 Jun 2025 18:30:18 GMT3632https://lykkenonlending.com/podcasts/trigger-lead-tipping-point-policy-technology-and-the-path-forwardfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>From Conservatorship to Clarity: The MBA’s Take on GSE Reform, Credit Innovation, and Regulatory Uncertainty with Pete Mills and Justin Wiseman of The MBAzPkkIpNuVWed, 18 Jun 2025 17:30:00 GMT2344https://lykkenonlending.com/podcasts/from-conservatorship-to-clarity-the-mbas-take-on-gse-reform-credit-innovation-and-regulatory-uncertaintyfalseIn this insightful episode of Lykken on Lending, David Lykken is joined by Pete Mills and Justin Wiseman of the Mortgage Bankers Association (MBA) to unpack some of the most pressing issues facing the housing finance industry. From the long-debated release of Fannie Mae and Freddie Mac from conservatorship to the push for single-file credit scores and the evolving fate of the CFPB, this conversation delivers a comprehensive look at how policy, advocacy, and regulatory reform intersect. Whether you're a lender, policymaker, or just industry-curious, this episode offers critical clarity on the complex forces shaping the future of mortgage lending.

]]>AI, Autopilot, and Advisory: Humans Still Matter in Mortgagesl9cspu0ZOTue, 17 Jun 2025 12:07:12 GMT3909https://lykkenonlending.com/podcasts/ai-autopilot-and-advisory-humans-still-matter-in-mortgagesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>The Future of Capital Markets Technology is Now with Adam Carmel of PollyfwXfcmvhkFri, 13 Jun 2025 17:30:00 GMT1672https://lykkenonlending.com/podcasts/the-future-of-capital-markets-technology-is-nowfalseIn this episode of Lykken on Lending, I sit down with Adam Carmel, Founder and CEO of Polly, to explore how his team is transforming one of the most overlooked yet critical areas of mortgage banking—capital markets technology. We dive into why legacy pricing engines have held lenders back, how Poly is using AI and agile infrastructure to cut origination costs, and what the future holds for a more transparent, configurable, and profitable mortgage ecosystem. If you’ve ever wondered how technology can solve the $13,000-per-loan challenge and bring real innovation to the secondary market, you won’t want to miss this conversation.

 

]]>From Vision to Velocity: Reinventing Real Estate Through Relationships, Tech, and Timing with Chris Heller of OJO LabsmF-A9hosGWed, 11 Jun 2025 17:30:00 GMT1723https://lykkenonlending.com/podcasts/from-vision-to-velocity-reinventing-real-estate-through-relationships-tech-and-timingfalseIn this episode of Lykken on Lending, David Lykken sits down with real estate industry veteran and visionary leader Chris Heller. From his early days selling timeshares to leading Keller Williams’ global expansion and now driving innovation at Movoto (powered by Lower), Chris shares lessons on leadership, growth, timing, and the critical intersection of people and technology. This candid conversation explores what it really takes to scale businesses, build powerful agent–lender relationships, and reimagine the homebuying journey for today’s consumer.

]]>Volatility, Voices & Vision: Mortgage Markets in the Eye of the StormJG8SNMn55Tue, 10 Jun 2025 13:39:48 GMT2709https://lykkenonlending.com/podcasts/volatility-voices-vision-mortgage-markets-in-the-eye-of-the-stormfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Built for Mortgage, Powered by Experience: Byte’s Customer-Centric Approach to the LOS Evolution with Mark Todd of Byte SoftwareZyFVBJVghFri, 06 Jun 2025 17:30:00 GMT1892https://lykkenonlending.com/podcasts/built-for-mortgage-powered-by-experience-bytes-customer-centric-approach-to-the-los-evolutionfalseIn this episode of Lykken on Lending, we’re joined by Mark Todd, EVP of Sales & Client Services at Byte Software, for a compelling look at how one of the industry's longest-standing LOS providers continues to lead through innovation. With a mortgage career that started “in Pampers” and a decade of helping lenders modernize with Byte, Mark shares the company’s customer-first philosophy, the launch of their next-generation browser-based LOS, and an exclusive first look at their upcoming native pricing engine. Whether you’re a tech skeptic or a digital enthusiast, this episode delivers real-world insights on why being configurable, experienced, and client-driven matters more than ever in today’s market.

]]>Scaling with Style: Real Estate, Relationships, and the Age of AI with Victor Niño of Realty of AmericawPHZnfhoyWed, 04 Jun 2025 17:30:00 GMT2051https://lykkenonlending.com/podcasts/scaling-with-style-real-estate-relationships-and-the-age-of-aifalseIn this inspiring episode of Lykken on Lending, I sit down with Victor Nino—co-founder of Realty of America and a standout in the real estate world—for a powerful conversation on how to scale your business with intention, integrity, and innovation. From his humble beginnings in Eagle Pass, Texas, to leading one of the fastest-growing real estate companies in the nation, Victor shares how mentorship, mindset, and showing up with excellence have shaped his journey. We also dive into how AI, including game-changers like Angel AI and Angel Twin, is reshaping the way agents grow and stay connected in today’s market.

]]>Mid-Year Market Pulse: Rates, Drones, and the Drive for Better Service54p-7c1xmTue, 03 Jun 2025 13:54:18 GMT3244https://lykkenonlending.com/podcasts/mid-year-market-pulse-rates-drones-and-the-drive-for-better-servicefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Recruiting with Purpose: Why Culture and Calling Matter More Than a Paycheck with Jerry Rader of Alcova MortgagegvsaQ7X83Fri, 30 May 2025 17:00:00 GMT1828https://lykkenonlending.com/podcasts/recruiting-with-purpose-why-culture-and-calling-matter-more-than-a-paycheckfalseIn this episode of Lykken on Lending, I sit down with Jerry Rader of Alcova Mortgage to explore the deeper side of recruiting—where culture, calling, and character matter more than compensation. Jerry shares how his faith, leadership journey, and long-game approach to relationships have shaped a recruitment philosophy that prioritizes alignment over urgency. From identifying your company’s true culture to helping candidates uncover their “why,” this conversation is packed with timeless insights for building teams that last. If you care about sustainable growth and meaningful connections, this episode is for you.

]]>Money on the Table: Why Down Payment Assistance Is Still a Secret Weapon with Rob Chrane of Down Payment ResourcePCBgD1DQGWed, 28 May 2025 17:30:00 GMT2193https://lykkenonlending.com/podcasts/money-on-the-table-why-down-payment-assistance-is-still-a-secret-weaponfalseIn this eye-opening episode of Lykken on Lending, we’re sitting down with Rob Chrane, founder and CEO of Down Payment Resource (DPR), to reveal one of the mortgage industry's most powerful — and underutilized — tools: Down Payment Assistance (DPA) programs.

With over 2,500 active programs and a staggering 240,000+ updates annually, DPR is transforming the way lenders, realtors, and borrowers access homeownership opportunities. Rob shares his journey from real estate to mortgage lending and explains how a single idea led to the creation of a nationally trusted platform helping thousands achieve homeownership.

From overcoming misconceptions about DPA to breaking down how lenders can implement it efficiently, this episode is packed with insights, strategy, and inspiration. If you’re in the mortgage business and you’re not leveraging DPA — you’re leaving money on the table.

]]>Memorial Day Markets: A Symphony of Shifts and Signals9hbhH8vHHMon, 26 May 2025 17:00:00 GMT4008https://lykkenonlending.com/podcasts/memorial-day-markets-a-symphony-of-shifts-and-signalsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Crisis Deferred: Debt, Data, and the Danger of Waiting on Rates - Bill's Bullet Commentary by Bill Corbet7HfD0jifYSat, 24 May 2025 18:21:18 GMT837https://lykkenonlending.com/podcasts/crisis-deferred-debt-data-and-the-danger-of-waiting-on-ratesfalseThis segment explores how rising interest costs, unreliable economic data, and congressional inaction are driving fiscal instability, while mortgage professionals are urged to lead in the present instead of betting on future rate drops.

]]>Merger Moves and Market Metrics: What HMDA Reveals About Rocket + Mr. Cooper - Originations Update by David Kittleiq615xpxlFri, 23 May 2025 23:00:00 GMT438https://lykkenonlending.com/podcasts/merger-moves-and-market-metrics-what-hmda-reveals-about-rocket-mr-cooperfalseThis podcast segment unpacks the Rocket–Mr. Cooper merger and highlights how HMDA data provides critical insights not just for regulators, but for lenders, originators, and even job-seeking MLOs to evaluate partnerships and market impact.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.


Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.


He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Manifesting Better Borrowers? Mortgage Tech Gets Real About AI - Tech Update by Allen PollackFAuV9RfrsFri, 23 May 2025 20:00:00 GMT780https://lykkenonlending.com/podcasts/manifesting-better-borrowers-mortgage-tech-gets-real-about-aifalseThis podcast segment explores how AI is reshaping the mortgage experience—from pre-approvals to borrower retention—while emphasizing the urgent need for smarter tech alignment through growth maturity models and personalized engagement strategies.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>How Presence – Not Position – Creates Real Leadership with Brian Covey of CrossCountry MortgageX5N8b5KdpFri, 23 May 2025 17:30:00 GMT2233https://lykkenonlending.com/podcasts/how-presence-not-position-creates-real-leadershipfalseIn this inspiring episode of Lykken on Lending, David Lykken sits down with Brian Covey, Divisional Senior Vice President at CrossCountry Mortgage, former D1 athlete, and executive coach, to explore what really defines leadership in today’s fast-paced world. Brian pulls back the curtain on his journey—from the soccer field to the boardroom—and shares why being present, not being in power, is the secret to authentic influence. You’ll hear practical strategies on intention-setting, minimizing distractions, and how to break free from burnout by leading yourself first. If you’ve ever felt like your title doesn’t reflect your potential, this conversation will give you the clarity, tools, and motivation to lead with impact—right where you are.

]]>From Washington to the Lunch Table: Updates on Rules, Regulators, and Real-Life Ops Insights - 5/19/2025 Weekly Mortgage Update segment - Legislative Update by Alice AlveyH9wGRHu0GFri, 23 May 2025 14:00:00 GMT204https://lykkenonlending.com/podcasts/from-washington-to-the-lunch-table-updates-on-rules-regulators-and-real-life-ops-insightsfalseThis podcast segment covers critical regulatory updates from the CFPB and NMLS, previews the CSBS & state regulator summit, and ends with a humorous but insightful look at how seating choices at lunch can reveal a lot about performance dynamics in mortgage ops and sales teams.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Asymmetric Risks and Bond Market Jitters: A Week of Mixed Signals - Market Update by Matt GrahamLgWteMbZ9Thu, 22 May 2025 20:43:00 GMT314https://lykkenonlending.com/podcasts/asymmetric-risks-and-bond-market-jitters-a-week-of-mixed-signalsfalseThis podcast segment covers how asymmetric risks, shifting inflation policy, and a surprise U.S. credit downgrade contributed to a turbulent week for the bond market.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Don't Speak" About Togetherness - Macro Market Update by Les Parkerg8lZupmPNWed, 21 May 2025 20:23:03 GMT61https://lykkenonlending.com/podcasts/dont-speak-about-togethernessfalse05-19-2025 "Don't Speak" About Togetherness

----------------------

Treasuries. We used to be together. Mortgages together, always

The trends for 30-year MBSs, the 10-year & 5-year futures are bullish. Meanwhile, the 30-year and 10-year Treasuries are bearish.

To see 3.60 in the 10-year yield by June 30 has less than a 5% chance. Nevertheless, Don’t Speak about the budget drama. It will end with a positive outcome, leading to a significant decline in rates by the end of September.

It's all ending. Bears gotta stop pretending who they are.

These views are mine. Find out who’s pretending at TMSpotlight.com.

---------------------

Song: Don’t Speak (1996) No Doubt

]]>The Future of Mortgage: Why Job Change, Leadership, and Messaging Matter More Than Ever with Randell Gillespie of LeaderOne Financial-8xi_sS49Wed, 21 May 2025 17:15:00 GMT2924https://lykkenonlending.com/podcasts/the-future-of-mortgage-why-job-change-leadership-and-messaging-matter-more-than-everfalseIn this episode of Lykken on Lending, David interviews Randell Gillespie, newly appointed President of LeaderOne, about the evolving landscape of the mortgage industry. From his own recent job change to his powerful, people-centered leadership style, Randell shares insights on what today’s professionals should be thinking about: alignment, adaptability, and authenticity. They explore why job transitions are more than career moves — they’re opportunities for transformational leadership, meaningful messaging, and building trust in an uncertain market. If you're navigating change or leading through it, this conversation is a must-listen.

]]>CFPB Walks Back Repeat Offender Rule: A Win for Non-Bank Lenders - MBA Mortgage Minute by Adam DeSanctisS3PsclxHGTue, 20 May 2025 20:00:00 GMT85https://lykkenonlending.com/podcasts/cfpb-walks-back-repeat-offender-rule-a-win-for-non-bank-lendersfalseThis podcast segment covers how Congress is moving closer to protecting borrower privacy by limiting mortgage trigger leads, with strong advocacy support from the Mortgage Bankers Association.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Reality Check: Why Mortgage Leadership Can't Wait for Lower Ratesk_YrRoMZiTue, 20 May 2025 11:00:00 GMT3547https://lykkenonlending.com/podcasts/reality-check-why-mortgage-leadership-cant-wait-for-lower-ratesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>How AI Could Finally Kill the Spam Scam - Marc's Rant Commentary by Marc HelmuP_4ucbKNSat, 17 May 2025 22:00:00 GMT164https://lykkenonlending.com/podcasts/how-ai-could-finally-kill-the-spam-scamfalseMarc Helm sounds off with a hopeful “Last Word,” highlighting Google’s use of AI to fight spam—and the massive productivity boost this could mean for professionals overwhelmed by digital clutter.

]]>Fraud, Ethics & Fallout: When Public Figures Cross Mortgage Lines - Originations Update by David Kittle_pDBNgp-aSat, 17 May 2025 20:00:00 GMT340https://lykkenonlending.com/podcasts/fraud-ethics-fallout-when-public-figures-cross-mortgage-linesfalseThis podcast segment unpacks recent allegations of mortgage fraud involving public officials, sparking a deeper industry conversation about ethics, accountability, and the cost of compromising compliance for political connections.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Bullets, Mindsets & Market Moves: Real-Time Clarity for Mortgage Professionals - Bill's Bullet by Bill CorbetmJe0bvKFbSat, 17 May 2025 16:21:23 GMT516https://lykkenonlending.com/podcasts/bullets-mindsets-market-moves-real-time-clarity-for-mortgage-professionalsfalseThis segment delivers real-time insights on production, inflation, and tariffs while industry leaders urge originators to focus on mindset over rates.

]]>Too Many Tools, Too Little ROI: Tech Truths for Mortgage Leaders - Tech Update by Allen Pollack4gnGqXsiTFri, 16 May 2025 23:00:00 GMT756https://lykkenonlending.com/podcasts/too-many-tools-too-little-roi-tech-truths-for-mortgage-leadersfalseThis podcast segment calls out tech overload and urges mortgage execs to rethink their vendor strategy for better ROI and real adoption.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>From Rebates to Rates: Clarity, Compliance & Common Sense - Legislative Update by Alice AlveyTrhtyMzEmFri, 16 May 2025 20:15:46 GMT1046https://lykkenonlending.com/podcasts/from-rebates-to-rates-clarity-compliance-common-sensefalseThis podcast segment covers Fannie and Freddie release critical guideline clarifications as industry leaders weigh in on compliance, market focus, and staying steady in a shifting economy.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Click, Close, and Qualify: The Future of Frictionless Home Financing with Jeff Bode of Click n' CloseRL0LMwrnaFri, 16 May 2025 17:30:00 GMT1255https://lykkenonlending.com/podcasts/click-close-and-qualify-the-future-of-frictionless-home-financingfalseIn an industry where complexity often stands between consumers and homeownership, this episode—"Click, Close, and Qualify: The Future of Frictionless Home Financing"—features mortgage innovator Jeff Bode, President and CEO of Click n’ Close, who’s leading the charge toward simpler, smarter lending. Jeff shares how his team is transforming the borrower experience through eClosings, day-one certainty, and powerful down payment assistance programs like SmartBuy and shared appreciation options. From his early adoption of digital closings to his knack for finding underserved market niches, Jeff’s story is a masterclass in reinvention and relevance. Whether you’re a lender, broker, or housing advocate, this episode offers timely insights into building a more streamlined, accessible future for mortgage lending.

]]>Tariffs, Treasuries & Tension: Bonds Face a Double Whammy - Market Update by Matt Graham_tvnA5zDdThu, 15 May 2025 23:00:00 GMT303https://lykkenonlending.com/podcasts/tariffs-treasuries-tension-bonds-face-a-double-whammyfalseThis podcast segment highlights bond traders awaiting Fed signals, trade-driven dollar strength, and a key oil-and-yield setup targeting a 3.60% 10-year by June 30.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Bonds" Hanging By A Moment - Macro Market Update by Les ParkerF_BFgAjNuThu, 15 May 2025 19:15:43 GMT61https://lykkenonlending.com/podcasts/bonds-hanging-by-a-momentfalse5.12.25 "Bonds" Hanging By A Moment 

------------------

We’re standing here until Fed makes us move. Bonds Hanging By A Moment for a clue.


Trade deals historically take years, but the nano-second world shortens time. The currency market concludes that the latest trade talks benefit the Dollar. Alternatively, Gold bugs see US tariffs leading to a new trading system where the US gets more fees and non-fee barriers decline.


Watch Oil. If West TX Intermediate can’t close above $65, and the 10-year yield stays below 4.50, a drop to 3.60 by June 30 remains the target.


There is nothing else.

These views are mine. Find certainty at TMSpotlight.com.

---------------------

Song: Hanging By A Moment (2000)

]]>Guardrails for Greatness: Texas Leads the Way in Ethical AI Innovation with Steve Kinard Jr. and Pavan AgarwalOnsb0xErWThu, 15 May 2025 18:30:00 GMT3288https://lykkenonlending.com/podcasts/guardrails-for-greatness-texas-leads-the-way-in-ethical-ai-innovationfalseIn this episode of Lykken on Lending, we dive into a groundbreaking development out of Texas that's shaping the future of AI in America. Joined by Steve Kinard and Pavan Agarwal of the AI Innovation Association, we explore the bipartisan momentum behind Senate Bill 1964, a bill that lays the foundation for ethical AI standards in the public sector. From the concept of digital sovereignty to practical frameworks for innovation, this conversation reveals how Texas is setting the pace for responsible AI adoption—balancing progress, ethics, and freedom. If you care about the future of artificial intelligence, free speech, and innovation policy, this is one episode you won't want to miss.

]]>Bridging the Gap: VA Home Loan Reform Gains Bipartisan Momentum - MBA Mortgage Minute by Adam DeSanctislZau9cnmIWed, 14 May 2025 22:00:02 GMT96https://lykkenonlending.com/podcasts/bridging-the-gap-va-home-loan-reform-gains-bipartisan-momentumfalseThis podcast segment covers HR 18115 advances in Congress, aiming to provide long-term stability and foreclosure relief for veterans through VA partial claims reform.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Iron Sharpens Iron and The Power of Coaching, Community and Classroom by Amir Syed of GO! CoachingbNmFKgoruWed, 14 May 2025 17:30:00 GMT3190https://lykkenonlending.com/podcasts/iron-sharpens-iron-and-the-power-of-coaching-community-and-classroomfalseIn this powerful episode of Lykken on Lending, I’m joined by Amir Syed—top-producing loan officer, dynamic coach, and founder of Go Coaching—for a conversation that’s as inspiring as it is tactical. From fleeing war-torn Iran as a child to becoming a mortgage industry leader, Amir shares the story of how faith, grit, and community shaped his journey. We discuss the mindset that drives success, the value of mentorship, and the framework behind his Mortgage Mastery Ladder—a coaching approach that’s transforming loan officers nationwide. Whether you’re a seasoned professional or just getting started, this episode is a reminder that “iron sharpens iron”—and the right people, principles, and practices can unlock your full potential.

]]>Bullets, Rants & Breakthroughs: The Mortgage Market UnfilteredZpvZZEvTVTue, 13 May 2025 12:00:00 GMT3836https://lykkenonlending.com/podcasts/bullets-rants-breakthroughs-the-mortgage-market-unfilteredfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Disparate Impact and Fair Lending: What the New Executive Order Means for Compliance - Legislative Update by Alice Alvey-AhiElzcrSat, 10 May 2025 13:00:00 GMT309https://lykkenonlending.com/podcasts/disparate-impact-and-fair-lending-what-the-new-executive-order-means-for-compliancefalseThis podcast segment covers changes to federal fair lending enforcement under a new executive order. It explores how the rollback of disparate impact standards affects lenders and the ongoing need for clear, consistent compliance policies.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>From AI to APIs: What’s Really Driving Mortgage Tech Forward? - Tech Update by Allen PolackMxS2pyaHsFri, 09 May 2025 21:00:00 GMT548https://lykkenonlending.com/podcasts/from-ai-to-apis-whats-really-driving-mortgage-tech-forwardfalseThis podcast segment covers the latest in mortgage tech, from app store lawsuits and accessibility compliance to fraud detection, eClosing adoption, and smarter borrower engagement powered by AI.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Data-Driven Volatility: How Economic Reports Are Steering Bond Markets - Market Update by Matt GrahamGK01ITVNOFri, 09 May 2025 16:17:12 GMT331https://lykkenonlending.com/podcasts/data-driven-volatility-how-economic-reports-are-steering-bond-marketsfalseThis podcast segment covers a turbulent week in the bond market, as economic data, inflation signals, and tariff uncertainties fueled rising yields and challenged investor expectations ahead of the Fed’s policy update.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son, where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"I Can't Tell You Why" Margins Fell Apart - Macro Market Update by Les Parkerz4vgBqyzJFri, 09 May 2025 00:00:00 GMT61https://lykkenonlending.com/podcasts/i-cant-tell-you-why-margins-fell-apartfalse05-05-2025 "I Can't Tell You Why" Margins Fell Apart

--------------------

Look at the markets, up all night

Tearing our loans apart.

Market chaos rips margins. Most hedgers can’t tell their superiors why the margins fell apart, forcing them to manage budgets dangerously.

Buyers bought 4.44 in the 10-year yield, leading to a bear trap and reviving the Bulls. Look for a sub-4% in the 10-year yield as it gains momentum. So, our 10-year yield target of 3.60 is back.

Every time, hedgers go sideways.

Something makes them change the way they trade.

Yet, they can’t tell you why

These views are mine. You can know why at TMSpotlight.com.

____________

Song: I Can’t Tell You Why (1979) Eagles

]]>Protecting Borrower Privacy: The Push to Reform Trigger Leads - MBA Mortgage Minute by Adam DeSanctisF7bG27eS3Thu, 08 May 2025 21:09:02 GMT106https://lykkenonlending.com/podcasts/protecting-borrower-privacy-the-push-to-reform-trigger-leadsfalseThis podcast segment covers how Congress is moving closer to protecting borrower privacy by limiting mortgage trigger leads, with strong advocacy support from the Mortgage Bankers Association.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>A New Era in Mortgage Servicing: Lower Costs, Better Care, Powered by AI with Pavan Agarwal of SunWest MortgageIKwYJ72p1Wed, 07 May 2025 17:30:00 GMT1983https://lykkenonlending.com/podcasts/a-new-era-in-mortgage-servicing-lower-costs-better-care-powered-by-aifalseIn this episode of Lykken on Lending, David Lykken welcomes back Pavan Agarwal, CEO of Sun West Mortgage and creator of Angel AI, for an exciting conversation about the future of mortgage servicing. They dive into how cutting-edge AI technology is dramatically lowering servicing costs — down to as little as $4 per loan — while restoring true borrower partnership and care. By combining a revolutionary AI-driven servicing platform with a deep-rooted culture of compassion, Sun West is not only slashing operational expenses but also redefining what it means to serve homeowners, especially during life's toughest moments. Get ready to hear about a new era where technology and heart go hand in hand to transform the mortgage experience.

]]>Blind Spots in Capital Markets: Why Questions Matter More Than EverMQrhC54JoTue, 06 May 2025 00:37:02 GMT3584https://lykkenonlending.com/podcasts/blind-spots-in-capital-markets-why-questions-matter-more-than-everfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Mortgage Tech Advances and the Coming Wave of Industry Consolidation - Tech Update by Allen Pollack0cdrAXCcPSat, 03 May 2025 21:00:00 GMT622https://lykkenonlending.com/podcasts/mortgage-tech-advances-and-the-coming-wave-of-industry-consolidationfalseThis podcast segment highlights how new mortgage technologies—from real-time income verification to blockchain servicing transfers—are reshaping the industry, while rising compliance demands drive a growing wave of vendor consolidation.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Navigating the New Rules: Buyer Agent Commissions and Staying in Your Lane - Legislative Update by Alice AlveygjlnlgX28Sat, 03 May 2025 16:00:00 GMT149https://lykkenonlending.com/podcasts/navigating-the-new-rules-buyer-agent-commissions-and-staying-in-your-lanefalseThis podcast segment highlights the critical changes under the new buyer agent commission rules, urging loan officers to stay in their lane and encouraging realtors to sharpen their ability to sell and negotiate their services in today’s evolving market.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bonds Stabilize, But Markets Brace for a Wave of Economic Data - Market Update by Matt GrahamN1CRY4_H7Fri, 02 May 2025 21:00:00 GMT298https://lykkenonlending.com/podcasts/bonds-stabilize-but-markets-brace-for-a-wave-of-economic-datafalseThis podcast segment highlights how bond markets have settled back into pre-tariff ranges, while traders prepare for a critical influx of economic data that could determine the next major market moves.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Revolutionizing Mortgage Lending – How AI Is Giving Loan Officers Their Lives Back with Troy Kennedy and Jodi Perry of LoanWorks.AImLmfRBPk7Fri, 02 May 2025 17:30:00 GMT1822https://lykkenonlending.com/podcasts/revolutionizing-mortgage-lending-how-ai-is-giving-loan-officers-their-lives-backfalseIn this groundbreaking episode of Lykken on Lending, we dive into how AI is reshaping the mortgage industry — not by replacing loan officers, but by empowering them to reclaim their time, their business, and their personal lives. David Lykken is joined by Troy Kennedy, Founder of LoanWorks.AI, and Jodi Perry, a top-producing loan officer who shares firsthand how this cutting-edge technology is revolutionizing the way she works. Together, they reveal how full AI integration is eliminating tedious tasks, accelerating closings, and restoring the human connection at the heart of lending. If you’ve ever wondered whether AI could truly transform the mortgage process for the better, this is the episode you need to hear.

]]>Euphoria And Dysphoria Making You "Dizzy?" - Macro Market Update by Les Parker2g_0rMXeiFri, 02 May 2025 16:00:00 GMT61https://lykkenonlending.com/podcasts/euphoria-and-dysphoria-making-you-dizzyfalse04-28-2025 Euphoria And Dysphoria Making You "Dizzy?"

---------------

Dizzy. We’re so dizzy. Markets are spinning, Like a whirlpool that never ends.


Contradictions fight any trend narrative except when there is short-term euphoria or dysphoria. However, with volatile volatility, technical indicators have become less reliable. Most hedging methods can work two-thirds of the time, but beware of the other third.


Will the bullish Five and Ten-year futures reverse bearish mortgages from their overreaction to global political rhetoric?


Persistently elevated volatility means a 25-bps move can happen fast.


And its yield spreads, making it spin


They’re making trends dizzy.

-----------------

Song: Dizzy (1969) Tommy Roe

]]>Leveraging Rental Payment History: Expanding Homeownership Opportunities - MBA Mortgage Minute by Adam DeSanctisjn6j9qnESThu, 01 May 2025 18:00:00 GMT102https://lykkenonlending.com/podcasts/leveraging-rental-payment-history-expanding-homeownership-opportunitiesfalseThis podcast segment covers the MBA’s latest white paper, which highlights how incorporating positive rental payment history into mortgage underwriting can expand access to homeownership for first-time buyers.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Take AI Personal with Bill Inman of Twin ProtocolkwL5bg_qrWed, 30 Apr 2025 17:30:00 GMT2290https://lykkenonlending.com/podcasts/take-ai-personalfalseIn this insightful episode, David Lykken sits down with tech entrepreneur and AI innovator Bill Inman to explore how artificial intelligence—particularly personal AI—is reshaping the future of mortgage lending, real estate, and beyond. Bill shares his journey from startup builder to co-creator of "Angel Twin," a platform enabling professionals to train AI avatars using their own data and voice. Together, they unpack how this technology allows individuals to preserve and monetize their intellectual property, extend their influence, and offer around-the-clock client engagement—without sacrificing the human touch. This conversation highlights the urgency of embracing AI, not just as a tool, but as a transformational shift that redefines how we interact, serve clients, and leave a legacy.

]]>Market Volatility, Servicing Shakeups, and the New Rules of Mortgage LendingGZAyoD3O1Tue, 29 Apr 2025 00:00:11 GMT3101https://lykkenonlending.com/podcasts/market-volatility-servicing-shakeups-and-the-new-rules-of-mortgage-lendingfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Fee Income Gone Wrong: Why Customer Care Must Come First - Servicing and "The Agencies" by Marc Helmn935rHJ-RSun, 27 Apr 2025 23:00:00 GMT204https://lykkenonlending.com/podcasts/fee-income-gone-wrong-why-customer-care-must-come-firstfalseMarc Helm calls for mortgage servicers — and businesses everywhere — to prioritize customer care over hidden fees and short-sighted revenue grabs.

]]>Under Pressure: Fed Drama, Tariff Fears, and the Fight for Mortgage Stability – Commentary on 4/21/2025 Weekly Mortgage Updatekaqu8eEUkSun, 27 Apr 2025 21:00:00 GMT832https://lykkenonlending.com/podcasts/under-pressure-fed-drama-tariff-fears-and-the-fight-for-mortgage-stabilityfalseThe regulars explore how Fed drama, tariff-driven inflation fears, and GSE repurchase risks are putting new pressure on mortgage lenders and the housing market.

]]>Repurchase Risks & Cultural Clashes: What’s Shaping Mortgage Lending Now - 4/21/2025 Weekly Mortgage Update segmentfP7_zD6PlSun, 27 Apr 2025 16:00:00 GMT519https://lykkenonlending.com/podcasts/repurchase-risks-cultural-clashes-whats-shaping-mortgage-lending-nowfalseThis podcast segment unpacks rising GSE repurchase risks and the cultural landmines facing major mortgage industry mergers.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>AI Day in Mortgage: Innovation, Avatars & the Urgent Need to Future-Proof - Tech Update by Allen PollackOWqLRMPKPFri, 25 Apr 2025 21:00:00 GMT815https://lykkenonlending.com/podcasts/ai-day-in-mortgage-innovation-avatars-the-urgent-need-to-future-prooffalseThis podcast segment explores how AI is reshaping mortgage lending and why future-proofing your tech stack is more urgent than ever.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Market Catches Its Breath: Yields Rebound as Powell Faces Pressure - Market Update by Matt Grahamfy0BUqDHiFri, 25 Apr 2025 16:00:00 GMT318https://lykkenonlending.com/podcasts/market-catches-its-breath-yields-rebound-as-powell-faces-pressurefalseThis podcast segment covers a holiday-shortened week brought temporary calm to bond markets, but political pressure on Fed Chair Powell and looming data releases suggest renewed volatility ahead.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Tariffs Create Confusion For "Radio Free Europe" - Macro Market Update by Les ParkermHxbuc83LThu, 24 Apr 2025 21:00:00 GMT60https://lykkenonlending.com/podcasts/tariffs-create-confusion-for-radio-free-europefalse04-21-2025 Tariffs Create Confusion For "Radio Free Europe"

------------------------

Tariffs on in transit. Tariffs out in transit. How do we Free Europe? Where to go?


Event risk remains high, but implied volatility did slip for Easter. With the bulls and bears in a stalemate like Trump and Xi, will the bearish long-end pull mortgage rates up, or will the bullish 5-year and short-end push rates down?


Amid confusion and noise over tariffs, will bewilderment continue to reign? Expect April showers to bring beautiful news that trumps the stormy narrative.


Barrier Free Europe

Barrier Free Europe

------------------------

Song: Radio Free Europe (1981) R.E.M.

]]>Trigger Leads Under Fire: MBA Pushes for Swift Legislative Reform - 4/21/2025 Weekly Mortgage Update segmentm2ms99yA7Thu, 24 Apr 2025 16:30:19 GMT93https://lykkenonlending.com/podcasts/trigger-leads-under-fire-mba-pushes-for-swift-legislative-reformfalseThis podcast segment covers the MBA's renewed legislative push to restrict abusive trigger leads and protect consumer privacy through the reintroduced Home Buyer’s Privacy Protection Act.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>How Lenders Can Navigate Tech Decisions in 2025 & Beyond with Steven Cooley of Mortgage Advisor ToolsYHAdYQEDpWed, 23 Apr 2025 17:30:00 GMT1469https://lykkenonlending.com/podcasts/how-lenders-navigate-tech-decisions-in-2025-beyondfalseIn this episode of Lykken on Lending, I sit down with Steven Cooley, founder and CEO of Mortgage Advisor Tools, to unpack how lenders are making smarter, more strategic technology decisions in today’s rapidly evolving market. From understanding the unique needs of different lender types to tackling buyer’s remorse and integration pitfalls, Steven shares real-world insights into what’s driving tech adoption—and what’s holding it back. We explore how platforms like his are leveling the playing field, giving lenders of all sizes access to vital information in the tech-buying journey, and why understanding your internal processes is more critical than ever in an AI-driven future.

]]>Mortgage Mayhem & Momentum: AI’s Rise, Powell’s Critics, and Legislative PushbackjMvzoZcRKMon, 21 Apr 2025 23:43:33 GMT3225https://lykkenonlending.com/podcasts/mortgage-mayhem-momentum-ais-rise-powells-critics-and-legislative-pushbackfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Mindset, Market Swings, and Mortgage Execution: Staying Grounded in a Volatile World - Commentary on 4/14/2025 Weekly Mortgage Updatekb8vGOpGjSun, 20 Apr 2025 15:00:00 GMT1100https://lykkenonlending.com/podcasts/mindset-market-swings-and-mortgage-execution-staying-grounded-in-a-volatile-worldfalseIn this segment, David and the team explore how mindset, operational process, and empowering the right people help mortgage professionals succeed through rate volatility, shifting volumes, and unexpected challenges.

]]>Trigger Leads, Regulatory Chaos, and the Power of Process: Why Mortgage Compliance Demands Clarity - Legislative Update by Alice AlveyuFWf16eMYSat, 19 Apr 2025 13:00:00 GMT405https://lykkenonlending.com/podcasts/trigger-leads-regulatory-chaos-and-the-power-of-process-why-mortgage-compliance-demands-clarityfalseThis podcast segment covers a recent federal court ruling against Texas Capital Bank over reverse mortgage tail securities has sparked concerns about systemic risk to warehouse lending and Ginnie Mae’s role in protecting lender interests.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Mindset Over Scoreboard: What Rory McIlroy’s Masters Win Teaches Mortgage Leaders - Originations Update by David KittleuAKM1slreFri, 18 Apr 2025 20:00:00 GMT221https://lykkenonlending.com/podcasts/mindset-over-scoreboard-what-rory-mcilroys-masters-win-teaches-mortgage-leadersfalseThis podcast segment draws inspiration from Rory McIlroy’s comeback win at the Masters to emphasize the importance of mindset, perseverance, and staying focused on long-term success over short-term fluctuations.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>From Moldy Whoppers to Mortgage Innovation: Why Tech Leadership Is Your Next Competitive Edge - Tech Update by Allen PollacksSi8nng9jFri, 18 Apr 2025 16:00:00 GMT580https://lykkenonlending.com/podcasts/from-moldy-whoppers-to-mortgage-innovation-why-tech-leadership-is-your-next-competitive-edgefalseThis podcast segment uses fast food metaphors and real-world lending shifts to underscore the urgent need for modern mortgage technology, AI adoption, and visionary CTOs who drive growth, not just code.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Bond Market Turbulence: The Impact of Tariffs, Treasuries, and Treasury Talk - Market Update by Matt Graham6td2S8-YwThu, 17 Apr 2025 16:00:00 GMT378https://lykkenonlending.com/podcasts/bond-market-turbulence-the-impact-of-tariffs-treasuries-and-treasury-talkfalseThis podcast segment covers Bond markets that faced sharp swings this week as misleading tariff headlines and ongoing trade negotiations overshadowed economic data and drove yield volatility.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Are You A "Believer?" – Macro Market Update by Les ParkeruYK0wG27bWed, 16 Apr 2025 21:00:00 GMT64https://lykkenonlending.com/podcasts/are-you-a-believerfalse04-14-2025 Are You A "Believer?"

----------------------

First things first, We must stop all the trades outside our hands. We’re fired up and tired of the way that fees have been.


Pain can bring constructive change. Those who believe only in normal moves miss the abnormal, spinning endless tales on how they won’t miss the next abhorrent variance.


Will mortgages follow the Bond to bearish land? The emerging fear about using short-term tariffs to recalibrate long-term international trade arrangements is higher inflation and slower growth. Fortunately, substance trumps a bogeyman.


Oh, let the tariffs fly, oh, let them rain. “I want to stop.”-New life, new times, new dreams, it came from... “We can’t”


Pain! Trump made us a, he made us a believer. Believer.


These views are mine. Catch the fight at TMSpotlight.com.

-------------------------

Song: Believer (2017) Imagine Dragons

]]>Unlocking AI's Rapid Value in Mortgage Lending with Steve Butler of TRUEKI7bNFrx9Wed, 16 Apr 2025 17:30:00 GMT1297https://lykkenonlending.com/podcasts/unlocking-ais-rapid-value-in-mortgage-lendingfalseIn this episode of Lykken on Lending, David Lykken sits down with Steve Butler, President and Chief Revenue Officer of True, to explore how AI is rapidly reshaping the mortgage industry. From eliminating tedious manual tasks to delivering real-time, trusted data, True is on a mission to empower lenders with fully automated, background AI agents that work invisibly—but powerfully—behind the scenes. Steve shares his journey from engineering to mortgage tech, digs into why past technology efforts often failed, and explains why now is a critical moment for lenders to embrace AI that truly works. If you're looking to cut costs, boost productivity, and refocus your team on what they do best—this is the conversation you need to hear.

]]>Cracking Down on Trigger Leads: The Fight for Borrower Privacy Moves Forward - MBA Mortgage Minute by Adam DeSanctis8KvGV1J9hTue, 15 Apr 2025 20:33:14 GMT91https://lykkenonlending.com/podcasts/cracking-down-on-trigger-leads-the-fight-for-borrower-privacy-moves-forwardfalseThis podcast segment covers the MBA’s renewed push for federal legislation to restrict abusive trigger lead practices and strengthen homebuyer privacy protections.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Let It Flow: Mindset, AI, and Mortgage Success in a Shifting MarketoH77HjnlJTue, 15 Apr 2025 02:23:59 GMT3407https://lykkenonlending.com/podcasts/let-it-flow-mindset-ai-and-mortgage-success-in-a-shifting-marketfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Consolidation, Concentration & Global Trade: Mortgage Markets Under Pressure – Commentary on 4/07/2025 Weekly Mortgage Updateh1YIPH_X2Sat, 12 Apr 2025 15:00:00 GMT1675https://lykkenonlending.com/podcasts/consolidation-concentration-global-trade-mortgage-markets-under-pressurefalseThe regulars unpack the growing risks tied to industry consolidation, loan concentration, and tariff-driven volatility—highlighting systemic challenges for lenders, secondary markets, and warehouse banking.

]]>Reverse Mortgage Risk: Texas Capital Ruling Raises Warehouse Lending Alarms - Legislative Update by Alice AlveyYNc4x7yXUFri, 11 Apr 2025 17:38:19 GMT664https://lykkenonlending.com/podcasts/reverse-mortgage-risk-texas-capital-ruling-raises-warehouse-lending-alarmsfalseThis podcast segment covers a recent federal court ruling against Texas Capital Bank over reverse mortgage tail securities has sparked concerns about systemic risk to warehouse lending and Ginnie Mae’s role in protecting lender interests.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Tariff Whiplash: Bond Markets React to Volatile Headlines - Market Update by Matt GrahamtBoSIR9CtThu, 10 Apr 2025 19:00:00 GMT314https://lykkenonlending.com/podcasts/tariff-whiplash-bond-markets-react-to-volatile-headlinesfalseThis podcast segment covers Bond markets that faced sharp swings this week as misleading tariff headlines and ongoing trade negotiations overshadowed economic data and drove yield volatility.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Spreadsheets in the "Rose Garden" - Macro Market Update by Les ParkeryEYSZ98ioWed, 09 Apr 2025 18:44:13 GMT64https://lykkenonlending.com/podcasts/spreadsheets-in-the-rose-gardenfalse04-07-2025 Spreadsheets in the "Rose Garden"

-------------------

Stocks beg a pardon. Trump never promised you a Rose Garden.


Performance depends on the starting point. Wednesday’s 3 pm marks looked very different than the 5 pm marks. Would you take on risk when Trump is holding up an Excel spreadsheet taped to a poster board in the Rose Garden? It complicates a pipeline hedger’s life.


We call the deal between Rocket and NationStar, "RocketStar." It is going to have unintended consequences because investors don’t like loan concentration. Expect wacky prepays and pricing.


Along with the prepay, there's gotta be a little pool sometime.

These views are mine. Catch the right trade at TMSpotlight.com.

-------------------

Song: Rose Garden (1970) Lynn Anderson

]]>Winning in the Mortgage Market: Data, Execution & Grit with Brian Hale of Mortgage Advisory Partnersi7QNwDgxHWed, 09 Apr 2025 17:30:00 GMT2983https://lykkenonlending.com/podcasts/winning-in-the-mortgage-market-data-execution-gritfalseIn this episode of Lykken on Lending, we’re joined by industry veteran and straight-shooting consultant Brian Hale for a deep-dive conversation on how mortgage professionals can win in today's volatile market. With over four decades of experience, Brian breaks down the five key focus areas for 2025, from targeting the right referral partners and converting more leads, to mastering margin management and embracing granular data analysis. David and Brian also tackle hot topics like the Rocket-Redfin deal, changing commission models, and what it really takes to thrive when the market gets tough. If you're ready for some tough love, practical wisdom, and a few laughs along the way—this episode delivers.

]]>VASP Phase-Out: A Growing Concern for Distressed Veterans - MBA Mortgage Minute by Adam DeSanctisNXpJOSQ9pTue, 08 Apr 2025 17:16:30 GMT103https://lykkenonlending.com/podcasts/vasp-phase-out-a-growing-concern-for-distressed-veteransfalseThis podcast segment covers the VA’s decision to phase out the VASP program by May 1st raises concerns about increased foreclosure risks for veterans, prompting urgent calls for a permanent partial claim solution.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>April Market Madness: Tariffs, Rates, and Rocket Moves6F4S8mh0vMon, 07 Apr 2025 21:01:39 GMT3767https://lykkenonlending.com/podcasts/april-market-madness-tariffs-rates-and-rocket-movesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you with a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Delinquencies Rising? Market Warning Signs from Debt, DTI, and Refi Drought – Commentary on 3/31/2025 Weekly Mortgage UpdateXplhkFnkPSun, 06 Apr 2025 15:00:00 GMT573https://lykkenonlending.com/podcasts/delinquencies-rising-market-warning-signs-from-debt-dti-and-refi-droughtfalseThe regulars weigh in on growing concerns around rising FHA delinquencies, high debt-to-income ratios, and the lack of refinancing opportunities—warning that macroeconomic strain and supply-demand imbalances may fuel a wave of defaults in the next 12–18 months.

]]>Tech Shake-Up: Rocket’s Acquisition Strategy and the Emerging Threat to ICE - Tech Update by Allen PollackJ4Q8TabTpSat, 05 Apr 2025 16:00:00 GMT243https://lykkenonlending.com/podcasts/tech-shake-up-rockets-acquisition-strategy-and-the-emerging-threat-to-icefalseThis podcast segment covers Rocket Mortgage expands through its acquisitions of Redfin and Mr. Cooper, it’s building an end-to-end, AI-powered mortgage ecosystem that could challenge ICE's dominance by shifting away from traditional platforms like Encompass and Black Knight.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Advocacy in Action: Bob Broeksmit on Mortgage Policy, GSE Reform & Market Shifts WMNONhkUxFri, 04 Apr 2025 17:30:00 GMT2144https://lykkenonlending.com/podcasts/advocacy-in-action-bob-broeksmit-on-mortgage-policy-gse-reform-market-shiftsfalseIn this episode of Lykken on Lending, we sit down with Bob Broeksmit, President and CEO of the Mortgage Bankers Association, for a timely and insightful conversation on the state of the mortgage industry. From key advocacy efforts on Capitol Hill to the future of Fannie Mae and Freddie Mac, Bob shares updates on GSE reform, HUD leadership, and the regulatory shifts shaping housing finance today. We also dive into market trends like consumer direct lending and the implications of recent M&A activity—including Rocket's headline-grabbing moves. If you’re looking for a front-row seat to the forces driving mortgage policy and market dynamics, this episode is a must-listen.

]]>CFPB Shake-Ups, Overdraft Rule Rejection, and Trigger Lead Momentum - Legislative Update by Alice AlveyMFX1kHkPKFri, 04 Apr 2025 16:00:00 GMT206https://lykkenonlending.com/podcasts/cfpb-shake-ups-overdraft-rule-rejection-and-trigger-lead-momentumfalseThis podcast segment covers the Senate’s pushback on the CFPB's overdraft rule, ongoing leadership changes at the Bureau, and renewed efforts to regulate trigger leads at the state level amid broader industry uncertainty.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Markets in Flux: Tariffs, Inflation Surprises, and the Bond Market Puzzle - Market Update by Matt GrahamDT_Y_4U-lThu, 03 Apr 2025 15:00:00 GMT367https://lykkenonlending.com/podcasts/markets-in-flux-tariffs-inflation-surprises-and-the-bond-market-puzzlefalseThis podcast segment unpacks unexpected bond market behavior amid inflation surprises, tariff uncertainty, and end-of-month trading dynamics—highlighting key trends from housing data to Fed sentiment.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Threading the Needle: Making Compliance Work in Mortgage Lending with Brian Levy of Katten & Temple, LLPeqFDVuoRQWed, 02 Apr 2025 17:00:00 GMT1781https://lykkenonlending.com/podcasts/threading-the-needle-making-compliance-work-in-mortgage-lendingfalseIn this episode of Lykken on Lending, titled “Threading the Needle: Making Compliance Work in Mortgage Lending,” David Lykken is joined by Brian S. Levy—seasoned attorney, Harvard Law grad, and author of the widely-read Mortgage Musings newsletter—for a candid and insightful conversation on navigating the complex legal landscape of mortgage banking. Together, they dive into hot-button topics like RESPA reform, LO Comp challenges, the future of the CFPB, state-level enforcement, and how AI is impacting compliance and legal risk. Brian brings a rare combination of legal expertise, industry perspective, and practical creativity to the table, offering lenders and compliance professionals real-world strategies for staying compliant without killing innovation. If you’re in the business of mortgage lending, this is a conversation you won’t want to miss.

]]>It's As Easy As "1, 2, 3, 4" Tariffs, Cars, Gold, Oil - Macro Market Update by Les Parker7Il_P7DMzWed, 02 Apr 2025 15:00:00 GMT64https://lykkenonlending.com/podcasts/its-as-easy-as-1-2-3-4-tariffs-cars-gold-oilfalse03-31-2025 It's As Easy As "1, 2, 3, 4" Tariffs, Cars, Gold, Oil

-----------------------

Give us more patience than we've ever had

Make it all better when it’s trending sad

Tell him that he’s special even when we know Jay’s not.

Chairman Jay Powell needs love. How does he do his job with bullets flying in all directions. Europe’s falling. Tariffs are rising. Wait, Europe is rising and tariff are falling. No, that’s China falling and tariffs rising. Just a minute, cars are falling and tariffs are targeted. Can Gold to $4000 with Oil falling to $60?

Bonds love Jay so much they’ll lower interest rates.

There's only ONE Jay (one) TWO tell (two) Those THREE words (three) And that's what I'll do... (four) (I love you) I love you

(I love you) I love you

These views are mine. Catch the love for Jay at TMSpotlight.com.

----------------------

Song: 1, 2, 3, 4 (2009) Plain White T’s

]]>FHFA Rescinds UDAP Oversight Rule: What It Means for GSEs and Lenders - MBA Mortgage Minute by Adam DeSanctisD7Eih9qdXTue, 01 Apr 2025 21:57:18 GMT86https://lykkenonlending.com/podcasts/fhfa-rescinds-udap-oversight-rule-what-it-means-for-gses-and-lendersfalseThis podcast segment covers the FHFA’s decision to rescind its UDAP oversight rule for Fannie Mae and Freddie Mac, easing compliance burdens and reinforcing the FTC’s authority over consumer protection enforcement.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Big Moves, Bigger Questions: Rocket’s $9B Play and Market Reactionsix6TBRZ7TTue, 01 Apr 2025 00:12:50 GMT3148https://lykkenonlending.com/podcasts/big-moves-bigger-questions-rockets-9b-play-and-market-reactionsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>CFPB Targets Data Brokers and Coerced Debt in Proposed FCRA Rules - Legislative Update by Alice AlveyhMBr3mFUTSat, 29 Mar 2025 21:00:00 GMT277https://lykkenonlending.com/podcasts/cfpb-targets-data-brokers-and-coerced-debt-in-proposed-fcra-rulesfalseThis podcast segment covers the CFPB proposing two changes to the Fair Credit Reporting Act: one to regulate data brokers by requiring consumer consent for data use, and another to classify coerced debt under identity theft protections.

------------------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>ICE Mortgage Moves Toward Unified Platform as Tech Consolidation Accelerates - Tech Update by Allen PollackVAdh4vDwSSat, 29 Mar 2025 17:16:56 GMT432https://lykkenonlending.com/podcasts/ice-mortgage-moves-toward-unified-platform-as-tech-consolidation-acceleratesfalseThis podcast segment explores ICE Mortgage is advancing a unified technology platform by integrating Encompass and MSP systems, reflecting a broader push toward tech consolidation and simplified workflows across the mortgage industry.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Fed Signals QT Shift as Bond Markets Rally on Rate Optimism - Market Update by Matt Graham1r65FRGSMFri, 28 Mar 2025 16:00:00 GMT346https://lykkenonlending.com/podcasts/fed-signals-qt-shift-as-bond-markets-rally-on-rate-optimismfalseThis podcast segment covers the Fed’s decision to slow quantitative tightening and a steady rate outlook sparked a midweek bond rally, even as housing data remained mixed and markets await key inflation readings.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Jay May Be a Goner or "Stay a Little Longer" - Macro Market Update by Les ParkerNb66FTrs6Fri, 28 Mar 2025 02:00:00 GMT61https://lykkenonlending.com/podcasts/jay-may-be-a-goner-or-stay-a-little-longerfalse03-23-2025 Jay May Be a Goner or "Stay a Little Longer" 

-----------------------

So calm and so cool, markets try to be

But it don't bother trends.


The Fed reduced its selling of Treasuries. Consequently, it can provide more liquidity for investors moving from Stocks to short-term Treasuries. Chairman Powell also confirmed his desire to reduce the MBS portfolio to zero.


When contrived markets, become free again, it's wild initially. Despite rising inflation risks, markets are relieved that the FOMC still anticipates two rate cuts this year. Stable and cheap Oil and a looser Fed support lower rates.


One last kiss, and then Jay's a goner, and Bonds wishing you could Stay A Little Longer.


These views are mine. Catch a goner at TMSpotlight.com.

----------------------

Song: Stay A Little Longer (2015) Brothers Osborne

]]>MBA Pushes for Simplified Credit Score Modernization at FHFA - MBA Mortgage Minute by Adam DeSanctisC8juyknCwcThu, 27 Mar 2025 20:14:28 GMT101https://lykkenonlending.com/podcasts/mba-pushes-for-simplified-credit-score-modernization-at-fhfafalseThis podcast segment covers the Mortgage Bankers Association urging the FHFA to simplify its credit score modernization initiative, citing concerns over complexity, consumer cost, and implementation readiness.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Real Cost of Lending: Credit Bureaus, Regulation & The Fight for Housing with Bill Cosgrove of Union Home Mortgage7UEs1M7qGWed, 26 Mar 2025 18:13:06 GMT2685https://lykkenonlending.com/podcasts/the-real-cost-of-lending-credit-bureaus-regulation-the-fight-for-housingfalseIn today’s shifting mortgage landscape, lenders are navigating tighter margins, rising costs, and increased regulatory pressure—yet few topics stir more frustration than the hidden financial burdens behind every transaction. In our latest LinkedIn Live episode, “The Real Cost of Lending: Credit Bureaus, Regulation & The Fight for Housing,” we sit down with Bill Cosgrove, CEO of Union Home Mortgage, and Alice Alvey, longtime industry executive, to unpack what’s really driving up costs in lending—from credit bureau fees to outdated compliance frameworks. We also explore what needs to change—at both the industry and policy level—to preserve access to homeownership and support the future of mortgage banking. This is a must-watch conversation for lenders, originators, policymakers, and anyone invested in the future of housing finance.

]]>FHFA Cracks Down on Freddie Mac, Market Outlook Steadies as Spring Housing BuildsYYHVbzyG0Tue, 25 Mar 2025 12:44:37 GMT3372https://lykkenonlending.com/podcasts/fhfa-cracks-down-on-freddie-mac-market-outlook-steadies-as-spring-housing-buildsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Navigating the Mortgage Landscape: Rate Predictions, Housing Supply, and Market Uncertainty – Commentary on 3/17/2025 Weekly Mortgage Update4-xs7SeKgSun, 23 Mar 2025 17:00:00 GMT767https://lykkenonlending.com/podcasts/navigating-the-mortgage-landscape-rate-predictions-housing-supply-and-market-uncertaintyfalseThis podcast segment explores shifting mortgage rates, housing supply challenges, and economic uncertainty, analyzing how market trends and buyer behavior could impact home values and lending strategies.

]]>Breaking Down GSE Reform: Will Fannie and Freddie Finally Exit Conservatorship? - Legislative Update by Alice Alveyv6U4DTCUsSat, 22 Mar 2025 16:00:00 GMT748https://lykkenonlending.com/podcasts/breaking-down-gse-reform-will-fannie-and-freddie-finally-exit-conservatorshipfalseThis podcast segment discussion examines the future of Fannie Mae and Freddie Mac amid ongoing conservatorship debates, the financial and political barriers to privatization, and the potential impact of converting commercial properties into residential housing as a response to market shifts and urban vacancies.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>The AI-Powered Mortgage Industry: Compliance, Efficiency, and Innovation - Tech Update by Allen PollacklqgQVUCvIFri, 21 Mar 2025 16:00:00 GMT503https://lykkenonlending.com/podcasts/the-ai-powered-mortgage-industry-compliance-efficiency-and-innovationfalseThis podcast segment explores the latest in AI advancements, including Google's Gemini 2.0 image editing, the growing role of AI in compliance with ICE's "Ask Reggie," and key industry innovations recognized in the 2025 ICE Innovation Awards, all while emphasizing the strategic role of technology in mortgage and lending efficiency.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Navigating Inflation Reports, Treasury Auctions, and Fed Rate Speculation - Market Update by Matt Grahamk6sMY-IGzThu, 20 Mar 2025 16:00:00 GMT339https://lykkenonlending.com/podcasts/navigating-inflation-reports-treasury-auctions-and-fed-rate-speculationfalseDespite a volatile bond market driven by CPI and PPI data, Treasury auctions, and shifting stock correlations, traders remain focused on the upcoming Fed announcement and dot plot, which could shape rate expectations for the months ahead.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Expect Rates To Drop Like A "Grenade - Macro Market Update by Les ParkerpCU7opRA2Wed, 19 Mar 2025 16:00:00 GMT61https://lykkenonlending.com/podcasts/expect-rates-to-drop-like-a-grenadefalse03-17-2025 Expect Rates To Drop Like A "Grenade"

----------------------

Easing comes, easing goes. That's just how Fed lives

Oh, stay, stay, stay it all, but Jay never gives.


Fed Chairman Powell likes productivity gains and a steady Dollar. So, does Jay cheer the death of DEI in corporate America? Regardless, he’s in no hurry to give another ease.


With Oil in the tank, inflation falling back, and the 10-year yield bouncing around 4.30, the odds of lower rates increase. Expect a drop to 3.60 by June 30.


Jay said he’d ease more, you’re a liar

'Cuz you never, ever, ever did again.


These views are mine. Catch the breaks at TMSpotlight.com.

And not enough to catch a grenade for us.

----------------------

Song: Grenade (2010) Bruno Mars

]]>New FHFA Leadership: What William Pulte’s Confirmation Means for Housing Policy & the Mortgage Market - MBA Mortgage Minute by Adam DeSanctisW-pgtz-RRTue, 18 Mar 2025 17:00:00 GMT105https://lykkenonlending.com/podcasts/new-fhfa-leadership-what-william-pultes-confirmation-means-for-housing-policy-the-mortgage-marketfalseThis podcast segment covers the Senate’s confirmation of William Pulte as FHFA Director, the future of GSE conservatorship, credit score reforms, and MBA’s efforts to shape housing policy under the Trump administration.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Mortgage Markets in Transition: Conservatorship, Tech Stacks, and Contract ChallengestXMd3RDb7Mon, 17 Mar 2025 22:31:53 GMT3799https://lykkenonlending.com/podcasts/mortgage-markets-in-transition-conservatorship-tech-stacks-and-contract-challengesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Market Shifts, Rocket-Redfin Deal, and AI’s Growing Role in Mortgage Strategy – Commentary on 3/10/2025 Weekly Mortgage Update segmentFEb0FXclUSun, 16 Mar 2025 17:00:00 GMT2207https://lykkenonlending.com/podcasts/market-shifts-rocket-redfin-deal-and-ais-growing-role-in-mortgage-strategyfalseThis podcast segment covers the latest mortgage market shifts, Rocket Mortgage’s bold acquisition of Redfin, insights on the future of real estate technology, and how AI is reshaping decision-making in the industry.

]]>CFPB Funding Cuts, Compliance Challenges, and the Shift to State Oversight - Legislative Update by Alice AlveyUGr5W_0p1Sat, 15 Mar 2025 17:00:00 GMT319https://lykkenonlending.com/podcasts/cfpb-funding-cuts-compliance-challenges-and-the-shift-to-state-oversightfalseThis podcast segment covers as Congress considers slashing CFPB funding to zero, mortgage industry experts discuss the potential compliance chaos, the shift toward state oversight, and the broader implications for lenders navigating evolving regulations.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>ChatGPT Analyzes Rocket’s Redfin Acquisition: A Game-Changer or Risky Bet? - Tech Update by Allen PollackLXRZHRmTOFri, 14 Mar 2025 17:00:00 GMT391https://lykkenonlending.com/podcasts/chatgpt-analyzes-rockets-redfin-acquisition-a-game-changer-or-risky-betfalseThis podcast segment explores using AI-driven insights, this discussion explores Rocket Mortgage’s $1.75 billion acquisition of Redfin, analyzing its strategy to dominate the homebuying process, potential industry shakeups, and the challenges it must overcome to succeed.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Bond Market Turbulence: Germany’s Debt Move, Fed Signals, and Inflation Watch - Market Update by Matt GrahammabpUU06zThu, 13 Mar 2025 17:00:00 GMT300https://lykkenonlending.com/podcasts/bond-market-turbulence-germanys-debt-move-fed-signals-and-inflation-watchfalseThis podcast segment Market volatility surged last week as Germany’s debt ceiling proposal shook global bonds, Fed Chair Powell signaled economic stability, and all eyes now turn to the upcoming inflation report for clues on the next move.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>ALCOVA Mortgage Leading with Technology and People with Amy Smith of Alcova MortgageNdLkezB3uWed, 12 Mar 2025 17:00:00 GMT1787https://lykkenonlending.com/podcasts/alcova-mortgage-leading-with-technology-and-peoplefalseWhat makes a mortgage company not only survive but thrive in a competitive industry? People, technology, and culture. In our upcoming LinkedIn Live episode of Lykken on Lending, we’re sitting down with Amy Smith, Chief Lending Officer at ALCOVA Mortgage, to explore how they’ve built a company where top talent stays, innovation drives efficiency, and community impact fuels growth. From their goal of 8-hour loan approvals to gamifying technology adoption, ALCOVA is redefining success in mortgage lending. Join us as we dive into their unique approach to leadership, culture, and cutting-edge automation—you won’t want to miss this!

]]>"Love Potion No. 9" Spills In Europe - Macro Market Update by Les Parker6TLksv1B3Wed, 12 Mar 2025 17:00:00 GMT61https://lykkenonlending.com/podcasts/love-potion-no-9-spills-in-europefalse03-10-2025 "Love Potion No. 9" Spills In Europe


----------------------------


They held their nose; they closed their eyes; they took a drink. Bonds didn't know if it was day or night. They started selling everything in sight.


A love fest broke out in Europe for Zelenskyy. Germany’s coalition of election losers hatched a plan to defend Ukraine off the books. Did USAID teach them to hide public money? German investors reacted by selling their 10-year Notes, which caused US rates to consolidate recent gains.


Mixed economic news at home and abroad continues to fuel uncertainty. Look for Oil to reach $55 in 2025, supporting mortgage rates in the low 6s by June 30.


Trump broke Europe’s bottle of Love Potion No. 9

These views are mine. Break the spell at TMSpotlight.com

-------------------------

Song: Love Potion No. 9 (1959)          

]]>HUD Delays Energy Efficiency Rule: What It Means for Affordable Housing - MBA Mortgage Minute by Adam DeSanctisIT8Zc0qOkTue, 11 Mar 2025 21:00:00 GMT100https://lykkenonlending.com/podcasts/hud-delays-energy-efficiency-rule-what-it-means-for-affordable-housingfalseHUD has announced a six-month delay on its energy efficiency building standards for FHA and USDA-financed new construction, giving policymakers more time to assess its impact on affordable housing and industry concerns.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.


]]>Rocket’s Big Move: What Redfin Acquisition Means for the Mortgage Industry-Zm77ANRxMon, 10 Mar 2025 20:57:00 GMT3183https://lykkenonlending.com/podcasts/rockets-big-move-what-redfin-acquisition-means-for-the-mortgage-industryfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Concerns Over Loan Servicing, Ginnie Mae, and Industry Stability - Commentary by Marc HelmDVl1MeFDxSat, 08 Mar 2025 22:00:00 GMT149https://lykkenonlending.com/podcasts/concerns-over-loan-servicing-ginnie-mae-and-industry-stabilityfalseThis podcast segment highlights concerns over loan servicing capacity, Ginnie Mae’s reliance on contractors, industry agency leadership changes, and potential political impacts on mortgage operations and efficiency.

------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.


In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.


Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.


Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.


Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>Budget Challenges, SBA Loan Changes & Economic Impact - Legislative Update by Alice Alveyv9d2f4IIdSat, 08 Mar 2025 17:00:00 GMT319https://lykkenonlending.com/podcasts/budget-challenges-sba-loan-changes-economic-impactfalseThis podcast segment covers key developments, including the passage of HR695 for Medal of Honor recipients, proposed SBA loan restrictions, ongoing budget negotiations, and the broader economic concerns surrounding rising debt and government spending.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Unpacking the Future: Doge, Gold Reserves, and Mortgage Rates with Pavan Agarwal of SunWest MortgagenQMntHAKvFri, 07 Mar 2025 18:00:00 GMT953https://lykkenonlending.com/podcasts/unpacking-the-future-doge-gold-reserves-and-mortgage-ratesfalseIn this episode of Lykken on Lending, we’re unpacking the future with Pavan Agarwal, covering some of the biggest financial and economic shifts on the horizon. From Doge’s potential impact on policy, the hidden value in U.S. gold reserves, and what these developments could mean for mortgage rates, Pavan shares his bold predictions on where the economy is heading. We also discuss the Federal Reserve’s evolving role, potential disruptions in the financial system, and whether we’re on the brink of a major interest rate shift. Whether you’re in mortgage lending, or finance, or simply enjoy big-picture economic discussions, this is an episode you won’t want to miss!

]]>Bond Market Resilience: Navigating Economic Data & Investor Sentiment - Market Update by Matt GrahamVYGTFhOkvFri, 07 Mar 2025 17:00:00 GMT320https://lykkenonlending.com/podcasts/bond-market-resilience-navigating-economic-data-investor-sentimentfalseThis podcast segment explores recent bond market trends, the impact of economic data on yields, and how investor sentiment, weaker GDP forecasts, and shifting fiscal policies are driving a flight to safety in the financial markets.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Trump Tells Zelenskyy to "Hit the Road Jack" - Macro Market Update by Les ParkerCsLVZX4-XThu, 06 Mar 2025 22:00:00 GMT61https://lykkenonlending.com/podcasts/trump-tells-zelenskyy-to-hit-the-road-jackfalse03-03-2025 Trump Tells Selensky to "Hit the Road Jack"

-----------------------

Hit the Road, Jack, until you come back, no war, no war, no war, no more. Hit the road Jack and don't you come back no more. What Trump say?


Friday’s extraordinary squabble offered Bond traders two markets to react to the Dollar and Oil. Trump ousted the man with no cards, Ukrainian President Zelenskyy, who ran to Europe to get a hug and more money.


However, he will get pushed to the US deal behind the EU's closed doors because Europe’s security guarantee is inadequate. Zelenskyy will change or be changed. The immediate effect on mortgage rates is increased uncertainty and awareness of related markets.


Don’t you come back with WAR.

These views are mine. Get the big view at TMSpotlight.com

----------------------

Song: Hit the Road, Jack (1961) Ray Charles

]]>Doing More with Less: AI’s Role in Mortgage Lending with Colin Gazinski of FinastraitPirccivWed, 05 Mar 2025 18:00:00 GMT1325https://lykkenonlending.com/podcasts/doing-more-with-less-ais-role-in-mortgage-lendingfalseIn this episode of Lykken on Lending, we sit down with Colin Gazinski, Lead Solutions Consultant at Finastra, to explore the rapidly evolving role of AI in mortgage lending. As financial institutions and independent mortgage bankers navigate a changing market, technology is proving to be a game-changer—helping lenders do more with less. Colin shares his insights on how AI-driven automation, workflow enhancements, and digital transformation are reshaping the industry. We discuss the challenges and opportunities financial institutions face when adopting new technology, the impact of AI on loan origination, and how institutions can stay ahead of the curve. If you're looking for expert perspectives on leveraging technology for efficiency and growth, this is an episode you won’t want to miss!

]]>MBA Town Hall: Key Policy Updates & Advocacy Efforts in Mortgage Lending by Adam DeSanctisXf2KVzT9qWed, 05 Mar 2025 02:00:00 GMT86https://lykkenonlending.com/podcasts/mba-town-hall-key-policy-updates-advocacy-efforts-in-mortgage-lendingfalseThe Mortgage Bankers Association (MBA) is hosting a March 6th Town Hall webinar to discuss key policy updates, advocacy efforts, and regulatory developments impacting the mortgage industry, with insights from MBA President Bob Brooksmit and other industry leaders.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>AI Investments - A Reality Check with Microsoft & Angel AI with Pavan Agarwal of SunWest MortgageoDVkP3ZCYTue, 04 Mar 2025 18:00:00 GMT1501https://lykkenonlending.com/podcasts/ai-investments-a-reality-check-with-microsoft-angel-aifalseThe artificial intelligence boom has captured the attention of investors worldwide, but is it truly delivering on its promises? In this episode of Lykken on Lending, host David Lykken dives into a critical discussion with Pavan Agarwal, CEO of SunWest Mortgage, to explore the latest insights from Microsoft on AI investments. As funding pours into AI-driven startups, industry leaders are questioning whether these technologies are translating into real economic value. Microsoft’s cautious stance signals a shift in investment strategies, favoring innovation with tangible business applications over mere hype. Meanwhile, Angel AI is proving its worth with rapid user growth and practical implementations in the mortgage and financial sectors. Tune in as we uncover the reality behind AI investments and what separates groundbreaking advancements from overhyped ventures.

]]>Mortgage Market Insights & Economic Trends You Need to Knowf068eYh_CMon, 03 Mar 2025 21:58:04 GMT2420https://lykkenonlending.com/podcasts/mortgage-market-insights-economic-trends-you-need-to-knowfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Market Volatility, Government Spending, and M&A in Mortgage Finance: Navigating Industry Shifts – Commentary on 2/24/2025 Weekly Mortgage Update segmentTRorXcM6-Sun, 02 Mar 2025 17:00:00 GMT1163https://lykkenonlending.com/podcasts/market-volatility-government-spending-and-ma-in-mortgage-finance-navigating-industry-shiftsfalseThis podcast segment explores market volatility, the impact of government spending cuts on interest rates, the evolving role of tariffs, and the latest mortgage industry M&A activity signaling confidence in housing finance.

]]>The Spam Epidemic: How Digital Clutter is Undermining Communication & Consumer Trust - Commentary by Marc Helmx7AMui7G2Sat, 01 Mar 2025 22:00:00 GMT193https://lykkenonlending.com/podcasts/the-spam-epidemic-how-digital-clutter-is-undermining-communication-consumer-trustfalseThis podcast segment highlights the growing spam problem in digital communication, its impact on businesses and consumers, and the need for stronger regulations to protect against scams and fraud.

------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.


In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.


Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.


Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.


Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>AI, Mortgage Tech, and Consumer Trends: The Future of Lending & Communication - Tech Update by Allen PollackTjgbFn3hsSat, 01 Mar 2025 17:00:00 GMT436https://lykkenonlending.com/podcasts/ai-mortgage-tech-and-consumer-trends-the-future-of-lending-communicationfalseThis podcast segment explores the impact of AI on mortgage technology, shifting consumer communication preferences, and how lenders are adapting to digital engagement and regulatory changes.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Mortgage Market Outlook: Regional Trends, Cost-Cutting Strategies, and Industry Conferences - Originations Update by David KittlezU78ZjQxUFri, 28 Feb 2025 14:00:00 GMT312https://lykkenonlending.com/podcasts/mortgage-market-outlook-regional-trends-cost-cutting-strategies-and-industry-conferencesfalseThis podcast segment explores regional mortgage production trends, the impact of economic conditions on lending, cost-cutting strategies for mortgage lenders, and key industry events shaping the future of housing finance.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Bond Markets & Fed Moves: Interest Rate Trends, Quantitative Tightening, and Inflation Outlook - Market Update by Matt Graham6UzkoLoR_Thu, 27 Feb 2025 19:00:00 GMT368https://lykkenonlending.com/podcasts/bond-markets-fed-moves-interest-rate-trends-quantitative-tightening-and-inflation-outlookfalseThis podcast segment explores the latest bond market trends, the Fed’s stance on quantitative tightening, and key economic indicators—including PMI and inflation data—driving interest rate movements.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Rock Solid Leadership: The Future of Mortgage Lending with Dr. Rick Roque of NFM Lending30P7hij1tWed, 26 Feb 2025 18:00:00 GMT2607https://lykkenonlending.com/podcasts/rock-solid-leadership-the-future-of-mortgage-lendingfalseIn today’s fast-evolving mortgage industry, authentic leadership and digital innovation are more crucial than ever. This Wednesday, join me for a LinkedIn Live session where I sit down with Dr. Rick Roque, a seasoned expert in mortgage strategy, M&A, and growth acceleration. We’ll dive into how leadership shapes success, the role of AI and digital tools in driving efficiency, and what the future holds for lenders and originators. Whether you're a mortgage professional, an industry leader, or simply passionate about the intersection of technology and leadership, this is a conversation you won’t want to miss! Tune in live and be part of the discussion.

]]>"When You're Smiling" Mortgages Rates Could Fall 25 bps - Macro Market Update by Les ParkerRqWzInFDAWed, 26 Feb 2025 17:00:00 GMT61https://lykkenonlending.com/podcasts/when-youre-smiling-mortgages-rates-could-fall-25-bpsfalse02-24-2025 "When You're Smiling" Mortgages Rates Could Fall 25 bps

---------------------

When you’re smiling. With rates smiling. The loan app comes to you.


With the Fed on the sideline and economic news trending towards weakness, Bonds smile while the short end frowns. Despite the Treasury coupon curve containing bulls and bears, time is on the bulls' side.


Global inflation indicators are mixed but expect financial markets to focus on deflation flowing from China and Europe clinging to disinflation. Also, the weakness in the Dollar and Oil support mortgage rates falling 25 bps soon.


'Cause with rates falling, The whole world smiles with you.


These views are mine. Keep smiling at TMSpotlight.com.

--------------------

Song: When You're Smiling (1928)

]]>MBA’s Strategic Response to Trump Admin Policy Shifts & Advocacy Agenda - MBA Mortgage Minute by Adam DeSanctis_LeSms6OGTue, 25 Feb 2025 22:00:00 GMT114https://lykkenonlending.com/podcasts/mbas-strategic-response-to-trump-admin-policy-shifts-advocacy-agendafalseThis segment covers MBA’s recent Mortgage Action Alliance webinar, where leaders discussed Trump administration policy shifts, recent advocacy wins, and key priorities for the upcoming National Advocacy Conference.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Mortgage Markets in Flux: Navigating Rates, Policy Shifts, and Digital Disruption9BAlQb9iWTue, 25 Feb 2025 03:59:24 GMT3151https://lykkenonlending.com/podcasts/mortgage-markets-in-flux-navigating-rates-policy-shifts-and-digital-disruptionfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Market Volatility, Tariffs, and Mortgage Lending Insights – Commentary on 2/17/2025 Weekly Mortgage Update segment0YxtijPtvSun, 23 Feb 2025 17:00:00 GMT534https://lykkenonlending.com/podcasts/market-volatility-tariffs-and-mortgage-lending-insightsfalseThis podcast segment explores market fluctuations, the impact of tariffs, regional disparities in housing markets, and the importance of mortgage professionals mastering underwriting nuances to navigate today’s lending landscape.

]]>Fannie & Freddie Updates: Appraisals, Asset Validation, and Business Resilience – Legislative Update by Alice AlveysvuDPq-_dSat, 22 Feb 2025 17:00:00 GMT245https://lykkenonlending.com/podcasts/fannie-freddie-updates-appraisals-asset-validation-and-business-resiliencefalseThis podcast segment covers Fannie Mae and Freddie Mac's latest memos, highlighting appraisal improvements, the growing importance of asset validation for underwriting, and the need for strong business continuity and information security policies.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>AI's Role in Mortgage Tech: Efficiency, Job Impact, and Future Innovations - Tech Update by Allen PollackXgJeW78UHFri, 21 Feb 2025 17:00:00 GMT1079https://lykkenonlending.com/podcasts/ais-role-in-mortgage-tech-efficiency-job-impact-and-future-innovationsfalseThis podcast segment dives into the explosive growth of AI, its impact on mortgage operations, concerns about job displacement, and how companies can harness AI tools to enhance efficiency rather than replace employees.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>"Spinning Wheels" Ride a Fading Rate Trend - Macro Market Update by Les Parkervtxyxt9A4Thu, 20 Feb 2025 18:00:59 GMT62https://lykkenonlending.com/podcasts/spinning-wheels-ride-a-fading-rate-trendfalse02-17-2025 "Spinning Wheels" Ride a Fading Rate Trend

-------------------------

What goes up must come down. Spinnin' wheel Bonds go around.


An axiom is not always a truism. Yet, last week, rates rose and fell symmetrically for good reasons. CPI came in hot, and Crude Oil turned cold.


Long-term inflation drives long-term rates, and Oil remained bearish fundamentally and technically. 2 to 30-year Treasury yields contain bulls and bears, but do not be surprised to see the 10-year fall to 4.20 as Oil falls below $70 a barrel.


Ride a fading rate trend. Let the spinnin' wheel fly.


These views are mine. Know what’s up at TMSpotlight.com.

---------------------------

Song: Spinning Wheels (1969) Blood, Sweat & Tears

]]>How ICE Mortgage Technology is Transforming the Lending Process with Amy Cross of ICE Mortgage TechnologyqBQfpGMg-Wed, 19 Feb 2025 19:26:58 GMT1122https://lykkenonlending.com/podcasts/how-ice-mortgage-technology-is-transforming-the-lending-processfalseThe mortgage industry is evolving, and ICE Mortgage Technology is at the forefront of this transformation. In this episode of Lykken on Lending, host David Lykken sits down with Amy Cross, Director of Development Platform at ICE, to discuss how their latest technological advancements are streamlining processes, improving efficiency, and enhancing the lender experience. From API integrations to workflow automation, Amy shares how ICE’s innovations are helping lenders optimize operations and reduce costs. Tune in to hear how modern technology is reshaping mortgage lending and what it means for the future of the industry.

]]>CFPB in Transition: Leadership Changes, Policy Freezes, and Industry Impact - MBA Mortgage Minute by Adam DeSanctisoUy06XHJeTue, 18 Feb 2025 18:19:47 GMT107https://lykkenonlending.com/podcasts/cfpb-in-transition-leadership-changes-policy-freezes-and-industry-impactfalseThis segment covers major leadership changes at the CFPB, the agency's policy freeze, and the implications for the mortgage and housing finance industry.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Industry Shifts: CFPB’s Freeze, AI’s Role, and Housing Market TrendsQw_MyqbLkTue, 18 Feb 2025 02:00:00 GMT3171https://lykkenonlending.com/podcasts/industry-shifts-cfpbs-freeze-ais-role-and-housing-market-trendsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>The Changing Workforce: Government Jobs, Housing, and Market Trends – 2/10/2025 Weekly Mortgage Update segmentMP8aaru3mMon, 17 Feb 2025 02:30:00 GMT682https://lykkenonlending.com/podcasts/the-changing-workforce-government-jobs-housing-and-market-trendsfalseThis episode explores the evolving government workforce, the impact of job cuts on housing policy, and the latest market trends shaping the mortgage industry.

]]>Government Oversight, Housing Policy, and the CFPB’s $700M Question - Legislative Update by Alice AlveyIxfFuFE3vMon, 17 Feb 2025 01:11:13 GMT3020https://lykkenonlending.com/podcasts/government-oversight-housing-policy-and-the-cfpbs-700m-questionfalseThis episode unpacks the CFPB’s $700 million budget debate, HUD’s push for efficiency, and the broader impact of government oversight on housing policy and lending programs.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Super Bowl Ads, AI, and the Power of Social Media - Tech Update by Allen Pollack6bLUnDS39Sat, 15 Feb 2025 02:00:00 GMT433https://lykkenonlending.com/podcasts/super-bowl-ads-ai-and-the-power-of-social-mediafalseThis podcast segment explores the impact of Super Bowl 2025 advertisements, highlighting the integration of artificial intelligence by major tech companies and the influential role of social media in shaping consumer engagement.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Economic Data in Focus: Jobs, Inflation, and Bond Yields - Market Update by Matt GrahamoMFFSgMAuFri, 14 Feb 2025 22:00:00 GMT301https://lykkenonlending.com/podcasts/economic-data-in-focus-jobs-inflation-and-bond-yieldsfalseThis week's MBS Live Market Update explores how a surprising AI breakthrough, shifting tariff policies, and market volatility influenced bond yields and interest rates.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>The Dawn of AI in Mortgage: Faster, Smarter, and More Affordable Loans with John Brumund and Pavan Agarwal of SunWest MortgagegRZMN7eTEWed, 12 Feb 2025 20:15:00 GMT2732https://lykkenonlending.com/podcasts/the-dawn-of-ai-in-mortgage-faster-smarter-and-more-affordable-loansfalseIn this episode of our podcast, "The Dawn of AI in Mortgage: Faster, Smarter, and More Affordable Loans," we explore how AI is revolutionizing the mortgage industry and eliminating inefficiencies that have plagued traditional lending processes. Joined by Pavan Agarwal and John Brumund, we dive into real success stories, showcasing how Angel AI is enabling faster approvals, reducing costs, and breaking down barriers for homebuyers. Plus, we discuss global market trends, insights from Davos, and the transformative potential of AI and blockchain in capital markets. Tune in for an eye-opening conversation about the next era of mortgage lending!

]]>"Black Dog" Deals are On/Off - Macro Market Update by Les ParkerE8AGXkWfpWed, 12 Feb 2025 17:05:13 GMT62https://lykkenonlending.com/podcasts/black-dog-deals-are-on-offfalse02.10.25 "Black Dog" Deals are On/Off

--------------------

Hey, hey tariffs like the way you move. Gonna make friends sweat, gonna make deals groove.


Trump finds ways to move friends and foes to make deals. Last week, misery and mayhem disappeared before the tariff clock struck midnight with our friends. As a result, our vision for a new rate trend emerged because DOGE and tariff news gave investors room to turn the rate trend lower for the 10-year and mortgages.


Oil fell 10% from our 2025 anticipated $80 ceiling, supporting low inflation. The strong Dollar signals investors like US dealmaking.


These views are mine. Find the on-off secret at TMSpotlight.com.


On off on off on off on off on off on off on

-----------------------

Song: Black Dog (1971) Led Zeppelin

]]>New Leadership at HUD & VA: What It Means for Housing - MBA Mortgage Minute with Adam DeSanctis_AIMR8WmZTue, 11 Feb 2025 18:23:11 GMT91https://lykkenonlending.com/podcasts/new-leadership-at-hud-va-what-it-means-for-housingfalseHUD and VA’s newly confirmed leaders, Scott Turner and Doug Collins, outline their vision for streamlining lending programs, reducing housing costs, and shaping the future of Fannie Mae and Freddie Mac.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Mortgage Markets, Super Bowl Ads, and Government Shake-Upsn-uTS5-vHTue, 11 Feb 2025 02:01:24 GMT3020https://lykkenonlending.com/podcasts/mortgage-markets-super-bowl-ads-and-government-shake-upsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Navigating Mortgage Markets: FHFA Leadership, Rate Trends, and Housing Strategies - Commentary by Bill Corbet and Marc HelmxSDbCl9DYSun, 09 Feb 2025 17:00:00 GMT869https://lykkenonlending.com/podcasts/navigating-mortgage-markets-fhfa-leadership-rate-trends-and-housing-strategies-2falseThis segment explores the current mortgage market landscape, emphasizing interest rate trends, relocation patterns, the challenges of reverse mortgages, and the impact of tariffs, while reinforcing the importance of creative strategies to help borrowers navigate today’s housing market.

]]>Key Nominees, CFPB Shake-Up, and Housing Policy Changes - Legislative Update by Alice AlveytTw73L3ksSun, 09 Feb 2025 14:00:00 GMT245https://lykkenonlending.com/podcasts/key-nominees-cfpb-shake-up-and-housing-policy-changesfalseThis week’s Legislative Update covers key government nominations, the CFPB leadership shake-up, and potential housing policy changes that could impact the mortgage industry.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Tech Trends: AI Agents, AR Shake-Ups, and Mortgage Innovation - Tech Update by Allen PollackGWe7jc8pLFri, 07 Feb 2025 16:00:00 GMT659https://lykkenonlending.com/podcasts/tech-trends-ai-agents-ar-shake-ups-and-mortgage-innovationfalseThis week’s tech update explores AI agents transforming automation, the latest AR shake-ups from Apple, and innovative mortgage tech solutions reshaping the industry.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Surprise Market Movers: AI Shake-Up, Tariff Twists, and Rate Reactions - Market Update by Matt Graham4HV2Qp-XDThu, 06 Feb 2025 22:00:00 GMT297https://lykkenonlending.com/podcasts/surprise-market-movers-ai-shake-up-tariff-twists-and-rate-reactionsfalseThis week's MBS Live Market Update explores how a surprising AI breakthrough, shifting tariff policies, and market volatility influenced bond yields and interest rates.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Will Rates Just "Ramble On"? - Macro Market Update by Les ParkeruMsXVumGJThu, 06 Feb 2025 17:00:00 GMT61https://lykkenonlending.com/podcasts/will-rates-just-ramble-onfalse2.03.25 Will Rates Just "Ramble On"?

---------------------

Ramble On, Golden time. The time for Gold. To sink the Bond.


It’s time for rambling new news. Does tariff news beat Bonds or do bonds beat news? Gold returns to its 2024 highs while March Crude Oil remains bearishly positioned, floating below $75.


Meanwhile, the 10-year yield slouches towards 4.44. High home prices and mortgage rates above 7% continue to constrain mortgage production. A new trend to lower rates is on the horizon.


Bonds ain’t telling no lie.


These views are mine. Find out if Gold or Bonds lie at TMSpotlight.com.

-----------------------

Song: Ramble On (1969) Led Zeppelin

]]>Winning the Mortgage Game: Alcova Mortgage’s Approach to Innovation, Gamification, and Leadership with Bobby Nicely, Billy Siple and Rob LindstromUxs75meeIWed, 05 Feb 2025 18:00:00 GMT1944https://lykkenonlending.com/podcasts/winning-the-mortgage-game-alcova-mortgages-approach-to-innovation-gamification-and-leadershipfalseIn today’s competitive mortgage landscape, staying ahead requires more than just great products—it takes innovation, strategic leadership, and a culture that embraces change. In this episode, we sit down with Bobby Nicely, Bill Siple, and Rob Lindstrom of Alcova Mortgage to explore how they’ve built a thriving company by integrating gamification, cutting-edge technology, and a people-first leadership approach. From driving operational efficiency through competitive engagement to making smart technology decisions that truly work, Alcova has cracked the code on what it takes to build a high-performing mortgage business. Tune in to hear their insights and strategies that can help you adapt, compete, and win in today’s mortgage market!

]]>Fannie & Freddie’s Future: MBA’s Push for a Responsible GSE Exit - MBA Mortgage Minute with Adam DeSanctisIMZdiK3DaTue, 04 Feb 2025 22:00:00 GMT96https://lykkenonlending.com/podcasts/fannie-freddies-future-mbas-push-for-a-responsible-gse-exitfalseThe MBA Mortgage Minute highlights the latest advocacy efforts on Capitol Hill, focusing on the potential release of Fannie Mae and Freddie Mac from conservatorship and the need for a responsible transition to maintain market stability.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Navigating Mortgage Markets: FHFA Leadership, Rate Trends, and Housing Strategies5Q2qx2jomTue, 04 Feb 2025 08:43:03 GMT2784https://lykkenonlending.com/podcasts/navigating-mortgage-markets-fhfa-leadership-rate-trends-and-housing-strategiesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Inaugurations, Housing Challenges, and Tech Trends: A New Chapter for 2025 - Commentary by Bill Corbet and Marc HelmO3RD7e1pRSun, 02 Feb 2025 14:00:00 GMT733https://lykkenonlending.com/podcasts/inaugurations-housing-challenges-and-tech-trends-a-new-chapter-for-2025-commentaryfalseThis segment explores the impact of AI-driven market volatility, the secondary mortgage market's response to unexpected financial events, and the potential economic implications of tariffs, emphasizing the need for disciplined risk management and preparation in uncertain financial

]]>Can Policy Fix Housing Affordability? A Look at FHA, CFPB, and Supply Challenges - Legislative Update by Alice AlveyP2KtxdMuESat, 01 Feb 2025 17:00:00 GMT529https://lykkenonlending.com/podcasts/can-policy-fix-housing-affordability-a-look-at-fha-cfpb-and-supply-challengesfalseThis segment discusses recent legislative updates, including the CFPB's non-bank reporting rule, potential FHA MIP reductions, and the ongoing housing affordability crisis, highlighting modular home manufacturing as a possible solution to supply shortages.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>The Cost of Bad Technology: Lessons from AI Bots and Meeting Calculators - Tech Update by Allen PollackWmYAYLFVFFri, 31 Jan 2025 17:00:00 GMT738 https://lykkenonlending.com/podcasts/the-cost-of-bad-technology-lessons-from-ai-bots-and-meeting-calculatorsfalseAI and automation are transforming the mortgage industry, with companies like Blend, Gateless, and SimpleNexus introducing advanced solutions to streamline processes, enhance compliance, and improve customer experiences.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.


]]>Rate Watch: Bond Market Holds Firm Ahead of Key Economic Data - Market Update by Matt Grahameyn5FMkeOThu, 30 Jan 2025 22:00:00 GMT323https://lykkenonlending.com/podcasts/rate-watch-bond-market-holds-firm-ahead-of-key-economic-data-market-update-by-matt-grahamfalseThe bond market remained steady last week amid limited economic data, with upcoming Treasury auctions, the Fed announcement, and key inflation reports expected to drive volatility and influence interest rate trends.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Gold Tells Davos that "You're the Reason Our Kids Are Ugly" - Macro Market Update by Les ParkerlleihoOAxWed, 29 Jan 2025 22:51:02 GMT62https://test.lykkenonlending.com/podcasts/gold-tells-davos-that-youre-the-reason-our-kids-are-uglyfalse01-26-2025 Gold Tells Davos that "You're the Reason Our Kids Are Ugly" 

----------------------------

EU, You're The Reason Our bonds Are Ugly, little Davos. Amazing, but looks ain't ev'rythin' and money ain't ev'rythin' US loves you just the same.


Last week, Gold rejoiced over the Davos World Economic Forum follies. Will the fiscal constraints unfolding from DC demand a reset of WEF’s reset? Will central banks react foolishly? Gold thinks so, with its advance towards its all-time high posted last Halloween at $2826.


The more Bonds spin the more they dig a hole with no easy escape. Do US tariffs on the EU show love?


Gold loves you just the same.


These views are mine. Weigh golden choices at TMSpotlight.com.

------------------------------

Song: You're the Reason Our Kids are Ugly (1978) Conway Twitty and Loretta Lynn

]]>Mortgage Policy & Leadership Shifts: Key Senate Confirmations and FHA Affordability Updates - MBA Mortgage Minute by Adam DeSanctisQ5HSR63txWed, 29 Jan 2025 22:22:02 GMT113https://test.lykkenonlending.com/podcasts/mortgage-policy-leadership-shifts-key-senate-confirmations-and-fha-affordability-updatesfalseThe Mortgage Minute highlights key Senate committee advancements on the nominations of Scott Besant (Treasury), Doug Collins (VA), and Scott Turner (HUD), with MBA urging swift confirmations. MBA President Bob Broeksmit also emphasized FHA’s strong financial position and called on the Trump administration to lower mortgage insurance premiums to improve affordability for low-to-moderate-income buyers.

-------------------------------------------------------------

Adam DeSanctis, VP of Communication at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Housing Supply, Interest Rates, and the Economic Outlook with Mark Fleming of American Financial328WDmVKaTue, 28 Jan 2025 18:00:00 GMT1883https://lykkenonlending.com/housing-supply-interest-rates-and-the-economic-outlookfalseIn this insightful episode of Lykken on Lending, David Lykken sits down with Mark Fleming, Senior Vice President of Decision Scientist and Chief Economist at First American Financial Corporation, to tackle some of the most pressing issues in the housing market. From the persistent housing supply shortage and regulatory burdens to the role of interest rates and the potential economic impacts of the new administration, this conversation dives deep into the challenges and opportunities shaping the future of the mortgage industry. Mark brings his expertise to the table, breaking down complex economic concepts into relatable insights, making this episode a must-listen for industry professionals and anyone curious about the dynamics of housing and finance.

]]>Navigating Market Volatility: Modular Housing Innovations, AI Disruptions, and FHA Affordability Updatesba2K28qeuTue, 28 Jan 2025 02:24:59 GMT2914https://lykkenonlending.com/navigating-market-volatility-modular-housing-innovations-ai-disruptions-and-fha-affordability-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Inside the Mind of Sue Woodard: Unpacking the Human Element of Mortgage Tech Relationships with Sue Woodard and Allen PollackG0uNkqsZ_Wed, 22 Jan 2025 12:16:53 GMT1900https://lykkenonlending.com/inside-the-mind-of-sue-woodard-unpacking-the-human-element-of-mortgage-tech-relationshipsfalseIn this engaging episode of Lykken on Lending, host David Lykken is joined by the inspiring and dynamic Sue Woodard, a renowned voice in the mortgage and fintech industries. Together with co-host Allen Pollack, they dive into the complexities of lender-vendor relationships, discussing challenges, opportunities, and the critical human element in mortgage technology. Sue, leveraging her unique perspective as both a former lender and a consultant, shares invaluable insights into fostering healthier partnerships between lenders and vendors. From the importance of communication, trust, and empathy to practical strategies like executive business reviews and proactive data intelligence, this episode is a masterclass in relationship building within the industry. They also explore the transformative role of AI and predictive data in reshaping mortgage technology while emphasizing that no amount of innovation can replace the essential human connection. Whether you're a lender, vendor, or simply interested in the future of mortgage tech, this episode offers a wealth of insights to inspire and inform.

]]>Inaugurations, Housing Challenges, and Tech Trends: A New Chapter for 2025Jf5bLfJORMon, 20 Jan 2025 22:22:00 GMT2878https://lykkenonlending.com/inaugurations-housing-challenges-and-tech-trends-a-new-chapter-for-2025falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Hybrid Loan Officer with Brian Vieaux of FinlockerOqAU023ZBWed, 15 Jan 2025 07:00:00 GMT2208https://lykkenonlending.com/hybrid-loan-officerfalseIn this episode of Lykken on Lending, David Lykken sits down with Brian Vieaux, a seasoned mortgage industry leader and the driving force behind FinLocker, to explore the evolving role of the modern loan officer. Brian introduces the concept of the "Hybrid Loan Officer," blending traditional referral-based practices with innovative digital strategies to engage homebuyers earlier in their journey. From leveraging social media and personal branding to utilizing FinLocker’s cutting-edge tools, Brian shares actionable insights for mortgage professionals to thrive in today’s competitive landscape. Tune in to learn how you can rethink your approach and prepare for the next generation of homebuyers.

]]>Rising Challenges: Market Shifts, Wildfire Impacts, and Industry ResiliencerKqIe6WJqTue, 14 Jan 2025 11:16:39 GMT2848https://lykkenonlending.com/rising-challenges-market-shifts-wildfire-impacts-and-industry-resiliencefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Simplifying the Homebuying Process - Utility Set Up Platform with Mike England of My UtilitiesehfQmbpDkFri, 10 Jan 2025 12:00:00 GMT1374 https://lykkenonlending.com/simplifying-the-homebuying-process-utility-set-up-platformfalseIn this episode of Lykken on Lending, David Lykken sits down with Mike England, a seasoned entrepreneur and innovator, to explore My Utilities Platform—a groundbreaking service that simplifies the home buying process for consumers while creating additional revenue opportunities for mortgage lenders. Mike shares insights from his career journey, including his work with industry giants like Kimberly Clark and his innovative approach to managed services in the energy and utility sectors. Tune in to learn how My Utilities Platform eliminates stress for new homeowners by setting up essential services like electricity, internet, and security, all at no cost to the consumer or lender, while enabling mortgage companies to stand out with value-added services.

]]>CANDID's UnifyCRM Acquisition with Garrett Locklear of CandidVY1Ii0Vt6Wed, 08 Jan 2025 13:00:00 GMT1325https://lykkenonlending.com/Ucandids-unifycrm-acquisitionfalseIn this episode of Lykken on Lending, host David Lykken sits down with Garrett Locklear, a top loan originator and founder of Candid, to discuss innovation in mortgage technology. Garrett shares the story behind Candid’s recent acquisition of Unifi CRM, a strategic move that positions the company as a major player in the mortgage tech space. Together, they explore how Candid’s all-in-one operating system streamlines mortgage marketing and sales processes, enhances user experiences, and embraces the future of digital transformation and AI. With insights on building a modern mortgage experience and the importance of strong fundamentals, this episode offers valuable takeaways for mortgage professionals looking to elevate their game.

]]>Balancing Act: Congress, Conservatorships, and Housing Finance StabilityxnA3-NP6rMon, 06 Jan 2025 23:41:16 GMT3294https://lykkenonlending.com/balancing-act-congress-conservatorships-and-housing-finance-stabilityfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Closing the Year with Insights: Mortgage Trends, Market Updates, and the Road Ahead for 2025dZKNpDIcLMon, 30 Dec 2024 22:33:30 GMT1958https://lykkenonlending.com/closing-the-year-with-insights-mortgage-trends-market-updates-and-the-road-ahead-for-2025falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ The Mortgage Collaborative, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>How a Life Story Conversation Can Lead To a Better, Long-Lasting Relationship with Mike O'Krent of Life Stories AliveIBsaqEfgXFri, 27 Dec 2024 11:35:06 GMT1316https://lykkenonlending.com/how-a-life-story-conversation-can-lead-to-a-better-long-lasting-relationshipfalseIn this episode of Lykken on Lending, David Lykken interviews Mike O’Krent, founder of Life Stories Alive. Mike shares his inspiring journey from interviewing Holocaust survivors for Steven Spielberg’s USC Shoah Foundation to creating personalized legacy videos for families, businesses, and nonprofits. This heartfelt discussion dives into the transformative power of storytelling, the importance of preserving memories for future generations, and how Mike’s unique services capture the essence of individuals’ lives in powerful, professionally crafted videos. Tune in to explore how these legacy videos offer a meaningful way to honor loved ones and create timeless gifts.

]]>CHRISTMAS SPECIAL: Navigating Change: Housing Policy, MLO Comp, and the Future of the Mortgage Industry with Greg Sher and Taylor StorkwmxvYdhdCWed, 25 Dec 2024 15:23:40 GMT2976https://lykkenonlending.com/navigating-change-housing-policy-mlo-comp-and-the-future-of-the-mortgage-industryfalseThe mortgage industry is no stranger to change, and the challenges it faces today demand bold discussions and innovative solutions. In this special Christmas Day podcast episode, David Lykken brings together two industry thought leaders, Greg Sher and Taylor Stork, to explore the pressing issues shaping the future of housing finance and mortgage lending. From Scott Turner's appointment as HUD Secretary and its implications for the housing supply crisis, to MLO compensation reform, and the transformative impact of AI and streamlined tech stacks, the conversation covers a wide range of critical topics. The episode also tackles contentious issues like trigger leads and credit scoring monopolies, emphasizing the need for fairness and transparency. As the panel looks ahead to 2025, they highlight key initiatives from CHLA and MBA and underscore the importance of advocacy and collaboration in creating a more efficient, consumer-friendly mortgage landscape.

]]>From Christmas Classics to Mortgage Moves: A Festive and Financial Podcast Episodep4qBMUagsTue, 24 Dec 2024 00:18:23 GMT3306https://lykkenonlending.com/From Christmas Classics to Mortgage Moves: A Festive and Financial Podcast EpisodefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Stay Alive Until 2025… Or is it now 2026? with Mark Fleming of First AmericanAS0ZXVWgPMon, 23 Dec 2024 18:00:00 GMT2184https://lykkenonlending.com/stay-alive-until-2025-or-is-it-now-2026falseThe Lykken on Lending podcast welcomes Mark Fleming, Senior Vice President for Decision Science and Chief Economist at First American Financial Corporation, for a thought-provoking discussion on the current housing market, mortgage rates, and the challenges and opportunities facing the industry. Mark shares his expert analysis of the Federal Reserve’s recent decisions, the evolving economic landscape, and insights on the future of the housing market, including trends in construction, affordability for first-time homebuyers, and the potential impact of regulatory changes. With a mix of data-driven expertise and optimism, this episode sheds light on how the industry can navigate 2025 with stability and innovation.

]]>AI and Mortgage Technology in 2025 with Spencer Dusebout of AidiumpkpRN7XPAFri, 20 Dec 2024 13:00:00 GMT1906https://lykkenonlending.com/ai-and-mortgage-technology-in-2025falseIn this insightful episode of Lykken on Lending, David Lykken sits down with Spencer Dusebout, co-founder of Aidium and an innovator in the mortgage industry. From his early days creating a movement to provide clean water to thousands globally to his current work leveraging AI to transform mortgage lending, Spencer shares his unique perspective on technology and problem-solving. The discussion delves into AI's impact on both operational efficiency and sales strategies, highlighting innovative approaches like propensity modeling, data unification, and customized marketing. This conversation is a must-listen for anyone seeking to understand the evolving role of AI in mortgage lending and how it bridges the gap between loan officers and enterprise needs.

]]>Revolutionizing Mortgage Lending with AI: Insights from Angel AI Users with Chris Beadles and Collin Stodghill of Country Alliance Mortgage and Pavan Agarwal of SunWest Mortgage3Rk_N0gmDWed, 18 Dec 2024 13:55:00 GMT2074https://lykkenonlending.com/revolutionizing-mortgage-lending-with-ai-insights-from-angel-ai-usersfalseThe latest episode of Lykken on Lending dives into the transformative power of Angel AI in the mortgage industry, featuring insights from AI expert Pavan Agarwal of SunWest Mortgage and users Chris Beadles and Collin Stodghill from Country Alliance Mortgage. They share how this cutting-edge tool streamlines loan processing, reduces turnaround times, and improves borrower experiences, enabling them to close loans in as little as seven days. With real-world examples and a discussion on the future of AI in lending, this episode offers a compelling look at how technology is revolutionizing mortgage operations and setting new industry standards.

]]>Navigating Market Changes, Innovation, and Optimism for 2024belok1Xl-Tue, 17 Dec 2024 13:14:20 GMT2396https://lykkenonlending.com/navigating-market-changes-innovation-and-optimism-for-2024falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI and Automation in Mortgages: Key Industry Updates and Trends - Tech Update by Allen PollackQ2ElVcv-mSun, 15 Dec 2024 19:00:00 GMT284https://lykkenonlending.com/ai-and-automation-in-mortgages-key-industry-updates-and-trendsfalseAI and automation are transforming the mortgage industry, with companies like Blend, Gateless, and SimpleNexus introducing advanced solutions to streamline processes, enhance compliance, and improve customer experiences.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Bond Market Rallies Amid Economic Data and Fed Speculations - Market Update by Matt GrahamhXqAuMG-mSun, 15 Dec 2024 15:00:00 GMT307https://lykkenonlending.com/bond-market-rallies-amid-economic-data-and-fed-speculationsfalseThe bond market rallied last week on weaker-than-expected economic data and hints of rate cut possibilities from the Fed, with key inflation reports like CPI and PPI poised to shape momentum this week.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Around The World" Expect The 6's - TMSpotlight by Les ParkerPz0N3qFNASat, 14 Dec 2024 22:00:00 GMT61https://lykkenonlending.com/around-the-world-expect-the-6sfalse12-09-2024 "Around The World" Expect The 6's


------------------------------------


Around the 6s, around the 6s.

Around the 6s, around the 6s.


Last week, Dave Lykken replayed our June 24 forecast that you should see the 30-year mortgage rate reach 6% by the end of the year, which was above 7%. It reached 6.11 in September.


The trend to lower mortgage rates should reach 6.375 by New Year’s Eve. Expect US economic optimism and imagined fiscal discipline to sustain the Dollar and low Oil prices through January. So, the 30-year at 6% looks likely. Get used to 6s in 2025 and a wide range from 5.9 to 7.40.


Around the 6s, around the 6s.

----------------------------

Song: Around the World (1997) Daft Punk     

"Around the World" is a song by French electronic music duo Daft Punk. The song's lyrics solely consist of the words "around the world", repeated on a loop 144 times in the album version and 80 times in the radio edit.  


https://en.wikipedia.org/wiki/Around_the_World_(Daft_Punk_song)

https://www.youtube.com/watch?v=K0HSD_i2DvA   

]]>Advocating for Fair SCP Revisions - MBA Mortgage Minute by Adam DeSanctisqpr9kbQf0Sat, 14 Dec 2024 16:00:58 GMT90https://lykkenonlending.com/advocating-for-fair-scp-revisionsfalseMBA commends FHFA's revised Suspended Counterparty Program regulation proposal, urging further refinement to protect GSE-approved lenders from undue penalties for routine certifications.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Unlocking Social Media Success - Social Coach on Compliance, Authenticity, and Lead Generation in Mortgage Marketing with Joe Wilson of Social Coach15qIDt5SEThu, 12 Dec 2024 12:00:00 GMT2107https://lykkenonlending.com/unlocking-social-media-success-social-coach-on-compliance-authenticity-and-lead-generation-in-mortgage-marketingfalseIn this episode of Lykken on Lending, David Lykken sits down with Joe Wilson, CEO and Founder of Social Coach, to discuss the transformative role of social media in the mortgage and financial industries. Joe shares insights on how his cutting-edge platform empowers professionals to navigate the complexities of compliance, build authentic relationships, and leverage personalized video content to stand out in a competitive market. From addressing compliance risks to offering practical strategies for becoming a trusted advisor through social media, this conversation highlights the tools and techniques mortgage professionals need to thrive in today’s digital landscape.

]]>From Mortgage Rates to AI: Navigating a Changing Market with Trust, Technology, and Holiday ReflectionsCd0sIr0QGTue, 10 Dec 2024 12:04:06 GMT2097https://lykkenonlending.com/from-mortgage-rates-to-ai-navigating-a-changing-market-with-trust-technology-and-holiday-reflectionsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI in Business: Career Insights, Tech Updates, and the Future of Critical Thinking - Tech Update by Allen PollackexIyn4G2ISat, 07 Dec 2024 20:58:00 GMT691https://lykkenonlending.com/ai-in-business-career-insights-tech-updates-and-the-future-of-critical-thinkingfalseThe segment explores the role of AI in business, career challenges in technology, borrower retention strategies, and the importance of using AI as a tool to enhance critical thinking and problem-solving skills.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA Loss Mitigation Changes and Legislative Insights: Industry Reactions and Advocacy Strategies - Legislative Update by Alice AlveywjkhzMebJSat, 07 Dec 2024 14:58:00 GMT567https://lykkenonlending.com/fha-loss-mitigation-changes-and-legislative-insights-industry-reactions-and-advocacy-strategiesfalseThe segment discusses proposed FHA loss mitigation changes, including increased loan limits and revised policies, urging industry feedback by December 23rd, while highlighting concerns over tight deadlines and the need for experienced leadership in housing policy.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Treasury Yields, Key Economic Data, and Anticipations for the Jobs Report - Market Update by Matt GrahammyyyLzlyQFri, 06 Dec 2024 20:58:00 GMT247https://lykkenonlending.com/treasury-yields-key-economic-data-and-anticipations-for-the-jobs-reportfalseMatt Graham provides an MBS market update, highlighting bond market movements, key economic data, and expectations for the upcoming jobs report and its implications for Fed decisions.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Affordability Remains an Obstacle and Servicing values will Drop, it's a "Ball of Confusion" - TMSpotlight by Les ParkermMz8JM7oNFri, 06 Dec 2024 14:58:00 GMT61https://lykkenonlending.com/affordability-remains-an-obstacle-and-servicing-values-will-drop-its-a-ball-of-confusion-2false12.2.24 Affordability Remains an Obstacle and Servicing values will Drop, it's a "Ball of Confusion"

-----------

People selling out, people buying in because of the color of their screens.

With the Fed listening to Bonds and data, look for 30-year mortgage rates to stay below 7.75 and reach 6% by yearend while the 10-yield falls below 3.50.

Stop break dancing. It will be without significant increases in production because affordability remains a significant obstacle. Additionally, due to delinquency costs and faster prepayment speeds, servicing values will drop significantly.

Oh, Great Jerome Powell

Can't ya hear Bonds talking to ya?

Data of confusion

Segmentation, disinflation, pro-inflation; obligation to the datum


That's what the world is today

Ooh, hey, hey

---------------------

Song: Ball of Confusion (1970)

]]>FHA's Permanent Loss Mitigation Proposal: Key Updates and MBA's Advocacy Efforts - MBA Mortgage Minute by Adam DeSanctisjD2KJpOKUThu, 05 Dec 2024 20:58:00 GMT91https://lykkenonlending.com/fhas-permanent-loss-mitigation-proposal-key-updates-and-mbas-advocacy-effortsfalseAdam DeSanctis highlights the FHA's proposed permanent loss mitigation waterfall, a top MBA priority, outlining updates to repayment policies, home retention options, and disposition strategies, with comments due by December 23, 2024.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>From Stress To Success: The Health Secrets Every High Performer Needs with Dr. Tracy Gapin of Gapin InstituteuFgmHI5d0Wed, 04 Dec 2024 11:58:12 GMT1769https://lykkenonlending.com/from-stress-to-success-the-health-secrets-every-high-performer-needsfalseIn this episode of Lykken on Lending, David Lykken steps beyond finance to tackle a challenge every high performer faces: managing stress and optimizing health. Joined by Dr. Tracy Gapin, a renowned health optimization expert and founder of the Gapin Institute, the discussion dives into how stress hormones like cortisol impact energy, focus, and longevity, and how tools like wearable technology and epigenetics offer personalized paths to better health. Drawing from his own journey with Dr. Gapin, David shares how investing in health can transform not just your body, but your business and personal life. Packed with actionable insights, this conversation is a must-listen for anyone seeking to turn stress into strength and achieve peak performance.

]]>Post-Thanksgiving Insights: Mortgage Industry Trends, FHA Updates, and AI InnovationsQU2IImyGgMon, 02 Dec 2024 22:12:42 GMT2649https://lykkenonlending.com/post-thanksgiving-insightsmortgage-industry-trends-fha-updates-and-ai-innovationsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI in Mortgage Tech, Social Media Branding, and Tech Integration Challenges - Tech Update by Allen Pollacke8zoLCSBwSun, 01 Dec 2024 17:00:00 GMT579https://lykkenonlending.com/ai-in-mortgage-tech-social-media-branding-and-tech-integration-challengesfalseThe discussion explored AI's potential in mortgage technology, creative social media branding strategies, and the challenges of integrating rapidly developed tech solutions with misaligned user expectations.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA Rental Income Flexibilities, HUD Leadership Insights, and the Need for Modernized Housing Policies - Legislative Update by Alice AlveyGMoqjvkuxSun, 01 Dec 2024 15:00:00 GMT488https://lykkenonlending.com/fha-rental-income-flexibilities-hud-leadership-insights-and-the-need-for-modernized-housing-policiesfalseThe discussion covered FHA's proposed rental income flexibilities, insights on HUD's new leadership under Scott Turner, and the ongoing need for modernized housing policies and technology improvements at HUD and Ginnie Mae.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Market Update: Stabilizing Yields, Economic Data Insights, and Thanksgiving Week Trends - Market Update by Matt GrahamvSH68VxjmSat, 30 Nov 2024 18:00:00 GMT321https://lykkenonlending.com/Bond Market Update: Stabilizing Yields, Economic Data Insights, and Thanksgiving Week TrendsfalseThis week's the bond market shows signs of stabilization with yields leveling off, moderate economic data influencing trends, and upcoming key reports like PCE inflation and jobs data expected to shape market movements after the Thanksgiving holiday.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"Waterloo" The Dollar Rises, Rate Change Coming - TMSpotlight by Les ParkerAdiOn8bazSat, 30 Nov 2024 15:00:00 GMT62https://lykkenonlending.com/waterloo-the-dollar-rises-rate-change-comingfalse11.25.24 "Waterloo" The Dollar Rises, Rate Change Coming 

-----------------------

Bye, Bye


At Waterloo, Napoleon did surrender

Old Joe’s IRA met its destiny in quite a similar way.


Biden’s Waterloo is trying to spend the excessive IRA. The significant rise in the Dollar confirms international investors approve of the policy direction of the incoming team. Additionally, global economic weakness keeps the lid on inflation expectations.


Despite the concern over Ukraine and tensions in the Middle East, relative stability in Gold and Oil markets suggests risk-on investing. Expect a sizable rate change as the year ends and pockets of illiquidity occur.


Wo, Joe Biden’s Waterloo. Finally, facing his Waterloo.      

----------------------

Song: Waterloo (1974) ABBA  

https://www.youtube.com/watch?v=Sj_9CiNkkn4 

]]>Expanding Credit Access: FHA Rental Income Policy Revisions and Upcoming IMB Conference - MBA Mortgage Minute by Adam DeSanctisM_X0KplMcFri, 29 Nov 2024 19:05:03 GMT83https://lykkenonlending.com/expanding-credit-access-fha-rental-income-policy-revisions-and-upcoming-imb-conferencefalseThe FHA's proposed rental income policy revisions aim to expand homeownership opportunities while the MBA gathers feedback and promotes its upcoming IMB Conference in Austin, Texas.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Thanksgiving Week Podcast: Market Optimism, FHA Updates, and Leadership Insights!mrvrneB67Tue, 26 Nov 2024 12:00:00 GMT2351https://lykkenonlending.com/thanksgiving-week-podcast-market-optimism-fha-updates-and-leadership-insightsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>FHA Insurance Fund Strength Sparks Calls for Premium Reductions and Housing Affordability Enhancements - MBA Mortgage Minute by Adam DeSanctis8UeAwdHQuSun, 24 Nov 2024 17:00:00 GMT111https://lykkenonlending.com/fha-insurance-fund-strength-sparks-calls-for-premium-reductions-and-housing-affordability-enhancementsfalseThe FHA Mutual Mortgage Insurance Fund's strong financial health, with a capital ratio well above the statutory minimum, prompts calls for premium reductions and policy changes to enhance housing affordability and borrower relief.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Inflation "Sleigh Ride" - TMSpotlight by Les ParkeruX7D7DmsCSat, 23 Nov 2024 17:00:00 GMT60https://lykkenonlending.com/the-inflation-sleigh-ridefalse11.18.24 The Inflation "Sleigh Ride"

-----------------

Just hear those sleigh bells jingle-ing, ten years cratering, too, Come on, it's lame-duck weather for a slow ride to low rates with you.


When the final advent candle is lit, will rates rise or slide fifty basis points? The answer should come this week. The bearish trend, uncertainty over the fiscal sanity of the Advanced Economies, and the significant political obstacles for Trump’s administration to deliver lower inflation within a year support 5% when sleigh bells ring.


The bulls need mistletoe to find a prince among the frogs of declining Oil, wakening Europe, and a lame-duck Yellen Biden on defense without a snow machine.


Sleigh Ride with you.

---------------------

Song: Sleigh Ride (1949) Lyrics paired with it in 1950.

Jack Jones

]]>Market Update: Economic Data, Interest Rate Trends, and Fed Policy Outlook - Market Update by Matt GrahamrSiCj126UFri, 22 Nov 2024 22:00:00 GMT355https://lykkenonlending.com/market-update-economic-data-interest-rate-trends-and-fed-policy-outlookfalseThis week's report analyzes the ongoing rise in treasury yields and mortgage rates, highlights key economic data impacts, and examines the Federal Reserve's cautious approach to potential rate cuts amid evolving economic conditions.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>From Digital-First Strategies to AI-Powered Customer Engagement: Navigating Innovation in the Mortgage Industry - Tech Update by Allen PollacktsUywj-KiFri, 22 Nov 2024 16:00:00 GMT976https://lykkenonlending.com/from-digital-first-strategies-to-ai-powered-customer-engagement-navigating-innovation-in-the-mortgage-industryfalseThis segment explores the transformative impact of digital-first strategies, AI-driven tools, and customer engagement innovations on the mortgage industry, emphasizing the importance of staying ahead in a rapidly evolving landscape.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA Insights: Unpacking the Actuarial Report, MIP Debate, and Market Implications - Legislative Update by Alice AlveyyCm8tNPjCThu, 21 Nov 2024 19:44:45 GMT387https://lykkenonlending.com/fha-insights-unpacking-the-actuarial-report-mip-debate-and-market-implicationsfalseThis segment explores the FHA's actuarial report, its implications for MIP premiums, and how evolving market dynamics are impacting borrowers and lenders in the mortgage industry.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Digital First, AI Innovations, and Mortgage Market Insights: Navigating the Future of Customer ExperiencezPHzW9c4TTue, 19 Nov 2024 10:26:50 GMT3365https://lykkenonlending.com/digital-first-ai-innovations-and-mortgage-market-insights-navigating-the-future-of-customer-experiencefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Veterans, Tech, and Mortgage Updates: Innovations and Opportunities - Tech Update by Allen PollackbfNA7J0z4Sun, 17 Nov 2024 16:00:00 GMT459https://lykkenonlending.com/veterans-tech-and-mortgage-updates-innovations-and-opportunitiesfalseThis segment explores opportunities for veterans in tech, highlights advancements like telehealth and mortgage automation, and discusses industry updates including funding rounds, integrations, and solutions for uncollected appraisal fees.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>New FHFA Proposed Rule: Governance and Conflict of Interest Policies for FHLB - Legislative Update by Alice Alveyxiq3K7xJhSat, 16 Nov 2024 16:00:00 GMT176 https://lykkenonlending.com/new-fhfa-proposed-rule-governance-and-conflict-of-interest-policies-for-fhlbfalseThe FHFA has proposed a new rule to enhance governance within Federal Home Loan Banks by modernizing board requirements, clarifying expertise standards, and implementing conflict of interest policies, with a public comment period open until February 3rd.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>For Rates "A Change Would Do You Good" - TMSpotlight by Les ParkeripsWyBELfFri, 15 Nov 2024 16:00:00 GMT61https://lykkenonlending.com/for-rates-a-change-would-do-you-goodfalse11-11-2024 For Rates "A Change Would Do You Good"

-------------------

With the Republican mandate, expect rates to favor their fiscal agenda. Neo-Keynesian analysts modeled higher deficits. So, rates increased as Trump’s election odds increased.

Yet, the models have always been wrong about deficits because they miss growth and are baffled by cutting bureaucracy.

Last week, the 10-year yield tested 4.50. The next test is 4.18. The Bulls can reign again, fueled by lower Oil prices.

Oil thinks a change. (A Change Would Do You Good)

The Dollars rise. (A Change Would Do You Good)

-------------------

Song: A Change Would Do You Good (1996)

https://www.youtube.com/watch?v=Ikjmz_SlGhg

]]>Post-Election Impacts: What a Trump Presidency Means for the Mortgage Industry - MBA Mortgage Minute by Adam DeSanctisqdxN9mFtFThu, 14 Nov 2024 18:10:22 GMT110https://lykkenonlending.com/post-election-impacts-what-a-trump-presidency-means-for-the-mortgage-industryfalseFollowing the 2024 election, Donald Trump's return to the presidency, along with anticipated Republican Senate control, signals potential shifts in mortgage policy, GSE reform, and regulatory leadership, with the Mortgage Bankers Association planning further analysis on implications for the industry.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Veterans Day Special: Election Impacts, and 2025 Mortgage Forecasts and Other Industry Updates!PSv-fqiAYMon, 11 Nov 2024 23:15:05 GMT2029https://lykkenonlending.com/veterans-day-special-election-impacts-and-2025-mortgage-forecasts-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI Driven Transformation in Mortgage: From Blockchain to Superhuman Loan Officers with Pavan Agarwal and Jennifer Vallinayagam of SunWest MortgageNwfu621X5Fri, 08 Nov 2024 20:29:14 GMT1879https://lykkenonlending.com/ai-driven-transformation-in-mortgage-from-blockchain-to-superhuman-loan-officersfalseIn this episode, we dive into the transformative power of artificial intelligence in the mortgage industry with Pavan, the visionary behind Angel AI and Angel Twin technology. Broadcasting from San Juan, Puerto Rico, Pavan shares the excitement of the upcoming Diwali Avatar Party and unveils groundbreaking advancements that allow mortgage professionals to create personalized AI "twins." These AI-driven avatars, powered by blockchain technology, promise to revolutionize the way realtors, loan officers, and consumers interact by securely storing and leveraging personal data, effectively giving individuals control over their digital identities. Joined by Jennifer, SunWest Mortgage brings over 45 years of lending expertise, the discussion touches on how this technology can address industry challenges, enhance consumer experiences, and empower mortgage professionals with superhuman capabilities. This episode is a glimpse into a future where AI and secure data ownership reshape the mortgage landscape.

]]>Mortgage Market Insights: Election Impact, AI Evolution, and Industry Consolidation and Other Industry Updates!tTY_02tx8Tue, 05 Nov 2024 13:08:32 GMT3533https://lykkenonlending.com/mortgage-market-insights-election-impact-ai-evolution-and-industry-consolidationfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Navigating AI, Tech Innovations, and Vendor Selection at the MBA Annual Conference - Tech Update by Allen Pollackn2R3fBMysSat, 02 Nov 2024 16:00:00 GMT229https://lykkenonlending.com/navigating-ai-tech-innovations-and-vendor-selection-at-the-mba-annual-conferencefalseThis update offers insights on AI's role in marketing, recent tech innovations like LoanLogics’ LoanBeam integration, and practical tips for evaluating vendors and tech solutions at the MBA Annual Conference.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>FHA Mortgagee Letters Overview: Cyber Incident Reporting, Nonjudicial Foreclosure Process, and DE Underwriter Policy Updates - Legislative Update by Alice AlveySoHv0868iSat, 02 Nov 2024 14:00:00 GMT200https://lykkenonlending.com/fha-mortgagee-letters-overview-cyber-incident-reporting-nonjudicial-foreclosure-process-and-de-underwriter-policy-updatesfalseThis week's highlights three FHA mortgagee letters open for feedback, covering extended cyber incident reporting requirements, guidelines for nonjudicial foreclosures on secretary-held liens, and proposed changes allowing DE underwriters to work part-time while still being employed by a single company.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Market on the Brink: Election Odds, Economic Data, and Potential Rate Volatility - Market Update by Matt GrahamSI-W-ug4HFri, 01 Nov 2024 21:00:00 GMT211https://lykkenonlending.com/bond-market-volatility-and-the-feds-rate-cut-dilemma-key-economic-data-and-forecasts-2falseIn this week's report, the bond market faces significant volatility due to election odds, trader positioning, and upcoming key economic data, with the potential for mortgage rates to shift dramatically in the next week.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>The Great "Hello Walls" of China - TMSpotlight by Les ParkerK1Gk4sxxlFri, 01 Nov 2024 16:00:00 GMT61https://lykkenonlending.com/the-great-hello-walls-of-chinafalse10-28-2024 The Great "Hello Walls" of China

---------------------

Hello, Walls. (hello) How'd rates go for Bears today?


The Bond bears continued to ride the speculation that China will meet stimulus expectations. What happens when it misses?


When China's package falls woefully short, expect a significant short cover rally in US Treasuries, with mortgage rates reaching 6% by year's end. The inflation outlook will improve if the US elects pro-growth and supply-side policies. However, the driver to reverse the recent rate rise comes from China's woes.


I gotta feelin' China's gone a long, long time.


Song: Hello Walls (1961)

https://www.youtube.com/watch?v=7Iq0_ub_aHM

]]>Modernizing RESPA: MBA’s Call for Reforms to Streamline Compliance and Enhance Consumer Experience in Mortgage Lending - MBA Mortgage Minute by Adam DeSanctishL6p16B-4Wed, 30 Oct 2024 21:00:00 GMT114https://lykkenonlending.com/modernizing-respa-mbas-call-for-reforms-to-streamline-compliance-and-enhance-consumer-experience-in-mortgage-lendingfalseThe Mortgage Bankers Association (MBA) is advocating for reforms to modernize Section 8 of RESPA, addressing outdated compliance issues in areas like marketing agreements and digital lead generation to improve efficiency and benefit consumers and lenders in today’s mortgage market.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Mortgage industry readiness for AI and ML with Pam Faulkner of nCino4KRw-0IjBWed, 30 Oct 2024 11:22:39 GMT1888https://lykkenonlending.com/mortgage-industry-readiness-for-ai-and-mlfalseIn this episode of Lykken on Lending, David Lykken welcomes Pam Faulkner, Director of Professional Services at nCino, back for a deep dive into the challenges and opportunities of change management in the mortgage industry. With over 40 years of experience, Pam shares her insights from their recent presentation at nCino's Executive Forum, where they discussed the accelerating impact of AI, automation, and how technology can enhance efficiency. They explore how companies can adapt to the evolving market, overcome resistance to change, and use tools like AI and OCR to stay competitive. Pam’s unique perspective offers valuable lessons for mortgage professionals on navigating organizational change and embracing innovation.

]]>Live from the MBA Conference: Key Insights and Industry UpdatesBp_dkTqLXMon, 28 Oct 2024 19:46:43 GMT1592https://lykkenonlending.com/live-from-the-mba-conference-key-insights-and-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Changing Market and Xactus’ Readiness to Respond Including Technology Related Topics with Shelley Leonard of Xactusd_DRq958FFri, 25 Oct 2024 12:53:19 GMT1519https://lykkenonlending.com/changing-market-and-xactus-readiness-to-respond-including-technology-related-topicsfalseIn this episode of Lykken on Lending, David Lykken welcomes Shelley Leonard, a prominent thought leader in the mortgage technology space, for a deep dive into her journey and the innovations she's driving at Xactus. Shelley, with an impressive career that includes leading roles at Black Knight, shares her insights on the evolving mortgage industry, the challenges of scaling operations, and the integration of cutting-edge technology, including AI, to streamline workflows. The conversation touches on the future of mortgage lending, focusing on how lenders can prepare for 2025 by embracing innovations like the new FICO 10T and Vantage 4 credit models. Shelley's expertise and forward-thinking approach provide valuable guidance for industry professionals navigating this rapidly changing landscape.

]]>Building Brands: How to Amplify Customer Loyalty and Build a Strong Brand with Bobby Palmer of Byte SoftwareYzVwT-BC6Wed, 23 Oct 2024 13:00:00 GMT1649 https://lykkenonlending.com/building-brands-how-to-amplify-customer-loyalty-and-build-a-strong-brandfalseIn this podcast episode, David Lykken is joined by Bobby Palmer, Marketing Manager at Byte Software, to discuss the importance of building a strong brand in the mortgage industry. Bobby, with over 20 years of experience, shares insights on how to amplify customer loyalty, maintain brand authenticity, and navigate the challenges unique to mortgage companies, where personal and company branding often overlap. Through engaging stories and practical advice, Bobby highlights the key principles of brand building—authenticity, emotional connection, and memorability—and offers tips on creating a consistent and impactful brand experience that resonates with customers.

]]>Preparing for the Future: Mortgage Market Volatility, Consumer Data, and AI Insightskx0zgcDrATue, 22 Oct 2024 10:27:48 GMT2803https://lykkenonlending.com/preparing-for-the-future-mortgage-market-volatility-consumer-data-and-ai-insightsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Fueling Success: The Future of Learning and Performance with Alex Kutsishin and Todd Duncan of Fuel !ncI9ZpRtkpWFri, 18 Oct 2024 13:00:00 GMT2285https://lykkenonlending.com/fueling-success-the-future-of-learning-and-performancefalseIn this episode of Lykken on Lending, David Lykken is joined by two industry innovators, Alex Kutsishin, co-founder and CEO of Fuel, and legendary sales coach Todd Duncan. Together, they share their vision for Fuel, a groundbreaking platform that combines the simplicity of Netflix with the performance-driven approach of Peloton, designed to revolutionize personal and professional development. Alex and Todd discuss the importance of investing in people, the need to break away from traditional learning models, and how Fuel is democratizing education and training for a global audience. Tune in for an inspiring conversation on the future of learning and performance!

]]>The Role of Training in Preventing Mortgage Fraud with Bob Simpson of Daylight AML, David Kittle, Alice Alvey and Bill Corbet of Lykken on LendingTCPCcwag6Wed, 16 Oct 2024 14:32:00 GMT2217https://lykkenonlending.com/the-role-of-training-in-preventing-mortgage-fraudfalseIn this episode of Lykken on Lending, we explore the critical importance of the Bank Secrecy Act (BSA) and Anti-Money Laundering (AML) regulations for mortgage lenders. David Lykken is joined by industry experts Bob Simpson, David Kittle, Alice Alvey, and Bill Corbet to discuss how these regulations affect lenders, the responsibilities around filing Suspicious Activity Reports (SARs), and the role of compliance in preventing fraud. With real-world insights from Bob’s extensive experience in mortgage fraud investigation and contributions from Alice and Bill on best practices for training and risk management, this episode provides essential guidance for navigating the complexities of BSA and AML in the mortgage industry.

]]>Columbus Day Special: Navigating Market Volatility and Emerging Mortgage SolutionsTfDdfx19ETue, 15 Oct 2024 12:12:12 GMT2952 https://lykkenonlending.com/columbus-day-special-navigating-market-volatility-and-emerging-mortgage-solutionsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Bond Market Turbulence: Job Reports Fuel Rate Spikes and Uncertainty in Fed Policy - Market Update by Matt Grahamwr-ljXwjbFri, 11 Oct 2024 16:55:32 GMT314https://lykkenonlending.com/bond-market-turbulence-job-reports-fuel-rate-spikes-and-uncertainty-in-fed-policyfalseIn this week's report, the Fed's first non-emergency rate cut since 2019, a 50 bps reduction, sparked modest market reactions with focus on the dot plot projections and labor market data, suggesting potential further rate cuts contingent on economic trends.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Loan Originator Compensation with Troy Garris of Garris Horn LLPXqrwo2w3PFri, 11 Oct 2024 12:00:00 GMT1405https://lykkenonlending.com/loan-originator-compensationfalseIn this insightful episode of Lykken on Lending, David Lykken sits down with Troy Garris, managing partner at Garris Horn LLP, to discuss some of the most pressing legal and regulatory challenges in the mortgage industry. With over 25 years of experience, Troy shares his expertise on key issues such as Loan Officer (LO) compensation, federal and state regulatory compliance, and the complexities of running a successful mortgage business in today's ever-evolving legal landscape. Tune in as Troy provides invaluable insights into how businesses can navigate compliance while staying competitive, and learn about recent developments that could impact mortgage lenders and loan officers alike.

]]>FHA's Cybersecurity Incident Reporting Revisions: A Step Toward Alignment with Industry Standards - MBA Mortgage Minute by Adam DeSanctisdWTnekLrHThu, 10 Oct 2024 21:28:37 GMT81https://lykkenonlending.com/fhas-cybersecurity-incident-reporting-revisions-a-step-toward-alignment-with-industry-standardsfalseThis week's reports FHA's draft revisions to cybersecurity incident requirements align with MBA's advocacy, including extending the reporting timeline, as the industry pushes for greater alignment with Ginnie Mae's 48-hour standard.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Security, Safety and Trust at the Speed of Innovation with Eric Hussey of FinastraaB8ggLm6NWed, 09 Oct 2024 11:50:36 GMT2282https://lykkenonlending.com/security-safety-and-trust-at-the-speed-of-innovationfalseIn this episode of Lykken on Lending, host David Lykken sits down with Eric Hussey, Senior Vice President and Chief Information Security Officer at Finastra, the world’s largest FinTech company, to discuss the evolving landscape of cybersecurity. Eric shares his journey in the industry, highlighting how technological advancements, such as AI and API integration, are transforming both opportunities and threats in FinTech. He also delves into the importance of trust, regulatory compliance, and fostering a culture of cybersecurity within organizations to stay ahead of emerging challenges in the digital age.

]]>Preparing for the Unpredictable: Mortgage Industry Insights and Disaster Responseuzg15KnkPTue, 08 Oct 2024 11:00:00 GMT3073https://lykkenonlending.com/preparing-for-the-unpredictable-mortgage-industry-insights-and-disaster-responsefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Portfolio NonQM Lending in Today’s Market with James Hooper of Quontick86APxEg7Thu, 03 Oct 2024 13:00:00 GMT2262https://lykkenonlending.com/portfolio-nonqm-lending-in-todays-marketfalseIn this episode, David Lykken interviews James Hooper from Quontic Bank, a CDFI that has fully embraced Angel AI to streamline its lending operations. James discusses how adopting Angel AI has significantly reduced costs, improved efficiency, and allowed loan officers to focus more on relationship-building while automating routine tasks. Quontic Bank, known for serving underserved communities, leverages innovative products like crypto-backed loans and a unique P&L product to help non-traditional borrowers. The conversation emphasizes the importance of adopting new technologies to stay competitive in the mortgage industry and highlights Quontic’s success in reducing operational costs by over $1.5 million in 18 months.

]]>Market Insights Amidst a Storm: Industry Updates and Tech Trends joDgOL__eTue, 01 Oct 2024 14:12:55 GMT3059https://lykkenonlending.com/market-insights-amidst-a-storm-industry-updates-and-tech-trendsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Fed's First Non-Emergency Rate Cut Since 2019: Impacts, Projections, and Labor Market Trends - Market Update by Matt GrahamEv6HaSWyJSat, 28 Sep 2024 14:00:00 GMT311https://lykkenonlending.com/feds-first-non-emergency-rate-cut-since-2019-impacts-projections-and-labor-market-trendsfalseIn this week's report, the Fed's first non-emergency rate cut since 2019, a 50 bps reduction, sparked modest market reactions with focus on the dot plot projections and labor market data, suggesting potential further rate cuts contingent on economic trends.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]> "A Day In The Life" Of Powell - TMSpotlight by Les ParkerR7qAPMGpZFri, 27 Sep 2024 22:00:00 GMT62https://lykkenonlending.com/a-day-in-the-life-of-powellfalse9.23.24 "A Day In The Life" Of Powell


-------------------


Locks up, fallout is dead. Drag new locks across the hedge.


 


The Fed’s 50 bps rate cut signals concerns about the labor market. However, Chairman Powell downplayed the likelihood of further outsized rate cuts. Mortgage rates rose in response.


The era of short-term rates being higher than long-term rates is ending. So, disinversion is flourishing. Plus, risk-on trades are roaring back. As a result, look for mortgage rates to wobble between 6.50 and 6.10 while waiting for inflation to fall further.

Jay loves to turn risk on.

---------------


Song: A Day In The Life (1967) The Beatles

https://www.youtube.com/watch?v=usNsCeOV4GM


---------------

]]>Advancing Reforms Against Trigger Lead Abuses in the 2025 NDAA - MBA Mortgage Minute by Adam DeSanctislQf7bCzRKFri, 27 Sep 2024 16:15:47 GMT115https://lykkenonlending.com/advancing-reforms-against-trigger-lead-abuses-in-the-2025-ndaafalseThis week's report The Mortgage Bankers Association (MBA) announced that the Senate's manager's package for the 2025 NDAA includes the Homebuyers Privacy Protection Act, aiming to curb trigger lead abuses, with the final outcome pending negotiations between the House and Senate.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>GSEs, Trigger Leads, and Tech Trends: What's Shaping the Mortgage Industry and Other Industry UpdatesnGxUzF5LfTue, 24 Sep 2024 16:05:22 GMT2337 https://lykkenonlending.com/gses-trigger-leads-and-tech-trends-whats-shaping-the-mortgage-industryfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>New Loan Limits for 2025 and HMDA Data Analysis: What Lenders Need to Know - Legislative Update by Alice AlveyOfqYauyS-Sat, 21 Sep 2024 19:00:00 GMT226https://lykkenonlending.com/new-loan-limits-for-2025-and-hmda-data-analysis-what-lenders-need-to-knowfalseThis week's report covers the 2025 increase in conventional loan limits, key insights from HMDA data on market trends, and resources for lenders to analyze mortgage application and loan data.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Fed Rate Cut Uncertainty: Bond Market Reacts to CPI Data and Fed Commentary - Market Update by Matt GrahamRq4_bB0chSat, 21 Sep 2024 13:00:00 GMT219https://lykkenonlending.com/fed-rate-cut-uncertainty-bond-market-reacts-to-cpi-data-and-fed-commentaryfalseThe week's report discusses the bond market's reaction to recent CPI data, Fed speakers' comments, and speculation about the size of an upcoming rate cut, highlighting the impact of the dot plot on market expectations ahead of the Fed's decision.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Basel 3 Revisions: Federal Reserve's Impact on Mortgage Lending and Banking Regulations - MBA Mortgage Minute by Adam DeSanctisJYZPVg6lNFri, 20 Sep 2024 20:00:00 GMT127https://lykkenonlending.com/basel-3-revisions-federal-reserves-impact-on-mortgage-lending-and-banking-regulationsfalseThis week's report covers Federal Reserve Vice Chair Michael Barr's proposed revisions to the Basel 3 endgame, addressing MBA's concerns about mortgage market impact, including reduced risk weighting for single-family mortgages and relief for regional banks, with potential delays in rule implementation beyond 2025.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Future of Mortgage Tech: API Shifts, Fraud Mitigation, and Compliance Challenges - Tech Update by Allen PollackfBE_58oygFri, 20 Sep 2024 13:00:00 GMT702https://lykkenonlending.com/the-future-of-mortgage-tech-api-shifts-fraud-mitigation-and-compliance-challengesfalseThis week's segment covers key mortgage tech trends, including ICE's transition to APIs, the growing importance of fraud prevention and compliance, and the evolving landscape of customer security in the mortgage industry.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>"Wooden Ships" Calm Seas, Prepare for Unexpected - TMSpotlight by Les Parkerh4engmaC2Wed, 18 Sep 2024 22:02:14 GMT61https://lykkenonlending.com/wooden-ships-calm-seas-prepare-for-unexpectedfalse09.16.2024 "Wooden Ships" Calm Seas, Prepare for Unexpected

------------------------

Wooden Ships above the oil, barely free. Easy, Bonds know the way it’s supposed to be.


Gold rose sharply above 2600, an all-time high, in fear of a broader war. The US and NATO signaled they will arm Ukraine with long-range missiles. Putin said such action means the US and NATO would be directly at war with Russia. The Biden/Harris administration tossed a word salad to walk it back.


Despite wild Gold trading, Oil, US Bucks, and Bonds moved calmly. But heed Gold’s warning, expect the unexpected through the end of the year with frequent daily mortgage rate moves of over 20 bps.


BRICS are leaving. BUCKS don’t meet their needs.

--------------------------

Song: Wooden Ships (1969) Crosby, Stills, Nash, and Young

]]>Market Movers and Mortgage Tech: Navigating Regulatory Changes and Emerging AI Innovations and Other Industry UpdatesAj1lIemmyTue, 17 Sep 2024 12:45:13 GMT2781https://lykkenonlending.com/market-movers-and-mortgage-tech-navigating-regulatory-changes-and-emerging-ai-innovationsfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Jobs are the "Rock Brigade" - TMSpotlight by Les ParkermVYBcSZW2Sun, 15 Sep 2024 17:04:04 GMT61https://lykkenonlending.com/jobs-are-the-rock-brigadefalse09-09-2024 Jobs are the "Rock Brigade"

-----------------------

Jobs are bangin' on their drums, bangin' on Bonds’ door, wavin' their flags, tellin' Bonds to score. Watch out for the Rock Brigade.


On the eve of Fed easing, inversion ended between the 10-year and 2-year Treasury Notes as Job weakness gained momentum. Flash indicators across the globe showed economic sluggishness, with China leading the way.


Since January 2023, mortgage rates have reached their lowest level, but more labor data weakness is needed to drop further. With the 10-year yield revisiting 3.67, look to see 3.48 while lagging the short end. Regardless, look for our target of sub-6% by the end of the year, which is only 28 BPS away.

---------------------

Song: Rock Brigade (1980) Def Leppard

https://www.youtube.com/watch?v=NRYSlLLU0RE

]]>Election Countdown: Legislative Updates and Insights for the Mortgage Industry - MBA Mortgage Minute by Adam DeSanctisl9WrLp9TeSat, 14 Sep 2024 15:28:56 GMT75https://lykkenonlending.com/election-countdown-legislative-updates-and-insights-for-the-mortgage-industryfalseThis week's report highlights an upcoming MBA pre-election webinar on September 17th, offering insights into legislative and political changes that could impact the mortgage industry as Election Day approaches.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Bond Market Volatility and the Fed's Rate Cut Dilemma: Key Economic Data and Forecasts - Market Update by Matt Grahamw2gMHRV3vFri, 13 Sep 2024 21:27:14 GMT364https://lykkenonlending.com/bond-market-volatility-and-the-feds-rate-cut-dilemma-key-economic-data-and-forecastsfalseThe week's report covers a volatile week in the bond market, driven by key economic data and Fed commentary, with market participants weighing the likelihood of a 25 or 50 basis point rate cut in the upcoming Fed announcement.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Unpacking AI Hype in the Mortgage Industry: Overpromises, Vendor Strategies, and Tech Bias- Tech Update by Allen Pollackw_s_rqGbaFri, 13 Sep 2024 16:29:30 GMT691https://lykkenonlending.com/unpacking-ai-hype-in-the-mortgage-industry-overpromises-vendor-strategies-and-tech-biasfalseThis week's segment discusses the oversaturation of AI in the mortgage industry, the challenges of vendor overpromises, the risks of tech bias, and the importance of user-centric design and vendor management.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Navigating Housing Legislation Stalemates and the Impact of Realtor-Lender Agreements - Legislative Update by Alice AlveyEDJNkxk4WThu, 12 Sep 2024 19:23:57 GMT699 https://lykkenonlending.com/navigating-housing-legislation-stalemates-and-the-impact-of-realtor-lender-agreementsfalseAlice Alvey explores the current legislative gridlock in housing policy, challenges with realtor-lender agreements, and the shifting dynamics within the real estate and lending industries.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>The Power of Angel AI in Scaling Up Your Mortgage Operation with Pavan Agarwal of SunWest Mortgage8Hy2gJOZgWed, 11 Sep 2024 16:48:43 GMT2193https://lykkenonlending.com/the-power-of-angel-ai-in-scaling-up-your-mortgage-operationfalseIn this insightful episode, David Lykken welcomes back Pavan Agarwal of SunWest Mortgage for a deep dive into the evolving role of AI in the mortgage industry. As they explore Mustafa Suleyman’s book The Coming Wave, the discussion emphasizes how AI is set to disrupt and transform the sector, bringing unprecedented efficiencies while reducing costs. Pavan shares real-world examples of how Angel AI is revolutionizing mortgage processes, particularly underwriting, by leveraging AI to handle complex decision-making faster and more accurately than ever before. They also touch on AI's broader implications, including its impact on jobs and the future of fair lending. The conversation underscores the potential of AI to enable mortgage professionals to focus on relationship-building, shifting away from repetitive tasks. Tune in to discover how this technology is reshaping the industry and helping businesses thrive in a rapidly changing environment.

]]>Sub-6% Mortgage Rates, Realtor Disclosures, Election Impact To Mortgage and Other Industry UpdateslvFmS2_g6Mon, 09 Sep 2024 22:03:46 GMT3067https://lykkenonlending.com/sub-6-mortgage-rates-realtor-disclosures-election-impact-to-mortgagefalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>From Advocacy to Action: How Mortgage Leaders Use Social Media to Shape the Industry - A Labor Day Special with Greg SherztlAUA08WMon, 02 Sep 2024 20:40:42 GMT1683https://lykkenonlending.com/from-advocacy-to-action-how-mortgage-leaders-use-social-media-to-shape-the-industryfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Proposed 2025-2027 Housing Goals for Fannie Mae and Freddie Mac - MBA Mortgage Minute by Adam DeSanctisGmalfXCZeSat, 31 Aug 2024 13:59:00 GMT82https://lykkenonlending.com/Proposed 2025-2027 Housing Goals for Fannie Mae and Freddie MacfalseThe report outlines the FHFA's proposed 2025-2027 housing goals for Fannie Mae and Freddie Mac, including new compliance processes and the potential impact on low-income and underserved populations, with an invitation for public comment.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>AI in Mortgages: Uncovering Bias, Innovation, and the Human Touch - Tech Update by Allen Pollackauycjuc-JFri, 30 Aug 2024 23:00:00 GMT585https://lykkenonlending.com/ai-in-mortgages-uncovering-bias-innovation-and-the-human-touchfalseThis week's update explores AI's growing role in the mortgage industry, addressing its challenges, potential, and impact on underwriting, while also discussing the importance of user-centric design and the evolving role of consultants.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>A Deep Dive into Economic Data, Fed Policy Shifts, and Market Trends - Market Update by Matt GrahamdywE6pipOFri, 30 Aug 2024 17:57:56 GMT290https://lykkenonlending.com/a-deep-dive-into-economic-data-fed-policy-shifts-and-market-trendsfalseThe week's report analyzes recent bond market volatility, driven by economic data, Fed policy signals, and market reactions, with a focus on upcoming economic indicators and their potential impact on yields.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>"The Weight" Takes Time - TMSpotlight by Les ParkerxJVPznkFeFri, 30 Aug 2024 01:14:10 GMT61https://lykkenonlending.com/the-weight-takes-timefalse08-26-24 "The Weight" Takes Time

--------------------------

Take a load to Fannie. Take a lock for free. Ship The Weight to Ginnie.


Our target of a sub-6% mortgage is 50 bps away. Softening Jobs and receding inflation expectations give credence to the FOMC minutes and Powell's speech, signaling a September ease. Market exuberance has built 100 bps of easing by New Year's Eve.


Oxford Economics expects the 2-year/10-year yield curve slope to shift entirely into positive territory by the first quarter. The stubborn inversion means lower mortgage rates will take time.

And (close) (close) loans borrowers right with glee.

--------------------------

Song: The Weight (1968)

https://www.youtube.com/watch?v=FFqb1I-hiHE

]]>Real Estate Commission Strategies: A Deep Dive into Market Impacts and Compliance - Legislative Update by Alice AlveyaBQQ1gytVWed, 28 Aug 2024 23:10:17 GMT445https://lykkenonlending.com/real-estate-commission-strategies-a-deep-dive-into-market-impacts-and-compliancefalseThis report covers legislative updates and strategic considerations for real estate commissions, emphasizing the importance of compliance and market awareness.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Elements For Success with Steve Majerus of Synergy One LendingKOdUPFwQyWed, 28 Aug 2024 12:01:34 GMT1843https://lykkenonlending.com/elements-for-success-with-steve-majerus-of-synergy-one-lendingfalseIn this episode, David Lykken interviews Steve Majerus, CEO of Synergy One Lending, who shares his journey of leading a management buyout during the pandemic and how he has navigated the challenges of the mortgage industry with a focus on strategic vision, innovation, and authentic leadership. Steve discusses the importance of adaptability, building a strong team, and embracing technology to stay competitive in a rapidly changing market. His leadership, characterized by humility and transparency, has not only guided Synergy One through turbulent times but also positioned the company for future growth by fostering a culture of resilience and innovation.

]]>Trigger Lead Bill, Growing Role of AI in Mortgage Lending, Bond Markets Prediction and Other Industry UpdatesyxbxNpE0rTue, 27 Aug 2024 12:30:37 GMT2781https://lykkenonlending.com/trigger-lead-bill-growing-role-of-ai-in-mortgage-lending-bond-markets-prediction-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI in Action: Tackling Bias and Enhancing Fairness in Mortgage Lending with Pavan Agarwal of SunWest MortgageQFkh0SmiVFri, 23 Aug 2024 13:09:25 GMT2388https://lykkenonlending.com/ai-in-action-tackling-bias-and-enhancing-fairness-in-mortgage-lendingfalseIn this episode, David Lykken sits down with Pavan Agarwal, Founder and CEO of SunWest Mortgage. He is also the visionary behind Angel AI. A pioneer in AI-driven mortgage solutions, they discuss the latest developments in artificial intelligence and its impact on the mortgage industry. They delve into a newly published article that highlights the inherent biases found in large language models (LLMs) like ChatGPT, particularly in lending decisions. Pavan provides an in-depth analysis of how Angel AI, built on a different architectural foundation, overcomes these challenges to ensure fair and unbiased mortgage decisions. Tune in as they explore the critical differences between various AI technologies and the future of fair lending in a rapidly evolving landscape.

]]>Unlocking Home Equity: Revolutionizing Real Estate with ValShares and ValPro with Allan Weiss of Weiss Analytics3Fr7dqgcAWed, 21 Aug 2024 12:11:18 GMT2167https://lykkenonlending.com/unlocking-home-equity-revolutionizing-real-estate-with-valshares-and-valprofalseIn this episode, David Lykken interviews Allan Weiss, founder and CEO of Weiss Analytics, about his pioneering work in real estate analytics, including the development of the Case-Shiller Index. Allan discusses his latest innovations, ValShare and ValPro, which allow homeowners to sell portions of their home equity and provide AI-driven property valuations, respectively. These tools offer new ways for homeowners, realtors, and lenders to manage risks, accurately price properties, and enhance real estate transactions. Allan’s insights highlight how these advancements are set to transform the real estate industry.

]]>New Buyer Agent Commission and Realtor Challenges, Jackson Hole Symposium, Shrinking TP sizes And Other Industry UpdatesxoAeyTYKCTue, 20 Aug 2024 10:34:32 GMT2689https://lykkenonlending.com/new-buyer-agent-commission-and-realtor-challenges-jackson-hole-symposium-shrinking-tp-sizes-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>FHFA and GSEs Delay Reconsideration of Value Policy Implementation - MBA Mortgage Minute by Adam DeSanctisQPQh3yP1GSun, 18 Aug 2024 20:00:00 GMT77https://lykkenonlending.com/fhfa-and-gses-delay-reconsideration-of-value-policy-implementationfalseThe Mortgage Bankers Association announces that FHFA, Fannie Mae, and Freddie Mac have delayed the implementation of their Reconsideration of Value (ROV) policies to October 31st, following MBA's request for an extension to allow lenders more time to comply.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>"Always Crashing in the Same Car" Into The Bear Wall - TMSpotlight by Les ParkereinFVKeVdSun, 18 Aug 2024 17:10:03 GMT62https://lykkenonlending.com/always-crashing-in-the-same-car-into-the-bear-wallfalse08-12-2024 "Always Crashing in the Same Car" Into The Bear Wall

---------------------

The market’s going ’round and ’round the DATA garage


Must have been getting close to 3.44.


The struggling Dollar and Gold’s sustained bullishness point to calamity ahead. Meanwhile, Crude Oil and Bonds do not expect WW3 within the next two weeks.


After the 10-year T-Note yield reached 3.67 and corrected to 4.02, expect the correction to stay under 4.18 and probably 4.08. The bulls should reach 3.44, sending mortgage rates below 6%. But will they crash into the bear wall again?


Ah (singer only), bulls are Always Crashing In The Same Car.

------------------------

Song: Always Crashing in the Same Car (1977) David Bowie

https://www.youtube.com/watch?v=hv7Y7F-Q2KE

]]>Bond Market Milestones: Analyzing the Uninversion of the Yield Curve and Upcoming Inflation Data - Market Update by Matt GrahamHtC3x-CpOFri, 16 Aug 2024 23:00:00 GMT247https://lykkenonlending.com/bond-market-milestones-analyzing-the-uninversion-of-the-yield-curve-and-upcoming-inflation-datafalseThis report analyzes recent bond market milestones, including the uninversion of the yield curve and key economic indicators, with a focus on how upcoming inflation data could influence Federal Reserve rate cut decisions.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Redefining Mortgage Brokering with Dino Katsiametis of Ethos LendingmnEtbP4BIFri, 16 Aug 2024 18:52:27 GMT2224https://lykkenonlending.com/redefining-mortgage-brokering-with-dino-katsiametis-of-ethos-lendingfalse

In this podcast episode, Dino Katsiametis shared insights into Ethos Mortgage Company’s innovative hybrid business model, which combines the flexibility of a mortgage broker with the control of a delegated lender. He explained the advantages of this model, such as lower costs, scalability, and the ability to choose from multiple lenders to ensure the best pricing and service for clients. Dino discussed the concept of “Mortgages Under Management” (MUM), which assigns a value to loan officers’ portfolios, providing long-term value and stability. He also highlighted the role of AI in improving efficiency and client service, aiming to reduce loan closing times and offer 24/7 consultations. Dino emphasized the importance of building strong client relationships through personalized service and ethical practices, and he outlined his vision for Ethos to become the largest and best mortgage brokerage in the U.S. by supporting loan officers with diverse income streams and a better work-life balance.

]]>Staying Mostly Sunny: A Positive Outlook on Digital Assistants, Customer Service, and Cybersecurity- Tech Update by Allen PollackbKwbd8djYFri, 16 Aug 2024 15:37:55 GMT446https://lykkenonlending.com/staying-mostly-sunny-a-positive-outlook-on-digital-assistants-customer-service-and-cybersecurityfalseThis week's update discusses key trends in the mortgage industry, focusing on the importance of cybersecurity, the effectiveness of digital assistants, and the need for proactive customer service strategies.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Essential Compliance Measures for Reconsideration of Value: Meeting the October 31st Deadline - Legislative Update by Alice Alvey9bXVeXYLKThu, 15 Aug 2024 15:50:00 GMT388https://lykkenonlending.com/essential-compliance-measures-for-reconsideration-of-value-meeting-the-october-31st-deadlinefalseAlice Alvey provides guidance on meeting the October 31st compliance deadline for the interagency Reconsideration of Value, focusing on developing and implementing necessary policies, procedures, and training.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>ROV policy, Data and Cybersecurity, Bond Yield Curve And Other Industry UpdatesPayLIFo4pMon, 12 Aug 2024 21:32:17 GMT1546https://lykkenonlending.com/rov-policy-data-and-cybersecurity-bond-yield-curve-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Production Stability and Rate Cut Implications - Originations Update with David KittleMdpKmqN2_Sat, 10 Aug 2024 21:11:46 GMT135https://lykkenonlending.com/production-stability-and-rate-cut-implicationsfalseDavid Kittle emphasizes the critical role of leadership and communication in the mortgage industry, noting stable production levels and discussing potential impacts of rate cuts on refinancing and mortgage servicing rights.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Calm Week for Bonds Amid Rate Cut Speculation and Upcoming Economic Data" - Market Update by Matt GrahamnUa0KgjrFSat, 10 Aug 2024 20:09:57 GMT383https://lykkenonlending.com/calm-week-for-bonds-amid-rate-cut-speculation-and-upcoming-economic-datafalseA calm week in the bond market with limited volatility, ongoing speculation about potential Fed rate cuts, and anticipation of key economic data releases, including GDP and PCE.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.

]]>Bulls Say "Welcome to Paradise" - TMSpotlight by Les Parkerfg6v3P2b5Sat, 10 Aug 2024 19:34:32 GMT61https://lykkenonlending.com/bulls-say-welcome-to-paradisefalse07-22-2024 Bulls Say "Welcome to Paradise"

---------------------


Dear Powell, Can you hear Jobs whining? It's been three whole years since inflation felt your hold.


Despite declining volatility, the new bullish trend remains solid. News continues to affirm that two rate cuts make long-term rates happier three.


According to the BofA Global Fund Manager Survey, geopolitical conflict is the biggest tail risk at 26%, replacing inflation that fell to 22% from 36% in May. Additionally, recession risk rose to 18%. So, it is no surprise that the uber-smart Fed wants to take tiny rate drops.


Welcome To Paradise.

-----------------------------

Song: Welcome To Paradise (1994) Green Day

https://www.youtube.com/watch?v=P0bHAyGhxE8

]]>Urging Action on the Homebuyers Privacy Protection Act of 2024 - MBA Mortgage Minute by Adam DeSanctisHWgi9Ilm8Sat, 10 Aug 2024 18:45:52 GMT77https://lykkenonlending.com/urging-action-on-the-homebuyers-privacy-protection-act-of-2024falseThe Mortgage Bankers Association is urging its members to contact their Senators to support the addition of the Homebuyers Privacy Protection Act of 2024 to the Fiscal Year 2025 National Defense Authorization Act, a critical step in curbing the abusive use of trigger leads.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Helping Realtors Navigate the Post-Commission Settlement World with Ashley Terrell-Kayiran of RaysetXZU7rOiwWed, 07 Aug 2024 11:00:00 GMT1523https://lykkenonlending.com/helping-realtors-navigate-the-post-commission-settlement-worldfalseIn this podcast episode, we discuss significant changes in the real estate industry stemming from a major lawsuit involving accusations of brokerages fixing commissions. Expert Ashley Terrell-Kayiran explains the upcoming implementation of these changes, notably the removal of commission fields from MLSs by August 17th and the new requirement for buyer's agents to negotiate and articulate their fees directly with buyers. These changes aim to increase transparency and prevent steering buyers towards higher commission properties. Ashley emphasizes the importance of technology and education in helping realtors and consumers navigate this shift, highlighting the opportunity for agents to better demonstrate their value and for consumers to make more informed decisions.

]]>CFPB RFI on Mortgage Rates, Mortgage Bond and Market Rates And Other Industry UpdatestQ5_eE8HQMon, 05 Aug 2024 21:48:07 GMT3052https://lykkenonlending.com/cfpb-rfi-onmortgage-rates-mortgage-bond-and-market-rates-and-other-industry-updatesfalsehe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Marketing Technology with Robin Clayton of PRMGppGCOtRBzFri, 02 Aug 2024 11:00:00 GMT1787https://lykkenonlending.com/marketing-technology-with-robin-clayton-of-prmgfalseWe are in a real treat today as we host Robin Clayton of PRMG, a leading figure in marketing technology, known for managing 80 tech platforms and earning accolades such as HousingWire's 2024 Marketing Leader. In this episode, Robin shares her journey from a temp job to mortgage industry leader, emphasizing the importance of raw data integrity, empathy in user experience, and the power of authentic, tailored marketing. Discover practical strategies for leveraging automation, understanding audience personas, and staying ahead in social media trends, all through Robin's expert insights and real-world experiences. Tune in for a concise, impactful discussion on mastering martech.

]]>Empowering Finance: The Evolution of Angel AI with Pavan Agarwal of SunWest MortgageZMfcN6ELgWed, 31 Jul 2024 11:00:00 GMT2598https://lykkenonlending.com/empowering-finance-the-evolution-of-angel-ai-with-pavan-agarwal-of-sunwest-mortgagefalseAngel AI, a groundbreaking innovation from Celligence, is revolutionizing the mortgage and financial services industry with its advanced artificial intelligence capabilities. Founded on visionary thinking by Pavan Agarwal, Angel AI leverages state-of-the-art technology to offer unparalleled solutions in financial planning, credit repair, and even tax preparation. Its intuitive design and rapid learning capabilities enable it to provide personalized, real-time assistance, making financial services more accessible and efficient for users. As the AI continues to evolve, future developments are set to include decentralized finance features, secure digital wallets, and microfinance solutions, bridging the gap between global capital markets and individual consumers. With its commitment to democratizing financial services, Angel AI is poised to transform the way we manage and interact with our finances, driving innovation and inclusivity in the industry.

]]>NMLS Fee Increase, Fed Rate Cut, Tech Fraud Prevention and Other Industry Updates!oFLrhsOqXTue, 30 Jul 2024 11:13:07 GMT2711https://lykkenonlending.com/nmls-fee-increase-fed-rate-cut-tech-fraud-prevention-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Web3 And Crypto Basics For Mortgage Professionals with David Levine of Liquid Hearts ClubehUywt74cFri, 26 Jul 2024 14:11:31 GMT2845https://lykkenonlending.com/web3-and-crypto-basics-for-mortgage-professionals-with-david-levine-of-liquid-hearts-clubfalseToday, we dive into the fascinating world of technology, finance, and real estate with a special guest, David Levine of Liquid Hearts Club, affectionately known as Moto. David shares his remarkable journey from pioneering online mortgage trading platforms in the late 90s to his current ventures at the intersection of real estate, finance, and blockchain technology. David and Moto discuss the evolution of the web from Web1 to Web3, the transformative power of decentralized finance (DeFi), and the revolutionary impact of blockchain technology on the real estate and mortgage industries. Learn about the challenges and opportunities of decentralized systems, the importance of maintaining core values in the face of innovation, and how technology can enhance our lives in profound ways.

]]>Lenders One®: L1 Insurance Solution, 25th Anniversary with Justin Demola of Lenders OnedLp80RC8pWed, 24 Jul 2024 12:00:00 GMT1493https://lykkenonlending.com/lenders-one-l1-insurance-solution-25th-anniversary-with-justin-demola-of-lenders-onefalseLenders One, under the leadership of Justin Demola, is a national cooperative dedicated to empowering its members—comprising independent mortgage bankers, banks, and credit unions—through innovative solutions that reduce costs and improve efficiencies. Building on the success of its credit reporting service, Lenders One has also launched L1Insurance. This initiative is designed to streamline the insurance process for members' borrowers, offering competitive quotes from a pool of 30 to 40 underwriters. By partnering with Policy Genius, Lenders One ensures that borrowers receive multiple quotes, helping to lower their mortgage payments through reduced insurance costs. This not only benefits the borrowers but also enhances the member’s value proposition, creating a more efficient and seamless experience. As it celebrates its 25th anniversary, the cooperative remains at the forefront of the industry, providing essential tools and resources for competitive success.

]]>Homebuyers Privacy Protection Act, Crowdstrike Outage, Fed Rate Cuts and Other Industry Updates!Q5lEhtH9FMon, 22 Jul 2024 21:40:33 GMT3305https://lykkenonlending.com/homebuyers-privacy-protection-act-crowdstrike-outage-fed-rate-cuts-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>From In-Flight WiFi to Mortgage Market Developments - Tech Update by Allen PollackHztEIRm-MMon, 22 Jul 2024 04:27:33 GMT920https://lykkenonlending.com/from-in-flight-wifi-to-mortgage-market-developmentsfalseAllen Pollack discusses the impact of new technology updates from Apple, challenges of app development in the mortgage industry, and the potential of AI chatbots like Claire in real estate.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Exciting Changes to FHA's 203K Rehab Program: Expanded Limits and Extended Timelines - Legislative Update by Alice Alvey318ElUSRLMon, 22 Jul 2024 03:46:33 GMT267https://lykkenonlending.com/exciting-changes-to-fhas-203k-rehab-program-expanded-limits-and-extended-timelinesfalseFHA's recent updates to the 203K Rehabilitation Program, detailed in Mortgagee Letter 24-13, include increased caps, extended rehab periods, and enhanced options for financing consultant fees, aiming to broaden homeownership opportunities and streamline project management.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>CPI Data Fuels Bond Market Optimism Amid Fed Rate Cut Speculations - Market Update by Matt GrahamYTcPpEHk7Sun, 21 Jul 2024 19:03:03 GMT378https://lykkenonlending.com/cpi-data-fuels-bond-market-optimism-amid-fed-rate-cut-speculations-market-update-by-matt-grahamfalseLast week's bond market saw favorable movements driven by lower-than-expected CPI data, leading to increased speculations about potential Fed rate cuts, while political events had minimal impact on market reactions.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>"Espresso" Brewing Liquidity Issues - TMSpotlight by Les Parkerv5Tm8oz7ESun, 21 Jul 2024 18:54:44 GMT61https://lykkenonlending.com/espresso-brewing-liquidity-issuesfalse07-15-2024 "Espresso" Brewing Liquidity Issues

------------------------

The markets movin’ in a tight range. Isn’t that sweet? Try not to sleep. Don’t you need Espresso?


Some news gives you a jolt. Then you see the screen blink red and green because it's speculating about nothing. No easing, high inflation. High easing, no growth. No liquidity. High drama.


Since the Bond Bulls reached 4.18 Friday, the market sees a Fed rate cut in September and December. The high octane remains brewing liquidity issues. Expect disruption in the market’s tranquility, causing the Fed to taper QT soon.


Try not to sleep. No, Joe, get espresso.


Song: Espresso (2024) Sabrina Carpenter

https://www.youtube.com/watch?v=eleP7yc9dSY

]]>A New Era for FHA 203k: Significant Reforms Announced - MBA Mortgage Minute by Adam DeSanctiso9E_0QlZPSun, 21 Jul 2024 18:47:33 GMT90https://lykkenonlending.com/a-new-era-for-fha-203k-significant-reforms-announcedfalseHUD has announced significant updates to FHA's 203k Rehabilitation Mortgage Insurance Program, increasing allowable rehab costs, extending rehab periods, and adjusting consultant fees, all of which were advocated by the MBA to address housing supply shortages.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>How Technology is Shaping the Future of Mortgage Industry with Spencer Dusebout of AidiumBODdxO02HWed, 17 Jul 2024 13:00:00 GMT1470https://lykkenonlending.com/how-technology-is-shaping-the-future-of-mortgage-industry-with-spencer-dusebout-of-aidiumfalseIn our latest podcast episode, Spencer Dusebout, co-founder and CEO of Aidium, shared how technology is revolutionizing the mortgage industry. Aidium's innovative business intelligence and CRM platform integrates data warehousing to consolidate information from various sources, enabling comprehensive insights and optimized decision-making. Automation enhances efficiency by handling repetitive tasks, allowing professionals to focus on client relationships. The platform's customizable content balances personalization with compliance, catering to top producers while maintaining regulatory standards. Looking ahead, AI's potential to boost productivity through advanced content creation and predictive analytics is set to further transform the industry. Spencer's insights highlight technology's pivotal role in shaping the future of mortgage processes. For more information, visit thinkaidium.com and follow Spencer on LinkedIn.

]]>FHA 203K Reforms and Market Shifts, Hidden costs of Homeownership and Other Industry Updates!Fnf1VCMsbTue, 16 Jul 2024 15:46:32 GMT3696https://lykkenonlending.com/fha-203k-reforms-and-market-shifts-hidden-costs-of-homeownership-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>The Future of Mortgage Tech: Insights from Total Expert Accelerate 2024 with Dan Catinella of Total Expertl41ybTm6WMon, 15 Jul 2024 21:00:00 GMT2095https://lykkenonlending.com/the-future-of-mortgage-tech-insights-from-total-expert-accelerate-2024falseIn this episode, Dan Catinella of Total Expert joins us to discuss the highlights and key takeaways from the Total Expert Accelerate 2024 conference. We delve into the evolving landscape of mortgage technology, emphasizing the shift from information to intelligence and the critical role of AI. Dan shares insights from various impactful sessions, including strategies for driving technology adoption and the importance of storytelling in branding. We also announce the exciting launch of Total Expert's new mobile app, designed to enhance on-the-go CRM capabilities for loan originators. Tune in to discover why this conference is a cornerstone for industry innovation and growth.

]]>Navigating AI Advancements and Data Security Challenges in Mortgage Tech - Tech Update by Allen PollackkoFsRnJ80Mon, 15 Jul 2024 03:50:19 GMT749https://lykkenonlending.com/navigating-ai-advancements-and-data-security-challenges-in-mortgage-techfalseAllen Pollack discusses the impact of new technology updates from Apple, challenges of app development in the mortgage industry, and the potential of AI chatbots like Claire in real estate.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Understanding VA and Chevron Deference: Key Updates and Market Implications - Legislative Update by Alice Alveybowu5__bUMon, 15 Jul 2024 03:26:27 GMT472https://lykkenonlending.com/understanding-va-and-chevron-deference-key-updates-and-market-implicationsfalseAlice Alvey discusses the VA's proposed rulemaking on ARMs and temporary buy downs, the implications of the Chevron deference ruling, and the bond market's reaction to recent economic data, emphasizing the importance of regulatory clarity and market dynamics.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Bond Market Reactions: Independence Week Insights and Economic Data Analysis - Market Update by Matt Graham0w4ETTiEySat, 13 Jul 2024 19:18:22 GMT359https://lykkenonlending.com/bond-market-reactions-independence-week-insights-and-economic-data-analysisfalseLast week, the bond market experienced volatility due to month-end and new month trading, economic data releases like ISM manufacturing and job reports, and clarified misinformation about President Biden, with a focus on upcoming CPI data to inform potential rate cuts.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Liquidity is running dry, "It’s So Lonesome it Could Cry." - TMSpotlight by Les Parkerp3YecRrLSSat, 13 Jul 2024 19:03:42 GMT61https://lykkenonlending.com/liquidity-is-running-dry-its-so-lonesome-it-could-cryfalse07-08-2024 Liquidity is running dry, "It’s So Lonesome it Could Cry."

---------------------

Hear that lonesome Repo well. It sounds too low to fly.

Last week, the implied likelihood of a September Fed rate cut rose to 73%. Over a week ago, it was 62%.

Bonds cry for a “higher for longer” Fed. But the fall of the dollar and the steadfastness for gold suggest that turmoil is ahead.

Recently, clogged bank balance sheets caused a spike in repo rates while reserve balances declined. Will the Fed accelerate the QT taper that it began in late 2023?

Liquidity is running dry, It’s So Lonesome it Could Cry.

--------------------------

Song: I'm So Lonesome I Could Cry (1949)

https://www.youtube.com/watch?v=4WXYjm74WFI

]]>Cybersecurity Incident Reporting: MBA Urges FHA for Consistency with Ginnie Mae - MBA Mortgage Minute by Adam DeSanctisCT3hxnSrmSat, 13 Jul 2024 18:55:11 GMT79https://lykkenonlending.com/cybersecurity-incident-reporting-mba-urges-fha-for-consistency-with-ginnie-maefalseMBA urges the FHA to align its cybersecurity incident reporting timeline with Ginnie Mae's 48-hour requirement, advocating for clear and consistent policies across federal agencies.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Purchasing Homes with Crypto with Bill Erbey of ForumPaymXXOr-SHPFri, 12 Jul 2024 15:00:00 GMT1586https://lykkenonlending.com/purchasing-homes-with-cryptofalseIn the latest episode of "Lykken on Lending," host David Lykken welcomes industry icon Bill Erbey, renowned for his pioneering work with Ocwen Financial and Altisource Portfolio Solutions. With a career spanning several decades, Erbey has been at the forefront of innovation in the mortgage industry, and now he's venturing into the world of cryptocurrency with his new project, ForumPay. This episode promises a deep dive into Erbey's remarkable journey, his cutting-edge solutions for non-performing loans, and how ForumPay is poised to make cryptocurrency transactions more accessible and practical for everyday use. Whether you're a seasoned industry veteran or new to the field, Erbey's insights and forward-thinking perspectives are sure to inspire and inform.

]]>Note Investing: The Power of Seller Financing and Private Mortgage Notes with Eddie Speed of NoteSchoolIjEBvh8MEWed, 10 Jul 2024 11:00:00 GMT1484https://lykkenonlending.com/note-investing-the-power-of-seller-financing-and-private-mortgage-notesfalseIn today's ever-evolving real estate market, savvy investors and mortgage professionals are turning their attention to a lesser-known yet highly lucrative opportunity: seller financing and private mortgage notes. As traditional lending options become more stringent and inaccessible for some buyers, seller financing offers a flexible and attractive alternative. This innovative approach allows sellers to carry the loan for buyers, often resulting in a steady income stream and significant returns for investors. To shed light on this fascinating topic, we introduce Eddie Speed from NoteSchool, a seasoned expert with over 50,000 seller finance notes to his credit, and Russ Anderson, a respected consultant with extensive experience in mortgage warehousing. Together, they will uncover the benefits for both sellers and buyers and explore how private mortgage notes are creating new avenues for financial growth and stability in the real estate sector.

]]>July Market Dynamics: Fed Rate cut, Chevron Ruling, Data Breaches and the Role of AI in Mortgages and Other Industry Updates!ZE9bdibuoMon, 08 Jul 2024 21:52:14 GMT3303https://lykkenonlending.com/july-market-dynamics-rates-chevron-ruling-data-breaches-and-the-role-of-ai-in-mortgagesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We also have commentaries provided by our Consultants, Bill Corbet and Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI, Chat Hub, and Industry Innovations - Tech Update by Allen PollackRmcZo5JXFSun, 07 Jul 2024 17:46:08 GMT160https://lykkenonlending.com/ai-chat-hub-and-industry-innovationsfalseAllen Pollack discusses the impact of new technology updates from Apple, challenges of app development in the mortgage industry, and the potential of AI chatbots like Claire in real estate.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Navigating the Post-Chevron Deference Legal Landscape: What It Means for Industries - Legislative Update by Alice AlveyatzLo8hRCSun, 07 Jul 2024 17:26:34 GMT247https://lykkenonlending.com/navigating-the-post-chevron-deference-legal-landscape-what-it-means-for-industriesfalseThe Supreme Court's overturning of the Chevron deference doctrine means federal courts will no longer defer to agency interpretations of ambiguous statutes, leading to potential legal challenges across various regulated industries and necessitating clearer legislative definitions.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Discussing the Impact of the Chevron Decision on the Mortgage Industry - Originations Update with David Kittlephpzo8wLbSun, 07 Jul 2024 17:07:57 GMT160https://lykkenonlending.com/discussing-the-impact-of-the-chevron-decision-on-the-mortgage-industryfalseDavid Kittle discusses the potential implications of the Supreme Court's Chevron decision on the mortgage industry, emphasizing the likelihood of increased litigation against regulators and the ongoing regulatory challenges faced by the industry, while also noting positive membership growth of TMC in the credit union space.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Volatility and Overseas Events Shake Up the Bond Market - Market Update by Matt Grahamn5NDPcveMSun, 07 Jul 2024 16:55:15 GMT434https://lykkenonlending.com/volatility-and-overseas-events-shake-up-the-bond-marketfalseLast week's bond market saw increased volatility due to overseas events, economic data like the PCE price index, and political speculations, with significant movements attributed to month and quarter-end trading activities.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>MBA Coalition Advocates for Full Funding of Ginnie Mae's FY 2025 Budget - MBA Mortgage Minute by Adam DeSanctisUa20JWzNxSun, 07 Jul 2024 16:23:33 GMT81https://lykkenonlending.com/ginnie-mae-fy-2025-funding-requestfalseAn MBA-led coalition of major housing trade groups has urged key House and Senate appropriators to fully fund Ginnie Mae's $67 million fiscal year 2025 budget request to support its crucial role in guaranteeing securities and enhancing market liquidity.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Freddie Mac Launches Second Mortgage Pilot: What Lenders Need to Know - Legislative Update by Alice AlveyjZyXPgm1fSun, 07 Jul 2024 16:02:13 GMT305 https://lykkenonlending.com/freddie-mac-launches-second-mortgage-pilot-what-lenders-need-to-knowfalseFreddie Mac has launched a pilot program for closed-end second mortgages with specific conditions, while the FHA has issued a draft mortgagee letter emphasizing lender responsibility for third-party origination fraud, urging lenders to strengthen their fraud detection and prevention measures.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Market Movements: Analyzing the Bond Market’s Response to Economic Data - Market Update by Matt Grahaml-5lL9WpJSun, 07 Jul 2024 15:09:30 GMT310https://lykkenonlending.com/market-movements-analyzing-the-bond-markets-response-to-economic-datafalseLast week's bond market saw minimal movement influenced by retail sales, positional trading before the holiday, and a stronger-than-expected services sector report, with upcoming economic data and the PCE price index expected to have limited impact on volatility.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Affordability Remains an Obstacle and Servicing values will Drop, it's a "Ball of Confusion" - TMSpotlight by Les ParkerFVy_J_h5QSun, 07 Jul 2024 14:47:33 GMT61https://lykkenonlending.com/affordability-remains-an-obstacle-and-servicing-values-will-drop-its-a-ball-of-confusionfalse06-24-2024 Affordability Remains an Obstacle and Servicing values will Drop, it's a "Ball of Confusion"

-----------

People selling out, people buying in because of the color of their screens.


With the Fed listening to Bonds and data, look for 30-year mortgage rates to stay below 7.75 and reach 6% by yearend while the 10-yield falls below 3.50.

Stop break dancing. It will be without significant increases in production because affordability remains a significant obstacle. Additionally, due to delinquency costs and faster prepayment speeds, servicing values will drop significantly.

Oh, Great Jerome Powell

Can't ya hear Bonds talking to ya?

Data of confusion

Segmentation, disinflation, pro-inflation; obligation to the datum


That's what the world is today

Ooh, hey, hey

---------------------

Song: Ball of Confusion (1970)

The Temptations

]]>FHFA Approves Freddie Mac Pilot for Closed-End Second Mortgages - MBA Mortgage Minute by Adam DeSanctishJUX3LepESun, 07 Jul 2024 14:39:16 GMT61https://lykkenonlending.com/fhfa-approves-freddie-mac-pilot-for-closed-end-second-mortgagesfalseThe FHFA has conditionally approved a pilot program allowing Freddie Mac to purchase certain closed-end second mortgages, with measures to ensure it benefits smaller lenders and does not disrupt the private label securitization market.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Enhancing Efficiency in Appraisals: Jaro's End-to-End Ecosystem with Gareth Borcherds of JaroUI8VNKrXOWed, 03 Jul 2024 12:00:00 GMT1463https://lykkenonlending.com/enhancing-efficiency-in-appraisals-jaros-end-to-end-ecosystemfalseJaro, the flagship product of Ascent Software Group, represents a significant leap forward in the appraisal space. It is an end-to-end ecosystem that integrates all parties involved in the appraisal process, from loan officers to appraisers to underwriting teams. This holistic approach ensures a seamless flow of information and tasks, eliminating the fragmentation that has long plagued the industry. this episode offers a fascinating look at how Jaro is setting new standards in the appraisal industry. By leveraging cutting-edge technology and fostering an integrated ecosystem, Jaro is poised to make a lasting impact on how appraisals are conducted. Listen to Gareth Borcherds and discover how Jaro is paving the way for a more efficient and innovative future in appraisals.

]]>Profitability challenges amid NAR settlement, and the Future of Real Estate Commissions and Other Industry Updates!jC8IUfTc6Tue, 02 Jul 2024 09:32:06 GMT3499https://lykkenonlending.com/profitability-challenges-amid-nar-settlement-and-the-future-of-real-estate-commissions-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>From Vision to Reality: Pavan Agarwal on Transforming Mortgage Lending with Angel AI with Pavan Agarwal of SunWest MortgagedaCp4QKdBMon, 01 Jul 2024 23:00:00 GMT2575https://lykkenonlending.com/from-vision-to-reality-pavan-agarwal-on-transforming-mortgage-lending-with-angel-aifalseIn this episode, we delve into Pavan's inspiring story, starting from his roots and the vision instilled in him by his father, the legendary mortgage lender Hari Agarwal. We'll explore the genesis of Angel AI, a revolutionary tool that's automating and streamlining the mortgage process like never before. As we discuss Pavan's relentless pursuit of innovation, the challenges and triumphs along the way, and his unwavering commitment to making a positive impact on the industry and beyond. We'll also touch on his latest groundbreaking initiative—free credit repair for all—and the incredible growth and adoption of Angel AI. This episode is packed with insights, anecdotes, and forward-thinking ideas that will surely leave you inspired and excited about the future of mortgage lending.

]]>Strengthening Compliance and Unity: A Strategic Meeting to Align Quality Control and Operations in Mortgage Lending - Servicing and Agencies by Marc HelmWpeH3BCRJWed, 26 Jun 2024 16:23:09 GMT189https://lykkenonlending.com/strengthening-compliance-and-unity-a-strategic-meeting-to-align-quality-control-and-operations-in-mortgage-lendingfalseMarc emphasizes the critical importance of aligning operations and quality control in mortgage lending, detailing a strategic meeting that addressed discrepancies and set new guidelines to prevent future conflicts and ensure regulatory compliance.

------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.


In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.


Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.


Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>Navigating Industry Evolution: Veteran Insights on Homeownership and Cost Efficiency - Servicing and Agencies by Marc HelmuzWSU0yOrWed, 26 Jun 2024 16:03:46 GMT188https://lykkenonlending.com/navigating-industry-evolution-veteran-insights-on-homeownership-and-cost-efficiencyfalseDavid and Marc, industry veterans, discuss the rapid changes in the real estate industry, emphasizing the need for cost efficiency and praising innovative practices that support homeownership in challenging economic times.

------------------------------------------------------------------

Marc Helm, CEO, and Author

Marc Helm serves as a Principal Partner at Transformational Mortgage Solutions, bringing over 46 years of extensive experience in the financial services and mortgage banking industry. Currently serving as the President and CEO of both ReverseAmerica Advisors, Inc. and Mortgage Consultants of America (MCA), Marc has established a proven track record of leadership and accomplishments, both within and beyond the mortgage banking sector.


In his notable role as the former President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS), Marc played a pivotal role in steering RMS to become one of the largest Ginnie Mae Securitizers, originators, and servicers/sub servicers in the reverse mortgage industry. His influence has reached various key positions in the industry, including serving as Chairman of the Mortgage Bankers Association (MBA) Loan Administration Committee and Chairman of the MBA Technology Committee. Recognizing his expertise, he has been honored with memberships in prestigious advisory boards such as the Fidelity (LPS) Information Systems Mortgage Servicing Advisory Board and the National Reverse Mortgage Lender Association’s (NRMLA) Board of Directors.


Marc's commitment to community involvement and philanthropy is evident in his roles as a Board Member of the American Heart Association (AHA), his past chairmanship of the AHA's "Open Your Heart Campaign" for the Paul "Bear" Bryant National Coach of The Year Award, and his service on the boards of additional organizations such as The Helm Foundation. His dedicated support extends to various causes, including initiatives for children, veterans, military service organizations, and the welfare of homeless mothers and children.


Marc's dedication to philanthropy is complemented by his prior involvement in various committees and campaigns, such as his role as the Former Chairman for the Houston Area Special Olympics Campaign and Former Chairman of the Houston Area United Way Campaign.

Beyond his professional achievements and community engagement, Marc Helm is a family man, celebrating 49 years of marriage to Sallie Fortner Helm. Together, they have two children, Thomas Charles Helm and Dr. Jean Ann Helm Allen, and five grandchildren. Holding a BS Degree (Summa Cum Laude) and an MS Degree from Troy University, Marc showcases his commitment to education and continuous learning. Currently pursuing a PHD in Organizational Psychology, Marc Helm's multifaceted expertise, leadership roles, and philanthropic contributions make him an invaluable Principal Partner at Transformational Mortgage Solutions and reinforces his active role as a Co-Host of the “Lykken on Lending” Podcast.

]]>The Changing Mortgage Tech Landscape with Dan Smith of LendingPadapFJKMmVEWed, 26 Jun 2024 11:56:04 GMT1341https://lykkenonlending.com/the-changing-mortgage-tech-landscapefalseIn this insightful episode, David Lykken converses with Dan Smith from LendingPad about the shifting technological dynamics in the mortgage industry. As the Vice President of Sales and Strategy at LendingPad, Dan brings his extensive experience from ComplianceEase and discusses the evolution and challenges in mortgage tech. The episode explores how LendingPad is carving a niche in the market with innovative, customer-focused solutions and a robust tech stack that includes an automated compliance engine. Dan emphasizes the importance of adaptability in technology and customer service, reflecting on the industry's past trends and his anticipation for future innovations, such as AI integration. His personal anecdotes about family life and industry experiences enrich the conversation, adding a personal touch to the professional insights shared, making this a compelling listen for those involved or interested in the mortgage sector.

]]>FHFA approval on Second Mortgage, Bond Market and Other Industry Updates!aHt1JkarsMon, 24 Jun 2024 20:36:50 GMT1538https://lykkenonlending.com/fhfa-approval-on-second-mortgage-bond-market-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Addressing App Development and Integration Challenges in the Mortgage Industry - Tech Update by Allen Pollackp9XQC1jP0Sun, 23 Jun 2024 16:29:16 GMT369 https://lykkenonlending.com/addressing-app-development-and-integration-challenges-in-the-mortgage-industryfalseAllen Pollack discusses the impact of new technology updates from Apple, challenges of app development in the mortgage industry, and the potential of AI chatbots like Claire in real estate.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Understanding VA Circulars and CFPB Proposals - Legislative Update by Alice Alvey3huxNdIXVSun, 23 Jun 2024 16:11:05 GMT452https://lykkenonlending.com/understanding-va-circulars-and-cfpb-proposalsfalseAlice Alvey provides a legislative update on the importance of Juneteenth, VA loan compliance changes, and the CFPB's proposed rulemaking on medical collections in credit reporting.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Navigating Washington: Insights on Mortgage Advocacy and Regulatory Challenges - Originations Update with David KittlePpWZfJAQTSat, 22 Jun 2024 19:35:08 GMT199https://lykkenonlending.com/navigating-washington-insights-on-mortgage-advocacy-and-regulatory-challengesfalseDavid Kittle discusses the mortgage industry's advocacy efforts in Washington, DC, highlighting the political nature of agencies like Fannie and Freddie, the disconnect between regulatory conversations and outcomes, and the importance of direct engagement with regulators.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>CPI and PPI Reports Influence Fed's Rate Cut Projections for 2024 - Market Update by Matt Graham_G_9wBki_Sat, 22 Jun 2024 19:23:24 GMT356https://lykkenonlending.com/cpi-and-ppi-reports-influence-feds-rate-cut-projections-for-2024falseThe latest MBS market update highlights the Fed's decision to hold rates steady with a potential for lower rates, influenced by positive CPI data, lower-than-expected PPI figures, and rising jobless claims, while upcoming economic indicators may further impact future rate movements.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Bond "Barracuda" - TMSpotlight by Les Parker77IWYI0whSat, 22 Jun 2024 19:15:20 GMT61https://lykkenonlending.com/bond-barracudafalse06-17-2024 Bond "Barracuda"

------------------

Bears, this is the end; Bulls rise up again - to reign

They had to take the trend away.


Bond barracuda kept the Fed in line, resulting in a new bull market.


Long-term, look for the 10-year yield to stay below 5% and mortgage rates below 7.75. Imagine a sub-6% 30-year mortgage rate by yearend and the 10-yield falling below 3.50. Global political and financial uncertainty continues to pressure the Fed to keep the system liquid. This outlook is:

Inflation’s gonna burn, burn, burn to the wick. Bond Barracuda

------------------

Song: Barracuda (1977) Heart

https://www.youtube.com/watch?v=PeMvMNpvB5M

]]>VA's New Temporary Variance on Buyer Broker Compensation for Veterans - MBA Mortgage Minute by Adam DeSanctisURnY3_y0VSat, 22 Jun 2024 19:09:03 GMT83https://lykkenonlending.com/vas-new-temporary-variance-on-buyer-broker-compensation-for-veteransfalseThe Department of Veterans Affairs has issued a temporary policy, effective August 10, allowing veteran buyers to pay reasonable broker compensation fees in certain circumstances to stay competitive, following coordinated advocacy by the MBA and other industry groups.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Modernizing Mortgage Practices and the Importance of Customer Relationship - Tech Update by Allen PollackQwEpYRtgiSat, 22 Jun 2024 18:46:20 GMT815https://lykkenonlending.com/modernizing-mortgage-practices-and-the-importance-of-customer-relationshipfalseAllen Pollack's report covers tech trends in the mortgage industry, including video call behaviors, AI training for new hires, drone usage by insurance companies, effective advertising strategies, and the rising importance of blockchain and digital currencies.

-----------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>CFPB's New Non-Bank Registration System: Final Rule and Implementation Overview - Legislative Update by Alice Alveyt46pkJjYuThu, 20 Jun 2024 17:24:25 GMT334https://lykkenonlending.com/cfpbs-new-non-bank-registration-system-final-rule-and-implementation-overviewfalseThe CFPB has issued a final rule for a new non-bank registration system, requiring lenders to self-report public orders and court actions, with compliance starting in January 2025 and public access to the registry.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Difference Between a Successful Rollout of New Technology with Richard Grieser of Truv and Jodi Hall of DandaRoad LLCDECXWv6k4Wed, 19 Jun 2024 19:00:00 GMT1788https://lykkenonlending.com/difference-between-a-successful-rollout-of-new-technologyfalseIn this podcast episode, David Lykken, Richard Grieser, and Jodi Hall discuss the factors that distinguish successful from unsuccessful technology rollouts in the mortgage industry. They emphasize that successful rollouts are driven by strong leadership focused on solving specific problems, effective and accountable vendor partnerships, and continuous evaluation of technology to ensure it meets business needs. Jodi highlights the importance of understanding unique lender requirements and selecting reliable vendors, while Richard underscores the need for comprehensive training plans and best practices. Both stress the importance of maintaining a culture of innovation and regularly challenging existing technology to ensure it delivers expected results and remains aligned with industry standards.

]]>Regulatory Challenges and Advocacy in the Mortgage Industry - Originations Update with David KittleopMC2GNhOTue, 18 Jun 2024 17:13:25 GMT541https://lykkenonlending.com/regulatory-challenges-and-advocacy-in-the-mortgage-industryfalseDavid Kittle discusses recent advocacy efforts in Washington D.C., regulatory challenges, and the impact of new regulations on the mortgage industry.

-----------------------------------------

David G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>Inflation, Interest Rates, and Political Turbulence: Expert Insights on Market Trends and Other Industry Updates!D_gu0zoLcMon, 17 Jun 2024 22:27:08 GMT2893https://lykkenonlending.com/inflation-interest-rates-and-political-turbulence-expert-insights-on-market-trends-and-other-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>Analyzing Bond Market Volatility and Key Economic Indicators Impacting Yields - Market Update by Matt GrahamKMe0WXxW-Mon, 17 Jun 2024 17:51:34 GMT363https://lykkenonlending.com/analyzing-bond-market-volatility-and-key-economic-indicators-impacting-yieldsfalseMBS Live Market Update highlights a volatile week for the bond market influenced by mixed economic data, Treasury auctions, and key reports, with a focus on upcoming CPI data and the Fed's next announcement.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Is Data "Tutti" or "Fruiti"? - TMSpotlight by Les ParkerxGojcohYuMon, 17 Jun 2024 17:40:02 GMT61https://lykkenonlending.com/is-data-tutti-or-fruitifalse06-10-2024 Is Data "Tutti" or "Fruiti"?

-------------------------

“Little Richard, what about the data-sensitive market?” Tutti Frutti, go uppie. Tutti frutti, go downie. Tutti Frutti, go uppie.

How many angels can dance on the head of a pin? About half. Yet traders keep dancing with every datum as if it changes the world while keeping prices within tightening ranges. Their dancing matters since no one knows the grain of sand that moves the pile. With healthy two-way flows and rigorous debate over the direction of long-term rates, each newly revealed datum shifts within a range, like Friday’s Jobs.

So, Little Richard, tell us again about a data-sensitivity market.

Tutti Frutti, go uppie, Awop-bop-a-loo-mop, alop bom bom

---------------------

Song: Tutti Fruitti (1955) Little Richard

https://www.youtube.com/watch?v=F13JNjpNW6c

]]>CFPB Final Rule on Non-Bank Registry: Implications for Mortgage Lenders and Servicers - MBA Mortgage Minute by Adam DeSanctis3x4j_1pFIMon, 17 Jun 2024 17:32:17 GMT91https://lykkenonlending.com/cfpb-final-rule-on-non-bank-registry-implications-for-mortgage-lenders-and-servicersfalseThe CFPB's new final rule requires non-bank covered persons to register agency or court orders with the CFPB, a move the MBA deems unnecessary and redundant, with the rule set to take effect on September 16, 2024.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>Navigating Regulatory Challenges and Market Dynamics in the Mortgage Industry - Legislative Update by Alice AlveyKmiDTjlviMon, 17 Jun 2024 16:15:36 GMT1560https://lykkenonlending.com/navigating-regulatory-challenges-and-market-dynamics-in-the-mortgage-industryfalseThe Consumer Financial Protection Bureau's (CFPB) recent request for information (RFI) on fees causing consumer hardships.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Volatile Bond Market Reacts to Economic Data and Treasury Auctions - Market Update by Matt GrahamnFlPkk4a2Mon, 17 Jun 2024 16:07:53 GMT258https://lykkenonlending.com/volatile-bond-market-reacts-to-economic-data-and-treasury-auctionsfalseMBS Live Market Update reports a volatile bond market week influenced by Treasury auctions, Fed speakers, and economic data, with significant movements driven by revised GDP and PCE price index figures, culminating in stronger momentum and cautious optimism for bonds.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>"Suite: Judy Blue Eyes" Hesitation, Higher Yields, or More Interest. Hard Choices - TMSpotlight by Les ParkerBxbP8RY5-Mon, 17 Jun 2024 15:52:01 GMT61https://lykkenonlending.com/suite-judy-blue-eyes-hesitation-higher-yields-or-more-interest-hard-choicesfalse

06-03-2024 "Suite: Judy Blue Eyes" Hesitation, Higher Yields, or More Interest. Hard Choices.

--------------------------

It's getting to the point, Jay is no fun anymore. He is sorry.


Recent Treasury auctions show investor hesitation to buy. Do they expect higher yields? The low appetite, coupled with the higher-for-longer Fed policy, will cost the high-debt US federal government more interest.


According to projections by the OECD, an intergovernmental organization with 38 member countries, US gross debt will exceed 200% by 2040 if policies remain unchanged, and Italy will barely be worse.


Bears are yours, Bulls are mine, Fed is what it is. Jay makes it hard. 

-----------------

Song: Suite: Judy Blue Eyes (1969) Crosby, Stills, and Nash

https://www.youtube.com/watch?v=cMJug2iz3NA

]]>Analyzing Mortgage Closing Costs: CFPB's Request for Information and Industry Response - MBA Mortgage Minute by Adam DeSanctisWiqlOBFcxMon, 17 Jun 2024 15:26:56 GMT108https://lykkenonlending.com/analyzing-mortgage-closing-costs-cfpbs-request-for-information-and-industry-responsefalseThe CFPB has released a request for information on mortgage transaction fees, prompting the Mortgage Bankers Association to respond and address rising costs and regulatory impacts on borrowers and the mortgage market.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Fed Leaves US "Right Where You Left Me" - TMSpotlight by Les ParkerSFHBtqms6Mon, 17 Jun 2024 13:58:34 GMT61https://lykkenonlending.com/the-fed-leaves-us-right-where-you-left-me-tmspotlight-by-les-parkerfalse05-27-2024 The Fed Leaves US "Right Where You Left Me"
----------------
Links break up, links get married. Cycles get born, cycles get buried. Trends change, rumors fly through new lies, (with-TS only) Screens Right Where You Left them.

The Fed minutes underscored its “higher for longer” outlook, resulting in a flattening yield curve and a sharp fall in Gold prices.

Will fireworks arrive before July 4th? Over the next three months, expect big bangs and surprises from new data and European elections, but no later than the Fed’s first ease on September 18.

Expect mortgage rates to stay below 7.5% and go below 6.0% before the end of the year.

Powell, you left us no. You left us no choice but to wait here forever

These views are mine. Wait with hope at TMSpotlight.com.
----------------
Song: Right Where You Left Me (2021)
https://www.youtube.com/watch?v=Ur_wAcYDnuA  Taylor Swift
]]>Updates on VA Buyer Commission Prohibition and Industry Developments - MBA Mortgage Minute by Adam DeSanctisp4fw5Hp-aMon, 17 Jun 2024 13:51:42 GMT89https://lykkenonlending.com/updates-on-va-buyer-commission-prohibition-and-industry-developments-mba-mortgage-minute-by-adam-desanctisfalseAdam DeSantis reports on the VA's upcoming circular addressing the buyer commission prohibition and ongoing efforts to clarify guidelines amid evolving real estate agent compensation arrangements.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Future of Mortgage Employment: Navigating the New Normal with Dale Larson III of Modexq4sbY86QQWed, 12 Jun 2024 15:53:13 GMT1506https://lykkenonlending.com/the-future-of-mortgage-employment-navigating-the-new-normal-with-dale-larson-iii-of-modexfalseIn the ever-evolving landscape of the mortgage industry, understanding employment trends and leveraging data for strategic decision-making has never been more critical. In this episode, David delved into this subject with Dale Larson III, co-founder of Modex. Their discussion offered valuable insights into the current state of mortgage employment, highlighting the significance of data-driven recruitment and retention strategies. Companies that harness the power of data will be better equipped to navigate the complexities of recruitment and retention in an ever-changing market. Modex stands at the forefront of this transformation, offering tools and insights that enable mortgage companies to make informed, strategic decisions. Staying ahead of employment trends and leveraging data will be key to sustained success.

]]> CFPB Ruling on Non-Bank Entities, Importance of Customer Service, Blockchain in Mortgage and Other Industry Updates!V-U_Gn7CnMon, 10 Jun 2024 23:17:00 GMT2933https://lykkenonlending.com/cfpb-ruling-on-non-bank-entities-importance-of-customer-service-blockchain-in-mortgage-and-other-mortgage-industry-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>AI and Automation: The Future of Mortgage Origination Cost Reduction - Tech Update by Allen PollackWBrhH6koXSun, 09 Jun 2024 17:37:49 GMT761https://lykkenonlending.com/ai-and-automation-the-future-of-mortgage-origination-cost-reduction-tech-update-by-allen-pollackfalseDavid and Allen discuss the critical need for technology to reduce mortgage origination costs, highlighting the impact of automation, AI, and recent industry innovations.

-------------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Navigating Ginnie Mae's New E-Mortgage Guidelines and Regulatory Challenges - Legislative Update by Alice Alvey-UBsW_YzTSun, 09 Jun 2024 17:01:15 GMT227https://lykkenonlending.com/navigating-ginnie-maes-new-e-mortgage-guidelines-and-regulatory-challengesfalseAlice discusses Ginnie Mae's new allowance for commingling e-mortgages with traditional loans in pools starting June 1st and highlights concerns over regulatory costs impacting mortgage origination, with technology increasingly driving industry decisions.

----------------------------------------------------

Alice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Core CPI's Modest Downtrend and Its Implications for the Bond Market - Market Update by Matt Graham2UFAH85jbSun, 09 Jun 2024 16:48:00 GMT342https://lykkenonlending.com/analyzing-the-impact-of-job-reports-and-inflation-expectations-market-update-by-matt-graham-2falseLast week's market movements were driven by the Consumer Price Index (CPI) report, which showed a slight but insufficient downtrend in core inflation, resulting in a moderate bond market reaction and setting the stage for future data-driven market shifts.

-----------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Countries In Recession Won't Be "Lonely Boy" - TMSpotlight by Les ParkerxHZtRf_wHSun, 09 Jun 2024 16:37:14 GMT62https://lykkenonlending.com/countries-in-recession-wont-be-lonely-boy-tmspotlight-by-les-parkerfalse05-20-2024 Countries In Recession Won't Be "Lonely Boy"

-------------------------

Any old report keeps us waiting. Waiting, waiting. Powell’s a Lonely Boy, He’s a Lonely Boy. Oh, Powell, you are the love that keeps us waiting.  


The latest tame inflation dropped rates. Many expected a strong report that would have pushed rates significantly higher.


Avoid emphasizing one report; instead, pay attention to coalescing trends. Megatrends suggest the next recession will affect more countries than usual.


Amid the eternal war between bulls and bears, the bulls merely shifted the guillotine a notch. The new 10-year yield range is 4.67 to 4.18.


Oh, Powell, you are the love that keeps us waiting.

------------------------------

Song: Lonely Boy (2011)

]]>FSOC Report on Non-Bank Mortgage Servicing: Recommendations and Implications - MBA Mortgage Minute by Adam DeSanctisZf1vA_zx0Sun, 09 Jun 2024 16:28:34 GMT98https://lykkenonlending.com/fsoc-report-on-non-bank-mortgage-servicing-recommendations-and-implications-mba-mortgage-minute-by-adam-desanctisfalseThe Financial Stability Oversight Council's recent report on non-bank mortgage servicing includes recommendations to Congress and state regulators aimed at addressing key vulnerabilities, with the Mortgage Bankers Association expressing concerns over increased costs and regulatory complexity.

-------------------------------------------------------------

Adam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>The Future of Mortgage Marketing: AI, Social Media, and PropTech Innovations - Tech Update by Allen PollackRGHZzvxm7Sun, 09 Jun 2024 15:34:26 GMT684 https://lykkenonlending.com/the-future-of-mortgage-marketing-ai-social-media-and-proptech-innovations-tech-update-by-allen-pollackfalseAllen's report explores innovative marketing strategies and technological integrations in the mortgage industry, highlighting the impact of AI, social media, and PropTech.

-------------------------------------------------------

Allen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact on mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also a mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>Analyzing the Impact of Job Reports and Inflation Expectations - Market Update by Matt Graham_OXyUm2ysSun, 09 Jun 2024 14:59:26 GMT298https://lykkenonlending.com/analyzing-the-impact-of-job-reports-and-inflation-expectations-market-update-by-matt-grahamfalseMatt Graham provides an update on recent market activity, focusing on the impact of weaker-than-expected job reports and heightened inflation expectations, and looks ahead to key economic data releases, including the upcoming CPI and PPI reports, which are anticipated to significantly influence bond yields.

--------------------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>High Hopes" Or Decay For the Long Haul - TMSpotlight by Les ParkerdBB074--KSun, 09 Jun 2024 14:34:23 GMT61https://lykkenonlending.com/high-hopes-or-decay-for-the-long-haul-tmspotlight-by-les-parkerfalse05-13-2024 "High Hopes" Or Decay For the Long Haul

-----------------------

At a higher altitude, QT unfurled. Bulls reached the High Hopes of that dreamed-of world.


Steps taken forward, Bears sleepwalking back again. Dragged by the force of Fed Powell’s higher-for-longer tide.


The perpetual auctions continue to find investors liking high real rates while ignoring conflicting noise. As a result, mechanical trading persists, lowering volatility. Yet, the bears keep control down the well-traveled road.


Will rates decay as dreams fade? Bulls or Bears, both win and lose forever.


The endless rivals


Forever and ever

---------------------

Song: High Hopes (1994) Pink Floyd

]]>Concerns Over VASP Compliance: MBA Calls for Extended Deadline and Clearer Guidelines - MBA Mortgage Minute by Adam DeSanctishN-cb7jkzSun, 09 Jun 2024 14:16:48 GMT102https://lykkenonlending.com/concerns-over-vasp-compliance-mba-calls-for-extended-deadline-and-clearer-guidelines-mba-mortgage-minute-by-adam-desanctisfalseThe Mortgage Bankers Association (MBA) has expressed concerns to the Veterans Affairs (VA) regarding the implementation timeline of the Veterans Affairs Servicing Purchase Program (VASP), highlighting the need for clearer guidance and an extended compliance deadline beyond October 1st. The MBA recommends setting clear expectations with veterans and providing servicers with six additional months to implement the program once complete guidance is available.

]]>AI Misconceptions, Deepfake Threats, and Vendor Transparency - Tech Update by Allen PollackouNUHq8XCSun, 09 Jun 2024 13:16:49 GMT487https://lykkenonlending.com/ai-misconceptions-deepfake-threats-and-vendor-transparency-tech-update-by-allen-pollackfalseAllen Pollack, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>First Generation Homebuyer Criteria and VA Assumptions Explained -Legislative Update by Alice Alvey_dfvoratySun, 09 Jun 2024 12:46:18 GMT348 https://lykkenonlending.com/first-generation-homebuyer-criteria-and-va-assumptions-explained-legislative-update-by-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>Macro Technology Trends And Their Adoption In The Financial Sector With Mike Stawchansky of FinastraYCZc_HoBeThu, 06 Jun 2024 09:00:00 GMT1777https://lykkenonlending.com/macro-technology-trends-and-their-adoption-in-the-financial-sector-with-mike-stawchansky-of-finastrafalseThe financial industry is rapidly evolving with the increasing adoption of cloud computing and artificial intelligence (AI), fundamentally transforming operations and customer interactions. Cloud computing offers flexibility, efficiency, and cost savings, while AI democratizes data access, making technology more intuitive and improving decision-making. Smaller banks, with their agility, can swiftly implement these innovations, gaining a competitive edge over larger institutions. Mike Stawchansky of Finastra discussed how they exemplify a balanced approach to regulatory compliance and technological agility, leveraging open finance and cloud-first strategies. Embracing these advancements is crucial for financial institutions to enhance operations, improve customer experiences, and stay competitive in the evolving landscape. 

]]>CFPB RFI, Northwest MLS Not Joining NAR Settlment, Strength In The Financial Condition Of Our Banking Systemh_8ZGbgJpTue, 04 Jun 2024 10:15:07 GMT3065 https://lykkenonlending.com/cfpb-rfi-northwest-mls-not-joining-nar-settlment-strength-in-the-financial-condition-of-our-banking-systemfalseShow notes:

TMSpotlight:


06-03-2024 "Suite: Judy Blue Eyes" Hesitation, Higher Yields, or More Interest. Hard Choices.

--------------------------

It's getting to the point, Jay is no fun anymore. He is sorry.

Recent Treasury auctions show investor hesitation to buy. Do they expect higher yields? The low appetite, coupled with the higher-for-longer

Fed policy, will cost the high-debt US federal government more interest.

According to projections by the OECD, an intergovernmental organization with 38 member countries, US gross debt will exceed 200% by 2040 if policies remain unchanged, and Italy will barely be worse.

Bears are yours, Bulls are mine, Fed is what it is. Jay makes it hard.

-----------------

Song: Suite: Judy Blue Eyes (1969) Crosby, Stills, and Nash


National Mortgage News article - Will other mortgage warehouse lenders follow NYCB in pullback?


Expert urges industry to respond to CFPB RFI on mortgage costs


David Kittle's email: dkittle@tms-advisors.com


]]>Bridging The Gap Between Mortgage And Real Estate With Adi Pavlović of NewzipkekH2Vl4cWed, 29 May 2024 19:00:00 GMT1502https://lykkenonlending.com/bridging-the-gap-between-mortgage-and-real-estate-with-adi-pavlovic-of-newzipfalseIn the latest episode of "Lykken on Lending," host David Lykken sits down with Adi Pavlovich, Co-Founder and CEO of Newzip, to discuss his groundbreaking "Broker as a Service" platform. Adi, with his rich background in tech and real estate innovation from his tenure at Keller Williams, shares how Newzip empowers mortgage lenders to offer integrated real estate agent services. This episode delves into how Newzip enhances lenders' value propositions, increases lead pull-through, and offers significant cost savings to borrowers, all while navigating the complexities of the modern real estate market. Tune in to learn how Newzip is poised to revolutionize the industry and provide a seamless home buying experience.

]]>Memorial Day Special: What is your legacy? What do you want to be remembered for?CpYi9iojgTue, 28 May 2024 00:15:38 GMT2701https://lykkenonlending.com/memorial-day-special-what-is-your-legacy-what-do-you-want-to-be-remembered-forfalseShow notes:

TMSpotlight:

05-27-2024 The Fed Leaves US "Right Where You Left Me"

----------------

Links break up, links get married. Cycles get born, cycles get buried. Trends change, rumors fly through new lies, (with-TS only) Screens Right Where You Left them.


The Fed minutes underscored its “higher for longer” outlook, resulting in a flattening yield curve and a sharp fall in Gold prices.

Will fireworks arrive before July 4th? Over the next three months, expect big bangs and surprises from new data and European elections, but no later than the Fed’s first ease on September 18.


Expect mortgage rates to stay below 7.5% and go below 6.0% before the end of the year.

Powell, you left us no. You left us no choice but to wait here forever

These views are mine. Wait with hope at TMSpotlight.com.

----------------

Song: Right Where You Left Me (2021)

]]>Market Update: Federal Reserve's recent announcement and its impact on the bond market6zzci162vMon, 27 May 2024 16:49:16 GMT351https://lykkenonlending.com/market-update-federal-reserves-recent-announcement-and-its-impact-on-the-bond-marketfalseThe Fed acknowledged higher inflation and began quantitative tightening (QT), a slower pace of balance sheet reduction. The decision was well-telegraphed and had little negative impact on the bond market. Speaker 1 notes that the Fed's move was expected and did not cause any major surprises.

--------------------------------------------------------------

Matt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Bad Data is "Criminal" by Les Parker4W8UbV0XFMon, 27 May 2024 16:19:20 GMT62https://lykkenonlending.com/bad-data-is-criminal-by-les-parkerfalse05-06-2024 Bad Data is "Criminal"

---------------------

The data hustle, they’re no good at all.

Moves like a loser, they are mixed, up, down, done.

Dripping Oil, softening Gold, and cooling Copper lifted the short-end’s hope that the Fed will ease this year. Friday’s Jobs report helped.

Additionally, the Fed’s significant slowing of QT in June lowers liquidity risks and confirms that it understands the problems with restrictive policy, high-priced consumer debt, and elevated real rates.

With the YTD 10-year yield range being 3.81 to 4.74, expect surprises to take the yield beyond 5% and below 3.5% this year.

But Powell, Bears found love with a criminal. And bad data love isn't rational. It's physical.


Song: Criminal (2011) Britney Spears

]]>MBA Mortgage Minute - Freddie Mac announcing the updated requirements for using attorney opinionlpgZjDbY7Mon, 27 May 2024 16:07:30 GMT77https://lykkenonlending.com/mba-mortgage-minute-freddie-mac-announcing-the-updated-requirements-for-using-attorney-opinionfalseHi, I'm Adam DeSanctis, this is the Mortgage Minute, the latest news from the Mortgage Bankers Association. Last week, Freddie Mac announced that it updated requirements for using attorney opinion, title letters or AOL is expanding the types of mortgages that are eligible for delivery with an attorney opinion of title letter. expansion includes most mortgages secured by our property located in all US jurisdictions, which removes one of the largest impediments to the broader adoption of AOLs on the Freddie Mac side. Other mortgages and expansion include those secured by a unit in a pre-condo project and those in areas with deed restrictions. These changes are a necessary precondition for the possible broader adoption of AOLs on Freddie Mac loans, but it does remain to be seen whether lenders will choose to use them or if consumers will be aware of the option and MBA continues to monitor developments in the title insurance space. That's it for this week. Thank you for listening! 

]]>Venture Capital and investing in technology with Chris Bixby and Jodi Hall of Rice Park Capital3TxefrbdLWed, 22 May 2024 17:17:33 GMT3131https://lykkenonlending.com/venture-capital-and-investing-in-technology-with-chris-bixby-and-jodi-hall-of-rice-park-capitalfalseChris Bixby and Jodi Hall of Rice Park Capital talks about their strategic investing in technology within the mortgage and real estate ecosystem. They discuss the concept of investing in gaps, which refers to identifying areas of inefficiency and applying technology to improve operational efficiency, compliance, and revenue generation. They also explore the broad term of PropTech, which encompasses technology that provides services to the property ownership ecosystem. Chris and Jodi Hall emphasize the importance of collaboration among vendors to create solutions and address the hesitance of IMBs to adopt new technologies. They also discuss the potential impact of AI and large language models, such as ChatGPT in the mortgage industry. Rice Park Capital focuses on investing in companies that address gaps and challenges in the mortgage and real estate industries. They look for companies with innovative technology, a strong team, and traction in terms of revenue and customer base. Two companies they have invested in are Candor and Purlin. Candor aims to streamline the underwriting process and reduce costs by carrying underwriting throughout the entire loan lifecycle. Purlin provides AI tools to the residential real estate ecosystem, helping with lead generation, collaboration, and automating the closing process. Rice Park Capital is optimistic about the long-term potential of the mortgage and real estate markets, but they anticipate ongoing challenges such as sticky inflation and affordability issues. They believe there will be market share opportunities and consolidation in the industry.

]]>The Importance of Human Connection in the Mortgage Industry Empowering Employees with Angel AI with Jennifer Martinez of Cross Country MortgageWb58m3pcsTue, 21 May 2024 18:41:53 GMT2624https://lykkenonlending.com/the-importance-of-human-connection-in-the-mortgage-industry-empowering-employees-with-angel-ai-with-jennifer-martinez-of-cross-country-mortgagefalseJennifer Martinez, a top loan officer, shares her journey and passion for changing lives through getting their first home. She emphasizes the importance of caring for clients and the joy of helping them achieve their dreams of homeownership. Jennifer also discusses the role of technology, specifically Angel AI, in streamlining the loan origination process and improving efficiency. She highlights the need for human connection and reassurance in such an important transaction. Jennifer's success is attributed to her caring nature and commitment to delivering exceptional customer service. Jennifer discusses her love for Angel AI and how it has revolutionized the mortgage industry. She emphasizes the importance of understanding the 'why' behind mortgage decisions and how Angel AI provides transparent explanations for its answers. Jennifer also shares her passion for helping people and how Angel AI allows her to scale her business and have a bigger impact. She discusses her hiring process, which includes assessing candidates' personality traits and love languages to ensure they align with her values. Jennifer believes that passion and energy can be inspired and drawn out in employees. She sees Angel AI as a tool that empowers her team and allows her to provide exceptional service to her clients.

]]>Market Movement, SCOTUS on CFPB Funding, Flagstar Announcement and other mortgage updates!l84_1GkxUTue, 21 May 2024 12:25:33 GMT3081https://lykkenonlending.com/market-movement-scotus-on-cfpb-funding-flagstar-announcement-and-other-mortgage-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. We included Bill Corbet for additional commentary. Finally, we wrap up the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.


]]>Angel AI and Technology for Brokers with Nancy Bayat of AmerifyhrZFquLenWed, 15 May 2024 20:58:11 GMT1099https://lykkenonlending.com/angel-ai-and-technology-for-brokers-with-nancy-bayat-of-amerifyfalseToday we dive deep into the world of top producers in the mortgage industry. It’s always amazing to connect with individuals who not only excel regardless of market conditions but also redefine success in their field. Today, we are thrilled to host Nancy Bayat, she is the Co-Founder of Amerify and has led her team to become the number one team at Emortgage Capital for three consecutive years. What sets Nancy apart isn’t just the impressive $4 billion she has funded but also her innovative approach that has significantly impacted how top producers operate and thrive in the industry. We will uncover the keys to her sustained success and discuss how embracing technology, particularly AI tools like Angel AI, has transformed her business operations, allowing for scalability and precision that was previously unattainable.

]]>Search Rank Platform with Scott Harris of Experience.comUl0O-fNVSTue, 14 May 2024 20:00:20 GMT2016https://lykkenonlending.com/search-rank-platform-with-scott-harris-of-experience-comfalseExperience.com helps businesses enhance their online visibility and improve search engine rankings by leveraging Google's algorithm in several strategic ways. Through these strategies, they effectively utilizes the intricacies of the Google algorithm to boost their clients' SEO efforts, helping them to gain better visibility, drive traffic, and ultimately increase conversions through enhanced online presence and reputation management. Today, we have Scott Harris, CEO of Experience.com to share about how their platform will put you on top of the search engine.


PROMO CODE:

INTSH10off - no expiration

INTSH20off - expires May 31, 2024 - ($20 off on your monthly or $240 annually)

]]>Navigating Market Uncertainty, Operational Efficiencies and other Weekly Mortgage updates!6y9tUOnEBTue, 14 May 2024 11:44:45 GMT3134https://lykkenonlending.com/navigating-market-uncertainty-operational-efficiencies-and-other-weekly-mortgage-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-29-2024 Tech Report with Allen Pollacki0cltdby1Thu, 09 May 2024 18:57:21 GMT325 https://lykkenonlending.com/04-29-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>04-29-2024 Market Update with Matt GrahamEBSqD9PXzThu, 09 May 2024 18:29:12 GMT354https://lykkenonlending.com/04-29-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>Mortgage Market Outlook with Mike Fratantoni of MBA (Mortgage Bankers of America)9yIrnksQVTue, 07 May 2024 20:47:10 GMT2449https://lykkenonlending.com/mortgage-market-outlook-with-mike-fratantoni-of-mba-mortgage-bankers-of-americafalseIn this week’s episode, we had the pleasure of hosting Mike Fratantoni, the Chief Economist and Senior Vice President of Research and Industry Technology at the Mortgage Bankers Association. Mike’s insights provided a comprehensive look at the Mortgage forecast on the origination dollar volume, unit increase, headcounts, and the effect of AI technology.

]]>Mortgage market forecast, student loans, and other updates!SsFdxyuG5Mon, 06 May 2024 23:38:58 GMT3300https://lykkenonlending.com/mortgage-market-forecast-student-loans-and-other-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>CFPB's Spring Supervisory Highlights: Mortgage Servicing Scrutiny or Misleading Rhetoric?kxFI9RswaFri, 03 May 2024 23:10:45 GMT86https://lykkenonlending.com/mba-mortgage-minute-cfpbs-spring-supervisory-highlights-mortgage-servicing-scrutiny-or-misleading-rhetoricfalseHi, I'm Adam DeSanctis. This is the Mortgage Minute, the latest news from the Mortgage Bankers Association. Last week, the CFPB published a spring edition of its supervisory highlights focused solely on mortgage servicing. The Bureau's report generally highlights improper assessments of fees and violations of the loss mitigation process and covers examinations that were completed by the Bureau from April 1st of last year through December 31st. Most of the findings appear to involve minor infractions that have been remediated by the servicer. However, MBA in a LinkedIn post by SVP of Residential Policy, Pete Mills, called out the Bureau's press release for its misleading and harmful rhetoric against mortgage servicers by inappropriately ascribing isolated incidents of noncompliance as a general state of the industry. The LinkedIn post, which can be read in full on Pete Mills page or as a repost on MBA's main LinkedIn page, Call the bureau's press release a “disservice to consumers by further sowing fear and distrust of their mortgage servicer”. Looking ahead, the bureau's expected to conduct potential rulemaking to amend the servicing rules of Regulation and be able to keep you updated on this in all issues pertaining to the bureau. That's it for this week. Thank you for listening.

]]>Trends Among Lenders in Todays Current Market with Colin Gazinski of Finastra60ja9Oes8Thu, 02 May 2024 18:22:29 GMT1517https://lykkenonlending.com/trends-among-lenders-in-todays-current-market-with-colin-gazinski-of-finastrafalseWe are diving into the dynamic world of lending and financial institutions. From traditional banks to innovative fintech companies, the lending landscape is constantly evolving, shaped by changing market trends and technological advancements. In today's episode, we'll explore the latest trends among lenders in today's current market. From the rise of digital lending platforms to the increasing demand for personalized financial solutions, lenders are navigating a landscape that's both challenging and full of opportunities. But amidst these changes, one key player stands out in assisting financial institutions to adapt and thrive: Finastra. As a leading fintech company in the world, Finastra provides cutting-edge technology solutions tailored to meet the evolving needs of lenders. Joining us today is Colin Gazinski, a Senior Solutions Consultant at Finastra. We'll delve into how Finastra is empowering financial institutions with innovative tools and solutions, enabling them to streamline operations, enhance customer experiences, and stay ahead in today's competitive market.

]]>The Bears Ask, "Have You Ever Seen The Rain?" by Les ParkerkvkUqS8nhWed, 01 May 2024 16:34:44 GMT62https://lykkenonlending.com/the-bears-ask-have-you-ever-seen-the-rain-by-les-parkerfalseThe Bears Ask, "Have You Ever Seen The Rain?"

-----------------------------

Parker told us long ago

There's a calm before the storm

He knows

Last week, stagflation appeared in the GDP data, with slowing growth and rising inflation. As a result, the 10-year yield hit our bear target of 4.71.


Jimmy Carter sacrificially appointed Paul Volcker to slay inflation. Despite talking heads, it’s not the 1970s. Jay Powell's credibility projects confidence that the Fed will lower rates prudently.


However, Gold's rapid rise signals that the markets want the Fed to disclose the plan to reduce Treasury sales on May 1. Without it, the Bears reign.


Have You Ever Seen The Rain? Comin' down in a Bearish way.

-------------------------

Have You Ever Seen The Rain (1970) Creedence Clearwater Revival (CCR)

]]>FTC non-compete, DU and LP Opt-out and other Weekly Mortgage updates! k6YtNziA_Mon, 29 Apr 2024 21:15:28 GMT2658https://lykkenonlending.com/ftc-non-compete-du-and-lp-opt-out-and-other-weekly-mortgage-updatesfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-24-2024 Mortgage Lending Fraud and Money Laundering - lessons from the front with Bob Simpson of Daylight AMLjF83JpxtiWed, 24 Apr 2024 16:49:39 GMT1818https://lykkenonlending.com/04-24-2024-mortgage-lending-fraud-and-money-laundering-lessons-from-the-front-with-bob-simpson-of-daylight-amlfalseToday we're diving into a critical topic that affects countless homeowners and lenders alike: Mortgage Lending Fraud and Money Laundering. This is apparently on the rise when volume is down. In this episode, we'll explore the various forms of mortgage fraud, how these schemes work, the red flags to watch out for, and most importantly, how you can protect yourself from falling victim to such deceptive practices and learn how your mortgage company can do this even on a budget. Joining us today is Bob Simpson of Daylighy AML. Together, we'll shine a light on this often-overlooked aspect of the housing market and empower you with the knowledge to safeguard your financial future.

]]>04-22-2024 Tech Report with Allen PollackEvfT-0Af0Tue, 23 Apr 2024 15:57:50 GMT476https://lykkenonlending.com/04-22-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>04-22-2024 Legislative Update with Alice AlveyvWm5N41RLTue, 23 Apr 2024 15:53:14 GMT529https://lykkenonlending.com/04-22-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>04-22-2024 Originations update with David KittleERqXZTr0RTue, 23 Apr 2024 15:46:12 GMT146https://lykkenonlending.com/04-22-2024-originations-update-with-david-kittlefalseDavid G. Kittle, CMB is a highly respected leader in the mortgage industry, with over 45 years of experience. He is the Co-Founder and Chairman of The Mortgage Collaborative (TMC), a mortgage lending cooperative providing members with access to resources and tools to improve their business operations.


Kittle began his mortgage banking career with American Fletcher Mortgage Company as a top-producing loan officer in 1978 moving to the management side in 1986 with Southmark Mortgage. He opened Associates Mortgage Group, the first of his three lending companies in 1994.

Kittle served as MORPAC Chairman for MBA, from 2004-2006. He is past President of both the Louisville and Kentucky Mortgage Bankers Associations, as well as leading the industry through its most tumultuous period as Chairman of the Mortgage Bankers Association, Washington DC in 2009. Kittle has testified before congress 14 times.


Kittle has been a driving force behind the growth and success of TMC, working to bring together mortgage lenders from across the country to share best practices and collaborate on key industry issues. Kittle has also been a vocal advocate for innovation and technology adoption in the mortgage industry, urging lenders to embrace new tools and strategies to improve their operations and better serve their customers.


Kittle is a frequent speaker at industry events and conferences, sharing his expertise on a variety of topics related to mortgage lending.

He resides in Louisville, Kentucky, he has four children and two grandchildren.

]]>04-22-2024 Market Update with Matt GrahamdK7bv7jeTTue, 23 Apr 2024 15:00:03 GMT247https://lykkenonlending.com/04-22-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here

]]>04-22-2024 Rattle Rates and Do "The Twist" by Les ParkerSxATAZlW1Tue, 23 Apr 2024 14:52:25 GMT62https://lykkenonlending.com/04-22-2024-everybodys-talking-at-me-bears-listen-to-the-conflict-conversation-by-les-parkerfalse04-22-2024 Rattle Rates and Do "The Twist" 

----------------------------

Come on, Jay Powell. Let's do the twist.

Come on, Yellen. Let's do the twist.


Data continue to confound the Fed and Treasury. Easy money and free-spending lead to the pain of persistent inflation. Now, tight money constraints growth and hastens deficits, so rates go around and around.


The key resistance in the 10-year yield remains at 4.71, 4.80, and 5.01. Alternatively, the supports are 4.49, 4.33, and 4.18.


Uncertainty and volatility remain elevated. The bulls need to close below 4.49 to gain momentum to attack 4.33. Otherwise, the bears retain control, but for bearish momentum to rise, 4.71 needs to fall.


Come on, rattle rates, And do the twist.

-------------------------------

Song: The Twist (1958) Chubby Checker cover 1960

]]>04-22-2024 MBA Mortgage Minute with Adam DeSanctisjCED3LGZBTue, 23 Apr 2024 14:44:07 GMT94https://lykkenonlending.com/04-22-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>04-22-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David Lykken7wucw2gi_Mon, 22 Apr 2024 21:51:32 GMT2891https://lykkenonlending.com/04-22-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseShow notes:


TMSpotlight:


04-22-2024 Rattle Rates and Do "The Twist"

----------------------------

Come on, Jay Powell. Let's do the twist.

Come on, Yellen. Let's do the twist.

Data continue to confound the Fed and Treasury. Easy money and free-spending lead to the pain of persistent inflation. Now, tight money constraints growth and hastens deficits, so rates go around and around.

The key resistance in the 10-year yield remains at 4.71, 4.80, and 5.01. Alternatively, the supports are 4.49, 4.33, and 4.18.

Uncertainty and volatility remain elevated. The bulls need to close below 4.49 to gain momentum to attack 4.33. Otherwise, the bears retain control, but for bearish momentum to rise, 4.71 needs to fall.

Come on, rattle rates, And do the twist.

-------------------------------

Song: The Twist (1958) Chubby Checker cover 1960


Articles:

These Home Sellers are done waiting for the Fed to lower rates

Mortgage Lenders view TSPs as Indispensable (but Expensive) Partners

Mortgage execs want more choices, lower costs from tech vendors

Mortgage lenders frustrated as costs of "must-have" tech climb - Fannie Mae


----------------------------------------------------


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-15-2024 Tech Report with Allen PollackKaADVrrYWTue, 16 Apr 2024 17:23:08 GMT842https://lykkenonlending.com/04-15-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>04-15-2024 Legislative Update with Alice Alvey1q1nfUD2VTue, 16 Apr 2024 17:18:36 GMT199https://lykkenonlending.com/04-15-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>04-15-2024 Market Update with Matt GrahamgWMuAJRy_Tue, 16 Apr 2024 17:12:48 GMT289 https://lykkenonlending.com/04-15-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.

]]>04-15-2024 "Everybody's Talking At Me" Bears Listen to the "Conflict Conversation" by Les Parker4UfvY-SnKTue, 16 Apr 2024 17:08:28 GMT61https://lykkenonlending.com/04-15-2024-everybodys-talking-at-me-bears-listen-to-the-conflict-conversation-by-les-parkerfalse04-15-2024 "Everybody's Talking At Me" Bears Listen to the "Conflict Conversation" 

-------------------------------

Everybody's Talkin' at Bonds.

They don't hear a word they're sayin'

Only the echoes of bears’ minds.


The US, king of deficit-spending, continues to see sticky inflation, with the long-term expectation at 3%. Meanwhile, its dependent prince, the EU, sees slipping wages and inflation. So, the ECB is expected to ease in June.


Unless the conflict in Gaza becomes an overt war between Iran and Israel, the bears can reach 5.25 in the 10-year yield. Conversely, the hope to go below 4% lies in a global recession and liquidity troubles. For now, the bears are:


Skipping over the Fed’s ease like a stone.

-----------------------------------

Song: Everybody's Talkin' (1966) Fred Neil

]]>04-15-2024 MBA Mortgage Minute with Adam DeSanctisjhXLPtUg2Tue, 16 Apr 2024 17:00:11 GMT105https://lykkenonlending.com/04-15-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.


]]>04-15-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David Lykkend6P9V6FsiTue, 16 Apr 2024 11:30:49 GMT2708https://lykkenonlending.com/04-15-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-15-2024 Leading from the front on socials with Greg Sher of NFM Lending9umEl28iGMon, 15 Apr 2024 17:17:11 GMT2236https://lykkenonlending.com/04-15-2024-leading-from-the-front-on-socials-with-greg-sher-of-nfm-lendingfalseIn the ever-evolving landscape of the mortgage industry, establishing a strong social media presence isn't just about visibility—it's about leadership. Social media has become a crucial platform for mortgage professionals to connect with clients, build trust, and showcase expertise. To truly lead from the front on socials in the mortgage industry, professionals must leverage these platforms strategically and authentically. Are you like me looking for who will emerge and the future voices of our industry? I started reading Greg Sher's posts on LinkedIn and wanted to get to know him and wanted to interview him. I encourage you to take the time to listen to this interview with Greg Sher of NFM Lending and would love to hear your thoughts.

]]>04-08-2024 Tech Report with Allen PollackiE8-l3boBTue, 09 Apr 2024 15:33:33 GMT883https://lykkenonlending.com/04-08-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>04-08-2024 Legislative Update with Alice AlveyBpnbNEsbQTue, 09 Apr 2024 15:28:55 GMT371https://lykkenonlending.com/04-08-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>04-08-2024 Market Update with Matt GrahamiDVjbJ8yJTue, 09 Apr 2024 15:23:02 GMT263https://lykkenonlending.com/04-08-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.

]]>04-08-2024 Rates and the Sun Are Having a "Total Eclipse of the Heart" by Les ParkerHAmKzlFIJTue, 09 Apr 2024 15:17:24 GMT60 https://lykkenonlending.com/04-08-2024-rates-and-the-sun-are-having-a-total-eclipse-of-the-heart-by-les-parkerfalse4.8.24 Rates and the Sun Are Having a "Total Eclipse of the Heart"

----------------------------

(Turn around, Bear lines)

Every now and then rates fall apart

(Turn around, Bear lines)


The US faces a sign in the shadow. Sharp rates, strong jobs, stubborn inflation, Surging Gold, Scorching Oil, and a solid Dollar collide with sagging China, stumbling Europe, and a severed shortcut in the Mideast.


Rates continue to rise with 4.52 a near-term target in the 10-year yield. The Fed said bumps are in the road, but easing is coming, and Treasury sales will be reduced to avoid transactions going dark.


Four handle’s gonna break in time.


Once upon a time, Bulls were falling in love


Now they’re only falling apart

And there's nothing RATES can do

A total eclipse of the heart

--------------------------

Song: Total Eclipse of the Heart (Turn Around) (1983) Bonnie Tyler

]]>04-08-2024 MBA Mortgage Minute with Adam DeSanctisL5zz2bWM7Tue, 09 Apr 2024 15:11:00 GMT81https://lykkenonlending.com/04-08-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.


]]>04-08-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David LykkenPa1igDDVBMon, 08 Apr 2024 21:49:16 GMT2415https://lykkenonlending.com/04-08-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-01-2024 Tech Report with Allen PollackNmi8F8FobTue, 02 Apr 2024 16:40:11 GMT735https://lykkenonlending.com/04-01-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>04-01-2024 Legislative Update with Alice Alvey1uMVAc3k6Tue, 02 Apr 2024 16:36:16 GMT626https://lykkenonlending.com/04-01-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>04-01-2024 Market Update with Matt GrahamX4O4hlrfATue, 02 Apr 2024 16:31:24 GMT248https://lykkenonlending.com/04-01-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.

]]>04-01-2024 "We Will Rock You" It's Another Gold BRIC in the Wall by Les ParkerOxj3OKWKJTue, 02 Apr 2024 16:26:54 GMT61https://lykkenonlending.com/04-01-2024-we-will-rock-you-its-another-gold-bric-in-the-wall-by-les-parkerfalse04-01-2024 "We Will Rock You" It's Another Gold BRIC in the Wall

------------------------

BRICS want a race. Chasing Bucks Can all over the place, // Queen only //singin'. We will, we will rock you. We will, we will rock you.


Gold hit record highs as China and other BRICS continued their buying spree. So, why hoard Gold? Under Russia’s leadership, the BRICS, which includes many of the largest oil-producing countries, want to establish a global payment system to compete with the capricious Advanced Economies’ Swift system. Gold’s rise also reflects doubt that the Fed will avoid a liquidity crisis unless it curtails selling Treasuries.


Regardless, the 10-year yield is in limbo with no momentum. Stay tuned to shifting money We will, as the BRICS say,


We will, we will rock you.

--------------------------

Song: We Will Rock You (1977)

]]>04-01-2024 MBA Mortgage Minute with Adam DeSanctiseuHk5cPh4Tue, 02 Apr 2024 16:19:33 GMT99https://lykkenonlending.com/04-01-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>04-01-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David LykkenIfde0xTLsMon, 01 Apr 2024 23:23:11 GMT3140https://lykkenonlending.com/04-01-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-25-2024 Tech Report with Allen PollackRiEIANvJgTue, 26 Mar 2024 15:52:33 GMT377https://lykkenonlending.com/03-25-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>03-25-2024 Legislative Update with Alice AlveyqAcefRgHVTue, 26 Mar 2024 15:47:31 GMT456https://lykkenonlending.com/03-25-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>03-25-2024 Market Update with Matt Graham_Ic20AgL5Tue, 26 Mar 2024 15:40:10 GMT273https://lykkenonlending.com/03-25-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.

]]>03-25-2024 "Times Like These" Make You Look At Your Options by Les ParkerhfxCI9JmzTue, 26 Mar 2024 15:32:32 GMT62https://lykkenonlending.com/03-25-2024-times-like-these-make-you-look-at-your-options-by-les-parkerfalse03-25-2024 "Times Like These" Make You Look At Your Options

---------------------

Jay’s on a one-way motorway


He’s an ease that drives away, then loosens sales back home.


The Fed remains on the road to reducing monetary constraints, whether through lower rates or fewer sales of Treasuries. What bites harder, a recession, political upheaval, or a liquidity crisis?


The Fed and Gold buyers agree that inadequate cash lubricating global commerce creates unpredictable and dire consequences. Will rates go up or down 100 basis points? Prudent hedgers buy time to adapt to market changes by buying options.


It's times like these buying time again.


Song: Times Like These (2002) Foo Fighters

https://www.youtube.com/watch?v=rhzmNRtIp8k

]]>03-25-2024 MBA Mortgage Minute with Adam DeSanctisEiFQV8r8FTue, 26 Mar 2024 15:16:20 GMT94https://lykkenonlending.com/03-25-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>03-25-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David LykkenLjx6-7i92Mon, 25 Mar 2024 19:37:34 GMT1950https://lykkenonlending.com/03-25-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-22-2024 Using the power of words to achieve greater personal and professional impact and results with Bruce Pulver of Pulver Performance ServicesBX12IUR_fFri, 22 Mar 2024 16:11:41 GMT1717https://lykkenonlending.com/03-22-2024-using-the-power-of-words-to-achieve-greater-personal-and-professional-impact-and-results-with-bruce-pulver-of-pulver-performance-servicesfalseIn the fast-paced and competitive landscape of the mortgage industry, the ability to communicate effectively can make all the difference. Whether you're a loan officer, broker, or lender. How we use language significantly impacts our ability to achieve our goals and influence others. By understanding and harnessing the power of words, we can enhance our communication skills, build stronger relationships, and achieve greater success.

]]>03-18-2024 Inflation Has the "Folsom Prison Blues" MtKdEBL8rTue, 19 Mar 2024 16:13:00 GMT67https://lykkenonlending.com/03-18-2024-inflation-has-the-folsom-prison-bluesfalse03.18.24 Inflation Has the "Folsom Prison Blues" 

---------------------

Hello, I’m Jerome Cash


I hear inflation comin', it's rolling round the bend.

And I ain't seen it tumblin’ since I don't know when.

I’m stuck in Biden’s Prison, inflation draggin' on.


Biden pushes on demand with old-fashioned Democrat economic policies constraining commerce and unrestrained spending. Adding in Yellen’s global minimum corporate tax releases inflation that is beyond transitionary according to repentant Treasury Secretary Janet Yellen.


As a result, Powell will not ease as quickly as the market wants, but he will give it QT relief.


Far from Folsom Prison, That's where Jay wants to stay,


so he’ll blow that QT whistle, Blow our Blues away.

----------------------------

Song: Folsom Prison Blues (1955)

https://www.youtube.com/watch?v=s_NLlOiD1Wo  

Johnny Cash

]]>03-18-2024 Legislative Update with Alice Alveyu2435u0joTue, 19 Mar 2024 15:52:23 GMT212https://lykkenonlending.com/03-18-2024 Legislative Update with Alice AlveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>03-18-2024 MBA Mortgage Minute with Adam DeSanctisjTcNoVsQxTue, 19 Mar 2024 15:45:32 GMT77https://lykkenonlending.com/03-18-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>03-18-2024 Market Update with Matt Graham-kcOp0BFCTue, 19 Mar 2024 14:33:29 GMT1995https://lykkenonlending.com/03-18-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.

]]>03-18-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David LykkenAVcX1iDwbMon, 18 Mar 2024 21:37:00 GMT3457https://lykkenonlending.com/03-18-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-15-2024 Mortgage Tech Innovation - How Lender Price is driving innovation for lenders in 2024 with Dawar Alimi of Lender PricehxPS5yxlJFri, 15 Mar 2024 19:00:00 GMT1102https://lykkenonlending.com/03-15-2024-mortgage-tech-innovation-how-lender-price-is-driving-innovation-for-lenders-in-2024-with-dawar-alimi-of-lender-pricefalseInnovation is the lifeblood of any industry, and the lending sector is no exception. As we step into 2024, the landscape for lenders is evolving rapidly, driven by technological advancements, changing customer expectations, and regulatory developments. To delve deeper into how lenders can navigate these changes and drive innovation in the industry, we sat down with Dawar Alimi, CEO and founder of Lender Price, a leading provider of mortgage pricing engine. In this interview, Dawar shares his insights on the key trends shaping the lending industry in 2024 and offers valuable advice for lenders looking to stay ahead of the curve.

]]>03-11-2024 MBA Mortgage Minute with Adam DeSanctisUnKU0z11JMon, 11 Mar 2024 22:00:00 GMT86https://lykkenonlending.com/03-11-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.


]]>03-11-2024 Market Update with Matt GrahamejvsVZ5v2Mon, 11 Mar 2024 22:00:00 GMT297https://lykkenonlending.com/03-11-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.


]]>03-11-2024 "We Will Rock You" It's Another Gold BRIC in the WallszTvTwWE_Mon, 11 Mar 2024 22:00:00 GMT61https://lykkenonlending.com/03-11-2024-we-will-rock-you-its-another-gold-bric-in-the-wallfalse3-11-24 "We Will Rock You" It's Another Gold BRIC in the Wall

------------------------

BRICS want a race. Chasing Bucks Can all over the place, // Queen only //singin'. We will, we will rock you. We will, we will rock you.


Gold hit record highs as China and other BRICS continued their buying spree. So, why hoard Gold? Under Russia’s leadership, the BRICS, which includes many of the largest oil-producing countries, want to establish a global payment system to compete with the capricious Advanced Economies’ Swift system. Gold’s rise also reflects doubt that the Fed will avoid a liquidity crisis unless it curtails selling Treasuries.


Regardless, the 10-year yield is in limbo with no momentum. Stay tuned to shifting money We will, as the BRICS say,


We will, we will rock you.

--------------------------

Song: We Will Rock You (1977)

https://www.youtube.com/watch?v=-tJYN-eG1zk

]]>03-11-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David LykkeniYi7Fm4eLMon, 11 Mar 2024 21:48:53 GMT2931https://lykkenonlending.com/03-11-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-11-2024 Legislative Update with Alice Alvey3kQtpHPJHMon, 11 Mar 2024 21:41:16 GMT491 https://lykkenonlending.com/03-11-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!


]]>03-04-2024 Tech Report with Allen Pollack3lXhJ1BJRWed, 06 Mar 2024 19:53:14 GMT330https://lykkenonlending.com/03-04-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>02-26-2024 Tech Report with Allen Pollack_X4TWguAAWed, 06 Mar 2024 19:47:58 GMT751https://lykkenonlending.com/02-26-2024-tech-report-with-allen-pollackfalseAllen Pollack, Chief Operating Officer, Tech Consultant


Allen Pollack, a Mortgage & Financial Services Technology Advisor, is a subject matter expert in the mortgage origination process along with software product management and software development.


In today’s financial services push to all things Digital, Allen has been helping lenders and financial services solution providers align their digital transformation and technology strategies by removing the human element of risk, and automating processes that drive efficiencies and margins into profits.


Over the course of his career, Allen has co-created and developed technology business models that have birthed highly successful, innovative solutions and companies.


Allen co-founded and served as CTO of New York Loan Exchange (NYLX), a loan product eligibility and pricing engine (PPE) that made an immediate impact on the industry, scaling the company quickly and forming partnerships with multiple mortgage and financial lending companies. In 2012, Allen was a co-founder of a merger between NYLX and Aklero Risk Analytics that created LoanLogics, A Mortgage Loan Quality and Performance Analytics company. Allen served as CTO where he continued to bring new and innovative product solutions to the market that made a significant impact to mortgage lenders that reduced risk, scaled business channels, and grew profits in a very competitive and highly regulated market.


Allen is also is mortgage and finance technology contributor on a weekly live industry podcast, Lykken on Lending, and is launching a new podcast soon to be released, TechStack Radio, dedicated to technology and innovation in Financial Services.

]]>03-04-2024 Legislative Update with Alice AlveydiagiU2QOWed, 06 Mar 2024 19:33:34 GMT147https://lykkenonlending.com/03-04-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>02-26-2024 Legislative Update with Alice Alveyne-1MbKBHWed, 06 Mar 2024 19:27:00 GMT815https://lykkenonlending.com/02-26-2024-legislative-update-with-alice-alveyfalseAlice Alvey, Master CMB

Vice President Partner Education and Training at Union Home Mortgage


She handles development of their World Class Training program designed to support UHM partners and organizational effectiveness.

Prior to UHM, Alice served as Senior Vice President at Indecomm leading the Indecomm-Mortgage U division, Internal QA and Compliance and SaaS technologies. Indecomm acquired Mortgage U in 2013, where Alice was President/Co-founder, providing training and consulting since 1996. Prior to MU she served as SVP of Operations at a national bank overseeing operations for wholesale, retail and correspondent from underwriting through servicing, and compliance.


She has been in the trenches of mortgage lending operations from application through servicing for over 30 years. Her authoring work in training content, policies and procedures and the FHA/VA Practical guides illustrates her ability to bridge regulatory requirements with day-to-day operations.


Alice has been a weekly contributor to the Lykken on Lending show since its beginning in April 2009 and has made her weekly contributions to 450+ episodes!

]]>03-04-2024 Market Update with Matt GrahamYU6HeXsnUWed, 06 Mar 2024 19:05:40 GMT281https://lykkenonlending.com/03-04-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.


]]>02-26-2024 Market Update with Matt GrahamtqPwCHDOyWed, 06 Mar 2024 18:59:58 GMT599https://lykkenonlending.com/02-26-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.


]]>02-12-2024 Market Update with Matt GrahamgWP02C7Q7Wed, 06 Mar 2024 18:35:19 GMT266https://lykkenonlending.com/02-12-2024-market-update-with-matt-grahamfalseMatt began as an originator in 2002. He fell in love with the idea of following MBS in real-time but felt that existing products were only scratching the surface. Thus was born MBS Live in 2007, the first-of-its-kind platform with real-time market data/analysis, and live chat with analysts, traders, and originators around the country. He is currently the Founder and CEO of MBSLive!


He's been covering bond/mortgage markets, writing commentary, alerts, and chatting with the live community every business hour of every business day ever since.


Matt also serves as the Chief of Operations for mortgagenewsdaily.com, where he is one of the industry's most respected mortgage rate experts, frequently quoted in the media. Mortgage News Daily's rate index is used as the definitive resource on day-to-day mortgage rate averages.


He lives in the Pacific Northwest with his wife and son where he enjoys skiing, fishing, coaching youth sports, playing the guitar, and more DIY projects/hobbies than he'd care to admit.


Check out more details about MBS Live here.


]]>02-26-2024 Bears May Find "Trouble Every Day"zXraNUu7hWed, 06 Mar 2024 17:56:55 GMT61https://lykkenonlending.com/02-26-2024-bears-may-find-trouble-every-dayfalse2.26.24 Bears May Find "Trouble Every Day"

---------------------------------

Well, CASH about to get UPSET From watchin' Jay’s DELAY. He’s checkin' out / the news Until his eyeballs fail to see.


On January 31, during Jay Powell's press conference, he said that the committee would begin to explore slowing sales of its Treasury portfolio.

Some analysts think the language indicates Quantitative Tightening slows later than sooner, while others opined it slows sooner.

The market continues to trade sideways and mechanically as it waits for the Fed to reduce the sale of Bonds.


Expect the bears not to find the momentum to push rates to a new high. As a result, the bulls can roar back in Spring when QT thaws.

No way to delay Cash trouble comin' the Fed’s way.

-----------------------------------

]]>03.04.2024 The War Between Bulls and Bears Brings So Many "Questions"YFWTT9X2yWed, 06 Mar 2024 17:49:59 GMT61https://lykkenonlending.com/03-04-24-the-war-between-bulls-and-bears-brings-so-many-questionsfalse3.04.24 The War Between Bulls and Bears Brings So Many "Questions"

---------------------

Why do Bears never get an answer when they're knocking at the door? Because the truth is hard to swallow, that's what the balance war is for.


Embrace the balanced war between Bulls and Bears and prepare for a breakthrough. Recent range trading displays the mortgage market wrestling with its love and hate of equilibrium. But, it’s transitory, like a guillotine dropping with each swing.


Whose pipeline is on the block? Typical pipeline hedgers win amid calm and get decapitated with vast and fast moves in a single direction. Hedgers that use scenario planning win with outsized moves and stay employed.

------------------------

Song: Question (1970)

https://www.youtube.com/watch?v=9_JpfT-v6Uk

]]>02-19-2024 China on Population, "Take It Easy"YBCgjTigyWed, 06 Mar 2024 16:45:00 GMT61https://lykkenonlending.com/02-19-24-china-on-population-take-it-easyfalse2.19.24 China on Population, "Take It Easy"

----------------------------

Well, we’re buying down the locks. Trying to loosen our loans. Got a world of guidelines on our minds.

Let’s look long-term. China’s fertility rate is among the lowest globally. It fell below its replacement rate in 1991. As a result, its population likely will collapse by 50% in 75 years, recently reported by Newsweek. Along the way, the ratio of workers to seniors will drop 50% in 10 years. So, China’s debt burden will crush it, impacting the world.

Back to today: For US rates to rise, they need helpful news on inflation, growth, or debt. The Fed does not expect it.

Bulls gotta know if Fed’s sweet ease Is gonna save them?

-------------------------

Song: Take It Easy (1972)

Eagles 2013 Remastered original recording

]]>03-04-2024 MBA Mortgage Minute with Adam DeSanctisU31sYDSZZWed, 06 Mar 2024 15:28:16 GMT110https://lykkenonlending.com/03-04-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.


]]>02-26-2024 MBA Mortgage Minute with Adam DeSanctisDrFrPklguWed, 06 Mar 2024 14:55:21 GMT88https://lykkenonlending.com/02-26-2024-mba-mortgage-minute-with-adam-desanctisfalseAdam DeSanctis, Director of Public Affairs at Mortgage Bankers Association


As a strategic public affairs and communications executive with nearly two decades of experience, Adam has deep expertise in strategy, management, and media relations. He is widely considered to be an expert in a variety of communications, including advocacy, brand, executive, crisis, grassroots, and social media. In his career, he has been the MBA spokesperson on a wide variety of real estate research and advocacy-related issues, promoted MBA research and advocacy efforts to financial, political, and trade industry media and on MBA's social media channels, and secured media opportunities for MBA leadership on key real estate trends and issues, generated media coverage for MBA's research and data on mortgage applications, credit availability, homebuilder applications, mortgage forbearance/delinquencies, commercial real estate originations, and forecasts, and other industry analysis, developed key strategic initiatives for MBA's organizational public affairs plan, media relations and member communications support for mPower, MBA's Opens Doors Foundation and MBA's Diversity, Equity, and Inclusion programs.

]]>03-04-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Bill Corbet, Marc Helm, and David Lykken51CsG5gMdMon, 04 Mar 2024 19:09:02 GMT1288https://lykkenonlending.com/03-04-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-bill-corbet-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-26-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkenc0bV9MV5sTue, 27 Feb 2024 10:34:00 GMT2827https://lykkenonlending.com/02-26-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-19-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkensz2v2ev3DTue, 20 Feb 2024 01:09:04 GMT2536https://lykkenonlending.com/02-19-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-12-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenADNkGFcM7Tue, 13 Feb 2024 15:10:48 GMT2437https://lykkenonlending.com/02-12-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-07-2024 What does it take to succeed in 2024 with Alec Hanson of Loan DepotY41_fNppQWed, 07 Feb 2024 17:53:28 GMT1966https://lykkenonlending.com/02-07-2024-what-does-it-take-to-succeed-in-2024-with-alec-hanson-of-loan-depotfalseSucceeding in the mortgage industry in 2024, like in any other year, requires a combination of industry knowledge, adaptability, excellent customer service, and a keen understanding of market trends. One of the top producers in the industry is sharing his knowledge on what it takes to succeed this year. Alec Hanson, Chief Marketing Officer of Loan Depot is with David Lykken today to discuss this.

]]>02-05-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenwMPBfz5BITue, 06 Feb 2024 10:50:58 GMT3548https://lykkenonlending.com/02-05-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>01-31-2024 AI in Appraisals - A Coming Revolution? with Allan Weiss of Weiss AnalyticshNvoBUbzrWed, 31 Jan 2024 20:00:00 GMT2283https://lykkenonlending.com/01-31-2024-ai-in-appraisals-a-coming-revolution-with-allan-weiss-of-weiss-analyticsfalseAutomated Valuation Models, or AVMs, are computer algorithms that use various data points and statistical models to estimate the value of a property. These models consider factors such as property characteristics, location, historical sales data, market trends, and other relevant information. The result is an automated property valuation report, providing an estimated property value without the need for a human appraiser. Today, We have Allan Weiss, Co-Founder of Case-Schiller index share how they created AVM in property valuation.

]]>01-29-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenWqJvtCSE3Tue, 30 Jan 2024 03:32:01 GMT2375https://lykkenonlending.com/01-29-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>01-24-2024 Mortgage Technolgy Benefits to Lenders with Erin Dee of Loan PeoplecfbJnV2W4Wed, 24 Jan 2024 20:00:00 GMT1815https://lykkenonlending.com/01-24-2024-mortgage-technolgy-benefits-to-lenders-with-erin-dee-of-loan-peoplefalseThe mortgage industry, traditionally viewed as conservative and paper-heavy, is undergoing a transformative shift. The catalyst? Technology. In an era where efficiency and customer experience are paramount, mortgage technology emerges as a game-changer, offering a plethora of benefits to lenders. One of the most significant impacts of technology in mortgage lending is process automation. Tasks that once required days, such as underwriting and document verification, are now accomplished in a fraction of the time. This efficiency not only accelerates the loan approval process but also minimizes human error, ensuring a smoother, more reliable path from application to approval. Our guest today, Erin Dee of LoanPeople shares her journey and how mortgage technology is helping her in getting more business.

]]>01-22-2024 Weekly Mortgage Update and Honoring David H. Stevens with Bill Cosgrove and Alice Alvey of Union Home MortgagemN_mVVKkMMon, 22 Jan 2024 22:47:00 GMT4069https://lykkenonlending.com/01-22-2024 Weekly Mortgage Update and Honoring David H. Stevens with Bill Cosgrove and Alice Alvey of Union Home MortgagefalseShow notes:


TMSpotlight:

1.22.24 It's A "Love Story" If Buyers Say Yes!

------------------------

Bonds got tired of waiting.

Wondering if Jay was ever coming around.

Did the Bond buyers buy on Friday? Happy consumers bought by draining savings and using credit cards earlier in the week. Where did the new era of frugality go?

Will the Fed reduce its selling of Treasuries (Quantitative tightening) to avoid liquidity problems? Would such action increase inflation and create wild moves like the spring 2020? Is the Fed Romeo and Bonds Juliet?

Don't be afraid. Jay will get out of this mess. It's a Love Story; buyers, just say yes.

------------------------

Song: Love Story (2008) Taylor Swift

https://www.youtube.com/watch?v=8xg3vE8Ie_E


Legislative Update:

Link to VA ANPR - https://www.federalregister.gov/documents/2023/12/11/2023-27068/loan-guaranty-minimum-property-requirements-for-va-guaranteed-and-direct-loans


The Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>An interview with & tribute to David H. Stevens – A Friend and iconic industry leaderCeKpF58ZiWed, 17 Jan 2024 20:08:00 GMT2350https://lykkenonlending.com/an-interview-with-tribute-to-david-h-stevens-a-friend-and-iconic-industry-leader/falseThe world of mortgage finance and housing policy is mourning the loss of an amazing iconic leader and friend with the passing of David H. Stevens. As we reflect on his remarkable career, we celebrate his profound impact on the mortgage industry and his enduring legacy. I can think of no better way to honor and remember David, than to listen to the attached interview with David that I had the privilege and honor of recording on June 27th, 2017. In this interview, you will hear David share how he started his career in mortgage lending, his journey and accession to serving in the White House, and most importantly his thoughts on leadership and what influenced him in his journey to become the leader he was and his thoughts about the future of our industry. He transparently talked about how he dealt with cancer. It is inspirational. What comes through in this interview is his passion and dedication serve as an inspiration to those who follow in his footsteps. Even though David is no longer with us, his impact on each of our lives and the housing sector will endure, reminding us all of the profound difference one person can make in the lives of many. I hope you will take the time to listen and share this interview as a tribute to our friend, David Stevens.

]]>01-17-2024 Different vendors, different outcomes: Picking the right BBYS provider with Jeremy Foster of Calque and Amy Smith of Alcova Mortgage0Gtjd_6fKWed, 17 Jan 2024 19:00:00 GMT1642https://lykkenonlending.com/01-17-2024-different-vendors-different-outcomes-picking-the-right-bbys-provider-with-jeremy-foster-of-calque-and-amy-smith-of-alcova-mortgagefalseThe "Buy Before You Sell" solution for mortgages is a strategy that allows homeowners to purchase a new home before selling their current one. This can be particularly useful in a competitive real estate market where finding a new home might be challenging, or when homeowners do not want to rush the sale of their current property. Calque, is a company that is doing this and today we have their CEO at our podcast – Jeremy Foster to share the benefits of their BBYS solution and Amy Smith of Alcova Mortgage to give testimonial on how Calque has helped their business.

]]>01-15-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenHjPiAUBiaMon, 15 Jan 2024 23:16:16 GMT2186https://lykkenonlending.com/01-15-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>01-11-2024 Borrower Intelligence Platform: Opportunities and understanding borrowers needs with Richard Harris of Trust EnginegTnAaiV7SThu, 11 Jan 2024 15:23:54 GMT2851https://lykkenonlending.com/01-11-2024-borrower-intelligence-platform-opportunities-and-understanding-borrowers-needs-with-richard-harris-of-trust-enginefalseThe Borrower's Intelligence Platform is ushering in a new era in lending, where data-driven insights are at the forefront of decision-making. This technology not only benefits lenders by reducing risk and improving efficiency but also empowers borrowers by expanding access to credit and providing more personalized loan options. As the lending industry continues to evolve, BIP will play a crucial role in shaping its future. It is a powerful tool that combines the best of data analytics and lending practices to create a win-win situation for both lenders and borrowers. Richard Harris of Trust Engine is here with us today to share how their BIP solution helps lenders get a superior funnel performance and monitors their database to anticipate borrowers’ needs.

]]>01-08-2024 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenDRcikuyLaMon, 08 Jan 2024 21:33:24 GMT2591https://lykkenonlending.com/01-08-2024-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>New Year Special: Challenges facing real estate officers and loan officers due to ongoing changes in the real estate industry with Matthew VanFossen of Absolute Home MortgagenWb5tNyrrMon, 01 Jan 2024 14:32:20 GMT2368 https://lykkenonlending.com/new-year-special-challenges-facing-real-estate-officers-and-loan-officers-due-to-ongoing-changes-in-the-real-estate-industry-with-matthew-vanfossen-of-absolute-home-mortgagefalseMatthew VanFossen discussed with David Lykken the NAR Lawsuit and how it affects Real Estate Officers and Mortgage Loan Originators. He also discussed their ways on how to get business while the market is off.

]]>Christmas special: The Movement Story - Loving and Valuing People with Stephen Phelan of Movement MortgagePctFu1xRxMon, 25 Dec 2023 14:59:45 GMT2516https://lykkenonlending.com/christmas-special-the-movement-story-loving-and-valuing-people-with-stephen-phelan-of-movement-mortgagefalseStephen Phelan, Chief Pastoral Officer of Movement Mortgage joined David for the Christmas special release of Lykken on Lending to discuss about Movement’s story about loving and valuing their people. He broke it down into three fundamental human need that human heart has to be loved and valued. Please listen and share it with your peers. 

]]>12-20-2023 How LinkedIn helps Mortgage Professionals with Debbie Wemyss of DW Consulting Solutions46vGzPm3sWed, 20 Dec 2023 12:46:20 GMT2284https://lykkenonlending.com/12-20-2023-how-linkedin-helps-mortgage-professionals-with-debbie-wemyss-of-dw-consultingfalseLinkedIn can be a valuable platform for mortgage professionals to build their network, establish credibility, and grow their business. The success of having a linkedin account is based on several factors, like any other social media platform, depends on consistency and authenticity. Engaging with your network, sharing valuable content, and building meaningful relationships are key to leveraging LinkedIn effectively as a mortgage professional. Our guest today is an expert on helping professionals improve their LinkedIn profiles. Debbie Wemyss of DW Consulting has been coaching professionals in optimizing LinkedIn profiles and implementing proven strategies to improve online presence in LinkedIn.

]]>12-18-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken5c4uoz4_STue, 19 Dec 2023 14:22:48 GMT3546https://lykkenonlending.com/12-18-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-15-2023 Mortgage Coach and Success Stories from Top Loan Originators with Dave Savage of Mortgage Coach3UShodmA4Fri, 15 Dec 2023 15:56:15 GMT1712https://lykkenonlending.com/12-15-2023-mortgage-coach-and-success-stories-from-top-loan-originators-with-dave-savage-of-mortgage-coachfalseThis special episode with Dave Savage of Mortgage Coach talks about his experience interviewing loan originators who are successful in today's market on his podcast. What are they doing to thrive in these challenging times.

]]>12-12-2023 Mortgage Tech to Maximize Production in 2024 with Rocky Foroutan and Kwe Parker of Lender Home PageUzfvpHbzkTue, 12 Dec 2023 19:30:00 GMT2243https://lykkenonlending.com/12-12-2023-mortgage-tech-to-maximize-production-in-2024-with-rocky-foroutan-and-kwe-parker-of-lender-home-pagefalseThe mortgage industry has evolved significantly over the years, with technology playing a pivotal role in transforming how mortgages are originated, processed, and serviced. In 2024, mortgage professionals are presented with a myriad of opportunities to maximize production and efficiency through innovative mortgage technology. One of the companies that we should be looking to is Lender Home Page, they aim to improve the online lending experience for both mortgage professionals and their customers. Listen to their CEO, Rocky Foroutan and their CRO, Kwe Paker as they share how companies will benefit by availing their service.

]]>12-11-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkeny6i5jisphTue, 12 Dec 2023 12:27:07 GMT2234https://lykkenonlending.com/12-11-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-06-2023 What are top MLOs doing to succeed in today’s market with Garrett Locklear of Candid, Inc.tCYxQVrpgWed, 06 Dec 2023 19:45:00 GMT2150https://lykkenonlending.com/12-06-2023-what-are-top-mlos-doing-to-succeed-in-todays-market-with-garrett-locklear-of-candid-incfalseTop mortgage loan officers thrive by combining industry knowledge, strong customer relationships, technological efficiency, and ethical practices. They adapt to market changes, prioritize education, and continuously improve their skills to succeed in today's competitive mortgage market. One of the top MLOs in the mortgage space is Garrett Locklear, founder of Candid, Inc. with $1Bn lifetime funding, he sat down with David Lykken and discussed what MLOs are doing to succeed in this tough market.

]]>12-04-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenuY2h0aIM3Mon, 04 Dec 2023 22:05:33 GMT2337https://lykkenonlending.com/12-04-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-29-2023 New technology, new ways to cut cost with Richard Grieser of TruvQzxOCinXyWed, 29 Nov 2023 11:40:18 GMT1212https://lykkenonlending.com/11-29-2023-new-technology-new-ways-to-cut-cost-with-richard-grieser-of-truvfalseConsumer financial data is the bedrock of today's financial ecosystem, shaping lending decisions, financial services, and personal finance management. As individuals and businesses navigate this data-driven world, it is crucial to strike a balance between leveraging the benefits of consumer financial data and safeguarding individual privacy and security. One of the up-and-comers in this arena is Truv, they are on a mission to put the data back in the hands of consumers by providing organizations with consumer permissioned financial data sources. Their cost will save organizations tons of money by 60%-80% savings on their service. Joining us today to explain further is Richard Grieser, Vice President of Marketing for Truv.

]]>11-27-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenNJ2c9mAxtTue, 28 Nov 2023 00:51:46 GMT2038https://lykkenonlending.com/11-27-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-22-2023 Home Equity Line of Credit (HELOC) with Joel Rickman of EquifaxAgv37WIk_Wed, 22 Nov 2023 12:18:00 GMT1960https://lykkenonlending.com/11-22-2023-home-equity-line-of-credit-heloc-with-joel-rickman-of-equifaxfalseIn the realm of personal finance, homeowners often find themselves in a unique position of potential wealth creation. This untapped resource lies in the very place they call home – their property's equity. Home Equity Lines of Credit, commonly known as HELOCs, have emerged as a versatile financial tool that allows homeowners to harness the value locked within their homes for a variety of purposes. Whether it's funding home renovations, consolidating debt, covering unexpected expenses, or pursuing investment opportunities, a HELOC can serve as a valuable asset in one's financial toolkit. In this episode, Joel Rickman delved into the importance of the HELOC process and factors driving HELOC usage.

]]>11-20-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenhnH4hVFeJTue, 21 Nov 2023 16:32:27 GMT3222https://lykkenonlending.com/11-20-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-15-2023 Future of appraisal with John Liss of True FootageHvOEijyoCWed, 15 Nov 2023 17:06:00 GMT1560https://lykkenonlending.com/11-15-2023-future-of-appraisal-with-john-liss-of-true-footagefalseThe future of mortgage appraisal is poised to undergo significant transformations driven by technological advancements, changing market dynamics, and evolving consumer preferences. In recent years, the traditional methods of property valuation have been gradually giving way to innovative approaches that leverage data analytics, artificial intelligence, and automation. These emerging trends not only promise greater accuracy and efficiency in the appraisal process but also have the potential to reshape the way we evaluate and secure mortgages. In this rapidly evolving landscape, this discussion will explore the key drivers and potential outcomes of the future of mortgage appraisal, offering insights into how these developments may impact the real estate industry and homebuyers alike.

]]>11-13-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenZbEGJMVp3Tue, 14 Nov 2023 17:10:15 GMT2483https://lykkenonlending.com/11-13-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-10-2023 Angel AI with Pavan Agarwal of SunWest Mortgage (Part 2)vYjGbtBeZFri, 10 Nov 2023 17:18:38 GMT3572https://lykkenonlending.com/11-10-2023-angel-ai-with-pavan-agarwal-of-sunwest-mortgage-part-2false

The rise of artificial intelligence (AI) in various industries is undeniable. From healthcare and manufacturing to the world of finance, AI is changing the way we operate, offering solutions that are faster, more accurate, and tailored to individual needs. One of the most notable implementations in the mortgage industry is the Angel AI by SunWest Mortgage, The integration of artificial intelligence (AI) into our daily lives is changing the way industries operate, offering automated, precise, and tailored solutions. The mortgage industry, known for its intricate processes and paperwork, is one that stands to benefit enormously from these advancements. This is the continuation of the first part of the podcast with Pavan Agarwal of SunWest Mortgage. The brain behind Angel AI. He breaks down the process of Angel AI.


]]>11-08-2023 Navigating Through A Continued Heightened Rate Environment With Dan Catinella Of Total Expert And Melissa Wright Of American Pacific MortgageLSvK54Pc_Wed, 08 Nov 2023 11:00:00 GMT1554https://lykkenonlending.com/navigating-through-a-continued-heightened-rate-environment-with-dan-catinella-of-total-expert-and-melissa-wright-of-american-pacific-mortgagefalse Today’s heightened rate environment in the lending space will surely pass soon enough. But as long as it is here, you must know how to navigate through it in order to thrive and survive. Joining David Lykken to share valuable tips about this matter are Dan Catinella of Total Expert and Melissa Wright of American Pacific Mortgage. They discuss the importance of being data-driven in this particular lending climate, focusing more on customer retention and profiles. Dan and Melissa also share how they help originators engage with customers when it comes to repurchasing and refinancing, as well as the approach they take in addressing the low statistics of homeowners with mortgages.


]]>11-06-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenIPfYjvHTVMon, 06 Nov 2023 18:37:35 GMT1778https://lykkenonlending.com/11-06-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-01-2023 Byte Software And LOS Differentiation With Mark Todd Of Byte Software7JIWUU9t3Wed, 01 Nov 2023 17:00:00 GMT1710https://lykkenonlending.com/byte-software-and-los-differentiation-with-mark-todd-of-byte-software/falseIt’s not the biggest and flashiest that remains in the game, but the most trusted, consistent, and dependable. This is what Byte Software steadfastly aims for. Driven by its mission to be the most trusted LOS on the planet, Byte Software has been serving mortgage bankers since 1985. In today’s episode, David Lykken sits down with none other than Mark Todd of Byte Software to talk us further into the amazing things they are doing to provide lenders with the freedom to do business the way they want. Mark touches on their LOS differentiation, sharing what they do for both the small and big guys in the industry that makes them stand out from other loan origination software out there. Plus, Mark talks about their one-year contracts, their partnership DNA, support systems, and more. In times when markets are erratic, we all need the accessible and easy-to-use tools we can get. Join this conversation and get to know more about Byte Software and what it can offer you in your journey to mortgage success!

]]>10-31-2023 Interest rate and MSR outlook for Q4 of 2023 and 2024 with Doug Duncan, Adam Quinones, Matt Graham, Les Parker and David Lykken M99-dwf5lTue, 31 Oct 2023 21:13:50 GMT3797https://lykkenonlending.com/10-31-2023-interest-rate-and-msr-outlook-for-q4-of-2023-and-2024-with-doug-duncan-adam-quinones-matt-graham-les-parker-and-david-lykkenfalseThe Federal Reserve's interest rate decision in the run-up to the 2024 Presidential election underscores the intricate balance between macroeconomic management and the more nuanced elements of the financial sector, such as MSRs. Stakeholders in the mortgage industry, as well as broader financial institutions. Given the relationship between interest rates and MSRs, the Federal Reserve's decision will undoubtedly influence MSR dynamics. Today, Doug Duncan, Chief Economist of Fannie Mae, and Adam Quinones, Founder of dataQollab sat down with Matt Graham, Les Parker, and David Lykken to have a round table discussion on what will be most likely the forecast for interest rates and MSR for the 4th Quarter of 2023 and 2024.

]]>10-30-2023 Real Estate’s Class Action Lawsuit and Likely Outcome with James Dwiggins of NextHome1MM-Ba-XtTue, 31 Oct 2023 00:41:16 GMT2951https://lykkenonlending.com/10-30-2023-real-estates-class-action-lawsuit-and-likely-outcome-with-james-dwiggins-of-nexthomefalseJames Dwiggins, CEO of NextHome sat down with David Lykken. He explained the background of the three class action lawsuits between the Department of Justice and the National Association of Realtors. The general understanding of these lawsuits is a conspiracy in the industry to prop up commissions and that they collaborated to do that by forcing sellers to pay buyer’s agent commissions. James also has a podcast named Real Estates Insiders Unfiltered with Keith Robinson.

]]>10-30-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenwU1pm7x0zMon, 30 Oct 2023 23:39:08 GMT2940https://lykkenonlending.com/10-30-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>10-27-2023 Women Empowerment with Marjorie Willis of Navy Federal Credit Union475A4mFvt2Fri, 27 Oct 2023 20:36:53 GMT941https://lykkenonlending.com/10-27-2023-women-empowerment-with-marjorie-willis-of-navy-federal-credit-unionfalseIn an ever-evolving world, the concept of women's empowerment has emerged as a transformative force driving positive change across societies, industries, and economies. Women empowerment is not merely a buzzword but a powerful movement that champions equality, inclusivity, and the realization of women's full potential. It represents the idea that every woman, regardless of her background, should have the opportunity and support to achieve her dreams, participate in decision-making processes, and break through the barriers that may hinder her progress. Marjorie Willis of Navy Federal Credit Union sat down with David Lykken at the last MBA Conference to discuss the impact of this topic to executives like her in the mortgage industry.

]]>10-25-2023 Correspondent Community Lending Program With Taeko Bashaw And Cerita Battles Of ChaseJLL-QP7YhWed, 25 Oct 2023 10:00:00 GMT2138https://lykkenonlending.com/correspondent-community-lending-program-with-taeko-bashaw-and-cerita-battles-of-chasefalseMore than earning a profit, a good lending program goes above and beyond to completely change a homeowner’s life for the better. This is what JPMorgan Chase is doing through their $30 billion racial equity commitment through Correspondent Community Lending Program. David Lykken and Marc Helm explore this even deeper with Taeko Bashaw, the program’s Executive Director, and Cerita Battles, Chase’s Managing Director and Head of Community & Affordable Lending. Together, they share how the Correspondent Community Lending Program not only provides easier access to homeownership but also bridges the gaps of wealth and racial differences. Taeko and Cerita explain how their program can stabilize underserved communities, and secure long-term sustainable outcomes. 

]]>10-23-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken5C9li9UxKTTue, 24 Oct 2023 09:37:08 GMT2743https://lykkenonlending.com/10-23-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>10-18-2023 NCS Innovation and FICO Pricing with Jeff Gentry and Curtis Knuth of National Credit Reporting System, Inc.DVo98T4sVWed, 18 Oct 2023 11:39:48 GMT1538https://lykkenonlending.com/10-18-2023-ncs-innovation-and-fico-pricing-with-jeff-gentry-and-curtis-knuth-of-national-credit-reporting-system-incfalseNCS (National Credit-reporting System, Inc.), a full-service credit-reporting agency specializing in third-party validation services and credit intelligence data, offers a unified verification and risk mitigation offering, blending performance and efficient design for today’s mortgage industry leaders. A trusted leader with lenders nationwide since 1978, NCS is a private and family-owned company navigating you through solutions, services, and experience needed to maximize portfolio strength and consumer satisfaction beyond the expected. We are the industry pioneer of being the first organization to offer IRS tax transcript solutions (TRV® Services) nationwide. Today, we have their Chief Executive Officer, Curtis Knuth and Chief Revenue Officer Jeff Gentry sharing how the company innovates to be on top of their niche and what they see in the future of credit reporting.  

]]>10-16-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken4af75pNBdMon, 16 Oct 2023 22:45:27 GMT2603https://lykkenonlending.com/10-16-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>10-13-2023 Discussion on Real Estate Commission Change with Marjorie Adam of Marjorie Adam TeamhXH0DaNkacFri, 13 Oct 2023 14:25:01 GMT2419https://lykkenonlending.com/10-13-2023-discussion-on-real-estate-commission-change-with-marjorie-adam-of-marjorie-adam-teamfalseThe real estate industry is undergoing a significant transformation, with one of the most notable changes being a shift in the way real estate commissions are structured and paid. Traditionally, real estate agents have earned a commission based on a percentage of the sale price of a property. However, in recent years, there has been a growing movement towards alternative commission structures that aim to make the real estate transaction process more transparent and cost-effective for both buyers and sellers. Critics of the traditional commission model argue that it can be costly for homeowners, especially in high-priced markets, where a 5% to 6% commission can amount to tens of thousands of dollars. This has led to calls for greater transparency and flexibility in the way real estate commissions are calculated and paid. David Lykken sat down with Marjorie Adam to discuss where this change is heading.

]]>10-11-2023 Core Values as Foundation of Leadership with Bobby Nicely, Billy Siple and Rob Lindstrom of Alcova MortgageeCVbsV7zNWed, 11 Oct 2023 13:00:00 GMT2115https://lykkenonlending.com/10-11-2023-core-values-as-foundation-of-leadership-with-bobby-nicely-billy-siple-and-rob-lindstrom-of-alcova-mortgagefalseCore values play a fundamental role in leadership. They serve as guiding principles that dictate behavior and action. For leaders, adhering to these values helps to cultivate trust and guide the organization towards its vision. Let's delve deeper into the importance of core values as the foundation of leadership. It is more than just words on paper. They serve as the foundation upon which effective leadership is built. Leaders who truly internalize and act upon their core values can foster organizations that are trustworthy, resilient, and successful, just like our guest for today, Bobby Nicely, Billy Siple and Rob Lindstrom also known as 3AM (3 owners of Alcova Mortgage). They breathe and live with their core values that makes them a successful organization.

]]>10-10-2023 Angel AI with Pavan Agarwal of SunWest Mortgage (Part 1)osGUV7Vz7GTue, 10 Oct 2023 16:56:35 GMT3283https://lykkenonlending.com/10-10-2023-angel-ai-with-pavan-agarwal-of-sunwest-mortgagefalseThe rise of artificial intelligence (AI) in various industries is undeniable. From healthcare and manufacturing to the world of finance, AI is changing the way we operate, offering solutions that are faster, more accurate, and tailored to individual needs. One of the most notable implementations in the mortgage industry is the Angel AI by SunWest Mortgage, The integration of artificial intelligence (AI) into our daily lives is changing the way industries operate, offering automated, precise, and tailored solutions. The mortgage industry, known for its intricate processes and paperwork, is one that stands to benefit enormously from these advancements. Today we have Pavan Agarwal of SunWest Mortgage. The brain behind Angel AI is going to share the history of how he envisioned and built Angel AI.

]]>10-09-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenBxebLTgVMMon, 09 Oct 2023 21:29:00 GMT1742https://lykkenonlending.com/10-09-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>10-03-2023 Vagrant: The Inner Journey of Leadership with John David MannOKgL23wQ-Tue, 03 Oct 2023 18:41:19 GMT1666https://lykkenonlending.com/10-03-2023-vagrant-the-inner-journey-of-leadership-with-john-david-mannfalseIn the vast expanse of leadership literature, John David Mann's "Vagrant: The Inner Journey of Leadership" stands as a poignant testament to the importance of self-awareness, self-reflection, and the personal journey in the quest for authentic leadership. Mann's work delves deep into the heart of leadership, advocating for an introspective approach, rather than the all-too-familiar emphasis on external skills and tactics. Vagrant is not just a book on leadership; it's a treatise on personal growth and authenticity. In an age where leadership is often misconstrued as mere authority or power, John David Mann reminds us of its essence: the continuous journey of self-improvement and the courage to lead by example.

]]>10-02-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken4EHT4BvL_UMon, 02 Oct 2023 21:38:08 GMT2587 https://lykkenonlending.com/10-02-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>09-27-2023 Leadership Mindset and Skillset with Emily Farley of Atlantic Bay Mortgage Groupb8LGAhOqiQWed, 27 Sep 2023 14:56:50 GMT2115https://lykkenonlending.com/09-27-2023-leadership-mindset-and-skillset-with-emily-farley-of-atlantic-bay-mortgage-groupfalseThe essence of leadership transcends a designated title or a position of authority. True leadership arises from an amalgamation of the right mindset and skillset. Both are vital to driving influence, sparking change, and leading teams or organizations towards a vision. Leadership is a dance between the mind and action, between what one believes and how one acts on those beliefs. When leaders harmonize their mindset and skillset, they not only empower themselves but also those they lead, creating an atmosphere where vision turns into reality. Today, Emily Farley of Atlantic Bay Mortgage Group shares leadership best practices that they do in their company.

]]>09-25-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenEpww7X5aP-Tue, 26 Sep 2023 10:54:19 GMT2241https://lykkenonlending.com/09-25-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>09-20-2023 Serving The Community Through Mortgage Education with Shawn Karnes of Arvest Bankd0_AfDgS7lWed, 20 Sep 2023 11:30:03 GMT1818https://lykkenonlending.com/09-20-2023-serving-the-community-through-mortgage-education-with-shawn-karnes-of-arvest-bankfalseIn the fast-paced world we inhabit, nurturing the roots of our communities often takes a back seat. However, a community thrives when its members are empowered with knowledge that can pave the path to financial stability and growth. Giving back to the community by educating them about mortgages is more than just a philanthropic endeavor. It is an investment in the fabric of society, fostering sustainable growth, and nurturing a culture of mutual respect and support. When individuals are equipped with knowledge, they can make informed decisions that benefit not only themselves but their community as a whole. Today, we have Shawn Karnes of Arvest Bank sharing how they give back to the community by educating them about the mortgage process.

]]>09-18-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenNQcoS1Rwa_Tue, 19 Sep 2023 15:45:59 GMT1899https://lykkenonlending.com/09-18-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>09-15-2023 NAR Lawsuits discussion with Jessica Peterson, Kevin Cottrell and Scott PetronisgF56NIS4UoFri, 15 Sep 2023 15:09:35 GMT2849https://lykkenonlending.com/09-15-2023-nar-lawsuits-discussion-with-jessica-peterson-kevin-cottrell-and-scott-petronisfalseListeners. We have a really important update on what's going on with the real estate commission today. I want you to take time to listen through this and share this podcast because this is already starting to have an impact as you're going to hear in just a few minutes as we get into the discussion again, the whole topic that we're focusing on today is the sell side of the real estate commission and what no one thought would ever change appears to be changing

]]>09-13-2023 Leadership Freedom and Leverage with Jason Abell of Rewire, Inc.uid47Z68sTWed, 13 Sep 2023 17:10:30 GMT2225https://lykkenonlending.com/09-13-2023-leadership-freedom-and-leverage-with-jason-abell-of-rewire-incfalse

]]>09-12-2023 CFPB Issues RESPA Consent Orders over Event Tickets, MSAs, And Online Subscriptions with Mitch Kider of Weiner Brodsky Kider PC94vFW08y7iTue, 12 Sep 2023 16:02:13 GMT2394https://lykkenonlending.com/09-12-2023-cfpb-issues-respa-consent-orders-over-event-tickets-msas-and-online-subscriptions-with-mitch-kider-of-weiner-brodsky-kider-pcfalseThe Consumer Financial Protection Bureau (CFPB), an agency of the United States government responsible for safeguarding consumers in the financial sector, has recently turned its focus towards scrutinizing potential violations of the Real Estate Settlement Procedures Act (RESPA). The bureau has issued a series of consent orders against several mortgage and real estate companies for practices linked to event tickets and Marketing Services Agreements (MSAs), which have raised concerns of unfair practices and potential conflicts of interest. Mortgage and real estate companies should take this opportunity to review and update their compliance protocols to avoid falling foul of the law. As the regulatory landscape continues to evolve, adherence to RESPA’s provisions will be critical in fostering a fair and transparent real estate market that serves the best interests of consumers. Today, we have Mitch Kider of Weiner, Brodsky Kider PC on what the mortgage industry should be aware of.

]]>09-11-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken6dZu3NKnpcMon, 11 Sep 2023 18:16:16 GMT1675https://lykkenonlending.com/09-11-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>09-06-2023 How Background influenced Cahootz with Michael Powell of CahootzUniwVIr0TaWed, 06 Sep 2023 22:11:02 GMT2078https://lykkenonlending.com/09-06-2023-how-background-influenced-cahootz-with-michael-powell-of-cahootzfalseThe mortgage business, with its intricate lattice of financial patterns and changing market dynamics, can sometimes sap the enthusiasm out of the most stalwart professionals. There comes a time in every mortgage business owner's journey when the zeal seems to have fizzled out, leaving them pondering about drawing the curtains on their enterprise. However, quitting is not always the answer. Reigniting the lost passion and resurrecting the fervor to keep going can be a viable, and often rewarding, solution. Joining us today is Michael Powell, Founder of Cahootz, He shared with us his “why” and reigniting his passion in the mortgage industry.

]]>09-04-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenLQO52sqEeTue, 05 Sep 2023 13:30:16 GMT1961https://lykkenonlending.com/09-04-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>08-31-2023 Commitment to Consistency in a Tough Market with Mike Virostko of Evolve Bank & Trust MortgageDXiZdUw8xThu, 31 Aug 2023 15:08:26 GMT1557 https://lykkenonlending.com/08-31-2023-commitment-to-consistency-in-a-tough-market-with-mike-virostko-of-evolve-bank-trust-mortgagefalse

]]>08-28-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenhaZFGfHCxhMon, 28 Aug 2023 20:05:37 GMT2767https://lykkenonlending.com/08-28-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalse

]]>08-23-2023 Banking on Digital Growth with James Robert Lay of Digital Growth InstitutefRKDDUdDROTue, 22 Aug 2023 20:45:23 GMT2278https://lykkenonlending.com/08-23-2023-banking-on-digital-growth-with-james-robert-lay-of-digital-growth-institutefalseIn today's rapidly evolving landscape, the banking industry finds itself at the crossroads of innovation and tradition. One individual who has positioned himself at the forefront of this transformative journey is James Robert Lay. With a keen eye for technological advancements and a profound understanding of the financial sector, Lay has become a prominent figure driving the digital growth of banking. James has successfully guided banks and financial institutions to reimagine their customer engagement strategies. Embracing the power of artificial intelligence, data analytics, and personalized experiences, he has enabled these institutions to transcend geographical boundaries and connect with customers in ways previously unimagined.

]]>08-21-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenlYRfjAR_6PMon, 21 Aug 2023 21:01:59 GMT3399https://lykkenonlending.com/08-21-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>08-16-2023 Understanding the investment side of Clayton Collins' brain with Clayton Collins of HousingWire Media30bi6SxB5hWed, 16 Aug 2023 10:06:07 GMT2280 https://lykkenonlending.com/08-16-2023-understanding-the-investment-side-of-clayton-collins-brain-with-clayton-colllins-of-housingwire-mediafalseWe have the privilege of introducing a remarkable individual who has been making waves in the world of media and housing. Joining us is none other than Clayton Collins, CEO and Founder of HousingWire Media. With a deep understanding of the complexities of the housing market and an unwavering commitment to journalistic integrity, Clayton has cultivated a community of experts and thought leaders who contribute to the ongoing dialogue surrounding housing trends, market shifts, and industry developments. HousingWire Media has evolved into a hub of thought-provoking content, including articles, podcasts, and events that bring together the brightest minds in real estate. His passion for delivering accurate, timely, and actionable information has undoubtedly contributed to the success of countless professionals within the housing sector. Get ready to be inspired as we delve into a conversation with Clayton Collins. We'll explore his journey with HousingWire, his insights into the housing market's current landscape, and the role HousingWire Media plays in shaping the way we understand and navigate the world of real estate.

]]>08-14-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken9UDkuVyfTxMon, 14 Aug 2023 19:12:41 GMT2228https://lykkenonlending.com/08-14-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>08-09-2023 Student Loan Impact on Mortgage Industry with Catalina Kaiyoorawongs of LoanSensekWf0YNlYjWed, 09 Aug 2023 05:31:00 GMT2049https://lykkenonlending.com/08-09-2023-student-loan-impact-on-mortgage-industry-with-catalina-kaiyoorawongs-of-loansensefalseThe dream of homeownership has long been a cornerstone of the American dream. However, for many millennials and Gen Z’ers, the burden of student loan debt has significantly altered the path towards achieving that dream. The intertwining of student loan debt and the pursuit of homeownership presents a complex challenge for today's aspiring homebuyers. The impact of student loan debt on mortgage applications is a reality that cannot be ignored. As the landscape of student loan debt evolves, it becomes increasingly important for individuals to make informed financial decisions, establish strong credit profiles, and explore strategies to effectively manage their debt. Today, we have Catalina Kaiyoorawongs of LoanSense to share with us how you can achieve home ownership by having a process that will make sure your home loan application will be approved while still having student loan debt.

]]>08-07-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenOgCqSfolNMon, 07 Aug 2023 18:50:57 GMT2741https://lykkenonlending.com/08-07-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>08-02-2023 Integrated Mortgage Technology Ecosystem With Mike Russell Of Total ExpertZZXWxaCwaWed, 02 Aug 2023 10:00:00 GMT1987https://lykkenonlending.com/integrated-mortgage-technology-ecosystem-with-mike-russell-of-total-expertfalseTotal Expert is paving the way for an integrated mortgage technology ecosystem that empowers lenders to thrive while revolutionizing how we connect, engage, and serve customers. In this episode, our special guest is Mike Russell of Total Expert, a leading provider of integrated mortgage technology solutions. Today, Mike shares how Total Expert is revolutionizing the industry by seamlessly integrating various technologies and creating a comprehensive ecosystem for mortgage lenders. Mike highlights the importance of leveraging data and customer intelligence to enhance the borrower experience, drive engagement, and ultimately reduce churn. With Total Expert's purpose-built platform, lenders can personalize their communications, automate processes, and provide a differentiated borrower experience that sets them apart. Mike also explores the five Ds—diamonds, diapers, degree, death, and divorce—and how Total Expert's expert content team has created tailored journeys for each life event, leveraging triggers to initiate personalized interactions. Join us in unraveling the potential of integrated mortgage technology ecosystems and how they are shaping the future of the industry. 

]]>07-31-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken_jduxQtM_tTue, 01 Aug 2023 10:53:16 GMT3416https://lykkenonlending.com/07-31-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>07-26-2023 Mortgage Industry With Bill Cosgrove Of Union Home MortgageHOouiOvUTWed, 26 Jul 2023 10:00:00 GMT2012https://lykkenonlending.com/mortgage-industry-with-bill-cosgrove-of-union-home-mortgagefalseIn this episode, we dive again into the dynamic world of the mortgage industry with none other than Bill Cosgrove, the esteemed leader of Union Home Mortgage. Bill shares how Union Home Mortgage has not only survived but thrived in the ever-changing landscape of the mortgage market. He shares how he and his team have cracked the code on employee retention, creating an environment where people genuinely want to stay. With a focus on open and honest communication, fostering trust, and valuing every team member's contribution, Union Home Mortgage has built a business family that embraces healthy debates and finds optimal solutions together. Bill also highlights the crucial role of scaling in the mortgage industry. He acknowledges the advantages of being a large-scale player but also emphasizes that world-class excellence can be achieved at any level. Bill's vision for Union Home Mortgage's future involves continued scaling, responsible growth, and a relentless dedication to delivering exceptional service to its customers. The mortgage industry is not just about numbers; it's about transforming lives and shaping a better future. Tune in now and learn how to create meaningful change!

]]>07-24-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkenspf3atCy5aMon, 24 Jul 2023 19:11:43 GMT3608https://lykkenonlending.com/07-24-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>07-21-2023 Treasury Management with Russ Anderson of Transformational Mortgage Solutions41CFBUmKYKFri, 21 Jul 2023 14:19:45 GMT1475https://lykkenonlending.com/07-21-2023-treasury-management-with-russ-anderson-of-transformational-mortgage-solutionsfalseTreasury management refers to the process of overseeing and controlling an organization's financial assets, liabilities, and cash flow. It involves various financial activities and strategies aimed at maximizing the efficiency of cash utilization, minimizing financial risk, and ensuring the smooth functioning of the company's financial operations. Treasury management is of critical importance for mortgage companies due to its significant impact on their financial stability, risk management, and overall business operations. Today, our consultant Russ Anderson will explain how Treasury Management will benefit your company.

]]>07-19-2023 TMC's New Leadership and industry insight with Melissa Langdale of The Mortgage CollaborativeddNGwjrikWed, 19 Jul 2023 10:32:55 GMT1802https://lykkenonlending.com/tmcs-new-leadership-with-melissa-langdale-of-the-mortgage-collaborativefalseIn an exciting development, The Mortgage Collaborative (TMC), a leading network of mortgage lenders, has announced its new leadership. The organization, known for fostering collaboration and innovation within the mortgage industry, has brought seasoned professionals to drive its strategic initiatives and propel it into the future. With a wealth of experience and expertise, the new leadership team is poised to guide TMC to new heights in the dynamic and ever-evolving mortgage landscape. Sitting with David is the new President and COO Melissa Langdale, she assumed the position recently and plotting some innovative plans for the members of TMC.

]]>07-17-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkenjj3cQpDgzzMon, 17 Jul 2023 19:04:42 GMT3589https://lykkenonlending.com/07-17-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>07-10-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkeniMROCfZmfOTue, 11 Jul 2023 13:38:32 GMT2797https://lykkenonlending.com/07-10-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>07-05-2023 Mortgage Industry Culture And Mindset In Present Market With David Hopper Of LeaderOne FinancialP5O1X0wTnWed, 05 Jul 2023 10:00:00 GMT1913https://lykkenonlending.com/mortgage-industry-culture-and-mindset-in-present-market-with-david-hopper-of-leaderone-financialfalseTrue leadership emerges when we navigate the toughest times with resilience, transparency, and an unwavering commitment to our team and values. In this episode, we delve into the captivating world of mortgage industry leadership during challenging times. Join us as David Hopper, Chairman of the Board at LeaderOne Financial, explore leadership dynamics and discuss the unique obstacles faced by professionals in the mortgage industry today. He dives into the current market climate and how it presents a new set of challenges. As Mark rightly points out, even the trying times of 2007-2009 pale in comparison. David's authenticity and transparency shine through as he discusses LeaderOne's distinctive approach. He shares their business and leadership model and the core values that drive their success. Tune in now and get equipped to lead effectively in the present market challenges.

]]>07-03-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken5bfmZC4SbAMon, 03 Jul 2023 20:57:32 GMT3033https://lykkenonlending.com/07-03-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>06-28-2023 What The Uncommon Have In Common With Phil Treadwell Of M1 Academy2I0XaVzhXWed, 28 Jun 2023 10:00:00 GMT2466https://lykkenonlending.com/what-the-uncommon-have-in-common-with-phil-treadwell-of-m1-academyfalseMortgage professionals may have their own strategies to achieve business success. But if there is one common thing that connects them all, it is their powerful mindset in embracing failure and jumping back from it. This episode features national speaker, coach, and podcaster Phil Treadwell of M1 Academy. Joining David Lykken and Marc Helm, he discusses how to unlock huge mortgage opportunities by facing losses head-on and gathering their most important lessons. Phil explains how sharing gratitude stories on social media can enormously help in establishing a reputable mortgage career. He also presents three reasons on how to succeed in mortgaging regardless of market conditions and a three-step formula for increasing your sphere of influence.

]]>06-26-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenoJgQulgreIMon, 26 Jun 2023 18:33:04 GMT3179https://lykkenonlending.com/06-26-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>06-21-2023 Messaging Matters With Dean Harrington Of Shamrock Home Loans8vSOytsPlWed, 21 Jun 2023 10:00:00 GMT2244https://lykkenonlending.com/messaging-matters-with-dean-harrington-of-shamrock-home-loansfalseWhat IS the secret to success in the mortgage industry? Get ready for an inspiring episode as we welcome Dean Harrington the CEO of Shamrock Home Loans. He shares the secrets behind Shamrock's recognition as the number one mortgage company to work for by National Mortgage News. Dean discusses his successful strategies for leading Shamrock Home Loans to become a top-performing company at the C12 annual conference in Denver. He reveals the core values that define the company's culture and why they are crucial in attracting and retaining exceptional talent. He also discusses how to create clear boundaries and foster a sense of safety within the organization. He shares how values create a lasting impact, increasing employee loyalty and protecting against external recruitment efforts. As the discussion progresses, Dean also explores the integration of faith in the workplace and how he navigates this aspect with grace and inclusivity. Additionally, he delves into the importance of addressing employee concerns and embracing problems as opportunities for growth. Dean's approach to enriching the lives of employees reflects the profound impact it has on the success of the organization. Tune in now and learn why messaging matters!

]]>06-19-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkenq4u_tkp6FDMon, 19 Jun 2023 18:41:44 GMT2545https://lykkenonlending.com/06-19-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>06-12-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenESVKtCSoUwMon, 12 Jun 2023 17:52:06 GMT1434https://lykkenonlending.com/06-12-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>06-07-2023 Attracting Versus Chasing Business With Tiffany RoseYdHVfaYYQWed, 07 Jun 2023 14:24:00 GMT1526https://lykkenonlending.com/attracting-versus-chasing-business-with-tiffany-rosefalseIn the modern business landscape, attracting business is emerging as a more effective and sustainable approach than chasing business. By focusing on building a strong brand, delivering value, and cultivating positive customer experiences, businesses can create an environment where customers are naturally drawn to their offerings. By embracing this paradigm shift, entrepreneurs and companies can unlock long-term success and establish themselves as leaders in their respective industries. In this episode, Tiffany Rose will explain the concept of attracting versus chasing business and shed light on why the former holds the key to sustainable success.

 

Important Links

·        Guild Mortgage

·        Tiffany Rose LinkedIn

]]>06-05-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenHdxTmX6psmMon, 05 Jun 2023 18:33:42 GMT3071https://lykkenonlending.com/06-05-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>05-31-2023 Cybersecurity - Zero Trust Network With John Mahoney Of Moby, LLCPg6xWnu7m_Wed, 31 May 2023 13:59:00 GMT2171https://lykkenonlending.com/cybersecurity-zero-trust-network-with-john-mahoney-of-moby-llcfalseIn today’s digital age, with sophisticated cyber threats becoming increasingly prevalent, ensuring network security has become more critical than ever. One solution that has emerged as a beacon of hope is the concept of ‘Zero Trust Network’ or a radical shift from traditional network security measures, Zero Trust Network advocates for a ‘never trust, always verify’ approach, offering a more comprehensive way to combat cybersecurity threats. Zero Trust Network is a security model that eradicates the conventional binary notion of ‘trusted’ internal networks versus ‘untrusted’ external networks. This model operates under the principle that threats can occur anywhere, and thus, no user or system should be implicitly trusted. Instead, every request is thoroughly verified, authenticated, and validated before granting access, regardless of where it originates from within or outside the network. Explaining more about this is John Mahoney, CEO and Co-Founder of Moby, LLC.

]]>05-29-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenClmL1zj9IETue, 30 May 2023 09:27:30 GMT2757https://lykkenonlending.com/05-29-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>05-26-2023 Candor Innovation With Ed Kourany Of Candor Technologyq1huHIamZFFri, 26 May 2023 12:50:00 GMT1330https://lykkenonlending.com/candor-innovation-with-ed-kourany-of-candor-technologyfalseIn an era marked by the rapid evolution of technology, the launch of Candor Technology represents a groundbreaking advancement. It is the first and only patented technology-driven mortgage loan fulfillment service that spans the entire loan lifecycle from disclosures to closing. CandorPLUS™, which incorporates Candor’s Loan Engineering System (LES), accurately and efficiently handles manufacturing tasks associated with a mortgage loan, delivering decision-ready loan files with speed and machine precision. This allows lenders to instantly scale and deliver concierge-level satisfaction to borrowers regardless of fluctuating market volumes. To put things into perspective, Ed Kourany, Chief Business Officer of Candor Technology sat with me to discuss this innovative solution.

]]>05-22-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenKh98mddwu0Mon, 22 May 2023 20:08:20 GMT3595https://lykkenonlending.com/05-22-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>05-22-2023 The MBA 2023 Q1 Quarterly performance report with Marina Walsh of MBAmvzq-fYqDdMon, 22 May 2023 15:38:00 GMT1096https://lykkenonlending.com/05-22-2023-the-mba-2023-q1-quarterly-performance-report-with-marina-walsh-of-mbafalseThe Mortgage Bankers Association (MBA) recently unveiled its highly anticipated 2023 Q1 performance report on May 18, 2023. IMBs reported a net loss of $1,972 on each loan they originated in the first quarter of 2023. This has improved from $2,812 per loan loss in the Q4 of 2022. Marina Walsh of MBA discussed the factors for this report and the forecast for the year.

 

Important Links

·        Mortgage Bankers Association

·        Marina Walsh LinkedIn

]]>05-15-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenpC8NR5vBIyMon, 15 May 2023 19:33:26 GMT3458https://lykkenonlending.com/05-15-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>05-08-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken-58NLe_OuYTue, 09 May 2023 17:17:29 GMT3697https://lykkenonlending.com/05-08-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>05-05-2023 Crypto Payment In Mortgage Transaction With Michael Jansta And Joshua Tatews3ZzOyr2OFri, 05 May 2023 13:36:00 GMT1036https://lykkenonlending.com/crypto-payment-in-mortgage-transaction-with-michael-jansta-and-joshua-tatefalseCryptocurrency payment for mortgage transactions is a relatively new concept that is gaining popularity. The use of cryptocurrency for real estate transactions offers many benefits, including faster transactions, lower fees, increased transparency, and the ability to facilitate cross-border transactions. While there are some challenges associated with the use of cryptocurrency, these can be mitigated with the right strategies and regulatory frameworks. Michael Jansta of AltiSource and Joshua Tate of ForumPay partnered and talked about the process of crypto-to-cash payments for mortgage transactions.

 

Important Links

Altisource

ForumPay

Michael Jansta LinkedIn

Joshua Tate LinkedIn

]]>05-03-2023 R3 AMC’s Val-insure™ Insured Appraisal Solutions With Brent Jones Of R3 AMCB7MRhWHYjLWed, 03 May 2023 12:03:00 GMT1082https://lykkenonlending.com/r3-amcs-val-insure-insured-appraisal-solutions-with-brent-jones-of-r3-amc/falseAn appraisal is an important part of the mortgage process that helps lenders determine the value of a property being used as collateral for a loan. In this episode, Brent Jones of R3 AMC will explain and introduce to us the basics of appraisals in the mortgage industry, including why they’re necessary, what factors impact the value of a property, and what happens if the appraisal comes in low.


]]>05-01-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkeniQwl53mPUoMon, 01 May 2023 19:40:46 GMT3624https://lykkenonlending.com/05-01-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-26-2023 Artificial Intelligence With Gabe Minton Of Mortgage ConnectcrNDkpK-UUWed, 26 Apr 2023 14:24:00 GMT2318https://lykkenonlending.com/artificial-intelligence-with-gabe-minton-of-mortgage-connectfalseArtificial intelligence (AI) is a rapidly growing and evolving field that has many exciting developments and applications. Some of the current trends and advancements in AI today which is a hot topic is ChatGPT. As technology continues to advance, we can expect to see even more innovative and impactful uses of AI in the future. Gabe Minton of Mortgage Connect sat with me to discuss AI and its accountability and how it will be useful in the mortgage industry.


]]>04-24-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenS7ySsX9_aHMon, 24 Apr 2023 17:54:30 GMT2789https://lykkenonlending.com/04-24-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-19-2023 Servicing Trends With Seth Sprague Of Richey May0e9GCU0YPWed, 19 Apr 2023 12:20:00 GMT1777https://lykkenonlending.com/servicing-trends-with-seth-sprague-of-richey-mayfalseAs the mortgage servicing industry continues to evolve and adapt to new challenges and opportunities, it’s important to stay informed about the latest trends and developments. In the episode, Seth Sprague of Richey May will be discussing the servicing trends and how it is impacting the mortgage industry in these times.

]]>04-17-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkencp1q3qrQTbMon, 17 Apr 2023 19:40:49 GMT3262https://lykkenonlending.com/04-17-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykkenfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-12-2023 GPT-AI With Jeffrey Palermo Of Clear Measuremmq5ZTF7uWed, 12 Apr 2023 10:00:00 GMT2257https://lykkenonlending.com/gpt-ai-with-jeffrey-palermo-of-clear-measurefalseArtificial intelligence is not only a technological advance, but a game-changing force that allows us to shape a better future for everyone. In this episode, Jeffrey Palermo, Chief Architect of Clear Measure, dives into the fascinating world of Artificial Intelligence. As a systems expert, Jeffrey shares his insights on what AI is, its significant impact, and the immense potential it holds for the future. He delves into ChatGPT AI, one of the most remarkable developments in AI and its capabilities. He addresses common questions and concerns about AI, including the potential risks and benefits of this emerging technology, and the impact it may have on job security and education. Furthermore, Jeffrey takes us on a journey from the early days of technology to the advancements of AI and how it empowers society. His unique perspective and valuable insights shed light on the development of technology and its role in shaping our world today. Tune in as we explore the exciting and dynamic world of AI with Jeffrey Palermo.

]]>04-10-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenOHCueRUznWMon, 10 Apr 2023 18:32:16 GMT3558https://lykkenonlending.com/04-10-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>04-05-2023 Compete More Effectively By Eliminating Repurchases With Earl Thomas Booker IIIvgLkn1oK5Wed, 05 Apr 2023 10:00:00 GMT1731https://lykkenonlending.com/compete-more-effectively-by-eliminating-repurchases-with-earl-thomas-booker-iiifalseThe mortgage industry is largely human-forward, and it has been that way over the decades. But that doesn’t mean there is no room for technology to take center stage in solving some of the problems in the industry. In fact, there are so many emerging use cases for financial technology that are only just coming to the fore. One example is how Candor helps in eliminating repurchases, which can be a real headache as anyone who has been in the industry long enough knows. Chief Strategy Officer Earl Thomas Booker III joins in on the show to talk about the unique insurance policy that Candor uses to prevent and resolve repurchases. He also talks about the advantage of using Candor as an underwriting software itself. Join in and learn more about how Candor and other AI-backed software are changing the game for professionals in the industry. 

]]>04-03-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken8NFyc8twdpMon, 03 Apr 2023 18:44:45 GMT3315https://lykkenonlending.com/04-03-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-29-2022 How To Use Video To Achieve Business Goals With Neco Turkienicz Of Leib ProductionszckpuuQr_AWed, 29 Mar 2023 10:00:00 GMT1378https://lykkenonlending.com/how-to-use-video-to-achieve-business-goals-with-neco-turkienicz-of-leib-productionsfalseVideo is not just a medium; it's a powerful tool that can help businesses achieve their goals. It delivers their message, builds their brand identity, and engages with their audience in a way that no other medium can. In this episode, we have Neco Turkienicz, founder of Leib Productions. Neco owns a company that helps businesses create compelling video content to achieve their marketing goals. Today, he discusses the effectiveness of video as a marketing medium to enhance a business’s brand image, drive customer engagement, and drive sales. Neco also offers tips on how to create high-quality videos on a budget and how to measure the success of video campaigns. Tune in now and learn how video has the power to improve your company’s marketing. 

]]>03-27-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkencAhOPIB9fMon, 27 Mar 2023 20:10:48 GMT2895https://lykkenonlending.com/03-27-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/false

]]>03-22-2023 The Mortgage Collaborative University With Stacie Weider Of TMCL83UeWrf9Wed, 22 Mar 2023 05:48:00 GMT1535https://lykkenonlending.com/the-mortgage-collaborative-university-with-stacie-weider-of-tmcfalseThe Mortgage Collaborative University is a valuable educational platform for mortgage professionals who want to improve their skills, knowledge, and career prospects. It offers flexible and comprehensive courses delivered by industry experts focusing on practical applications. The collaboration aspect of MCU creates a community of professionals who can share knowledge and insights, leading to continuous learning and networking opportunities. MCU is definitely worth considering if you're a mortgage professional looking to improve your skills and stay ahead of the competition. Listen as Stacie Weider of The Mortgage Collaborative discusses the benefits and broad range of courses that cater to the needs of mortgage professionals at different levels of expertise.

]]>03-20-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenGIOAULZdJbMon, 20 Mar 2023 18:54:45 GMT3773https://lykkenonlending.com/03-20-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-17-2023 ChatGPT For Lenders With Shashank Shekhar Of Insta MortgagernDZSlJC8SFri, 17 Mar 2023 10:00:00 GMT2140https://lykkenonlending.com/chatgpt-for-lenders-with-shashank-shekhar-of-insta-mortgagefalseSince its release in late 2022 ChatGPT has been making the rounds across all industries, and the mortgage industry is no exception. What use cases are there for ChatGPT for lenders? How will ChatGPT and AI tools like it define the future of the industry? Joining David Lykken to share his insight into this topic is Shashank Shekhar, founder of Insta Mortgage, one of the fastest-growing private companies in the mortgage industry. If you’re in social media, you would have seen one of Shashank’s posts. He is very prolific in his posts and he has always something interesting to say. Join in as he gives us some of this sought-after expertise, especially around the topic of artificial intelligence and how it would transform the lending space. Shashank and his team are going to kick off a workshop that would educate industry players on the various use cases of ChatGPT in the industry. Tune in as he gives us a taste of what you’d learn from it!

]]>03-15-2023 Customer Intelligence With Joe Welu Of Total ExpertKmsdQFdpgrWed, 15 Mar 2023 10:00:00 GMT870https://lykkenonlending.com/customer-intelligence-with-joe-welu-of-total-expertfalseThe lending industry can definitely benefit from customer intelligence, which uses data science, machine learning, and artificial intelligence to gain insights about customers and how they can be served better. In today’s episode, Total Expert CEO Joe Welu joins David Lykken and shares the innovative solutions of the Total Expert fintech system. Joe explains how data-driven businesses take the lead in today’s lending market. Tune in to find out how to take advantage of customer intelligence, data science, and AI to drive any financial services business forward.

]]>03-13-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkengnEfqbM1zEMon, 13 Mar 2023 18:19:49 GMT3771https://lykkenonlending.com/03-13-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>03-08-2023 Leveling Up Mortgage Technology With Lender Insight With Andria Lightfoot Of SimpleNexusaCpsFkKzxWed, 08 Mar 2023 11:00:00 GMT1225https://lykkenonlending.com/leveling-up-mortgage-technology-with-lender-insight-with-andria-lightfoot-of-simplenexusfalseWe are in the age of customer experience. When using technology, it is crucial for companies to infuse it with customer insight for it to hit the spot. This is what SimpleNexus brings to mortgage technology. In this conversation with David Lykken, Chief Customer Officer Andria Lightfoot shares how the company uses customer intelligence to improve the customer journey. Andria opens our eyes to the shifting trends in customer behavior and how they should change the way we market, especially to Millennial and Gen Z customers, as well as how we can leverage technology correctly to guide us along the way. Customer intelligence is going to be a massive differentiator for players in the industry in the years to come. There will be a huge separation between those that use this powerful tool and those that do not. Tune in and find out how you can stay ahead in the race!

]]>03-06-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkeno2zp_2k-cuMon, 06 Mar 2023 22:00:35 GMT3208https://lykkenonlending.com/03-06-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>The Townstone Financial Case: CFPB, ECOA, And Fair Lending With Mitch Kider Of WBK FirmJ_y8WQhzTWed, 01 Mar 2023 18:00:00 GMT1739https://lykkenonlending.com/the-townstone-financial-case-cfpb-ecoa-and-fair-lending-with-mitch-kider-of-wbk-firm/falseThe Townstone Financial Case is the second suit against the CFPB (Consumer Financial Protection Bureau), which has been aggressively pursuing redlining claims against independent mortgage bankersover the past couple of years. This time, it lost, and this landmark case gives us key takeaways on just how much power should be in the hands of the CFPB and how do we know it is already overstepping its bounds. Joining the show to explain the case is Mitch Kiderof the WBK Firm. Mitch believes that the Townstone Financial Case is an important one from an administrative law perspective because it clearly defined the bounds of the CFPB’s authority.Although this would hardly undo the damage that the CFPB has already done to countless companies, this is a positive step towards fairer regulation in the industry. Learn more from this episode.

]]>02-27-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenutNiWJ74XMon, 27 Feb 2023 20:03:01 GMT3514https://lykkenonlending.com/02-27-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”

]]>2-22-2023 Lenders One And The Upcoming L1 Summit 2023 With Tricia MigliazzoBoE25u1NFTWed, 22 Feb 2023 11:00:00 GMT1152https://lykkenonlending.com/lenders-one-and-the-upcoming-l1-summit-2023-with-tricia-migliazzofalseLenders One is all set to hold this year’s L1 Summit, which will be held in Red Rock Canyon, Las Vegas, Nevada. The summit is designed to be a networking event for players of all sizes in the industry who want to pick each other’s brains and see how they can help each other navigate the challenges of the times. Joining us in the podcast today is Tricia Migliazzo, SVP of Origination Sales at Lenders One, tells us what we can expect from this well-attended annual summit. She also tells us how Lenders One helps its members navigate the current state of the market, reduce costs, and operate more competitively.

]]>02-20-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykkene4rYeo_SGZMon, 20 Feb 2023 19:02:30 GMT2753https://lykkenonlending.com/02-20-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/false

]]>02-15-2023 Trust Engine: Data-Driven Lending With Dave Savage And Alex Kutsishin_a0E-I6e7Wed, 15 Feb 2023 11:00:00 GMT1982https://lykkenonlending.com/trust-engine-data-driven-lending-with-dave-savage-and-alex-kutsishinfalseMortgages and other products of the lending industry operate on a purely transactional and sales-focused basis these days. Why not bring back the early days of banking, when loans were built upon trust? This is the mission of Trust Engine, a new borrower intelligence platform developed by Dave Savage and Alex Kutsishin. Dave and Alex join us in today’s episode to talk about why they created Trust Engine, the current state of the lending industry, and how Trust Engine can significantly improve lending and empower both borrowers and lenders to build relationships of trust. Dave and Alex also explore how data-driven decision-making can positively impact the lending industry.

]]>02-13-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenyMbm4Y7MhMon, 13 Feb 2023 20:19:38 GMT3206https://lykkenonlending.com/02-13-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-08-2013 Does Your Business Need A Financial Win In 2023 – Let’s Talk About ERC With Lee GillispieVHoNNpYknWed, 08 Feb 2023 11:00:00 GMT821https://lykkenonlending.com/does-your-business-need-a-financial-win-in-2023-lets-talk-about-erc-with-lee-gillispiefalseChances are you’ve already heard of the PPP, because who hasn’t? But have you heard about the ERC? It stands for Employee Retention Credit, and it’s a program under the CARES Act that similarly helps business owners bounce back from COVID but in a totally different way. Under this program, a business that has retained employees during COVID can get a substantial amount of compensation per employee. How does one get hold of this program? Who is eligible? Lee Gillispie returns on the show with David Lykken to tell us more.

]]>02-06-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenwJUaEkKd4Mon, 06 Feb 2023 19:12:07 GMT3364https://lykkenonlending.com/02-06-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>02-01-2023 Driving Efficiency And Reducing Loan Manufacturing Costs Through Process Improvement With Keith Polaski Of Radius Financial Group CU9qI5exthWed, 01 Feb 2023 11:00:00 GMT2126https://lykkenonlending.com/driving-efficiency-and-reducing-loan-manufacturing-costs-through-process-improvement-with-keith-polaski-of-radius-financial-group/falseIn a lot of places in the loan origination space, there seems to be a serious lack of commitment towards business process improvement. But it is clearly one of the drivers of increased inefficiency and more profitable operations. What are we not doing today that we need to pay attention to moving forward? This is what Keith Polaski of Radius Financial tackles in this conversation with David Lykken. A process junkie and technology adoption enthusiast, Keith full appreciates the power of process management in allowing loan originators to weed out inefficiencies, reduce loan manufacturing costs, and increase the profitability of their businesses. Join in for a lot of incredibly useful information!

]]>01-30-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenWXhN9VD9YMon, 30 Jan 2023 19:33:09 GMT3651https://lykkenonlending.com/01-30-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-23-2020 Hot Topic: How To Shave 20.6 Days From Loan Cycle Time With Tom Showalter_zn9K00RsThu, 26 Jan 2023 16:28:00 GMT1718https://lykkenonlending.com/hot-topic-how-to-shave-206-days-from-loan-cycle-time-with-tom-showalterfalseIn this episode of Lykken on Lending, David interviews a special guest for the Hot Topic segment with the aim of having a discussion on how Tom Showalter, Founder & CEO of Candor FinTech has applied Aerospace Technology experience to shave 20.6 days from the mortgage manufacturing process.

 

Quick background of Tom Showalter, Founder & CEO of Candor FinTech

Tom has been in the industry for quite some time, having held key executive roles at industry notables, including Digital Risk, Core Logic, and First American.

 

Tom has enjoyed performing in a mixture of disciplines: sales, market development, product management, analytics systems design and development, database design and development and other Big Data and Big Analytics experiences.

 

His focus has been on the financial services space with a special focus on credit card and mortgage industries, both in the primary and the secondary markets.

 

Included in his background is a tour at NASA, where he developed a variety of aerospace technologies for use in civilian and military aircraft, as well as the former Space Shuttle program. So, we are especially interested in hearing how a Rocket Scientist ended up helping solve some of our industry’s tough challenges.

 

Talking Points:

  1. Why breaking underwriting into tasks is a doomed strategy
  2. Understanding the true bottleneck in mortgage manufacturing
  3. How Aerospace Technology is being applied to mortgage lending
]]>01-23-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenqTT2tOE33fMon, 23 Jan 2023 20:09:03 GMT3208https://lykkenonlending.com/01-23-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>01-16-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkeneBy0EbKVoMon, 16 Jan 2023 20:02:55 GMT3846https://lykkenonlending.com/01-16-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>06-07-2021 The importance of "Work-Life" balance in today's remote work environment with Emily Farley of Atlantic Bay MortgageVmV16OE5_Thu, 12 Jan 2023 16:11:48 GMT3153https://lykkenonlending.com/6-7-2021-the-importance-of-work-life-balance-in-todays-remote-work-environment-2/false

]]>01-10-2023 Creating Superfan customers with Brittany HodakN6MJLDmJoTue, 10 Jan 2023 11:00:00 GMT1384https://lykkenonlending.com/creating-superfan-customers-with-brittany-hodakfalseEvery lending business could use a superfan, but what really are they, and just how much can they really help? In this episode, David Lykken is joined by award-winning entrepreneur, author, and customer experience speaker Brittany Hodak. Here, Brittany shares what superfans are, how important they are to a business, and how to create them! Tune in to learn more about superfan customers and how to increase traction for your lending business!

]]>01-09-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenjnMQb81NyMon, 09 Jan 2023 21:43:22 GMT3673https://lykkenonlending.com/01-09-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>01-02-2023 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenCWxoAqHyE5Mon, 02 Jan 2023 19:59:19 GMT3902https://lykkenonlending.com/01-02-2023-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-30-2022 Primetime For Investing In Your Mortgage Technology Mix With Ben Miller Of SimpleNexus0crk8AhKvEFri, 30 Dec 2022 11:00:00 GMT2269https://lykkenonlending.com/primetime-for-investing-in-your-mortgage-technology-mix-with-ben-miller-of-simplenexusfalseAs the cycles shift, what is one thing you need to invest in right now to keep your mortgage business afloat? Today’s guest says it’s primetime for mortgage technology. Join host David Lykken as he chats with SimpleNexus CEO Ben Miller about why he thinks software is something business owners need to focus on. Ben also shares how the company was recently acquired by nCino and the changes that came with it. As CEO, he oversees overall business strategy, operations, and go-to-market activities while guiding the company’s overall market leadership in streamlining the homeownership journey. His focus is innovating mortgage technology. Tune in to hear more of Ben’s insight and gather valuable advice on how to keep your mortgage business relevant and stable in this cyclical environment.

]]>12-26-2022 Global Health Crisis with Tosh JamesSqA5fwUE4Mon, 26 Dec 2022 11:28:00 GMT2687https://lykkenonlending.com/global-health-crisis-with-tosh-jamesfalse

]]>12-23-2022 New Loan Quality Services: What’s On The Horizon For 2023 With Sara Knochel Of Candor Technologyg84O_3Bt8gFri, 23 Dec 2022 11:00:00 GMT2130https://lykkenonlending.com/new-loan-quality-services-whats-on-the-horizon-for-2023-with-sara-knochel-of-candor-technologyfalseAssessing loan quality has always been the realm of underwriters. But for the past couple of years, AI-enabled technologies have taken over the bulk of the work from human underwriters, making them more efficient and productive at their jobs. This is what technological innovations like Candor do. In this episode, Sara Knochel, CEO of the tech company’s new data and analytics business, explains how they are using Candor’s wealth of proprietary data to create unique software products for the mortgage industry. The year 2023 is going to be marked by a lot of significant developments in the further digitization of the whole industry, and Candor is right in the forefront of making that change happen. Tune in and learn how they’re doing it and what we can expect from them on the horizon.

]]>12-22-2022 How Lenders Can Best Leverage Technology To Drive Opportunity Now And In The Future With Dawar Alimi And Paul Orlando Of Lender PricedzVbIhWlWKThu, 22 Dec 2022 11:00:00 GMT2746https://lykkenonlending.com/how-lenders-can-best-leverage-technology-to-drive-opportunity-now-and-in-the-future-with-dawar-alimi-and-paul-orlando-of-lender-pricefalseThere is no shortage of SaaS solutions for lenders out there, but how can they best leverage the available technology to drive opportunity? David Lykken discusses this on the show with Dawar Alimi and Paul Orlando of Lender Price. Lender Price is a leading SaaS-based mortgage pricing and underwriting engine. Dawar and Paul bring their decades of combined experience in the mortgage and IT industries together to create cutting-edge pricing, underwriting, and analytics solutions for lenders. They explain more about their current and upcoming software products in this episode. They also share ideas on how to navigate this very technical and volatile space, especially now that things are changing very fast in the industry. Tune in for more!

]]>12-19-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken3DG120NQHMon, 19 Dec 2022 21:22:22 GMT3832https://lykkenonlending.com/12-19-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-14-2022 The New Normal: Fundamental Changes In The Mortgage Market And The Rise Of Non-Qmckris-lF3Wed, 14 Dec 2022 11:00:00 GMT2257https://lykkenonlending.com/the-new-normal-fundamental-changes-in-the-mortgage-market-and-the-rise-of-non-qm/falseThe mortgage market is going through some fundamental changes, and it’s best to be prepared for what’s to come. Is there a rise in non-Qm, and what should be done about it? In today’s episode with host David Lykken, and co-hosts David Kittle and Marc Helm, they interview Arthur Prieston to pick his brains on what moves to make in this crucial time. Arthur is the President of Prieston and Associates, LLC. In their chat, Arthur shares his mortgage banking journey, discussing the nuances of the industry and best practices for top-tier service. He also enlightens on the growth of the non-QM market and its impact on the purchase and repurchase requests going on right now. Tune in as he also breaks down the relationship between lenders and insurance companies and how they continually innovate their services. 

]]>12-12-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenBtNrb8l5DMon, 12 Dec 2022 21:57:32 GMT3441https://lykkenonlending.com/12-12-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-09-2022 The State Of The Broker / Wholesale Market OVeONNg0lFri, 09 Dec 2022 11:00:00 GMT1779https://lykkenonlending.com/the-state-of-the-broker-wholesale-marketfalseWe’re currently experiencing the most aggressive shift in the industry, and the speed at which the market has changed is clear proof of it. There’s a lot to consider regarding how businesses in the industry will adapt to these changes. Here to share his unique perspective on the matter is Austin Niemiec, Executive Vice President of Rocket Pro TPO. In this chat with host David Lykken, Austin launches into a discussion about what truly makes a healthy industry and the big role the broker community plays in it. It’s high time to think about where your business is headed. Austin talks about the meaning of partnerships, the biggest threat to the broker community, and how to take your business forward. Don’t miss these tidbits of practical business advice by tuning in.

]]>12-07-2022 How Milestones Helps Mortgage Providers In Non-Transactional Times With Dustin Gray And Ashley TerrellzrSpW527vWed, 07 Dec 2022 11:00:00 GMT2676https://lykkenonlending.com/how-milestones-helps-mortgage-providers-in-non-transactional-times-with-dustin-gray-and-ashley-terrellfalseIn these non-transactional times, people just up and leave others as soon as they get what they want. They forget that, at the end of the day, the real estate business is a people business. You need to build relationships to grow, and you can't do that with just a single transaction. David Lykken's guests today are from a company that is all about empowering lenders and realtors to build those deeper relationships with clients. He sits down with Dustin Gray and Ashley Terrell from Milestones to talk about what the company does to help mortgage providers in this current market. They dive deep into the value of relationships, especially with the forecast of how the mortgage industry will be in the coming year. If you are a homeowner looking for an app that can help you navigate the markets and keep your relationships, then you better tune in to this great conversation! Don't miss out!

]]>12-05-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenhUvVB1Hi-KMon, 05 Dec 2022 21:57:26 GMT2832https://lykkenonlending.com/11-28-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>12-02-22 Lenders One Opens Branded Mortgage Branch Locations At Select Walmart Stores In Florida And New Jersey G0SpwZHQIFri, 02 Dec 2022 11:00:00 GMT1664https://lykkenonlending.com/lenders-one-opens-branded-mortgage-branch-locations-at-select-walmart-stores-in-florida-and-new-jerseyfalseLenders One was able to successfully partner with Walmart so that they can open stores inside Walmart. This relationship has led to many different value propositions for Lenders One when it comes to reaching out to an even wider audience. Now together with Walmart, they are educating potential homebuyers on how to buy a home. Join David Lykken as he talks to the President of Lenders One® Cooperative, Justin Demola about the Walmart partnership. Learn how the partnership came to be and their relationship with Walmart. Find out how they are planning to grow as they continue to open up in more locations.

]]>11-30-2022 Candor Technology: Helping Lenders And Changing The Mortgage Industry With Tom Showalter, Sara Knochel, And Earl Booker III64T5XQQZSWed, 30 Nov 2022 11:00:00 GMT1916https://lykkenonlending.com/candor-technology-helping-lenders-and-changing-the-mortgage-industry-with-tom-showalter-sara-knochel-and-earl-booker-iiifalseThe market can be very unpredictable, but even more now, with all the challenges happening in the world. That is why we need to do a better job of keeping out and mitigating risks. Candor Technology has been doing exactly that, helping lenders make the highest quality decision possible across the lending lifecycle. In this episode, David Lykken is joined by three special guests that have built Candor into what it is now: the Founder, Thomas Showalter; CEO of the Data and Analytics Division, Sara Knochel; and the Chief Strategic Planning Officer, Earl Thomas Booker III. Together, they tell us the origin story of Candor Technology, the obstacles they faced, and the solutions they deliver to the mortgage industry. They also let us into the culture of the company, their strategic advantages, and how they overcome competition.

]]>11-28-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenNnIn9tj0jMon, 28 Nov 2022 20:06:58 GMT3569https://lykkenonlending.com/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>11-25-2022 The Circle Of Referrals Book And Originators Guide Magazine With Tim Davis Of Atlantic Bay MortgagepvdcUoOfwnFri, 25 Nov 2022 11:00:00 GMT1906https://lykkenonlending.com/the-circle-of-referrals-book-and-originators-guide-magazine-with-tim-davis-of-atlantic-bay-mortgagefalseMany top producers have been consistent in their business for years. Do you know what that one simple concept the top producers are doing? In this episode, Tim Davis, the Vice President of Strategic Growth and Internal Coaching at Atlantic Bay Mortgage Group, unravels that secret and explains how it works. Their secret is the circle of referrals system, which he has turned into a book. It is a life-changing concept encompassing three things: educate, appreciate, and ask. Tim’s success as an originator allows him to provide profound insights to educate people and help them grow personally and professionally through The Originators Guide. Dive into this episode and learn this simple solution to grow your business.

]]>11-21-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenAmPE7PZ8zrThu, 24 Nov 2022 12:39:39 GMT3639https://lykkenonlending.com/11-21-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.


]]>11-14-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenByqzVJgncsWed, 16 Nov 2022 00:15:14 GMT2773https://lykkenonlending.com/11-14-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.


*FTC ANPR LINK from Alice's segment


*Three Steps to Formulate Next Year's Digital Marketing Strategy, from Allen's segment

]]>11-11-2022 Using Your Warehouse Lender As An Advisor With Drey Roberts Of Independent FinancialL2w9_fj0GmFri, 11 Nov 2022 11:00:00 GMT1399https://lykkenonlending.com/using-your-warehouse-lender-as-an-advisor-with-drey-roberts-of-independent-financialfalseIf you're not comfortable with your warehouse lender, you may be overlooking a valuable resource because guess what? A warehouse lender can be an advisor when selecting and financing the equipment you need for your business! In today’s episode, Drey Roberts uncovers how warehouse lenders can help you grow your company by providing access to the best financing options available. Drey has been a legend in the warehouse lending space with 22 years of experience in the industry. Tune in to understand more about the role of warehouse lenders and how they can give you the upper hand! 

]]>11-09-2022 Adaptability For Today's Entrepreneur Is The New Currency With Ira Rosen Of Mojo Global 5Da595XemWed, 09 Nov 2022 11:00:00 GMT1566https://lykkenonlending.com/adaptability-for-todays-entrepreneur-is-the-new-currency-with-ira-rosen-of-mojo-globalfalseThe digital world has made business transactions a lot faster and more convenient. Almost everything became easily accessible in just a few clicks. This innovative landscape set brand new market rules that every business owner must know how to navigate well. Ira Rosen of Mojo Global joins David Lykken to explain how to adapt and perform better in an ever-evolving digital environment. Ira presents the right ways to start engaging LinkedIn conversations that translate to real-life connections. He also presents his million-dollar formula that can fill up your calendar and turn productivity into actual results.


]]>11-07-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkennJmiORyJF1Tue, 08 Nov 2022 18:50:49 GMT2372https://lykkenonlending.com/11-07-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken-2/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

**Here is the link** to the request for information (RFI) on small mortgage lending, that Alice mentioned. Please use this link to submit a comment by 12/5/2022.

]]>11-04-2022 Building A Strong Community And Accelerating Business Growth Through Podcasting With Tom Hazzard Of Podetize hHW0zMjFn1Fri, 04 Nov 2022 10:00:00 GMT2437https://lykkenonlending.com/building-a-strong-community-and-accelerating-business-growth-through-podcasting-with-tom-hazzard-of-podetize/falseOne of the most effective and engaging ways to accelerate brand growth and build a strong following is launching your very own podcast show. It serves as a channel to send your message out into the world, make a good impression, and establish yourself as a highly trusted business. David Lykken sits down with Tom Hazzard of Podetize to learn the ropes of starting an engaging podcast. Tom explains why podcasters should pay more attention to impact and value, not just the number of downloads, voice quality, or episode length. He also explains how to harness the power of verbal SEO to expand podcast reach and become easily searchable on the vast pages of Google.

]]>11-02-2022 Leveraging Your Mortgage Technology for Maximum Impact with Lori Brewer of Simple NexuskcLtedHKIWed, 02 Nov 2022 10:00:00 GMT1187https://lykkenonlending.com/leveraging-your-mortgage-technology-for-maximum-impact-with-lori-brewer-of-simple-nexusfalseDid you know that your mortgage technology can be leveraged to have the best results from your deal? In this episode, technology guru Lori Brewer shares her inspiration and purpose for her business and all the exclusive insights about mortgage companies and deals. Lori Brewer is the Chief Technology Officer of Simple Nexus. She has learned the ins and outs of running a mortgage company for ten years. Tune in and learn all about maximizing your mortgage! 

]]>10-31-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenvsTCaWKka7Tue, 01 Nov 2022 19:03:03 GMT2603https://lykkenonlending.com/10-31-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”.

]]>10-28-2022 Hiring And Developing Rookies With Pat Sherlock Of QFS Sales Consulting And Scott Johnson Of Homebridgesc70e7Xv2wFri, 28 Oct 2022 10:00:00 GMT1500https://lykkenonlending.com/hiring-and-developing-rookies-with-pat-sherlock-of-qfs-sales-consulting-and-scott-johnson-of-homebridgefalseWith the current market today, investing in hiring trainees is a good idea. Diversifying the market creates a more significant opportunity to bring new talents to the business. In this episode, the founder of QFS Sales Solutions, Pat Sherlock, and Scott Johnson, from Homebridge, discuss hiring and developing rookies. As Pat explains, when looking at a loan file, there's more to the customer than just the debt to income or the loan to value. You are producing better rookies by taking a different approach through live training instead of virtual training. Tune in to this episode as the duo shares their insights on how you can hire and develop new trainees!

]]>10-26-2022 Emperial Leadership with Jen Du Plessis of Kinetic Spark ConsultingZ9EwTpaOw-Wed, 26 Oct 2022 10:00:00 GMT1073https://lykkenonlending.com/emperial-leadership-with-jen-du-plessis-of-kinetic-spark-consultingfalseAs a loan originator, you are a growth consultant and a strategic consultant. You have to educate yourself so you can lead others to success. Back in COVID, the market was so much easier to handle. But markets often shift, and anyone with the best year could fall back. Now is the time to focus not just on your client but also on your own personal growth. 

 

Join David Lykken as he talks with the CEO of Kinetic Spark Consulting, Jen Du Plessis. Jen is an international speaker, 14X #1 Amazon best-selling author, host of two top podcasts, and the producer and host of a TV Show, Tell Me I Can’t. She has also been in the mortgage and financial space for four decades now! Learn all you need to know about today's market and how you can lead others to success. Tune in and learn from one of the best!

]]>10-24-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David Lykken2UgHXhyQVBTue, 25 Oct 2022 19:39:19 GMT2459https://lykkenonlending.com/10-24-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. 

CHECK OUT:


**MBA Annual Convention & Expo in Nashville Oct. 23-26 *STARTS TODAY*


]]>10-22-2022 Candid CRM: The Next Generation Mortgage Platform With Garrett LocklearOoANmh1RkaSat, 22 Oct 2022 10:00:00 GMT1380https://lykkenonlending.com/candid-crm-the-next-generation-mortgage-platform-with-garrett-locklearfalseCandid CRM is the only mortgage platform built for the Modern Loan Generator to help structure, manage, and grow businesses. In this episode, Garett Locklear, the founder of the Locklear Lending Team, explains why Candid CRM is the next-generation mortgage platform. Everything seems to have a base philosophy under any existing system, and Candid focuses singularly on the loan originator. Because of the user’s return exponentially over time, Candid has become a more valuable platform today. Tune in to this episode and learn more about this great technology!

]]>10-21-2022 Driving Deal Flow During A Tight Market With Dan Catinella Of Total Expert-WIfp0fr7sFri, 21 Oct 2022 10:00:00 GMT1474https://lykkenonlending.com/driving-deal-flow-during-a-tight-market-with-dan-catinella-of-total-expert/falseIn this day and age, technology is not anymore just about scaling a business. It is about the return on investment or value add it can provide. In the lending space, this means finding the technology that can make you efficient and scale through the amount of deal flow—a much-needed tool in this tight market. Dan Catinella has 20 years of experience in mortgage technology, focused on driving digital transformation through all lending channels. He joins David Lykken to share his insights on lenders leaning on technology, whether on a crutch or to be successful, given the current market conditions. As the Chief Lending Officer of Total Expert, Dan develops high-impact innovation strategies that align with the company's business goals and growth priorities. He dives deep into some of those, giving a glimpse of how they invest in customer intelligence and data mining. Plus, Dan also gives his advice to lenders on where to focus right now and how to break through the negativity with the ups and downs in the industry.

]]>10-19-2022 Making The World Of Lending A Better Place Through Educational Videos With Kevin Peranioncj7r5TTyXWed, 19 Oct 2022 10:00:00 GMT1674https://lykkenonlending.com/making-the-world-of-lending-a-better-place-through-educational-videos-with-kevin-peraniofalseThere are a lot of educational resources to learn from when it comes to the lending industry. You can read up on books or listen to podcasts about the state of the markets. But most importantly, you can attend the right conferences. But what happens if you can't attend? Don't worry because the guest today, Kevin Peranio, has you covered. Join David Lykken as he talks to Kevin about the market and why he creates educational video content. Kevin is the Chief Lending Officer at PRMG, Inc. His main goal with PRMG is to enhance the overall customer experience. Learn more about the market today and whether or not interest rates will rise or drop. Discover what conferences to attend in the lending business. And find out how Kevin is bringing value into the lending industry by uploading his own personal, educational videos. Start learning and check out a few today on LinkedIn!

]]>10-17-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenIn7w7290FQTue, 18 Oct 2022 20:23:00 GMT2821https://lykkenonlending.com/10-17-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. 

CHECK OUT:


**MBA Annual Convention & Expo in Nashville Oct. 23-26

The Creature from Jekyll Island: A Second Look at the Federal Reserve by G. Edward Griffin

]]>10-17-2022 FormFree’s Residual Income Knowledge Index (RIKI) with Brent ChandleroBuNWKt8CuSat, 15 Oct 2022 01:42:00 GMT1548https://lykkenonlending.com/10-17-2022-formfrees-residual-income-knowledge-index-riki-with-brent-chandler/falseAs everyone is aware, we are in some interesting times in this industry today and in the world. Brent Chandler is with us today to let people know that FormFree is mission-oriented and empathic to the situation with respect to the downturn in the lending space. Did you know the wealth gap continues to grow, as it's larger today than it was in 1960? Some of the work that FormFree has been pioneering over the last decade really is beginning to make its way into mainstream utilization and has the potential benefit of helping the industry right size the wealth gap. All of this is to reach the underserved, create inclusive lending, and it's all couched in something they call RIKI.

Brent Chandler is the founder and CEO of FormFree. A widely recognized innovator in mortgage and financial services technologies, he has spent 25 years on the leading edge of trading, personal finance, wealth management, and consumer finance.

Chandler launched FormFree in 2007 after his own frustrating homebuying experience fueled an obsession with making loans simpler and safer for everyone. Prior to that, he helped create the world’s first online trade at CheckFree and helped usher in the “aggregation revolution” at CashEdge (both later acquired by Fiserv). He’s also held senior-level positions on Wall Street at Merrill Lynch and Fidelity.

Chandler received his B.S. in mathematics/computer sciences from Southern Illinois University and served honorably in the Marine Corps. He sits on the board of directors for the American Red Cross of Northeast Georgia. Chandler lives in Athens, Georgia, with his wife, Amy, and two sons.

FORMER 2022 "FORMFREE" PODCASTS

02-28-2022 Freddie Mac AIM for income using direct deposit data

06-20-2022 Freddie Mac AIM for income using direct deposit & RVOE

09-26-2022 Democratizing Consumer Data With Eric Lapin Of FormFree

]]>10-14-2022 LO Engagement / Tackling Current Market Challenges With Jesse Lopez Of Mortgage Solutions FinancialUZZoBf5RmJFri, 14 Oct 2022 10:00:00 GMT1208https://lykkenonlending.com/lo-engagement-tackling-current-market-challenges-with-jesse-lopez-of-mortgage-solutions-financialfalseThe pandemic turned the entire world into a vastly different ocean much more difficult to traverse. Businesses are now facing new market challenges that call for innovative solutions. Jesse Lopez of Mortgage Solutions Financial is here to share how they navigate today's complicated waters. Joining David Lykken, he opens up about driving growth in a competitive market and differentiating themselves by building genuine connections. Jesse also explains how they approach people recruitment and retention, maximize the positive impact of current technology, and create a workplace culture that allows them to engage with LOs in a unique way.


]]>10-12-2022 How To Sell Your Authentic Personal Brand With Dr. Cindy McGovernz35kL3ZlzWed, 12 Oct 2022 10:00:00 GMT1658https://lykkenonlending.com/how-to-sell-your-authentic-personal-brand-with-dr-cindy-mcgovernfalseEverybody has a personal brand whether they know it or not. So in order to sell your brand, you have to first live it. No one likes a person who is faking their brand. Trust is the most important thing when it comes to buying and selling. Be authentic so that you can truly sell your brand. Join David Lykken as he talks to the founder of Orange Leaf Consulting and Orange Leaf Academy, Dr. Cindy McGovern about her newest book, Sell Yourself. Learn how to craft, live, and sell your personal brand. Start recognizing your message today!

]]>10-10-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenTWCh7eoI3zTue, 11 Oct 2022 19:29:31 GMT2813https://lykkenonlending.com/10-10-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. 

CHECK OUT:


**MBA Annual Convention & Expo in Nashville Oct. 23-26

Chief Compliance Officer position, this person can work remotely anywhere in the US. You can send your CV or resume to recruit@tms-advisors.com

09-29-2022 Right-Sizing Your Business With David Kittle, Howard Nathan, And Stephen Chapman

]]>10-06-2022 Leveraging Technology To Optimize The Lending Experience With Saroop Bharwani nJHVcXCJeQThu, 06 Oct 2022 10:00:00 GMT1529https://lykkenonlending.com/leveraging-technology-to-optimize-the-lending-experience-with-saroop-bharwanifalseThe more industries progress, the more we look into technology to offer solutions that will keep up with the changing times. In today’s episode, Saroop Bharwani joins David Lykken to share a tool developed by his company that aims to improve the lending experience. Saroop is the co-founder and CEO of Senso.ai, an AI-powered solution that utilizes data from your existing customer base and predictive intelligence to come up with proactive insights. How do they do it? Tune in to learn how their tool serves borrowers, lenders, and even realtors and empowers consumers to make smarter home finance decisions.


]]>10-03-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkenZJ-SZ7v5OzMon, 03 Oct 2022 23:08:35 GMT3031https://lykkenonlending.com/10-03-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. 

CHECK OUT:


**MBA Annual Convention & Expo in Nashville Oct. 23-26

Chief Compliance Officer position, this person can work remotely anywhere in the US. You can send your CV or resume to recruit@tms-advisors.com


]]>09-29-2022 Right-Sizing Your Business With David Kittle, Howard Nathan And Stephen Chapman-nb4n15Ma5Thu, 29 Sep 2022 10:00:00 GMT2083https://lykkenonlending.com/right-sizing-your-business-with-david-kittle-howard-nathan-and-stephen-chapmanfalseWe often hear about right-sizing when the economy is not in its best form. But in reality, right-sizing is a discipline that works both in an expanding market and a contracting market. It’s all about having the right number of the right people in the room. As a CEO, you want to have the best people surrounding you who can actually contribute to formulating strategy. Joining David Lykken to talk about this are David Kittle, Howard Nathan and Stephen Chapman. Bringing in their unique perspectives as a CEO, a CFO, and a people expert, respectively, our three guests unpack several key topics that need to be addressed when it comes to right-sizing. Tune in and get a fresh perspective on the true impact of right-sizing from a leadership, financial, and human-cultural standpoint.

]]>09-26-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, and David LykkennuHZPbErQETue, 27 Sep 2022 17:46:51 GMT2530https://lykkenonlending.com/09-26-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-jack-nunnery-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. 

CHECK OUT:


**KNOWLEDGE COOP'S 2022 Continuing Education Is Now Available!   

The 10% discount code for the above events is: TMS2022

September 26th- Houston https://knowledgecoop.swoogo.com/houston2022/begin

September 30th - Austin https://knowledgecoop.swoogo.com/austin2022/begin


**MBA Annual Convention & Expo in Nashville Oct. 23-26

Chief Compliance Officer position, this person can work remotely anywhere in the US. You can send your CV or resume to recruit@

This link is to read about FHFA’s review of the Federal Home Loan Bank System. Near the end of the article is a link that allows you to leave feedback.


Here is the link to the RHS Proposed Rule to provide Lenders authorization to underwrite loans


]]>09-26-2022 Democratizing Consumer Data With Eric Lapin Of FormFreeknF5y6sV9bMon, 26 Sep 2022 17:06:00 GMT1616https://lykkenonlending.com/democratizing-consumer-data-with-eric-lapin-of-formfreefalseWe all have consumer data that impacts how we are perceived financially. But how can consumers access that data and use it in their favor? Today's guest breaks down the process for us. Eric Lapin is the Chief Strategy Officer of FormFree, a market-leading technology company whose patented technology is building a more transparent and inclusive credit and capital market. What are they doing differently? They're enabling creditors and lenders to understand a borrower's true ability to pay. In this episode, he chats with host David Lykken as he explains how they're democratizing data, what borrower-permissioned data is, and what direct source means regarding your finances. He also walks you through the purchase transaction when FormFree is involved. Tune in to this episode for insights to help you make better credit decisions.

]]>09-19-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, Jack Nunnery, and David Lykken.q-sGrkL8qKTue, 20 Sep 2022 19:01:55 GMT2890https://lykkenonlending.com/09-19-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-jack-nunnery-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. All the while Jack Nunnery who has a 38-year career in mortgage banking, and David will be expounding on each of the regular segments.


CHECK OUT:

**KNOWLEDGE COOP'S 2022 Continuing Education Is Now Available!   

The 10% discount code for the above events is: TMS2022

September 26th- Houston https://knowledgecoop.swoogo.com/houston2022/begin

September 30th - Austin https://knowledgecoop.swoogo.com/austin2022/begin

**MBA Annual Convention & Expo in Nashville Oct. 23-26


]]>09-14-2022 Calque, Inc: The Homeowner’s Buy First Solution With Jeremy Foster, Chandra Srivastava, Jim Black, Aaron Kirchner, And Jack Nunnerym9gPv3MxeuWed, 14 Sep 2022 10:00:00 GMT1616https://lykkenonlending.com/calque-inc-the-homeowners-buy-first-solution-with-jeremy-foster-chandra-srivastava-jim-black-aaron-kirchner-and-jack-nunneryfalseBuying and selling a home can be exciting and stressful. It’s a different experience every time. And who you work with plays an important role in how smooth and fast the process is going to take. On the show today, David Lykken and co-host Jack Nunnery are joined by Jeremy Foster, Chandra Srivastava, Jim Black, and Aaron Kirchner—a team of collaborative professionals who are here to talk about Calque and how its unique product model allows lenders and realtors to work in a more efficient capacity while providing homeowners a custom solution that enables them to make offers and buy and move into a new home before they sell their current one. Tune in and find out more about the buy-first solution.

]]>09-12-2022 Weekly Mortgage Updates with Adam DeSanctis, Les Parker, Matt Graham, David Kittle, Alice Alvey, Allen Pollack, Marc Helm, Jack Nunnery, and David Lykken.J05DO-TiMMon, 12 Sep 2022 10:00:00 GMT2648https://lykkenonlending.com/09-12-2022-weekly-mortgage-updates-with-adam-desanctis-les-parker-matt-graham-david-kittle-alice-alvey-allen-pollack-marc-helm-jack-nunnery-and-david-lykken/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. All the while Jack Nunnery who has a 38-year career in mortgage banking, and David will be expounding on each of the regular segments.


CHECK OUT:


**KNOWLEDGE COOP'S 2022 Continuing Education Is Now Available!   

The 10% discount code for the above events is: TMS2022

September 26th- Houston https://knowledgecoop.swoogo.com/houston2022/begin

September 30th - Austin https://knowledgecoop.swoogo.com/austin2022/begin


**MBA Annual Convention & Expo in Nashville Oct. 23-26

**Fannie.Mae's CIO on Mortgage Lending's Digital Future, Technovation 697


]]>09-05-2022 SPECIAL BROADCAST with Jessica PetersonW1lSkTWRzgMon, 05 Sep 2022 10:00:00 GMT2356https://lykkenonlending.com/09-05-2022-special-broadcast-with-jessica-peterson/falseWe are having Jessica Peterson on the podcast this week with a very timely message to originators. She will tell our audience what people are saying to her, and what not to say as an originator.


Want to know more about Jessica Peterson?


Jessica is the founder of Simply WOW Agency, also a bestselling author, certified Business and Life Coach, published seven books, and TEDx speaker. After a 20-year career in the banking, mortgage, and financial world, Jessica stepped into her dream and created a company to provide a positive impact on people.

Jessica is a licensed Real Estate Agent and is creating a community of WOW Power Players who are all on a mission to WOW people, maximize income, and create a WOW life for themselves. Her training is called Lux Your Lifestyle.


]]>08-29-2022 Weekly Mortgage Updates with Adam, Les, Matt, David Kittle, Alice, Allen, Marc Helm, Jack, and David9Gieu-l0NhTue, 30 Aug 2022 10:00:00 GMT3038https://lykkenonlending.com/weekly-mortgage-updates-with-adam-les-matt-david-kittle-alice-allen-marc-helm-jack-and-davidfalseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by David Kittle, Chief Executive Officer @ Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory & legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner @ Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies”. All the while Jack Nunnery who has a 38-year career in mortgage banking, and David will be expounding on each of the regular segments.

]]>08-22-2022 Weekly Mortgage Updates with Adam, Les, Matt, David Kittle, Alice, Allen, Marc Helm, Jack, and DavidyriIVMfYnHMon, 22 Aug 2022 10:00:00 GMT2229https://lykkenonlending.com/08-22-2022-weekly-mortgage-updates-with-adam-les-matt-david-kittle-alice-allen-marc-helm-jack-and-david/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate and market update, followed by David Kittle, Chief Executive Officer at Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory and legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner at Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies.” All the while Jack Nunnery, who has a 38-year career in mortgage banking, and David will be expounding on each of the regular segments.

]]>08-15-2022 Weekly Mortgage Updates With Adam, Les, Matt, David Kittle, Alice, Allen, Marc Helm, Jack, And DavidtFlmyndUxHTue, 16 Aug 2022 15:24:00 GMT2838https://lykkenonlending.com/weekly-mortgage-updates-with-adam-les-matt-alice-allen-jack-and-david/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate and market update, followed by David Kittle, Chief Executive Officer at Cypress Mortgage Capital, to discuss mortgage originations. Then we have Alice Alvey of Union Home providing a regulatory and legislative update, then Allen Pollack giving us a Tech Report on the latest technology impacting our industry. Finally, we wrap up the first half of the program with Marc Helm, Senior Executive Partner at Transformational Mortgage Solutions, talking about Loan Servicing and the “Agencies.” All the while Jack Nunnery, who has a 38-year career in mortgage banking, and David will be expounding on each of the regular segments.

]]>08-08-2022 Weekly Mortgage Updates with Adam, Les, Matt, Alice, Allen, Jack, and DavidMTEQ1hIrz0Tue, 09 Aug 2022 10:00:00 GMT2410https://lykkenonlending.com/08-08-2022-weekly-mortgage-updates-with-adam-les-matt-alice-allen-jack-and-david/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry. All the while Jack Nunnery who has a 38-year career in mortgage banking, and David will be expounding on each of the regulars segments.

]]>08-01-2022 Weekly Mortgage Updates with Adam, Les, Matt, Alice, Allen, Jack, and DavidHa2_rUkmUUMon, 01 Aug 2022 10:00:00 GMT2145https://lykkenonlending.com/weekly-mortgage-updates-with-adam-les-matt-alice-allen-jack-and-david-part-1/falseThe Lykken on Lending program will feature our Weekly Mortgage Updates with Adam DeSanctis and his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry. All the while Jack Nunnery who has a 38-year career in mortgage banking, and David will be expounding on each of the regulars segments.

]]>07-25-2022 Hot Topic: The digital workflow and electronic signatureuErzsCd5FpTue, 26 Jul 2022 10:00:00 GMT1692https://lykkenonlending.com/hot-topic-the-digital-workflow-and-electronic-signature-with-mike-haedrich/falseIn our Hot Topic this week, we have Mike Haedrich, Senior Product Manager @ Finastra, to discuss how a digital workflow requires you to align with a single solution provider & how easy it is to support an electronic signature solution.


Want to know more about Mike Haedrich?

Mike is a senior product manager at Finastra. Mike has been in technology for over 30 years, supporting some of the world’s largest technology companies. Mike joined Finastra over four years ago and has been instrumental in developing the electronic signature strategy for their lending products. Mike has a Bachelor of Science degree in finance from the University of the Pacific.

]]>07-25-2022 Weekly Updates from Adam, Les, Matt, Alice, and AllenK1VMY-JKRMon, 25 Jul 2022 10:00:00 GMT1419https://lykkenonlending.com/weekly-updates-from-adam-les-matt-alice-and-allen-5-part-3/falseThe first half of the Lykken on Lending program will feature our Weekly Updates: we’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>07-18-2022 Hot Topic: The Importance of Humility!!gWs365rN2kTue, 19 Jul 2022 10:00:00 GMT1407https://lykkenonlending.com/hot-topic-the-importance-of-humility/falseIn our podcast this week we will have our regulars on to have a Round Table Discussion on “The importance and/or power of HUMILITY in leadership, especially in times like what we are in today.” 


Notes: BOXABL CASITA – Accesory Dwelling Unit

]]>07-18-2022 Weekly Updates from Adam, Les, Matt, Alice, and AlleniEUYIHAWTfMon, 18 Jul 2022 10:00:00 GMT1745https://lykkenonlending.com/07-18-2022-weekly-updates-from-adam-les-matt-alice-and-allen/falseThe first half of the Lykken on Lending program will feature our Weekly Updates: we’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update, then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>07-11-2022 Hot Topic: Digital Transformation: Generating An Upfront Verified Approval With Brent Emler And Michael Whitbeck-rgGZGSGjTue, 12 Jul 2022 10:00:00 GMT2105https://lykkenonlending.com/07-11-2022-hot-topic-digital-transformation-generating-an-upfront-verified-approval/falseIn our episode this week, we have Brent Emler, Director of Sales @ Lender Toolkit, & Michael Whitbeck, CEO @ BLUEPRINT, here to discuss what the definition of a verified approval is and how is it different than a prequel, as well as what kind of edge they see a verified approval giving sales teams.

 

Want to know more about Brent Emler?

 

Brent Emler is the Director of Sales at Lender Toolkit, a leading mortgage technology firm focused on digitizing and automating the mortgage manufacturing process. Brent is committed to providing solutions to business problems by promoting curiosity, innovation, and exploiting technology solutions. Working with many of the largest lenders in the country affords Brent and the team at Lender Toolkit the opportunity to deliver cutting-edge technology solutions.

 

 

Want to know more about Michael Whitbeck

 

Creator and lead trainer of the "10 point process to almost perfect underwriting" system built using my 27+ years in the mortgage industry experience.  

 

 

NEWS...."IT HAPPENED! Elon Musk's $10000 House FINALLY Hitting The Market"

]]>07-11-2022 Weekly Updates from Adam, Les, Matt, Alice, and Allen4GC2-ZbGtTue, 12 Jul 2022 10:00:00 GMT2264https://lykkenonlending.com/07-11-2022-weekly-updates-from-adam-les-matt-alice-and-allenfalseThe first half of the Lykken on Lending program will feature our Weekly Updates: we’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>07-07-2022 SPECIAL EPISODE: ICE/Black Knight MergerqpohgfZjDxThu, 07 Jul 2022 10:00:00 GMT2634https://lykkenonlending.com/special-episode-iceblack-knight-merger/falseIn our SPECIAL EPISODE this week we have David H Stevens, CMB, CEO – Mountain Lake Consulting, Inc. here to discuss the ICE/Black Knight Merger, and how it will affect everyone concerned.


Want to know more about David H Stevens?


David H. Stevens CMB, (Dave) is the CEO of Mountain Lake Consulting, Inc. Dave is a 38-year veteran of the Mortgage Banking industry.


Dave previously served as the President and CEO of Mortgage Bankers Association (MBA) and prior to this role, Dave served as the US Assistant Secretary of Housing and Federal Housing Commissioner at HUD (US Department of Housing and Urban Development). Dave has served a variety of key industry leadership roles prior to his work in Washington including as President and Chief Operating Officer of the Long & Foster Real Estate Companies, Inc., Executive Vice President of Wholesale Lending at Wells Fargo Home Mortgage, and Senior Vice President in charge of Single-Family Lending at Freddie Mac, and Group Senior Vice President at World Savings Bank. Dave currently sits on the Board of real estate investment trust Dynex, Inc.


Dave works on advisory projects in real estate finance and provides technical and strategic consultation to financial institutions and intermediaries.


In 2018 David was named Mortgage Professional Of The Year by National Mortgage Professional Magazine, has been named one of Bloomberg’s 50 most powerful people in real estate, and Inman’s 100 top most influential leaders. He received the Founders Award from NAHREP in 2013. David is often cited in the media having appeared on CNBC, PBS, and Bloomberg TV and quoted in major media. He has testified before the US Senate and House of Representatives multiple times and continues to influence policymakers in Washington.


Dave received his CMB (Certified Mortgage Banker) designation in 2015 and holds a BA in Political Science from the University of Colorado at Boulder.


Opinion: The risk of ICE, Black Knight deal is in the data


LYKKEN ON LEADERSHIP PODCAST-David Stevens, CEO of MBA

]]>07-06-2022 SPECIAL EPISODE: How Originators Can Dramatically Take Advantage of Today's Challenging Market ConditionsVDPxnkIUyWed, 06 Jul 2022 19:00:00 GMT1677https://lykkenonlending.com/special-episode-how-originators-can-dramatically-take-advantage-of-todays-challenging-market-conditions/falseIn our SPECIAL EPISODE this week we have Ron Vaimberg, President of Ron Vaimberg International to discuss what he sees happening with originators given the significant slowdown in originations & how does someone deal with the uncertainty of a market like this one.


Want to know more about Ron Vaimberg?

Ron Vaimberg is recognized as one of the most requested, in-demand trainers and personal success coaches in the mortgage and real estate industry. He is the driving force and coach behind many of the nation’s top-producing loan officers, real estate professionals, and account executives.


Ron is often referred to as the “street trainer” in that his high-performance marketing, sales, and leadership strategies are easy to implement and produce rapid returns.


Ron’s key to success is that he provides solutions that work with anyone’s natural personality. With Ron, you don’t’ need to memorize unnatural scripts or become someone you are not. Ron’s strategies allow you to have more influence and control over your business and success while remaining true to who you are.


https://www.ronvaimberg.com/ultimate-originator-live/


]]>07-04-2022 Hot Topic: Latest Trends On LeadershipasbLz3ENCMon, 04 Jul 2022 23:31:00 GMT3079https://lykkenonlending.com/hot-topic-latest-trends-on-leadershipfalseIn our Hot Topic this week, David & Jack are gonna do a special podcast, talking about the economy, where things are at with the latest trends on leadership, & how you should be leading your people. They are gonna gather around on the 4th of July and may have some barbecue going in the background somewhere. 


]]>06-27-2022 Weekly Updates from Adam, Les, Matt, Alice, and AllentiHlHW04DMon, 27 Jun 2022 10:00:00 GMT1497https://lykkenonlending.com/weekly-updates-from-adam-les-matt-alice-and-allen-2/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. We’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate and market update, followed by Alice Alvey of Union Home providing a regulatory and legislative update. Then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>06-27-2022 Hot Topic: eClose Innovation With Shane Westra And Jay LZzH2ntnw7Mon, 27 Jun 2022 10:00:00 GMT2010https://lykkenonlending.com/hot-topic-eclose-innovation-with-shane-westra-and-jay-arneja/falseIn our Hot Topic this week we have Shane Westra, Chief Product Officer @ SimpleNexus & Jay Arneja, Group/Growth Product Management @ SimpleNexus to discuss how SimpleNexus approaches product development, as well as recent successes lenders, have had with eClose technology.


Want to know more about Shane Westra?

 Shane Westra brings twenty years of product development leadership experience to his role as Chief Product Officer for SimpleNexus. His past roles in Silicon Valley and Utah’s local tech scene have helped companies such as Shutterstock, Workfront (Adobe), Pearson, and LexisNexis grow revenue and establish mature and scalable product development lifecycles. Westra holds a Master of Business Administration from Brigham Young University.


Want to know more about Jay Arneja?

Jay Arneja has spent her entire career digitizing and redesigning the mortgage closing and post-closing processes. Early on, she worked in correspondent and wholesale lending, where she specialized in Mortgage Electronic Registration System (MERS) administration for several organizations and ran the closing department of GreenPoint Mortgage’s highest-producing branch before the lender was purchased by Capital One. She later joined MERSCORP, where she spent more than a decade leading product teams, then went on to consult for Freddie Mac. Today, at SimpleNexus, Arneja is helping to usher in a new age of digital closings that scale back paperwork, get loans to funding faster, and emphasize borrower single sign-on convenience.


]]>06-23-2022 SPECIAL EPISODE: TRUE Brand Launch With Stephen Epstein, Liz Long Adkins And Bob Noble-KsIdkvDbThu, 23 Jun 2022 10:00:00 GMT1576https://lykkenonlending.com/06-23-2022-special-episode-true-brand-launch-with-stephen-epstein-liz-long-adkins-and-bob-noblefalseIn our Hot Topic this week, we have Stephen Epstein, CMO at TRUE amd Chief Marketing Officer at SoftWorks AI, Liz Long Adkins, Marketing Director at Softworks AI, and Bob Noble, SVP of Products and Innovation at Softworks AI to discuss with David how the launch of their rebranding is coming along.

 

Want to know more about Stephen Epstein?

As CMO at TRUE, Stephen is responsible for the firm’s go-to-market strategy and related functions, including branding, positioning, product marketing, and demand and lead generation.

Stephen brings over 20 years of marketing and product executive expertise and led these functions at industry leaders such as Mantas, Digital Reasoning, and Kasisto, with a deep knowledge of the financial services industry from his time at CDC Capital, JP Morgan, and Deutsche Bank. He has helped both fintech companies and global banking organizations flourish under his guidance.

 

Want to know more about Bob Noble?

As Senior VP of Product and Innovation, Bob is responsible for the direction and product roadmap of TRUE’s solutions. With over 30 years of experience in providing innovative technology for Fortune 250 financial services and mortgage companies, he is passionate about AI, process improvement, and automation, holding several patents in these areas.

Bob holds a Bachelor of Science in Mathematics and Computer Science from Stockton University, a Master of Science in Mathematics from Stanford University, and a Master of Science in Computer Engineering from North Carolina State University.

 

Want to know more about Liz Long Adkins?

Liz Long has over 9 years of experience working within the technology industry as a marketing professional. She now serves as the Marketing Director at TRUE, handling their omnichannel marketing campaigns driving brand awareness, product adoption, and customer retention. Prior to TRUE, Liz was the Senior Marketing Manager for the Americas at Thomson Reuters and the Global Marketing Manager for Digital Reasoning.

]]>06-20-2022 Hot Topic: Freddie Mac AIM For Income Using Direct Deposit & RVOE With Christy Moss And Christina Zulueta Randolphgkv7y83OsYTue, 21 Jun 2022 10:00:00 GMT2584https://lykkenonlending.com/05-16-2022-how-to-make-tough-decisions-in-a-contracting-market-3-2-2-3-3-3-2/falseIn our Hot Topic this week, we have Christy Moss, Chief Customer Officer, FormFree, and Christina Zulueta Randolph, Sr. Director, Single-Family Strategy & Integrations, Freddie Mac, to discuss Freddie Mac's announcement that lenders can now reverify employment with direct deposit data, as well as what FormFree is doing to help lenders take advantage of AIM for income using direct deposits.

 

Want to know more about Christy Moss?

 

Christy Moss, CMB, is the chief customer officer (CCO) at FormFree. As head of the company’s customer strategy, the 30-year mortgage industry veteran leads voice-of-customer initiatives across the organization and oversees sales.

 

Before joining FormFree, Moss spent 11 years at Fannie Mae (OTCMKTS: FNMA), where she played a critical role in advancing business initiatives in the post-crisis mortgage lending ecosystem. From 2015 to 2019, Moss focused on the driving lender and partner adoption of technologies that improve the borrower experience and lender profitability in her strategic business and relationship manager role.

 

Moss has held advanced positions in the correspondent lending divisions of CitiMortgage (NYSE: C), Wachovia (NYSE: WB), and GE Capital Mortgage Services (NYSE: GE), where she gained an in-depth understanding of the primary and secondary mortgage markets. She has received numerous accolades for her contributions to housing finance and holds a bachelor’s degree in public relations from Georgia State University.

 

Direct Deposit Verification Solutions for Mortgage Companies & Lenders

 

Want to know more about Christina Zulueta Randolph?

 

Christina Randolph is a senior director of technology partnerships in Freddie Mac’s Single-Family Strategic Delivery, Data, Operations, and Technology division. She oversees software partner strategy across the origination technology continuum and is responsible for distributing and optimizing Freddie Mac tools and capabilities within the software partner ecosystem.

 

Ms. Randolph has been with Freddie Mac for four years, focusing on increasing the adoption and utilization of digital offerings to lower origination costs, maximize operational efficiencies and improve the overall lending experience for clients and consumers. Her team also plays a critical role in surveilling the fintech landscape for partnership opportunities that will help lower risk and further digitize and automate once manual processes.

 

With almost 25 years of experience in the mortgage and technology industries, she has held various roles in sales, operations, implementations, and product management at companies like Fannie Mae, FIS Global, PHH Mortgage, and Chase Home Loans. Her career has become dedicated to transforming the mortgage experience by bridging the gap between business processes and technology challenges.

 

IN THE NEWS:

 

Home Equity in America Hits Record $27.8 Trillion


]]>06-20-2022 Weekly Updates from Adam, Les, Matt, Alice, and Allen95RSiKFFyMon, 20 Jun 2022 10:00:00 GMT1625https://lykkenonlending.com/weekly-updates-from-adam-les-matt-alice-and-allen-4falseThe first half of the Lykken on Lending program will feature our Weekly Updates: we’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>06-13-2022 Weekly Updates from Adam, Les, Matt, Alice, and AllenCUkqtyxvYxTue, 14 Jun 2022 22:00:00 GMT1870https://lykkenonlending.com/04-11-2022-weekly-updates-from-rob-vanraaphorst-les-parker-matt-graham-and-allen-pollack-2-2-2-2-2-2-2/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. We’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate and market update, followed by Alice Alvey of Union Home providing a regulatory and legislative update. Then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>06-13-2022 Hot Topic: In-Person Electronic Notarization With Brendon Weiss And Amy Moses26zB89c4tITue, 14 Jun 2022 10:00:00 GMT2023https://lykkenonlending.com/06-13-2022-hot-topic-in-person-electronic-notarization-with-brendon-weiss-and-amy-mosesfalseIn our Hot Topic this week, we have Brendon Weiss, Brendon Weiss is a Co-Founder of EscrowTab, and Amy Moses, Vice President, Marketing & Communications @ EscrowTab, to discuss a fairly new company called EscrowTab that they started. Find out what EscrowTab is bringing to the market that lenders and title agencies haven’t experienced.

 

Want to know more about Brendon Weiss?

 

Brendon Weiss is a Co-Founder of EscrowTab. EscrowTab provides title companies and lenders with a software solution to close loans electronically nationwide using its in-person electronic notarization (IPEN) solution.

 

Before becoming a co-founder of EscrowTab, Weiss focused on numerous endeavors centered around business development and operations within the capital markets and mortgage industries. As Chief Operating Officer at MERSCORP and Head of Business Development at ICE Mortgage Technology, he oversaw the system migration of MERS to ICE Data Centers and led initiatives to accelerate the industry’s transition to eMortgages, leading to the largest increase in eNote adoption since their inception.

 

Weiss is the founder of Acta Strategies, a capital markets and mortgage advisory firm; a Board Member of PJ Operation, a loan processing firm; and Co-Founder of Axis Lending Academy, a non-profit created to educate, train, and place diverse candidates within the lending industry.

 

Weiss began his career in government working on Capitol Hill and at the U.S. Securities and Exchange Commission before joining the New York Stock Exchange in 2010. He received his MBA from the University of Maryland Robert H. Smith School of Business and his B.A. from Northern Michigan University.

 

Want to know more about Amy Moses?

 

Amy Moses is Vice President, Marketing and Communications at EscrowTab, where she’s introducing a new angle of digital closing simplicity for lenders and title companies. EscrowTab provides title companies and lenders with a software solution to close loans electronically nationwide using its in-person electronic notarization (IPEN) solution.

]]>06-06-2022 Hot Topic: The Unspoken Reality Of Transformation!ZCEvoSjqfyTue, 07 Jun 2022 17:57:00 GMT1765https://lykkenonlending.com/hot-topic-the-unspoken-reality-of-transformationfalseIn our Hot Topic this week, we have John Weinkowitz,(WAYNE-KO-WITZ) Global Head, Product Marketing for Universal Banking at Finastra, discussing how “Transformation” means many things, so creating the right vision is the key, and “Transformation = Change,” as well as the “transformational divide” is a real thing, and finally how the “Transformational business drivers” in banking have changed yet remained the same. 

]]>06-06-2022 Weekly Updates from Adam, Les, Matt, Alice, and Allen7p185FfP3ETue, 07 Jun 2022 10:00:00 GMT1327https://lykkenonlending.com/weekly-updates-from-adam-les-matt-alice-and-allen/falseThe first half of the Lykken on Lending program will feature our Weekly Updates: we’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate & market update, followed by Alice Alvey of Union Home providing a regulatory & legislative update,then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>05-30-2022 Hot Topic: Leadership and MarriageETgx_IKq3fTue, 31 May 2022 10:00:00 GMT2466https://lykkenonlending.com/05-30-2022-hot-topic-leadership-and-marriagefalseIn our Hot Topic this week we have John David Mann, coauthor of more than 30 books, including four New York Times bestsellers and five national bestsellers & Ana Gabriel Mann, Psychotherapist, coach, teacher, speaker, meditator, and co-author of The Go-Giver Marriage. They're a husband, wife team. Most of you probably have heard of the book series, “The Go-Giver”. This is a book series that John David Mann has written along with Bob Burg, and there are very, very well-read; best-sellers all the way around, but I connected with them and so I'm excited to talk about all of these books!!  



]]>05-30-2022 Weekly Updates from Adam, Les, Matt, Alice, and Allen wlLRdtphHCMon, 30 May 2022 10:00:00 GMT1500https://lykkenonlending.com/weekly-updates-from-adam-les-matt-alice-and-allen-3/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. We’ve got Adam DeSanctis with his MBA Mortgage Minute, and then Les Parker’s TMSpotlight, a macroeconomic perspective on the economy with a music parody. That leads to Matt Graham of MBS Live providing you a rate and market update, followed by Alice Alvey of Union Home providing a regulatory and legislative update. Then we wrap up the first half of the program with Allen Pollack giving us a Tech Report of the latest technology impacting our industry.

]]>05-23-2022 Top Strategies for a Purchase MarketxoOEpiK2CTMon, 23 May 2022 10:00:00 GMT1764https://lykkenonlending.com/top-strategies-for-a-purchase-market-with-andria-lightfoot-and-selene-kellam/falseIn our Hot Topic this week, we have Andria Lightfoot, Chief Customer Officer @ SimpleNexus, & Selene Kellam, Chief Operating Officer @ Thrive Mortgage LLC, who will discuss with David some exciting things that are relevant to what’s going on in the industry. As well as some of the hot trends that are coming and what they think people are feeling is going to be a barrier. They have got a lot of bullish predictions coming up!


Click here to read more about this episode!

]]>107105-23-2022 Weekly Updates with Alice, Allen, Matt, Les, and Robv4SBG27NcMon, 23 May 2022 10:00:00 GMT1770https://lykkenonlending.com/05-23-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>05-16-2022 Weekly Updates with Alice, Allen, Matt, Les, and Rob PART 4GqbqiXFK62Mon, 16 May 2022 17:00:00 GMT1776https://lykkenonlending.com/05-16-2022-weekly-updates-with-alice-allen-matt-les-and-rob-part-4falseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>05-16-2022 How To Make Tough Decisions In A Contracting Market N_rTFcd-AMon, 16 May 2022 17:00:00 GMT1768https://lykkenonlending.com/how-to-make-tough-decisions-in-a-contracting-market/falseIn our Hot Topic this week we have David G. Kittle, Chief Executive Officer @ Cypress Mortgage Capital & Jack Nunnery & David in a Round Table discussion to discuss what needs to happen to cut costs sufficiently, tune into this podcast to learn how leaders in the industry are proposing to help work through this struggle.

 

To read more on this episode click here!!

]]>107005-09-2022 Weekly Updates with Alice, Allen, Matt, Les, and Rob PART 3 QxztXKqT8Mon, 09 May 2022 17:00:00 GMT2133https://lykkenonlending.com/05-09-2022-weekly-updates-with-alice-allen-matt-les-and-rob-part-3falseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>05-09-2022 Loan Officer Recruitment StrategiesFqM-cbkBEMon, 09 May 2022 10:00:00 GMT1800https://lykkenonlending.com/05-09-2022-loan-officer-recruitment-strategiesfalseIn our Hot Topic this week we have Josh Lehr, Senior Director, Partnerships & Industry Technology at Total Expert to discuss what challenges loan officers face right now & because loan officer recruitment is a huge focus currently what the impact of loan officer turnover is. As well as, what elements of the LO role can be automated to not only free up time but to drive more opportunities for loan officers.

 

To read more about this podcast click here!!

  ,In our Hot Topic this week we have Josh Lehr, Senior Director, Partnerships & Industry Technology at Total Expert to discuss what challenges loan officers face right now & because loan officer recruitment is a huge focus currently what the impact of loan officer turnover is. As well as, what elements of the LO role can be automated to not only free up time but to drive more opportunities for loan officers. To read more about this podcast click here!!  

]]>106905-02-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobjFhYwceN6Mon, 02 May 2022 10:00:00 GMT1855https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-part-2/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>05-02-2022 Experience.com's Top Performer Insights And Strategies With Kristin Messerli 7jzMLs6_mMon, 02 May 2022 10:00:00 GMT1620https://lykkenonlending.com/05-02-2022-experience-coms-top-performer-insights-and-strategies-with-kristin-messerlifalseIn our Hot Topic this week, we have Kristin Messerli, VP Strategy, Financial Services @ Experience.com, to discuss some of the strategies that top-performing loan officers shared that differentiated them from others in their customer experience, as well as some of the characteristics of the next-gen homebuyer from the NextGen Homebuyer Report. To read more on this episode, click here!

]]>106804-25-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobGLCmGGFVTpMon, 25 Apr 2022 10:00:00 GMT1755https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-part-1/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>04-25-2022 "Trends Impacting How Lenders are Connecting with Partners"_0xci79L9FMon, 25 Apr 2022 10:00:00 GMT1925https://lykkenonlending.com/trends-impacting-how-lenders-are-connecting-with-partners-with-christopher-brown/falseIn our Hot Topic this week, we have Christopher Brown, Software Solutions Architect @ Fiserv and share some of his thoughts on the financial institutions when you look at where the market’s heading and the bigger role that the financial institutions are going to be playing, especially HELOCs from the perspective of Fiserv.

 

To read more about this podcast, click here!

]]>106704-18-2022 5 Key Things To Consider For Mortgage LOS And POS With Troy AndersonK16v_dkr2-Mon, 18 Apr 2022 17:00:00 GMT1599https://lykkenonlending.com/5-key-things-to-consider-for-mortgage-los-and-pos-with-troy-anderson/falseIn our Hot Topic this week we have Troy Anderson, Director of Mortgage & Lending Solution Sales @ Finastra to discuss whether financial institutions are becoming more of a one-stop-shop for mortgages and why!

 

And as far as all of Finastra's technology components whether it's, the customer experience when they're not even a customer yet all the way through, managing that through the core process with their solution. But as far as the LOS goes they are focusing on their mortgage bot which is end-to-end. And this is really their thoughts around, the end-to-end piece, as it stands with working for componentized platforms in the past, where you have multiple integrations, that fingers could be pointed. So as far as the five things to consider as far as the end-to-end option goes the real value. And VALUE is brought up a lot because feature functions ultimately result in some type of value. Some of them don't, some of them might just be widgets that may demo well. And you're like, this is great, but it really doesn't provide that much value. And they have seen that when they have been doing demonstrations, they wouldn't really focus on that too much, it might be cool, but it doesn't have as much value as some of these other things. So the end-to-end process value there is basically one vendor and one support path and what that amounts to is efficiency results!

 

To read more on this podcast click here!!

]]>106604-18-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobC29PpZlFHMon, 18 Apr 2022 10:00:00 GMT1904https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-7/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>04-12-2022 SPECIAL EPISODE: All Things Podcasting!!uaer3NgGcSTue, 12 Apr 2022 10:00:00 GMT1299https://lykkenonlending.com/special-episode-all-things-podcasting-with-taylor-ellard/falseIn this SPECIAL PROGRAM, David Lykken sits down with Taylor Ellard, National Project Specialist @ Atlantic Bay Mortgage Group, as well as the host of the podcast Lending Forward, to discuss all things podcast!!


Should you start a podcast? Should a company start a podcast as an originator? That is some of the questions we will address in this episode.


Taylor’s been in the lending world for about seven years now and landed at home at Atlantic Bay Mortgage Group. And as they have thrived, they knew they had a need for a podcast and she was excited to take on that task!!


Lending Forward is a weekly podcast hosted by Taylor Ellard and powered by Atlantic Bay Mortgage Group. They bring you raw stories from real people in the mortgage industry. They are covering what’s next in lending, forward-thinking, and reflecting on lessons learned from Mortgage Bankers, Realtors, Financial Advisors, Coaches, and more! How are you lending it forward?


Click here to read more about this podcast click here!!

]]>04-11-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobQMGfQFdzoMon, 11 Apr 2022 10:00:00 GMT1341https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-6/false

The first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>04-11-2022 Rough Waters In The Housing Market Currently!EInS2iE3kTMon, 11 Apr 2022 10:00:00 GMT2547https://lykkenonlending.com/rough-waters-in-the-housing-market-currently/falseIn our Hot Topic this week, we have Brian Montgomery, Founding Partner at Gate House Strategies LLC, to discuss why it is taking so long to get the FHA Commissioner and other HUD nominees confirmed and why it’s been tough for first-time homebuyers for some time now. 

]]>106504-04-2022 DC UpdateLO7anq8_4CMon, 04 Apr 2022 17:00:00 GMT1858https://lykkenonlending.com/04-04-2022-dc-update/falseIn our Hot Topic this week we have Jack Konyk, Executive Director of Government Affairs @ Weiner Brodsky Kider PC to discuss what changes in DC that the new Administration made in leadership of the various federal agencies that impact mortgage lending, and what effects have those changes seem to have had? As well as what, if anything, are we likely to see from this Congress in terms of new legislation affecting the industry, and what might the outcome of the upcoming election be on the likelihood of such things in the next Congress? And finally, what are some of the things that lenders should be concentrating on in order to best position themselves to minimize their regulatory risk?

]]>106404-04-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobNF9o1737LMon, 04 Apr 2022 10:00:00 GMT2051https://lykkenonlending.com/04-04-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>04-01-2022 SPECIAL EPISODE: Future of Collaboration in 2022q0B50I-BDFri, 01 Apr 2022 10:00:00 GMT792https://lykkenonlending.com/special-episode-future-of-collaboration-in-2022/falseIn this SPECIAL PROGRAM, David Lykken sits down with Ken Perry, CEO & President of the Knowledge Coop to discuss why Knowledge Coop does what they do, the growth Knowledge Coop experienced as a company, as well as the new community launching on 4/1!

 

The Knowledge Coop has a brand new look and platform that brings you more value than ever before. Now, not only will you be able to enjoy our critically acclaimed CE courses, but you'll have access to a community of industry leaders, compliance resources, and mortgage training that will revolutionize the way you do business. Got to “Try the Coop” to check it out!!

 

To read more about this podcast click here!!

]]>03-28-2022 How Lenders Combat Recent Margin Compression Trends With Briana Ings7ymiZHFT5Mon, 28 Mar 2022 17:00:00 GMT1747https://lykkenonlending.com/03-28-2022-how-lenders-combat-recent-margin-compression-trends/falseIn our Hot Topic this week, we have Briana Ings, Vice President of Product at Snapdocs, to talk about a new product that will reduce errors and QC costs for lenders by automatically QCing documents for errors on every closing and packaging the documents for investor delivery, specifically in the context of how important increasing operational efficiency is in light of the current macro mortgage trends.

]]>106303-28-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobBdaW64i2JMon, 28 Mar 2022 10:00:00 GMT1703https://lykkenonlending.com/03-28-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>03-21-2022 The Benefits of Business Intelligence Software8ptOgbKVlMon, 21 Mar 2022 10:00:00 GMT1718https://lykkenonlending.com/the-benefits-of-business-intelligence-software-with-lori-brewer/falseIn our Hot Topic this week, we have Lori Brewer, EVP and General Manager SimpleNexus, on the program to discuss how SimpleNexus was recently rebranded LimeGear as Nexus Vision as well as delve into what inspired her to develop a business intelligence solution for mortgage lenders. It’s data visualization at its finest, and when you can get it in the hands of the people that need it and when they need it produces a fantastic solution for management!


To read more about this episode, click here!!

]]>106203-21-2022 Weekly Updates with Alice, Allen, Matt, Les, and Rob1l5ZkqiSqMon, 21 Mar 2022 10:00:00 GMT1807https://lykkenonlending.com/03-21-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>03-14-2022 Weekly Updates with Alice, Allen, Matt, Les, and Robs-aTrK-D3Mon, 14 Mar 2022 17:00:00 GMT1327https://lykkenonlending.com/03-14-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>3-14-2022 SPECIAL PODCAST "Building a culture of Change and Automation"juzza-qTUMon, 14 Mar 2022 10:00:00 GMT2403https://lykkenonlending.com/special-podcast-building-a-culture-of-change-and-automation/falseDr. Peter Diamandis said, “The only constant is change and the rate of change is increasing.” Jack Welch said, “If the rate of change on the outside exceeds the rate of change on the inside, the end is near.” Knowing that the pace of change in the mortgage industry is constantly and rapidly increasing, we would do well to ask ourselves, “Am I and/or my company changing at the same pace?” No matter how you answer this question, you will benefit from this SPECIAL PODCAST, where we will be talking about how to build a CULTURE of CHANGE and AUTOMATION with special guests Brett Brumley of Lender Toolkit and Keri Rogers of Lennar Mortgage.

 

For more about this podcast Listen here!

]]>106103-14-2022 Customer Intelligence: How Top Lenders Leverage DataW_Bs0o69FMon, 14 Mar 2022 10:00:00 GMT1574https://lykkenonlending.com/customer-intelligence-how-top-lenders-leverage-data-with-joe-welu/falseIn our Hot Topic this week we have Joe Welu, founder and CEO of Total Expert to discuss how we’ve witnessed such a significant shift in the market and why it’s shifting even more quickly with rates rising and refinances decreasing, as well as what the opportunity is for lenders from Joe’s vantage point.


Joe has a unique vantage point of having 15 of the top 25 US banks and the lenders already as customers, and he is seeing what successful companies are already doing to leverage the data insights to impact their business. He will share with our listeners what he has observed!


To read more about this episode click here!!

]]>106003-07-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobV8KoYwp6FMon, 07 Mar 2022 18:00:00 GMT1646https://lykkenonlending.com/03-07-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>03-07-2022 Mortgage lending in 20228nxpF0CrvMon, 07 Mar 2022 11:00:00 GMT2240https://lykkenonlending.com/mortgage-lending-in-2022-with-chris-zingo/falseIn our Hot Topic this week, we have Chris Zingo, General Manager of the Americas Field Operations @ Finastra, to discuss mortgage lending in 2022, as well as driving growth through ESG and the acceleration of digital technology in the mortgage world!


To read more about this podcast, click here!!

]]>105802-28-2022 Freddie Mac AIM for income using direct deposit data5kI9TT3Ts5Mon, 28 Feb 2022 11:00:00 GMT2143https://lykkenonlending.com/freddie-mac-aim-for-income-using-direct-deposit-data-with-brent-chandler-and-kevin-kauffman/falseIn our Hot Topic this week we have Brent Chandler, Founder, and CEO @ FormFree & Kevin Kauffman, VP of Client and Partner Delivery @ Freddie Mac to discuss Freddie Mac’s announcement of a capability that allows mortgage lenders to assess homebuyer income using direct deposit data & as FormFree is a Freddie Mac partner, how do they work together to make this happen?


To read more about this podcast click here!!

]]>105702-28-2022 Weekly Updates with Alice, Allen, Matt, Les, and Rob6kWtpHKFxIMon, 28 Feb 2022 11:00:00 GMT1343https://lykkenonlending.com/02-28-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>02-21-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobZuGDcN0r7NMon, 21 Feb 2022 11:00:00 GMT1158https://lykkenonlending.com/02-21-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>02-21-2022 Rate OutlookjSAXpXkYIMon, 21 Feb 2022 11:00:00 GMT1996https://lykkenonlending.com/02-21-2022-rate-outlook/falseIn our Hot Topic this week we have Les Parker, founder of the TMSpotlight Newsletter & Managing Director at Transformational Mortgage Solutions to discuss the mortgage rate outlook….


So many people comment, they go, how does Les come up with his music parodies? And I said the most amazing part is he's not into pulp culture, he's not into any of this. I have no idea, but he does, do a masterful job of tying a song, and creating a music parody as he does each week on here.


But today we want to talk about interest rates. So we're really, really excited about that!


Click here to read more!!

]]>105602-15-2022 SPECIAL EPISODE: Treasury and Cash Management for Mortgage Banksy0PJ9y_S_Tue, 15 Feb 2022 11:00:00 GMT1177https://lykkenonlending.com/special-episode-treasury-and-cash-management-for-mortgage-banks-with-russ-anderson-and-jack-nunnery/falseIn this Special Episode we have Russ Anderson, & Jack Nunnery, both retired from mortgage banking and still stay very much up on all that is going on in the mortgage world…. They will continue their discussion on why banks see this as a real advantage and also how it's just a really great symbiotic relationship. To read more about this episode click here!! ,In this Special Episode we have Russ Anderson, & Jack Nunnery, both retired from mortgage banking and still stay very much up on all that is going on in the mortgage world…. They will continue their discussion on why banks see this as a real advantage and also how it's just a really great symbiotic relationship. To read more about this episode click here!!

]]>02-14-2022 Cash Management for Mortgage BanksgTjho7GOXfMon, 14 Feb 2022 18:00:00 GMT1575https://lykkenonlending.com/cash-management-for-mortgage-banks-with-russ-anderson-and-jack-nunnery/falseIn our Hot Topic this week, we have Russ Anderson, & Jack Nunnery, both retired from mortgage banking and still stay very much up on all that is going on in the mortgage world….


They will discuss why cash management is important to any business, as well as what the specific needs of IMBs are when it comes to basic cash management.


Want to read more about this podcast, click here!

]]>105502-14-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobSh9lvlgsyMon, 14 Feb 2022 11:00:00 GMT1940https://lykkenonlending.com/02-14-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates, go to our website!

]]>02-08-2022 SPECIAL EPISODE: The Great Migration Driving Markets And Transactions With Allan WeisseNma_SkUmTue, 08 Feb 2022 18:00:00 GMT2441https://lykkenonlending.com/02-08-2022-special-episode-the-great-migration-driving-markets-and-transactionsfalseIn this SPECIAL PROGRAM, David Lykken sits down with Allan Weiss, founder and CEO of Weiss Analytics.


In this interview, you will hear David and Allen talk about how the great migration is driving markets and transactions!!


To read more about this podcast, click here!!

]]>02-07-2022 The Current State Of The Mortgage Industry With Rich SwerbinskyyM7dbIrNn8Mon, 07 Feb 2022 11:00:00 GMT1898https://lykkenonlending.com/the-current-state-of-the-mortgage-industry-with-rich-swerbinsky/falseIn our Hot Topic this week, we have Rich Swerbinsky, President & Chief Operating Officer at The Mortgage Collaborative, on the program to discuss what they are seeing the mortgage industry doing………

 

A complete 180 in terms of the type of business climate, they are now close to two years of record production, massive amounts of refinancing activity, 30-year fixed rates, and the low to mid twos throughout all of that. And for lenders, it is really just about executing their pipeline and then managing some of the pandemic-related changes, like work from home and some of the changing borrower-related demands that went along with that. Now, as they get into the new year, they have seen 30-year fixed rates, interest rates have jumped up to their highest levels in over two years, the refinance volume has dropped, and lenders are hyper-focused on the future of their business. Automation, technology, partners M&A; either growth or, in some cases, looking to maybe merge or fold in with another organization, just the automation of tasks in general. It is mind-boggling how human the mortgage industry and the mortgage manufacturing process still are. Really? And the pandemics had a lot to do with it!

 

Want to read more about the episode? Click here!

]]>105402-07-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobkXnzDWjPvMon, 07 Feb 2022 11:00:00 GMT1902https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates go to our website!

]]>01-31-2022 Organizational Health-The Last Competitive Advantage With Stephen Chapman XfFiyWI9VMon, 31 Jan 2022 18:00:00 GMT1706https://lykkenonlending.com/01-31-2022-hot-topic-organizational-health-the-last-competitive-advantage/falseIn our Hot Topic this week, we have Stephen Chapman on the program to give us his take on organizational health and how it will help your business. Steven is an internal consultant at Allstate and is passionate about organizational health and what organizational health is and doing whatever they can do to help have as much of that in an organization as possible!

 

Want to know more about Stephen Chapman?

Want to read more on this episode click here!!

]]>105301-31-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobLs2xxxa4mOMon, 31 Jan 2022 11:00:00 GMT1947https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-4/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>01-24-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobXrZvbjsHSMon, 24 Jan 2022 18:00:00 GMT1926https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-9/falseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates, go to our website!

]]>01-24-2022 “What does LEADERSHIP mean to you?” with Cathleen Schreiner -KgqfVNCWMon, 24 Jan 2022 18:00:00 GMT1891https://lykkenonlending.com/what-does-leadership-mean-to-you-with-cathleen-schreiner-gates/falseIn our Hot Topic this week we have Cathleen Schreiner Gates on the program to discuss how SimpleNexus was recently acquired by nCino, a publicly-traded company and worldwide leader in cloud banking and what opportunities are created by the combination of these companies, and how do lenders stand to gain.

 

Want to know more about Cathleen Schreiner Gates?

 

Want to read more about this episode, click here!!

]]>105201-22-2022 SPECIAL EPISODE: Communication, The Keys to SuccessaKGy1minmSat, 22 Jan 2022 11:00:00 GMT1604https://lykkenonlending.com/01-22-2022-special-episode-communication-the-keys-to-success-with-alec-hanson/falseIn this SPECIAL PROGRAM, David Lykken sits down with Alec HANSON SVP, Division Manager @ loanDepot | Modern Lending Podcast Host 🎤


In this interview, you will hear David and Alec talk about communication and podcasting.


As you listen to this important and timely interview, you will gain insights as to why internal company podcasting is gigantically important, as well as how important it is to be focused on who your audience is. With podcasting, we are driving influence and creating connection; we will help you understand the ripple effect that you're having. He really feels that part of leadership is being in the trenches and continuing to learn and staying relevant and coaching alongside people, and learning alongside people. Sometimes to him, coaching is just doing something with somebody that you might not know yourself because it's just being in the trenches. There's no secret paywall; let's just all get better together and have some fun!


To read more about this episode, click here!!

]]>01-17-2022 How To Create Cohesive, Collaborative Teamsao-aN5GvuMon, 17 Jan 2022 18:00:00 GMT1770https://lykkenonlending.com/01-17-2022-how-to-create-cohesive-collaborative-teams-with-whitney-nelsonfalseIn our Hot Topic this week we have Whitney Nelson on the program to discuss what the root cause of people problems within an organization is as well as explain why connection and community in the workplace are important and how do you achieve it.

 

Want to know more about Whitney Nelson?

 

Want to know more about this podcast click here!

]]>105101-17-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobNn0Dg9nIPMon, 17 Jan 2022 11:00:00 GMT1840https://lykkenonlending.com/01-17-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates, go to our website!

]]>01-10-2022 Creating and Using Testimonials with Julian LumpkinNHEU1OEf3pMon, 10 Jan 2022 18:00:00 GMT1578https://lykkenonlending.com/01-10-2022-creating-and-using-testimonials-with-julian-lumpkinfalseIn our Hot Topic this week we have Julian Lumpkin on the program to give us his take on how to increase your close rates NOW? How you can close more deals by introducing real social proof into your sales cycles. As well as showing your prospects real stories and results with Case Studies and Testimonials.

 

The most effective way to reach your audience is not through your own words, it's through the words of your clients! You need customer stories - written and video formats! If you aren’t getting these done yourself, check out SuccessKit.io to see how they can handle it for you!

 

To read more about this week's podcast click here!!

]]>105001-10-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobYHdjqr2koMon, 10 Jan 2022 11:00:00 GMT2001https://lykkenonlending.com/01-10-2022-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates, go to our website!

—

]]>01-03-2022 Weekly Updates with Alice, Allen, Matt, Les, and RobdwrmHAfiuMon, 03 Jan 2022 18:00:00 GMT1902https://lykkenonlending.com/01-03-2022-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates, go to our website!

]]>01-03-2022 Servicing Compliance with Shayna ArringtonimEkdgzECMon, 03 Jan 2022 11:00:00 GMT1985https://lykkenonlending.com/servicing-compliance-with-shayna-arrington/falseIn our Hot Topic this week we have Shayna Arrington, Chief Compliance Officer at The Money Source Inc on the program to discuss some of the hot topics that TMS is hearing about as it relates to mortgage services that we are facing, especially as we look into 2022.

 

Keep in mind that the regulatory environment around COVID relief is still changing rapidly, especially at the state and the local level, meaning that there are still state legislatures and executives out there. And local governments that are putting out new guidance. What seems like daily, especially if you do business as they do in all 50 states and they are trying to keep up. And so they are constantly monitoring what's going on at the state and local level to make sure that they are staying on top of things like foreclosure protection, housing assistance fund programs, as those go live in all 50 states, and any other relief measures around COVID that are continuing to evolve.

 

So you will want to tune in to make sure you are all up to date with all the compliance rules!!

 

Click here to get more info on this episode!!

]]>104912-27-21 Why do you want a business machine and why should you build one?2QGOpASBpMon, 27 Dec 2021 11:00:00 GMT2582https://lykkenonlending.com/why-do-you-want-a-business-machine-and-why-should-you-build-one-with-joe-rojas/falseIn our Hot Topic this week we have Joe Rojas, on the program to tell us about his company RedSapiens as well as about a new company that he is the Chief Executive Officer of called Start Grow Manage. They help IT companies become better IT companies!! As well as helping entrepreneurs become better at whatever they want to thrive to do.


So if you are an entrepreneur or a solopreneur you won’t want to miss this podcast!!


Interestingly enough, prior to this, he ended up getting a biomedical engineering job without a biomedical engineering degree, which he shares all about.

To read more about this podcast click here!!

]]>104812-27-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobHMsr-ASc_Mon, 27 Dec 2021 11:00:00 GMT1029https://lykkenonlending.com/12-27-2021-weekly-updates-with-alice-allen-matt-les-and-rob/false

The first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates, go to our website!

]]>12-20-2021 How are LO's Increasing Purchase Volume with Ben Teerlinko0npZflxdMon, 20 Dec 2021 18:00:00 GMT1916https://lykkenonlending.com/12-20-2021-how-are-los-increasing-purchase-volume-with-ben-teerlinkfalseIn our Hot Topic this week we have Ben Teerlink, CEO/Founder at MobilityMMI & MobilityRE on the program to talk about some of the trends that he's seeing with the data and how LO'S and originators are using his technology to more effectively connect with the purchase side of the business.

 

A lot of lenders, as well as mortgage loan originators, are working off of credit pole alerts; and that's one way to do that, but his system is going to be much more effective; and we will hear all about that!!

]]>104712-20-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobBlA0PlneLUMon, 20 Dec 2021 11:00:00 GMT1536https://lykkenonlending.com/12-20-2021-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>12-13-2021 Why is LinkedIn Essential for Business?XTsUSisUb4Mon, 13 Dec 2021 18:00:00 GMT2183https://lykkenonlending.com/12-13-2021-why-is-linkedin-essential-for-businessfalseIn our Hot Topic this week we have Debbie Wemyss, Founder DW Consulting Solutions, LLC on the program to help people with their LinkedIn profiles. I think this is such an important topic because more and more investors, employers are going to LinkedIn looking for your background, and your experience. And I think it's so important how you tell your story. To be honest with you folks, if you look at most of the LinkedIn profiles out there, this is not being told well!

 

Want to know more about Debbie Wemyss?

 

Want to read more about this episode, click here!!

]]>104612-13-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobN-KjM_SsRMon, 13 Dec 2021 11:00:00 GMT1879https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-5/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>12-06-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobGjIRkQ4wFMon, 06 Dec 2021 11:00:00 GMT356https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-3/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. To read more info about our regulars and weekly updates, go to our website!

]]>12-6-21 Housing Market's Demographic Tailwind and Affordability HeadwindkwoOcf4O5Mon, 06 Dec 2021 11:00:00 GMT1106https://lykkenonlending.com/housing-markets-demographic-tailwind-and-affordability-headwind-with-odeta-kushifalseIn our Hot Topic this week we have Odeta Kushi, Deputy Chief Economist at First American Financial Corporation on the program to discuss a special focus on the millennials and homeownership.

 

She was born and raised in Albania, moved to the US upstate New York when she was about seven years old. And she has actually always been just fascinated and interested in housing, homeownership as kind of part of that American dream. So she studied economics and really liked statistics. So she learned that statistics are so important in analyzing economic trends and just really developed an interest in real estate and housing and homeownership and also those demographics are just so important in housing, and being able to forecast what's going to happen in the housing market.

 

To read more about this week's podcast click here!!

]]>104511-29-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobbmAUDDdq5Mon, 29 Nov 2021 11:00:00 GMT1850https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-2/falseThe first half of the Lykken on Lending program will feature our Weekly Updates… to read more info about our regulars and weekly updates go to our website!

]]>11-29-21 Building A Culture Of Change And Automation With Brent Emler And Keri E70KSktvYMon, 29 Nov 2021 11:00:00 GMT2439https://lykkenonlending.com/building-a-culture-of-change-and-automation-with-brent-emler-and-keri-rogers/falseIn our Hot Topic this week we have Brent Emler, Director of Sales @ Lender Toolkit & Keri Rogers, SVP of Strategic Planning @ Lennar Mortgage on the program to discuss the intangible benefits lenders gain from adopting a culture of change and automation?

 

Want to read more about this weeks episode click here!!

]]>104411-22-21 Growing and Understanding Your Team, Business, and MarketFcq2V0NI9Mon, 22 Nov 2021 11:00:00 GMT1603https://lykkenonlending.com/growing-and-understanding-your-team-business-and-market-with-dale-larson-jr-and-dale-larson-iii/falseHow are you improving your Mortgage Business and Team?


As things are quickly changing in the world, we have Dale Larson Jr. and Dale Larson III as our guests in the Hot Topic to talk about data accessibility and how it is enhancing recruiting and industry transparency in 2022 and beyond!


Want to know more about Modex?


Want to know more about Dale Larson III, Founder & CEO at Modex, & Dale Larson Jr, Founder, Partner, and Investor?


Do you want to read more about this episode click here!!

]]>104311-22-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobeQsVvzLrqMon, 22 Nov 2021 11:00:00 GMT1996https://lykkenonlending.com/11-22-2021-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates… to read more info about our regulars and weekly updates, go to our website!

]]>11-15-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobpK-wM13FkMon, 15 Nov 2021 11:00:00 GMT1524https://lykkenonlending.com/11-15-2021-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>11-15-21 To Earn Repeat And Referral Business…... Keep Delivering Value!! Um3WyLM3OgMon, 15 Nov 2021 11:00:00 GMT1758https://lykkenonlending.com/to-earn-repeat-and-referral-business-keep-delivering-value/falseIn our Hot Topic this week, we have Peter Paglia on the program to discuss how HomeBinder is helping lenders become more valuable to their referral partners.

 

Want to know more about Peter Paglia?

To read more about this episode click here!!

]]>104211-08-21 How to win with Mortgage Marketing in 2022UTmB0W9gmfMon, 08 Nov 2021 18:00:00 GMT1533https://lykkenonlending.com/11-08-21-how-to-win-with-mortgage-marketing-in-2022falseIn our Hot Topic this week, we have Nick Belenky on the program to talk with us about the forecasted decline in refinance volume & what marketing strategies lenders can employ to succeed in 2022…

 

Want to know more about Nick Belenky?

Want to read more about this episode click here!!

]]>104111-08-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobILuJyT0ZqMon, 08 Nov 2021 18:00:00 GMT1930https://lykkenonlending.com/11-08-2021-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>11-01-21 Moving the wholesale channel forward...homeownership for all!!6W8KW7Aa_EMon, 01 Nov 2021 10:00:00 GMT1830https://lykkenonlending.com/11-01-21-moving-the-wholesale-channel-forwardhomeownership-for-all-with-kimberly-nichols/falseIn our Hot Topic this week we have Kimberly Nichols on the program to give us an update on Diversity and Inclusion in the mortgage industry workspace!! Want to know more aboutKimberly Nichols? Want to read more about this podcast click here!! ,In our Hot Topic this week we have Kimberly Nichols on the program to give us an update on Diversity and Inclusion in the mortgage industry workspace!! Want to know more aboutKimberly Nichols? Want to read more about this podcast click here!!

]]>104011-01-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobUqNIDY3hVMon, 01 Nov 2021 10:00:00 GMT2033https://lykkenonlending.com/11-01-2021-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates. Go to our website to read more about our regulars and weekly updates!

]]>10-25-21 MBA's Economic Forecast with Michael Fratantoni8VAWq4L_gMon, 25 Oct 2021 10:00:00 GMT1763https://lykkenonlending.com/mbas-economic-forecast-with-michael-fratantoni/falseIn our Hot Topic segment this week we’ve got Michael Fratantoni on the program to give us his Economic Forecast and highlights of what he presented at the MBA ANNUAL21!!


You won’t want to miss this program!


More about Michael Fratantoni………


Want to read more on this podcast episode click here!!

]]>103910-25-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobQTqBaX0QWMon, 25 Oct 2021 10:00:00 GMT1798https://lykkenonlending.com/weekly-updates-with-alice-allen-matt-les-and-rob-8/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates, go to our website!

]]>10-18-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobLqO6rN2oeVMon, 18 Oct 2021 10:00:00 GMT282https://lykkenonlending.com/10-18-2021-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates, go to our website!

]]>10-18-2021 Most Notable Changes In the IMB's @ MBA ANNUAL2150YltAeLzMon, 18 Oct 2021 10:00:00 GMT1786https://lykkenonlending.com/10-18-2021-most-notable-changes-in-the-imbs-this-year/falseIn our Hot Topic today we’ve got Marina B. Walsh, here to discuss changes in the IMB’s this year; while at the MBA Annual21 conference at San Diego Convention Center, San Diego, CA….


Marina B. Walsh, CMB Vice President, Industry Analysis Research and Economics @ MBA


Read more about this podcast here….

]]>103810-11-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobPGSFggn4wMon, 11 Oct 2021 17:00:00 GMT1217https://lykkenonlending.com/10-11-2021-weekly-updates-with-alice-allen-matt-les-and-robfalseThe first half of the Lykken on Lending program will feature our Weekly Updates....to read more info about our regulars and weekly updates, go to our website!

]]>10-11-2021 Fannie Mae Positive Rent Payment History ProgramTcYLaRrJJMon, 11 Oct 2021 10:00:00 GMT2198https://lykkenonlending.com/10-11-2021-fannie-mae-positive-rent-payment-history-program-with-christy-moss/falseIn our Hot Topic this week we have Christy Moss, CMB, Head of Sales and Marketing @ FORMFREE


The discussion will focus on a new program to help borrowers benefit from positive rent payment history.


Want to know more about Christy Moss?


Click here to read more on this podcast!!

]]>103710-4-2021 Transforming The User Experience For BorrowersPLly7qiG-Mon, 04 Oct 2021 17:00:00 GMT2115https://www.blogtalkradio.com/lykkenonlending/2021/10/04/10-4-2021-transforming-the-user-experience-for-borrowersfalse103610-04-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobjRsGStXGwMon, 04 Oct 2021 10:00:00 GMT1998https://lykkenonlending.com/10-04-2021-weekly-updates-with-alice-allen-matt-les-and-rob/falseThe first half of the Lykken on Lending program will feature our Weekly Updates….to read more info about our regulars and weekly updates go to our website!

]]>9-27-2021 Mortgage CompliancewA8zjGi5hMon, 27 Sep 2021 17:00:00 GMT2221https://www.blogtalkradio.com/lykkenonlending/2021/09/27/9-27-2021-mortgage-compliancefalse10359-27-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob8ZHWZihZ2Mon, 27 Sep 2021 17:00:00 GMT2181https://www.blogtalkradio.com/lykkenonlending/2021/09/27/9-27-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse9-20-2021 Weekly Updates with Alice, Allen, Matt, Les, and Robp1_5daFdnMon, 20 Sep 2021 17:00:00 GMT1879https://www.blogtalkradio.com/lykkenonlending/2021/09/20/9-20-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse9-20-2021 Proposed regulations on Servicing and CRA for IMBslPTQBcaWiMon, 20 Sep 2021 17:00:00 GMT2662https://www.blogtalkradio.com/lykkenonlending/2021/09/20/9-20-2021-proposed-regulations-on-servicing-and-cra-for-imbsfalse10349-13-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobEMKXnk7eSMon, 13 Sep 2021 17:00:00 GMT1669https://www.blogtalkradio.com/lykkenonlending/2021/09/13/9-13-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse9-13-2021 Why Digital Transformation Needs Great Customer Success Teams With Vishal Rana-T4oWjZs9Mon, 13 Sep 2021 17:00:00 GMT2270https://lykkenonlending.com/why-digital-transformation-needs-great-customer-success-teams-with-vishal-ranafalseIn our Hot Topic this week, we have Vishal Rana, Vice President of Customer Success & Operations @ Snapdocs.

 

The discussion will focus on what providing exceptional customer success looks like...

 

Want to know more about Vishal Rana?

 

If you want to learn more about today's podcast click here!!

]]>10339-6-2021 Career Shepherding With Tony Caico T3olilXud7Mon, 06 Sep 2021 17:00:00 GMT1925https://lykkenonlending.com/career-shepherding-with-tony-caicofalseIn our Hot Topic this week we have Tony Caico founder & president of Affinity Five 


Click to Listen Live Monday, at 12pm (central) or call (646) 716-4972 to listen live!


The discussion will focus on finding out if you are in a job/career that aligns with your skillset, dreams, and purpose….


Click here to learn more about this podcast.... 

]]>10329-6-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobHyvjrP5cfMon, 06 Sep 2021 17:00:00 GMT1249https://www.blogtalkradio.com/lykkenonlending/2021/09/06/9-6-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse8-30-2021 Marketing Business Intelligence With Steven Cooley t9v2S5XGdMon, 30 Aug 2021 17:00:00 GMT1690https://lykkenonlending.com/marketing-business-intelligence-with-steven-cooleyfalseIn this episode of Lykken on Lending we have Steven Cooley, Founder and CEO of Art Vs. Math

Steven will discuss with us ........ Marketing Business Intelligence and how marketing is really the underlying thing that you're trying to achieve....


Want to know more about Art Vs. Math?


To read more on this episode, click here!!

]]>10318-30-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobUvLfN31-YMon, 30 Aug 2021 17:00:00 GMT1902https://www.blogtalkradio.com/lykkenonlending/2021/08/30/8-30-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse8-23-2021 Lender Initiatives For 2021 Based On TMC's Pulse Of The Network Survey With Faith Howard-MooneyWAOpONJ2RMon, 23 Aug 2021 17:00:00 GMT1680https://lykkenonlending.com/lender-initiatives-for-2021-based-on-tmcs-pulse-of-the-network-survey-with-faith-howard-mooneyfalseIn our Hot Topic this week we have Faith Howard-Mooney, VP of Member Engagement at The Mortgage Collaborative.


The discussion will focus on “The Power of the Network” (Who does TMC support and their current growth)...


To read more about our guest today, click here!!

]]>10308-23-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob0YLc0Ys3KMon, 23 Aug 2021 17:00:00 GMT1627https://www.blogtalkradio.com/lykkenonlending/2021/08/23/8-23-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse8-16-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobEg3E12iAiYMon, 16 Aug 2021 17:00:00 GMT471https://www.blogtalkradio.com/lykkenonlending/2021/08/16/8-16-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse8-16-2021 Creating A Positive Work Culture With The 5 Languages Of Appreciation With Dr. Paul White6fe9NCn2yKMon, 16 Aug 2021 17:00:00 GMT1663https://lykkenonlending.com/creating-a-positive-work-culture-with-the-5-languages-of-appreciation-with-dr-paul-whitefalseIn our Hot Topic this week, we have Dr. Paul White, Best-Selling Author, Keynote Speaker, Leadership Trainer, and Psychologist. The discussion will focus on employee recognition and authentic employee appreciation in the workplace.


Want to know more about Dr. Paul White?


Read more on the Lykken on Lending website, here…

]]>10298-9-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobofgTsZTOm6Mon, 09 Aug 2021 17:00:00 GMT1435https://www.blogtalkradio.com/lykkenonlending/2021/08/09/8-9-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse8-9-2021 LENDERS ONE CONFERENCEd5WpDJDksMon, 09 Aug 2021 17:00:00 GMT1286https://www.blogtalkradio.com/lykkenonlending/2021/08/09/8-9-2021-lenders-one-conferencefalse10288-2-2021 How To Build A Better Future In The Mortgage Industry With Ken PerrydRr8iwcLmMon, 02 Aug 2021 17:00:00 GMT1874https://lykkenonlending.com/how-to-build-a-better-future-in-the-mortgage-industry-with-ken-perryfalseIn our Hot Topic this week we have Ken Perry, President/CEO at The Knowledge Coop


The discussion will focus on the new administration’s focus on fair housing and lending!!


Want to know more about Ken Perry?


Click Here to read on….

]]>10278-2-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobVa9DoC5rNOMon, 02 Aug 2021 17:00:00 GMT1212https://www.blogtalkradio.com/lykkenonlending/2021/08/02/8-2-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse7-26-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobmpPP-FjFFGMon, 26 Jul 2021 17:00:00 GMT1195https://www.blogtalkradio.com/lykkenonlending/2021/07/26/7-26-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse7-26-2021 Truth In Direct-Source Data With Brent Chandler08lJe0-7cMon, 26 Jul 2021 17:00:00 GMT2059https://lykkenonlending.com/truth-in-direct-source-data-with-brent-chandlerfalseIn our Hot Topic this week, we have Brent Chandler, Founder and CEO at FormFree.

 

When FORMFREE entered the business of capturing data, it became apparent that the consumer was the common denominator in the loan. The consumer was the risk factor in the loan and the essential element to understanding whether to provide a loan or not. In the industry, there's an old Reaganomics statement, "Trust, but verify," In doing that, we were effectively capturing the book of record or the source data. Listen to today's Hot Topic to find out more on why this is important to the mortgage industry!

 

Read on to find out more here!

]]>10267-19-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobvrrUPEg2_Mon, 19 Jul 2021 17:00:00 GMT1246https://www.blogtalkradio.com/lykkenonlending/2021/07/19/7-19-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse7-19-2021 Employee Experience Is Key In Today’s Lending Market With Will RobinsonaaV06dhW7_Mon, 19 Jul 2021 17:00:00 GMT1657https://lykkenonlending.com/employee-experience-is-key-in-todays-lending-market-with-will-robinsonfalseIn our Hot Topic this week, we have Will Robinson, CEO of Encapture.


Today, we have an interview about work-life balance and will discuss why employee experience is key to today’s lending market. Enhancing the work-life balance, we often use the phrase, “Thank God. It’s Monday,” “TGIM,” and “TGIT,” “Thank God. It’s Tuesday,” and throughout the week. At least, that’s the culture that we hope to create within our clients. We should have great work environments that are so positive and enjoyable. Today, we will learn how to create a superb employee experience, a work-life balance, and technologies such as Encapture.


To continue to read about today’s podcast, click here!

]]>10257-12-2021 Weekly Updates with Alice, Allen, Matt, Les, and Robh4H1JgYpYMon, 12 Jul 2021 17:00:00 GMT1591https://www.blogtalkradio.com/lykkenonlending/2021/07/12/7-12-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse7-12-2021 Every Job Is A Sales Job! With Dr. Cindy McGovernK_r_AKCJ1Mon, 12 Jul 2021 17:00:00 GMT2164https://lykkenonlending.com/every-job-is-a-sales-job-with-dr-cindy-mcgovernfalseIn our Hot Topic this week we have Dr. Cindy McGovern, CEO at Orange Leaf Consulting.

 

The discussion will focus on SALES and HOW SALES IS LIFE SKILL!!

 

Want to know more about Orange Leaf Consulting…..

 

Whether starting a new business or running a company that has been around for decades, helping it grow is like planting a tree.

 

Sometimes doing the things you need to do to RUN your business leaves precious little time to manage its growth. You’ve planted your tree….but is it growing to its full

 

To read more about today's episode and guest click here!!

]]>10247-5-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobV4Z0tGumFMon, 05 Jul 2021 17:00:00 GMT600https://www.blogtalkradio.com/lykkenonlending/2021/07/05/7-5-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse7-5-2021 How are LO's Increasing Purchase VolumeYGK_Iin6JMon, 05 Jul 2021 17:00:00 GMT1733https://lykkenonlending.com/how-are-los-increasing-purchase-volume-with-ben-teerlinkfalseIn our Hot Topic this week we have Ben Teerlink, CEO/Founder at MobilityMMI & MobilityRE....


The discussion will focus on Mobility’s Market Intelligence product and how they became the leader in mobile real estate technology, more specifically how LO’s are using their new technology to connect with the purchase side of their business!!


Want to know more about Ben Teerlink?


Ben Teerlink, CEO/Founder at MobilityMMI & MobilityRE


Having been in real estate for years prior, as well as having earned multiple top producer recognitions, Ben was looking for a way to improve and enhance the mobile technology he could offer both his clients and potential new clients in the local real estate market.


To read more about this episode click here!!

]]>10236-28-21 Recent Ruling By SCOTUS With Mitch KidervAyLJgQAY7Mon, 28 Jun 2021 17:00:00 GMT1794https://lykkenonlending.com/recent-ruling-by-scotus-with-mitch-kiderfalseAs soon as SCOTUS (the Supreme Court of the United States) issued the rulings on the director of FHFA my phone blew up and Kim Schubert with Freddie Mac, she's been a long-time listener and supporter of our podcast, really appreciate her. She asked if we were going to have Mitch Kider, come on to talk about that ruling. And so we have recorded an interview with Mitch Kider about the recent Supreme Court ruling.

 

To read more about this article click here!!

]]>6-28-21 All About Lenders One® With Justin DemolamwSOy9wDP2Mon, 28 Jun 2021 17:00:00 GMT1009https://lykkenonlending.com/all-about-lenders-one-with-justin-demolafalseThe mortgage industry is increasingly complex and competitive. Lenders One® provides the support that helps you grow today and takes your business to the next level tomorrow.


With all that’s going on in the mortgage industry as we see the changes that have been implemented, we’re excited to bring on Justin Demola to gain his perspective on what’s taking shape in this new economic environment!


Lenders One® is a mortgage cooperative that helps independent mortgage bankers operate competitively within the industry, and efficiently within their community. They are a one-stop resource for independent mortgage bankers, providing the resources and expertise to help each shop operate at maximum efficiency regardless of market cycle. They expect, understand, negotiate, and deliver the services, partnerships, and opportunities that help drive our member businesses forward. They help their members increase revenue, improve efficiency, decrease expenses, network and make connections, boost the effectiveness and sales efforts, as well as access training and education sources.


Justin Demola is Vice President of Sales at Lenders One® Mortgage Cooperative, and he will be our guest in the Hot Topic segment!


To read more about this show, click here!!

]]>10226-28-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobOnAN_2fuj8Mon, 28 Jun 2021 17:00:00 GMT796https://www.blogtalkradio.com/lykkenonlending/2021/06/28/6-28-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse6-21-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob6MDqpuepLMon, 21 Jun 2021 17:00:00 GMT1477https://www.blogtalkradio.com/lykkenonlending/2021/06/21/6-21-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse6-21-2021 How Customer Experience Is Transforming The Borrower's Journey With Josh FriendgyZ9Rg2uJMon, 21 Jun 2021 17:00:00 GMT2043https://lykkenonlending.com/how-customer-experience-is-transforming-the-borrowers-journey-with-josh-friendfalseIn today's Hot Topic we're excited to have Josh Friend, Founder and CEO of Insellerate......on the podcast to discuss the current state of the mortgage industry and why customer experience is the next major competitive advantage for lenders.

 

Want to know more about Josh Friend, Founder and CEO of Insellerate??

 

Josh is a seasoned entrepreneur whose impact on the mortgage industry at large is unmistakable from his early days of working at a mortgage company, to rising the ranks, to running a mortgage company; he has helped thousands of people realize the dream of homeownership, has trained 1,000's of loan officers that are directly affecting hundreds of thousands of borrowers if not millions over his 21-year career. Josh now dedicates himself solely to helping other lenders be more successful through better borrower engagement. 

 

To read more about Josh and Insellerate click here!!!

 

]]>10216-14-2021 The Spectrum Of Closing Eligibility With Camelia Martin And Amy Moses4MIkFrSBvxMon, 14 Jun 2021 17:00:00 GMT1673https://lykkenonlending.com/the-spectrum-of-closing-eligibility-with-camelia-martin-and-amy-mosesfalseHot Topic Guests: Camelia Martin, Head of Industry & Regulatory Affairs, & Amy Moses, Senior Field Marketing Manager of Snapdocs

 

Powering the perfect mortgage closing……..

 

Snapdocs powers homeownership. Using technology, they are building the connective tissue for an entire pillar of the U.S. economy: residential real estate.

 

Today, they are working to perfect mortgage closings, but that’s only the beginning. If they succeed, over five million families per year will gain clarity and transparency as they make the biggest financial decision of their lives: buying a home.

 

Want to know more about this episode click here!!!

]]>10206-14-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobhHzvRkcgFMon, 14 Jun 2021 17:00:00 GMT1899https://www.blogtalkradio.com/lykkenonlending/2021/06/14/6-14-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse6-7-2021 The Importance Of "Work-Life" Balance In Today's Remote Work With Emily Farleyr6lh5kooWMon, 07 Jun 2021 17:00:00 GMT1858https://lykkenonlending.com/the-importance-of-work-life-balance-in-todays-remote-work-with-emily-farleyfalseWant to know more about Atlantic Bay Mortgage Group?

 

Founded in 1996, Atlantic Bay Mortgage Group® is a privately owned mortgage lender headquartered in Virginia Beach, Va. Atlantic Bay has been recognized as a Top 100 Mortgage Company in America, Best Mortgage Company, Most Enjoyable Place to Work, and an Inc. 500 Fastest Growing Company. Through its AB Cares program, the company has donated more than $2 million to charities and participated in events that promote the passions of our customers, employees and neighbors. For more information, visit the company’s website www.atlanticbay.com.

 

Want to know more about Emily Farley?

 

Emily Farley, Chief Lending Officer at Atlantic Bay Mortgage Group

 

To read more about this podcast article click here!!

]]>10186-7-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobRjJK0QBxnaMon, 07 Jun 2021 17:00:00 GMT1717https://www.blogtalkradio.com/lykkenonlending/2021/06/07/6-7-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-31-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobkMMvpOwMsMon, 31 May 2021 17:00:00 GMT1317https://www.blogtalkradio.com/lykkenonlending/2021/05/31/5-31-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-31-2021 Challenge Of A Rising Rate Environment And Subservicing With Jason KwasnyHCBk9HJk-Mon, 31 May 2021 17:00:00 GMT1836https://lykkenonlending.com/challenge-of-a-rising-rate-environment-and-subservicing-with-jason-kwasnyfalseWhether you are looking for a correspondent or a sub-servicing lender...


The Money Source Inc. approaches every customer relationship with the expertise that we see as the cornerstone of meaningful relationships….


TMS is a national company on a mission to help #GrowHappiness!!!


TMS Subservicing may be that one Top 10 sub-servicer you’ve never heard of or know little about. As a former originator for years, we’ve spent most of the past decade totally focused on the Sub-servicing experience. Having that insight into originations has served us well in providing the customer service we’re known for, the technology we’ve developed, and the products we’ve created. 


Want to know more about Jason Kwasny?


 Jason Kwasny, Executive Vice President of “The Money Source” – Servicing


To read more about this episode click here.

 

]]>10175-24-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob71o4z3kC57Mon, 24 May 2021 17:00:00 GMT1561https://www.blogtalkradio.com/lykkenonlending/2021/05/24/5-24-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-24-2021 Mortgage Technology / Disruption / Mortgage Advisor Tools With Steven Cooley5CD5hJFUUzMon, 24 May 2021 17:00:00 GMT1704https://lykkenonlending.com/mortgage-technology-disruption-mortgage-advisor-tools-with-steven-cooleyfalseIn this episode of Lykken on Lending we have Steven Cooley, Founder and CEO of Art Vs. Math


To discuss with us ……..”What does Disruption” really mean and what should mortgage tech be doing with their digital marketing?


Want to know more about Steven Cooley?


Steven Cooley, Founder and CEO of Art Vs. Math


Steven Cooley is the Founder and CEO of Art Vs. Math LLC. Art Vs. Math is a hyper creative marketing technology company and consultancy focused on the mortgage industry.


To continue reading on about this podcast, click here!!

]]>10195-17-2021 Text for Business The RIGHT way! The K Launch Way With Joseph MelilloDwjWctOK4Mon, 17 May 2021 17:00:00 GMT1960https://lykkenonlending.com/text-for-business-the-right-way-the-k-launch-way-with-joseph-melillofalseK Launch Text Messaging Optimization Serves Banking and Mortgage End-Market!


K Launch is thrilled to bring experiential messaging to the mortgage lending space in collaboration with SupportLink3. They facilitate that for mortgage lenders through personalized messaging and by creating an immersive experience that serves as a process and expectations guide for borrowers throughout the home buying process."


K Launch, a subsidiary of the global communication software company, Kerauno, is headquartered in Indianapolis, Indiana. K Launch provides turnkey managed text solutions that deliver tangible outcomes through experiential, personalized, and immersive text messaging campaigns. K Launch builds valuable relationships through fully managed text engagement services and text messaging optimization for B2B and B2C companies, government agencies, and nonprofits. The firm uses proprietary communication practices, methodologies, the science of words, data and AI bot technology proven to build relationships and increase revenue. For more information, visit klaunch.io or text “K Launch” to 55433.


Want to know more about Joseph Melillo?


Read more on our website about this podcast....

]]>10165-17-2021 Weekly Updates with Alice, Allen, Matt, Les, and Robg7GzfYVXcjMon, 17 May 2021 17:00:00 GMT1710https://www.blogtalkradio.com/lykkenonlending/2021/05/17/5-17-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-10-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobgBvCo4AlvHMon, 10 May 2021 17:00:00 GMT894https://www.blogtalkradio.com/lykkenonlending/2021/05/10/5-10-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-10-2021 Strategy, Leadership, Culture And Success - MBS With Dr. Andy Schell9xQfDNhvfMon, 10 May 2021 17:00:00 GMT2213https://lykkenonlending.com/strategy-leadership-culture-and-success-mbs-with-dr-andy-schellfalseWhat is the simple definition of Strategy, Leadership, and Culture? Listen to the hot topic and find out!! 

Want to know what MBS provides??


……..Advisory Services in the most complex and essential areas of Mortgage Finance across the country and around the world. The key to their success is over 300 combined years of hands-on practical experience building companies from inception and managing them through maturity. 

Want to know more about Dr. Andy Schell?


Dr. Andy Schell, CEO, Managing Partner, & Co-Founder of Mortgage Banking Solutions and MBS Financial Services ("MBS")


Dr. Schell is an expert in the design and implementation of strategy, with experience creating multiple national companies and directing the activities of hundreds of employees.


Read more to find out more about today's podcast...

]]>10155-3-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobshKEzRpSuMon, 03 May 2021 17:00:00 GMT1785https://www.blogtalkradio.com/lykkenonlending/2021/05/03/5-3-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse5-3-2021 Automating Middle-Office Mortgage Operations With Linda Bomar & Rachael Harris4d86rjRcUMon, 03 May 2021 17:00:00 GMT1787https://lykkenonlending.com/automating-middle-office-mortgage-operations-with-linda-bomar-and-rachael-harrisfalseWhat does automating middle-office mortgage operations mean? Want to know what Indecomm’s vision and framework for automation is? With more than 25 years in the mortgage industry, Indecomm has seen it all. Regulatory and compliance changes. Market upturns, downturns, and then rebounds. Revolutionary technology continues at a rapid pace. Through it all, large and mid-sized lenders, services, mortgage insurers, and title companies have relied on Indecomm to help them succeed and grow. At Indecomm, they develop automation technologies and software solely for improving the mortgage process life-cycle!

 

Want to know more about our guest's today, Linda Bomar & Rachael Harris?

 

To continue reading this article, click here!

 

Link for the article: https://lykkenonlending.com/5-3-2021-upcoming-automating-middle-office-mortgage-operations-indecomm/

]]>10144-26-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobLlu0Zj0_8Mon, 26 Apr 2021 17:00:00 GMT1223https://www.blogtalkradio.com/lykkenonlending/2021/04/26/4-26-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse4-26-2021 Measuring The Ability To Repay A Loan With Artificial IntelligenceUzS63ecD4Mon, 26 Apr 2021 17:00:00 GMT2021https://lykkenonlending.com/measuring-the-ability-to-repay-a-loan-with-artificial-intelligencefalseWhat if there was a better way to measure a consumer’s ability to repay a loan?


It’s an exciting time for innovation ​in mortgage technology, ​and ​the greatest impact ​is in the area of implementing Artificial Intelligence​!​


FormFree is an industry leading lending technology that incorporates Artificial Intelligence as a tool to drastically transform how loans are made.


We invited the Senior Research Scientist, Dr. Michael Covington, to talk to us about what his team is doing in the area of Artificial Intelligence at FormFree.


Want to know more about Dr. Michael Covington?


Read more…

]]>10134-19-2021 The Future Of Technology In Mortgage With Joe DeDominicissh0GHLqmcpMon, 19 Apr 2021 17:00:00 GMT2268https://lykkenonlending.com/the-future-of-technology-in-mortgage-with-joe-dedominicisfalseIn our new series on “Leadership,” we have invited Joe DeDominicis to join the podcast to discuss his experience as one of the leaders in the mortgage industry & what is the NEXT evolution of technology in the mortgage industry.

 

Joe DeDominicis, Chief Financial Officer/Chief Technology Officer at Nations Reliable Lending, LLC, leads the Accounting, Treasury, Finance, Information Technology, and Compliance activities at NRL Mortgage. He began his mortgage banking career over 30 years ago and has held senior leadership roles with First Franklin, Clayton Holdings, FirstCity, SN Servicing, National City, and Vantium Capital. Joe brings unique skills and experience, combining accounting and finance, risk management, operations, and portfolio management. He is a National Mortgage Bankers Association member and lives in Houston with his wife and three daughters. Joe completed his bachelor’s degree in accounting at the University of Maryland at College Park and is a licensed CPA (inactive).

 

To continue reading, click the Article here!

]]>10124-19-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobX_n4Ab6hdNMon, 19 Apr 2021 17:00:00 GMT2053https://www.blogtalkradio.com/lykkenonlending/2021/04/19/4-19-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse4-12-2021 Weekly Updates with Alice, Allen, Matt, Les, and Robztg_Zm7ASMon, 12 Apr 2021 17:00:00 GMT1659https://www.blogtalkradio.com/lykkenonlending/2021/04/12/4-12-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse4-12-2021 How Are You Positioning Leadership In Your Organization In 2021? With Kevin Crichtonc3FDe8cHXMon, 12 Apr 2021 17:00:00 GMT1827https://lykkenonlending.com/how-are-you-positioning-leadership-in-your-organization-in-2021-with-kevin-crichtonfalseIn our new series on “Leadership” we have invited Kevin Crichton to join the podcast in order to discuss his experience as one of the leaders in the mortgage industry!

 

More about Kevin Crichton.........

 

Kevin Crichton, President and COO at EMM Loans LLC

 

Entrepreneurial leader with a solid corporate structure, Mr. Crichton operates business within a family-oriented environment.

 

He joined EMM in 2012 and aggressively grew the company to its present position as a well-respected, multibillion-dollar nationwide lender serving over 50,000 happy customers since the company’s inception.

 

Read more here:....

]]>10114-5-21 Cultivating Leadership And Servicing In The Mortgage Industry With Marc HelmPg9anbgbZMon, 05 Apr 2021 17:00:00 GMT2045https://lykkenonlending.com/cultivating-leadership-and-servicing-in-the-mortgage-industry-with-marc-helmfalseHow are you cultivating leadership in your organization?

In our new series on “Leadership,” we have invited Marc Helm to join the podcast to discuss his experience as one of the leaders in the mortgage industry!

 

Want to know more about Marc Helm?

Marc is a former “C” level manager of several mortgage banking/financial services companies. He has held positions encompassing all areas of mortgage banking, with specialization in mortgage servicing, mortgage operations, acquisitions, domestic/non-domestic outsourcing, mortgage systems, and specialized default management.

 

Expertise in the Mortgage Industry

Marc Helm is a 40-plus financial services and mortgage banking industry veteran. He recently served as President and Chief Executive Officer of Reverse Mortgage Solutions, Inc. (RMS). Under his tenure was RMS, one of the largest Ginnie Mae Securitizers, originators, and servicers/sub-servicers in the reverse mortgage industry.

 

Read more.

]]>10104-5-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob9QDrDTlTwMon, 05 Apr 2021 17:00:00 GMT2123https://www.blogtalkradio.com/lykkenonlending/2021/04/05/4-5-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse3-29-21 A Focus On Executive Recruiting In The Mortgage Industry With Tony CaicothzXR5w29Mon, 29 Mar 2021 17:00:00 GMT3921https://lykkenonlending.com/a-focus-on-executive-recruiting-in-the-mortgage-industry-with-tony-caicofalseAre you growing your mortgage company and preparing for the future?

In our series on recruiting, we look at Executive Recruiting with our guest today, Tony Caico of Affinity Five Search Group!

 

Forming Affinity Five Search Group

He started his first company, Affinity5 Coaching & Consulting, in 2011 and was very successful helping many individuals re-calibrate their lives and consulted with over a dozen business clients between 2010 and 2013. Caico re-entered the mortgage banking space as an Executive Recruiter in May of 2013.

 

With his vast mortgage banking experience and his affinity for sales; much of his recruiting efforts were focused on Production roles in Retail, Wholesale and Correspondent Mortgage Banking. The levels of searches ranged from President, National Sales, Divisional, Regional, and District Manager roles, to positions such as Branch Manager and Wholesale Account Executive. He has also made placements in Mortgage Servicing, Capital Markets, Vendor Sales, Executive Operations, and many other positions in the financial services industry.

 

Read more...

]]>1093-22-21 Process Over Event - Relationships Over Recruiting With Eric Levin_31l1IWhSMon, 22 Mar 2021 17:00:00 GMT4750https://lykkenonlending.com/process-over-event-relationships-over-recruiting-with-eric-levinfalseHow important are your business relationships? 

 

Our guest this week is Eric Levin of Model Match! We're continuing our series on mortgage industry "recruiting" and the first message you're hear today is, "Stop recruiting!"

 

Stop recruiting?!? 

 

Yes! 

 

The discussion today is about the value of processes over events, collaboration in building trust and using the leverage you have to buy time and efficiencies!

 

Read more here...

]]>1083-22-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobK1dadyGah2Mon, 22 Mar 2021 17:00:00 GMT2440https://www.blogtalkradio.com/lykkenonlending/2021/03/22/3-22-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse3-15-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobC3ZXcQj_1fMon, 15 Mar 2021 17:00:00 GMT1767https://www.blogtalkradio.com/lykkenonlending/2021/03/15/3-15-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse3-15-2021 Recruiting Trends Impacting Your Success In 2021 With Kris DunnBNpDDh-X45Mon, 15 Mar 2021 17:00:00 GMT1604https://lykkenonlending.com/recruiting-trends-impacting-your-success-in-2021-with-kris-dunnfalseAre you aware of the latest “recruiting trends” that will likely have a BIG impact on your success this year?

 

To continue our series on “recruiting top talent” for the mortgage industry, we’ve invited Kris Dunn to be our guest this week in order to discuss “Recruiting Trends” and the impact on your success this year!

 

Kris Dunn is a Partner and CHRO at Kinetix, a national RPO recruiting firm headquartered in Atlanta. He’s also the founder of two industry-leading blogs – Fistful of Talent and The HR Capitalist–and has written over 100 feature columns at Workforce Management magazine.

 

He also has a podcast called "BEST HIRE EVER", that is made for recruiters, by recruiters........ Wednesday 17th, I will be his guest!!!

 

To continue reading, click here!!!!!!!!!!

]]>1073-8-2021 Recruiting World Class Talent With Bill Cosgroveb0f3lGBf9Mon, 08 Mar 2021 18:00:00 GMT1716https://lykkenonlending.com/recruiting-world-class-talent-with-bill-cosgrovefalseHi everybody, looks like in the Hot Topic segment we've got a really interesting “Lykken on Lending” podcast with….Bill Cosgrove President & CEO at Union Home Mortgage Corp. to discuss “Recruiting World Class Talent” and how their company has been able to continue to recruit interns during the pandemic!

 

More about Bill…...

 

Union Home Mortgage, is a high-growth, full-service retail, wholesale and consumer-direct independent mortgage banking company headquartered in Strongsville, Ohio.

 

A recognized thought leader, Mr. Cosgrove has more than 30 years of mortgage industry experience and is a former president of the Mortgage Bankers Association and Ohio Mortgage Bankers Association.

 

Mr. Cosgrove joined Union Home Mortgage in 1994 and became its sole owner in 1999.....

To continue reading the show notes click here!

]]>1063-8-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobBA2gk9gbGMon, 08 Mar 2021 18:00:00 GMT1915https://www.blogtalkradio.com/lykkenonlending/2021/03/08/3-8-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse3-1-21 Reducing Turnover Through A Behavioral Data Approach To Hiring With Jim And Genia Blanchard2xjkSZ_e2Mon, 01 Mar 2021 18:00:00 GMT1453https://lykkenonlending.com/reducing-turnover-through-a-behavioral-data-approach-to-hiring-with-jim-and-genia-blanchardfalseHi everybody, looks like we’ve got a really interesting podcast planned for Monday discussing recruiting. In fact, it’s kicking off a month-long series of podcasts on recruiting and putting together the right teams. This is an opportunity for us to really focus on “who do we want on the bus and who do we want off the bus” to use Jim Collins’ great analogy. In difficult economic times, the companies that succeed are the ones that have developed a good recruiting process!


Our guests are….Jim and Genia (jee·nee) Blanchard who are the owners of Strategic Positioning; they’re Birkman Consultant experts and use the Birkman personality Assessment method to provide insight into the recruiting process and how to reduce turnover through a behavioral data approach to hiring!


Click here to check out Jim’s previous guest appearance on the show!


If you want to read on, click here!

]]>1053-1-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobQ1Mu586fjMon, 01 Mar 2021 18:00:00 GMT1744https://www.blogtalkradio.com/lykkenonlending/2021/03/01/3-1-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse2-22-2021 How FormFree Has Found A Better Way To Assess "Ability-To-Repay”! With Brent ChandlerHSzlG4WaF7Mon, 22 Feb 2021 18:00:00 GMT2197https://lykkenonlending.com/how-formfree-has-found-a-better-way-to-assess-ability-to-repay-with-brent-chandlerfalseHi everybody, looks like we've got a really interesting podcast planned with…Brent Chandler, who is the founder and CEO of FormFree, on the program to give us his outlook on how they have found a better way to assess "ability-to-repay.” AND, on January 1, FormFree rebranded to reflect its mission of empowering consumers and lenders with a transparent view of borrower financial DNA.

 

He is a widely recognized innovator in mortgage and financial services technologies who has 25 years of experience on the leading edge of trading, personal finance, wealth management, and consumer financial services.

 

Chandler created AccountChek® by FormFree® in 2007 after his own frustrating home-buying experience fueled an obsession with making loans simpler and safer for everyone. Prior to that, he was part of the team that created the world’s first online trade while at CheckFree (acquired by Fiserv). He later led several startups in the online and algorithmic trading spaces with such companies as TAHO, Vhayu (acquired by Reuters), and Spectrum (acquired by Sanchez).

 

To read more...click here!

]]>1042-22-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob59tSGrnpLKMon, 22 Feb 2021 18:00:00 GMT1523https://www.blogtalkradio.com/lykkenonlending/2021/02/22/2-22-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse2-15-21 Is The Mortgage Industry A Relationship Or Technology-Based Business With Jim PaolinoC0pIwXYcDMon, 15 Feb 2021 18:00:00 GMT1916https://lykkenonlending.com/is-the-mortgage-industry-a-relationship-or-technology-based-business-with-jim-paolinofalseHi everybody, looks like we've got a really interesting podcast episode with Jim Paolino , Founder & CEO of LodeStar Software Solutions, to discuss whether the future of the mortgage industry is a relationship-based or technology-based business?


You can listen to his podcast here: Lodestar's Lending Leaders

]]>11782-15-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobIVslOdHBs0Mon, 15 Feb 2021 18:00:00 GMT974https://www.blogtalkradio.com/lykkenonlending/2021/02/15/2-15-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse2-8-2021 Addressing Digital Shifts In The Homebuying Journey With Justin Bailey And Todd Jordan3HpIKMVuHKMon, 08 Feb 2021 18:00:00 GMT1621https://lykkenonlending.com/addressing-digital-shifts-in-the-homebuying-journey-with-justin-bailey-and-todd-jordanfalseHi everybody, looks like we've got a really interesting podcast episode with Justin Bailey, Senior Client Services Manager, and Todd Jordan, VP of Strategy of Bellomy, on the program to address the digital shifts in the home buying journey and how to position yourself for success! 

 

Link to Article. 

]]>11772-8-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobDugTTW5WvMon, 08 Feb 2021 18:00:00 GMT1525https://www.blogtalkradio.com/lykkenonlending/2021/02/08/2-8-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse2-3-2020 SPECIAL EPISODE: Another Economic Forecast With Barry Habib9S7h6F_jSWed, 03 Feb 2021 18:00:00 GMT2008https://lykkenonlending.com/special-episode-another-economic-forecast-with-barry-habibfalseIn this SPECIAL episode of Lykken on Lending we’ve got Barry Habib, Founder and CEO at MBS Highway!!


Barry Habib is an American entrepreneur and frequent media resource for his mortgage and housing expertise.

  • Amazon #1 bestselling author for his book “Money in the Streets”
  • Frequent appearances on CNBC and FOX
  • CEO of MBS Highway – the industry’s most highly regarded and recognized tool for transforming salespeople into advisors
]]>2-1-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobP2WGBZwrZvMon, 01 Feb 2021 18:00:00 GMT1580https://www.blogtalkradio.com/lykkenonlending/2021/02/01/2-1-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse2-1-2021 SocialSurvey Reveals What The Future Of CX Is In The Mortgage Industry With Scott HarrisTrFpPgnzI0Mon, 01 Feb 2021 18:00:00 GMT1503https://lykkenonlending.com/socialsurvey-reveals-what-the-future-of-cx-is-in-the-mortgage-industry-with-scottfalseHi everybody, looks like we've got a really interesting podcast planned with Scott Harris on the program to discuss SocialSurvey’s rebranding that drops TODAY called Experience.com!! They are evolving from a survey platform to an (CX) experience platform, the mortgage industry has been their bedrock and they are excited to share the news with our large audience.

]]>11761-25-2021 2021 Economic Forecast With Douglas G. DuncanCXPfjOA2LMon, 25 Jan 2021 18:00:00 GMT1798https://lykkenonlending.com/2021-economic-forecast-with-douglas-g-duncanfalseHi everybody. It looks like we’ve got a really interesting podcast planned for Monday with Douglas G. Duncan, Fannie Mae‘s SVP and Chief Economist, and Jay Brinkmann, retired Chief Economist and SVP of Research and Education at the Mortgage Bankers Association (MBA).

]]>11751-25-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobZfmdjv9q9Mon, 25 Jan 2021 18:00:00 GMT1449https://www.blogtalkradio.com/lykkenonlending/2021/01/25/1-25-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse1-18-2021 A Macro Look At The Mortgage Industry For 2021 With Les Parker 99Ycv6SiRMon, 18 Jan 2021 18:00:00 GMT2390https://lykkenonlending.com/a-macro-look-at-the-mortgage-industry-for-2021-with-les-parkerfalseIn this episode of Lykken on Lending, we've got Les Parker in our Hot Topic segment to share his macro view of the mortgage industry for 2021.


Want to know more about Les Parker?


Les Parker is currently the Managing Director at Transformational Mortgage Solutions. He has also served as the Senior Vice President of Industry Relations and Consulting at LoanLogics, a technology and services provider focused on improving mortgage loan quality, performance, and reliability throughout the loan lifecycle. His responsibilities included managing the company’s life of loan analytics and monitoring capabilities, overseeing consulting services, contributor to strategic planning team, and communicating with industry leaders to develop and maintain positive relationships. He focused on identifying threats and strategic opportunities. 

]]>11741-18-2021 Weekly Updates with Alice, Allen, Matt, Les, and Rob-tGhHALwH2Mon, 18 Jan 2021 18:00:00 GMT1714https://www.blogtalkradio.com/lykkenonlending/2021/01/18/1-18-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse1-11-2021 Homebuyers Embrace Digital Lending In COVID-19 Era With Dan Putneyc1p7EJgD4Mon, 11 Jan 2021 18:00:00 GMT1517https://lykkenonlending.com/homebuyers-embrace-digital-lending-in-covid-19-era-with-dan-putneyfalseIn today's Hot Topic, we've got Dan Putney, who manages the sales strategy for Finastra's mortgage solutions in the U.S. and has been with Finastra since 2011!

 

The discussion will start with the results from our mortgage survey of 301 consumers and 34 financial institutions and how Finastra is answering the home borrower's needs in the COVID-19 era!

]]>11731-11-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobJVcUQWgxHMon, 11 Jan 2021 18:00:00 GMT1587https://www.blogtalkradio.com/lykkenonlending/2021/01/11/1-11-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse1-4-2021 Weekly Updates with Alice, Allen, Matt, Les, and RobuAJ6GvVpTwMon, 04 Jan 2021 18:00:00 GMT1332https://www.blogtalkradio.com/lykkenonlending/2021/01/04/1-4-2021-weekly-updates-with-alice-allen-matt-les-and-robfalse1-4-21 A 2021 Economic Forecast With Michael FratantoniItMqK98bOMon, 04 Jan 2021 18:00:00 GMT1507https://lykkenonlending.com/a-2021-economic-forecastfalseIn our Hot Topic segment this week, we've got Michael Fratantoni on the program to give us his update and outlook for the mortgage industry this year! You won't want to miss this program!

 

Michael Fratantoni is MBA's Chief Economist and Senior Vice President of Research and Industry Technology. In this role, he oversees MBA's industry surveys, benchmarking studies, economic and mortgage origination forecasts, industry technology efforts, and policy development research for single-family and commercial/multifamily markets. Additionally, Fratantoni is president and member of the Board of Directors of MISMO and serves on the CSP's Industry Advisory Group and the membership committee of MERS.

]]>117212-28-2020 Weekly Updates with Alice, Allen, Matt, Les, and RobUWuvCfVicXTue, 29 Dec 2020 18:00:00 GMT1681https://www.blogtalkradio.com/lykkenonlending/2020/12/29/12-28-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse12-28-2020 Lux Your Lifestyle....Create A WOW Life In A Home Or Business! With Jessica PetersonlK-Pe95urMon, 28 Dec 2020 18:00:00 GMT1463https://lykkenonlending.com/lux-your-lifestyle-create-a-wow-life-in-a-home-or-business-with-jessica-petersonfalseIn this episode of Lykken on Lending, David will interview a special guest for the Hot Topic segment with the aim of having a discussion on how to teach people how to create a wow life in home or business with a training called Lux Your Lifestyle, with our guest Jessica Peterson. 

 

Jessica, the founder of Simply WOW Agency, is also a bestselling author, certified Business and Life Coach, published seven books, and TEDx speaker. After a 20-year career in the banking, mortgage, and financial world, Jessica stepped into her dream and created a company to provide a positive impact for people. 

 

Jessica is a licensed Real Estate Agent and is creating a community of WOW Power Players who are all on a mission to WOW people, maximize income, and create a WOW life for themselves.

 

]]>117112-21-2020 Weekly Updates with Alice, Allen, Matt, Les, and RobugTSlw80MMon, 21 Dec 2020 18:00:00 GMT1638https://www.blogtalkradio.com/lykkenonlending/2020/12/21/12-21-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse12-21-20 What Does It Take To Have A Successful Digital Marketing Program Today? With Nick HedgeshPSxw8UfprMon, 21 Dec 2020 18:00:00 GMT1915https://lykkenonlending.com/what-does-it-take-to-have-a-successful-digital-marketing-program-today-with-nick-hedgesfalseIn this episode of Lykken on Lending, David will interview Nick Hedges, CEO of localized digital marketing innovator MomentFeed and a recognized expert on the mortgage borrower’s journey. We’ll be talking about what it takes to have a successful digital marketing program today and how lenders can optimize the purchase journey to engage and capture more nearby customers searching for home loans. 

]]>117012-14-2020 Weekly Updates with Alice, Allen, Matt, Les, and RobZdzkCV080UMon, 14 Dec 2020 18:00:00 GMT1273https://www.blogtalkradio.com/lykkenonlending/2020/12/14/12-14-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse12-14-2020 Keeping up with Capital Markets and Technology today!FQjN65dtNpMon, 14 Dec 2020 18:00:00 GMT2252https://www.blogtalkradio.com/lykkenonlending/2020/12/14/12-14-2020-keeping-up-with-capital-markets-and-technology-todayfalse116912-7-2020 Learn how one association is prospering during COVID!h5BGu_bC-Mon, 07 Dec 2020 18:00:00 GMT1174https://www.blogtalkradio.com/lykkenonlending/2020/12/07/12-7-2020-learn-how-one-association-is-prospering-during-covidfalse116812-7-2020 Weekly Updates with Alice, Allen, Matt, Les, and Rob7T-loyID10Mon, 07 Dec 2020 18:00:00 GMT1900https://www.blogtalkradio.com/lykkenonlending/2020/12/07/12-7-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse11-30-2020 How servicers can help borrowers who need to enter forbearancefKtU0lKWdMon, 30 Nov 2020 18:00:00 GMT1184https://www.blogtalkradio.com/lykkenonlending/2020/11/30/11-30-2020-how-servicers-can-help-borrowers-who-need-to-enter-forbearancefalse116711-30-2020 Weekly Updates with Alice, Allen, Matt, Les, and RobK3HMnncJaxMon, 30 Nov 2020 18:00:00 GMT1426https://www.blogtalkradio.com/lykkenonlending/2020/11/30/11-30-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse11-23-2020 How to shave 20.6 days from loan cycle time. Tomorrow.HqLTzQVny0Mon, 23 Nov 2020 18:00:00 GMT1717https://www.blogtalkradio.com/lykkenonlending/2020/11/23/11-23-2020-how-to-shave-206-days-from-loan-cycle-time-tomorrowfalse116611-23-2020 Weekly Updates with Alice, Allen, Matt, Les, and RobFCtKHGkcXMon, 23 Nov 2020 18:00:00 GMT1711https://www.blogtalkradio.com/lykkenonlending/2020/11/23/11-23-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse11-16-2020 “Underwriting Automation” with our guest Frank PoieszkPOLC__RUMon, 16 Nov 2020 18:00:00 GMT1546https://www.blogtalkradio.com/lykkenonlending/2020/11/16/11-16-2020-underwriting-automation-with-our-guest-frank-poieszfalse116511-16-2020 Weekly Updates with Alice, Allen, Matt, Les, and Robt3D8Qiqi_Mon, 16 Nov 2020 18:00:00 GMT1333https://www.blogtalkradio.com/lykkenonlending/2020/11/16/11-16-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse11-9-2020 Weekly Updates with Alice, Allen, Matt, Les, Andy, and RobDdhZ2ldnQMon, 09 Nov 2020 18:00:00 GMT1499https://www.blogtalkradio.com/lykkenonlending/2020/11/09/11-9-2020-weekly-updates-with-alice-allen-matt-les-andy-and-robfalse11-9-2020 What are technology companies doing to increase the number of loans?Pdmui5suOOMon, 09 Nov 2020 18:00:00 GMT2199https://www.blogtalkradio.com/lykkenonlending/2020/11/09/11-9-2020-what-are-technology-companies-doing-to-increase-the-number-of-loansfalse116411-2-2020 “The Digital Mortgage Transformation:Ellie Mae Becomes ICE Mortgage"cPoGrgZeFMon, 02 Nov 2020 18:00:00 GMT2007https://www.blogtalkradio.com/lykkenonlending/2020/11/02/11-2-2020-the-digital-mortgage-transformationellie-mae-becomes-ice-mortgagefalse116311-2-2020 Weekly Updates with Alice, Allen, Matt, Les and RobGPBv1F8CJ_Mon, 02 Nov 2020 18:00:00 GMT1639https://www.blogtalkradio.com/lykkenonlending/2020/11/02/11-2-2020-weekly-updates-with-alice-allen-matt-les-and-robfalse10-26-2020 MBA's Annual Convention and Expo and Upcoming Virtual ConferencesoPWKdpDGDEMon, 26 Oct 2020 17:00:00 GMT1494https://www.blogtalkradio.com/lykkenonlending/2020/10/26/10-26-2020-mbas-annual-convention-and-expo-and-upcoming-virtual-conferencesfalse116210-26-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and Rob0P4S3deEVMon, 26 Oct 2020 17:00:00 GMT2153https://www.blogtalkradio.com/lykkenonlending/2020/10/26/10-26-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse10-19-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobUx1EaN-bGMon, 19 Oct 2020 17:00:00 GMT1319https://www.blogtalkradio.com/lykkenonlending/2020/10/19/10-19-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse10-19-2020 The impact and importance of coaching today with David NorrisJLjp7yfC5oMon, 19 Oct 2020 17:00:00 GMT2158https://www.blogtalkradio.com/lykkenonlending/2020/10/19/10-19-2020-the-impact-and-importance-of-coaching-today-with-david-norrisfalse116110-12-2020 MBA Annual 20 with Pete MillsFfjBPwNOn7Mon, 12 Oct 2020 17:00:00 GMT1797https://www.blogtalkradio.com/lykkenonlending/2020/10/12/10-12-2020-mba-annual-20-with-pete-millsfalse116010-12-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobBsTQeRg7bdMon, 12 Oct 2020 17:00:00 GMT1585https://www.blogtalkradio.com/lykkenonlending/2020/10/12/10-12-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse10-5-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobtJ8MhJLOBMon, 05 Oct 2020 17:00:00 GMT1880https://www.blogtalkradio.com/lykkenonlending/2020/10/05/10-5-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse10-5-20 What are the latest Hot Topics?Wr_Pr5L9KqMon, 05 Oct 2020 17:00:00 GMT1707https://www.blogtalkradio.com/lykkenonlending/2020/10/05/10-5-20-what-are-the-latest-hot-topicsfalse11599-28-20 Should you replace or enable loan officers with technology?jbg0WVAq6Mon, 28 Sep 2020 17:00:00 GMT1462https://www.blogtalkradio.com/lykkenonlending/2020/09/28/9-28-20-should-you-replace-or-enable-loan-officers-with-technology-1false11589-28-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobU2fE9Cn-EMon, 28 Sep 2020 17:00:00 GMT1855https://www.blogtalkradio.com/lykkenonlending/2020/09/28/9-28-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse9-21-20 Importance of IMBs Engaging in Advocacy!UyLD2TE-rMon, 21 Sep 2020 17:00:00 GMT1538https://www.blogtalkradio.com/lykkenonlending/2020/09/21/9-21-20-importance-of-imbs-engaging-in-advocacyfalse11579-21-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and Rob7P59hMfmxMon, 21 Sep 2020 17:00:00 GMT2066https://www.blogtalkradio.com/lykkenonlending/2020/09/21/9-21-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse9-14-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobhpVJNkQ5KMon, 14 Sep 2020 17:00:00 GMT1773https://www.blogtalkradio.com/lykkenonlending/2020/09/14/9-14-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse9-14-2020 IMB (Independent mortgage banks) statistics....vHev0TsnMMon, 14 Sep 2020 17:00:00 GMT2025https://www.blogtalkradio.com/lykkenonlending/2020/09/14/9-14-2020-imb-independent-mortgage-banks-statisticsfalse11569-7-2020 Hot Topic: August 2020 Ainsworth Advisors DiscussioneTsrjtAMpMon, 07 Sep 2020 17:00:00 GMT3510https://www.blogtalkradio.com/lykkenonlending/2020/09/07/9-7-2020-hot-topic-august-2020-ainsworth-advisors-discussionfalse9-7-2020 C.J. De Santis w/Reversing Financialization in Post-COVID-19 WorldSbuZYLg7TrMon, 07 Sep 2020 17:00:00 GMT1865https://www.blogtalkradio.com/lykkenonlending/2020/09/07/9-7-2020-cj-de-santis-wreversing-financialization-in-post-covid-19-worldfalse11558-31-2020 Mortgage Automation: Should you consider automation?5QLe9Yt-I2Mon, 31 Aug 2020 17:00:00 GMT2101https://www.blogtalkradio.com/lykkenonlending/2020/08/31/8-31-2020-mortgage-automation-should-you-consider-automationfalse11548-31-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobOt7sVgVQN1Mon, 31 Aug 2020 17:00:00 GMT1866https://www.blogtalkradio.com/lykkenonlending/2020/08/31/8-31-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse8-24-2020 Mortgage apps at a high: Unpacking the numbers and the meaning for theodll7X_z3Mon, 24 Aug 2020 17:00:00 GMT2000https://www.blogtalkradio.com/lykkenonlending/2020/08/24/8-24-2020-mortgage-apps-at-a-high-unpacking-the-numbers-and-the-meaning-for-thefalse11538-24-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobyknQvgvGKMon, 24 Aug 2020 17:00:00 GMT1417https://www.blogtalkradio.com/lykkenonlending/2020/08/24/8-24-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse8-17-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobiqxwR7hT8Mon, 17 Aug 2020 17:00:00 GMT2187https://www.blogtalkradio.com/lykkenonlending/2020/08/17/8-17-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse8-17-20 How borrower engagement is changing rapidly & how technology can help.TG6QfO0QWMon, 17 Aug 2020 17:00:00 GMT1950https://www.blogtalkradio.com/lykkenonlending/2020/08/17/8-17-20-how-borrower-engagement-is-changing-rapidly-how-technology-can-helpfalse11528-10-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobQbrX_sWXLMon, 10 Aug 2020 17:00:00 GMT1684https://www.blogtalkradio.com/lykkenonlending/2020/08/10/8-10-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse8-10-20 Building a Successful Retention Strategy for your Mortgage CompanyqbVlGOTEfMon, 10 Aug 2020 17:00:00 GMT1295https://www.blogtalkradio.com/lykkenonlending/2020/08/10/8-10-20-building-a-successful-retention-strategy-for-your-mortgage-companyfalse11518-3-2020 Megan Anderson, is Vice President of Marketing at MBS Highway.IgBPwe_MgMon, 03 Aug 2020 17:00:00 GMT926https://www.blogtalkradio.com/lykkenonlending/2020/08/03/8-3-2020-megan-anderson-is-vice-president-of-marketing-at-mbs-highwayfalse11508-3-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and Robge43MdcopMon, 03 Aug 2020 17:00:00 GMT2535https://www.blogtalkradio.com/lykkenonlending/2020/08/03/8-3-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse7-27-2020 Vince Parlove, of UWM will be taking a look at Continued ResurgencecPgxlZeu6Mon, 27 Jul 2020 17:00:00 GMT1795https://www.blogtalkradio.com/lykkenonlending/2020/07/27/7-27-2020-vince-parlove-of-uwm-will-be-taking-a-look-at-continued-resurgencefalse11497-27-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobJuc0WJl44Mon, 27 Jul 2020 17:00:00 GMT1805https://www.blogtalkradio.com/lykkenonlending/2020/07/27/7-27-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse7-20-20 Building a Workforce for the Future with Gwen Muse-Evans & Anthony Flynny6y8Dp64FMon, 20 Jul 2020 17:00:00 GMT1968https://www.blogtalkradio.com/lykkenonlending/2020/07/20/7-20-20-building-a-workforce-for-the-future-with-gwen-muse-evans-anthony-flynnfalse11487-20-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobVz5e60gE77Mon, 20 Jul 2020 17:00:00 GMT1305https://www.blogtalkradio.com/lykkenonlending/2020/07/20/7-20-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse7-13-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobMw_3UnlHScMon, 13 Jul 2020 17:00:00 GMT1809https://www.blogtalkradio.com/lykkenonlending/2020/07/13/7-13-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse7-13-20 The Current Mortgage Industry in light of the Pandemic Recoveryi0aMHv1dyMon, 13 Jul 2020 17:00:00 GMT1392https://www.blogtalkradio.com/lykkenonlending/2020/07/13/7-13-20-the-current-mortgage-industry-in-light-of-the-pandemic-recoveryfalse11477-6-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobiFxnLKWODTue, 07 Jul 2020 02:00:00 GMT2286https://www.blogtalkradio.com/lykkenonlending/2020/07/07/7-6-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse7-6-20 Did Covid-19 start a digital lending breakthrough?RlfhWVbvLMon, 06 Jul 2020 17:00:00 GMT3751https://www.blogtalkradio.com/lykkenonlending/2020/07/06/7-6-20-didcovid-19-start-a-digital-lending-breakthroughfalse11466-29-2020 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobP6vC3eUUuWed, 01 Jul 2020 05:00:00 GMT1284https://www.blogtalkradio.com/lykkenonlending/2020/07/01/6-29-2020-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse6-29-20 Human Touch and the coming Digital Mortgage WorldtKdqcfvPEoMon, 29 Jun 2020 17:00:00 GMT2216https://www.blogtalkradio.com/lykkenonlending/2020/06/29/6-29-20-human-touch-and-the-coming-digital-mortgage-worldfalse6-22-20 Weekly Updates with Alice, Allen, Andy, Matt, Les and Robn40RtI9-jMon, 22 Jun 2020 17:00:00 GMT2106https://www.blogtalkradio.com/lykkenonlending/2020/06/22/6-22-20-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse6-22-20 A Father and Son Mortgage Co. with a focus on Core Values and Integritybff4grwP-Mon, 22 Jun 2020 17:00:00 GMT1759https://www.blogtalkradio.com/lykkenonlending/2020/06/22/6-22-20-a-father-and-son-mortgage-co-with-a-focus-on-core-values-and-integrityfalse11456-15-20 Weekly Updates with Alice, Allen, Andy, Matt, Les and RobfPYVxI5QyMon, 15 Jun 2020 17:00:00 GMT1932https://www.blogtalkradio.com/lykkenonlending/2020/06/15/6-15-20-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse6-15-20 A Look at the Coronavirus Effect on the Mortgage Marketa1fyZWmQEHMon, 15 Jun 2020 17:00:00 GMT1694https://www.blogtalkradio.com/lykkenonlending/2020/06/15/6-15-20-a-look-at-the-coronavirus-effect-on-the-mortgage-marketfalse11446-8-20 Weekly Updates with Alice, Allen, Andy, Matt, Les and Rob_2aVmtPKThMon, 08 Jun 2020 17:00:00 GMT2045https://www.blogtalkradio.com/lykkenonlending/2020/06/08/6-8-20-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse6-8-20 A Look at Ginnie Mae from Past President Joe MurinXTSk-bEykMon, 08 Jun 2020 17:00:00 GMT2529https://www.blogtalkradio.com/lykkenonlending/2020/06/08/6-8-20-a-look-at-ginnie-mae-from-past-president-joe-murinfalse11436-1-20 The Current Mortgage Environment and Value of Lenders OnebahXOCxixMon, 01 Jun 2020 17:00:00 GMT1837https://www.blogtalkradio.com/lykkenonlending/2020/06/01/6-1-20-the-current-mortgage-environment-and-value-of-lenders-onefalse11426-1-20 Weekly Updates with Alice, Allen, Andy, Matt, Les and Robg75Ay_LnR_Mon, 01 Jun 2020 17:00:00 GMT1892https://www.blogtalkradio.com/lykkenonlending/2020/06/01/6-1-20-weekly-updates-with-alice-allen-andy-matt-les-and-robfalse5-25-20 Grow your Mortgage Company through Relationships using Video8x_XBXBmUMon, 25 May 2020 17:00:00 GMT2499https://www.blogtalkradio.com/lykkenonlending/2020/05/25/5-25-20-grow-your-mortgage-company-through-relationships-using-videofalse11415-25-20 Weekly Updates with Alice, Allen, Andy, Les and RobYy7U7riuzMon, 25 May 2020 17:00:00 GMT1431https://www.blogtalkradio.com/lykkenonlending/2020/05/25/5-25-20-weekly-updates-with-alice-allen-andy-les-and-robfalse5-18-20 Data for Mortgage Business Intelligence and RecruitingriubMiLe6Mon, 18 May 2020 17:00:00 GMT2297https://www.blogtalkradio.com/lykkenonlending/2020/05/18/5-18-20-data-for-mortgage-business-intelligence-and-recruitingfalse11405-18-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobTy-zg0GfYjMon, 18 May 2020 17:00:00 GMT2310https://www.blogtalkradio.com/lykkenonlending/2020/05/18/5-18-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse5-11-20 Becoming Approved by Ginnie Mae and a Look Ahead after the PandemicwQNwwzXgfMon, 11 May 2020 17:00:00 GMT4114https://www.blogtalkradio.com/lykkenonlending/2020/05/11/5-11-20-becoming-approved-by-ginnie-mae-and-a-look-ahead-after-the-pandemicfalse11395-11-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobKryNW8hu9Mon, 11 May 2020 17:00:00 GMT2259https://www.blogtalkradio.com/lykkenonlending/2020/05/11/5-11-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse5-4-20 Mastering the Balance between Human and Technological CapitalbfXrO6ayNfMon, 04 May 2020 17:00:00 GMT1869https://www.blogtalkradio.com/lykkenonlending/2020/05/04/5-4-20-mastering-the-balance-between-human-and-technological-capitalfalse11385-4-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobH0rFGvyYzMon, 04 May 2020 17:00:00 GMT2205https://www.blogtalkradio.com/lykkenonlending/2020/05/04/5-4-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse4-27-20 Forbearance, The Fed, and The Future of HousingC0TffcaC_Mon, 27 Apr 2020 17:00:00 GMT3837https://www.blogtalkradio.com/lykkenonlending/2020/04/27/4-27-20-forbearance-the-fed-and-the-future-of-housingfalse11374-27-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobFX3u2-2V0hMon, 27 Apr 2020 17:00:00 GMT2215https://www.blogtalkradio.com/lykkenonlending/2020/04/27/4-27-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse4-20-20 Risk Management Through Times of CrisisBH7lprW8UrMon, 20 Apr 2020 17:00:00 GMT1634https://www.blogtalkradio.com/lykkenonlending/2020/04/20/4-20-20-risk-management-through-times-of-crisisfalse11364-20-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and Robf8xMi-rjRfMon, 20 Apr 2020 17:00:00 GMT2212https://www.blogtalkradio.com/lykkenonlending/2020/04/20/4-20-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalseSPECIAL PODCAST: MBA's Bill Killmer & Pete Mills with an update on ForbearanceS47w6qfYCFri, 17 Apr 2020 16:00:00 GMT3097https://www.blogtalkradio.com/lykkenonlending/2020/04/17/special-podcast--mbas-bill-killmer-pete-mills-with-an-update-on-forbearancefalse11354-13-20 Pandemic Changing the way Leaders need to CommunicateqljUrEod0Mon, 13 Apr 2020 17:00:00 GMT1855https://www.blogtalkradio.com/lykkenonlending/2020/04/13/4-13-20-pandemic-changing-the-way-leaders-need-to-communicatefalse11344-13-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and Rob97aobKaQjQMon, 13 Apr 2020 17:00:00 GMT2295https://www.blogtalkradio.com/lykkenonlending/2020/04/13/4-13-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse4-6-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RoblLaxrEoKzMon, 06 Apr 2020 17:00:00 GMT2378https://www.blogtalkradio.com/lykkenonlending/2020/04/06/4-6-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse4-6-20 Pandemic is rewriting the playbook for the mortgage industry1ZNhY3OpFbMon, 06 Apr 2020 17:00:00 GMT1922https://www.blogtalkradio.com/lykkenonlending/2020/04/06/4-6-20-pandemic-is-rewriting-the-playbook-for-the-mortgage-industryfalse11333-30-20 Providing Digital Closings During a Time of CrisismiLo1RqwSMon, 30 Mar 2020 17:00:00 GMT1799https://www.blogtalkradio.com/lykkenonlending/2020/03/30/3-30-20-providing-digital-closings-during-a-time-of-crisisfalse11323-30-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobFuWjg-M5NMon, 30 Mar 2020 17:00:00 GMT2759https://www.blogtalkradio.com/lykkenonlending/2020/03/30/3-30-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse3-25-20 COVID-19 SPECIAL: Overcoming Operational Issues of Working RemotelyXBwTBxcoCWed, 25 Mar 2020 16:00:00 GMT2172https://www.blogtalkradio.com/lykkenonlending/2020/03/25/3-25-20-covid-19-special-overcoming-operational-issues-of-working-remotelyfalse11303-23-20 The Next Decade in Mortgage and how Technology will Change our IndustryWMr6Jn5rLMon, 23 Mar 2020 17:00:00 GMT1602https://www.blogtalkradio.com/lykkenonlending/2020/03/23/3-23-20-the-next-decade-in-mortgage-and-how-technology-will-change-our-industryfalse11283-23-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobOGXgv4OVZMon, 23 Mar 2020 17:00:00 GMT2536https://www.blogtalkradio.com/lykkenonlending/2020/03/23/3-23-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse3-16-20 Market Intelligence Makes All The DifferenceeBuwrQCt-Mon, 16 Mar 2020 17:00:00 GMT1654https://www.blogtalkradio.com/lykkenonlending/2020/03/16/3-16-20-market-intelligence-makes-all-the-differencefalse11273-16-20 Weekly Updates with Alice, Allen, Andy, Joe, Les and RobPdB53YLzoMon, 16 Mar 2020 17:00:00 GMT2399https://www.blogtalkradio.com/lykkenonlending/2020/03/16/3-16-20-weekly-updates-with-alice-allen-andy-joe-les-and-robfalse3-9-20 Shifts in the industry landscape regarding eMortgages with Chris McEnteeXvtlaf2PZMon, 09 Mar 2020 17:00:00 GMT1938https://www.blogtalkradio.com/lykkenonlending/2020/03/09/3-9-20-shifts-in-the-industry-landscape-regarding-emortgages-with-chris-mcenteefalse11263-9-20 Lykken on Lending Weekly Updates: Rob, Les, Joe, Alice, Allen and AndyHDCpY3cwcMon, 09 Mar 2020 17:00:00 GMT2227https://www.blogtalkradio.com/lykkenonlending/2020/03/09/3-9-20-lykken-on-lending-weekly-updates-rob-les-joe-alice-allen-and-andyfalse3-2-20 The Benefits of Business Relationships at Lenders OneEDK1d0OEAMon, 02 Mar 2020 18:00:00 GMT2683https://www.blogtalkradio.com/lykkenonlending/2020/03/02/3-2-20-the-benefits-of-business-relationships-at-lenders-onefalse11253-2-20 Lykken on Lending Weekly Updates: Rob, Les, Joe, Allen and Andy_--c8Z9WlLMon, 02 Mar 2020 18:00:00 GMT1674https://www.blogtalkradio.com/lykkenonlending/2020/03/02/3-2-20-lykken-on-lending-weekly-updates-rob-les-joe-allen-and-andyfalse2-24-20 Regulatory Changes & Upcoming Industry EventxTRSdD2Y3Mon, 24 Feb 2020 18:00:00 GMT1640https://www.blogtalkradio.com/lykkenonlending/2020/02/24/2-24-20-regulatory-changes-upcoming-industry-eventfalse11242-24-20 Lykken on Lending Weekly Updates: Rob, Les, Joe, and AllenV0rrSUiu3Mon, 24 Feb 2020 18:00:00 GMT1724https://www.blogtalkradio.com/lykkenonlending/2020/02/24/2-24-20-lykken-on-lending-weekly-updates-rob-les-joe-and-allenfalse2-17-20 Benefits of the Certified Mortgage Banker (CMB) DesignationuWDGpOU7sJMon, 17 Feb 2020 18:00:00 GMT2031https://www.blogtalkradio.com/lykkenonlending/2020/02/17/2-17-20-benefits-of-the-certified-mortgage-banker-cmb-designationfalse11232-17-20 Lykken on Lending Weekly Updates: Rob, Les, and JoecOId6ksMOZMon, 17 Feb 2020 18:00:00 GMT457https://www.blogtalkradio.com/lykkenonlending/2020/02/17/2-17-20-lykken-on-lending-weekly-updates-rob-les-and-joefalse2-10-20 Countering the Ever-Growing Cost to Originate with Tyler ShermanXkPvWGGptMon, 10 Feb 2020 18:00:00 GMT1713https://www.blogtalkradio.com/lykkenonlending/2020/02/10/2-10-20-countering-the-ever-growing-cost-to-originate-with-tyler-shermanfalse11222-10-20 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobW36xBW6wvZMon, 10 Feb 2020 18:00:00 GMT2105https://www.blogtalkradio.com/lykkenonlending/2020/02/10/2-10-20-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse2-3-20 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and Rob39UT7DudWMon, 03 Feb 2020 18:00:00 GMT1937https://www.blogtalkradio.com/lykkenonlending/2020/02/03/2-3-20-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse2-3-20 A Look at the 2020 Economic and Housing Forecast with Logan MohtashamiD2XRtSJ8GPMon, 03 Feb 2020 18:00:00 GMT1617https://www.blogtalkradio.com/lykkenonlending/2020/02/03/2-3-20-a-look-at-the-2020-economic-and-housing-forecast-with-logan-mohtashamifalse11211-27-20 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Les and RobDLPQUh0qNMon, 27 Jan 2020 18:00:00 GMT2007https://www.blogtalkradio.com/lykkenonlending/2020/01/27/1-27-20-lykken-on-lending-weekly-updates-joe-alice-allen-les-and-robfalse1-27-20 Next-Gen Vendor Sourcing & Oversight - A New Erab6XeLw5KQMon, 27 Jan 2020 18:00:00 GMT1875https://www.blogtalkradio.com/lykkenonlending/2020/01/27/1-27-20-next-gen-vendor-sourcing-oversight--a-new-erafalse11201-20-20 Unique Challenges Faced by IMB Servicers with Marina WalshXGTUxFO4QMon, 20 Jan 2020 18:00:00 GMT1778https://www.blogtalkradio.com/lykkenonlending/2020/01/20/1-20-20-unique-challenges-faced-by-imb-servicers-with-marina-walshfalse11191-20-20 Lykken on Lending Weekly Updates: Joe, Alice, Andy, Allen, Les and RobjuJeqEeko6Mon, 20 Jan 2020 18:00:00 GMT1912https://www.blogtalkradio.com/lykkenonlending/2020/01/20/1-20-20-lykken-on-lending-weekly-updates-joe-alice-andy-allen-les-and-robfalse1-13-20 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Les and RobH3-VlZkTAYMon, 13 Jan 2020 18:00:00 GMT1455https://www.blogtalkradio.com/lykkenonlending/2020/01/13/1-13-20-lykken-on-lending-weekly-updates-joe-alice-allen-les-and-robfalse1-13-20 A 2020 View from MBA's Chief Economist and Senior Vice President02asRzA3HMon, 13 Jan 2020 18:00:00 GMT1923https://www.blogtalkradio.com/lykkenonlending/2020/01/13/1-13-20-a-2020-view-from-mbas-chief-economist-and-senior-vice-presidentfalse11181-6-20 Using Social Media Video to Become An Expert Authority In Your SpaceKlPrQPZ3tMon, 06 Jan 2020 18:00:00 GMT1736https://www.blogtalkradio.com/lykkenonlending/2020/01/06/1-6-20-using-social-media-video-to-become-an-expert-authority-in-your-spacefalse11171-6-20 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and Rob6BkIlxKKA9Mon, 06 Jan 2020 18:00:00 GMT1996https://www.blogtalkradio.com/lykkenonlending/2020/01/06/1-6-20-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse12-30-19 Implementing a Health Risk Management Medical Gap ProgramFbdhRfr2c_Mon, 30 Dec 2019 18:00:00 GMT2222https://www.blogtalkradio.com/lykkenonlending/2019/12/30/12-30-19-implementing-a-health-risk-management-medical-gap-programfalse111612-23-19 Learn about “Superfans” from Brittany Hodak - Increase Your Referrals!0nb6B_9qzEMon, 23 Dec 2019 18:00:00 GMT1792https://www.blogtalkradio.com/lykkenonlending/2019/12/23/12-23-19-learn-about-superfans-from-brittany-hodak--increase-your-referralsfalse111512-16-19 Transforming the Mortgage Industry with Innovative Technologyf2XrXeM4iAMon, 16 Dec 2019 18:00:00 GMT1631https://www.blogtalkradio.com/lykkenonlending/2019/12/16/12-16-19-transforming-the-mortgage-industry-with-innovative-technologyfalse111412-16-19 Lykken on Lending Weekly Updates: Joe, Alice, Andy, Les and RobW4FXKt4V_Mon, 16 Dec 2019 18:00:00 GMT1786https://www.blogtalkradio.com/lykkenonlending/2019/12/16/12-16-19-lykken-on-lending-weekly-updates-joe-alice-andy-les-and-robfalse12-9-19 Surviving the Next 5 Years in the Mortgage IndustryBeoYh60H0Mon, 09 Dec 2019 18:00:00 GMT1907https://www.blogtalkradio.com/lykkenonlending/2019/12/09/12-9-19-surviving-the-next-5-years-in-the-mortgage-industryfalse111312-9-19 Lykken on Lending Weekly Updates: Joe, Allen, Les and RobwAWPZLVD71Mon, 09 Dec 2019 18:00:00 GMT1724https://www.blogtalkradio.com/lykkenonlending/2019/12/09/12-9-19-lykken-on-lending-weekly-updates-joe-allen-les-and-robfalse12-2-19 VantageScore makes Significant Growth with new FHFA RulingqlVeHDPz-GMon, 02 Dec 2019 18:00:00 GMT1598https://www.blogtalkradio.com/lykkenonlending/2019/12/02/12-2-19-vantagescore-makes-significant-growth-with-new-fhfa-rulingfalse111212-2-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobgsZORz5XUMon, 02 Dec 2019 18:00:00 GMT1754https://www.blogtalkradio.com/lykkenonlending/2019/12/02/12-2-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse11-25-19 Expand your Mortgage Company's Reach through Mergers and AcquisitionsMJN9beVdeSMon, 25 Nov 2019 18:00:00 GMT1772https://www.blogtalkradio.com/lykkenonlending/2019/11/25/11-25-19-expand-your-mortgage-companys-reach-through-mergers-and-acquisitionsfalse111111-25-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and Rob6X5YT8PCb0Mon, 25 Nov 2019 18:00:00 GMT2031https://www.blogtalkradio.com/lykkenonlending/2019/11/25/11-25-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse11-18-19 Mergers & Acquisitions: Growing Loan Volume to $1.5B+jAw8Yk3qvMon, 18 Nov 2019 18:00:00 GMT1669https://www.blogtalkradio.com/lykkenonlending/2019/11/18/11-18-19-mergers-acquisitions-growing-loan-volume-to-15bfalse111011-18-19 Lykken on Lending Weekly Updates: Allen, Dr. Andy, Les and RobMDeR3dBVyMMon, 18 Nov 2019 18:00:00 GMT2215https://www.blogtalkradio.com/lykkenonlending/2019/11/18/11-18-19-lykken-on-lending-weekly-updates-allen-dr-andy-les-and-robfalse11-11-19 Becoming President of a Community-based Relationship Lenderz3x8awI90Mon, 11 Nov 2019 18:00:00 GMT3908https://www.blogtalkradio.com/lykkenonlending/2019/11/11/11-11-19-becoming-president-of-a-community-based-relationship-lenderfalse110911-11-19 Lykken on Lending Weekly Updates: Allen, Dr. Andy, Les and RobsCMWtxS65Mon, 11 Nov 2019 18:00:00 GMT2202https://www.blogtalkradio.com/lykkenonlending/2019/11/11/11-11-19-lykken-on-lending-weekly-updates-allen-dr-andy-les-and-robfalse11-4-19 Lykken on Lending Weekly Updates: Alice, Allen, Dr. Andy, Les and RobZ2mCqaQ4ZMon, 04 Nov 2019 18:00:00 GMT2244https://www.blogtalkradio.com/lykkenonlending/2019/11/04/11-4-19-lykken-on-lending-weekly-updates-alice-allen-dr-andy-les-and-robfalse11-4-19 Growing Real Estate Transfer Tax Trends and the Risk they RepresentiArkihTwYMon, 04 Nov 2019 18:00:00 GMT1326https://www.blogtalkradio.com/lykkenonlending/2019/11/04/11-4-19-growing-real-estate-transfer-tax-trends-and-the-risk-they-representfalse110810-28-19 Lykken on Lending Weekly Updates: Alice, Dr. Andy, and LesJP5PgHr2xQMon, 28 Oct 2019 17:00:00 GMT1000https://www.blogtalkradio.com/lykkenonlending/2019/10/28/10-28-19-lykken-on-lending-weekly-updates-alice-dr-andy-and-lesfalse10-28-19 The Transition to Digital Mortgages with Chris McEnteejkLsMFsDFMon, 28 Oct 2019 17:00:00 GMT1945https://www.blogtalkradio.com/lykkenonlending/2019/10/28/10-28-19-the-transition-to-digital-mortgages-with-chris-mcenteefalse110710-21-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and Robn0WZRV2ahMon, 21 Oct 2019 17:00:00 GMT2026https://www.blogtalkradio.com/lykkenonlending/2019/10/21/10-21-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse10-21-19 Understanding the Impact of Social Media with Ryan Hills & Dave SavagebPDDnz2dHMon, 21 Oct 2019 17:00:00 GMT1936https://www.blogtalkradio.com/lykkenonlending/2019/10/21/10-21-19-understanding-the-impact-of-social-media-with-ryan-hills-dave-savagefalse110610-14-19 Invest in World-Class People and get World-Class ResultsO45nNZRqqMon, 14 Oct 2019 17:00:00 GMT2041https://www.blogtalkradio.com/lykkenonlending/2019/10/14/10-14-19-invest-in-world-class-people-and-get-world-class-resultsfalse110510-14-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobJFxemxXzdMon, 14 Oct 2019 17:00:00 GMT2004https://www.blogtalkradio.com/lykkenonlending/2019/10/14/10-14-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse10-7-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobvqXXAYtskMon, 07 Oct 2019 17:00:00 GMT1703https://www.blogtalkradio.com/lykkenonlending/2019/10/07/10-7-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse10-7-19 mPowering You, MBA’s all-day Summit for Women in Real Estate FinanceqmzIv81ZMHMon, 07 Oct 2019 17:00:00 GMT1584https://www.blogtalkradio.com/lykkenonlending/2019/10/07/10-7-19-mpowering-you-mbas-all-day-summit-for-women-in-real-estate-financefalse11049-30-19 Improve Mortgage Business Processes Utilizing the Theory of Constraintsz3Y9TOqxkMon, 30 Sep 2019 17:00:00 GMT2069https://www.blogtalkradio.com/lykkenonlending/2019/09/30/9-30-19-improve-mortgage-business-processes-utilizing-the-theory-of-constraintsfalse11039-30-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobrSXQExxyBMon, 30 Sep 2019 17:00:00 GMT2308https://www.blogtalkradio.com/lykkenonlending/2019/09/30/9-30-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse9-23-19 Using Technology to Innovate in the Appraisal IndustryASxZw3xUPVMon, 23 Sep 2019 17:00:00 GMT2007https://www.blogtalkradio.com/lykkenonlending/2019/09/23/9-23-19-using-technology-to-innovate-in-the-appraisal-industryfalse11029-23-19 Lykken on Lending Weekly Updates: Joe, Alice, Andy, Les and Rob-REa-FWHTMon, 23 Sep 2019 17:00:00 GMT2058https://www.blogtalkradio.com/lykkenonlending/2019/09/23/9-23-19-lykken-on-lending-weekly-updates-joe-alice-andy-les-and-robfalse9-16-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and Robwd44nlZs8Mon, 16 Sep 2019 17:00:00 GMT2141https://www.blogtalkradio.com/lykkenonlending/2019/09/16/9-16-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse9-16-19 The Pillars of Successful LeadershipikwdbWS-Q6Mon, 16 Sep 2019 17:00:00 GMT1696https://www.blogtalkradio.com/lykkenonlending/2019/09/16/9-16-19-the-pillars-of-successful-leadershipfalse11019-9-19 How is Digital Marketing Impacting the Mortgage Industry?EXst0UiamMon, 09 Sep 2019 17:00:00 GMT1881https://www.blogtalkradio.com/lykkenonlending/2019/09/09/9-9-19-how-is-digital-marketing-impacting-the-mortgage-industryfalse11009-9-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les and RobnHxbQamPvhMon, 09 Sep 2019 17:00:00 GMT2380https://www.blogtalkradio.com/lykkenonlending/2019/09/09/9-9-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse9-2-19 The Importance of RegTech for the Mortgage IndustrynrHJFVH84Mon, 02 Sep 2019 17:00:00 GMT1994https://www.blogtalkradio.com/lykkenonlending/2019/09/02/9-2-19-the-importance-of-regtech-for-the-mortgage-industryfalse1999-2-19 Lykken on Lending Weekly Updates: Joe, Alice and Les1CEdmq5_y4Mon, 02 Sep 2019 17:00:00 GMT1818https://www.blogtalkradio.com/lykkenonlending/2019/09/02/9-2-19-lykken-on-lending-weekly-updates-joe-alice-and-lesfalse8-26-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les, and Robn7yVBaGwxYMon, 26 Aug 2019 17:00:00 GMT2243https://www.blogtalkradio.com/lykkenonlending/2019/08/26/8-26-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse8-26-19 Building a High-Performance Company Using Core Values0aF9IVhsZMon, 26 Aug 2019 17:00:00 GMT2008https://www.blogtalkradio.com/lykkenonlending/2019/08/26/8-26-19-building-a-high-performance-company-using-core-valuesfalse1988-19-19 Promoting Opportunities for Women to Extend Their Reach in the Mortgage7S85eeePQMon, 19 Aug 2019 17:00:00 GMT1932https://www.blogtalkradio.com/lykkenonlending/2019/08/19/8-19-19-promoting-opportunities-for-women-to-extend-their-reach-in-the-mortgagefalse1978-19-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les, and Rob4vyxWlRIAMon, 19 Aug 2019 17:00:00 GMT2275https://www.blogtalkradio.com/lykkenonlending/2019/08/19/8-19-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse8-12-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les, and RobBVw6YU_1HMon, 12 Aug 2019 17:00:00 GMT2224https://www.blogtalkradio.com/lykkenonlending/2019/08/12/8-12-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse8-12-19 Getting Social with Jake Fehling of Movement MortgageclGWossE6iMon, 12 Aug 2019 17:00:00 GMT2206https://www.blogtalkradio.com/lykkenonlending/2019/08/12/8-12-19-getting-social-with-jake-fehling-of-movement-mortgagefalse1968-5-19 Broadcasting LIVE from the Lenders One Summit in SeattleWoscAaIeTMon, 05 Aug 2019 17:00:00 GMT3551https://www.blogtalkradio.com/lykkenonlending/2019/08/05/8-5-19-broadcasting-live-from-the-lenders-one-summit-in-seattlefalse1957-29-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les, and RobX1odaOYzStMon, 29 Jul 2019 17:00:00 GMT1839https://www.blogtalkradio.com/lykkenonlending/2019/07/29/7-29-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse7-29-19 Are Your Mortgage Financial Transactions Secure?vpOYUZUgkqMon, 29 Jul 2019 17:00:00 GMT1857https://www.blogtalkradio.com/lykkenonlending/2019/07/29/7-29-19-are-your-mortgage-financial-transactions-securefalse1947-22-19 Lykken on Lending Weekly Updates: Joe, Alice, Allen, Andy, Les, and RobmM1OQhT4fMon, 22 Jul 2019 17:00:00 GMT2281https://www.blogtalkradio.com/lykkenonlending/2019/07/22/7-22-19-lykken-on-lending-weekly-updates-joe-alice-allen-andy-les-and-robfalse7-22-19 A Conversation about Warehouse Banking Annual InspectionsOrtATH4K8Mon, 22 Jul 2019 17:00:00 GMT1857https://www.blogtalkradio.com/lykkenonlending/2019/07/22/7-22-19-a-conversation-about-warehouse-banking-annual-inspectionsfalse1937-15-19 Marketing Your Mortgage Business Using Artificial IntelligencefYL6A9nfHMon, 15 Jul 2019 17:00:00 GMT1615https://www.blogtalkradio.com/lykkenonlending/2019/07/15/7-15-19-marketing-your-mortgage-business-using-artificial-intelligencefalse1927-15-19 Lykken on Lending Weekly Updates: Joe, Allen, Andy, Les, and RobH7yBZCQDVZMon, 15 Jul 2019 17:00:00 GMT2113https://www.blogtalkradio.com/lykkenonlending/2019/07/15/7-15-19-lykken-on-lending-weekly-updates-joe-allen-andy-les-and-robfalse7-8-19 Use Social Media to Build your Brand and Improve SalesORJ0LO4tUMon, 08 Jul 2019 17:00:00 GMT1643https://www.blogtalkradio.com/lykkenonlending/2019/07/08/7-8-19-use-social-media-to-build-your-brand-and-improve-salesfalse1917-8-19 Lykken on Lending Weekly Reports: Joe, Alice, Allen, Andy, and Les5KoL5YY4GMon, 08 Jul 2019 17:00:00 GMT2052https://www.blogtalkradio.com/lykkenonlending/2019/07/08/7-8-19-lykken-on-lending-weekly-reports-joe-alice-allen-andy-and-lesfalse7-1-19 The Movement from 0 to 8th Largest Lender in the Nation | Casey Crawfordrdul5wkQLMon, 01 Jul 2019 17:00:00 GMT1947https://www.blogtalkradio.com/lykkenonlending/2019/07/01/7-1-19-the-movement-from-0-to-8th-largest-lender-in-the-nation-casey-crawfordfalse1907-1-19 Lykken on Lending Weekly Reports: Joe, Alice, Allen, Andy, Les and RobOLTQLnb-6Mon, 01 Jul 2019 17:00:00 GMT1840https://www.blogtalkradio.com/lykkenonlending/2019/07/01/7-1-19-lykken-on-lending-weekly-reports-joe-alice-allen-andy-les-and-robfalse6-24-17 Lykken on Lending Weekly Reports: Joe, Alice, Allen, Andy, Les and RobujtUz1CLkMon, 24 Jun 2019 17:00:00 GMT2383https://www.blogtalkradio.com/lykkenonlending/2019/06/24/6-24-17-lykken-on-lending-weekly-reports-joe-alice-allen-andy-les-and-robfalse6-24-19 The Growing Movement to Wholesale in the Mortgage IndustrynpzYtTAZWuMon, 24 Jun 2019 17:00:00 GMT1680https://www.blogtalkradio.com/lykkenonlending/2019/06/24/6-24-19-the-growing-movement-to-wholesale-in-the-mortgage-industryfalse1896-17-19 Lykken on Lending Weekly Reports: Joe, Alice, Allen, Andy, Les and Rob8hNDdEuUoMon, 17 Jun 2019 17:00:00 GMT2167https://www.blogtalkradio.com/lykkenonlending/2019/06/17/6-17-19-lykken-on-lending-weekly-reports-joe-alice-allen-andy-les-and-robfalse6-17-19 Father's Day Special - Growing Up in a Mortgage FamilygjnBncxfCiMon, 17 Jun 2019 17:00:00 GMT2347https://www.blogtalkradio.com/lykkenonlending/2019/06/17/6-17-19-fathers-day-special--growing-up-in-a-mortgage-familyfalse1886-10-19 Continuing Discussion on Leadership, 360 Management, and TechnologyDqxr0iKpoMon, 10 Jun 2019 17:00:00 GMT2173https://www.blogtalkradio.com/lykkenonlending/2019/06/10/6-10-19-continuing-discussion-on-leadership-360-management-and-technologyfalse1876-10-19 Lykken on Lending Weekly Reports: Joe, Allen, Andy, Les and Rob86qLAxLySMon, 10 Jun 2019 17:00:00 GMT2195https://www.blogtalkradio.com/lykkenonlending/2019/06/10/6-10-19-lykken-on-lending-weekly-reports-joe-allen-andy-les-and-robfalse6-3-19 Leadership, 360 Management, and Tech affecting the Mortgage Industry0-ZkL8DYfMon, 03 Jun 2019 17:00:00 GMT2227https://www.blogtalkradio.com/lykkenonlending/2019/06/03/6-3-19-leadership-360-management-and-tech-affecting-the-mortgage-industryfalse1866-3-19 Lykken on Lending Weekly Reports: Allen, Andy, Les and RobZG070A38YMon, 03 Jun 2019 17:00:00 GMT1680https://www.blogtalkradio.com/lykkenonlending/2019/06/03/6-3-19-lykken-on-lending-weekly-reports-allen-andy-les-and-robfalse5-27-19 Industry Trends and Key Takeaways from the MBA Secondary ConferenceV89oVLKbXMon, 27 May 2019 17:00:00 GMT2769https://www.blogtalkradio.com/lykkenonlending/2019/05/27/5-27-19-industry-trends-and-key-takeaways-from-the-mba-secondary-conferencefalse1855-20-19 Are You Prepared for Digital Mortgage Solutions?aPZUFfqanMon, 20 May 2019 17:00:00 GMT4015https://www.blogtalkradio.com/lykkenonlending/2019/05/20/5-20-19-are-you-prepared-for-digital-mortgage-solutions-1false5-20-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Les and Rob8__JLyHNjMon, 20 May 2019 17:00:00 GMT2007https://www.blogtalkradio.com/lykkenonlending/2019/05/20/5-20-19-lykken-on-lending-weekly-reports-alice-allen-andy-les-and-robfalse5-13-19 Lykken on Lending Weekly Reports: Alice, Andy, Joe, Les and RobgpRYTN2nllThu, 16 May 2019 17:00:00 GMT1934https://www.blogtalkradio.com/lykkenonlending/2019/05/16/5-13-19-lykken-on-lending-weekly-reports-alice-andy-joe-les-and-robfalse5-13-19 Mother's Day: Mentorship and Becoming a Leader in the Mortgage IndustryXyS1Zzz9QMon, 13 May 2019 17:00:00 GMT6239https://www.blogtalkradio.com/lykkenonlending/2019/05/13/5-13-19-mothers-day-mentorship-and-becoming-a-leader-in-the-mortgage-industryfalse1825-6-19 Lykken on Lending Weekly Reports: Alice, Andy, Joe, Les and Robytp5Tmz4N3Mon, 06 May 2019 17:00:00 GMT2109https://www.blogtalkradio.com/lykkenonlending/2019/05/06/5-6-19-lykken-on-lending-weekly-reports-alice-andy-joe-les-and-robfalse5-6-19 A Look at VantageScore and Implications for the Mortgage IndustrynVYkLncyKMon, 06 May 2019 17:00:00 GMT1742https://www.blogtalkradio.com/lykkenonlending/2019/05/06/5-6-19-a-look-at-vantagescore-and-implications-for-the-mortgage-industryfalse1814-29-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Joe, Les and RobKj74OwF_aMon, 29 Apr 2019 17:00:00 GMT2112https://www.blogtalkradio.com/lykkenonlending/2019/04/29/4-29-19-lykken-on-lending-weekly-reports-alice-allen-andy-joe-les-and-robfalse4-29-19 A Look at the Theory of Constraint with Dr. Alan Barnard9pMds53HYEMon, 29 Apr 2019 17:00:00 GMT1787https://www.blogtalkradio.com/lykkenonlending/2019/04/29/4-29-19-a-look-at-the-theory-of-constraint-with-dr-alan-barnardfalse1804-22-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Joe, Les and RobXY4H3rtJTMon, 22 Apr 2019 17:00:00 GMT2375https://www.blogtalkradio.com/lykkenonlending/2019/04/22/4-22-19-lykken-on-lending-weekly-reports-alice-allen-andy-joe-les-and-robfalse4-22-19 Origination, Rates, Trends and Latest Stats of Lender ProfitabilityO1v20U82PMon, 22 Apr 2019 17:00:00 GMT1646https://www.blogtalkradio.com/lykkenonlending/2019/04/22/4-22-19-origination-rates-trends-and-latest-stats-of-lender-profitabilityfalse1794-15-19 Lykken on Lending Weekly Reports: Alice, Allen, Joe, Les and RobeU92I5s0VdMon, 15 Apr 2019 17:00:00 GMT2064https://www.blogtalkradio.com/lykkenonlending/2019/04/15/4-15-19-lykken-on-lending-weekly-reports-alice-allen-joe-les-and-robfalse4-15-19 Hot Topic Latest Developments in Technology for the Mortgage IndustryADJJYv_ihMon, 15 Apr 2019 17:00:00 GMT2105https://www.blogtalkradio.com/lykkenonlending/2019/04/15/4-15-19-hot-topic-latest-developments-in-technology-for-the-mortgage-industryfalse1784-8-19 Lykken on Lending Weekly Reports: Alice, Allen, Joe, Les and Rob7WDyo-pABTue, 09 Apr 2019 08:00:00 GMT2042https://www.blogtalkradio.com/lykkenonlending/2019/04/09/4-8-19-lykken-on-lending-weekly-reports-alice-allen-joe-les-and-robfalse4-8-19 The Growth of Non-QM Loans - Tom Hutchens, Angel Oak Mortgage SolutionsG767aC2umuMon, 08 Apr 2019 17:00:00 GMT1821https://www.blogtalkradio.com/lykkenonlending/2019/04/08/4-8-19-the-growth-of-non-qm-loans--tom-hutchens-angel-oak-mortgage-solutionsfalse1774-1-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Joe, Les and RobvcJpP8n9aMon, 01 Apr 2019 18:00:00 GMT2706https://www.blogtalkradio.com/lykkenonlending/2019/04/01/4-1-19-lykken-on-lending-weekly-reports-alice-allen-andy-joe-les-and-robfalse4-1-19 The Shift in the Mortgage Industry and the Rise of the Mortgage BrokerSFnkjkcehiMon, 01 Apr 2019 17:00:00 GMT2125https://www.blogtalkradio.com/lykkenonlending/2019/04/01/4-1-19-the-shift-in-the-mortgage-industry-and-the-rise-of-the-mortgage-brokerfalse1763-25-19 Conversational AI Software For Marketing, Sales & Customer Success2w_p2UBQNMon, 25 Mar 2019 17:00:00 GMT1961https://www.blogtalkradio.com/lykkenonlending/2019/03/25/3-25-19-conversational-ai-software-for-marketing-sales-customer-successfalse1753-25-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Joe, Les and Rob36854rkf0Mon, 25 Mar 2019 17:00:00 GMT2312https://www.blogtalkradio.com/lykkenonlending/2019/03/25/3-25-19-lykken-on-lending-weekly-reports-alice-allen-andy-joe-les-and-robfalse3-18-19 Lykken on Lending Weekly Reports: Alice, Allen, Andy, Joe, Les and RobslB1xWZ1-Mon, 18 Mar 2019 17:00:00 GMT2661https://www.blogtalkradio.com/lykkenonlending/2019/03/18/3-18-19-lykken-on-lending-weekly-reports-alice-allen-andy-joe-les-and-robfalse3-18-19 Hot Topic - A Look at Transitioning to Artificial IntelligenceuGYmPiWbq4Mon, 18 Mar 2019 17:00:00 GMT2288https://www.blogtalkradio.com/lykkenonlending/2019/03/18/3-18-19-hot-topic--a-look-at-transitioning-to-artificial-intelligencefalse3-18-19 Enabling Trusted Transactions for the Most Valuable Digital Loan Assets1KkcmeE_qaMon, 18 Mar 2019 17:00:00 GMT2164https://www.blogtalkradio.com/lykkenonlending/2019/03/18/3-18-19-enabling-trusted-transactions-for-the-most-valuable-digital-loan-assetsfalse1743-11-19b Creating Opportunities and Advancing Careers for Womenp1N-tlCnwMon, 11 Mar 2019 18:00:00 GMT1987https://www.blogtalkradio.com/lykkenonlending/2019/03/11/3-11-19b-creating-opportunities-and-advancing-careers-for-womenfalse3-11-19a Creating Opportunities and Advancing Careers for Women-nLYmn3QNMon, 11 Mar 2019 17:00:00 GMT4299https://www.blogtalkradio.com/lykkenonlending/2019/03/11/3-11-19a-creating-opportunities-and-advancing-careers-for-womenfalse173Special: What I think about, I talk about, I bring about... with Tony MeolaW8DSmIyliSat, 09 Mar 2019 14:00:00 GMT3438https://www.blogtalkradio.com/lykkenonlending/2019/03/09/special-what-i-think-about-i-talk-about-i-bring-about-with-tony-meolafalse3-4-19b Hot Topic - Lenders One Summit in Austin Texas with Pres. Brian SimonV194hKsPNuMon, 04 Mar 2019 18:30:00 GMT1205https://www.blogtalkradio.com/lykkenonlending/2019/03/04/3-4-19b-hot-topic--lenders-one-summit-in-austin-texas-with-pres-brian-simonfalse3-4-19a Live - Lenders One Summit in Austin Texas with President Brian SimonyU8ID6lKnMon, 04 Mar 2019 18:00:00 GMT2566https://www.blogtalkradio.com/lykkenonlending/2019/03/04/3-4-19a-live--lenders-one-summit-in-austin-texas-with-president-brian-simonfalse1722-25-19b Hot Topic The Process of Licensing in the Mortgage IndustrypL9qKh7WxMon, 25 Feb 2019 19:00:00 GMT2453https://www.blogtalkradio.com/lykkenonlending/2019/02/25/2-25-19b-hot-topic-the-process-of-licensing-in-the-mortgage-industryfalse2-25-19a The Process and Requirements of Licensing in the Mortgage Industrya2f4KZkEZMon, 25 Feb 2019 18:00:00 GMT2500https://www.blogtalkradio.com/lykkenonlending/2019/02/25/2-25-19a-the-process-and-requirements-of-licensing-in-the-mortgage-industryfalse1702-18-19b Hot Topic - SmartReverse helps forward LOs get into Reverse7Me8CnOzMHMon, 18 Feb 2019 18:30:00 GMT1630https://www.blogtalkradio.com/lykkenonlending/2019/02/18/2-18-19b-hot-topic--smartreverse-helps-forward-los-get-into-reversefalse2-18-19a How SmartReverse helps forward LOs get into Reverse with Scott GordonxZwquSnNmMon, 18 Feb 2019 18:00:00 GMT2283https://www.blogtalkradio.com/lykkenonlending/2019/02/18/2-18-19a-how-smartreverse-helps-forward-los-get-into-reverse-with-scott-gordonfalse1692-11-19b Hot Topic - What's Working - Marketing One of Inc 500's Fastest GrowingZZ72c-n0nMon, 11 Feb 2019 18:30:00 GMT1684https://www.blogtalkradio.com/lykkenonlending/2019/02/11/2-11-19b-hot-topic--whats-working--marketing-one-of-inc-500s-fastest-growingfalse2-11-19a Learn What's Working in Marketing with One of Inc 500's Fastest GrowingnuWI22DJdMon, 11 Feb 2019 18:00:00 GMT2438https://www.blogtalkradio.com/lykkenonlending/2019/02/11/2-11-19a-learn-whats-working-in-marketing-with-one-of-inc-500s-fastest-growingfalse1682-04-19b Hot Topic: Insight into What is Making Mid America Mortgage SuccessfulJfc4f_zu2Mon, 04 Feb 2019 18:00:00 GMT1716https://www.blogtalkradio.com/lykkenonlending/2019/02/04/2-04-19b-hot-topic-insight-into-what-is-making-mid-america-mortgage-successful-1false2-04-19a Get Some Insights into What is Making Mid America Mortgage SuccessfulKS3FxJ6FtMon, 04 Feb 2019 18:00:00 GMT1423https://www.blogtalkradio.com/lykkenonlending/2019/02/04/2-04-19a-get-some-insights-into-what-is-making-mid-america-mortgage-successfulfalse1-28-19 Hot Topic - Macro Look at the Mortgage Industry for 2019 with Les ParkerX4H5xVMT1Mon, 28 Jan 2019 19:00:00 GMT2666https://www.blogtalkradio.com/lykkenonlending/2019/01/28/1-28-19-hot-topic--macro-look-at-the-mortgage-industry-for-2019-with-les-parkerfalse1-28-19a A Macro Look at the Mortgage Industry for 2019 with Les ParkerxVdzA1j7IMon, 28 Jan 2019 18:00:00 GMT2605https://www.blogtalkradio.com/lykkenonlending/2019/01/28/1-28-19a-a-macro-look-at-the-mortgage-industry-for-2019-with-les-parkerfalse1671-21-19 - 2019 Origination Trends & Techniques with Pat Sherlock5xDkj2AamMon, 21 Jan 2019 18:00:00 GMT3614https://www.blogtalkradio.com/lykkenonlending/2019/01/21/1-21-19--2019-origination-trends-techniques-with-pat-sherlockfalse1661-14-19 Impact on the MSR Market, Originations and MSR Values for 2019exBDWutIcMon, 14 Jan 2019 18:00:00 GMT3887https://www.blogtalkradio.com/lykkenonlending/2019/01/14/1-14-19-impact-on-the-msr-market-originations-and-msr-values-for-2019false1651-9-19 What to Expect from Calabria’s Leadership of FHFAL6J_ol4ocWed, 09 Jan 2019 20:00:00 GMT3135https://www.blogtalkradio.com/lykkenonlending/2019/01/09/1-9-19-what-to-expect-from-calabrias-leadership-of-fhfafalse1-7-19 A Look at 2019 with Barry Habib and the MBS Highway5Ba5vjIlsMon, 07 Jan 2019 18:00:00 GMT4623https://www.blogtalkradio.com/lykkenonlending/2019/01/07/1-7-19-a-look-at-2019-with-barry-habib-and-the-mbs-highwayfalse16412-31-18 Sales and Leadership Skills to help you Pivot 2 Change in 2019z-lk77GjxMon, 31 Dec 2018 18:00:00 GMT3284https://www.blogtalkradio.com/lykkenonlending/2018/12/31/12-31-18-sales-and-leadership-skills-to-help-you-pivot-2-change-in-2019false12-24-18 Do You Know Your Value? MBA mPower Event in Washington, DC2RrFmjvbXMon, 24 Dec 2018 18:00:00 GMT2071https://www.blogtalkradio.com/lykkenonlending/2018/12/24/12-24-18-do-you-know-your-value-mba-mpower-event-in-washington-dcfalse12-17-18 Strategies to Maintain Profitability in 2019 with Seth SpraguejFt3o3DZyMon, 17 Dec 2018 18:00:00 GMT4254https://www.blogtalkradio.com/lykkenonlending/2018/12/17/12-17-18-strategies-to-maintain-profitability-in-2019-with-seth-spraguefalse16312-10-18 Discover Your Foundation to Success and Your 'Big Voice' in 2019X6hFrjxnmMon, 10 Dec 2018 18:00:00 GMT3158https://www.blogtalkradio.com/lykkenonlending/2018/12/10/12-10-18-discover-your-foundation-to-success-and-your-big-voice-in-2019false16212-3-18 Mortgage Origination Sales Strategies for Success in 2019p6xZza6agMon, 03 Dec 2018 18:00:00 GMT3284https://www.blogtalkradio.com/lykkenonlending/2018/12/03/12-3-18-mortgage-origination-sales-strategies-for-success-in-2019false16111-26-18 Setting Up Your Own Mortgage Brokerage and Finding SuccessSIPAZapKAMon, 26 Nov 2018 18:00:00 GMT3863https://www.blogtalkradio.com/lykkenonlending/2018/11/26/11-26-18-setting-up-your-own-mortgage-brokerage-and-finding-successfalse16011-19-18 Advantages of the Association of Independent Mortgage Experts (AIME)eCKYViVJdMon, 19 Nov 2018 18:00:00 GMT3918https://www.blogtalkradio.com/lykkenonlending/2018/11/19/11-19-18-advantages-of-the-association-of-independent-mortgage-experts-aimefalse15911-12-18 A Look at the Mortgage Industry with Michael Huff of Ginnie MaeQgyqb4FvRMon, 12 Nov 2018 18:00:00 GMT3636https://www.blogtalkradio.com/lykkenonlending/2018/11/12/11-12-18-a-look-at-the-mortgage-industry-with-michael-huff-of-ginnie-maefalse15811-5-18 Social Media Marketing - Making a Great First Impression with VidYard-_Ej5RNVkMon, 05 Nov 2018 18:00:00 GMT3676https://www.blogtalkradio.com/lykkenonlending/2018/11/05/11-5-18-social-media-marketing--making-a-great-first-impression-with-vidyardfalse15710-29-18 The Social Media Marketing Mindset at Movement Mortgage1pQfuSP9uMon, 29 Oct 2018 17:00:00 GMT4117https://www.blogtalkradio.com/lykkenonlending/2018/10/29/10-29-18-the-social-media-marketing-mindset-at-movement-mortgagefalse15610-22-18 Marketing Your Expertise with the Mortgage Marketing ExpertxzlKjG-0PMon, 22 Oct 2018 17:00:00 GMT4319https://www.blogtalkradio.com/lykkenonlending/2018/10/22/10-22-18-marketing-your-expertise-with-the-mortgage-marketing-expertfalse1558-15-18 Mort Industry Leadership: Interview with Bob Broeksmit, President, MBAonY5HpuVeMon, 15 Oct 2018 17:00:00 GMT3150https://www.blogtalkradio.com/lykkenonlending/2018/10/15/8-15-18-mort-industry-leadership-interview-with-bob-broeksmit-president-mbafalse15410-8-2018 An Interview with Bill Cosgrove of Union Home Mortgage on mPoweriwTomMTH11Mon, 08 Oct 2018 17:00:00 GMT3890https://www.blogtalkradio.com/lykkenonlending/2018/10/08/10-8-2018-an-interview-with-bill-cosgrove-of-union-home-mortgage-on-mpowerfalse15310-1-18 Actionable Intelligence: The Next Stage in the Evolution of DataSIYlDfzT7Mon, 01 Oct 2018 17:00:00 GMT3735https://www.blogtalkradio.com/lykkenonlending/2018/10/01/10-1-18-actionable-intelligence-the-next-stage-in-the-evolution-of-datafalse1529-24-18 Changes to GSE and Regulatory Leadership / Future of Non-QM Lending6y-cpMSI9Mon, 24 Sep 2018 17:00:00 GMT3706https://www.blogtalkradio.com/lykkenonlending/2018/09/24/9-24-18-changes-to-gse-and-regulatory-leadership-future-of-non-qm-lendingfalse1519-17-18 - LO Compensation and How Lenders Can Thrive in Today's Market-zEgGuHX7Mon, 17 Sep 2018 17:00:00 GMT3577https://www.blogtalkradio.com/lykkenonlending/2018/09/17/9-17-18--lo-compensation-and-how-lenders-can-thrive-in-todays-marketfalse1509-10-18 eClosings/eMortgages Move Closer Towards Mainstream Adoption9Cp3CSBn5Mon, 10 Sep 2018 17:00:00 GMT3583https://www.blogtalkradio.com/lykkenonlending/2018/09/10/9-10-18-eclosingsemortgages-move-closer-towards-mainstream-adoptionfalse1499-3-18 How Tech helps Lenders Survive Consolidation and a Tough Mortgage Market7vRKP-wFZMon, 03 Sep 2018 17:00:00 GMT3693https://www.blogtalkradio.com/lykkenonlending/2018/09/03/9-3-18-how-tech-helps-lenders-survive-consolidation-and-a-tough-mortgage-marketfalse1488-27-18 Online Notarization and Remote Online Closings28d_5jxcdMon, 27 Aug 2018 17:00:00 GMT3661https://www.blogtalkradio.com/lykkenonlending/2018/08/27/8-27-18-online-notarization-and-remote-online-closingsfalse1478-20-18 Listener Questions - Artificial Intelligence Impact on Mortgage IndustryoVmzR-EzbMon, 20 Aug 2018 17:00:00 GMT4232https://www.blogtalkradio.com/lykkenonlending/2018/08/20/8-20-18-listener-questions--artificial-intelligence-impact-on-mortgage-industryfalse1468-13-18 Clear Boundaries: Every Business Woman’s Essential Safety GuideiMlH6K151Mon, 13 Aug 2018 17:00:00 GMT3866https://www.blogtalkradio.com/lykkenonlending/2018/08/13/8-13-18-clear-boundaries-every-business-womans-essential-safety-guidefalse1458-6-18 Live from Lenders One 2018 Summer ConferenceHNspBQa1ZMon, 06 Aug 2018 17:00:00 GMT3701https://www.blogtalkradio.com/lykkenonlending/2018/08/06/8-6-18-live-from-lenders-one-2018-summer-conferencefalse1447-30-18 Bringing the Transformational Power of AI to the Mortgage IndustryV9iYi-UJ-Mon, 30 Jul 2018 17:00:00 GMT4055https://www.blogtalkradio.com/lykkenonlending/2018/07/30/7-30-18-bringing-the-transformational-power-of-ai-to-the-mortgage-industryfalse1437-23-18 Improve Your Leadership Skills and Improve Sales with Rene RodriguezePLucYff4Mon, 23 Jul 2018 17:00:00 GMT3993https://www.blogtalkradio.com/lykkenonlending/2018/07/23/7-23-18-improve-your-leadership-skills-and-improve-sales-with-rene-rodriguezfalse1427-16-18 - Preparing for a Digital Mortgage Industry with the DMAIS1ZGtoFpMon, 16 Jul 2018 17:00:00 GMT5014https://www.blogtalkradio.com/lykkenonlending/2018/07/16/7-16-18--preparing-for-a-digital-mortgage-industry-with-the-dmafalse1417-9-18 An Economic Review and a Look at the Cost of OriginationoV8rVfIrcMon, 09 Jul 2018 17:00:00 GMT3404https://www.blogtalkradio.com/lykkenonlending/2018/07/09/7-9-18-an-economic-review-and-a-look-at-the-cost-of-originationfalse1407-2-18 Four Strategies for Increasing your Income in a Declining MarketmvcwCgSnCMon, 02 Jul 2018 17:00:00 GMT3641https://www.blogtalkradio.com/lykkenonlending/2018/07/02/7-2-18-four-strategies-for-increasing-your-income-in-a-declining-marketfalse139Mort. Servicers Leverage the Digital Revolution to Transform Customer ExperiencejJWF4hQeaMon, 25 Jun 2018 17:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2018/06/25/mort-servicers-leverage-the-digital-revolution-to-transform-customer-experiencefalse1386-18-18 The Digital Transformation to eMortgages with Brendon WeissazLwk6gbyMon, 18 Jun 2018 17:00:00 GMT4011https://www.blogtalkradio.com/lykkenonlending/2018/06/18/6-18-18-the-digital-transformation-to-emortgages-with-brendon-weissfalse1376-11-18 Getting In Front of Customers When They Want Mortgage ServicesnM2cQ6KdqMon, 11 Jun 2018 17:00:00 GMT3444https://www.blogtalkradio.com/lykkenonlending/2018/06/11/6-11-18-getting-in-front-of-customers-when-they-want-mortgage-servicesfalse1366-4-18 The Evolution of Mortgage Insurance and Its Impact on the IndustryqYGDPHlDHMon, 04 Jun 2018 17:00:00 GMT3652https://www.blogtalkradio.com/lykkenonlending/2018/06/04/6-4-18-the-evolution-of-mortgage-insurance-and-its-impact-on-the-industryfalse1355-28-18 Developing an Employee Retention Strategy with Matt Rettickk3FLNPv0nMon, 28 May 2018 17:00:00 GMT3377https://www.blogtalkradio.com/lykkenonlending/2018/05/28/5-28-18-developing-an-employee-retention-strategy-with-matt-rettickfalse1345-21-18 What are the Economics Telling Us About Interest Rates?6XRPxVvpgmMon, 21 May 2018 17:00:00 GMT3850https://www.blogtalkradio.com/lykkenonlending/2018/05/21/5-21-18-what-are-the-economics-telling-us-about-interest-rates-1false5-14-18 Insights and Details from Beth Millstein and Her Team at ​Fannie​ ​Mae08B02hItxMon, 14 May 2018 17:00:00 GMT3834https://www.blogtalkradio.com/lykkenonlending/2018/05/14/5-14-18-insights-and-details-from-beth-millstein-and-her-team-at-fannie-maefalse1325-7-18 An Update with David Kittle and the Mortgage CollaborativevZIYD5IbZCMon, 07 May 2018 17:00:00 GMT3460https://www.blogtalkradio.com/lykkenonlending/2018/05/07/5-7-18-an-update-with-david-kittle-and-the-mortgage-collaborativefalse1314-30-18 FannieMae Approval Process and What Causes Delays - Beth MillsteinRwYDjl1nBMon, 30 Apr 2018 17:00:00 GMT3618https://www.blogtalkradio.com/lykkenonlending/2018/04/30/4-30-18-fanniemae-approval-process-and-what-causes-delays--beth-millsteinfalse130MLO Comp. Update and Need for Leadership to Manage MLO with Mitch Kider8RWHQXodhMon, 23 Apr 2018 17:00:00 GMT3430https://www.blogtalkradio.com/lykkenonlending/2018/04/23/mlo-comp-update-and-need-for-leadership-to-manage-mlo-with-mitch-kiderfalse129Get "Reset" on Your Mortgage Business and Career with Michael JonesArX99R5rrMon, 16 Apr 2018 17:00:00 GMT3432https://www.blogtalkradio.com/lykkenonlending/2018/04/16/get-reset-on-your-mortgage-business-and-career-with-michael-jonesfalse12804-09-2018 – Digital Mortgage Marketing Solutions with Steve Ryan of RyTechqp9pswHThMon, 09 Apr 2018 17:00:00 GMT3419https://www.blogtalkradio.com/lykkenonlending/2018/04/09/04-09-2018-digital-mortgage-marketing-solutions-with-steve-ryan-of-rytechfalse12704-02-2018 - Finding the Right Mortgage Marketing Solution with Brent Emler9ASAto8juMon, 02 Apr 2018 17:00:00 GMT3716https://www.blogtalkradio.com/lykkenonlending/2018/04/02/04-02-2018--finding-the-right-mortgage-marketing-solution-with-brent-emlerfalse3-26-18 The Modern Mortgage Professional 2020 & BeyondmWoGfbKFrAMon, 26 Mar 2018 17:00:00 GMT3387https://www.blogtalkradio.com/lykkenonlending/2018/03/26/3-26-18-the-modern-mortgage-professional-2020-beyondfalse1263-18-19 Open Mortgage and the Reverse RenaissancetPFpZJaqkEMon, 19 Mar 2018 17:00:00 GMT3654https://www.blogtalkradio.com/lykkenonlending/2018/03/19/3-18-19-open-mortgage-and-the-reverse-renaissancefalse125SPECIAL - Rodrigo Lopez, former Director of the MBAKxoeQ49pvSat, 17 Mar 2018 13:00:00 GMT1988https://www.blogtalkradio.com/lykkenonlending/2018/03/17/special--rodrigo-lopez-former-director-of-the-mbafalse3-12-18 Should You Prepare for Blockchains and Cryptocurrency for Mortgages?UF-0jyR0-Mon, 12 Mar 2018 17:00:00 GMT3596https://www.blogtalkradio.com/lykkenonlending/2018/03/12/3-12-18-should-you-prepare-for-blockchains-and-cryptocurrency-for-mortgagesfalse1243-5-18 Position Your Business with the Current Trends in Credit ReportingbSGnElacUMon, 05 Mar 2018 18:00:00 GMT3205https://www.blogtalkradio.com/lykkenonlending/2018/03/05/3-5-18-position-your-business-with-the-current-trends-in-credit-reportingfalse123Bill Cosgrove - Growing a Company from $58m to $1B+8fqSdZsvCSat, 03 Mar 2018 14:00:00 GMT1685https://www.blogtalkradio.com/lykkenonlending/2018/03/03/bill-cosgrove--growing-a-company-from-58m-to-1bfalse02-26-18 How is your Company Culture Representing Your Business?xKELcbjnhMon, 26 Feb 2018 18:00:00 GMT2946https://www.blogtalkradio.com/lykkenonlending/2018/02/26/02-26-18-how-is-your-company-culture-representing-your-businessfalse122Special - Gary Ort, former president of Texas Capital Bank’s Mortgage Finances_oq8o91iSat, 24 Feb 2018 14:00:00 GMT1709https://www.blogtalkradio.com/lykkenonlending/2018/02/24/special--gary-ort-former-president-of-texas-capital-banks-mortgage-financefalse02-19-18 A Detailed Look at the Economic Forecast with Logan MohtashamiABL7sSzDrMon, 19 Feb 2018 18:00:00 GMT3571https://www.blogtalkradio.com/lykkenonlending/2018/02/19/02-19-18-a-detailed-look-at-the-economic-forecast-with-logan-mohtashamifalse121Special - LykkenOnLeadership.com - A Look at Leadership with Joe Murink4xeZ6-AtXSat, 17 Feb 2018 14:00:00 GMT2741https://www.blogtalkradio.com/lykkenonlending/2018/02/17/special--lykkenonleadershipcom--a-look-at-leadership-with-joe-murinfalse02-12-18 Ari Karen is our guest - PHH lawsuit and the Latest Ruling on the CFPBe8Gsg2PADMon, 12 Feb 2018 18:00:00 GMT3347https://www.blogtalkradio.com/lykkenonlending/2018/02/12/02-12-18-ari-karen-is-our-guest--phh-lawsuit-and-the-latest-ruling-on-the-cfpbfalse120Special - LykkenOnLeadership.com - John Robbins, a Leader in Mortgage Banking5TqxQJtkdSat, 10 Feb 2018 14:00:00 GMT2561https://www.blogtalkradio.com/lykkenonlending/2018/02/10/special--lykkenonleadershipcom--john-robbins-a-leader-in-mortgage-bankingfalse02-05-18 What's Standing in the Way of Widespread Adoption of a True eMortgage?dvo76ZWcXMon, 05 Feb 2018 18:00:00 GMT3705https://www.blogtalkradio.com/lykkenonlending/2018/02/05/02-05-18-whats-standing-in-the-way-of-widespread-adoption-of-a-true-emortgagefalse119Special - LykkenOnLeadership.com - Jan Wetzel of Wetzel-Trott, A Leader in QCcZK8J8As7Sat, 03 Feb 2018 14:00:00 GMT2339https://www.blogtalkradio.com/lykkenonlending/2018/02/03/special--lykkenonleadershipcom--jan-wetzel-of-wetzel-trott-a-leader-in-qcfalse01-29-18 Value of Social Media & Proper Engagement Techniques w/ John SerokazuM0GAatiMon, 29 Jan 2018 18:00:00 GMT3850https://www.blogtalkradio.com/lykkenonlending/2018/01/29/01-29-18-value-of-social-media-proper-engagement-techniques-w-john-serokafalse118Interested in Learning from Leaders in the RE and Mortgage Industry?SBQpZNC_rXSat, 27 Jan 2018 14:00:00 GMT3247https://www.blogtalkradio.com/lykkenonlending/2018/01/27/interested-in-learning-from-leaders-in-the-re-and-mortgage-industryfalse01-22-18 Mergers, Acquisitions and Consolidations in the Mortgage IndustryoaDYbNPcKMon, 22 Jan 2018 18:00:00 GMT3361https://www.blogtalkradio.com/lykkenonlending/2018/01/22/01-22-18-mergers-acquisitions-and-consolidations-in-the-mortgage-industryfalse11701-15-18 - A Busy Season of Mergers and Acquisitions in the Mortgage Industry88eZEm1kkMon, 15 Jan 2018 18:00:00 GMT3515https://www.blogtalkradio.com/lykkenonlending/2018/01/15/01-15-18--a-busy-season-of-mergers-and-acquisitions-in-the-mortgage-industryfalse11601-08-18 Economic Forecast with Les Parker6hGV8LmoVMon, 08 Jan 2018 18:00:00 GMT3621https://www.blogtalkradio.com/lykkenonlending/2018/01/08/01-08-18-economic-forecast-with-les-parkerfalse11501-01-18 How to Retain Top Talent with Matt Retticke3yFtRixRMon, 01 Jan 2018 18:00:00 GMT2302https://www.blogtalkradio.com/lykkenonlending/2018/01/01/01-01-18-how-to-retain-top-talent-with-matt-rettickfalse12-25 Humble Beginning to 4400+ Employees - Love & Value People w Casey CrawfordYm47HNWjNMon, 25 Dec 2017 18:00:00 GMT2134https://www.blogtalkradio.com/lykkenonlending/2017/12/25/12-25-humble-beginning-to-4400-employees--love-value-people-w-casey-crawfordfalse12-18-17 Be Inspired. Be Informed. Be mPowered! with MBA's Marcia DaviesbuWgxlko7Mon, 18 Dec 2017 18:00:00 GMT4265https://www.blogtalkradio.com/lykkenonlending/2017/12/18/12-18-17-be-inspired-be-informed-be-mpowered-with-mbas-marcia-daviesfalse11412-11-17 Using Technology to Increase Mortgage Business Sales with Ryan Leopold6susEtdVQMon, 11 Dec 2017 18:00:00 GMT3495https://www.blogtalkradio.com/lykkenonlending/2017/12/11/12-11-17-using-technology-to-increase-mortgage-business-sales-with-ryan-leopoldfalse11312-4-17 ROI for Social Media Marketing is Off the Charts w/ Kathy Kemper-ZanckGqC63UK68Mon, 04 Dec 2017 18:00:00 GMT3998https://www.blogtalkradio.com/lykkenonlending/2017/12/04/12-4-17-roi-for-social-media-marketing-is-off-the-charts-w-kathy-kemper-zanckfalse11211-27-17 Why Inbound is the Future for Mortgage Marketing with Dave Scilabro4T5Yh0MnoMon, 27 Nov 2017 18:00:00 GMT3914https://www.blogtalkradio.com/lykkenonlending/2017/11/27/11-27-17-why-inbound-is-the-future-for-mortgage-marketing-with-dave-scilabrofalse1811-20-17 Creating a Comprehensive Digital Marketing Strategy - Tom Sliker-m7GvzW7DMon, 20 Nov 2017 18:00:00 GMT3595https://www.blogtalkradio.com/lykkenonlending/2017/11/20/11-20-17-creating-a-comprehensive-digital-marketing-strategy--tom-slikerfalse11011-13-17 Boosting your Business with Social Media w/ Rob LoweX0gDKavvbRMon, 13 Nov 2017 18:00:00 GMT3847https://www.blogtalkradio.com/lykkenonlending/2017/11/13/11-13-17-boosting-your-business-with-social-media-w-rob-lowefalse1911-6-17 David Lykken is Joined by Special Guest Don LampeBD43t5495Mon, 06 Nov 2017 18:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2017/11/06/11-6-17-david-lykken-is-joined-by-special-guest-don-lampefalse1410-30-17 David Lykken is Joined by Guest Dr. Lynn FisherMaS86rvlBMon, 30 Oct 2017 17:00:00 GMT4131https://www.blogtalkradio.com/lykkenonlending/2017/10/30/10-30-17-david-lykken-is-joined-by-guest-dr-lynn-fisherfalse1310/23/17 LIVE broadcast from the MBA Annual Conference in Denver, Coloradoc6vV8yEU3Mon, 23 Oct 2017 20:00:00 GMT3297https://www.blogtalkradio.com/lykkenonlending/2017/10/23/102317-live-broadcast-from-the-mba-annual-conference-in-denver-coloradofalse1510-23-17 'LIVE' from the MBA Annual Conference in Denver, Colorado_dR7EbvMGMon, 23 Oct 2017 17:00:00 GMT770https://www.blogtalkradio.com/lykkenonlending/2017/10/23/10-23-17-live-from-the-mba-annual-conference-in-denver-coloradofalse1210-16-17 Your Highest Cost of Doing Business? People. Guest Jim Blanchard.0h2z8S8SJMon, 16 Oct 2017 17:00:00 GMT4007https://www.blogtalkradio.com/lykkenonlending/2017/10/16/10-16-17-your-highest-cost-of-doing-business-people-guest-jim-blanchardfalse10-09-17 Financial Dignity Empowerment with John Hope Bryant of Operation HopeQe8dPbVrZMon, 09 Oct 2017 17:00:00 GMT3793https://www.blogtalkradio.com/lykkenonlending/2017/10/09/10-09-17-financial-dignity-empowerment-with-john-hope-bryant-of-operation-hopefalse10-2-17 The Digital Mortgage Market with Allen PollackW4QIg-lXWMon, 02 Oct 2017 17:00:00 GMT4048https://www.blogtalkradio.com/lykkenonlending/2017/10/02/10-2-17-the-digital-mortgage-market-with-allen-pollackfalse119-25-17 Preparing for the Emerging Diverse Housing Market with Maria VergaraaBKYeGZMEMon, 25 Sep 2017 17:00:00 GMT3338https://www.blogtalkradio.com/lykkenonlending/2017/09/25/9-25-17-preparing-for-the-emerging-diverse-housing-market-with-maria-vergarafalse9-18-17 Scott Augenbaum, Special Agent with the FBIH6diD8FzOMon, 18 Sep 2017 17:00:00 GMT3509https://www.blogtalkradio.com/lykkenonlending/2017/09/18/9-18-17-scott-augenbaum-special-agent-with-the-fbifalse9-13-17 SPECIAL: Interview of Joe Tyrrell EVP, Corporate Strategy w/Ellie Mae41OLEZDMJWed, 13 Sep 2017 16:00:00 GMT1767https://www.blogtalkradio.com/lykkenonlending/2017/09/13/9-13-17-special-interview-of-joe-tyrrell-evp-corporate-strategy-wellie-maefalse9-11-17 A personal story of courage from 9/11 with C.J. De Santis218lVdjdVMon, 11 Sep 2017 17:00:00 GMT4004https://www.blogtalkradio.com/lykkenonlending/2017/09/11/9-11-17-a-personal-story-of-courage-from-911-with-cj-de-santisfalse9-4-17 Social Media Basics & Strategies with Jessica Peterson & Jeff Sellers3hNc2WuLtMon, 04 Sep 2017 17:00:00 GMT2412https://www.blogtalkradio.com/lykkenonlending/2017/09/04/9-4-17-social-media-basics-strategies-with-jessica-peterson-jeff-sellersfalse8-28-17 Eric Cummins, Global Head: Lending, Explains the Formation of FinastraL5tM5gwiUMon, 28 Aug 2017 17:00:00 GMT3066https://www.blogtalkradio.com/lykkenonlending/2017/08/28/8-28-17-eric-cummings-global-head-lending-explains-the-formation-of-finastrafalse8-21-17 Transitional Licensing for Loan Originators & GSE Reform with Pete MillsQeART6iqyMon, 21 Aug 2017 17:00:00 GMT3941https://www.blogtalkradio.com/lykkenonlending/2017/08/21/8-21-17-transitional-licensing-for-loan-originators-gse-reform-with-pete-millsfalse8-14-17 The Small Lender Perspective on GSE Reform with Glen Corso & Scott OlsoncOZpa2vdPMon, 14 Aug 2017 17:00:00 GMT4012https://www.blogtalkradio.com/lykkenonlending/2017/08/14/8-14-17-the-small-lender-perspective-on-gse-reform-with-glen-corso-scott-olsonfalse8-7-17 GSE Reform's Potential Impact on Loan Servicing with Mark JonesZQVAFkTvZMon, 07 Aug 2017 17:00:00 GMT4103https://www.blogtalkradio.com/lykkenonlending/2017/08/07/8-7-17-gse-reforms-potential-impact-on-loan-servicing-with-mark-jonesfalse7-31-17 A Panel Discussion on GSE ReformD1zplc_s2zMon, 31 Jul 2017 17:00:00 GMT3985https://www.blogtalkradio.com/lykkenonlending/2017/07/31/7-31-17-a-panel-discussion-on-gse-reformfalse7-24-17 GSE reform with Jim ParrottlMaO9bJH1Mon, 24 Jul 2017 17:00:00 GMT4161https://www.blogtalkradio.com/lykkenonlending/2017/07/24/7-24-17-gse-reform-with-jim-parrottfalse7-17-17 Breaking Developments in GSE Reform with David StevensCp6Ts6bacMon, 17 Jul 2017 17:00:00 GMT3827https://www.blogtalkradio.com/lykkenonlending/2017/07/17/7-17-17-breaking-developments-in-gse-reform-with-david-stevensfalse7-10-17 Breaking Developments in GSE Reform with Bill Cosgrove84HUooIRXMon, 10 Jul 2017 17:00:00 GMT3260https://www.blogtalkradio.com/lykkenonlending/2017/07/10/7-10-17-breaking-developments-in-gse-reform-with-bill-cosgrovefalse7-3-17 How To Increase Business via Your Existing Customers - Brent Emler, VelmackyTcrrZ5Mon, 03 Jul 2017 17:00:00 GMT3387https://www.blogtalkradio.com/lykkenonlending/2017/07/03/7-3-17-how-to-increase-business-via-your-existing-customers--brent-emler-velmafalseSPECIAL PROGRAM: Interview of JONATHAN CORR, President & CEO of Ellie MaedsttCZ17DNWed, 28 Jun 2017 18:00:00 GMT2008https://www.blogtalkradio.com/lykkenonlending/2017/06/28/special-program-interview-of-jonathan-corr-president-ceo-of-ellie-maefalse6-26-17 Jack Nunnery Reveals New KRI's for the Mortgage Division at TCB.gnmgRo4FTMon, 26 Jun 2017 17:00:00 GMT3528https://www.blogtalkradio.com/lykkenonlending/2017/06/26/6-26-17-jack-nunnery-reveals-new-kris-for-the-mortgage-division-at-tcbfalse6-19-17 David Luna: Tips for successful communcationsrRilbZEDMon, 19 Jun 2017 17:00:00 GMT3940https://www.blogtalkradio.com/lykkenonlending/2017/06/19/6-19-17-david-luna-tips-for-successful-communcationfalse6-12-17 Alex Kutsishin: How to build the relationship between lender & borrowerTvo4r3KZsMon, 12 Jun 2017 17:00:00 GMT3342https://www.blogtalkradio.com/lykkenonlending/2017/06/12/6-12-17-alex-kutsishin-how-to-build-the-relationship-between-lender-borrowerfalse6-5-17 New Realities: Three Shifts Today's Financial Professionals Can't Afford8M3rtybJ0Mon, 05 Jun 2017 17:00:00 GMT3518https://www.blogtalkradio.com/lykkenonlending/2017/06/05/6-5-17-new-realities-three-shifts-todays-financial-professionals-cant-affordfalse5-29-17 Emergency Operations Planning with Jeff SellersqdmQR1mg1CMon, 29 May 2017 17:00:00 GMT2009https://www.blogtalkradio.com/lykkenonlending/2017/05/29/5-29-17-emergency-operations-planning-with-jeff-sellersfalse5-22-17 An Interesting Conversation About Employee Engagement with Sara & EarlfLyLnCdvYMon, 22 May 2017 17:00:00 GMT3593https://www.blogtalkradio.com/lykkenonlending/2017/05/22/5-22-17-an-interesting-conversation-about-employee-engagement-with-sara-earlfalse5-15-17 Dodd Frank updates with Ari KarenRwkpegQ1UMon, 15 May 2017 17:00:00 GMT3331https://www.blogtalkradio.com/lykkenonlending/2017/05/15/5-15-17-dodd-frank-updates-with-ari-karenfalse5-8-17 Reaching the Hispanic Market with Jason Madiedo of Alterra Home Loans4VDIsIf4VMon, 08 May 2017 17:00:00 GMT4082https://www.blogtalkradio.com/lykkenonlending/2017/05/08/5-8-17-reaching-the-hispanic-market-with-jason-madiedo-of-alterra-home-loansfalse5-1-17 “Closing the Post Closing Loop” with Nancy Alley of SimplifilerA-jToiB9Mon, 01 May 2017 17:00:00 GMT3631https://www.blogtalkradio.com/lykkenonlending/2017/05/01/5-1-17-closing-the-post-closing-loop-with-nancy-alley-of-simplifilefalse4-24-17 Mortgage Banking Leadership with Gary Ort8QCcmoLSSMon, 24 Apr 2017 17:00:00 GMT3519https://www.blogtalkradio.com/lykkenonlending/2017/04/24/4-24-17-mortgage-banking-leadership-with-gary-ortfalse4-17-17 "The Future of MI" with Arch MI President and CEO David GansbergPwQelGqXSMon, 17 Apr 2017 17:00:00 GMT4033https://www.blogtalkradio.com/lykkenonlending/2017/04/17/4-17-17-the-future-of-mi-with-arch-mi-president-and-ceo-david-gansbergfalse4-10-17 Jack Nunnery updates us on TCB's Correspondent Lending DivisionqotSHOgXjMon, 10 Apr 2017 17:00:00 GMT4121https://www.blogtalkradio.com/lykkenonlending/2017/04/10/4-10-17-jack-nunnery-updates-us-on-tcbs-correspondent-lending-divisionfalse4-3-17 Logan Mohtashami Reveals Spring Season DemandDKN-mGEF6Mon, 03 Apr 2017 17:00:00 GMT4088https://www.blogtalkradio.com/lykkenonlending/2017/04/03/4-3-17-logan-mohtashami-reveals-spring-season-demandfalse3-27-17 Special "LIVE" podcast from the MBA Technology Conf with Steve Megson0-4dH1YPIMon, 27 Mar 2017 17:00:00 GMT3456https://www.blogtalkradio.com/lykkenonlending/2017/03/27/3-27-17-special-live-podcast-from-the-mba-technology-conf-with-steve-megsonfalse3-20-17 A Special Legislative Update with Guest: Ari KarenwHgMlwQxXMon, 20 Mar 2017 17:00:00 GMT3867https://www.blogtalkradio.com/lykkenonlending/2017/03/20/3-20-17-a-special-legislative-update-with-guest-ari-karenfalse3-13-17 Michael Kelleher shares mortgage technology and millennial habits.-eB487JYtMon, 13 Mar 2017 17:00:00 GMT4200https://www.blogtalkradio.com/lykkenonlending/2017/03/13/3-13-17-michael-kelleher-shares-mortgage-technology-and-millennial-habitsfalse3-6-17 Innovations and Technology Trends with Kyle McCrayNEV1wqbSfMon, 06 Mar 2017 18:00:00 GMT4729https://www.blogtalkradio.com/lykkenonlending/2017/03/06/3-6-17-innovations-and-technology-trends-with-kyle-mccrayfalse2-27-17 Loan Servicing Compensation Changes w/ Austin Tilghman & David StephensMTrvY6rreMon, 27 Feb 2017 18:00:00 GMT3786https://www.blogtalkradio.com/lykkenonlending/2017/02/27/2-27-17-loan-servicing-compensation-changes-w-austin-tilghman-david-stephensfalse2-20-17 Preparing for the Mergers & Acquisitions ConferenceOAMfOewX-Mon, 20 Feb 2017 18:00:00 GMT3986https://www.blogtalkradio.com/lykkenonlending/2017/02/20/2-20-17-preparing-for-the-mergers-acquisitions-conferencefalse2-13-17 The Benefits of Being a Member of the MBA8wdMalMbiMon, 13 Feb 2017 18:00:00 GMT3347https://www.blogtalkradio.com/lykkenonlending/2017/02/13/2-13-17-the-benefits-of-being-a-member-of-the-mbafalse2-6-17 Mark Jones: How the strategy of retaining servicing may change in 2017cHp_L95PeMon, 06 Feb 2017 18:00:00 GMT4517https://www.blogtalkradio.com/lykkenonlending/2017/02/06/2-6-17-mark-jones-how-the-strategy-of-retaining-servicing-may-change-in-2017false1-30-17 A Sneak Peak into the MBA Mergers & Acquisitions Workshop in Dallas_vluYiu_mMon, 30 Jan 2017 18:00:00 GMT3732https://www.blogtalkradio.com/lykkenonlending/2017/01/30/1-30-17-a-sneak-peak-into-the-mba-mergers-acquisitions-workshop-in-dallasfalse1-23-2017 Bill Cosgrove focuses on leadership and his journey through the MBAxod6lEIO-Mon, 23 Jan 2017 18:00:00 GMT4298https://www.blogtalkradio.com/lykkenonlending/2017/01/23/1-23-2017-bill-cosgrove-focuses-on-leadership-and-his-journey-through-the-mbafalse1-16-17 The Health of the 2017 Housing Market prediction with Logan MohtashamiB9f4RNN4yMon, 16 Jan 2017 18:00:00 GMT3807https://www.blogtalkradio.com/lykkenonlending/2017/01/16/1-16-17-the-health-of-the-2017-housing-market-prediction-with-logan-mohtashamifalse1-09-17 MBA Origination Forecast for 2017 with Marina WalshdIXxAXscrMon, 09 Jan 2017 18:00:00 GMT4025https://www.blogtalkradio.com/lykkenonlending/2017/01/09/1-09-17-mba-origination-forecast-for-2017-with-marina-walshfalse1-02-17 An Economic Forecast of 2017 with Les ParkerAqt7yq2L2Mon, 02 Jan 2017 18:00:00 GMT4431https://www.blogtalkradio.com/lykkenonlending/2017/01/02/1-02-17-an-economic-forecast-of-2017-with-les-parkerfalse12-26-16 Part 2: The Power of Giving Back with Kevin StittGXx5pIf1VMon, 26 Dec 2016 18:00:00 GMT1969https://www.blogtalkradio.com/lykkenonlending/2016/12/26/12-26-16-part-2-the-power-of-giving-back-with-kevin-stittfalse12-19-16 Part 1: The Power of Giving Back with Casey CrawfordiCrT5eRxhMon, 19 Dec 2016 18:00:00 GMT4120https://www.blogtalkradio.com/lykkenonlending/2016/12/19/12-19-16-part-1-the-power-of-giving-back-with-casey-crawfordfalse12-12-16 Effective Team Management with special guest: RON VAIMBERGdYFCQ_KpEMon, 12 Dec 2016 18:00:00 GMT3723https://www.blogtalkradio.com/lykkenonlending/2016/12/12/12-12-16-effective-team-management-with-special-guest-ron-vaimbergfalseRebroadcast of 12-5-2016 show with Brent Emler of Velma.comci50PXl-yWed, 07 Dec 2016 09:00:00 GMT1381https://www.blogtalkradio.com/lykkenonlending/2016/12/07/rebroadcast-of-12-5-2016-show-with-brent-emler-of-velmacomfalse12-05-16 Effective marketing with Brent Emler of VELMAzszKMEQeDMon, 05 Dec 2016 18:00:00 GMT4049https://www.blogtalkradio.com/lykkenonlending/2016/12/05/12-05-16-effective-marketing-with-brent-emler-of-velmafalseAlight Mortgage Innovators Event 11/14/16 - interview with Curtis RichinsmDnQSdrjccFri, 02 Dec 2016 08:30:00 GMT1093https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-curtis-richinsfalseAlight Mortgage Innovators Event 11/14/16 - interview with Mike McAuleyfdTgOtDcZFFri, 02 Dec 2016 08:00:00 GMT1008https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-mike-mcauleyfalseAlight Mortgage Innovators Event 11/14/16 - interview with Michele McGovern21gg8LoB1WFri, 02 Dec 2016 07:30:00 GMT1276https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-michele-mcgovernfalseAlight Mortgage Innovators Event 11/14/16 - Michele McGovern PresentationutA8izRj-Fri, 02 Dec 2016 07:00:00 GMT1261https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--michele-mcgovern-presentationfalseAlight Mortgage Innovators Event 11/14/16 - interview with Ralph ArmentadrmEfRnE7JFri, 02 Dec 2016 06:30:00 GMT1156https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-ralph-armentafalseAlight Mortgage Innovators Event 11/14/16 - interview with John ArdyQGvevCpMoCFri, 02 Dec 2016 05:30:00 GMT961https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-john-ardyfalseAlight Mortgage Innovators Event 11/14/16 - interview with Marina Walshb9xT8dmfcuFri, 02 Dec 2016 05:00:00 GMT1206https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-marina-walshfalseAlight Mortgage Innovators Event 11/14/16 - interview with David BurrussemPN_dI9yeFri, 02 Dec 2016 04:30:00 GMT659https://www.blogtalkradio.com/lykkenonlending/2016/12/02/alight-mortgage-innovators-event-111416--interview-with-david-burrussfalseRe-broadcast of 11-21-16 interview with Erin DeeP6Jfjbg-xWed, 30 Nov 2016 05:00:00 GMT1898https://www.blogtalkradio.com/lykkenonlending/2016/11/30/re-broadcast-of-11-21-16-interview-with-erin-deefalse11-28-16 Emma Monro explains how to automate your workflow.IijVM7cP7Mon, 28 Nov 2016 18:00:00 GMT3847https://www.blogtalkradio.com/lykkenonlending/2016/11/28/11-28-16-emma-monro-explains-how-to-automate-your-workflowfalse11-21-16 Erin Dee discusses making the transition from broker to mortgage bankerc9S0p77LeMon, 21 Nov 2016 18:00:00 GMT3740https://www.blogtalkradio.com/lykkenonlending/2016/11/21/11-21-16-erin-dee-discusses-making-the-transition-from-broker-to-mortgage-bankerfalse11-14-16 Broadcasting "LIVE" from ALIGHT's Mortgage Innovators 2016 EventavWsXeC_NMon, 14 Nov 2016 21:30:00 GMT10164https://www.blogtalkradio.com/lykkenonlending/2016/11/14/11-14-16-broadcasting-live-from-alights-mortgage-innovators-2016-eventfalse11-14-16 How to Educate & Qualify More First-Time Homebuyers with LESLIE GIBIN.O0U9tEm8YMon, 14 Nov 2016 18:00:00 GMT3708https://www.blogtalkradio.com/lykkenonlending/2016/11/14/11-14-16-how-to-educate-qualify-more-first-time-homebuyers-with-leslie-gibinfalseRe-broadcast of 10-10-16: Construction Lending with Chase GilbertDuidXARQjThu, 10 Nov 2016 12:00:00 GMT1555https://www.blogtalkradio.com/lykkenonlending/2016/11/10/re-broadcast-of-10-10-16-construction-lending-with-chase-gilbertfalse11-7-16 Ted Tozer, President of Ginnie Mae, explains what this election can meanEdWIypufeMon, 07 Nov 2016 18:00:00 GMT3874https://www.blogtalkradio.com/lykkenonlending/2016/11/07/11-7-16-ted-tozer-president-of-ginnie-mae-explains-what-this-election-can-meanfalse10-31-16 AmeriCatalyst: Globalization & shaping the future with TIM SKEETxZYk5-G-wMon, 31 Oct 2016 17:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2016/10/31/10-31-16-americatalyst-globalization-shaping-the-future-with-tim-skeetfalse10-24-16 Industry trends for 2017: "LIVE" from the MBA conference in Boston, MA6byEFrPJdMon, 24 Oct 2016 17:00:00 GMT3642https://www.blogtalkradio.com/lykkenonlending/2016/10/24/10-24-16-industry-trends-for-2017-live-from-the-mba-conference-in-boston-mafalseRebroadcast of 10-17-16 Mitch Kider: Appeals Court rule CFPB unconstitutionalS4iXgX93CWed, 19 Oct 2016 11:00:00 GMT1546https://www.blogtalkradio.com/lykkenonlending/2016/10/19/rebroadcast-of-10-17-16-mitch-kider-appeals-court-rule-cfpb-unconstitutionalfalse10-17-16 Mitch Kider: The Appeals Court rule that CFPB is UnconstitutionalApqJvOm_PMon, 17 Oct 2016 17:00:00 GMT3740https://www.blogtalkradio.com/lykkenonlending/2016/10/17/10-17-16-mitch-kider-the-appeals-court-rule-that-cfpb-is-unconstitutionalfalseRebroadcast 10-10-15 Innovation in Motion with Terry Wakefield, Part 2p0L3JIZHCnTue, 11 Oct 2016 13:00:00 GMT1371https://www.blogtalkradio.com/lykkenonlending/2016/10/11/rebroadcast-10-10-15-innovation-in-motion-with-terry-wakefield-part-2falseRebroadcast 10-3-15 Innovation in Motion with Terry Wakefield, Part 1Jgrh7ZmOaTue, 11 Oct 2016 12:00:00 GMT1802https://www.blogtalkradio.com/lykkenonlending/2016/10/11/rebroadcast-10-3-15-innovation-in-motion-with-terry-wakefield-part-1false10-10-16 TRENDS: Chase Gilbert will discuss new trends in construction lendingayP3o8rKWMon, 10 Oct 2016 17:00:00 GMT3768https://www.blogtalkradio.com/lykkenonlending/2016/10/10/10-10-16-trends-chase-gilbert-will-discuss-new-trends-in-construction-lendingfalseRe-broadcast: 10-3-16 Talent Acquisition with MATT STRAHL9As4HiV-JTue, 04 Oct 2016 02:30:00 GMT1614https://www.blogtalkradio.com/lykkenonlending/2016/10/04/re-broadcast-10-3-16-talent-acquisition-with-matt-strahlfalse10-3-16 Talent Acquisition: MATT STRAHL discusses successful outside recruiting.KtpJeAp-9Mon, 03 Oct 2016 17:00:00 GMT4086https://www.blogtalkradio.com/lykkenonlending/2016/10/03/10-3-16-talent-acquisition-matt-strahl-discusses-successful-outside-recruitingfalseRe-broadcast of 9-26-16 with special guest, William FallICQqBI28hThu, 29 Sep 2016 15:00:00 GMT1576https://www.blogtalkradio.com/lykkenonlending/2016/09/29/re-broadcast-of-9-26-16-with-special-guest-william-fallfalse9-26-16 TRENDS in the AMC industry with special guest: WILLIAM FALLSMbplnE64Mon, 26 Sep 2016 17:00:00 GMT4176https://www.blogtalkradio.com/lykkenonlending/2016/09/26/9-26-16-trends-in-the-amc-industry-with-special-guest-william-fallfalse9-19-16 Broadcasting LIVE from Denver with sponsor D+H making a BIG announcementuK86gF6mJMon, 19 Sep 2016 17:00:00 GMT3656https://www.blogtalkradio.com/lykkenonlending/2016/09/19/9-19-16-broadcasting-live-from-denver-with-sponsor-dh-making-a-big-announcementfalseRe-Broadcast 9-12-16 Business Innovation special guest: KEITH POLASKIHGFoa4vOWTue, 13 Sep 2016 17:00:00 GMT1846https://www.blogtalkradio.com/lykkenonlending/2016/09/13/re-broadcast-9-12-16-business-innovation-special-guest-keith-polaskifalse9-12-16 Business Innovation special guest: KEITH POLASKI5cY_YhvdLMon, 12 Sep 2016 17:00:00 GMT4104https://www.blogtalkradio.com/lykkenonlending/2016/09/12/9-12-16-business-innovation-special-guest-keith-polaskifalseRe-Broadcast 9-5-16 INNOVATION/TECHNOLOGY REPORT: Derek Malilaml9fxd6ejWTue, 06 Sep 2016 17:00:00 GMT2266https://www.blogtalkradio.com/lykkenonlending/2016/09/06/re-broadcast-9-5-16-innovationtechnology-report-derek-malilafalse9-5-16 INNOVATION/TECHNOLOGY REPORT: Derek MalilarvsfT-hJRMon, 05 Sep 2016 17:00:00 GMT2906https://www.blogtalkradio.com/lykkenonlending/2016/09/05/9-5-16-innovationtechnology-report-derek-malilafalseRe-Broadcast 8-29-16 SPECIAL GUEST: Toni Moss "AMERICATALYST 2016: FAST FORWARD"-aKee861QfTue, 30 Aug 2016 17:00:00 GMT2018https://www.blogtalkradio.com/lykkenonlending/2016/08/30/re-broadcast-8-29-16-special-guest-toni-moss-americatalyst-2016-fast-forwardfalse8-29-16 SPECIAL GUEST: Toni Moss re: "AMERICATALYST 2016: FAST FORWARD" event.G-oe8tdh2Mon, 29 Aug 2016 17:00:00 GMT4147https://www.blogtalkradio.com/lykkenonlending/2016/08/29/8-29-16-special-guest-toni-moss-re-americatalyst-2016-fast-forward-eventfalseRe-Broadcast- 8-22-16 w/Alice Alvey & Market Diversity Report w/ Gary AcostaJVp_u9qNFTue, 23 Aug 2016 17:00:00 GMT2001https://www.blogtalkradio.com/lykkenonlending/2016/08/23/re-broadcast-8-22-16-walice-alvey-market-diversity-report-w-gary-acostafalse8-22-16 Regulatory Update w/Alice Alvey & Market Diversity Report w/Gary AcostaX53oY3UK1Mon, 22 Aug 2016 17:00:00 GMT3781https://www.blogtalkradio.com/lykkenonlending/2016/08/22/8-22-16-regulatory-update-walice-alvey-market-diversity-report-wgary-acostafalseRe-Broadcast 8-15-16 "How To Market Yourself & Your Company" w/Dustin DemerittpgUBSeQ3lmTue, 16 Aug 2016 17:00:00 GMT1885https://www.blogtalkradio.com/lykkenonlending/2016/08/16/re-broadcast-8-15-16-how-to-market-yourself-your-company-wdustin-demerittfalse8-15-16 "How To Market Yourself & Your Company" w/Dustin Demeritt of Radius Fin.9W8kNcv2CMon, 15 Aug 2016 17:00:00 GMT3624https://www.blogtalkradio.com/lykkenonlending/2016/08/15/8-15-16-how-to-market-yourself-your-company-wdustin-demeritt-of-radius-finfalseRe-Broadcast 8-8-16 Learn How To Recruit & Work w/ Millennials w/Robert Englandiu2HYfIJQTue, 09 Aug 2016 17:00:00 GMT1505https://www.blogtalkradio.com/lykkenonlending/2016/08/09/re-broadcast-8-8-16-learn-how-to-recruit-work-w-millennials-wrobert-englandfalse8-8-16 Learning How To Recruit & Work With Millennials w/Robert England as guestrTktLlgFoMon, 08 Aug 2016 17:00:00 GMT3768https://www.blogtalkradio.com/lykkenonlending/2016/08/08/8-8-16-learning-how-to-recruit-work-with-millennials-wrobert-england-as-guestfalseRe-Broadcast 8-1-16 Marketing & Branding Your Business w/ Seroka & Assoc.pY7zDNe7VKTue, 02 Aug 2016 17:00:00 GMT1660https://www.blogtalkradio.com/lykkenonlending/2016/08/02/re-broadcast-8-1-16-marketing-branding-your-business-w-seroka-assocfalse8-1-16 Innovations in Marketing and Branding Your Business w/ Seroka & Assoc.Pyebus5bNMon, 01 Aug 2016 17:00:00 GMT4032https://www.blogtalkradio.com/lykkenonlending/2016/08/01/8-1-16-innovations-in-marketing-and-branding-your-business-w-seroka-assocfalse7-25-16 "The U.S. Housing Market: A Current View" w/ Cheryl FeltgenJ4-Zn83V2Mon, 25 Jul 2016 17:00:00 GMT3559https://www.blogtalkradio.com/lykkenonlending/2016/07/25/7-25-16-the-us-housing-market-a-current-view-w-cheryl-feltgenfalseRe-Broadcast 7-18-16 "Why were the US Recession Bears Wrong?" w/LOGAN MOHTASHAMIz-BBd1yAtTue, 19 Jul 2016 17:00:00 GMT1932https://www.blogtalkradio.com/lykkenonlending/2016/07/19/re-broadcast-7-18-16-why-were-the-us-recession-bears-wrong-wlogan-mohtashamifalse7-18-16 "Why were the US Recession Bears Wrong?" w/LOGAN MOHTASHAMI as the guestD2g_qvAvjMon, 18 Jul 2016 17:00:00 GMT3751https://www.blogtalkradio.com/lykkenonlending/2016/07/18/7-18-16-why-were-the-us-recession-bears-wrong-wlogan-mohtashami-as-the-guestfalseRe-Broadcast 7-11-16 A New Way To Buy A Home? with ALLAN WEISSsXANlcz1yTue, 12 Jul 2016 17:00:00 GMT2581https://www.blogtalkradio.com/lykkenonlending/2016/07/12/re-broadcast-7-11-16-a-new-way-to-buy-a-home-with-allan-weissfalse7-11-16 Indexed Fractional Ownership: A New Way To Buy A Home? with ALLAN WEISS33gXMmdpoMon, 11 Jul 2016 17:00:00 GMT4105https://www.blogtalkradio.com/lykkenonlending/2016/07/11/7-11-16-indexed-fractional-ownership-a-new-way-to-buy-a-home-with-allan-weissfalse6-27-16 "MI Solutions for Portfolio Lenders" w/ JIM JUMPERuJZVY609Mon, 27 Jun 2016 17:00:00 GMT3858https://www.blogtalkradio.com/lykkenonlending/2016/06/27/6-27-16-mi-solutions-for-portfolio-lenders-w-jim-jumpefalse6-20-16 "Keys to Developing Leaders & Top Sales Performers" with Dale VermillionF5EL-dfQ_Mon, 20 Jun 2016 17:00:00 GMT3953https://www.blogtalkradio.com/lykkenonlending/2016/06/20/6-20-16-keys-to-developing-leaders-top-sales-performers-with-dale-vermillionfalse6-13-16 SPECIAL GUESTS: Mitch Kider & His Three Sons - A FATHER'S DAY SPECIALelVrFdhr9Mon, 13 Jun 2016 17:00:00 GMT4044https://www.blogtalkradio.com/lykkenonlending/2016/06/13/6-13-16-special-guests-mitch-kider-his-three-sons--a-fathers-day-specialfalseRe-Broadcast 6-6-16: William Isaac author of "Senseless Panic" & Ex FIDC Chrmn.9nHG-aX1uTue, 07 Jun 2016 17:00:00 GMT2023https://www.blogtalkradio.com/lykkenonlending/2016/06/07/re-broadcast-6-6-16-william-isaac-author-of-senseless-panic-ex-fidc-chrmnfalse6-6-16 SPECIAL GUEST: William Isaac author of "Senseless Panic" & Ex FIDC Chrmn.uxNQcKlPMMon, 06 Jun 2016 17:00:00 GMT4221https://www.blogtalkradio.com/lykkenonlending/2016/06/06/6-6-16-special-guest-william-isaac-author-of-senseless-panic-ex-fidc-chrmnfalse5/30/16 Three Keys to Success - Understanding why some succeed & others fail.JIYM4kYTfMon, 30 May 2016 17:00:00 GMT3582https://www.blogtalkradio.com/lykkenonlending/2016/05/30/53016-three-keys-to-success--understanding-why-some-succeed-others-failfalseRe-Broadcast of 5-23-16 The Next Generation of Home Price Indexing, ForecastingwPuRhqRv8RTue, 24 May 2016 17:00:00 GMT1874https://www.blogtalkradio.com/lykkenonlending/2016/05/24/re-broadcast-of-5-23-16-the-next-generation-of-home-price-indexing-forecastingfalse5-23-16 The Next Generation of Home Price Indexing, Forecasting & AnalyticsXX9w1lWDgMon, 23 May 2016 17:00:00 GMT4007https://www.blogtalkradio.com/lykkenonlending/2016/05/23/5-23-16-the-next-generation-of-home-price-indexing-forecasting-analyticsfalse5-16-16 INDUSTRY UPDATE with Alice Alvey, Andy Schell & Joe Farr.44sZZCNUKMon, 16 May 2016 17:00:00 GMT4116https://www.blogtalkradio.com/lykkenonlending/2016/05/16/5-16-16-industry-update-with-alice-alvey-andy-schell-joe-farrfalse5-9-16 Existing Home Sales update w/ Mark Fleming-Chief Economist First AmericanQBKor53sgMon, 09 May 2016 17:00:00 GMT3903https://www.blogtalkradio.com/lykkenonlending/2016/05/09/5-9-16-existing-home-sales-update-w-mark-fleming-chief-economist-first-americanfalse5-2-16 INNOVATION: Digital Disruption & Mobile Apps w/Special Guest JOE DAHLEENEsDPC_Qu8Mon, 02 May 2016 17:00:00 GMT3714https://www.blogtalkradio.com/lykkenonlending/2016/05/02/5-2-16-innovation-digital-disruption-mobile-apps-wspecial-guest-joe-dahleenfalse4-25-16 FHA UPDATE w/ EDWARD GOLDING, FHA's Principal Deputy Asst. SecretaryPAv8v6xW9Mon, 25 Apr 2016 17:00:00 GMT3537https://www.blogtalkradio.com/lykkenonlending/2016/04/25/4-25-16-fha-update-w-edward-golding-fhas-principal-deputy-asst-secretaryfalse4-18-16 Discussing the PHH v. CFPB case w/ Special Guest MITCH KIDER40qoYYkVlMon, 18 Apr 2016 17:00:00 GMT3665https://www.blogtalkradio.com/lykkenonlending/2016/04/18/4-18-16-discussing-the-phh-v-cfpb-case-w-special-guest-mitch-kiderfalse4-11-16 Facing the Treat of Digital Disruption w/Special Guest PETER FROBERG8pw4-1cASMon, 11 Apr 2016 17:00:00 GMT3785https://www.blogtalkradio.com/lykkenonlending/2016/04/11/4-11-16-facing-the-treat-of-digital-disruption-wspecial-guest-peter-frobergfalse4-4-16 Broadcasting "LIVE" from the MBA Mortgage Technology Conference & Expo6HWsBh_fCMon, 04 Apr 2016 17:00:00 GMT3581https://www.blogtalkradio.com/lykkenonlending/2016/04/04/4-4-16-broadcasting-live-from-the-mba-mortgage-technology-conference-expofalse3-28-16 "How to Close More Loans Faster & More Efficiently" w/ KEITH POLASKIH0Y8_AV5IMon, 28 Mar 2016 17:00:00 GMT3676https://www.blogtalkradio.com/lykkenonlending/2016/03/28/3-28-16-how-to-close-more-loans-faster-more-efficiently-w-keith-polaskifalseRebroadcast of the 3/21/16 "Hot Topic" w/guest DON LAMPE of Morrison & FoersterwBTXv9MPE2Sat, 26 Mar 2016 15:30:00 GMT1735https://www.blogtalkradio.com/lykkenonlending/2016/03/26/rebroadcast-of-the-32116-hot-topic-wguest-don-lampe-of-morrison-foersterfalse3-21-16 REGULATION UPDATE with Special Guest DON LAMPE of Morrison & FoersterqFw-eKLonMon, 21 Mar 2016 17:00:00 GMT3670https://www.blogtalkradio.com/lykkenonlending/2016/03/21/3-21-16-regulation-update-with-special-guest-don-lampe-of-morrison-foersterfalse3-14-16 SPECIAL GUEST: Phil Bracken regarding America's Homeownership AllianceUh-CyMr3jMon, 14 Mar 2016 17:00:00 GMT3627https://www.blogtalkradio.com/lykkenonlending/2016/03/14/3-14-16-special-guest-phil-bracken-regarding-americas-homeownership-alliancefalse3-7-16 SPECIAL GUESTS: Jess Lederman & Jeff Lebowitz on MortgageBanking2020.comaDbV5h74EMon, 07 Mar 2016 18:00:00 GMT3643https://www.blogtalkradio.com/lykkenonlending/2016/03/07/3-7-16-special-guests-jess-lederman-jeff-lebowitz-on-mortgagebanking2020comfalseRebroadcast of Monday's "Hot Topic" on HMDA with Alice Alvey, SVP of Indecommys-QN2xQufWed, 02 Mar 2016 17:30:00 GMT1705https://www.blogtalkradio.com/lykkenonlending/2016/03/02/rebroadcast-of-mondays-hot-topic-on-hmda-with-alice-alvey-svp-of-indecommfalse2-29-16 REGULATION UPDATE: Alice Alvey, SVP of Indecomm, to review HMDA changesu5n7LeAROMon, 29 Feb 2016 18:00:00 GMT3717https://www.blogtalkradio.com/lykkenonlending/2016/02/29/2-29-16-regulation-update-alice-alvey-svp-of-indecomm-to-review-hmda-changesfalseRebroadcast of Monday's Hot Topic segment w/ David Gansberg, CEO Arch MIup3KynVO4CThu, 25 Feb 2016 06:30:00 GMT1654https://www.blogtalkradio.com/lykkenonlending/2016/02/25/rebroadcast-of-mondays-hot-topic-segment-w-david-gansberg-ceo-arch-mifalse2/22/2016 INNOVATION UPDATE w/ David Gansberg, CEO Arch MI on INDUSTRY TRENDSAfogfW4qEMon, 22 Feb 2016 18:00:00 GMT3642https://www.blogtalkradio.com/lykkenonlending/2016/02/22/2222016-innovation-update-w-david-gansberg-ceo-arch-mi-on-industry-trends-1false2-17-2016 TRID in the Trenches - Part 2 - with Nancy Alley of SimplifileSevk-7TWAiWed, 17 Feb 2016 06:00:00 GMT1487https://www.blogtalkradio.com/lykkenonlending/2016/02/17/2-17-2016-trid-in-the-trenches--part-2--with-nancy-alley-of-simplifilefalse2-15-2016 TRID in the Trenches - Part 2 - with Nancy Alley of SimplifileKovoijY9pMon, 15 Feb 2016 18:00:00 GMT3779https://www.blogtalkradio.com/lykkenonlending/2016/02/15/2-15-2016-trid-in-the-trenches--part-2--with-nancy-alley-of-simplifile-1false2-10-2016 Monday's Hot Topic segment "TRID in the Trenches" with Loretta SalzanorCzlMBkk5Wed, 10 Feb 2016 20:00:00 GMT1492https://www.blogtalkradio.com/lykkenonlending/2016/02/10/2-10-2016-mondays-hot-topic-segment-trid-in-the-trenches-with-loretta-salzanofalse2-8-2016 TRID in the Trenches with special guest Loretta Salzano6IrWLkaZ2Mon, 08 Feb 2016 18:00:00 GMT3693https://www.blogtalkradio.com/lykkenonlending/2016/02/08/2-8-2016-trid-in-the-trenches-with-special-guest-loretta-salzanofalse2-1-2016 MERGERS & ACQUISITIONS UPDATE with Chuck Klein of MBSdIe2pOsBDMon, 01 Feb 2016 18:00:00 GMT4259https://www.blogtalkradio.com/lykkenonlending/2016/02/01/2-1-2016-mergers-acquisitions-update-with-chuck-klein-of-mbsfalse1-25-16 MARKET OUTLOOK for 2016: With Les Parker, SVP of Loan LogicshDU6BIuEQMon, 25 Jan 2016 18:00:00 GMT3822https://www.blogtalkradio.com/lykkenonlending/2016/01/25/1-25-16-market-outlook-for-2016-with-les-parker-svp-of-loan-logicsfalse1/18/16 LATEST ECONOMIC UPDATE with MBA's Mike Fratantoni, SVP & Chief EconomistFRLGL5E_kMon, 18 Jan 2016 18:00:00 GMT3656https://www.blogtalkradio.com/lykkenonlending/2016/01/18/11816-latest-economic-update-with-mbas-mike-fratantoni-svp-chief-economistfalse1/11/2016 HOUSING FORECAST for 2016 with Logan MohtashamiSg6F-ADp_Mon, 11 Jan 2016 18:00:00 GMT3588https://www.blogtalkradio.com/lykkenonlending/2016/01/11/1112016-housing-forecast-for-2016-with-logan-mohtashamifalse1/04/2016 ECONOMIC UPDATE with Mark Fleming, Chief Economist of First American43JzyF55PMon, 04 Jan 2016 18:00:00 GMT3639https://www.blogtalkradio.com/lykkenonlending/2016/01/04/1042016-economic-update-with-mark-fleming-chief-economist-of-first-americanfalse12/28/15 Answering the question "Why, do we do what we do?"4PYzg22O2Mon, 28 Dec 2015 18:00:00 GMT2336https://www.blogtalkradio.com/lykkenonlending/2015/12/28/122815-answering-the-question-why-do-we-do-what-we-dofalse12/21/15 "Building Successful Relationships" with David Kittle & Arthur PriestonwGrthp0GaMon, 21 Dec 2015 18:00:00 GMT3618https://www.blogtalkradio.com/lykkenonlending/2015/12/21/122115-building-successful-relationships-with-david-kittle-arthur-priestonfalse12/14/15 SPECIAL GUEST: David Stevens, President & CEO at Mortgage Bankers Assoc3mGHUzvp1Mon, 14 Dec 2015 18:00:00 GMT3762https://www.blogtalkradio.com/lykkenonlending/2015/12/14/121415-special-guest-david-stevens-president-ceo-at-mortgage-bankers-assocfalse12/7/15 Logan Mohtashami on "Will The Federal Reserve Raise Rates Next Week?"XyX3XBy12Mon, 07 Dec 2015 18:00:00 GMT3851https://www.blogtalkradio.com/lykkenonlending/2015/12/07/12715-logan-mohtashami-on-will-the-federal-reserve-raise-rates-next-weekfalse11/30/15 TOPIC: GOVERNANCE for IMB's with Andy Schell a/k/a "The Profit Doctor"0WshBeF2bMon, 30 Nov 2015 18:00:00 GMT3866https://www.blogtalkradio.com/lykkenonlending/2015/11/30/113015-topic-governance-for-imbs-with-andy-schell-aka-the-profit-doctorfalse11-23-15 ACCOUNTING CONFERENCE REPORT via Andy Schell a/k/a "The Profit Doctor"MMK7G5RaOMon, 23 Nov 2015 18:00:00 GMT3787https://www.blogtalkradio.com/lykkenonlending/2015/11/23/11-23-15-accounting-conference-report-via-andy-schell-aka-the-profit-doctorfalse11-16-2015 SPECIAL GUEST: Bill Dallas on "What opportunities lie before us?"VbtU-B1u0Mon, 16 Nov 2015 18:00:00 GMT3828https://www.blogtalkradio.com/lykkenonlending/2015/11/16/11-16-2015-special-guest-bill-dallas-on-what-opportunities-lie-before-usfalse11-09-2015 LOAN SERVICING TRENDS with Austin Tilghman & David Stephens of UMCsnmTTjPngMon, 09 Nov 2015 18:00:00 GMT3630https://www.blogtalkradio.com/lykkenonlending/2015/11/09/11-09-2015-loan-servicing-trends-with-austin-tilghman-david-stephens-of-umcfalse11-02-2015 How does the U.S. housing finance system compare to other countries?DUlOYqZsKMon, 02 Nov 2015 18:00:00 GMT3864https://www.blogtalkradio.com/lykkenonlending/2015/11/02/11-02-2015-how-does-the-us-housing-finance-system-compare-to-other-countriesfalse10-26-15 SPECIAL REPORT: Takeaways From MBA's Annual Convention in San Diegoa47O0_hNDMon, 26 Oct 2015 17:00:00 GMT3785https://www.blogtalkradio.com/lykkenonlending/2015/10/26/10-26-15-special-report-takeaways-from-mbas-annual-convention-in-san-diegofalse10-19-15 Interview of BILL COSGROVE, the outgoing Chairman of the MBARFq8R0dFhMon, 19 Oct 2015 17:00:00 GMT3202https://www.blogtalkradio.com/lykkenonlending/2015/10/19/10-19-15-interview-of-bill-cosgrove-the-outgoing-chairman-of-the-mbafalse10-12-15 MARK FLEMING, First American's Chief Economist on "The American Dream"rvOrCvYW8Mon, 12 Oct 2015 17:00:00 GMT3891https://www.blogtalkradio.com/lykkenonlending/2015/10/12/10-12-15-mark-fleming-first-americans-chief-economist-on-the-american-dreamfalse10-5-15 ECONOMIC UPDATE: With Michael Fratantoni, SVP & Chief Economist of MBAytvjBW_asMon, 05 Oct 2015 17:00:00 GMT3653https://www.blogtalkradio.com/lykkenonlending/2015/10/05/10-5-15-economic-update-with-michael-fratantoni-svp-chief-economist-of-mbafalse9-28-15 SPECIAL GUEST David Stevens, MBA President & CEO with an INDUSTRY UPDATEW7Sh9IH1GMon, 28 Sep 2015 17:00:00 GMT3666https://www.blogtalkradio.com/lykkenonlending/2015/09/28/9-28-15-special-guest-david-stevens-mba-president-ceo-with-an-industry-updatefalse9-21-15 LOAN SERVICING UPDATE: "Time to Retain Servicing?" with David AllisonZmZh8GEnEMon, 21 Sep 2015 17:00:00 GMT4443https://www.blogtalkradio.com/lykkenonlending/2015/09/21/9-21-15-loan-servicing-update-time-to-retain-servicing-with-david-allisonfalse9-14-15 CONFERENCE BROADCAST: Broadcasting "Live" from Motivity User Conference3mqE1qPwF-Mon, 14 Sep 2015 17:00:00 GMT3677https://www.blogtalkradio.com/lykkenonlending/2015/09/14/9-14-15-conference-broadcast-broadcasting-live-from-motivity-user-conferencefalse9-7-15 SPECIAL BROADCAST: Social Survey - Measuring & Promoting Your SuccessesYkcB3bcRDVMon, 07 Sep 2015 18:00:00 GMT1089https://www.blogtalkradio.com/lykkenonlending/2015/09/07/9-7-15-special-broadcast-social-survey--measuring-promoting-your-successesfalse8-31-15 SECONDARY UPDATE: "Are Non-Agency Loans Returning?" with Eileen O'GradyxPIMygAubMon, 31 Aug 2015 17:00:00 GMT3989https://www.blogtalkradio.com/lykkenonlending/2015/08/31/8-31-15-secondary-update-are-non-agency-loans-returning-with-eileen-ogradyfalse8-27-15 SPECIAL INTERVIEW: Howard Lax on Marketing Service Agreements (MSA's)60MUZm7sNqThu, 27 Aug 2015 14:30:00 GMT1221https://www.blogtalkradio.com/lykkenonlending/2015/08/27/8-27-15-special-interview-howard-lax-on-marketing-service-agreements-msas-1false8-27-15 SPECIAL INTERVIEW: Howard Lax on Marketing Service Agreements (MSA's)L4JZgDnLRzThu, 27 Aug 2015 13:30:00 GMT183https://www.blogtalkradio.com/lykkenonlending/2015/08/27/8-27-15-special-interview-howard-lax-on-marketing-service-agreements-msasfalse8-24-15 SPECIAL GUEST: Howard Lax on Marketing Service Agreements (MSA's)3xFCKacplMon, 24 Aug 2015 17:00:00 GMT3840https://www.blogtalkradio.com/lykkenonlending/2015/08/24/8-24-15-special-guest-howard-lax-on-marketing-service-agreements-msasfalse8-17-15 INNOVATION UPDATE: "Reinventing Customer Service" with DONNA PEEPLES8W7GDfglVMon, 17 Aug 2015 17:00:00 GMT3774https://www.blogtalkradio.com/lykkenonlending/2015/08/17/8-17-15-innovation-update-reinventing-customer-service-with-donna-peeplesfalse8-10-15 INNOVATION UPDATE: Innovation In Motion with Terry Wakefield - Part 2oK6jMn5uHMon, 10 Aug 2015 17:00:00 GMT3644https://www.blogtalkradio.com/lykkenonlending/2015/08/10/8-10-15-innovation-update--innovation-in-motion-with-terry-wakefield--part-2false8-3-15 INNOVATION UPDATE: Key Components of Innovation with Terry Wakefieldx8BdlOfiAMon, 03 Aug 2015 17:00:00 GMT3837https://www.blogtalkradio.com/lykkenonlending/2015/08/03/8-3-15-innovation-update-key-components-of-innovation-with-terry-wakefieldfalse7-27-15 INNOVATION UPDATE: Correspondent Lending Reinvented, Jack Nunnery of TCBbxhdg5ZzkMon, 27 Jul 2015 17:00:00 GMT4059https://www.blogtalkradio.com/lykkenonlending/2015/07/27/7-27-15-innovation-update-correspondent-lending-reinvented-jack-nunnery-of-tcbfalse7-20-15 INNOVATION UPDATE with Experienced Innovation Expert SCOTT HARRISDZ_owDtcuMon, 20 Jul 2015 17:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2015/07/20/7-20-15-innovation-update-with-experienced-innovation-expert-scott-harrisfalse7-13-15 INNOVATION UPDATE with Special Guest TONY GARRIATANOzyKR-6A1dMon, 13 Jul 2015 17:00:00 GMT3497https://www.blogtalkradio.com/lykkenonlending/2015/07/13/7-13-15-innovation-update-with-special-guest-tony-garriatanofalse7-6-15 INNOVATION UPDATE with SPECIAL GUEST Brian Fitzpatrick of LoanLogicsOVM4Pg9uiMon, 06 Jul 2015 17:00:00 GMT4159https://www.blogtalkradio.com/lykkenonlending/2015/07/06/7-6-15-innovation-update-with-special-guest-brian-fitzpatrick-of-loanlogicsfalse7-3-15 SPECIAL GUEST: Logan Mohtashami with an Economic Forecast & Updatew2-j5o_kVFri, 03 Jul 2015 14:00:00 GMT3328https://www.blogtalkradio.com/lykkenonlending/2015/07/03/7-3-15-special-guest-logan-mohtashami-with-an-economic-forecast-updatefalse6-29-15 SPECIAL GUEST: Mitch Kider of WBK with an important Regulatory Update!EThVOzw7M1Mon, 29 Jun 2015 17:00:00 GMT3646https://www.blogtalkradio.com/lykkenonlending/2015/06/29/6-29-15-special-guest-mitch-kider-of-wbk-with-an-important-regulatory-updatefalse6-22-15 SPECIAL GUEST: Les Parker (Part 2) "What To Expect in 2nd Half of 2015"2ZO5AbEMxMon, 22 Jun 2015 17:00:00 GMT3713https://www.blogtalkradio.com/lykkenonlending/2015/06/22/6-22-15-special-guest-les-parker-part-2-what-to-expect-in-2nd-half-of-2015false6-15-15 GLEN CORSO, Executive Director of Community Mortgage Lenders of AmericanfS5ieZFAMon, 15 Jun 2015 17:00:00 GMT3670https://www.blogtalkradio.com/lykkenonlending/2015/06/15/6-15-15-glen-corso-executive-director-of-community-mortgage-lenders-of-america-1false6-8-15 SPECIAL GUEST: Les Parker on What To Expect in the 2nd Half of 2015mx0mWh6SqMon, 08 Jun 2015 17:00:00 GMT3754https://www.blogtalkradio.com/lykkenonlending/2015/06/08/6-8-15-special-guest-les-parker-on-what-to-expect-in-the-2nd-half-of-2015falseA GREAT "COMEBACK" STORY: Wholesale Lending & the Mortgage BrokerI43MqZ2p1Tue, 02 Jun 2015 19:00:00 GMT1526https://www.blogtalkradio.com/lykkenonlending/2015/06/02/a-great-comeback-story-wholesale-lending-the-mortgage-broker-1false6-1-15 A GREAT "COMEBACK" STORY: Wholesale Lending & the Mortgage Broker_lZrq9ImWMon, 01 Jun 2015 17:00:00 GMT3761https://www.blogtalkradio.com/lykkenonlending/2015/06/01/6-1-15-a-great-comeback-story-wholesale-lending-and-the-mortgage-brokerfalse5-25-15 TRID: Using Technology Innovation In Preparing For TRIDfl0rkgrhb1Mon, 25 May 2015 17:00:00 GMT1884https://www.blogtalkradio.com/lykkenonlending/2015/05/25/5-25-15-what-can-a-business-coach-do-for-you-and-your-businessfalse5-18-15 TRID PREPAREDNESSS: Things To Do Now To Stay Competitive!JrlsevE3BMon, 18 May 2015 17:00:00 GMT3572https://www.blogtalkradio.com/lykkenonlending/2015/05/18/mortgage-industry-updatefalseREBROADCAST of the 5-11-15 Hot Topic "Getting The Rules Right" w/ DAVID STEVENSEf9uVfe8DrTue, 12 May 2015 14:00:00 GMT1824https://www.blogtalkradio.com/lykkenonlending/2015/05/12/rebroadcast-of-the-5-11-15-hot-topic-getting-the-rules-right-w-david-stevensfalse5-11-15 SPECIAL GUEST: David Stevens, President & CEO at Mortgage Bankers Assoc.z_gv_XnXnMon, 11 May 2015 17:00:00 GMT3687https://www.blogtalkradio.com/lykkenonlending/2015/05/11/5-11-15-special-guest-david-stevens-president-ceo-at-mortgage-bankers-assocfalseSPECIAL BROADCAST: How To Create A Competitive Advantage In Preparing For TRID!7Is6A4PhvTue, 05 May 2015 15:00:00 GMT1699https://www.blogtalkradio.com/lykkenonlending/2015/05/05/special-broadcast-how-to-create-a-competitive-advantage-in-preparing-for-tridfalse5-4-15 Learn How To Create A Competitive Advantage In A Post TRID World!J8XQuRCF3Mon, 04 May 2015 17:00:00 GMT3858https://www.blogtalkradio.com/lykkenonlending/2015/05/04/5-4-15-learn-how-to-create-a-competitive-advantage-in-a-post-trid-worldfalseMBA'S "Mortgage Banking Bound" program with Jeff Schummer & Brendan BarryzmTSZ-C4huTue, 28 Apr 2015 14:00:00 GMT1278https://www.blogtalkradio.com/lykkenonlending/2015/04/28/mbas-mortgage-banking-bound-program-with-jeff-schummer-brendan-barryfalse4-27-15 TOPIC: Recruiting and Equipping the Next Generation of Mortgage BankersxNLpu1AhUMon, 27 Apr 2015 17:00:00 GMT3522https://www.blogtalkradio.com/lykkenonlending/2015/04/27/4-27-15-topic-recruiting-and-equipping-the-next-generation-of-mortgage-bankersfalse4-20-15 ECONOMIC & MARKET UPDATE with Michael Fratantoni, MBA's Chief EconomistL32rMXgkDMon, 20 Apr 2015 17:00:00 GMT3718https://www.blogtalkradio.com/lykkenonlending/2015/04/20/4-20-15-economic-market-update-with-michael-fratantoni-mbas-chief-economistfalse4-13-15 SPECIAL GUEST: Logan Mohtashami with a 2015 Housing Market UpdateJmmcXGWzcMon, 13 Apr 2015 17:00:00 GMT3989https://www.blogtalkradio.com/lykkenonlending/2015/04/13/4-13-15-special-guest-logan-mohtashami-with-a-2015-housing-market-updatefalse4-6-15 SPECIAL GUEST: Ken Markison, MBA's VP to give TRID update & latest news.N_raaJR5NMon, 06 Apr 2015 17:00:00 GMT3669https://www.blogtalkradio.com/lykkenonlending/2015/04/06/4-6-15-special-guest-ken-markison-mbas-vp-to-give-trid-update-latest-newsfalse3-30-15 MORTGAGE INDUSTRY UPDATE: Round Table Discussion on latest developmentsTGEAqh6ahMon, 30 Mar 2015 17:00:00 GMT4004https://www.blogtalkradio.com/lykkenonlending/2015/03/30/3-30-15-mortgage-industry-update-round-table-discussion-on-latest-developmentsfalse3-23-15 SPECIAL PROGRAM: Controlling Your Cost Through Contract Underwritingt07BeY2BiMon, 23 Mar 2015 17:00:00 GMT3802https://www.blogtalkradio.com/lykkenonlending/2015/03/23/3-23-15-special-program-controlling-your-cost-through-contract-underwritingfalse3-16-15 SPECIAL RE-BROADCAST: "Third Party Management"1So5JTvsIMon, 16 Mar 2015 17:00:00 GMT3672https://www.blogtalkradio.com/lykkenonlending/2015/03/16/3-16-15-special-broadcast-how-important-is-corporate-culturefalse3-9-15 INDUSTRY UPDATE: Chuck Klein of MBS with a Mergers & Acquisition UpdatelqT4oH1sRMon, 09 Mar 2015 17:00:00 GMT3666https://www.blogtalkradio.com/lykkenonlending/2015/03/09/3-9-15-industry-update-chuck-klein-of-mbs-with-a-mergers-acquisition-updatefalse3-2-15 TOPIC: Recruiting GUEST: Jeff Jensen author "What a Hoot Let's Recruit"W_hgNQeuwMon, 02 Mar 2015 18:00:00 GMT4227https://www.blogtalkradio.com/lykkenonlending/2015/03/02/3-2-15-topic-recruiting--guest-jeff-jensen-author-what-a-hoot-lets-recruitfalse2-23-15 MORTGAGE INDUSTRY UPDATE: Roundtable discussion on latest developmentsh85_qYqh-Mon, 23 Feb 2015 18:00:00 GMT4249https://www.blogtalkradio.com/lykkenonlending/2015/02/23/2-23-15-mortgage-industry-update-roundtable-discussion-on-latest-developmentsfalse2-16-15 SPECIAL GUEST: Eileen O'Grady on The Comeback of Private SecuritizationsstbIcuJMCMon, 16 Feb 2015 18:00:00 GMT4087https://www.blogtalkradio.com/lykkenonlending/2015/02/16/2-16-15-special-guest-eileen-ogrady-on-the-comeback-of-private-securitizationsfalse2-9-15 IMP TOPIC: FHFA's New Financial Rules for NonBanks with Andy Schell, MBS44Jvg0M4pMon, 09 Feb 2015 18:00:00 GMT3914https://www.blogtalkradio.com/lykkenonlending/2015/02/09/2-9-15-imp-topic-fhfas-new-financial-rules-for-nonbanks-with-andy-schell-mbsfalse2-2-15 SPECIAL GUEST: Jason Roth of ComplianceEase discussing the new TRID ruleaeTgE_wNVMon, 02 Feb 2015 18:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2015/02/02/2-2-15-special-guest-jason-roth-of-complianceease-discussing-the-new-trid-rulefalse1-26-15 SPECIAL GUEST: Les Parker of Loan Logic on his 2015 Forecast (Part 2)_yT44Gx7pjMon, 26 Jan 2015 18:00:00 GMT3607https://www.blogtalkradio.com/lykkenonlending/2015/01/26/1-26-15-special-guest-les-parker-of-loan-logic-on-his-2015-forecast-part-2false1-19-15 SPECIAL GUEST: Les Parker of Loan Logic with his Forecast for 2015kx-Dph7IzMon, 19 Jan 2015 18:00:00 GMT3634https://www.blogtalkradio.com/lykkenonlending/2015/01/19/1-19-15-special-guest-les-parker-of-loan-logic-with-his-forecast-for-2015false1-12-15 ROUND TABLE DISCUSSION: What does 2015 hold in store for the industry?I9HXfYShUMon, 12 Jan 2015 18:00:00 GMT3619https://www.blogtalkradio.com/lykkenonlending/2015/01/12/1-12-15-round-table-discussion-what-does-2015-hold-in-store-for-the-industryfalse1-5-15 ROUND TABLE DISCUSSION about the issues facing the industry in 2015.jaVpx3AfuMon, 05 Jan 2015 18:00:00 GMT3630https://www.blogtalkradio.com/lykkenonlending/2015/01/05/1-5-15-round-table-discussion-about-the-issues-facing-the-industry-in-2015falseSPECIAL BROADCAST: 2015 Housing & Mortgage Forecast with Logan MohtashamifSXhxE5STMon, 29 Dec 2014 18:00:00 GMT3631https://www.blogtalkradio.com/lykkenonlending/2014/12/29/special-broadcast-2015-housing-mortgage-forecast-with-logan-mohtashamifalse12-22-14 SPECIAL GUEST: Luke Slivkoff, Branch Manager/Loan Originator-d9gpFfMDMon, 22 Dec 2014 18:00:00 GMT3650https://www.blogtalkradio.com/lykkenonlending/2014/12/22/12-22-14-special-guest-luke-slivkoff-branch-managerloan-originatorfalseSPECIAL GUEST: Marc Savitt-Pres Nat'l Assoc of Independent Housing Professionals_z6oPaV8HMon, 15 Dec 2014 18:00:00 GMT3636https://www.blogtalkradio.com/lykkenonlending/2014/12/15/special-guest-marc-savitt-pres-natl-assoc-of-independent-housing-professionalsfalse12-1-14 ROUNDTABLE DISCUSSION on 11-28-14 WSJ Article on Loosening Credit Stds.8AAOdGdLNMon, 01 Dec 2014 18:00:00 GMT3622https://www.blogtalkradio.com/lykkenonlending/2014/12/01/12-1-14-roundtable-discussion-on-11-28-14-wsj-article-on-loosening-credit-stdsfalse11-24-14 SPECIAL GUEST: David Lord "Increasing Profits via Process Improvement"OTbMrJ4pvMon, 24 Nov 2014 18:00:00 GMT3564https://www.blogtalkradio.com/lykkenonlending/2014/11/24/11-24-14-special-guest-david-lord-increasing-profits-via-process-improvementfalse11-17-14 SPECIAL GUEST: Ken Markison, MBA's Regulatory CounselukxnvYIBcMon, 17 Nov 2014 18:00:00 GMT3636https://www.blogtalkradio.com/lykkenonlending/2014/11/17/11-17-14-special-guest-ken-markison-mbas-regulatory-counselfalse11-10-14 SPECIAL GUEST: John Councilman, NAMB President on Future of Mtg BrokersmxPxIwv46Mon, 10 Nov 2014 18:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2014/11/10/11-10-14-special-guest-john-councilman-namb-president-on-future-of-mtg-brokersfalse11-3-14 SPECIAL ELECTION BROADCAST: Bill Killmer, SVP of MBA's Political AffairsEDQi2JxWMGMon, 03 Nov 2014 18:00:00 GMT3596https://www.blogtalkradio.com/lykkenonlending/2014/11/03/11-3-14-special-election-broadcast-bill-killmer-svp-of-mbas-political-affairsfalse10-27-14 IMP. ECONOMIC UPDATE: via Michael Fratantoni, MBA's Chief EconomistIChhdCIZNMon, 27 Oct 2014 17:00:00 GMT3748https://www.blogtalkradio.com/lykkenonlending/2014/10/27/10-27-14-imp-economic-update-via-michael-fratantoni-mbas-chief-economistfalse10-20-14 Interview of David Stevens, MBA President & CEO @ MBA Annual ConventioniqhXxUmVEMon, 20 Oct 2014 17:00:00 GMT3439https://www.blogtalkradio.com/lykkenonlending/2014/10/20/10-20-14-interview-of-david-stevens-mba-president-ceo-mba-annual-conventionfalse10-13-14 SPECIAL GUESTS: Scott Valby & Brad Luo on "Mini-Correspondent Lending"cTYIbkpTcMon, 13 Oct 2014 17:00:00 GMT3767https://www.blogtalkradio.com/lykkenonlending/2014/10/13/10-13-14-special-guests-scott-valby-brad-luo-on-mini-correspondent-lendingfalse10-6-14 SPECIAL GUEST: Rajan Nair, President of Indecomm Global Services_TOscQNvRMon, 06 Oct 2014 17:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2014/10/06/10-6-14-special-guest-rajan-nair-president-of-indecomm-global-servicesfalse9-29-14 Tips to improve your "pull-through" ratio with Tyler Sherman of MotivityyNi3vU3DcMon, 29 Sep 2014 17:00:00 GMT3641https://www.blogtalkradio.com/lykkenonlending/2014/09/29/9-29-14-tips-to-improve-your-pull-through-ratio-with-tyler-sherman-of-motivityfalse9-22-14 ROUND TABLE DISCUSSION on Latest HOT Mortgage Industry News!PNzyunhfeMon, 22 Sep 2014 17:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2014/09/22/9-22-14-round-table-discussion-on-latest-hot-mortgage-industry-newsfalse9-15-14 IMP. M.I. UPDATE via Bea Bartolome & Ben Brittingham of United Guaranty!rlGpNmdLbrMon, 15 Sep 2014 17:00:00 GMT3524https://www.blogtalkradio.com/lykkenonlending/2014/09/15/9-15-14-imp-mi-update-via-bea-bartolome-ben-brittingham-of-united-guarantyfalse9-8-14 NEW MARKETING TOOLS with SPECIAL GUEST, Brent Emler of VELMA.com5b6xWziJyKMon, 08 Sep 2014 17:00:00 GMT3618https://www.blogtalkradio.com/lykkenonlending/2014/09/08/9-8-14-new-marketing-tools-with-special-guest-brent-emler-of-velmacomfalse9-1-14 LABOR DAY SPECIAL BROADCAST - Mortgage Market Update by David LykkenSs_O3UYjEEMon, 01 Sep 2014 17:00:00 GMT2026https://www.blogtalkradio.com/lykkenonlending/2014/09/01/9-1-14-labor-day-special-broadcast--mortgage-market-update-by-david-lykkenfalse8-25-14 SPECIAL GUEST: MBA’s Incoming Chairman – Bill CosgrovenIj04aIFQMon, 25 Aug 2014 17:00:00 GMT3616https://www.blogtalkradio.com/lykkenonlending/2014/08/25/8-25-14-special-guest-mbas-incoming-chairman-bill-cosgrovefalse8-18-14 VENDOR MANAGEMENT: Special Guests Andy Schell & Theresa Marie of MBSR_8jm0ze4Mon, 18 Aug 2014 17:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2014/08/18/8-18-14-vendor-management-special-guests-andy-schell-theresa-marie-of-mbsfalse8-11-14 SPECIAL GUEST: Julie Messina of CNN Mortgage on "Sales & Secondary"TgICzCpR16Mon, 11 Aug 2014 17:00:00 GMT3624https://www.blogtalkradio.com/lykkenonlending/2014/08/11/8-11-14-special-guest-julie-messina-of-cnn-mortgage-on-sales-secondaryfalse8-4-14 SPECIAL GUEST: Peter Froberg on growing sales via the "Freemium" concept0zmfEmwn0Mon, 04 Aug 2014 17:00:00 GMT3693https://www.blogtalkradio.com/lykkenonlending/2014/08/04/8-4-14-special-guest-peter-froberg-on-growing-sales-via-the-freemium-conceptfalse7-28-14 SPECIAL GUEST: Mitch Kider of WBK - LO Comp, Regulatory Trends & UpdatelApuzSxGb0Mon, 28 Jul 2014 17:00:00 GMT3654https://www.blogtalkradio.com/lykkenonlending/2014/07/28/7-28-14-special-guest-mitch-kider-of-wbk--lo-comp-regulatory-trends-updatefalse7-21-14 SPECIAL GUEST: Marcia Davies, MBA's Chief of Staff, on LEADERSHIPNoxiKxXbnyMon, 21 Jul 2014 17:00:00 GMT3634https://www.blogtalkradio.com/lykkenonlending/2014/07/21/7-21-14-special-guest-marcia-davies-mbas-chief-of-staff-on-leadershipfalse7-14-14 SPECIAL GUEST: Jim Blanchard on "How To Hire the Right Staff"cf2U6oLEGvMon, 14 Jul 2014 17:00:00 GMT3603https://www.blogtalkradio.com/lykkenonlending/2014/07/14/7-14-14-special-guest-jim-blanchard-on-how-to-hire-the-right-stafffalse7-7-14 Round Table "Mortgage Industry Update" Discussion3ycM02tGwMon, 07 Jul 2014 17:00:00 GMT3611https://www.blogtalkradio.com/lykkenonlending/2014/07/07/7-7-14-round-table-mortgage-industry-update-discussionfalse6-30-14 SPECIAL GUEST: Larry Winget author "Shut Up, Stop Whining & Get a Life"rnS9iw_pnMon, 30 Jun 2014 17:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2014/06/30/6-30-14-special-guest-larry-winget-author-shut-up-stop-whining-get-a-lifefalse6-23-14 SPECIAL GUESTS: Glen Corso of CMLA & James Brody of Am. Mtg Law GroupZdTXZNhDMfMon, 23 Jun 2014 17:00:00 GMT3756https://www.blogtalkradio.com/lykkenonlending/2014/06/23/6-23-14-special-guests-glen-corso-of-cmla-james-brody-of-am-mtg-law-groupfalse6-16-14 SPECIAL GUEST: Casey Cunningham of XINNIX on "How to Recruit Top LO's"NRvEyuvjYNMon, 16 Jun 2014 17:00:00 GMT3635https://www.blogtalkradio.com/lykkenonlending/2014/06/16/6-16-14-special-guest-casey-cunningham-of-xinnix-on-how-to-recruit-top-losfalse6-9-14 SPECIAL GUESTS: Austin Tilghman & David Stephens of UCM on MSR Trends4A89GAPWyMon, 09 Jun 2014 17:00:00 GMT3639https://www.blogtalkradio.com/lykkenonlending/2014/06/09/6-9-14-special-guests-austin-tilghman-david-stephens-of-ucm-on-msr-trendsfalse6-2-14 ROUND TABLE DISCUSSION: "Why some companies succeed while others fail?"ih1-jJY0FNMon, 02 Jun 2014 17:00:00 GMT3633https://www.blogtalkradio.com/lykkenonlending/2014/06/02/6-2-14-round-table-discussion--why-some-companies-succeed-while-others-failfalse5-26-14 MEMORIAL DAY SPECIAL - Mortgage Market Update from NY MBA Secondary ConfJ0IbHSrCCMon, 26 May 2014 17:00:00 GMT3310https://www.blogtalkradio.com/lykkenonlending/2014/05/26/5-26-14-memorial-day-special--mortgage-market-update-from-ny-mba-secondary-conffalse5-19-14 TECHNOLOGY TRENDS WITH SPECIAL GUEST: Lester Dominick of MortgageFlexO5-mVDO4oMon, 19 May 2014 17:00:00 GMT3611https://www.blogtalkradio.com/lykkenonlending/2014/05/19/5-19-14-technology-trends-with-special-guest--lester-dominick-of-mortgageflexfalse5-14-14 SPECIAL GUEST: Michael Fratantoni, MBA's Chief Economist-Economic Update5V2orY9SvMon, 12 May 2014 17:00:00 GMT3650https://www.blogtalkradio.com/lykkenonlending/2014/05/12/5-14-14-special-guest-michael-fratantoni-mbas-chief-economist-economic-updatefalse5-5-14 SPECIAL GUEST: Jessica Peterson - Social Media "The Risks & Rewards"5LzBPsiCWwMon, 05 May 2014 17:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2014/05/05/5-5-14-special-guest-jessica-peterson--social-media-the-risks-rewardsfalse4-28-14 Special Guest: Eric Sachs on "How Connect with Today's RE Broker"E_ZmXOdD6pMon, 28 Apr 2014 17:00:00 GMT3629https://www.blogtalkradio.com/lykkenonlending/2014/04/28/4-28-14-special-guest-eric-sachs-on-how-connect-with-todays-re-brokerfalse4-21-14 MARKETING - How to Improve Your Pipeline With Database MarketingG7whfUQsGMon, 21 Apr 2014 17:00:00 GMT3629https://www.blogtalkradio.com/lykkenonlending/2014/04/21/4-21-14-marketing--how-to-improve-your-pipeline-with-database-marketingfalse4-14-14 The latest Trends, Regulations, and Headlines (Part 3)KS1gRoSHFUMon, 14 Apr 2014 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2014/04/14/4-14-14-the-latest-trends-regulations-and-headlines-part-3false4-7-14 The latest Trends, Regulations, and Headlines (Part 2)MYVMPUOchMon, 07 Apr 2014 17:00:00 GMT3645https://www.blogtalkradio.com/lykkenonlending/2014/04/07/4-7-14-the-latest-trends-regulations-and-headlines-part-2false3-31-14 The latest Trends, Regulations, and Headlines (Part 1)TLslZQyu3Mon, 31 Mar 2014 17:00:00 GMT3644https://www.blogtalkradio.com/lykkenonlending/2014/03/31/3-31-14-the-latest-trends-regulations-and-headlines-part-1false3-24-14 SPECIAL GUEST: Chuck Klein discussing Merger & Acquisition Trends_mWpaLZCQbMon, 24 Mar 2014 17:00:00 GMT3633https://www.blogtalkradio.com/lykkenonlending/2014/03/24/3-24-14-special-guest-chuck-klein-discussing-merger-acquisition-trendsfalse3-17-14 MORTGAGE INSURANCE UPDATE by UGC's Kurt Smith & Theresa Cameron4drO3rDKMMon, 17 Mar 2014 17:00:00 GMT3563https://www.blogtalkradio.com/lykkenonlending/2014/03/17/3-17-14-mortgage-insurance-update-by-ugcs-kurt-smith-theresa-cameronfalse3-10-14 MARKETING STRATEGIES that INCREASE ORIGINATIONSmKXux9WZzMon, 10 Mar 2014 17:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2014/03/10/3-10-14-marketing-strategies-that-increase-originationsfalse3-3-14 SPECIAL GUESTS: Gregory Gregg & Scott Valby on KEYS TO LEADERSHIP & MGMTAkeTfyPepcMon, 03 Mar 2014 18:00:00 GMT3620https://www.blogtalkradio.com/lykkenonlending/2014/03/03/3-3-14-special-guests-gregory-gregg-scott-valby-on-keys-to-leadership-mgmtfalse2-24-14 SPECIAL GUEST: Todd Scrima, Mortgage Comp. Owner, Coach & TOP PRODUCERpLd5YqWmXBMon, 24 Feb 2014 18:00:00 GMT3661https://www.blogtalkradio.com/lykkenonlending/2014/02/24/2-24-14-special-guest-todd-scrima-mortgage-comp-owner-coach-top-producerfalse2-17-14 SPECIAL GUESTS: Fred Glick & George Kasimos on STOP FEMA NOW!OWNRRiefMpMon, 17 Feb 2014 18:00:00 GMT3635https://www.blogtalkradio.com/lykkenonlending/2014/02/17/2-17-14-special-guests-fred-glick-george-kasimos-on-stop-fema-nowfalse2-10-14 ECONOMIC UPDATE by Mike Fratantoni, MBA's Chief EconomistJzlXD7SjXMon, 10 Feb 2014 18:00:00 GMT3649https://www.blogtalkradio.com/lykkenonlending/2014/02/10/2-10-14-economic-update-by-mike-fratantoni-mbas-chief-economistfalse2-3-14 SPECIAL GUEST: Logan Mohtashami with Straight Talk About the MarketsRbZ7VNiS65Mon, 03 Feb 2014 18:00:00 GMT3601https://www.blogtalkradio.com/lykkenonlending/2014/02/03/2-3-14-special-guest-logan-mohtashami-with-straight-talk-about-the-marketsfalse1-27-14 Special Guest DAVID STEVENS Pres. of MBA "2014 What we can expect?"WQ9iCn3xWDMon, 27 Jan 2014 18:00:00 GMT3644https://www.blogtalkradio.com/lykkenonlending/2014/01/27/1-27-14-special-guest-david-stevens-pres-of-mba-2014-what-we-can-expectfalse1-20-14 LEADERSHIP: Honoring Martin Luther King, Jr. Key to Success in 2014...BgD7n8y5tGMon, 20 Jan 2014 18:00:00 GMT3575https://www.blogtalkradio.com/lykkenonlending/2014/01/20/1-20-14-leadership-honoring-martin-luther-king-jr-key-to-success-in-2014false1-13-14 SPECIAL GUESTS: Jessica Peterson & Rebekah Radice on using SOCIAL MEDIA8ZGaplUeH_Mon, 13 Jan 2014 18:00:00 GMT3635https://www.blogtalkradio.com/lykkenonlending/2014/01/13/1-13-14-special-guests-jessica-peterson-rebekah-radice-on-using-social-mediafalse1-6-14 SPECIAL GUEST: Dave Bergstrom of United Guaranty Corp o QM/MI solution30LCmn-CWMon, 06 Jan 2014 18:00:00 GMT3589https://www.blogtalkradio.com/lykkenonlending/2014/01/06/1-6-14-special-guest-dave-bergstrom-of-united-guaranty-corp-o-qmmi-solutionfalse12-30-13 Why Some Companies/LO's Succeed & Others Fail (Part 3)Pmp7rmEA6Mon, 30 Dec 2013 18:00:00 GMT3646https://www.blogtalkradio.com/lykkenonlending/2013/12/30/12-30-13-why-some-companieslos-succeed-others-fail-part-3false12-23-13 Why Some Companies/LO's Succeed & Others Fail (Part 2)UYfWX0pSlhMon, 23 Dec 2013 18:00:00 GMT3602https://www.blogtalkradio.com/lykkenonlending/2013/12/23/12-23-13-why-some-companieslos-succeed-others-fail-part-2false12-16-14 Why Some Companies/LO's Succeed & Others Fail (Part 1)-bXHBBmIlWMon, 16 Dec 2013 18:00:00 GMT3623https://www.blogtalkradio.com/lykkenonlending/2013/12/16/12-16-14-why-some-companieslos-succeed-others-fail-part-1false12-9-13 Lykken on Lending - Weekly Mortgage Market Update3uz8nXKnc7Mon, 09 Dec 2013 18:00:00 GMT3619https://www.blogtalkradio.com/lykkenonlending/2013/12/09/12-9-13-lykken-on-lending--weekly-mortgage-market-updatefalse12-2-13 An Important Mortgage Industry Update2agBjwuJTEMon, 02 Dec 2013 18:00:00 GMT3647https://www.blogtalkradio.com/lykkenonlending/2013/12/02/12-2-13-an-important-mortgage-industry-updatefalse11-25-14 MORTGAGE INDUSTRY TRENDS: Mergers & Acquisitions (M&A)nCCaArtjzMon, 25 Nov 2013 18:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2013/11/25/11-25-14-mortgage-industry-trends-mergers-acquisitions-mafalse11-18-13 SPECIAL GUEST: Mitch Kider on REGULATORY LEGAL RISKkFyU2-biOFMon, 18 Nov 2013 18:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2013/11/18/11-18-13-special-guest-mitch-kider-on-regulatory-legal-riskfalse11-11-13 An Important Mortgage Industry UpdatexyCg2cV_JMMon, 11 Nov 2013 18:00:00 GMT1767https://www.blogtalkradio.com/lykkenonlending/2013/11/11/11-11-13-an-important-mortgage-industry-updatefalse11-4-13 Lykken on Lending - Weekly Mortgage Market Update3QWnwYBwt8Mon, 04 Nov 2013 18:00:00 GMT3610https://www.blogtalkradio.com/lykkenonlending/2013/11/04/11-4-13-lykken-on-lending--weekly-mortgage-market-updatefalse10-28-13 Lykken on Lending - Weekly Mortgage Market UpdateyyIMvA0P0LMon, 28 Oct 2013 17:00:00 GMT3613https://www.blogtalkradio.com/lykkenonlending/2013/10/28/10-28-13-lykken-on-lending--weekly-mortgage-market-updatefalse10-21-13 ECONOMIC UPDATE by Jay Brinkmann MBA Chief EconomistaSLyW1jSxMon, 21 Oct 2013 17:00:00 GMT3609https://www.blogtalkradio.com/lykkenonlending/2013/10/21/10-21-13-economic-update-by-jay-brinkmann-mba-chief-economistfalse10-14-13 An Important Mortgage Industry Update3e6pM4KUVMon, 14 Oct 2013 17:00:00 GMT3607https://www.blogtalkradio.com/lykkenonlending/2013/10/14/10-14-13-an-important-mortgage-industry-updatefalse10-27-13 Special Guest Marc Reneau - Effectively Managing Change5W0jkw8MWWMon, 07 Oct 2013 17:00:00 GMT3599https://www.blogtalkradio.com/lykkenonlending/2013/10/07/10-27-13-special-guest-marc-reneau--effectively-managing-changefalse9-30-13 Broadcasting "LIVE" from AmeriCatalyst event in Austin TX1jKLfu4xdQMon, 30 Sep 2013 17:00:00 GMT3600https://www.blogtalkradio.com/lykkenonlending/2013/09/30/9-30-13-broadcasting-live-from-americatalyst-event-in-austin-txfalse9-23-13 CFPB's 3rd Party Vendor Validation Requirement (Part 2)3GW4Ah9dZjMon, 23 Sep 2013 17:00:00 GMT3627https://www.blogtalkradio.com/lykkenonlending/2013/09/23/9-23-13-cfpbs-3rd-party-vendor-validation-requirement-part-2false9-16-13 SPECIAL GUEST: MBA's David Stevens - State Of The IndustryKu2YSqogNZMon, 16 Sep 2013 17:00:00 GMT3607https://www.blogtalkradio.com/lykkenonlending/2013/09/16/9-16-13-special-guest-mbas-david-stevens--state-of-the-industryfalse9-9-13 CFPB's 3rd Party Vendor Validation Requirement (Part 1)xwIQiBalyMon, 09 Sep 2013 17:00:00 GMT3623https://www.blogtalkradio.com/lykkenonlending/2013/09/09/9-9-13-cfpbs-3rd-party-vendor-validation-requirement-part-1false9-2-13 SPECIAL LABOR DAY BROADCAST on LEADERSHIP1KOTLkLXJMon, 02 Sep 2013 17:00:00 GMT2749https://www.blogtalkradio.com/lykkenonlending/2013/09/02/9-2-13-special-labor-day-broadcast-on-leadershipfalse8-26-13 SPECIAL GUEST: Toni Moss of AmeriCatalystar92pwYRLNMon, 26 Aug 2013 17:00:00 GMT3610https://www.blogtalkradio.com/lykkenonlending/2013/08/26/8-26-13-special-guest-toni-moss-of-americatalystfalse8-19-13 SPECIAL GUEST: Reid Smeda on how to work with the CFPBIMn-Hklm9ZMon, 19 Aug 2013 17:00:00 GMT3629https://www.blogtalkradio.com/lykkenonlending/2013/08/19/8-19-13-special-guest-reid-smeda-on-how-to-work-with-the-cfpbfalse8-12-13 IMP. ANNOUNCEMENT & UPDATE: Mortgage Action Alliance (MAA)x5P_iM4ESMon, 12 Aug 2013 17:00:00 GMT3619https://www.blogtalkradio.com/lykkenonlending/2013/08/12/8-12-13-imp-announcement-update-mortgage-action-alliance-maafalse8-5-13 SPECIAL GUESTS Mitch Kider & Kate Berry: CFPB v. Utah LenderAF5K5b_or_Mon, 05 Aug 2013 17:00:00 GMT3596https://www.blogtalkradio.com/lykkenonlending/2013/08/05/8-5-13-special-guests-mitch-kider-kate-berry-cfpb-v-utah-lenderfalse7-29-13 LOAN ORIGINATIONS (Part 8): Recruiting Top Producersn2mECHKykMon, 29 Jul 2013 17:00:00 GMT3601https://www.blogtalkradio.com/lykkenonlending/2013/07/29/7-29-13-loan-originations-part-8-recruiting-top-producersfalse7-22-13 Mortgage Regulatory Updatec4nlXYG_5Mon, 22 Jul 2013 17:00:00 GMT2126https://www.blogtalkradio.com/lykkenonlending/2013/07/22/7-22-13-mortgage-regulatory-updatefalse7-13-13 LOAN ORIGINATIONS (Part 7): Social Media StrategieszwCIbvHRgxMon, 15 Jul 2013 17:00:00 GMT3573https://www.blogtalkradio.com/lykkenonlending/2013/07/15/7-13-13-loan-originations-part-7-social-media-strategiesfalseLOAN ORIGINATIONS (Part 6): Special Guest RICK RUBYWo1GvsB-TWMon, 08 Jul 2013 17:00:00 GMT3609https://www.blogtalkradio.com/lykkenonlending/2013/07/08/lykken-on-lending--weekly-mortgage-market-updatefalseLOAN ORIGINATIONS (Part 5): Special Guest PAT SHERLOCKbT9xpaptDHMon, 01 Jul 2013 17:00:00 GMT3607https://www.blogtalkradio.com/lykkenonlending/2013/07/01/lykken-on-lending--weekly-mortgage-market-updatefalseLOAN ORIGINATIONS (Part 4): Special Guest DAVE SAVAGErIdkzfYRXhMon, 24 Jun 2013 17:00:00 GMT3620https://www.blogtalkradio.com/lykkenonlending/2013/06/24/mortgage-industry-updatefalseLOAN ORIGINATIONS (Part 3): Special Guest RENE RODRIGUEZwIAnDkkXsEMon, 17 Jun 2013 17:00:00 GMT3650https://www.blogtalkradio.com/lykkenonlending/2013/06/17/weekly-mortgage-housing-market-updatefalseLOAN ORIGINATIONS (Part 2): Special Guest GREG FROSTLJdmh3pVKMon, 10 Jun 2013 17:00:00 GMT3631https://www.blogtalkradio.com/lykkenonlending/2013/06/10/mortgage-industry-updatefalseLOAN ORIGINATIONS (Part 1): What Is Changed or Changing?SRmfFWvuigMon, 03 Jun 2013 17:00:00 GMT3581https://www.blogtalkradio.com/lykkenonlending/2013/06/03/lykken-on-lending--weekly-mortgage-market-updatefalseSERVICING UPDATE (Part 6): Dovenmuehle SubservicingAlWuL-kWleMon, 27 May 2013 17:00:00 GMT3638https://www.blogtalkradio.com/lykkenonlending/2013/05/27/mortgage-industry-updatefalseSERVICING UPDATE (Part 5): Austin Tilghman & David StephensaD5WJPhckMon, 20 May 2013 17:00:00 GMT3615https://www.blogtalkradio.com/lykkenonlending/2013/05/20/lykken-on-lending--weekly-mortgage-market-updatefalseSERVICING UPDATE (Part 4): Vendor Management, the "how to"j4EZB0HTXhMon, 13 May 2013 17:00:00 GMT3529https://www.blogtalkradio.com/lykkenonlending/2013/05/13/lykken-on-lending--weekly-mortgage-market-updatefalseSERVICING UPDATE (Part 3): Mitch Kider - Loan Servicing RegsvgDFNR1yjSMon, 06 May 2013 17:00:00 GMT3617https://www.blogtalkradio.com/lykkenonlending/2013/05/06/lykken-on-lending--weekly-mortgage-market-updatefalseSERVICING UPDATE (Part 2): Austin Tilghman & David StephenstB7NNslLkMon, 29 Apr 2013 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2013/04/29/mortgage-industry-updatefalseSERVICING UPDATE (Part 2): Les Parker on retaining MSR'sWQY-j-UdhMon, 22 Apr 2013 17:00:00 GMT3630https://www.blogtalkradio.com/lykkenonlending/2013/04/22/lykken-on-lending--weekly-mortgage-market-updatefalseSERVICING UPDATE (Part 1): Frank Pallotta, Loan Value GroupPwDqmeEYHMon, 15 Apr 2013 17:00:00 GMT3631https://www.blogtalkradio.com/lykkenonlending/2013/04/15/lykkenmortgage-industry-updatefalse4-8-13 WANT TO BUY OR SELL? Chuck Klein, M&A expert, today's guestJCMN8YkZQvMon, 08 Apr 2013 17:00:00 GMT3625https://www.blogtalkradio.com/lykkenonlending/2013/04/08/4-8-13-want-to-buy-or-sell-chuck-klein-ma-expert-todays-guestfalseSPECIAL GUEST: Pat Sherlock on hiring top Production StaffOdefdUfBJBMon, 01 Apr 2013 17:00:00 GMT3600https://www.blogtalkradio.com/lykkenonlending/2013/04/01/lykken-on-lending--weekly-mortgage-market-updatefalseSPECIAL GUEST: Bill Killmer with the MBA7g1l8mJg9SMon, 25 Mar 2013 17:00:00 GMT3611https://www.blogtalkradio.com/lykkenonlending/2013/03/25/lykkenmortgage-industry-updatefalseSPECIAL GUEST: Les Parker on Today's Marketsv1bkUjL8ClMon, 18 Mar 2013 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2013/03/18/weekly-mortgage-housing-market-updatefalseSPECIAL GUEST: Steve O'Connor with the MBA1SbeDcqFqMon, 11 Mar 2013 17:00:00 GMT3605https://www.blogtalkradio.com/lykkenonlending/2013/03/11/lykken-on-lending--weekly-mortgage-market-updatefalseSPECIAL GUEST: Paul Muolo of Inside Mtg Finance8J89nC2BeMon, 04 Mar 2013 18:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2013/03/04/lykkenmortgage-industry-updatefalseMORTGAGE FRAUD: Special Guest Chris Eason Federal ProsecutorlvBrzKrYjYMon, 25 Feb 2013 18:00:00 GMT3613https://www.blogtalkradio.com/lykkenonlending/2013/02/25/lykkenmortgage-industry-updatefalseMORTGAGE FRAUD - Consequences Of Crossing The Line.qiVTTRzDJ_Mon, 18 Feb 2013 18:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2013/02/18/lykken-on-lending--weekly-mortgage-market-updatefalseSPECIAL GUEST: Michael Banner speaking on Reverse MortgageslXqtaSCqBXMon, 11 Feb 2013 18:00:00 GMT3646https://www.blogtalkradio.com/lykkenonlending/2013/02/11/lykken-on-lending--weekly-mortgage-market-updatefalseSPECIAL GUEST: Phil Schulman on QM & CFPB Regulations-QQYNUcyiMon, 04 Feb 2013 18:00:00 GMT3637https://www.blogtalkradio.com/lykkenonlending/2013/02/04/lykkenmortgage-industry-updatefalseSPECIAL GUEST: Dominick Tavella about the Financial Marketsnjzf5jccTAMon, 28 Jan 2013 18:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2013/01/28/lykkenmortgage-industry-updatefalseQUALIFIED MORTGAGE (QM) UPDATE (Part 2) with Alice Alveyj4QMCG7ScyMon, 21 Jan 2013 18:00:00 GMT3627https://www.blogtalkradio.com/lykkenonlending/2013/01/21/lykkenmortgage-industry-updatefalseQUALIFIED MORTGAGE (QM) UPDATE (Part 1) with Alice Alvey0Pg1fhzqbNMon, 14 Jan 2013 18:00:00 GMT3610https://www.blogtalkradio.com/lykkenonlending/2013/01/14/lykkenmortgage-industry-updatefalsePREDICTIONS FOR 2013: Special Guest LES PARKERBpSk1xel1SMon, 07 Jan 2013 18:00:00 GMT3609https://www.blogtalkradio.com/lykkenonlending/2013/01/07/weekly-mortgage-housing-market-updatefalseTECHNOLOGY PREDICTIONS FOR 2013: Progress In Lending's BOD'sKgt3UG8dVZMon, 31 Dec 2012 18:00:00 GMT3631https://www.blogtalkradio.com/lykkenonlending/2012/12/31/weekly-mortgage-housing-market-updatefalseCHRISTMAS EVE SPECIAL: Guests Bill Coppedge & Don HenigxdS7Ei7K3AMon, 24 Dec 2012 18:00:00 GMT3553https://www.blogtalkradio.com/lykkenonlending/2012/12/24/lykken-on-lending--weekly-mortgage-market-updatefalseLEADERSHIP - MAKING A DIFFERENCE: David Stevens MBA Pres.sVQxcuPjdMon, 17 Dec 2012 18:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2012/12/17/lykkenmortgage-industry-updatefalseMAKING A DIFFERENCE: United Guaranty, a turn-around story423nq7LzTMon, 10 Dec 2012 18:00:00 GMT3641https://www.blogtalkradio.com/lykkenonlending/2012/12/10/lykken-on-lending--weekly-mortgage-market-updatefalsePOST ELECTION ANALYSIS: Special guest Mitch Kider of WBSKITiSAtt1bMon, 03 Dec 2012 18:00:00 GMT3616https://www.blogtalkradio.com/lykkenonlending/2012/12/03/lykkenmortgage-industry-updatefalseMAKING A DIFFERENCE: Special Guest Mike AndersonnFkljFv6x7Mon, 26 Nov 2012 18:00:00 GMT3611https://www.blogtalkradio.com/lykkenonlending/2012/11/26/lykkenmortgage-industry-updatefalsePOST ELECTION ANALYSIS: Round table discussionhpgYYfsVHvMon, 19 Nov 2012 18:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2012/11/19/lykkenmortgage-industry-updatefalsePOST ELECTION ANALYSIS with Les Parker & Albert Dursoc3rbAG-MpMon, 12 Nov 2012 18:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2012/11/12/lykkenmortgage-industry-updatefalsePOLITICS & MORTGAGES: What this election means for MSR'sWp9BUuhqasMon, 05 Nov 2012 18:00:00 GMT3605https://www.blogtalkradio.com/lykkenonlending/2012/11/05/lykken-on-lending--weekly-mortgage-market-updatefalsePOLITICS & MORTGAGES: Special Guest Kevin CuffhB-Pm8IWcTMon, 29 Oct 2012 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2012/10/29/lykkenmortgage-industry-updatefalsePOLITICS & MORTGAGES: The Future of Mortgage BrokerslgFv566PIMon, 22 Oct 2012 17:00:00 GMT3617https://www.blogtalkradio.com/lykkenonlending/2012/10/22/lykkenmortgage-industry-updatefalsePOLITICS AND MORTGAGES: How The Election Impacts Mtg Brokers2XtrSzsQrMon, 15 Oct 2012 17:00:00 GMT3625https://www.blogtalkradio.com/lykkenonlending/2012/10/15/lykken-on-lending--weekly-mortgage-market-updatefalsePOLITICS & MORTGAGES: Role of Government in Housing-Part IIsFNdByXJvJMon, 08 Oct 2012 17:00:00 GMT3401https://www.blogtalkradio.com/lykkenonlending/2012/10/08/weekly-mortgage-housing-market-updatefalsePOLITICS & MORTGAGES: Role of Government in Housing - Part Ix2IlCh-blMon, 01 Oct 2012 17:00:00 GMT3604https://www.blogtalkradio.com/lykkenonlending/2012/10/01/lykkenmortgage-industry-updatefalsePOLITICS & MORTGAGES: What happens to our Secondary Markets?E_LjEd_rLMon, 24 Sep 2012 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2012/09/24/lykkenmortgage-industry-updatefalsePOLITICS & MORTGAGES: Author of Mtg Banking Politics Article-LL0xEMyw-Mon, 17 Sep 2012 17:00:00 GMT3621https://www.blogtalkradio.com/lykkenonlending/2012/09/17/weekly-mortgage-housing-market-updatefalsePOLITICS & MORTGAGES: What this election means to servicing!ZYJ5LpzUr5Mon, 10 Sep 2012 17:00:00 GMT3613https://www.blogtalkradio.com/lykkenonlending/2012/09/10/weekly-mortgage-housing-market-updatefalseHAPPY LABOR DAY - Special "Politics & the Mortgage Industry"T6b9pJUaQMon, 03 Sep 2012 17:00:00 GMT3103https://www.blogtalkradio.com/lykkenonlending/2012/09/03/weekly-mortgage-housing-market-updatefalse8-27-12 POLITICS: Obama vs. Romney - Our industry's future!R2fUA45cruMon, 27 Aug 2012 17:00:00 GMT3593https://www.blogtalkradio.com/lykkenonlending/2012/08/27/lykkenmortgage-industry-updatefalse8-20-12 Special Guest MITCH KIDER with an Industry UpdateXHgz2Cw4c5Mon, 20 Aug 2012 17:00:00 GMT3519https://www.blogtalkradio.com/lykkenonlending/2012/08/20/lykkenmortgage-industry-updatefalse8-13-12 Round Table Discussion on INDUSTRY HEADLINES.jVm6noraUCMon, 13 Aug 2012 17:00:00 GMT3576https://www.blogtalkradio.com/lykkenonlending/2012/08/13/weekly-mortgage-housing-market-updatefalse8-6-12 INNOVATIONS IN SERVICING - Incentives For Borrowers9AZxFuBnZMon, 06 Aug 2012 17:00:00 GMT2639https://www.blogtalkradio.com/lykkenonlending/2012/08/06/weekly-mortgage-housing-market-updatefalse7-30-12 INDUSTRY HEADLINERS - Round Table DiscussionuCCvJiir1Mon, 30 Jul 2012 17:00:00 GMT3584https://www.blogtalkradio.com/lykkenonlending/2012/07/30/weekly-mortgage-housing-market-updatefalse7-23-12 Mortgage Industry UpdatekCO4gYvgxMon, 23 Jul 2012 17:00:00 GMT3540https://www.blogtalkradio.com/lykkenonlending/2012/07/23/lykkenmortgage-industry-updatefalseLykken on Lending - Weekly Mortgage Market Update6_WPxCnVXcMon, 16 Jul 2012 17:00:00 GMT3592https://www.blogtalkradio.com/lykkenonlending/2012/07/16/lykken-on-lending--weekly-mortgage-market-updatefalse7-9-12 MIKE FRATANTONI - "Major Issues Facing Lenders today"nJ-TYQEhyvMon, 09 Jul 2012 17:00:00 GMT3624https://www.blogtalkradio.com/lykkenonlending/2012/07/09/lykken-on-lending--weekly-mortgage-market-updatefalse7-2-12 RISING ABOVE ADVERSITY- Joanne Misuraca's life storyP3Ayjy9BMMon, 02 Jul 2012 17:00:00 GMT3515https://www.blogtalkradio.com/lykkenonlending/2012/07/02/weekly-mortgage-housing-market-updatefalseINDUSTRY UPDATE with Mitch Kider/WBSK & Mike Fratantoni/MBAlDlSPxrNXnMon, 25 Jun 2012 17:00:00 GMT3626https://www.blogtalkradio.com/lykkenonlending/2012/06/25/weekly-mortgage-housing-market-updatefalse6-18-12 Weekly Mortgage Update - CFPB's LO Flat fee proposalnxcZ-HNNkeMon, 18 Jun 2012 17:00:00 GMT3606https://www.blogtalkradio.com/lykkenonlending/2012/06/18/weekly-mortgage-housing-market-updatefalse6-11-2012 What every LO needs to know to be successfulJeyeacuLWMon, 11 Jun 2012 17:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2012/06/11/lykkenmortgage-industry-updatefalse6-4-12 CFPB's Solution?: A Regulation A Day Makes Things OKQfn_EhQWEsMon, 04 Jun 2012 17:00:00 GMT3585https://www.blogtalkradio.com/lykkenonlending/2012/06/04/lykkenmortgage-industry-updatefalse5-28-2012 Memorial Day Special... "Lessons on Leadership"VGh4wx9DnMon, 28 May 2012 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2012/05/28/weekly-mortgage-housing-market-updatefalse5-21-2012 L.O. COMP UPDATE: CFPB's Flat Fee Fact or FictionlkyOwVUc_Mon, 21 May 2012 17:00:00 GMT3628https://www.blogtalkradio.com/lykkenonlending/2012/05/21/lykkenmortgage-industry-updatefalseSECONDARY MORTGAGE MARKETS - Updates From NYC MBA Conference0msEngtcC6Mon, 14 May 2012 17:00:00 GMT3585https://www.blogtalkradio.com/lykkenonlending/2012/05/14/weekly-mortgage-housing-market-updatefalseUpdate on NEXT GENERATION MARKETING & TECHNOLOGYB5vJdAbCNMMon, 07 May 2012 17:00:00 GMT3590https://www.blogtalkradio.com/lykkenonlending/2012/05/07/lykken-on-lending--weekly-mortgage-market-updatefalseLEADERSHIP, THE ECONOMY & TECHNOLOGY UPDATE0dgCpCyx5DMon, 30 Apr 2012 17:00:00 GMT3588https://www.blogtalkradio.com/lykkenonlending/2012/04/30/lykken-on-lending--weekly-mortgage-market-updatefalseLIVE Broadcast from the MBA Technology Conference in Phoenixjkw8-ACnBMon, 23 Apr 2012 17:00:00 GMT3406https://www.blogtalkradio.com/lykkenonlending/2012/04/23/weekly-mortgage-housing-market-updatefalse4-16-12 General Weekly Mortgage Market UpdateQwZkiXQZIpMon, 16 Apr 2012 17:00:00 GMT3287https://www.blogtalkradio.com/lykkenonlending/2012/04/16/weekly-mortgage-housing-market-updatefalsePOLITICS & MORTGAGE INDUSTRY - Convergence & Conflicts1qvdHQjqYYMon, 09 Apr 2012 17:00:00 GMT3591https://www.blogtalkradio.com/lykkenonlending/2012/04/09/weekly-mortgage-housing-market-updatefalseNEW SECONDARY MARKET INVESTOR: Gateway Mortgage Groupj_px6lZnv7Mon, 02 Apr 2012 17:00:00 GMT3613https://www.blogtalkradio.com/lykkenonlending/2012/04/02/lykken-on-lending--weekly-mortgage-market-updatefalseSPECIAL GUEST - Jay Brinkmann, Chief Economist of MBA1UJgon6K2AMon, 26 Mar 2012 17:00:00 GMT3615https://www.blogtalkradio.com/lykkenonlending/2012/03/26/lykkenmortgage-industry-updatefalseREGULATORY UPDATE: Suspicious Activity Report (SAR) Requiredq0yuPZHw-yMon, 19 Mar 2012 17:00:00 GMT3605https://www.blogtalkradio.com/lykkenonlending/2012/03/19/lykken-on-lending--weekly-mortgage-market-updatefalseLOAN SERVICING: How to Make Money Buying & Selling ServicingUh22KqC36Mon, 12 Mar 2012 17:00:00 GMT3574https://www.blogtalkradio.com/lykkenonlending/2012/03/12/weekly-mortgage-housing-market-updatefalseLOAN SERVICING - What You Need to Know to Get Started!ZRcbzl7srMon, 05 Mar 2012 18:00:00 GMT3630https://www.blogtalkradio.com/lykkenonlending/2012/03/05/lykken-on-lending--weekly-mortgage-market-updatefalseLOAN SERVICING - Summarizing it all up & Your Next StepsAJCD1LztlAMon, 27 Feb 2012 18:00:00 GMT3579https://www.blogtalkradio.com/lykkenonlending/2012/02/27/lykkenmortgage-industry-updatefalseTHE GSE's - We will be debating if we need Fannie & FreddieXqoCJ6xjjeMon, 20 Feb 2012 18:00:00 GMT3630https://www.blogtalkradio.com/lykkenonlending/2012/02/20/weekly-mortgage-housing-market-updatefalseLOAN SERVICING - Learn from those who started servicing!ze0ts4BlSrMon, 13 Feb 2012 18:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2012/02/13/weekly-mortgage-housing-market-updatefalseLOAN SERVICING - Is It Time To Start Retaining Servicing?M3l4W75rDMon, 06 Feb 2012 18:00:00 GMT3602https://www.blogtalkradio.com/lykkenonlending/2012/02/06/weekly-mortgage-housing-market-updatefalseFINANCIAL REPORTING in 2012 - No 2nd Chances To Get It RIGHTHb8RVc0nmMon, 30 Jan 2012 18:00:00 GMT3594https://www.blogtalkradio.com/lykkenonlending/2012/01/30/weekly-mortgage-housing-market-updatefalseSPECIAL GUEST: Doug Duncan, Chief Economist for Fannie Mae45uEzXSGoMon, 23 Jan 2012 18:00:00 GMT3621https://www.blogtalkradio.com/lykkenonlending/2012/01/23/lykkenmortgage-industry-updatefalseSPECIAL FOCUS: QRM, QM & HARP II - Get latest info.-RoviICvBMon, 16 Jan 2012 18:00:00 GMT3587https://www.blogtalkradio.com/lykkenonlending/2012/01/16/weekly-mortgage-housing-market-updatefalseThe TOP TOPICS - ISSUES for 2012... What YOU need to know!!QHg-OWsP_Mon, 09 Jan 2012 18:00:00 GMT3580https://www.blogtalkradio.com/lykkenonlending/2012/01/09/lykkenmortgage-industry-updatefalseTECHNOLOGY 2012 - The Progress in Lending Technology Report!5V8XQxCFIMon, 02 Jan 2012 18:00:00 GMT3639https://www.blogtalkradio.com/lykkenonlending/2012/01/02/lykkenmortgage-industry-updatefalseRISK ANALYSIS: Differences between "Variances & Violations"V3Ei1__zQjMon, 26 Dec 2011 18:00:00 GMT3632https://www.blogtalkradio.com/lykkenonlending/2011/12/26/weekly-mortgage-housing-market-updatefalseLOOKING FORWARD TO 2012 - Jay Brinkmann, MBA Chief EconomistokWm9QPYtlMon, 19 Dec 2011 18:00:00 GMT3629https://www.blogtalkradio.com/lykkenonlending/2011/12/19/lykken-on-lending--weekly-mortgage-market-updatefalseACHIEVING THE SEEMINGLY IMPOSSIBLE - Attitude is EVERYTHING!9hWaux4YaMon, 12 Dec 2011 18:00:00 GMT3576https://www.blogtalkradio.com/lykkenonlending/2011/12/12/weekly-mortgage-housing-market-updatefalseA NEW INVESTOR WITH NEW NON-CONFORMING LOAN PRODUCTSyEarc5QTaMon, 05 Dec 2011 18:00:00 GMT3557https://www.blogtalkradio.com/lykkenonlending/2011/12/05/lykkenmortgage-industry-updatefalseWeekly Mortgage & Housing Market UpdaterfYCZwRrTEMon, 28 Nov 2011 18:00:00 GMT3574https://www.blogtalkradio.com/lykkenonlending/2011/11/28/weekly-mortgage-housing-market-updatefalseWeekly Mortgage & Housing Market UpdateweEDll-uNlMon, 21 Nov 2011 18:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2011/11/21/weekly-mortgage-housing-market-updatefalseROUND TABLE DISCUSSION WITH REGULAR GUESTSyQDE4YdLQMon, 14 Nov 2011 18:00:00 GMT3577https://www.blogtalkradio.com/lykkenonlending/2011/11/14/weekly-mortgage-housing-market-updatefalseBroadcasting "LIVE" from AmeriCatalyst event in Austin, TXIXk4gpgKKrMon, 07 Nov 2011 18:00:00 GMT3589https://www.blogtalkradio.com/lykkenonlending/2011/11/07/lykkenmortgage-industry-updatefalseROUND TABLE DISCUSSION - The hottest topics affecting YOUB_2Wqa1DAUMon, 31 Oct 2011 17:00:00 GMT3583https://www.blogtalkradio.com/lykkenonlending/2011/10/31/lykken-on-lending--weekly-mortgage-market-updatefalseThe Legal Risk of Recruiting & Being Recruited - PART II2Cr52aT1nVMon, 24 Oct 2011 17:00:00 GMT3553https://www.blogtalkradio.com/lykkenonlending/2011/10/24/lykken-on-lending--weekly-mortgage-market-updatefalseA MUST LISTEN TO PROGRAM-Part II-Guest Toni MossKzsPESzpHMon, 17 Oct 2011 17:00:00 GMT3619https://www.blogtalkradio.com/lykkenonlending/2011/10/17/lykkenmortgage-industry-updatefalseBroadcasting LIVE from 98th Annual MBA Convention in Chicagod9Xwzjc6qZMon, 10 Oct 2011 17:00:00 GMT1174https://www.blogtalkradio.com/lykkenonlending/2011/10/10/lykkenmortgage-industry-updatefalseThe Globalization of Housing Finance with guest Toni MossbPX0RsacQMon, 03 Oct 2011 17:00:00 GMT3610https://www.blogtalkradio.com/lykkenonlending/2011/10/03/lykken-on-lending--weekly-mortgage-market-updatefalsePRODUCTION STRATEGIES (Part 3) – Legal Risks in RecruitingZMHovax1AMon, 26 Sep 2011 17:00:00 GMT3589https://www.blogtalkradio.com/lykkenonlending/2011/09/26/lykkenmortgage-industry-updatefalseNEW PRODUCTION STRATEGIES (Part 2) - Keys to Top Performers0LaH6mwpZMon, 19 Sep 2011 17:00:00 GMT3597https://www.blogtalkradio.com/lykkenonlending/2011/09/19/weekly-mortgage-housing-market-updatefalseBroadcasting LIVE from the FIVE STAR CONFERENCE in Dallas TXcnQpmPgIBQMon, 12 Sep 2011 17:00:00 GMT3560https://www.blogtalkradio.com/lykkenonlending/2011/09/12/weekly-mortgage-housing-market-updatefalseDevelopments in Default Servicing - The Five Star Conference9Jw3h1z7onMon, 29 Aug 2011 17:00:00 GMT3576https://www.blogtalkradio.com/lykkenonlending/2011/08/29/lykkenmortgage-industry-updatefalsePRODUCTION STRATEGIES - Whose Job Is It To Grow Production?oyEwEwafYcMon, 22 Aug 2011 17:00:00 GMT3541https://www.blogtalkradio.com/lykkenonlending/2011/08/22/lykkenmortgage-industry-updatefalseMORTGAGE "CALL REPORT" REPORT - Financial Accountability!yLSaJt-PSMon, 15 Aug 2011 17:00:00 GMT3592https://www.blogtalkradio.com/lykkenonlending/2011/08/15/lykkenmortgage-industry-updatefalseFUTURE OF MTG TECHNOLOGY - RES.NET shows us the way!bKfTqQKCIpMon, 08 Aug 2011 17:00:00 GMT3596https://www.blogtalkradio.com/lykkenonlending/2011/08/08/lykkenmortgage-industry-updatefalseFUTURE OF MTG LENDING (Part 5) -Changes Coming to OperationsVMVPThS4ZMon, 01 Aug 2011 17:00:00 GMT3609https://www.blogtalkradio.com/lykkenonlending/2011/08/01/lykkenmortgage-industry-updatefalseFUTURE OF MTG LENDING (Part 4) - New Legal Risks for Lendersan8zwgE0h-Mon, 25 Jul 2011 17:00:00 GMT3589https://www.blogtalkradio.com/lykkenonlending/2011/07/25/lykkenmortgage-industry-updatefalseFUTURE OF MORTGAGE LENDING (Part 3) - An Imp. CFPB Update!4ef4neDqtYMon, 18 Jul 2011 17:00:00 GMT3629https://www.blogtalkradio.com/lykkenonlending/2011/07/18/lykkenmortgage-industry-updatefalseFUTURE OF MTG LENDING (Part 2) - Covered Bonds with Dr. Lealg4-R4cC7GMon, 11 Jul 2011 17:00:00 GMT3621https://www.blogtalkradio.com/lykkenonlending/2011/07/11/weekly-mortgage-housing-market-updatefalseFUTURE OF MORTGAGE BANKING (Part 1) - The Secondary MarketsVL2fluGiZMon, 27 Jun 2011 17:00:00 GMT3585https://www.blogtalkradio.com/lykkenonlending/2011/06/27/lykkenmortgage-industry-updatefalseLOAN SERVICING - Special program for loan servicersdlElVYir3Mon, 20 Jun 2011 17:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2011/06/20/lykkenmortgage-industry-updatefalseFUTURE OF MTG. LENDING - Learn how to THRIVE!!gZRqhWW0_Mon, 13 Jun 2011 17:00:00 GMT3580https://www.blogtalkradio.com/lykkenonlending/2011/06/13/weekly-mortgage-housing-market-updatefalseURGENT "CALL TO ACTION" REGARDING QRM_I95vOc6JMon, 06 Jun 2011 17:00:00 GMT3558https://www.blogtalkradio.com/lykkenonlending/2011/06/06/weekly-mortgage-housing-market-updatefalseMemorial Day Special Program - Mortgage Leaders CruisewPH4z21kMMon, 30 May 2011 17:00:00 GMT3528https://www.blogtalkradio.com/lykkenonlending/2011/05/30/lykkenmortgage-industry-updatefalseCompliance Monitoring - Listen & Learn about monitoring!j5wH0p3ObrMon, 23 May 2011 17:00:00 GMT3593https://www.blogtalkradio.com/lykkenonlending/2011/05/23/lykkenmortgage-industry-updatefalseLO Compensation - "Dealing with it?" vs. "Dying from it?"25XRQyeQFaMon, 16 May 2011 17:00:00 GMT3556https://www.blogtalkradio.com/lykkenonlending/2011/05/16/lykkenmortgage-industry-updatefalseThe MORTGAGE CALL REPORT (Part IV) - Special Guest This Weekzu5zMN4RoMon, 09 May 2011 17:00:00 GMT3575https://www.blogtalkradio.com/lykkenonlending/2011/05/09/lykkenmortgage-industry-updatefalseThe MORTGAGE CALL REPORT (Part III) - Will you be ready?YdF87qGWDPMon, 02 May 2011 17:00:00 GMT3570https://www.blogtalkradio.com/lykkenonlending/2011/05/02/weekly-mortgage-housing-market-updatefalseThe MORTGAGE CALL REPORT (Part II) - The Financial Aspects8OAc9CJaUqMon, 25 Apr 2011 17:00:00 GMT3580https://www.blogtalkradio.com/lykkenonlending/2011/04/25/lykkenmortgage-industry-updatefalseThe MORTGAGE CALL REPORT (Part I) - Learn what is involved!x5R-SIQtW9Mon, 18 Apr 2011 17:00:00 GMT3540https://www.blogtalkradio.com/lykkenonlending/2011/04/18/lykkenmortgage-industry-updatefalseWHERE DO WE GO FROM HERE? We discuss emerging opportunities!bFkpPjhX3Mon, 11 Apr 2011 17:00:00 GMT3585https://www.blogtalkradio.com/lykkenonlending/2011/04/11/lykkenmortgage-industry-updatefalseL.O. COMP "STAY" UPDATE & THE MORTGAGE "CALL REPORT" -TraOCESnoMon, 04 Apr 2011 17:00:00 GMT3564https://www.blogtalkradio.com/lykkenonlending/2011/04/04/lykkenmortgage-industry-updatefalseLO COMPENSATION (PART VI) - We will be discussing the various plans that are being rolled out.uA5-U9ENHMon, 28 Mar 2011 17:00:00 GMT3584https://www.blogtalkradio.com/lykkenonlending/2011/03/28/lykkenmortgage-industry-updatefalseLO. COMPENSATION (PART V) - Discussing the Fed's March 17th Webinar1ICjL73G77Mon, 21 Mar 2011 17:00:00 GMT3557https://www.blogtalkradio.com/lykkenonlending/2011/03/21/weekly-mortgage-housing-market-updatefalseLO COMPENSATION (PART IV) - Discussed the Dept. of Labors (DOL) requires paying min. wage or salaryj8VdFn9wqRMon, 14 Mar 2011 17:00:00 GMT3593https://www.blogtalkradio.com/lykkenonlending/2011/03/14/lykken-on-lending--weekly-mortgage-market-updatefalseLO COMPENSATION (PART III) - Focusing on Brokers & Wholesale comp plansT9bzFibeU9Mon, 07 Mar 2011 18:00:00 GMT3601https://www.blogtalkradio.com/lykkenonlending/2011/03/07/lykken-on-lending--weekly-mortgage-market-updatefalseL.O. COMPENSATION UPDATE (Part II) - We will be reviewing in detail various company LO Comp planszqxYBxrsVMon, 28 Feb 2011 18:00:00 GMT3571https://www.blogtalkradio.com/lykkenonlending/2011/02/28/lykken-on-lending--weekly-mortgage-market-updatefalseLO COMPENSATION UPDATE (Part I) - We review comp plans that we are hearing about.MREUwD92IMon, 21 Feb 2011 18:00:00 GMT3564https://www.blogtalkradio.com/lykkenonlending/2011/02/21/lykken-on-lending--weekly-mortgage-market-updatefalsePart 4 of a 4 part series on THE FUTURE of INDEPENDENT MTG BANKERS - Recommendations for the Futurev8eKMS7_KMon, 14 Feb 2011 18:00:00 GMT3576https://www.blogtalkradio.com/lykkenonlending/2011/02/14/weekly-mortgage-housing-market-updatefalsePart 3 of a 4 part series on THE FUTURE of INDEPENDENT MTG BANKERS (IMB's) - Issues & ChallengeskmOhVZTMDkMon, 07 Feb 2011 18:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2011/02/07/weekly-mortgage-housing-market-updatefalsePart 2 of a 4 part series on THE FUTURE of INDEPENDENT MTG BANKERS (IMB's) - Operations & Controls9BhEPuNFsLMon, 31 Jan 2011 18:00:00 GMT3577https://www.blogtalkradio.com/lykkenonlending/2011/01/31/weekly-mortgage-housing-market-updatefalsePart 1 of a 4 part series on THE FUTURE of INDEPENDENT MTG BANKERS (IMB's) - Capital RequirementsTFq4pomWBrMon, 24 Jan 2011 18:00:00 GMT3571https://www.blogtalkradio.com/lykkenonlending/2011/01/24/weekly-mortgage-housing-market-updatefalseMORTGAGE INDUSTRY TECHNOLOGY UPDATE6O6pAhzBjMon, 17 Jan 2011 18:00:00 GMT3579https://www.blogtalkradio.com/lykkenonlending/2011/01/17/weekly-mortgage-housing-market-updatefalseLOAN SERVICING UPDATE - With special guest Michael Lau of Phoenix CapitalXFWCP_aEkMon, 10 Jan 2011 18:00:00 GMT3544https://www.blogtalkradio.com/lykkenonlending/2011/01/10/weekly-mortgage-housing-market-updatefalseSuccess Strategies for 2011Vp8uEMBcaMon, 27 Dec 2010 18:00:00 GMT3573https://www.blogtalkradio.com/lykkenonlending/2010/12/27/lykken-on-lending--weekly-mortgage-market-updatefalseEconomic UpdateK-6-73PNpMon, 20 Dec 2010 18:00:00 GMT3581https://www.blogtalkradio.com/lykkenonlending/2010/12/20/lykken-on-lending--weekly-mortgage-market-updatefalseAPPRAISALS - A Moving TargetEk70l4xSyMon, 13 Dec 2010 18:00:00 GMT3580https://www.blogtalkradio.com/lykkenonlending/2010/12/13/lykken-on-lending--weekly-mortgage-market-updatefalseThe Future of The Independent Mortgage BankerpAVyqOgEGMon, 06 Dec 2010 18:00:00 GMT3588https://www.blogtalkradio.com/lykkenonlending/2010/12/06/lykken-on-lending--weekly-mortgage-market-updatefalseCHANGES IN LOAN OFFICER COMPENSATION7GWSun0wFMon, 29 Nov 2010 18:00:00 GMT3594https://www.blogtalkradio.com/lykkenonlending/2010/11/29/lykken-on-lending--weekly-mortgage-market-updatefalseCredit Availability/Where’s the $VnRukgTNdMon, 22 Nov 2010 18:00:00 GMT3552https://www.blogtalkradio.com/lykkenonlending/2010/11/22/lykken-on-lending--weekly-mortgage-market-updatefalseThe Value Of Owning A Bankc0ZWlycMdMon, 15 Nov 2010 18:00:00 GMT3567https://www.blogtalkradio.com/lykkenonlending/2010/11/15/lykken-on-lending--weekly-mortgage-market-updatefalsePost Election Anaylsis & What It Means?wSRML-vIHMon, 08 Nov 2010 18:00:00 GMT3586https://www.blogtalkradio.com/lykkenonlending/2010/11/08/weekly-mortgage-housing-market-updatefalseReal Estate and Mortgage: Working Together515a1V6jtMon, 01 Nov 2010 17:00:00 GMT3557https://www.blogtalkradio.com/lykkenonlending/2010/11/01/lykken-on-lending--weekly-mortgage-market-updatefalseLykken on Lending - Weekly Mortgage Market Updatey84nDNwOWMon, 25 Oct 2010 17:00:00 GMT3868https://www.blogtalkradio.com/lykkenonlending/2010/10/25/lykken-on-lending--weekly-mortgage-market-updatefalseUS & International RE Markets42q71y1e1Mon, 18 Oct 2010 17:00:00 GMT3549https://www.blogtalkradio.com/lykkenonlending/2010/10/18/weekly-mortgage-housing-market-updatefalseThriving in This Housing MarketyOvSz1nR3Mon, 11 Oct 2010 17:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2010/10/11/weekly-mortgage-housing-market-updatefalseChanging Role of Title InsuranceCFxgyM90KEMon, 04 Oct 2010 17:00:00 GMT3598https://www.blogtalkradio.com/lykkenonlending/2010/10/04/weekly-mortgage-housing-market-updatefalseLoan Officer CompP9jVqsDRF0Mon, 27 Sep 2010 17:00:00 GMT3596https://www.blogtalkradio.com/lykkenonlending/2010/09/27/weekly-mortgage-housing-market-updatefalseFinancing Rural AmericaG1zzYXKMSMMon, 20 Sep 2010 17:00:00 GMT3612https://www.blogtalkradio.com/lykkenonlending/2010/09/20/weekly-mortgage-housing-market-updatefalseRoundtable DiscussionK192tFDdAGMon, 13 Sep 2010 17:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2010/09/13/weekly-mortgage-housing-market-updatefalseThe Changing Face of Real EstateOJv9r-5zVDMon, 30 Aug 2010 17:00:00 GMT3571https://www.blogtalkradio.com/lykkenonlending/2010/08/30/weekly-housing-market-updatefalseWinning Strategies for Mortgage/Real Estate TeamsAaRNDJpNCMon, 23 Aug 2010 17:00:00 GMT3599https://www.blogtalkradio.com/lykkenonlending/2010/08/23/weekly-mortgage-market-updatefalseThe Housing Industry's Best Kept SecreteJlLaYnmh8Mon, 16 Aug 2010 17:00:00 GMT3490https://www.blogtalkradio.com/lykkenonlending/2010/08/16/weekly-mortgage-market-updatefalseBusiness Strategies for the "Fin-Reg" Environment4vYuuKY6oMon, 09 Aug 2010 17:00:00 GMT3607https://www.blogtalkradio.com/lykkenonlending/2010/08/09/weekly-mortgage-market-updatefalseImplications of "Fin-Reg" on Real Estate Financing4SLvfTxzEqMon, 02 Aug 2010 17:00:00 GMT3566https://www.blogtalkradio.com/lykkenonlending/2010/08/02/weekly-mortgage-market-updatefalseProposed FHA Underwriting ChangesfAGh7jr4QCMon, 26 Jul 2010 17:00:00 GMT3548https://www.blogtalkradio.com/lykkenonlending/2010/07/26/weekly-mortgage-market-updatefalseMortgage Origionators' CompensationPopGmO1DGuMon, 19 Jul 2010 17:00:00 GMT3578https://www.blogtalkradio.com/lykkenonlending/2010/07/19/weekly-mortgage-market-updatefalseCoping With The Dodd-Frank ActegXMewuv7eMon, 12 Jul 2010 17:00:00 GMT3565https://www.blogtalkradio.com/lykkenonlending/2010/07/12/weekly-mortgage-market-updatefalseCREDIT UNIONS SUCCESS IN MORTGAGE LENDING5wiVXMbpSpMon, 28 Jun 2010 17:00:00 GMT3592https://www.blogtalkradio.com/lykkenonlending/2010/06/28/weekly-mortgage-market-updatefalseFINANCIAL MANAGEMENTOZygUUzBoMon, 21 Jun 2010 17:00:00 GMT3582https://www.blogtalkradio.com/lykkenonlending/2010/06/21/weekly-mortgage-market-updatefalseAPPRAISALS & DELEGATED MI UNDERWRITINGGDJG6gkLTrMon, 14 Jun 2010 17:00:00 GMT3574https://www.blogtalkradio.com/lykkenonlending/2010/06/14/weekly-mortgage-market-updatefalseBRANCH DEVELOPMENTH_KVEso3CYMon, 07 Jun 2010 17:00:00 GMT3567https://www.blogtalkradio.com/lykkenonlending/2010/06/07/weekly-mortgage-market-updatefalse"LIVE" FROM THE MBA NATIONAL SECONDARY CONFERENCE IN NYChLGRC940z_Mon, 24 May 2010 17:00:00 GMT3465https://www.blogtalkradio.com/lykkenonlending/2010/05/24/weekly-mortgage-market-updatefalseHUD/FHA DEVELOPMENTS (Part II) -NRre7Ngg3Mon, 17 May 2010 17:00:00 GMT3608https://www.blogtalkradio.com/lykkenonlending/2010/05/17/weekly-mortgage-market-updatefalseHUD/FHA DEVELOPMENTS (Part I)npzGU5qHsMon, 10 May 2010 17:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2010/05/10/weekly-mortgage-market-updatefalseTOPIC: SENATE BILL 32174sMQKCrzfxMon, 03 May 2010 17:00:00 GMT3542https://www.blogtalkradio.com/lykkenonlending/2010/05/03/weekly-mortgage-market-updatefalseWeekly Mortgage Market Updateyqx1XIUrjPMon, 26 Apr 2010 17:00:00 GMT3588https://www.blogtalkradio.com/lykkenonlending/2010/04/26/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update-aBwvYcPKKMon, 19 Apr 2010 17:00:00 GMT3550https://www.blogtalkradio.com/lykkenonlending/2010/04/19/weekly-mortgage-market-updatefalseWeekly Mortgage Market Updatea-5wraoLuMon, 12 Apr 2010 17:00:00 GMT3568https://www.blogtalkradio.com/lykkenonlending/2010/04/12/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdatebJE3XxOofIMon, 05 Apr 2010 17:00:00 GMT3563https://www.blogtalkradio.com/lykkenonlending/2010/04/05/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateLFZciO3s9QMon, 29 Mar 2010 17:00:00 GMT3586https://www.blogtalkradio.com/lykkenonlending/2010/03/29/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateYlzmyY1AaMon, 22 Mar 2010 17:00:00 GMT3590https://www.blogtalkradio.com/lykkenonlending/2010/03/22/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update6QwJcuCXxVMon, 15 Mar 2010 17:00:00 GMT3590https://www.blogtalkradio.com/lykkenonlending/2010/03/15/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateZVtRo4incMon, 08 Mar 2010 18:00:00 GMT3471https://www.blogtalkradio.com/lykkenonlending/2010/03/08/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update5obGSz7i2Mon, 01 Mar 2010 18:00:00 GMT3367https://www.blogtalkradio.com/lykkenonlending/2010/03/01/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update4KM4PoOGpGMon, 22 Feb 2010 18:00:00 GMT3531https://www.blogtalkradio.com/lykkenonlending/2010/02/22/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update9D47RTejbKMon, 15 Feb 2010 18:00:00 GMT3536https://www.blogtalkradio.com/lykkenonlending/2010/02/15/weekly-mortgage-market-updatefalseWeekly Mortgage Market Updatei2X-yfWRPcMon, 08 Feb 2010 18:00:00 GMT3565https://www.blogtalkradio.com/lykkenonlending/2010/02/08/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateMke92obLRMon, 01 Feb 2010 18:00:00 GMT3451https://www.blogtalkradio.com/lykkenonlending/2010/02/01/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateWNS89dNAdfMon, 25 Jan 2010 18:00:00 GMT3515https://www.blogtalkradio.com/lykkenonlending/2010/01/25/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateSpq_OdNo1Mon, 18 Jan 2010 18:00:00 GMT3546https://www.blogtalkradio.com/lykkenonlending/2010/01/18/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update1KzAD2iqT4Mon, 11 Jan 2010 18:00:00 GMT3572https://www.blogtalkradio.com/lykkenonlending/2010/01/11/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateII0SDP0-8CMon, 04 Jan 2010 18:00:00 GMT3060https://www.blogtalkradio.com/lykkenonlending/2010/01/04/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateCrbARxsRRQMon, 21 Dec 2009 18:00:00 GMT3437https://www.blogtalkradio.com/lykkenonlending/2009/12/21/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdatesPvAhlNLWMon, 14 Dec 2009 18:00:00 GMT2984https://www.blogtalkradio.com/lykkenonlending/2009/12/14/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdatespmH9uYzyPMon, 07 Dec 2009 18:00:00 GMT2957https://www.blogtalkradio.com/lykkenonlending/2009/12/07/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdatefKSBbXqb3-Mon, 30 Nov 2009 18:00:00 GMT3285https://www.blogtalkradio.com/lykkenonlending/2009/11/30/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdatewWxxSi6czMon, 23 Nov 2009 18:00:00 GMT3271https://www.blogtalkradio.com/lykkenonlending/2009/11/23/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateGwgTLGgKGvMon, 16 Nov 2009 18:00:00 GMT3188https://www.blogtalkradio.com/lykkenonlending/2009/11/16/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdatefD2CjzCS7DMon, 09 Nov 2009 18:00:00 GMT3202https://www.blogtalkradio.com/lykkenonlending/2009/11/09/weekly-mortgage-market-updatefalseWeekly Mortgage Market Update41utWzfEWMon, 26 Oct 2009 17:00:00 GMT2973https://www.blogtalkradio.com/lykkenonlending/2009/10/26/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateC8H1DbHRy9Mon, 19 Oct 2009 17:00:00 GMT3306https://www.blogtalkradio.com/lykkenonlending/2009/10/19/weekly-mortgage-market-updatefalseWeekly Mortgage Market UpdateC7rKW1sI0OMon, 12 Oct 2009 17:00:00 GMT3403https://www.blogtalkradio.com/lykkenonlending/2009/10/12/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdatevRbe10DIrMon, 05 Oct 2009 17:00:00 GMT3044https://www.blogtalkradio.com/lykkenonlending/2009/10/05/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdatehB-9MJp9_7Mon, 28 Sep 2009 17:00:00 GMT3162https://www.blogtalkradio.com/lykkenonlending/2009/09/28/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdatePUF9xoy3aMon, 21 Sep 2009 17:00:00 GMT2366https://www.blogtalkradio.com/lykkenonlending/2009/09/21/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateRZ2uUtnp1CMon, 14 Sep 2009 17:00:00 GMT3351https://www.blogtalkradio.com/lykkenonlending/2009/09/14/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateA2CrVjxQZMon, 31 Aug 2009 17:00:00 GMT3373https://www.blogtalkradio.com/lykkenonlending/2009/08/31/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateF-XC4gQfTMon, 24 Aug 2009 17:00:00 GMT2743https://www.blogtalkradio.com/lykkenonlending/2009/08/24/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateNKByr7KkBMon, 17 Aug 2009 17:00:00 GMT3442https://www.blogtalkradio.com/lykkenonlending/2009/08/17/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateTRvhYp3iOMon, 10 Aug 2009 17:00:00 GMT2546https://www.blogtalkradio.com/lykkenonlending/2009/08/10/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market Update76Mz4ZBGBTMon, 03 Aug 2009 17:00:00 GMT2583https://www.blogtalkradio.com/lykkenonlending/2009/08/03/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market UpdateFoJ5EdOZenMon, 27 Jul 2009 17:00:00 GMT3411https://www.blogtalkradio.com/lykkenonlending/2009/07/27/weekly-mortgage-market-updatefalseWeekly Mortgage Market Updaten0KQ4mcPUMon, 13 Jul 2009 17:00:00 GMT2688https://www.blogtalkradio.com/lykkenonlending/2009/07/13/Weekly-Mortgage-Market-UpdatefalseWeekly Mortgage Market Updates9MnK5f4cLaMon, 06 Jul 2009 17:00:00 GMT1796https://www.blogtalkradio.com/lykkenonlending/2009/07/06/weekly-mortgage-market-updatesfalse