Welcome back to another essential update for real estate investors, note buyers, and market watchers! We are officially in Q2 of 2026, and the landscape of distressed property is shifting rapidly. In this episode, we dive deep into the latest data from the Texas foreclosure auctions and broader national trends. Is the market entering a crisis, or are we simply returning to pre-pandemic normalization? Whether you are looking for residential opportunities in Harris County or commercial assets in North Texas, this episode provides the data-backed roadmap you need to stay ahead of the curve.

National Trends & Q1 Market Data

We kick things off by breaking down the latest quarterly report from Auction.com, featuring insights from industry expert Darren Blomquist. Across the USA, we are seeing a significant return to 2020 levels of market stress.

• National Volume Spike: Foreclosure auction volume increased 33% in 2026, reaching a six-year high.
• Widespread Distress: 44 states and the District of Columbia reported annual increases in foreclosure volume.
• Normalization vs. Crisis: While volume is up, the data suggests a steady "normalization" to pre-pandemic levels rather than a sudden market crash.
• Equity Erosion: Average equity for scheduled foreclosures has declined to 26.9%—a 13% drop year-over-year—driven by cooling property values.
• The REO Shift: Banks are increasingly taking properties back at auction and listing them as REOs on digital platforms at "market-attuned" pricing.

The Texas Lone Star Update: May 2026

As one of the leading foreclosure states in the country, Texas is seeing a fascinating month-over-month shift. We break down the residential and commercial filings for May:

• The Monthly Drop: Despite an annual upward trend, May saw 3,774 filings—a 20% decrease from April.
• Commercial Snapshot: There are 456 commercial filings across Texas this month, with North Texas (DFW area) leading the charge at 144 filings.

• County Breakdown:
• Harris County: Remains a powerhouse with 698 residential filings.
• Bexar County: Holding steady with 397 filings.
• Dallas & Tarrant: Seeing slight month-over-month declines but still high-volume markets.
• The "Zero" List: Notably, Fort Bend and Montgomery counties showed zero scheduled foreclosures in the reported data for this specific period.

Strategies for Investors

We also discuss how to capitalize on these trends, including a recap of our session with Texas legend Arnie Abramson on making money at tax sales. Learn why buyers are currently paying roughly 67 cents on the dollar for auction assets and how "bid-ask spreads" are narrowing as sellers adjust to sluggish conditions.

Conclusion: Take Action in the Distressed Market

The numbers don’t lie—the foreclosure supply is rebuilding, and the opportunities for prepared investors are growing. Don't wait for the competition to catch up. Use the resources mentioned in today's show, like Roddy’s List and Foreclosure.com, to do your due diligence and start bidding with confidence. If you found this update helpful, subscribe to the Note Closers Show Podcast and join us at the next auction. Until next time, go out there, take action, and we’ll see you at the top! 

Watch the Original VIDEO HERE!

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We dive deep into why Texas is a Tax Deed State, not a tax lien state, and why that distinction is a massive advantage for investors. Arnie explains the mechanics of "First Tuesday" auctions, the 25% redemption penalty that works in the investor's favor, and how to find hidden gems in smaller, growing counties like Hunt, Collin, and Hays.

If you are a new or seasoned real estate investor, this episode is a masterclass in navigating the complexities of trustee sales and tax foreclosures in the Lone Star State.

What You’ll Learn in This Episode:

• Tax Deeds vs. Tax Liens: Why buying the property outright is better than just buying the debt.
• The "First Tuesday" Rule: How Texas auctions work and why timing is everything.
• Cashier's Check Strategies: Navigating the payment requirements for different types of sales.
• The 25% Redemption Rule: How investors earn massive returns even if a property is redeemed.
• The Power of Smaller Markets: Why Arnie avoids the Big 5 cities and where the real profit is hiding.
• Helping Homeowners: How Arnie uses owner-financing and "equity deals" to create win-win situations for families in distress.
• Join the Team: Arnie is looking for partners to help with due diligence, property previews, and bidding across Texas.

That’s a wrap on this masterclass with the man, the myth, and the legend, Arnie Abramson! If there is one thing you should take away from today, it’s that Texas real estate waits for no one—especially on the First Tuesday of the month.

Whether you’re ready to dive into the tax deed game yourself or you want to partner up with a veteran who has seen it all, now is the time to act. Don't let these off-market opportunities pass you by while you're stuck fighting for scraps in the big cities. Grab your phone, save Arnie’s number, and start building that Texas-sized portfolio you’ve always dreamed of.

Remember: in Texas, we do everything fast—fast highways, fast foreclosures, and fast paths to wealth if you know the right people. Thanks for tuning in, and we'll see you at the next auction!"

Connect with Arnie Abramson:

Arnie is looking for dedicated individuals to help expand his research and bidding operations into more Texas counties. If you want to learn the ropes and earn while you learn:

• Phone: (214) 869-7188 (Call or Text between 7:30 AM and 9:30 PM CST)
• Email: You can email Arnie directly at arnie@txtaxsales.com!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you tired of finding great real estate deals only to have them stall because you lack the funding? Many investors believe that "raising capital" is a one-time pitch, but the reality is much more persistent. In the world of private money, the fortune is truly in the follow-up. While most people give up after the first attempt, the elite investors—the ones closing deals month after month—know that a "no" today is often just a "not yet" for tomorrow.

In this episode, we dive deep into the systematic approach to raising private capital, treating your marketing like a professional athlete treats their swing. Whether you are a seasoned note investor or just starting out, mastering these nine steps of follow-up will ensure you never run out of fuel for your deals again.

Key Takeaways from This Episode

Raising capital is a skill developed through repetition and persistence. Here is the breakdown of the follow-up system discussed:

• The Power of 80%: Approximately 80% of sales are made between the 5th and 12th contact, yet nearly half of all professionals never follow up a second time.

• The Baseball Analogy: Raising capital is like hitting in baseball; even the best fail 70% of the time. You must keep taking "swings" (marketing attempts) to eventually hit your singles, doubles, and home runs.

• Mining the Right List: Successful fundraising starts with a quality list, such as Self-Directed IRA (SDIRA) owners found through county appraisal districts.

• The Multi-Channel Approach: Effective follow-up isn't just letters; it involves a mix of direct mail, social media sleuthing, email marketing, and SMS text blasts.

• The "Hello Letter": Your first touch should be a professional, printed letter (not a "yellow letter") that includes a QR code to your pitch deck.

• Social Sleuthing: Use VAs to find LinkedIn and Facebook profiles of your leads. Sending a personalized DM is a low-cost, high-impact way to move a cold lead into your CRM.

• Case Studies as Fuel: Don’t just "check in." Share case studies of deals you are evaluating or have closed to show prospects that you are an active, credible investor.

• The Power of SMS: Text messages have an 85% open rate within the first five minutes, making them far more effective than the 17-20% open rate typical of emails.

• The Essential Toolkit: To go pro, you need four core assets: a professional website, a 10-minute pitch deck video, a CRM with open-rate tracking, and a consistent schedule.

Stop Waiting for the "Whale"

Many investors spend their time chasing one giant "whale" investor, but this system is built on singles and doubles. By consistently touching your market once a week or once a month, you build an "avalanche" of capital that snowballs over time. Remember, the best time to raise capital is before you actually need it. Start your marketing today, stay coachable, and watch your real estate business transform.

Ready to scale? Don't let your leads drift away "like smoke in the wind". Implement these follow-up steps and start hitting your funding goals!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

The year is 2026, and the real estate market isn't what it was last year, let alone five years ago. If you find yourself struggling to close deals or complaining about a lack of funding, it’s time for a serious reality check. In this episode, Scott Carson dives deep into the "mental side" of the business, stripping away the excuses that keep investors paralyzed. Whether you’re a seasoned pro or a new realtor looking for distressed opportunities, the message is clear: Your success is directly tied to your marketing volume.

Scott takes us back to his darkest days in 2009—living in a $400-a-month room, eating canned beans, and facing foreclosure himself. He didn’t wait for a bailout or a "funding Jesus" to descend from the clouds. He hustled, expanded his market, and turned a desperate situation into a $35,000 wholesale win. If you’re tired of being "sick and tired," this is the wake-up call you need to get off the sidelines and back into the game.

Key Takeaways for the 2026 Market Hustle

• Expand Your Horizons: Stop looking for deals in one tiny backyard. If your local area is dry, use the internet to market across multiple states where the inventory is actually moving.

• Fire Your "Old" Money Partners: If your previous investors refuse to fund distressed assets, sub-two deals, or non-performing notes, they aren't your partners anymore. You must go out and create new funding sources through aggressive networking.

• The 80% Rule of Sales: Most success happens after the fifth contact. Sending one email blast and giving up isn't marketing; it's laziness. You have to "carpet bomb" your message across Facebook, LinkedIn, and email databases.

• Leverage Case Studies: Even if you’ve only done a few deals, use them as proof of concept. Share your wins and your "near-foreclosures" as case studies to attract new investors.

• Show Up Where the Money Is: Stop avoiding the "scary" places. Go to local foreclosure auctions and REIA club meetings. The people bidding there have the cash you need; you are just one connection away from your next deal.

• Stop the Political Blame Game: Your bank account doesn't care who is in the White House. If you spend more time complaining about politics than you do skip-tracing leads, you are the reason you aren't succeeding.

• Dumbify the Deal: When presenting to new partners who don’t understand the note business, break it down on a whiteboard. Show the numbers, the BPO, and the potential yield in simple terms.
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Conclusion: No Free Lunches

At the end of the day, you are where you are because of the decisions you've made. There is no "free lunch" in real estate. You have to be willing to make sacrifices—maybe that means stepping back from coaching soccer for a season so you can spend those two hours marketing your business.

Remember Scott's $35K win: he didn't have the money to buy the note, but he had the "hustle jacket" on. He got the contract, marketed it everywhere, and closed the gap. Stop feeding yourself the "bullshit" that you aren't smart enough or good enough. Get beyond your comfort zone, take massive action, and remember: Chimichangas are for winners.

Ready to get to work? Reach out to Scott, and let’s see if you’re ready to handle the tough questions.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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In This Episode, We Cover:

• The Microsoft Pivot: How Al transitioned from 11 years at Microsoft and a sudden startup layoff to full-time real estate investing.
• TV vs. Reality: Why HGTV "one-hour flips" are a facade and what the real timeline and struggle of a renovation look like.
• The 10% Golden Rule: Why Al insists every investor must earmark a 10% contingency fund to survive unforeseen project "hits".
• The "Ugly House" Strategy: Al’s specific buy-box: finding the ugliest house on the best street and using "bones and vision" to add massive value.
• Navigating Permitting Hell: How to handle the red tape that can delay a project by months and eat your profits.
• Scaling with 1031 Mindsets: How Al used proceeds from early flips to fuel "scores and scores" of subsequent deals, moving from 10% to 20% profit margins.
• Market Resilience: Staying focused and "plowing ahead" through COVID-19 supply chain issues and rising interest rates.

Whether you are a corporate professional looking for an "ace in the hole" side hustle or a seasoned investor trying to refine your profit margins, Al Blocker’s journey is a testament to the power of persistence. Al proves that while the market may change and layoffs may happen, a solid system and "thick skin" can turn any setback into a major comeback. Don’t just watch the shows—learn the business of the rip and flip.

Connect with Al Blocker HERE!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you tired of leaving money on the table when selling your real estate notes? Whether you are a seasoned investor or just starting to explore the world of owner financing, the way you structure your paper today dictates your payday tomorrow. In this episode, we dive deep into the mechanics of creating "sellable" paper. We aren't just talking about collecting monthly checks; we are talking about building an asset that Wall Street and private mortgage funds actually want to buy. If you’ve ever been frustrated by lowball offers or wondered why some notes sell at par while others take a 40% haircut, this guide is for you. We’re moving beyond the "we buy notes" postcards and getting into the high-level coaching you need to protect your equity and your future.

Key Strategies for High-Value Note Creation

To ensure your note is marketable on the secondary market and maintains its value, you must avoid the "cheap" mistakes that kill deals. Here is the blueprint for a properly structured note:

• Mandatory Use of an RMLO: Always hire a Registered Mortgage Loan Originator to handle your documentation. They ensure your loan is Dodd-Frank compliant and provide the "uniform paper" look—including credit reports and 1003 applications—that institutional buyers require.

• The Power of Third-Party Servicing: Do not self-service your loans. For a small monthly fee, a professional servicer provides an official third-party payment history, manages escrow for taxes and insurance, and handles borrower outreach within legal guidelines.

• Optimal Down Payment & LTV: Aim for a minimum of 10% down to build immediate equity and reduce default risk. A Loan-to-Value (LTV) ratio of 90% or less is the gold standard for marketability.

• Market-Rate Interest Benchmarks: In the current 2026 market, notes with interest rates below 8% will face significant discounts on the secondary market. To avoid a "haircut," structure your notes at or slightly above current market rates.

• Creative "Two-Lien" Structuring: Instead of one 90% LTV loan, consider a 75% first lien and a 15% second lien. This allows you to sell the first lien close to par while keeping the second lien for pure cash flow in your portfolio or IRA.

• Borrower Qualifications: Prioritize borrowers with a FICO score of 620 or higher and a Debt-to-Income (DTI) ratio below 50%. If a borrower cannot qualify at 8% interest with 10% down, it is often better to list the property traditionally than to create "bad paper".

• Avoiding Over-Valuation: Never sell a property significantly above its fair market value just to create a larger note. Note buyers will base their offers on the actual asset value, not your inflated sales price.

Don't let a "bag of crap" of advice from the internet ruin your exit strategy. Owner financing is one of the most powerful tools in real estate, but it requires precision and professional oversight to be truly profitable. By utilizing RMLOs, professional servicing, and smart multi-lien structures, you aren't just a landlord—you are the bank. Remember, life happens; you may not plan to sell your note today, but you want to ensure that if you ever need to, the door to that "long hallway" of funding is wide open. Take action, structure your deals properly, and let's keep making smart moves in the note space. See you at the top!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you tired of the "Tenants, Toilets, and Trash" that come with traditional landlording? Most investors think the only way to build a six-figure real estate business is through physical property management, but the real wealth is hidden in the debt. In this episode, we break down the updated 2026 roadmap for transitioning from a property manager to an asset manager. We’re diving deep into the exact math of how to acquire distressed mortgage notes at a massive discount, leverage private capital, and create a "rinse and repeat" cash flow engine that doesn't require a single middle-of-the-night repair call.

Key Takeaways from the 2026 Strategy

• The Power of the Discount: Learn why targeting non-performing notes at 50% of fair market value allows you to build immediate equity without picking up a hammer.

• Engineering Your Exit from the 9-to-5: To replace a $60,000 annual salary, you only need approximately 15 notes netting $333 per month each—a far more scalable path than managing dozens of low-margin rental units.

• Scaling with Private Capital (OPM): Discover how to offer private investors an 8% return—far better than they’ll find in a standard savings account—to fund your deals while you keep the majority of the monthly spread.

• Getting Paid to Negotiate: Understand the "Skin in the Game" strategy, where you collect upfront payments from borrowers to help them stay in their homes, potentially generating $30,000 in immediate income before the first monthly check even arrives.

• The Triple-Threat Payday: This model doesn't just offer monthly cash flow; it combines upfront fees, monthly interest, and a massive back-end profit when you sell "seasoned" reperforming notes to larger institutional funds.

Conclusion

True financial freedom in 2026 isn't about working harder; it’s about having a plan and refusing to be a "secret agent" in your own market. By shifting your focus from owning the "bricks and mortar" to owning the debt, you can build a multi-million dollar portfolio with fewer headaches and higher margins. Stop chasing "certificates of disappointment" and start using the bank's own playbook to secure your future. 

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you looking for more deals, more buyers, or more private capital to fund your real estate empire? Most investors look at the foreclosure auction and see only one thing: a place to buy a house. But what if the most valuable asset at the courthouse isn't the property on the block, but the people standing around it? In this episode, we dive into the "Super Tuesday" phenomenon in Texas and show you how to turn your local foreclosure auction into a high-powered networking and lead-generation machine.

If you’ve been struggling to find active cash buyers or looking for private money partners, it’s time to get out of the office and onto the courthouse steps. We’re breaking down the exact strategy for "form-tackling" the auction—not to outbid the competition, but to build a database of the most active players in your market. Whether you’re in Travis, Bexar, or Dallas County, this "boots-on-the-ground" approach is the fastest way to accelerate your real estate career in 2026.

What You’ll Learn in This Episode:

• The Power of "Super Tuesday" in Texas: We discuss the unique structure of Texas foreclosure auctions, which happen on the first Tuesday of every month, and how to use the public bulletin boards at the county recorder’s office to prep your strategy the day before.
• Networking for Capital and Buyers: Learn why the courthouse steps are the best place to find "verified" cash buyers. If someone is there with a cashier's check ready to bid, they are the exact person you want on your buyer's list for your next wholesale or note deal.
• The "Form-Tackle" Strategy: I share my tactical approach to networking at the auction. By introducing yourself to the regulars and the "vulture" investors, you can find out exactly what they are looking for and how you can bring them deals that meet their specific criteria.
• Leveraging Other People’s Research: Why you don't necessarily need to buy the expensive foreclosure lists yourself. We talk about how to connect with the people who have already done the legwork, potentially saving you hundreds of dollars in marketing costs while gaining high-quality data.
• Building Real-World Credibility: We discuss the importance of being physically present. Taking a photo or a quick video at the auction isn't just for social media; it’s a way to show your potential private money partners that you are an active, "in-the-field" investor who knows the local market.

Conclusion The foreclosure auction is a microcosm of the real estate market, and if you aren't there, you're missing out on more than just a house—you're missing out on the relationships that build long-term wealth. Real estate is a contact sport, and success goes to those who are willing to show up, shake hands, and take action. So, grab your notebook, head down to the courthouse this coming Tuesday, and start making those connections that will define your second quarter.

Ready to take your action to the next level? If you’re at the auction, snap a photo and text it to me at (512) 585-3810—I’ve got a special surprise for those who are out there doing the work. For more advanced strategies on note investing and deal flow, visit https://talkwithscottcarson.com or weclosenotes.com.

Don’t forget to subscribe and leave a five-star review to stay ahead of the Texas real estate markets!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you feeling stuck in the "9-to-5 grind" while trying to build your real estate empire? Do you find yourself buried in administrative tasks, cold calling, and lead follow-up instead of actually closing deals? In this high-energy episode of The Note Closers Show, I sit down with a true legend in the industry, Bob Lachance, the founder of REVA Global. Bob isn't just a "chief bottle washer"; he is the visionary behind the number one virtual assistant company for real estate investors.

We’ve all been there—hating the "job" but lacking the time or resources to take the next big leap. Today, we’re showing you how to "unhook" yourself from the daily burnout. Bob and I dive into the tactical nuggets of why a Virtual Assistant (VA) isn't just a luxury—it’s the engine that drives a scalable, automated business. If you’re ready to start getting more done while you’re busy doing your nine-to-five, this conversation is your roadmap to freedom.

What You’ll Learn in This Episode:

• The Shift from Employee to Business Owner: Bob shares his journey and the philosophy of REVA Global, explaining why the biggest hurdle for most investors isn't finding deals, but finding the time to find deals. We discuss how to move from being a "doer" to a "leader."
• The ROI of a Real Estate VA: Why hiring a VA is a revenue-generating move, not an expense. We break down the specific tasks—from cold calling and SMS marketing to lead scrubbing—that a trained professional can handle to keep your pipeline full.
• Why Training and Vetting Matter: Not all VAs are created equal. Bob reveals the "REVA difference," explaining how they vet and train their assistants specifically for the real estate industry, so you don't have to spend weeks teaching them the basics of a wholesale or note deal.
• Overcoming the "Nine-to-Five" Barrier: For the "side-hustle" investors, we explore how to have a VA work for you while you are at your day job. Imagine coming home to a list of qualified leads that are ready for a contract, rather than a list of numbers you still need to call.
• The Power of Consistency in Marketing: We discuss why most investors fail because they market "in spurts." Bob explains how a VA ensures your marketing never stops, even when you're on vacation or dealing with life's unexpected curveballs.
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The difference between a hobby and a business is systems. As Bob and I discussed, you don't have to be a tech genius or a millionaire to start automating your life. By leveraging the power of a highly-trained virtual assistant, you can reclaim your time and focus on the "high-dollar" activities that actually move the needle. Don't let your "JOB" stand in the way of your "Joy Of Business" any longer.

Ready to automate your marketing? Go to revaglobal.com to book your strategy session today and mention The Note Closers Show. For more tips on building your note investing business, connect with me at talkwithscottcarson.com. Remember, go out and take some action—we'll see you at the top!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Have you ever taken a property back through foreclosure only to realize that a traditional sale isn't your fastest path to profit? In real estate investing, "Cash is King," but "Cash Flow is Queen." One of the most powerful tools in our arsenal is owner financing, yet many investors get it wrong by creating "crappy paper" that won't stand up to legal scrutiny or secondary market standards.

On this episode of The Note Closers Show, I’m joined by the top RMLO in Texas, Nirvana Roof. Nirvana is a specialist in helping investors transition from property owners to high-performing lenders. If you want to learn how to structure deals that are compliant, sellable, and secure, this conversation is your blueprint for success.

The Art of Professional Note Origination

• The Vital Role of the RMLO: A Residential Mortgage Loan Originator (RMLO) is your first line of defense. In Texas, while laws are lender-friendly, they are strict regarding consumer protection. Using a professional to vet buyers ensures "Ability to Repay" (ATR) rules are met, protecting you from legal challenges and making your note significantly more attractive to secondary buyers.
• Avoiding "Guru" Pitfalls: Much bad advice suggests skipping the RMLO process to save money. Nirvana explains that shortcutting documentation leads to unsellable paper. When you create a note without proper third-party origination, you are gambling with your equity. Doing it right the first time is always cheaper than hiring an attorney to fix a non-compliant mess later.
• Structuring for Success: It’s about more than just the interest rate. To create "Gold Standard" paper, you must evaluate the down payment, seasoning, and the buyer's profile. Nirvana shares how stable income and "skin in the game" ensure a buyer is less likely to walk away, keeping your asset performing for years.
• Bridging the Loan Officer Gap: Traditional loan officers often don't understand the investor mindset. Nirvana bridges this gap by finding creative ways to fit "denials" with investor-sellers. This allows realtors and investors to work with buyers who can be nurtured toward conventional refinancing over a 12-to-24-month period.
• Compliance as a Value-Add: Showing a potential note buyer that your paper was originated by a licensed expert like Nirvana causes your note's value to skyrocket. Compliance isn't a hurdle; it’s a marketing tool that allows you to exit your position faster and at a lower discount because the paper trail is clean and transparent.

Build on Solid Ground

The goal isn't just to do a deal; it's to do a good deal. Owner financing is a phenomenal way to move REOs and create long-term wealth, but only if you respect the rules. Partnering with a professional like Nirvana Roof ensures your "banker" hat fits perfectly and your assets are protected. Don't build your portfolio on a foundation of poor documentation. Treat your note business like the professional enterprise it is.

Reach out to Nirvana to start creating high-quality, sellable paper today!

Nirvana@NRTDServices.com

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Have you ever felt like you’re playing a game where the rules are hidden, the goalposts are moving, and the referee is an algorithm you can’t talk to? Welcome to the world of modern lending. Many investors think a "good" FICO score is the golden ticket to funding, but the reality is much more complex. On this episode of The Note Closers Show, we are joined by the "Morpheus" of the credit world, Merrill Chandler from GetFundable.com. Merrill has spent over 30 years deconstructing the "Black Box" of banking to reveal that what we’ve been told about credit repair is often a lie. If you’re tired of hitting a ceiling with your capital and want to understand how the world’s largest banks actually "grade" your financial profile, this episode is your red pill moment.

The Blueprint for Absolute Fundability

• The Fallacy of Credit Repair vs. Fundability: Most people focus on credit repair—deleting negative items to boost a three-digit score. However, Merrill explains that banks don’t just look at your score; they look at "fundability." You can have an 800 score and still be denied because your "internal behavioral data" suggests you are a high-risk borrower. Fundability is about aligning your financial behavior with the specific algorithms (like FICO 10T and FICO 40) that banks use to automate approvals.
• Cracking the "Black Box" of Tier 1 Banks: Large institutions like Chase, Wells Fargo, and Bank of America use sophisticated Artificial Intelligence to evaluate borrowers. This AI analyzes up to 40 different data points—not just your payment history. These points include how often you use your credit, the types of accounts you hold, and even how your name and address appear across various databases. If your data is "noisy" or inconsistent, the algorithm flags you as a risk, regardless of your score.
• The Shift to Trended Data (FICO 10T): We are currently seeing a massive shift in the lending industry toward "Trended Data." While older models took a snapshot of your credit at a single moment, the new FICO 10T model looks back at 24 to 30 months of historical behavior. It tracks whether you are "transacting" (paying off balances monthly) or "revolving" (carrying debt). Banks are now prioritizing "transactors" and punishing those who carry balances, even if they make their payments on time.
• Optimizing Your "Financial Digital Silhouette": Every time you interact with a bank, you leave a digital footprint. To get the massive credit lines needed for real estate investing, you must curate this silhouette. This involves cleaning up your "LexusNexus" and "SageStream" reports, ensuring your identity is synchronized across all bureaus, and strategically managing your credit utilization. Merrill emphasizes that "optimizing" your profile is about speaking the bank’s language so the computer says "Yes" before a human even looks at the application.
• Strategic Mapping for 7-Figure Capacity: Building a million-dollar credit capacity isn't an overnight process; it's a strategic climb. Merrill discusses the importance of having a "Credit Bible"—a structured path that moves you from personal credit strength into high-limit business lines. By following a proven sequence of "borrower behaviors," investors can move from being "credit-seeking" (which scares banks) to "fundable" (which makes banks compete for your business).

Stop Guessing, Start Getting Funded

The days of "faking it until you make it" with a high credit score are over. As Merrill shared today, the money is out there—trillions of dollars are waiting for borrowers who know how to present themselves correctly to the algorithms. Don't let a "noisy" profile or a misunderstanding of trended data stand between you and your next big deal. Head over to Merrill360.com to take the first step toward total financial transparency. It’s time to stop being a "borrower" and start being "fundable."

Watch the Original Video HERE!

Got Questions? Book a Call With Scott HERE!

Are you building a business on a solid foundation, or is your personal estate one lawsuit away from a total collapse? In this high-stakes episode, Scott Carson sits down with legendary entrepreneur and asset protection expert Aaron Young of Laughlin Associates. With over 50,000 clients and a 54-year legacy, Aaron reveals why simply filing for an LLC isn't enough to keep you safe. If you’re a real estate or note investor, you’re in a "professional space" where buying assets and raising capital makes you a target. Learn why "piercing the corporate veil" has become the most litigated issue in business law and, more importantly, how you can build a "corporate veil" so strong that even the most aggressive "ne'er-do-wellers" won’t stand a chance.

5 Key Topics Covered in This Episode:

• The Myth of the "Free" LLC: Many entrepreneurs believe that paying a state fee and getting an EIN means they are protected. Aaron explains that a true "corporate veil" is only created when you demonstrate to the law that your business is a separate entity, not just your "alter ego" or personal piggy bank.
• The Rising Tide of Litigation: Small business owners in the U.S. have a one-in-four chance of being sued in any given twelve-month period. With 93% of the world’s litigation occurring in the U.S., "frivolous" lawsuits cost small businesses over $100 billion annually as people search for a "pot of gold" in your success.
• Critical Corporate Formalities: To maintain separation, you must treat your company like a real business. This means having a formal operating agreement, issuing actual membership certificates, maintaining a stock ledger, and holding regular board meetings—even if you are the only employee.
• The Danger of Single-Member LLCs: While popular, single-member LLCs are often treated as "disregarded entities". Aaron warns that these provide significantly less protection than two-member LLCs or C-Corporations because all liability often flows directly back to the sole owner.
• Separation as a Deterrent: The goal of advanced asset protection is to make yourself look "undesirable" to contingency-fee lawyers. By using strategies like Nevada holding companies and resident agent firms, you create a "labyrinth" that forces predators to either walk away or risk their own capital at $700 an hour rather than suing you for free.

Conclusion:

"I am not the company, and the company is not me". This simple mantra is the difference between long-term wealth and sudden financial ruin. As Aaron Young shared through his harrowing story of a random, devastating car accident, we never plan for the "what ifs," but they happen regardless. Whether it’s a slip-and-fall on a job site or a disgruntled former employee, the world is full of risks. Don’t wait for an "event-driven" wake-up call after you've already been sued. Take action today to organize your estate, follow the law—even the "stupid" parts—and ensure that the wealth you work so hard to build stays exactly where it belongs: with you.

Get Signed Up For the Dallas Magnify Your Wealth Summit HERE! Use code: NOTES to Get $100 Off!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Welcome to the April 2026 Texas Foreclosure Update! If you’ve been waiting for a shift in the Lone Star State’s real estate market, that shift has officially arrived with a bang. As we approach "Super Tuesday" on April 7th, the data reveals a startling increase in foreclosure filings across nearly every county. Whether you are a seasoned note investor, a fix-and-flipper, or someone looking for your first distressed deal, the next 20 days are critical for your strategy. From a massive 19% month-over-month jump to surprising shifts in commercial assets, this episode breaks down exactly where the opportunities are—and where the market is cooling off.

5 Key Topics Covered in This Episode:

• The Massive 19% Statewide Surge: Texas has seen a "whopping" increase of 750 additional filings compared to last month, bringing the total to 4,723 foreclosures set for the first Tuesday of April. This represent a significant 19% jump that signals banks may finally be clearing out backlogged inventory.
• Commercial Foreclosures on the Rise: There are 581 commercial properties currently heading to auction, an increase of 34 over the previous month. While Central Texas remains steady, North, South, and West Texas have all seen significant increases, with West Texas commercial filings effectively doubling.
• Harris County Leads the Pack: Harris County (Houston) remains the epicenter of distress, reporting 845 residential foreclosures for April—a massive increase of 231 filings over last month. Other high-volume areas include Bexar County (443) and Dallas County (347), while Montgomery County showed a surprising drop to zero filings for this cycle.
• How the 21-Day Rule Impacts Your Strategy: In Texas, a lender must file a notice to foreclose at least 21 days prior to the first Tuesday of the month. This creates a high-pressure window for investors to contact borrowers for short sales or for borrowers to seek legal delays through bankruptcies or restraining orders.
• Using Foreclosure Data for More Than Just Flips: Beyond just buying at the courthouse steps, these lists are a goldmine for finding non-performing notes and identifying private money partners. By tracking who is foreclosing on LLCs, savvy investors can find individuals with capital who may be interested in lending on future deals.

The April 2026 data confirms that the "kick the can down the road" era may be coming to an end as banks grow increasingly impatient. With over 4,100 residential properties and nearly 600 commercial assets in play, the time to take action is now. Don’t just be a spectator to these market shifts; use the tools available at 4closure.info and leverage the "WECLOSENOTES" discount to get the data you need to dominate your local county. Remember, the best deals aren't found by accident—they are found through consistent research and bold action. We’ll see you at the top!

Grab Your Texas County Foreclosure List Here! Use Code WECLOSENOTES to Save $20!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you tired of spending more time vetting vendors than you do analyzing deals? In the fast-moving 2026 real estate market, your success is defined by the strength of your team and the speed of your due diligence. Whether you are closing your first note or managing a portfolio of hundreds, having a reliable "boots on the ground" network is the difference between a high-yield win and a costly mistake. In this episode, we are pulling back the curtain on a massive national database of experts—honed over 25 years in the industry—to help you streamline your workflow and keep your overhead low.

Key Topics & Takeaways

• Comprehensive Due Diligence Outsourcing: We are rolling out a "one-stop shop" for the essential tasks that often bog down investors. From pulling Broker Price Opinions (BPOs) and conducting thorough title work to skip tracing and lead generation, you can now leverage an established infrastructure to handle the heavy lifting across all 50 states.
• National Reach with Local Expertise: While Texas remains a powerhouse for investment, our network extends far beyond Austin. We discuss how to access localized experts—including mobile notaries, realtors, and title reps—who understand the specific nuances of their markets, ensuring your due diligence is accurate and culturally relevant to the asset’s location.
• Cost-Efficiency and Competitive Pricing: One of the biggest hurdles for individual investors is the high cost of retail due diligence services. We break down how our leveraged relationships allow us to provide these professional services at a fraction of the cost you might be paying elsewhere, directly impacting your bottom line and increasing your ROI on every deal.
• A Call for Quality Vendors: This isn't just for buyers. If you are a real estate professional—a realtor, BPO agent, or service provider—we are actively looking to expand our referral network. We discuss how quality vendors can integrate into our ecosystem to provide value to a growing community of active note and REO investors.
• Personalized Strategy Sessions: Moving into the final stretch of the year, we are offering direct consultations to help you compare your current due diligence costs. By booking a strategy call, you can identify exactly where you are overpaying and how to refine your systems to ensure you are ready to "kick ass" through the rest of 2026.

Your Path to the Top Starts with a Phone Call

The year is already moving at lightning speed, and there is no room for "lazy" systems in a competitive market. If you want to close more deals with less stress, it is time to tap into a proven network of professionals who are dedicated to your success. Don't let paperwork and vendor management hold you back from the lifestyle you've been building. Watch the full video to see how these new services can transform your business, then head over to book your strategy session. Let’s work together to make the rest of 2026 your most profitable chapter yet. We’ll see you at the top!

Watch the Original VIDEO HERE!

Book a Call With Scott HERE!

Sign up for the next FREE One-Day Note Class HERE!

What do you do when you’ve got a property for sale that simply won’t move? Maybe you’ve taken a new job, moved for family reasons, or are facing a financial shift, but you’re unwilling to slash your price by tens of thousands of dollars. If this sounds familiar, you aren’t alone—you are likely becoming an "accidental landlord". According to recent Zillow data, we are currently at a three-year high for homeowners who, unable to secure their desired sale price, have pivoted to renting their properties out instead. In this episode, we dive into the data behind this shift, the cities leading the charge, and the practical steps you need to take if you find yourself managing a rental you never planned for.

5 Key Topics Covered in This Episode

• The "Choice-Driven" Market Shift: Unlike the "shock-driven" market of late 2022 when mortgage rates first skyrocketed, the current trend is driven by choice. Homeowners today aren't necessarily in distress; rather, they are refusing to settle for less than what their "heart says their home is worth" and are using renting as a way to "buy time" until the sales market rebalances.

• The Texas and Florida Factor: A staggering 7 out of the top 10 metros for accidental landlords are in Texas or Florida. While Denver holds the #1 spot, Texas dominates the list with Houston (#2), Austin (#3), San Antonio (#4), and Dallas (#8) all seeing high percentages of for-sale listings re-entering the market as rentals.

• Property Type Disparity: Single-family detached homes are the most common property type for accidental landlords, making up 3.4% of rental listings. However, condos are seeing the fastest growth in this trend, as they are often less sensitive to interest rate fluctuations but more sensitive to shifts in urban buyer demand.

• Pitfalls of New Landlords: Managing a property isn't as simple as collecting a check. Scott Carson shares personal lessons on the dangers of property managers holding reserve funds that can put you behind on your mortgage, as well as the critical importance of running background checks and requiring ACH or cashier's checks to avoid the nightmare of bounced payments and lengthy evictions.

• Creative Exit Strategies: If you don't want to be a landlord, there are alternatives. The episode explores creative finance options like wrap-around mortgages, owner financing, or even short sales if you are upside down on the property. These strategies can often provide a better outcome than traditional renting for those who aren't built for property management.

Becoming an accidental landlord is often the result of "good things happening to good people" or simply a shifting economic tide. While it can be a headache, it is also an opportunity to build long-term wealth if handled correctly. The key is to take the emotion out of the game, look at the black-and-white numbers, and understand your local market competition. Whether you choose to hire a professional property manager or pivot to a creative finance exit, remember that you don't have to navigate this journey alone. Reach out to experts, use the right tools like Rentometer, and make sure your next move is a calculated one. Stop waiting for the market to change and start taking action to make the market work for you.

Watch the Original VIDEO HERE!

Here is the Zillow article HERE!

Book a Call With Scott HERE!

Introduction

In an era where traditional advertising costs are skyrocketing, and organic social media reach is plummeting to less than 2%, how does a small business owner or real estate investor stand out? The "old way"—dumping thousands of dollars into Google Ads or mindlessly boosting Facebook posts—is increasingly resulting in a big fat zero for ROI. Enter Logan Hassinger, a real estate investor turned marketing maven who has cracked the code on "omnipresence." By leveraging AI to create deep, answer-based content, Logan has transformed how local businesses dominate their niches without the "school of hard knocks" price tag.

5 Key Topics Covered in This Episode

• The Myth of Social Media Dominance: Many entrepreneurs focus 100% of their effort on platforms like Facebook, unaware that less than 2% of their followers actually see their content. True growth comes from diversifying where your brand lives.
• The Power of Answer-Based Content: Search engines like Google are "dying for content" that provides direct answers to specific consumer pain points. Instead of broad trends, focus on specific questions like "Why is my AC making a clicking noise?" to capture high-intent traffic.
• Implementing the "Content Octagon": Don't let your content die on one platform. Learn how to take a single topic and reformat it into blog posts, YouTube videos, infographics, podcasts, and news articles to ensure you are everywhere your customer is.
• AI-Driven Deep Research Workflow: Logan shares his exact tech stack—using tools like Google Gemini for deep research and Claude for high-quality writing—to produce 4,000-word blog posts that establish authority and build trust with "DIY" searchers.
• Building Domain Authority Through Mass Distribution: Learn how small-town news mentions and strategic backlinks can move a website from a "zero" blip on the radar to a high-authority site that Google trusts to show to searchers.

The secret sauce for 2026 isn't about having the biggest ad budget; it’s about having the most helpful content. By listening to the "dumb" questions your customers ask on the phone and turning those into detailed online resources, you build a trust factor that ads simply can't buy. Whether you are a real estate investor searching for motivated sellers or a trade professional looking for more calls, the path to the top of the search results is paved with consistency and a willingness to provide value before asking for a sale. Stop refreshing your empty analytics and start building your content octagon today. 

Connect with Logan HERE! or via email at logan@reachlocalmedia.com

Watch the Original Video HERE!

Book a Call With Scott HERE!

What You’ll Learn in This Episode

• The Texarkana Case Study: A breakdown of a 3-bedroom, 2-bath asset sold on owner-finance terms with a 13% interest rate.
• The Math of a 16% ROI: How buying a performing note at 80% of the Unpaid Principal Balance (UPB) creates immediate equity and high-yield cash flow.
• The "Infinite Return" Strategy: How to use private money at 8–10% to fund 85% of a deal while you keep the difference in interest and a "cha-ching" on the front end.
• The Three "Cha-Chings": Identifying profit centers on the front end (origination/funding difference), the middle (monthly cash flow), and the back end (payoff/refinance).
• The 6-Figure Blueprint: Why you only need approximately 20 "small" deals to generate over $100,000 in annual income.
• SDIRA Secrets: How to find the 6 to 9 private investors you need to raise $1,000,000 for your note portfolio.
• Foreclosure as a Safety Net: Understanding why Texas is a "friendly" state for note holders, allowing for a 90-day foreclosure process if a borrower stops paying.
• Asset Appreciation: How a $65,000 property can grow to $100,000 over 10 years, increasing your security and potential REO profit.
• 11 Exit Strategies: From "The Flip" to "The Flow," learn the various ways to monetize both performing and non-performing notes.
• Market Insights for 2026: Why note buying is the smartest strategy in a landscape where traditional REOs and wholesale deals no longer make sense.

Stop flipping burgers and start flipping notes. Real estate investing in 2026 is about being a "Lienlord" and leveraging the power of the bank. If you're ready to master the fundamentals and start your journey toward a 6-figure side hustle, don't miss our upcoming 3-day Virtual Note Buying Workshop. We offer a 100% money-back guarantee because we know this proven plan has helped thousands of investors succeed. Visit NoteBuyingForDummies.com to grab your seat at 50% off and start building your cash flow machine today!

Watch the Original Video HERE!

Book a Call With Scott HERE!

Sign up for the next FREE One-Day Note Class HERE!

Sign up for the WCN Membership HERE!

Sign up for the next Note Buying For Dummies Workshop HERE!

In this episode, Scott Carson pulls back the curtain on a massive influx of distressed debt hitting the market. We’re talking about "loan level" data on thousands of notes across the country where borrowers are 6, 12, or even 24 months behind on payments. Whether you are a "hustler" looking for your next creative real estate deal or a realtor hungry for fresh listing leads, this episode shows you how to tap into a private stream of opportunities that most people don't even know exist.

What You’ll Learn in This Episode:

• The "Crumb Investor" Advantage: Why you don't need a billion-dollar license to profit from the massive portfolios being moved by banks and hedge funds.
• Deep-Dive Data: Understanding "loan level" information, including exact addresses, equity positions, and exactly how many months a borrower is in default.
• Creative Exit Strategies: How to turn these distressed leads into "Subject To" deals, owner financing opportunities, or traditional listings.
• Geographic Opportunities: Why this isn't just a Texas or Florida play—opportunities are popping up in New York, New Jersey, and even Alaska and Hawaii.
• The Partnership Model: How to work with Scott to get these leads delivered to your inbox once or twice a month, either through a small fee or a referral relationship.
• Due Diligence Support: How Scott’s team can now assist with BPOs, O&Es, and other critical due diligence documents for your deals.

Are You Ready to Jump on the Board?

The market isn't "bad"—it's just changing. If you are willing to pick up the phone, knock on a door, or start a mail campaign, there is plenty of room on the Monopoly board for you. Don't wait for the foreclosure auction; get the lead while the borrower is still in the early stages of default and nobody else is looking.

Watch the Original Video HERE!

Book a Call With Scott HERE!

Have you ever been sent a deal that looks too good to be true, or perhaps just a little... "off"? In this special edition of Note Night in America, we’re pulling back the curtain on a recent tape of 76 performing Texas notes. While the high interest rates and rural charm might catch your eye, the real story lies in the due diligence. Join us as we dissect a "daisy chain" of brokers, hunt down the truth through county records, and show you exactly how to calculate if a low-balance note is a diamond in the rough or a high-cost headache. Whether you’re a seasoned pro or a "note buying for dummies" student, this deep dive into the "Spidey senses" of investing is a masterclass you can't afford to miss.

Key Topics Covered in This Episode:

• Identifying "Joker Brokers" & Daisy Chains: How to spot when a deal is being passed through too many hands and why not being "direct to the seller" can frustrate your negotiations.
• The "Spidey Sense" of Due Diligence: Why a lack of loan numbers, third-party servicing, or RMLO (Registered Mortgage Loan Originator) verification should be an immediate red flag for any investor.
• Deep-Dive Research Techniques: Learn how to use batch geo-mapping, county deed searches, and lender website audits to verify the "hustle" and find the true origin of the notes.
• The Math of Arbitrage: A step-by-step breakdown of buying notes at 80% of the Unpaid Principal Balance (UPB) while funding them with private money at 85% to create instant "up-front" profit and long-term cash flow.
• Texas High-Cost Loan Hazards: Understanding the risks of interest rates exceeding 10% in Texas and how low down payments (under 10%) can complicate foreclosures.
• Amortization & Exit Strategies: How to use amortization tables to determine exactly when you must sell a note before the balance drops below what you owe your investors.
• Rural Property Realities: The challenges of getting accurate BPOs (Broker Price Opinions) in small towns like Alice, Spur, and Sweetwater, and why "windshield time" is sometimes the only way to verify value.

Closing thoughts:

Success in note investing isn't just about finding a list; it's about having the discipline to walk away when the numbers—or the stories—don't add up. We appreciate the hustle of every new investor, but our goal is to ensure you’re making bids that actually close and protecting your reputation with your funding partners. Don't let a "daisy chain" wrap you in knots. Take these lessons, sharpen your research tools, and keep marketing. We'll see you at the top!

Watch the Original VIDEO HERE!

Book a Call With Scott HERE!

Everything is bigger in Texas—including the opportunities for savvy real estate investors. Whether you are a local pro or an out-of-state investor looking at the Lone Star State, the March 2026 foreclosure update provides a critical roadmap for finding distressed assets, from residential homes to commercial powerhouses.

Currently, the Texas market is holding steady with 3,973 total foreclosure filings. While some counties are seeing slight peaks and others are cooling off, the overall volume remains consistent at roughly 4,000 filings per month. This stability offers a predictable environment for those looking to tap into pre-foreclosures, "subject-to" deals, or even private lending leads.

Key Market Insights & Data Points

Understanding where the inventory is located is half the battle. Here is the breakdown of the March 2026 data:

Commercial Sector Breakdown: There are 547 commercial filings across five major regions.

• Central Texas: Leads the pack with 161 filings (Austin, San Antonio, Waco, College Station).
• East Texas (Houston Area): 131 commercial filings.
• North Texas (DFW/Panhandle): 126 filings, which is slightly down for the region.
• South Texas (RGV/Corpus Christi): 110 filings.
• West Texas: Only 19 filings, representing a 20% decrease from its usual average.

Top Counties by Volume:

• Harris County (Houston): The perennial leader with 614 foreclosures.
• Bexar County (San Antonio): 317 filings.
• Dallas County: 295 filings.
• Tarrant County (Fort Worth): 237 filings.
• Hidalgo County: 226 filings, noted as a surprising jump this month.
• Travis County (Austin): 158 filings.

Strategic Opportunities:

• Distressed Debt: Use these lists to track down banks with "bad debt" and negotiate to buy their entire portfolios.
• Private Money Leads: Identifying individuals foreclosing on LLCs can reveal potential private lenders for your next deal.
• Growth Areas: Fast-growing areas like Comal (23) and Hays (17) counties remain extremely competitive with low foreclosure inventory.

Watch the Original Video HERE!

Book a Call With Scott HERE!

Take Action: Master the Art of Note Buying

Don't just watch the market—learn how to dominate it. Join our Virtual Note Buying Workshop from March 20-22, 2026. We spend three full days diving into how to find, fund, and flip non-performing paper using the latest 2026 strategies.

Special Offer: Use code "weclosenotes" at 4closure.info to get $20 off your list subscription. To grab your 50% off workshop tickets (which include a seat for your spouse and full replays), visit notebuyingfordummies.com.

Stop waiting for the "perfect" deal and start creating them. We'll see you at the top!

Are you a "solopreneur" working a demanding nine-to-five while trying to build a real estate empire in the margins of your day? Most part-time investors find that marketing and due diligence are the first things to fall off the plate when they get home exhausted at 6:00 PM. But if you want to reach six figures in your first year, you cannot keep doing $15-an-hour tasks and expect a high-level bank account. In this episode, we’re diving deep into the tactical side of leveraging virtual assistants (VAs) to clone your efforts, automate your systems, and ensure your business is working—even while you’re asleep.

Key Strategies for Leveraging a Virtual Assistant

• Automated Due Diligence & Spreadsheet Scrubbing: Instead of manually checking every asset on a tape, a trained VA can "scrub" your spreadsheets to pull Zillow values, rental rates, and back taxes. They can even save property photos into a Dropbox and run preliminary calculations based on your specific formulas, delivering a narrowed-down list for your final review.
• Dominating Local Markets via Direct Marketing: A VA can act as your "social sleuth," performing skip tracing to find borrower phone numbers and emails or pulling IRA investor contacts directly from county records. They can manage your entire marketing funnel—from designing postcards in Canva to executing mail merges and scheduling email blasts in your CRM—so your outreach stays consistent without you lifting a finger.
• Social Media & Content Management: Don't let your social profiles become a "ghost town." VAs can take your recorded podcast audio or video and transform it into YouTube descriptions, blog posts, and LinkedIn newsletters. They can also manage your Facebook groups, design daily marketing graphics, and ensure your "30 by 30" marketing matrix is executed every single day.
• High-Level Asset Management & Outreach: Beyond simple admin tasks, VAs can handle the heavy lifting of calling bank asset managers or research probate leads in specific counties. They can also serve as a "contract-to-close" manager, coordinating between attorneys, loan processors, and service providers to ensure your deals move from a signed contract to a funded asset smoothly.
• The ROI of Delegation: While a quality real estate VA typically costs between $10 and $12 an hour, the return on investment is massive. For roughly $850 a month, you gain 20 hours of weekly productivity that allows you to focus on the "big rocks"—finding deals and raising capital. This system replaces the need for expensive local office space and full-time staff while providing a 24/7 engine for your business growth.

Success in real estate investing isn't about working harder; it's about working smarter by delegating the tasks that are below your pay grade. As we move through 2026, the gap between the "hobbyists" and the "heavy hitters" will be defined by who uses the tools of automation and delegation most effectively. Don't wait for "perfection" to start marketing—perfection is the enemy of results. Take action today, find a partner like Riva Global to help you staff up, and start focusing on the big-money moves that will actually change your life.

Ready to stop doing it all yourself? Book a call at talkwithscottcarson.com to discuss how we can help you systematize your note business for the new year!

Watch the original Video HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this episode, Scott Carson breaks down the "Rinse and Repeat" method, a marketing strategy used by global giants like McDonald's to stay top-of-mind with their audience. Many investors make the mistake of "one and done" marketing—posting a video or sending a letter once and giving up when they don't see immediate results. Scott argues that to truly scale a real estate or note investing business, you must embrace remarketing your content, pitch decks, and case studies to ensure you are seen by more than just the small percentage of followers reached by initial algorithms. By leveraging modern AI tools and strategic scheduling, you can turn a single piece of high-quality content into a continuous lead-generation machine.

Key Topics Covered:

• The McDonald’s Marketing Model: Scott explains how major brands run the same 30-second ad thousands of times a week to build brand recognition, contrasting this with the typical investor's "one and done" approach.
• The 15-Minute Pitch Deck: Learn why a concise, fifteen-minute pitch deck is your most powerful tool for raising capital and how to effectively "chum the water" to attract private investors.
• AI-Enhanced Repurposing: Discover how to use tools like Gemini to transform one video transcript into multiple SEO-rich blogs, descriptions, and social media posts, making AI think you have more content than you actually do.
• Strategic Scheduling and Re-streaming: Scott shares his personal workflow for using tools like Restream and Buffer to broadcast live content multiple times and rotate infographics daily to maintain a consistent presence.
• Leveraging YouTube Analytics: Insights into using your channel's "Audience" data to determine the optimal times for uploading and live-streaming to maximize engagement and algorithm favor.

Success in raising capital and closing deals isn't just about creating content; it's about making sure that content is seen repeatedly by your target audience. Most sales are made after the fifth contact, yet most investors stop after the first. By applying the rinse and repeat method—tweaking titles, updating thumbnails, and rescheduling your best assets—you can build the credibility and recognition needed to dominate your local market. As Scott says, don't let your hard work fall on deaf ears; take action, use the tools available, and see you at the top.

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

The Anatomy of a Successful Flip

Soares emphasizes that while the business is simple, it is far from easy. He argues that the biggest mistake investors make is failing to truly dial in their After Repair Value (ARV). In a market where values can fluctuate by 10% or more, Soares suggests that if you cannot accurately predict the ARV, you shouldn’t touch the deal. He also stresses the importance of the 78% rule; paying more than 78 cents on the dollar (including repairs and holding costs) often leads to negative returns for short-term projects.

Efficiency is the name of the game in 2026. Soares reveals his "rule of thumb" for timelines: every $10,000 in scope requires two weeks of work. To maintain this pace, he operates his own licensed construction umbrella, managing four dedicated general contracting crews that work exclusively for him. By purchasing materials directly and leveraging "Pro" relationships at major retailers, he maximizes margins while earning millions of travel points to fund a first-class lifestyle.

Key Topics Covered:

• The Power of Persistence: Soares shared how it took him 18 months to close his first $3,000 wholesale deal, proving that "putting in the reps" is the only way to reach $60 million in transactional volume.
• Precision Underwriting: Why the ARV is the ultimate "deal killer" and why investors must account for the 90-day FHA anti-flip seasoning rule when projecting exit timelines.
• Leveraging Technology: The use of AI tools like CubiCasa for instant floor plans and Richer Values for AI-driven appraisal data even in non-disclosure states like Texas.
• Relationship-Based Contracting: Why treating contractors "like family" and keeping them busy year-round is better than always chasing the lowest bid.
• High-Impact Aesthetics: Focusing budget on "Say Yes to the Dress" moments—specifically kitchens and master suites—using quartz counters, heated floors, and strategic lighting to trigger emotional buys.

Felipe Soares’ journey from an underage investor trying to sneak into networking events to a "Stud Muffin-aire" educator proves that success in real estate isn't about luck—it's about systems. By combining conservative underwriting with modern AI tools and a "boots on the ground" approach to project management, investors can navigate even the toughest market cycles. As Scott Carson notes, the only way to reach the top is to take these tactics and move into action.

Watch the Original VIDEO HERE!

Here is a list of websites and tools mentioned in this episode:

• CubiCasa: A free mobile app used to scan a house and generate a blueprint with actual measurements, CAD upgrades, and floor plans within minutes.
• Richer Values: An AI-powered tool that provides accurate After Repair Value (ARV) data and appraisal-level documentation, even in non-disclosure states like Texas.
• Real.Vision: A professional photography service used for high-end property marketing, providing interactive virtual tours, drone shots, and dedicated property mini-sites.
• Home Depot Pro & Managed Elite Account: Felipe leverages high-level "Pro" relationships and the "ProDesk" to get bulk discounts, special pricing on paint, and managed deliveries.
• Floor & Decor Pro: Used for interior design coordination and logistical management of flooring materials across multiple stores.
• REOLink: An LTE-based security camera system that runs on SIM cards and battery power, allowing for remote monitoring of job sites without Wi-Fi.

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Are you tired of the "Three Ts" of real estate—Toilets, Tenants, and Trash outs? In a market where traditional deals are drying up and competition is fierce, seasoned investor Scott Carson is showing both new and experienced investors how to stop being a landlord and start being the bank. Welcome to the world of note investing, where you can stack massive cash flow and collect six-figure checks by purchasing distressed debt directly from banks at steep discounts.

Whether you're looking to supercharge your self-directed IRA or find a passive way to exit the fix-and-flip grind, this episode dives deep into real-world case studies—from $300-a-month steady cash flow to $250,000 gross profits on a single deal. It’s time to move past the outdated strategies of the 90s and learn how to leverage AI and bank relationships to build a premier deal flow in today's economy.

Key Takeaways from the Workshop:

• Becoming the Bank: Note investing allows you to earn above-average returns without the headaches of physical property management by purchasing first-lien mortgages at 70% of the value or less.

• Direct Bank Deal Flow: Learn how to bypass the MLS and foreclosure auctions by getting deal lists directly from the 5,000+ registered banks and 19,000+ lending institutions that need to move bad debt off their books.

• Diverse Exit Strategies: Discover 11 different ways to profit, including rehabbing the borrower to reinstate payments for long-term cash flow, offering "cash for keys" to gain equity, or foreclosing to sell the property as a fix-and-flip.

• Funding with OPM: You don't need millions to start; Carson explains how to use Other People’s Money (OPM) or self-directed IRAs to fund deals, allowing for tax-free growth and infinite rates of return.

• Modern Marketing & AI: Stay ahead of the competition by utilizing AI tools and automated marketing strategies designed for the 2026 market to identify "duds" during due diligence and find the best "cherry-picked" notes.

The "sexy side" of real estate isn't about swinging a hammer; it's about owning the paper. If you're ready to stop chasing deals and start having banks send them to you, join the upcoming Austin Virtual Note Buying Workshop from February 27th to March 1st. With a 100% money-back guarantee and a tuition refund if you close a deal in your first six months, there’s no reason to stay on the sidelines. Visit http://notebuyingfordummies.com to claim your 50% discount and start your journey to becoming a "Lien Lord" today!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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In the fast-paced world of 2026, many entrepreneurs are making a fatal mistake: they are building their entire business on "rented land". Whether you are a note investor, a realtor, or a fix-and-flipper, the reality is that we are all in the marketing business first. If your primary way of reaching clients is through a free platform like Facebook or LinkedIn, you are one algorithm change or account deletion away from having your business vanish overnight.

I’ve seen it happen to the best of us. From podcasting experts losing 20-year-old accounts to major email services flagging databases, the message is urgent: you must own your data. Success in today’s market isn't just about finding deals; it's about "carpet bombing" your message across multiple channels while funneling every lead into a database you actually control.

5 Keys to Dominating Your Marketing in 2026

• Own the "Gold" (Name, Email, and Phone): Social media followers are great for presence, but the only true assets you own are your contacts' names, email addresses, and cell phone numbers. These three pieces of information are the most valuable resources in your business, allowing you to bypass platform gatekeepers and connect directly with your audience.

• The Power of the Weekly Drip: Consistency is the antidote to being forgotten. You should be sending at least one email per week to your database to stay top-of-mind. Frequent communication leads to lower opt-out rates because you are building a relationship rather than just asking for money when you have a deal.

• Leverage AI for Content Multiplicity: You don't need to spend hours writing from scratch. Use AI to take a single long-form video or podcast transcript and "chop" it into 30 short-form videos, blogs, and newsletters. This "multi-touch" approach ensures you are seen on every platform—from LinkedIn newsletters to YouTube—without doubling your workload.

• Implement "Mother Ship" Landing Pages: Every piece of content should lead back to your "mothership"—your website. Use simple one-page landing pages with "opt-ins" like free classes or case studies to capture lead information. Even if they don't buy immediately, you've captured the data necessary for future marketing.

• The "Jab, Jab, Jab, Right Hook" Philosophy: Most investors fail at raising capital because they only reach out when they are desperate for a deal. Instead, provide value through "edutainment"—sharing case studies, industry articles, and networking updates. By giving 75% of the time, your "ask" for funding will feel like a natural opportunity for your investors rather than a cold pitch.

Conclusion: Take Action Before the "Fade"

Don't let your business fade away like a character in a movie. If you aren't growing your database, you aren't growing your income. Start by exporting your contacts from LinkedIn or your calendar service and moving them into a dedicated CRM. Remember, email still provides the highest ROI in marketing—returning roughly $44 for every $1 spent. Stop being a "secret agent" and start sharing your journey consistently.

Watch the Original Video of this Episode HERE!

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Hey everybody! Scott Carson here, and with the Super Bowl almost upon us, it got me thinking: what makes a championship team? It's certainly not one person trying to play every position. The same goes for real estate investing! Too many of you are trying to be the quarterback, running back, offensive line, and even the water boy all at once. Spoiler alert: you're gonna get sacked, big time.

I used to coach new investors hands-on, and the most successful ones always did their homework: assembling a "Dream Team" of investor-friendly professionals. You can't be a solo-preneur and expect to scale your wealth. It's time to stop thinking you can do it all and start building your championship roster.

Here's your blueprint for assembling a winning real estate dream team:

• Your Home Base: The Investor-Friendly REIA Club: First, find your tribe! Your local Real Estate Investor Association (REIA) is the ultimate recruiting ground for investor-friendly realtors, title companies, lenders, and fellow investors. Go to REiclub.com, Meetup.com, or Google your city – there's a club for every market. Don't be a wallflower; get there early and network!
• The Quarterback & Offensive Line: Realtor & Title/Attorney: You need an investor-friendly realtor for comps, market insights, and even rehab ideas. Pair them with a savvy title company (especially for creative deals) or a real estate attorney for complex closings and entity structuring. These are your foundational players!
• The Money Backfield: Hard & Private Money Lenders + IRA Custodians: Finding capital is key! Network with hard money lenders for fix-and-flips and identify private money lenders. Ask your existing lenders and title reps if they know private investors. Also, connect with an IRA custodian, preferably local, who specializes in self-directed accounts.
• The Defense: Your Boots-on-the-Ground Vendor Crew: Build a reliable network of contractors (roofers, HVAC, plumbers, electricians), landscapers, and pest control. Get three bids, always, and don't be afraid to utilize side-hustle contractors for cost savings. Your realtor can often provide invaluable referrals here.
• The Coaching Staff: Mentors & Coaches (Like Me!): Even the best teams have coaches. Whether it's a dedicated real estate coach (like yours truly!) or specialists in areas like due diligence or BPOs, external guidance helps you avoid costly mistakes and leverage experience.

You are not Adam Sandler in The Longest Yard trying to throw it to yourself with no blocking. You need blockers! You need people to take tasks off your plate, provide expertise, and even bring you deals. My mom thought I'd be a football coach; instead, I'm a real estate coach helping investors build teams.

Stop being the bottleneck. Leverage your network, trust your team, and empower yourself to delegate. If you need help finding vendors, due diligence support, or just a coach to guide you, reach out. Let's put your dream team together, ladies and gentlemen. Go out, take some action, and we'll see you at the top!

Watch the Original Video of this Episode HERE!

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The Texas real estate market is constantly shifting, and for savvy investors, the monthly foreclosure auctions—often called Super Tuesday—provide a unique window into emerging opportunities. This February, while total foreclosure numbers across the state have seen a slight dip compared to last month, the data reveals specific pockets of activity that investors should be watching closely.

Whether you are looking for residential flips, commercial assets, or distressed notes, staying ahead of the numbers is key to making informed bids. Let’s dive into the latest data across the state's largest counties.

Key Market Insights for February

According to the latest data from Roddy’s List, the Texas foreclosure landscape is showing some interesting trends this month:

• Overall State Numbers: There are currently 3,811 total foreclosures scheduled across Texas, a small decrease from the approximately 4,000 recorded last month.

• Commercial vs. Residential: Out of the total filings, 504 are commercial foreclosures, leaving 3,307 residential properties hitting the auction block.

• Commercial Hotspots: Central Texas (Austin/San Antonio) leads the commercial sector with 144 filings, followed closely by North Texas (DFW) with 138, and East Texas (Houston) with 109.

• West Texas Stability: True to its history, West Texas remains steady and low with only 23 commercial foreclosures.

County-by-County Breakdown

The activity varies significantly depending on which major metropolitan area you are targeting. Here is how the residential numbers look for some of the largest counties in the state:

• Harris County (Houston): Remains the "behemoth" with a whopping 640 residential foreclosures this month.
• Bexar County (San Antonio): Showing higher than usual activity with 342 filings.
• Dallas & Tarrant (DFW): Dallas County has 311, while Tarrant County sits at 228.
• Hidalgo County: A surprising surge in South Texas with 198 residential properties set for auction.
• Travis County (Austin): A relatively low count for its size, with only 115 filings.
• Other Notable Areas: Fort Bend has 116, Montgomery has 110, and El Paso is seeing an increase with 85 filings.

How to Leverage This Data

For investors, these lists represent more than just properties; they are a gateway to various strategies. You might find a direct REO deal, a short sale opportunity, or even non-performing notes.

One of the best ways to utilize this information is to identify private lenders who are foreclosing. These individuals are often looking to exit a bad deal and may be willing to offer owner financing or lend on your future projects once you establish a relationship.

Despite a slight cooling in total numbers, the Texas foreclosure market remains a fertile ground for those who know where to look. From the high-volume streets of Harris County to the growing distress in Hidalgo, there is something for every type of investor this Super Tuesday.

If you're ready to take action, head over to 4closure.info to pull your own lists and start your due diligence. Remember, success in real estate isn't just about the deal you find; it's about the action you take. We’ll see you at the auction! Make sure to use our discount code when you sign up! WECLOSENOTES

Watch the Original Video of this Episode HERE!

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5 Key Insights from the 2026 Note Investing Outlook

• Escape the "Three Ts" of Landlording: Traditional real estate often comes with "Toilets, Trash, and Tenants". Note investors avoid these by owning the mortgage rather than the physical property, meaning you never have to deal with broken ACs or midnight repairs.
• The Power of the Discount: One of the greatest advantages is buying notes at a significant discount from banks. For example, you might buy a $100,000 debt for $70,000, giving you immediate equity and higher yields than traditional rentals.
• Capitalizing on Market Chaos: With mortgage defaults increasing and values dropping in some areas, banks are eager to move "non-performing" notes off their books. This creates a massive "secondary market" where savvy investors can find high-potential deals.
• Passive Income without Property Managers: Because the borrower is responsible for the property's upkeep, taxes, and insurance, your role is purely financial. You collect the monthly principal and interest just like a major bank would.
• Superior Position in the Market: As a note holder, you hold a superior legal position compared to a landlord. If a tenant doesn't pay a landlord, the landlord loses income; if a borrower doesn't pay a note holder, you have the right to foreclose and take the property itself, often for much less than it’s worth.

The window of opportunity in 2026 is wide open, but it won't stay that way forever. Whether you’re a tired landlord, a frustrated flipper, or a new investor overwhelmed by the current market, note investing offers a path to truly passive wealth. Don’t let another year go by dealing with the same old headaches. It’s time to level up your strategy and start making offers that make sense in today's economy. If you’re ready to take the next step, visit NoteBuyingForDummies.com and let’s turn 2026 into your most successful year yet. Let’s go out there and kick some ass!

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Texas real estate investing is defined by its lack of state income tax, which shifts the financial burden to an aggressive property tax system. Understanding these mechanics is the first step in ensuring your portfolio remains profitable.

1. Tax and Legal Foundations

• Property Tax Reality: Expect to pay between 2% and 3.5% of a property's value annually in property taxes. Because there is no state income tax, local governments rely on these funds for schools and services.

• Protesting is Mandatory: Every May, owners can protest their appraised values at the County Appraisal District (CAD). Most successful investors hire professional firms to handle this automatically to ensure they aren't overpaying.

• Asset Protection: Utilizing a Series LLC is highly recommended in Texas. This allows you to separate multiple properties into different "cells" under one umbrella, protecting your personal assets without the cost of 30 separate LLCs.

• The Homestead Limit: You cannot claim a homestead exemption on an investment property; this benefit is strictly for your primary residence.
• 
  

2. Location and Market Dynamics

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• The Texas Triangle: The region between Dallas-Fort Worth, Houston, and San Antonio contains 70% of the state’s population and is considered the safest bet for long-term demand.

• Secondary Markets: With prices rising in major metros, many 2026 investors are looking toward secondary markets like Killeen, Temple, or New Braunfels for better entry points.

• Foundation Concerns: Due to expansive clay soil, foundation issues are common. Always ask if a foundation has been leveled and if there is a transferable warranty.

3. Financing and Operations

• 
  
• The 1% Rule Shift: In 2026, the traditional 1% rule (where rent equals 1% of purchase price) is difficult to find in Texas. Many investors are now targeting 0.7% to 0.8%, though sticking closer to 1% is still preferred to avoid overpaying.

• DSCR Loans: Debt Service Coverage Ratio (DSCR) loans are popular because they qualify based on the property’s rent rather than the investor's personal income. These typically require a 20% down payment.

• Fast Evictions: Texas is a landlord-friendly state where the eviction process typically takes only 30 to 45 days from the initial notice to the writ of possession.

Avoiding the "Texas-Sized" Mistakes

Success in Texas often comes down to what you don't do. One of the biggest pitfalls for new investors is "over-rehabbing" a property. While it’s tempting to install custom finishes, sticking to simple updates like paint, carpet, and standard GE or LG appliances ensures you don't eat into your cash flow. Additionally, be wary of HOA "trapdoors" by verifying if there are rental caps in the neighborhood before you buy.

Texas remains the "best place to buy, own, and invest," but it requires a disciplined approach to the math and a deep respect for the local laws. Whether you are navigating the high-heat summers that drive up HVAC costs or calculating your tax redemption periods, being informed is your greatest asset. Stay smart, don't over-rehab, and keep your eye on the cash flow.

Watch the original VIDEO HERE!

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If you missed our massive livestream this past Saturday, don’t worry. We spent over two hours breaking down a tape of 3,067 non-performing first liens. But for today’s coaching call, I wanted to peel back the onion a little further. We are doing a deep dive specifically into the remaining 200+ Texas assets. Why Texas? Because it’s the fastest foreclosure state in the country, and when you combine speed with equity, you find the magic.

In this episode, I’m walking you through my exact process of filtering a massive spreadsheet—hiding the columns that don’t matter (looking at you, "QM Flags") and highlighting the ones that equal profit. We take a serious look at a specific asset in Tyler, Texas. This isn't just looking at numbers; we become digital detectives. We look at the borrower's emotional equity (solar panels and garden gnomes count!), the "Zillow Zombie" values, and even do a Google search that reveals the heartbreaking backstory of why the borrower likely defaulted.

We also tackle the difference between chasing "Subject To" deals versus buying the Non-Performing Note. Spoiler alert: You aren't getting a massive discount on a note that is only 90 days late. We run the math on calculating yields, determining legal balances, and deciding when to aim for a re-performing note versus when to accept that a property is headed for foreclosure (like a massive upside-down property we found in Dripping Springs).

In this episode, we cover:

• The Texas Deep Freeze: Why staying off the icy Austin roads is the best investment decision you can make today.
• The 3,000 Note Breakdown: A recap of the massive tape we analyzed on Saturday and where to find the remaining opportunities.
• Geographic Breakdown: Mapping out opportunities from the Panhandle to the Valley, including Dallas, Houston, and the Piney Woods.
• Spreadsheet Mastery: How to filter data efficiently—calculating estimated legal balances, equity percentages, and hiding useless columns.
• The Tyler, Texas Case Study: A full breakdown of a property with 82% equity, analyzing photos, tax records, and potential 17-19% cash-on-cash returns.
• The "Human" Element: How a simple Google search revealed a borrower's personal tragedy and how that informs our strategy.
• Bankruptcy & Foreclosure Plays: Analyzing a deal in Montgomery, TX involving a bankruptcy plan, and a luxury builder home in Dripping Springs that is $200k upside down.
• Sub2 vs. NPN: Why buying the note makes more sense than a Subject To deal when the borrower is 6+ months behind.
• Texas Foreclosure Trends: A look at Roddy’s List and current numbers in Travis, Bexar, Dallas, and Harris counties.

Look, it might be 20 degrees outside, but these yields are keeping us warm. Whether you are looking to get a borrower back on track with a modification or taking a property back in a fast foreclosure state, the opportunity is right there in the data. You just have to know how to filter for it.

Watch the Original Video of this Episode HERE!

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Amanda’s path into mobile home parks wasn’t linear. She started in a traditional career track with a background in chemistry and statistics, moved into the corporate world at Capital One, and then pivoted hard into real estate. After realizing she “sucked at managing contractors” on heavy renovation projects, she went looking for a more scalable, less chaotic strategy—and found it in mobile home parks.

We dig into why Amanda believes MHPs are one of the best risk-adjusted plays in today’s market. She explains how they provide stable, high-demand affordable housing with less volatility than many multifamily assets, and how targeting mom-and-pop owners of smaller (sub-100-lot) parks creates consistent acquisition opportunities. These are often owners who are simply tired of managing tenants and collecting rent door-to-door.

Amanda also breaks down the real levers for adding value beyond just raising rents. She walks through the impact of basic but powerful upgrades—paving roads, adding or upgrading mailboxes, cleaning up common areas, and infilling vacant lots with new homes—to significantly increase income and overall park valuation. On the capital side, she shares how she structures deals with a mix of bank loans, seller financing, and private lenders (often at 10% annual interest, paid monthly) to sometimes achieve near 100% loan-to-cost and accelerate equity growth.

Finally, Amanda doesn’t sugarcoat the pitfalls. We talk about the importance of physically walking every park-owned home, why certain utilities and wastewater treatment setups can be deal-killers, and how consistent, professional follow-up with owners is one of the biggest competitive advantages investors overlook. If you’re looking for scalable, recession-resistant, impact-driven investments that generate strong cash flow, this conversation is a must-listen. Connect with Amanda at voyageinvesting.com and follow her on LinkedIn to watch how she’s executing this strategy in real time.

Watch the Original Video of this Episode HERE!

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I’ve been doing this for over two decades (and still look damn good for it!), so trust me when I say we’re cutting through the BS to give you the practical answers you need to stop making rookie mistakes and start building serious wealth.

Here’s what we uncovered in this jam-packed investor Q&A:

• Foundation & Strategy for Serious Wealth: Get real answers on starting capital (yes, "no money down" exists, but so does 20%+ for traditional buys!), the critical choice between cash flow vs. appreciation (always prioritize cash flow, you heathens!), and why you probably don't need a real estate license to invest.
• Cracking the Code: Analysis & Math That Matters: Demystify investor jargon like "cap rate" (buy high, sell low!), "cash on cash return" (it's about net profit!), and "ARV" (After Repair Value, not "as-is" BS). Learn how to accurately estimate repair costs by talking to three different pros (not just your buddy's cousin!).
• Navigating Financing & Legal Landmines: Understand the golden rule: NEVER buy investment property in your own name (LLC or bust!). We break down the best loan types for beginners (FHA/VA for primary, DSCR for investment), how rising interest rates affect your strategy, and what those sneaky closing costs actually include.
• Operations & Management: Keeping Your Sanity: Decide whether to DIY or hire a property manager (especially if you're out of state!). Learn how to screen for "perfect tenants" (spoiler: it's not a magical unicorn) and what to do if a tenant stops paying rent (hello, eviction process!).
• Scaling Up: Out-of-State & BRRRR Strategy: Explore if investing out of state is right for you, and get the lowdown on the popular BRRRR (Buy, Rehab, Rent, Refinance, Repeat) strategy – and why rising costs mean it might not work as well as it used to (so check your numbers, buttercup!).

We all started somewhere, putting our underwear on one leg at a time! The biggest secret to success? Joining your local real estate investment club (REIA) and asking questions. Don't be that person who learns the hard way. If you've got questions I didn't hit, reach out at talkwithscottcarson.com – I might just do an episode (or a coaching session) on it! Go out, take some action, everybody, and we'll see you at the top!

#RealEstateInvesting #NewInvestors #InvestorFAQs #CashFlow #Appreciation #LLCforRealEstate #PropertyManagement #BRRRRStrategy #RealEstateAdvice #RealEstateEducation #TexasRealEstate #InvestmentProperty #Podcast

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I dove into the AI well (Chatbot, Gemini, all the cool kids) to get the straight goods on the top 10 marketing strategies for attracting private money. But let's be real, folks: these tools mean squat if you're not playing the mental game right. Stop being a "wallflower" at events or thinking you're "begging for money." You're offering opportunity, and it's time to act like it!

Here’s your no-nonsense guide to pumping up your private capital:

• Conquer the "Mental Money Block": Ditch the fear of "begging" and embrace the fact you're offering opportunity. Remember the "80% of sales after the fifth contact" rule – consistency, not desperation, wins!
• The AI-Approved Marketing Arsenal: Get the top 10 strategies (straight from the internet's brain!) for attracting investors: from compelling pitch decks and one-page summaries to killer case studies and targeted email newsletters.
• Your Email List is Your Gold Mine: Why owning your audience through your email database and an investor newsletter (like LinkedIn's, which hits their inbox!) is your most valuable asset, far more reliable than fickle social media platforms.
• ABM (Always Be Marketing) & Momentum: Learn why consistent daily/weekly marketing activities – whether it's short videos, email blasts, or networking – are crucial. You can't build "money muscles" by only hitting the gym once a month!
• Networking Ain't a Spectator Sport: Stop hiding! Show up at local investor clubs, ask questions, and be ready with your pitch deck. Investors fund people they know, like, and trust, not anonymous logos or people glued to their phones in the corner.

This isn't about an overnight transformation (unless you "cut a leg off" to lose 50lbs!). It's about consistent action. If you want different results in 2026, you gotta do different things. And guess what? Most of you are smarter and more educated than 99% of people out there – so start sharing your "gold" (deal flow, expertise)! Don't let your "perfect" stand in the way of "delivered."

If you're ready to get off the sidelines and into the game, join me at our upcoming workshop (notebuyingfordummies.com) or book a call (talkwithscottcarson.com). Let's make 2026 your most profitable year!

Watch the original VIDEO HERE!

#PrivateCapital #RealEstateInvesting #NoteInvesting #CapitalRaising #InvestorMarketing #AIMarketing #FinancialFreedom #Networking #Podcast #MoneyMuscles #PitchDeck #EmailMarketing #Consistency

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Forget 3% mortgages; people are tapping equity at 7% to survive, meaning more distressed assets hitting the market. Austin's getting a little too "hectic" with its "Democratic socialists" for my taste, so we're looking to South Texas for some probate action! This isn't just theory; it's our tactical approach to turn chaos into cash flow.

Here’s our battle plan for conquering distressed real estate in 2026:

• Non-Performing Notes & Strategic Sub-To Deals: We're targeting non-performing notes we can buy cheap enough for big checks or 12%+ cash flow. If not, we pivot to subject-to acquisitions with borrowers who have 20%+ equity, saving them from foreclosure while we pick up solid assets (using legal Texas wrap-arounds or lease options).
• South Texas Probate Power Plays: As Austin gets "not nice," we're diving deep into direct mail campaigns for probate deals in South Texas, aiming to scoop up properties from families who just want to move on.
• Capitalizing on Distressed Property & Borrower Engagement: Learn how we're reactivating direct marketing campaigns and old websites to find distressed properties, engaging directly with homeowners to help them avoid a credit-crushing foreclosure.
• The Unsung Hero: Consistent Marketing & Capital Raising: Discover why "consistency" is my word for 2026. Without it, you're a "ghost." We'll talk about effective social media (LinkedIn's good, Facebook's a "dumpster fire"), email lists, and why January-March are prime months for networking to raise capital.
• Why You Need to Take Action (Seriously!): This isn't a hobby; it's a business. Whether it's funding delinquencies or light rehab, you'll need capital. And if you've got a killer case study or a burning topic, reach out – we love to feature badasses closing deals!

This isn't about sitting back and waiting; it's about leaning into the storm and finding the gold. If you're ready to stop getting "hobby results" and want to turn distressed properties into real wealth, it's time to act. Don't be a stranger – book a call at talkwithscottcarson.com, text me at (512) 585-3810, or join our Note Buying for Dummies workshop in Austin (notebuyingfordummies.com – includes a spouse/partner, so no excuses!). Go out, take some action, everybody, and we'll see you at the top!

#RealEstateInvesting #DistressedRealEstate #NonPerformingNotes #SubjectTo #ProbateInvesting #TexasRealEstate #RealEstateStrategy #CashFlow #InvestorMindset #2026Goals #RealEstateMarketing #Podcast

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From digital nomad to debt dominator, Philip cracked the code on building sustainable, passive wealth through wraps, lease options, and seller financing. He's ditched the "always starting from zero" grind of wholesaling for a system that consistently delivers cash flow, leveraging an "opportunistic" mindset and an understanding that the market's always shifting, not stopping. This episode is your ticket to escaping the rat race and truly designing your lifestyle!

Here’s how Philip Louden helps investors build cash flow and freedom:

• Wholesaling vs. Wraps: The Scalability Showdown: Discover why Philip traded the "at war" feeling of transactional wholesaling for the scalable, passive cash flow of wraps and seller financing, turning $5-7k flips into $150k+ long-term profits.
• "Blue Ocean" Deal Sourcing & Automation: Learn how Philip finds his golden geese, from direct-to-seller (distressed, probate, pre-foreclosure) to agents, and now primarily leveraging wholesalers who bring him deals, automating the acquisitions process to free up his time.
• Targeting for Cash Flow & Equity: Uncover Philip's strategy for aiming for a minimum of $400-500 in monthly cash flow, often securing $700-800+, through "affordable housing" in C-class neighborhoods, creating massive equity cushions and minimizing risk.
• Creative Structuring: From Sub-To to the "Jacket Strategy": Get insights into his deal structuring, including taking over mortgages, negotiating seller financing, and the "jacket strategy" (BRRR + Wrap) to create significant equity and cash flow, even in today's market.
• The Wrap Academy Advantage: Learn how his community helps investors cut through "shiny object syndrome," master this passive exit strategy, and build a portfolio delivering $10k+ in monthly cash flow, offering hands-on coaching and resources for repeatable success.

Philip is living proof that you don't need a million bucks to get started, just a smart strategy and the guts to build your own damn prison (just kidding, it's a freedom machine!). If you're ready to make a whole lot of lemonade out of other people's lemons, this is the episode for you.

Check out Wrapacademy.net for his next master class and start your journey to true financial independence! Go out, take some action, and we'll see you at the top!

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From 90-day defaults to 2+ years of delinquency, these first-lien, owner-occupied notes are ripe for the picking. We're talking hundreds of assets in Texas, Florida, California, and every other major market you can imagine. This isn't just about notes; it's about unlocking multiple exit strategies for any investor willing to get their hands dirty!

Here’s your VIP pass to the distressed mortgage party:

• The Motherlode of Distress: We've uncovered over 4,200 first-lien, owner-occupied distressed mortgages nationwide, from slight defaults to severely delinquent situations.
• Multiple Exit Strategies, One List: Whether you're eyeing non-performing notes, lucrative REOs, subject-to deals, or non-qualified assumptions, this list is your all-in-one resource.
• Cherry-Pick Your Profits: This isn't an all-or-nothing game! Cherry-pick individual assets that fit your buy box, or go big with multi-million dollar pools. (Warning: We're making offers on a huge chunk, so act fast!)
• Nationwide Goldmine: While Texas, Florida, and California are popping off, this list covers every state, ensuring there's distressed property opportunity no matter where you invest.
• Exclusive Live Access: Join me live on Monday, January 12th, at 7 PM Central for a special Zoom webinar. We'll go through the list, answer your questions, and you'll get your hands on this game-changing list just for attending!

Folks, 2026 is kicking off with a bang, and distressed real estate is where the action is. If you're tired of hearing about opportunities after they're gone, this is your chance to get in early. RSVP now at NoteNightInAmerica.com – bring your questions, your coffee, and your ambition. Let's make 2026 the year you truly level up your portfolio. Go out, take some action, and I'll see you Monday night!

#DistressedMortgages #RealEstateInvesting #NoteInvesting #SubjectTo #REO #NonPerformingNotes #RealEstateDeals #Foreclosure #InvestorOpportunity #TexasRealEstate #FloridaRealEstate #CaliforniaRealEstate #WealthBuilding

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This episode is your no-nonsense guide to navigating these crucial updates, ensuring you're not left scratching your head (or losing money) due to outdated practices.

Here’s what you’ll uncover about Texas's new landlord/tenant laws:

• Squatter Smashing, Simplified: Unpack the new "summary disposition" process that allows judges to rule against unauthorized occupants without a full trial, getting those "nasty squatters" out faster than ever.
• Eviction Notices Get a Glow-Up: Discover how SB 38 modernizes notice delivery, allowing for electronic notices (with agreement!) and placement in "conspicuous places" within the unit, reducing landlord losses on technicalities.
• Tenant Protections with a Catch: Learn about the new 72-hour "cure period" for lawful renters who are first-time late on payments, providing a grace period while still empowering landlords to act decisively against repeat offenders.
• Strategic Lease Updates for 2026: Understand the critical importance of immediately updating your rental agreements to reflect these changes, especially for electronic notice consent, to fully leverage the new legal framework.
• The Big Picture for Texas Investors: Grasp how SB 38 aims to protect private property rights, expedite justice court hearings (10-21 days!), and restrict irrelevant counterclaims, focusing strictly on regaining property possession.

Whether you're battling squatters or just navigating tenant relations, Texas Senate Bill 38 is a must-know. This law could save you major headaches and protect your ass(ets) in the Lone Star State. Don't be a newbie; get ahead of the curve, update your leases, and make sure you know what the "hell" you're doing. Go out, take some action, and we'll see you at the top!

Watch the Original Video of this Episode HERE!

Link to the News Article HERE

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Amanda's journey from a traditional career in chemistry/statistics to Capital One, and eventually to dominating the affordable housing space, is a testament to smart pivots and a nose for opportunity. Tired of "sucking at managing contractors," she found her sweet spot in mobile home parks, an often-overlooked niche that's less of a "dumpster fire" than other multifamily options. If you're ready to get past the stereotypes and unlock serious value, this episode is your golden ticket!

Here’s what you’ll uncover to build wealth in the MHP space:

• Why MHPs Outperform: Learn how mobile home parks offer stable, high-demand affordable housing, avoiding the turmoil seen in other real estate sectors (and why that old "dumpster fire" apartment analogy fits elsewhere!).
• The "No Secret Sauce" Deal-Sourcing Strategy: Amanda reveals her straightforward approach: target mom-and-pop owners of smaller parks (under 100 lots) who are simply "tired of managing" and collecting rent door-to-door.
• Maximizing Value Beyond Rent Hikes: Discover key value-add plays like essential infrastructure improvements (paving, mailboxes, cleaning) and infilling empty lots with new homes to significantly boost park income and valuation.
• Creative Financing for Killer Returns: Understand how Amanda leverages bank financing, owner financing, and private lenders (offering 10% annual interest, paid monthly!) to acquire parks, even with 100% loan-to-cost, for rapid equity growth.
• Crucial Lessons & Investor Pitfalls: From "walking the park-owned homes" (a "whole 'nother level of couldn't believe" mistake!) to avoiding wastewater treatment plants and the critical role of consistent follow-up, get the real talk on what to watch out for.

This isn't just about mobile homes; it's about smart, recession-resistant investing with a massive social impact. Amanda's candid insights, combined with her commitment to keeping her "head down and rocking and rolling," prove why she's at the top of her game. And don't forget the "nugget of the day": for notes on individual mobile homes on land, call 21st Mortgage – they're a game-changer for insurance!

Ready to diversify your portfolio or find your next cash-flowing gem? Check out Amanda Cruise at Voyage Investing (voyageinvesting.com) and follow her on LinkedIn. Because consistent action and knowing your market are what separate the hobbyists from the heavy hitters.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Here’s what you’ll uncover to get your investor finances in fighting shape:

• Wrangle Your W9s & Master Your Contractors: Forget the mob-boss vibes! Learn why getting W9s, signed contracts, and using protected payment methods (like credit cards) for every contractor isn't just good practice – it's crucial for IRS defense and avoiding sketchy surprises.
• Structure for Success (and Sanity): Discover why proper entity structuring (LLCs, operating agreements, separate bank accounts) isn't just about asset protection; it's about avoiding commingled funds, ensuring business continuity, and making sure your spouse isn't left wondering "what the hell is this?"
• Pay Yourself First (Seriously!): Uncover why many ambitious entrepreneurs neglect to pay themselves, jeopardizing their financial well-being and business health. Vonmarie emphasizes that if you're the management company, you need to account for (and pay for!) your own vital role.
• Beyond the Basics: Leveraging Tax-Smart Strategies: Explore often-missed opportunities like self-directed IRAs for investing, Keyman insurance for partnerships, and even the "Augusta discount" for clever tax write-offs – turning expenses into advantages.
• Build Your Financial Dream Team (No DIY Disasters!): Stop trying to wear all the hats! Understand why bringing in a team of financial professionals like Vonmarie isn't a luxury, but a necessity for growth, avoiding costly mistakes, and ensuring your financial house isn't a "house of cards."

If you've been sticking your head in the sand about your finances, this episode is your wake-up call (without the cold water!). Vonmarie proves that financial clarity isn't just for the big guys; it's essential for every entrepreneur looking to build a sustainable, profitable business. Because let's face it, all work and no play makes for a very dull investor! Don't let another year go by with messy books and missed opportunities. Give yourself the gift of clarity: book a 90-minute Money Clarity Session with Vonmarie Thomas for just $297. It's the smartest investment you can make for your business (and your peace of mind!) in the New Year.

Connect with Von Marie Thomas:

Book a Money Clarity Session HERE!

LinkedIn: https://www.linkedin.com/in/vonmariethomas/

Go out, take some action, get your finances in order, and we'll see you at the top!

#RealEstateInvesting #FinancialClarity #Bookkeeping #Accounting #LLC #W9 #IRS #CashFlow #SelfDirectedIRA #BusinessGrowth #Entrepreneur #TaxStrategies #FinancialPlanning

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Brian’s journey is a masterclass in evolving your investing strategy. He started in property management, built and sold a successful company (a feat many just crash and burn!), and even dipped his toes into being a realtor. But it was note investing that truly moved the needle, especially after he "paid the tuition" on a tricky Pennsylvania deal – a valuable lesson that shifted his focus to the steady rhythm of performing notes. Now, he's got a gem on his hands, and you're getting an inside look!

Here’s what makes this Fort Worth performing note a true Texas-sized opportunity:

• A-List Asset, Prime Location: Dive into the details of a single-family, first-lien deed of trust in a desirable Fort Worth zip code, boasting a conservative market value of nearly $200,000.
• Borrower Commitment is King: Discover why the borrowers' history of consistently overpaying to catch up makes this a low-risk, high-reward scenario – they're serious about keeping their home!
• Sweet 8% Passive Return: Learn how you can plug your idle capital (hello, Self-Directed IRA!) into this deal for a solid 8% interest-only return over 24-36 months, with Brian still banking nearly $300/month in cash flow.
• Equity Cushion & Texas Speed: Understand the massive equity gap, making this a super secure investment, and why Texas's fast foreclosure laws offer an extra layer of protection (though the goal is always win-win!).
• The Power of Consistency: Hear how Brian sourced this "in-his-backyard" deal through consistent networking on LinkedIn, proving that showing up and following up works to find off-market opportunities.

This isn't just about a single deal; it's a blueprint for building passive income, leaving the rat race, and becoming AI-searchable (if you've been listening!). Brian is living proof that consistent effort and a laser focus on cash flow can get you where you want to go. If you're looking to fund this gem or other future deals, reach out to Brian at brian@heritagefinancialholdings.com or call him directly at (682) 203-7789. Don't let your money sit on the sidelines when you can earn an above-average return and help a fellow investor succeed. Go take some action, everybody – and we'll see you at the top!

#NoteInvesting #RealEstateInvestor #PerformingNotes #FortWorthRealEstate #TexasInvesting #PassiveIncome #SelfDirectedIRA #CashFlow #RealEstateDeals #InvestorMindset

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this eye-opening episode, you'll discover:

• A Real-Life Distressed Deal: Unpack the details of a Plano, Texas property financed by three IRA investors to a fix-and-flipper. With a $280,000 purchase and an estimated $150,000-$170,000 rehab, the flipper walked with $50,000 up front, only for the deal to unravel.
• The Market Shift Strikes: Learn how rapidly changing market conditions, especially over the last six months in Texas and beyond, caused property values to drop significantly, leaving a gutted, unlivable property with a non-performing note and silent borrower. The note balance stood at $396,000, far exceeding the current market value and potential rehab costs.
• Scott Carson: The Unlikely Mediator: Hear how a chance encounter (or "karma") linked Scott to both the investor (Harry) and the fix-and-flipper, whom he recognized from past events. Scott steps in as a third-party neutral to facilitate communication and find a pragmatic solution, saving both parties from further, costly pain.
• The Power of Deed-in-Lieu & Friendly Foreclosure: Explore why a Deed-in-Lieu of Foreclosure or a "friendly foreclosure" where the borrower deeds the property back can be a win-win. This strategy avoids prolonged, expensive legal battles, protects the borrower's record, and allows the lender to regain control of the asset quickly, even if it means accepting less than the full amount owed.
• Turning Lemons into Lemonade (or a "Shit Sandwich" into Something Tastier): Understand the empathetic approach to these tough situations. Scott emphasizes that bad things happen to good people and that sometimes the best solution is to cut losses, regain control of the asset, and market it strategically (e.g., with pre-approved hard money financing) to recover as much as possible, moving forward instead of being dragged down.

This episode is a testament to the fact that even in the toughest real estate scenarios, solutions exist. By prioritizing communication, empathy, and smart legal strategies like Deed-in-Lieu, you can navigate market downturns and distressed assets more effectively. Don't let bad deals linger and drain your resources.

If you're facing a similar "shit sandwich" situation with a fix-and-flip gone wrong or a non-performing note, please reach out. I'm here to help, act as that third-party mediator, and leverage my experience to find a solution that works for everyone involved.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Welcome to our January 2026 Texas Foreclosure Update! While last month saw 4,000 properties, this month we're tracking just over 3,700 combined residential and commercial properties heading to auction on January 6th. Texas continues to lead the nation in defaults, offering significant opportunities for savvy investors.

In this episode, we cover:

• State-wide Foreclosure Numbers: A detailed look at the 3,767 residential and commercial properties slated for auction.
• Key County Foreclosure Counts:
• Harris County: 678 properties
• Dallas County: 363 properties
• Tarrant County: 268 properties
• Bexar County: 389 properties
• Travis County: 165 properties
• Hidalgo County: 152 properties
• Other notable counties: Collin (119), Denton (82), Williamson (111), Bell (68), Bastrop (52), Nueces (47), Comal (35), Hays (20), Galveston (31), and more!
• Texas Commercial Foreclosure Breakdown:
• Total Statewide Commercial: 432 properties
• Central Texas: 131
• North Texas: 117
• South Texas: 107
• East Texas: 83
• West Texas: 26
• Exclusive Resource: Learn about Roddy's List (f4closure.info) – your go-to for pre-foreclosure listings.
• Special Discount: Use code 'weclosenotes' for $20 off your monthly subscription!
• Future Outlook: Our predictions for increasing foreclosure activity in February, March, and April.
• Opportunity Spotlight: How to use these lists to find distressed deals, connect with private money lenders, and explore subject-to opportunities.

Don't miss these critical insights to navigate the Texas real estate market effectively. Whether you're looking for residential, commercial, or land opportunities, the foreclosure market is ripe with potential.

Connect with Scott Carson:

📞 Have questions or need guidance? Reach out at talkwithscottcarson.com

Don't miss out on these crucial insights! The Texas foreclosure landscape is shifting, and staying informed is your biggest asset. Whether you're a seasoned investor or just starting, leveraging resources like Roddy's List can unlock incredible deals. Ready to take your business to the next level? Connect with us, and let's make 2026 your year for distressed property success! See you at the top!

#TexasForeclosure #RealEstateInvesting #DistressedProperties #ForeclosureAuction #InvestmentOpportunities #CommercialRealEstate #ResidentialRealEstate #RoddyList #WeCloseNotes #TexasRealEstate #PropertyInvestment #January2026 #InvestorInsights #ScottCarson #RealEstateMarket #TexasInvestors

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Jake has built an impressive portfolio of over 2,000 acres and is the visionary behind Terra Notes, a cutting-edge note servicing software designed to simplify land note transactions. Tune in as he shares his journey, including how he navigated early challenges to master the art of land notes, turning them into a thriving business model.

In this episode, you’ll discover:

• Huddleston's Journey: Learn about Jake’s personal experiences and the hurdles he overcame in the land investing arena.
• Bass Boat Target: Understand the demographics of land investments that attract buyers with disposable income, helping you identify profitable opportunities.
• Note Terms (10/10/10): Uncover the proven structure for land note deals that can maximize your financial returns.
• Creative Financing: Master the strategies of seller financing in land transactions, providing added flexibility and appeal to potential buyers.
• TerraNotes Platform: Streamline your note servicing processes with Jake’s user-friendly software, designed to make land note investing hassle-free.

This isn’t just about generating passive income; it’s about achieving true financial freedom! Discover the secrets of land note investing and check out TerraNotes.com/weclosednotes to get started on your journey today! Don’t miss out on your chance to unlock new investment opportunities in the land market! #noteinvesting #landinvesting #creativefinancing

Check out TerraaNotes.com/weclosednotes to get started!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

The Journey from Corporate Roles to Real Estate Investors:

Rick and Crystal's real estate adventure began long before they hit the ground running as full-time investors. Rick's background in finance with JPMorgan Chase and Crystal's sales experience laid a strong foundation for their partnership. Although they had early successes with rental properties, their initial forays into various real estate ventures presented valuable lessons learned through trial and error. Their path underscores a common theme in real estate investing—the importance of adaptability and resilience in navigating the ups and downs.

From Fix-and-Flip to Land Notes:

After transitioning out of their corporate jobs, Rick and Crystal initially chased fix-and-flip properties and even entertained the idea of purchasing hotels, which would have thrust them into a competitive landscape. However, they eventually struck gold by honing in on land investments. Their strategy involved purchasing sizable tracts of land, subdividing them, and offering owner financing on smaller lots. This shift not only yielded substantial returns but also showcased an often-overlooked niche in real estate investing.

Key Strategies Behind Their Success:

The Rumers attribute their notable achievements in land note investing to several key strategies:

1. Strategic Location: They focus on high-demand areas, particularly the burgeoning Golden Triangle of Texas—San Antonio, Austin, and surrounding regions—ensuring they capitalize on market growth.
2. Long-Term Vision: Rick and Crystal aren't afraid of taking long-term positions and forging relationships with both buyers and fellow investors. In land note investing, time indeed favors the patient investor.
3. Owner Financing: By offering owner financing, they enhance deal attractiveness, creating reliable cash flow and expanded opportunities for buyer engagement.
4. Teamwork: The strength of their partnership shines through—Rick and Crystal complement each other's skills, emphasizing the power of collaboration in business success.
5. Effective Marketing: Their marketing strategy combines networking, referrals, and targeted outreach, utilizing direct mail campaigns and building a robust online presence to attract the right investors and buyers.

Embracing Challenges and Lessons Learned:

Rick and Crystal candidly share the challenges they've faced as investors. They stress the importance of leveraging private money, managing risks, and fostering relationships with lenders and other investors—not just buyers. Their experiences demonstrate the need for due diligence when vetting potential partners, especially in larger transactions. Through anecdotes of deals that didn’t go as planned, they reveal how resilience and problem-solving have been integral to their growth.

Rick and Crystal's incredible journey is a powerful testament to the potential of real estate note investing. Their success illustrates the value of focusing on a specific niche, nurturing relationships with investors and lenders, and embracing a well-structured, adaptable business approach. Their story serves as a reminder that even seasoned investors face challenges and make mistakes, emphasizing the importance of continuous improvement. With their compelling experiences, they inspire us all to persevere and adapt, reinforcing that teamwork and grit can yield extraordinary financial success in the real estate arena.

Watch the original VIDEO HERE!

Connect with Rick & Crystal HERE!

Book a call with SCOTT

Join Scott Carson on The NoteCloser Show as he sits down with real estate investing guru Damon Ramey, the visionary behind REI Blackbook. This isn't just another episode; it's your blueprint for transforming your investing journey from chaotic to controlled. Damon, a passionate advocate for simplifying financial freedom, reveals the critical role of robust systems and automation in achieving lasting success.

Discover how to ditch the manual headaches and disjointed tools, and instead, embrace an integrated approach that fuels your growth. Damon shares invaluable insights, actionable strategies, and shows you how REI Blackbook can be the engine driving your most efficient and profitable real estate business yet.

In this game-changing episode, you'll learn to:

• Clarify Your Vision: Uncover your "why" to drive purposeful action and achieve true financial freedom, exemplified by Damon's client success stories.
• Automate Lead & Follow-Up: Master efficient lead tracking, source analysis, and automated follow-up sequences to maximize your marketing ROI and never miss an opportunity.
• Analyze Deals in Seconds: Leverage REI Blackbook's intuitive tools for rapid, accurate deal assessment, ensuring smarter, faster investment decisions.
• Implement an Integrated System: Say goodbye to fragmented tools! Discover how REI Blackbook unifies lead management, contacts, communications, and deal analysis into one seamless workflow.
• Harness the Power of Follow-Up: Learn Damon's essential strategies for consistent communication and persistent follow-up, understanding that 80% of sales happen after the fifth contact.
• Maximize REI Blackbook: See how this powerful platform provides an all-in-one solution for lead generation, tracking, analysis, and communication, streamlining your entire operation.

Whether you're just starting or looking to scale, Damon Ramey and REI Blackbook will equip you with the systems to build a truly robust, efficient, and profitable real estate investing business. Tune in and unlock your full potential!

This episode concludes with a special offer: For a limited time, you can access REI Blackbook for just $1 and receive a 14-day trial, plus a free vision-building workshop.

SIGN UP FOR REI BLACKBOOK HERE!

Ready to elevate your real estate investing game? Click the link below to learn more and take advantage of this incredible offer! Don't miss out on this opportunity to transform your business and start down the path to achieving financial freedom.

Watch the original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this must-watch episode, Scott breaks down the WalletHub report, pinpointing which cities are struggling the most, why these numbers are skyrocketing, and what it means for YOU as a real estate investor. From Laredo's staggering 24% delinquency rate to unexpected surges in major California and Florida markets, this data is critical for understanding where to find your next distressed property deal. Don't get caught off guard – learn where the opportunities are emerging and how to adapt your strategy to profit from these shifting market dynamics!

• 1 in 11 Mortgages Distressed: Uncover the alarming national average and quarterly increase in mortgage delinquencies, indicating a growing wave of distress.
• Texas on the Edge: Discover which Texas cities, including Laredo (#1 overall!), El Paso, Lubbock, San Antonio, and Houston, are experiencing significant mortgage distress.
• Top 10 Most Distressed Cities: A breakdown of the nation's highest mortgage delinquency rates, from Detroit to Newark, and what drives their financial struggles.
• Fast vs. Slow Foreclosure States: Understand how different state foreclosure laws (judicial vs. non-judicial) impact the speed and opportunity in distressed markets.
• Unexpected Surges & Drops: Analyze surprising quarterly increases in delinquency rates in cities like Irvine, California, and Tampa, Florida, alongside places where rates are improving.

The market is shifting, and understanding these trends is key to smart investing. Whether you're a fix-and-flipper, note investor, or exploring other strategies, this episode provides invaluable insights into where distress is concentrated and how to position yourself for success. Don't wait – the time to act is now!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Nirvana reveals groundbreaking, just-released information straight from a recent audit: new regulations on the "three transaction rule" for owner financing, what it means for needing a mortgage company license, and how this impacts every Texas investor. Whether you're interested in traditional owner financing, true wraps, or non-qualified assumptions, Nirvana breaks down the nuances, costs, and compliance essentials. Get ready for expert insights on underwriting, creative income verification, and crucial Texas-specific rules regarding interest rates, escrows, and high-cost mortgages. This is cutting-edge information you won't hear anywhere else first!

What we will cover in this episode:

• NEW 3-Transaction Rule: Discover the latest Texas RMLO audit findings impacting how many owner finance deals you can do before needing a full mortgage company license.
• Navigating Texas Wraps: Understand the three distinct types of owner financing and wrap-around mortgages, including subject-to and non-qualified assumptions.
• RMLO Process & Costs: Get a transparent look at RMLO services, from "mini" to "full compliant" packages, and how they verify borrower's ability to repay.
• Texas-Specific Regulations: Learn crucial details on interest rate limits (the 10% threshold!), mandatory escrows, high-cost mortgage disclosures, and the impact of down payments.
• Why Outsource Servicing: Understand the vital role of third-party servicers in managing your notes, ensuring compliance, and saving you massive headaches.

Nirvana's deep expertise in both institutional and investor-focused lending makes her a "unicorn" in the industry. Don't miss this opportunity to stay compliant, maximize profits, and truly understand the landscape of owner financing in Texas. Connect with Nirvana and take your real estate investing to the next level!

Connect with Nirvana HERE!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Scott shares his expert strategy on leveraging creative financing like wrap-around mortgages and subject-to deals. Discover how you can help homeowners avoid foreclosure, provide accessible housing solutions for new buyers, and generate significant cash flow for yourself – a true win-win-win! He breaks down a real-world spreadsheet analysis, showing you exactly how to calculate potential down payments, monthly cash flow spreads, and identify properties with hidden equity. Plus, hear insights from seasoned investor Judy on targeting distressed homeowners and structuring successful deals. Don't miss out on these actionable insights to spot opportunities in every state, from Texas to Florida, and beyond!

• 1,500 EBO Loans Revealed: Explore the massive list of Early Buyout (VA, FHA, USDA) loans and understand the unique opportunities they present in today's market.
• Creative Financing Strategies: Master the art of wrap-around mortgages, subject-to deals, and owner financing to create profitable paper without deep discounts.
• Generate Monthly Cash Flow: Learn the financial mechanics of structuring deals that produce significant monthly spreads by bridging the gap between underlying P&I and interest-only payments.
• Real-World Spreadsheet Analysis: Walk through a detailed breakdown of how to identify profitable deals, calculate down payment nets, and estimate equity from actual loan data.
• Targeting Distressed Homeowners: Discover effective marketing tactics, from letter campaigns to skip tracing, to reach homeowners in need and build win-win solutions.

Ready to make lemonade out of financial lemons? 🍋 This episode is packed with invaluable strategies to identify and capitalize on distressed mortgage opportunities, helping you grow your portfolio while making a real impact. Hit play and start turning today's challenges into tomorrow's profits!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Key discussion points include:

• Texas Insurance Turmoil: Beth details why Texas has become an insurance "problem child," facing challenges from hurricanes, severe hail, and wildfires, leading to escalating costs and coverage difficulties in various regions.
• Capacity & Reinsurer Influence: Learn how commercial insurance capacity limits and reinsurers' decisions impact policy availability and pricing, sometimes forcing carriers to exit the state, directly affecting investors.
• Strategic Property Investment: Get crucial advice on areas to approach with caution (e.g., Texas coast, DFW with high wind/hail deductibles) and the distinction between replacement cost and market value to avoid common pitfalls.
• Master Policies for Portfolios: Discover the advantages of a "master policy" for investors with multiple properties, offering streamlined management, consistent rates, and flexibility for rehabs, rentals, and even certain subject-to deals.
• Investor Protection & Best Practices: Understand the importance of tenant renters insurance, contractor liability coverage, recognizing roofing fraud, and the value of assembling a trusted professional team to navigate complex insurance decisions.

Beth emphasizes the need for investors to look beyond just price, focusing on comprehensive coverage and understanding policy nuances like coinsurance penalties. With her practical advice, investors can better protect their assets. Whether you're a first-time buyer or managing a large portfolio, Beth and her team offer invaluable guidance to ensure your real estate investments are properly insured. Connect with her for expert counsel and to explore solutions like the master policy that can simplify your insurance strategy.

Connect with Beth HERE!

Beth Boisseau-Coots is Vice President at JB Lloyd & Associates with 20 years of experience in the insurance industry. Licensed in Property & Casualty and Life & Health across all 50 states, she specializes in insurance programs for community banks, lenders, and real estate investors. A Certified Insurance Counselor and currently pursuing her CPCU designation, Beth is dedicated to helping clients protect what matters most with clarity and confidence.

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

We've got Lisa Ferris from Georgetown, Texas – a real estate investment legend who's been crushing it for years. She's a master of creative financing, fix & flips, short-term rentals, and leveraging private money. And the best part? She’s written a book revealing all her secrets: "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit." Forget the banks; Lisa proves you don't need 'em!

Here’s what you'll learn from Lisa Ferris (and why you need her book!):

• The "Sick and Tired of Being Sick and Tired" Origin Story: Lisa, a 20-year realtor, shares how being "broke" and presented with a "POS house" forced her to embrace creative financing. Her first deal? Wholesaling a property in three hours for $17,000 profit – and she's never looked back!
• Ron LeGrand's Legacy & Realtor Superpowers: Lisa credits a Ron LeGrand course for igniting her creative financing journey. As a seasoned realtor, she leverages deep market knowledge (knowing which two blocks to avoid and where to buy!) to quickly run numbers and make offers, giving her a serious edge in Central Texas (Belton, Temple, Taylor, Fort Hood) – everywhere but Austin!
• Win-Win Negotiations for Distressed Sellers: Learn Lisa's approach to seller financing: always offer a higher purchase price and sell the payment amount (never the interest rate!). She focuses on creating win-win scenarios where sellers feel heard and get flexible solutions, even for those with no equity or facing tough situations.
• Private Money Magic: Just Ask! Lisa's secret to raising capital? Simply ask! Her first private lender was a good friend at McDonald's (true story!). She views it as offering an opportunity for investors to make their money work for them, not begging. Her deals average $200K-$300K and offer 12%+ returns, because as she says, "if you have a good deal, the money is the easiest part."
• Why Diligence & Community Matter: Lisa uses tools like RehabValuator and creates professional reports (Canva, anyone?) to make her deals attractive. She emphasizes proactive communication with lenders (even using platforms like SiteWire for draws). Plus, she champions local networking with her Centex Dealmakers Group, bringing integrity, training, and real-world deals to Austin's real estate community.

Lisa Ferris is living proof that you don't need deep pockets to build a thriving real estate business. Her humor, humility, and rock-solid strategies make her an inspiration. Stop making excuses and start making deals happen!

Grab a copy of her game-changing book, "How to Find and Fund Any Real Estate Deal: How to Buy Real Estate Without Using Your Own Cash or Credit," available soon on Amazon. Connect with her on Facebook (Lisa J Ferris) or via email: lisa@ljepropertysolutions.com. Subscribe to the podcast, leave a five-star review, and go out and become a Dealmaker!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

This beauty is one of 48 reverse mortgages we snagged from a hedge fund. The borrower's already passed, HUD's got it cleaned out, and we're looking at a clean, well-maintained property needing just a little lipstick and a fresh coat of paint. Texas foreclosures are fast, and we've got the team ready to rock and roll. This is a potential 10% (or more!) return on your money, secured with a first lien.

Here’s the breakdown on this Georgetown Goldmine:

• The Deceased HUD Gem: A clean, 3-bed, 2-bath, 1,348 sq ft home in Georgetown's hot 78628 ZIP code. Borrower deceased, heirs not fighting, property in good shape (interior inspection available!), needs cosmetic updates only – no structural nightmares.
• The Numbers Make Sense: Current legal balance: $185K. Conservative Fair Market Value: $297K. We're picking up the note for just $170K. Add back taxes and foreclosure costs, and we need $176K in funding. That's over $112K in built-in equity!
• Exit Strategy 1: Quick Auction Cash! With a 90-day Texas foreclosure and a $191K legal balance (after taxes), a quick auction sale is likely. You get a guaranteed 10% return on your $176K, paid out even if it sells faster than 90 days. We're talking $4,400+ interest in under three months!
• Exit Strategy 2: REO Flip for Bigger Bucks! If it doesn't sell at auction (our preferred scenario!), we take it back as an REO. An additional $20K for rehab (total $196K invested) for light cosmetic work. Potential net profit of $52K+ with ROI up to 20% if we're doing a one-year prepayment penalty.
• Due Diligence & Timeline: Full collateral file, realtor CMAs, title update, HUD interior inspection, and exterior video are all available. We're aiming for mid-December funding to kick off a February foreclosure and a March/June sale. Fast, efficient, and profitable!

This isn't just another podcast episode; it's a real-time opportunity. We're looking for funding in December, so if you've got an IRA or some passive investment cash ($176K) burning a hole in your pocket, and you want 10% or more, let's talk!

For the full due diligence package, comps, and all the nitty-gritty details, reach out directly! Book a call with me at talkwithscottcarson.com or text (512) 585-3810. Let's make some money together before 2026 hits!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Grab Your County List HERE! Use the code WECLOSENOTES to save $20 on your order!

In this episode, you'll learn:

• 4,000 Foreclosures on the Block (Residential & Commercial): December 2nd is the day, with a whopping 4,000 properties statewide heading to auction. From residential gems to commercial opportunities, the sheer volume means there’s something for every savvy investor willing to dig!
• Houston Leads the Charge (Again!): Harris County clocks in with a jaw-dropping 655 properties, solidifying Houston's reputation as a hotspot for distressed assets. Dallas County (308) and Tarrant County (251) aren't far behind, proving the major metros are where the action is.
• San Antonio Sees a Surge: Keep your eyes peeled on Bexar County, which is sporting a hefty 405 foreclosures. Even Austin's Travis County (131) and North-Austin's Williamson County (53) are showing significant activity, meaning even the hotter markets are feeling the squeeze.
• Commercial Opportunities Abound: Beyond residential, Texas boasts 526 commercial properties hitting the auction block. North Texas (152), Central Texas (126), and East Texas (112) lead the regions, offering diverse chances for commercial real estate pros.
• REO Wave Incoming: Your Next Big Opportunity: Less property selling at auction means more bank-owned REOs (over 1,200 in Q3 alone!). We use these foreclosure lists to find distressed borrowers and investors, making direct contact with banks and attorneys. December's numbers are your roadmap to securing deals before the New Year's rush!

The bottom line? December isn't just for holiday cheer; it's a goldmine for Texas real estate investors. These numbers aren't just statistics; they're opportunities screaming your name. Whether you're targeting local markets or looking to leverage these lists for nationwide distressed debt, this update is your starting gun. If you're ready to stop listening and start doing, hit me up at talkwithscottcarson.com. As always, check out weclosednotes.tv for more insights. Go out, take some action, and let's turn these foreclosures into your next big win! Don't let these deals pass you by!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Do you want to achieve long-term financial stability and build wealth in a nontraditional way? Join me as I share the solution to achieving this result and transforming your financial future with my friend, Carly. Let's dive in and take control of our financial destinies!

In this episode, you will be able to:

• Discover unconventional methods for paying off debt and achieving financial freedom.
• Explore the surprising benefits of tiny living in RVs and how it can transform your financial outlook.
• Learn how to kickstart a successful business right out of college and turn your passion into profit.
• Uncover effective investing and saving money strategies to secure your financial future.
• Master the art of building wealth while effectively managing and paying off student loans.

About Carly DeFelice: Carly’s a Finance grad, entrepreneur, and money coach. She went from owing $35k to becoming debt-free with a nest egg over $100k by age 26 (earning only average pay). She then created, Best Money Class Ever, a live 4-week personal finance class. Her class teaches how to pay off debt, invest, and stress less about money. She was recently featured on CNBC, MSN, and Business Insider. You can find her on Instagram and TikTok @bestmoneyclassever. In her spare time she's learning how to use power tools and renovating her RV.

Watch the MSNBC VIDEO HERE!

Grab Carly's Checklist HERE!

Watch the original video HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Nick shows you how to ditch Wall Street, grab control, and use your retirement funds for real estate, private lending, and more. Stop letting bureaucratic custodians drive Miss Daisy – it's time you took the wheel!

In this episode, you'll learn:

• Checkbook Control Unleashed: Nick explains how a specialized IRA LLC/trust puts you in direct command, letting you write checks & make deals fast.
• One-Stop Setup: Avoid the typical multi-institution headache. Safeguard bundles LLC creation, custodian, and a self-directed bank (Solera National Bank) into one seamless process.
• Rules of the Road: Understand prohibited transactions & disqualified persons to keep your investments compliant and your IRA safe from Uncle Sam. No crazy partners!
• Cost-Effective Control: Discover transparent, flat annual fees (not asset-based!) and how to avoid wire fees. An exclusive $100 discount with code NCS100 helps you get started!
• Speed is Power: Learn why having your SD-IRA ready before a deal is crucial. With a 1-2 week setup, you'll have dry powder to seize opportunities swiftly.
• 
  

This is your blueprint for maximizing retirement funds. Grab that $100 discount, book a call with Nick, and make your money work harder. Go out, take some action, and we’ll see you at the top!

Book a call with Nick HERE!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

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Ian’s not just talking theory; he's built his empire by rolling up his sleeves, learning the ropes from the ground up (literally, pressing clothes!), and then leveraging that hard-earned knowledge to scale into bigger, better, and much more passive real estate plays. Get ready to ditch the "it's not my job" mentality and learn how to make your dollars work harder for you!

In this episode, you'll learn:

• From Dry Cleaning Rags to Real Estate Riches: Discover Ian's unconventional path from taking over his family's Austin dry cleaning business (yes, he pressed clothes!) to selling it for 7 figures. Hear how his deep dive into operations, HR, and marketing provided the perfect entrepreneurial foundation for his real estate ventures, and why he found himself facing an "identity crisis" post-sale.
• The Mobile Home Park Gold Rush (and why it's NOT a "Trailer Park"): Prepare to have your mind changed! Ian unveils why mobile home parks are a hidden gem for investors, from providing affordable housing to enjoying incredibly long tenant retention (14 years average!). Learn how buying them can generate massive forced equity, provide strong cash flow, and offer fantastic depreciation benefits, often with lower operating expenses.
• Mastering Passive Investing with Syndications: Ian demystifies real estate syndications, explaining how he vets top-tier operators (he’s always the first investor in!) and pulls together capital for large-scale projects like mobile home parks. He shares why letting go of control was a mental hurdle for this entrepreneur but ultimately led to leveraging talent and maximizing returns.
• Become the Bank: The Power of Private Lending Funds: Explore the world of private lending through Ian's "low-risk" fund. Discover how his team funds fix-and-flippers, securing first lien positions at conservative LTVs, providing consistent 8-10% returns. It’s perfect for investors seeking stable income without market volatility – proving that sometimes, being the bank is the best gig in town!
• Strategic Growth & The "Give Every Dollar a Job" Philosophy: Ian shares actionable advice for aspiring investors, emphasizing that real estate is a long game and your first deal is your best teacher. Learn why it's crucial to put your money to work, give every dollar a job, and how to find the right investment vehicle (be it mobile home parks or private lending) that aligns with your risk tolerance and financial goals.

Ian's story is a powerful testament to the fact that passion, smart strategy, and a willingness to get your hands dirty (or clean, in his case!) can lead to incredible financial freedom. This guy is living proof that you don't need to be born into real estate to absolutely crush it.

Ready to put your money to work and maybe avoid some of those "kicked in the huevos" moments in today's market? Don't miss out on Ian’s insights! Head over to runsteadyinvestments.com to grab his exclusive "cheat sheet for passive investing" – it's linked in the show notes. Go out there, take some action, and we’ll see you at the top.

Connect with Ian HERE!

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this episode, you'll learn:

• Hard Money 101 & First-Time Investor Hacks: Mike demystifies hard money lending: it's asset-based, faster than banks (5-7 days!), and funds up to 100% of loan-to-cost (up to 70% ARV). Plus, hear how Longhorn empowers first-time fix-and-flippers by focusing on the deal's viability (hello, appraisals!), not just your experience level.
• The Truth About Deals & Rehabs (and why HGTV is Fiction!): Learn why Longhorn meticulously vets every deal – they want you to succeed, not foreclose! Mike stresses the vital importance of hiring a reputable contractor (not the cheapest, and definitely not you for wall-moving projects!) and the necessity of actively overseeing your rehabs to avoid "mucking up the machine."
• Lender Goals & Market Realities: Mike pulls back the curtain on what motivates a good hard money lender: they're in the note business, not the "loan-to-own" business! Discover why quick draw disbursements (48-72 hours!) are crucial for project success, and how to spot lenders who might be running on fumes. Plus, understand how current market conditions are affecting loan terms and borrower strategies.
• Property Preferences & Geographic Boundaries: Longhorn's sweet spot? Workforce housing (ARVs under $400k) and brick, 3-bed/2-bath homes built pre-1970s. Mike explains why they avoid mobile homes (unless they're real estate!), condos (those HOA assessments are no joke!), and "Podunkville" locations (you gotta sell it to someone!).
• Passive Investing Powerhouse: The Trident Fund: Get an exclusive peek behind the curtain at Trident Realty Investments, the $222 million evergreen fund that bankrolls Longhorn's loans. Discover how accredited investors can target a 10% return (with a 1-year lockup) by investing alongside Mike, who's always the first investor in. It’s a transparent, stable way to put your lazy capital to work!

This episode with Michael Hoffman is a masterclass in navigating the hard money landscape, offering candid advice and battle-tested strategies for investors at every level. Mike isn't just a lender; he's a partner in your success, even if that means telling you to walk away from a bad deal!

Ready to get your next fix and flip funded without all the drama? Or maybe you're looking for a smarter way to invest passively? Head over to LonghornInvestments.com to connect with Mike's team, get pre-qualified, and turn those investment dreams into reality! Go out, take some action, and we’ll see you at the top!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this episode, you'll learn:

• Demystifying Texas Creative Financing (Alan's Way!): Alan cuts through the jargon, explaining why he calls everything a "wrap" (even assumptions and sub-to deals!) from a legal standpoint, and why "sub-to" is a term he strategically avoids. Learn the core concept: it's "just seller financing" where the existing mortgage stays, and the seller dons a new "lender" hat.
• Bulletproof Contracting for Texas Wraps & Assumptions: Discover Alan's ingenious "math word problem" solution for drafting contracts that account for fluctuating payoff amounts in assumptions, bypassing Paragraph 3 headaches. For wraps, it's as simple as standard seller finance! Plus, get the crucial "disclose, disclose, disclose" mantra to avoid those pesky investor amnesia cases years down the road.
• Taming the Due-on-Sale Beast with Trusts: Unpack the infamous due-on-sale clause—what it means, why lenders usually don't call it (but sometimes do!), and how Alan's proprietary "due on sale trust" structure leverages the Garn-St. Germain Act for protection. You'll hear about specific lenders (looking at you, Home Loan Servicing!) that raise flags and why downloading generic trust forms is a bad idea.
• Non-Negotiable Insurance & Legal Compliance: This is HUGE. Alan reveals the #1 reason wraps fail: incorrect insurance. Learn the exact structure (seller as additional insured, not just interest; lender as mortgagee clause) and why you must use a proven provider. Plus, understand the critical legal compliance points for Texas: RMLO requirements, the 5.016 disclosure, and the "no balloons, no ARMs" rule for baseline compliance.
• Pro-Tips for a Smooth Ride (and Avoiding Foreclosure): Get actionable advice for managing your deals: conference calls with sellers for lender contact, the strategic use of Power of Attorney for checks, and Alan's "6% down" rule of thumb to mitigate default risk. He also stresses the importance of continuous communication with all parties to ensure smooth sailing and happy campers.

This episode with Alan Ceshker is an absolute masterclass in navigating the legal and operational intricacies of Texas creative financing. He's not just talking theory; he's giving you the battle-tested strategies to build a robust portfolio and avoid painful (and costly) mistakes. So, stop drawing deals on napkins, reach out to Alan’s team, and get ready to close some rock-solid transactions! Go out, take some action, and we’ll see you at the top!

Watch the Original VIDEO HERE!

Connect with Alan's Team HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Ready to ditch the "broke, busted, and disgusted" routine? Adam Carroll is here to share his game-changing Shred Method and help you transform your home from a liability into your greatest asset! Learn how to think differently, leverage your resources, and create a life of lean, liquid freedom!

• The Payment Problem: Discover the root cause of financial struggles and how to break free from the cycle of living paycheck to paycheck.
• Be the Architect: Learn how to design a life that works for you by taking calculated risks and building financial freedom.
• The Shred Method: Uncover the unique cashflow technique that optimizes your income and eliminates debt in record time. CHECK IT OUT HERE!
• Mortgage Recasting: Explore the power of recasting your mortgage to minimize your payment and unlock equity for future investments.
• Equity on Demand: Learn how to access the equity in your home like a two-way street, putting it to work for you while still maintaining control.

So, if you're ready to stop buying into the victim mentality and start engineering a life of financial freedom, then dive into this episode! It's time to unplug from the matrix and become the architect of your own destiny! Now, go out there, take some action, and we'll see you at the top!

Connect with Adam Carroll HERE!

Watch the Original Video HERE!

Buy Adam's Book's HERE!

About Adam Carroll: Adam has decades of experience working with families and business owners who are interested in creating massive efficiencies when it comes to their income and wealth building capacity. With an unwavering commitment to helping people make the most of the money they make, while limiting risk, reducing tax liabilities, and increasing liquidity, Adam Carroll has spent 15 years helping people do more with the money they make. He is an internationally recognized financial literacy expert, author of three Amazon best-sellers, a two-time TED talk speaker with over 6 million views on YouTube and TED.com, and is the creator of the Broke, Busted & Disgusted documentary which aired on CNBC and is shown in hundreds of high schools and colleges across the country. He is the host of the Build A Bigger Life podcast, the curator of MasteryOfMoney.com and founder of The Shred Method™.

Got Questions? Book a Call With Scott HERE!

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We dug into this mortgage innovation with calculators (and a little AI!). Is a 50-year mortgage a brilliant strategy for real estate investors and first-time homebuyers, or an endless interest trap? Forget media drama; let's talk facts about interest rates, equity growth, and smart real estate investment in today's housing market, especially for Texas real estate.

Here's what we uncovered in this episode:

• 50-Year Mortgage: Lower Payments, Broader Access. We dissect payment differences across 15, 30, 40, & 50-year terms. Saving over $266/month on a $386K mortgage (at 6.25%) significantly boosts your debt-to-income ratio, opening homeownership doors to more.
• Flexibility is King: Strategic Wealth Building. The longer term offers financial flexibility. Use monthly savings (not just for takeout!) to aggressively tackle high-interest debt, invest for higher returns, or build emergency funds. This gives you control, empowering strategic real estate investment choices.
• Equity Growth: Appreciation Outpaces Interest. Debunking the "too much interest" myth: real estate appreciation is the true wealth builder. A $400K home, appreciating at 4% annually, can hit $526K in 7 years. Your equity grows faster than extra interest, proving property values are key, not fear-mongering.
• Renting vs. Owning: Build Wealth or "Not Own Sh!t." The rent-vs-buy debate continues. Renting seems cheaper, but 20 years of rent means missing massive home equity and wealth accumulation. Your home is your investment office; don't delay entry while property values soar.
• Strategic Homeownership: Get In, Grow, Recast. Your first home isn't forever. The strategy: enter an affordable property with a longer mortgage (e.g., in Austin, Texas). As income/market grow, refinance or recast. This leverages average 7-8 year homeowner moves, maximizing market advantage & avoiding mortgage debt pitfalls.

This isn't endless payment; it's about getting in the game, building real estate wealth, and navigating life's curveballs. For real estate investors, homeowners, and anyone wanting informed decisions (math, not melodrama!), this episode is for you. Take action, buddy!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

In this episode, Michael Nicholson reveals how to snag those sweet probate deals BEFORE they hit the public records. You're gonna learn how to tap into that hidden market and grab properties for a song!

• Decoding Probate Leads: Michael breaks down what probate leads REALLY are, dispelling the myths and revealing the secret sauce.
• The Pre-Probate Edge: Ditch the public records scramble! Discover how to get ahead of the game by targeting leads before they even hit the probate process.
• Data Detective Skills: Uncover the methods for connecting the dots between death and real estate ownership, finding the properties ripe for the picking.
• Compassionate Investing: Learn how to navigate the emotional landscape of dealing with grieving families, providing a valuable service while snagging killer deals.
• Market Outlook & Follow-Up Magic: Get Michael's take on the real estate market and discover the critical importance of follow-up in the probate game.

So, if you're ready to trade those tired tactics for the tantalizing world of probate leads, then dive into this episode! It's time to get your hands dirty and start mining that real estate gold! Now, get out there, take some action, and we'll see you at the top!

Sign Up for Your List of Probate Leads HERE!

Watch the Original Video of this Episode HERE!

About Micah: Micah Nicholes is the owner and CEO of USLeadList. His company specializes in providing high quality pre-probate and inheritance leads for real estate marketing, and recently has expanded to include lists of commercial leads as well. Micah has been involved in real estate investing himself for the past decade, primarily where he lives, in the Southwest part of Wisconsin, though he has properties in other areas of the country as well. He is passionate about real estate and through his company he provides hands-on support to help other investors achieve success in the industry.

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

What we cover in this episode:

• DFW Market Dynamics: Discover the key differences between the Dallas and Fort Worth metros, where the growth is happening, and why warehouse space is the new black.
• Investor Mindset vs. Agent Mindset: Explore the clash of the titans when investor-minded agents face off against traditional realtors and how to win.
• ADU Goldmine: Unlock the secrets of Accessory Dwelling Units (ADUs) and how they can relieve financial stress with that multi-generational investment in the backyard. Discover the minimum size requirement to tap into the ADU goldmine.
• Creative Pivots: Learn how to pivot in a changing market, tap into your existing equity, and leverage construction for maximum profit.
• Drones and Zoning Boards, Oh My! Get the inside scoop on unpermitted work, city pushback, and why J-Lee joined the zoning board.

So, what are you waiting for? Dive into this episode, soak up the wisdom, and get ready to dominate the Texas real estate scene! Now get out there and take some extra action, and we'll see you at the top!

Connect with Jer'Leigh HERE!

Watch the Original Video of this Episode HERE!

About Jer'Leigh: Jer'Leigh Thompson is a Texas-based real estate broker, investor, and owner of Texcel Real Estate and co-founder Jimco Construction, a multi-generational family business. With over 20 years of experience helping families buy, sell, and invest in real estate, Jer'Leigh brings a unique perspective that blends financial strategy with community restoration. After building a successful career in residential real estate and construction, she realized that the biggest opportunity wasn’t just flipping houses—it was flipping the script on what homeownership means. That’s when the Ultimate House Hack was born: a strategy designed to help homeowners use their equity to build income-producing additions, support aging parents, house adult children, or simply reduce financial stress by co-living smarter.

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

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Get ready for a county-by-county, quadrant-by-quadrant breakdown of both residential and commercial properties headed to auction in the largest markets of Texas. Plus, find out how to get a discount on the most comprehensive foreclosure data available.

Key Highlights:

• Statewide Foreclosure Overview: Scott provides the total number of properties slated to go to foreclosure auctions across all 220+ counties in Texas. Learn the total number of foreclosures in the state, and what they consist of.
• Residential Foreclosure Breakdown: A detailed county-by-county look at residential foreclosures, including Harris, Dallas, Tarrant, Collin, Montgomery, Bexar, Travis, Williamson, Bell, McLennan, Bee, Hidalgo, Cameron, Webb, Jefferson, Nueces, and San Patricio counties. Scott will break it down for you!
• Commercial Foreclosure Analysis: Scott shifts gears to the commercial side. He covers all five quadrants (North, South, East, West, and Central) of Texas. You will learn where the biggest commercial foreclosure opportunities are, and where the numbers are up or down this month.
• Data Sources: Scott shares how they pull foreclosure data from Roddy's Foreclosure List and foreclosure.info. He highlights the monthly reset and how to stay on top of changes. He also gives a discount for the monthly subscription.
• Roddy's Quadrants: Learn how Roddy's splits the list of foreclosures into different quadrants, and learn about the different data offered.

Alright, Investors, there you have it! The November 2025 Texas Foreclosure Update. You've got the data and the insights, now it's time to get out there and make some deals happen! Remember to check out 4closure.info for the most comprehensive foreclosure information and to use the code WECLOSENOTES for an exclusive discount. Until next month, happy investing and keep closing deals!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

I will explain how to find and capitalize on foreclosure deals in Texas. From securing funding to navigating the redemption process, understanding the nuances of Texas foreclosure law is essential.

Here's what we cover in this episode:

• Texas Foreclosure Overview: An analysis of the current foreclosure landscape in Texas, including the unique aspects of the foreclosure process.
• Key Resources for Investors: A detailed look at Roddy's List (4closure.info), a valuable tool for identifying foreclosure opportunities in Texas.
• Funding Strategies: Discuss the importance of having readily available funds for Texas foreclosure auctions.
• Market Analysis: A county-by-county breakdown of foreclosure activity, highlighting key markets and property availability.
• Additional Tools and Discounts: Learn how to leverage resources and tools, including a discount code for Roddy's List. Use the code WECLOSENOTES at checkout to save $20 bucks!

In summary, the Texas foreclosure market presents lucrative opportunities for investors equipped with the right knowledge and strategies. By leveraging the resources and insights shared in this episode, you can position yourself to capitalize on these opportunities and achieve your real estate investment goals. Stay tuned for more expert advice and strategies on navigating the world of real estate investing.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Sign Up For Your Texas Foreclosure List HERE!

Use code WECLOSENOTES to save $20!

In this episode, you'll discover:

• SDIRA 101: What exactly is a Self-Directed IRA and why should every real estate investor care? We break down the basics, even if you thought all IRAs were created equal.
• County Record Hacks: Learn the surprisingly simple method of using county records to identify SDIRA investors in your local area, like a real estate investing treasure hunt.
• The Four Key Traits: Uncover the four things every SDIRA investor has in common (hint: they're all good news for you!), like knowing what a sausage even IS.
• Marketing Mastery: Craft a killer marketing campaign that speaks directly to SDIRA investors, turning postcards and letters into a flood of private capital.
• Texas-Sized Case Study: We'll walk you through a step-by-step guide to finding SDIRA investors in Texas, complete with website demos and expert tips.

Conclusion:

Stop dreaming about private capital and start raising it! Tune in to this action-packed episode and learn how to tap into the SDIRA goldmine today. Remember, these investors are looking for deals – and with our strategies, they'll be looking for YOU!

Resources Mentioned:

• netronline.com
• talkwithscottcarson.com
• Vistaprint or Postcardmania for your marketing materials.

Watch the Original VIDEO HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

Alright, y'all, Scott Carson here, and I'm fired up! Let's talk about how to make 2026 your best year in Texas real estate. I'm gonna let you in on a little secret: the key to crushing it next year starts right now.

Ditch the New Year's Resolution Rut

We've all been there – January rolls around, we make big promises, and then...poof! Life happens, and those goals fade faster than a Texas sunset. That's why I'm a huge believer in turning the end of this year (2025) into a 14-month year. By getting a head start now, you'll be miles ahead of the competition when January hits.

5 Steps to Dominate 2026

• LLC: Your Shield Against the Storm:
• Think of your LLC as your real estate superhero suit. It protects your personal assets from business liabilities, it's a must-have. Setting one up in Texas is easier than finding a Whataburger and way cheaper than the California alternative.
• Self-Directed IRA: Your Secret Weapon:
• Ready to unlock some serious financial mojo? A self-directed IRA gives you the freedom to invest in what you know, from notes to small balance options.
• REIA: Find Your Posse:
• Real estate is a team sport, folks. Local REIAs are where you meet fellow investors, share knowledge, and find deals.
• Build Your Dream Team:
• You're only as strong as your weakest link. Assemble a rock-solid team of local experts.
• Market Intel: Know What's Hot:
• Every Texas market is unique. What's working in Austin might not fly in Corpus Christi. Get on the ground, talk to people, and uncover the hidden opportunities.

Ready to Ride?

So there you have it. Turn this year's Q4 into your secret weapon, and get ready to dominate the Texas real estate scene in 2026. Reach out at talkwithscottcarson.com, and let's make some magic happen!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

• Foreclosure on Three Properties: Learn how Scott went from newbie investor to facing foreclosure in record time. (Hint: it involves bad timing and even worse lending practices.)
• "The Smell of S**t and Piss": Discover the unconventional advice that shaped Scott's approach to real estate investing.
• Leaving the Corporate World: Find out why Scott walked away from a top banking job to pursue his real estate dreams (and how that almost backfired).
• Baseball and Redemption: Hear how a Visa commercial about baseball parks inspired Scott to turn his career around during the 2008 crash.
• From Ugly Houses to Note Investing: Follow Scott's journey from knocking on doors to buying and flipping notes across the country.

Whether you're a seasoned investor or just starting out, remember that every journey has its potholes. Learn from the mistakes of others so you can pave your own path to success!

Watch the Original Video of this Episode HERE!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!

I'm your host, Scott Carson, and I'm thrilled to be your guide. As a Texas resident and a real estate investor with over 20 years of experience, I've called North Texas home to many deals, invested millions of dollars in real estate here, and helped countless other investors like you dive into this exciting market.

We're dedicated to delivering two episodes every week, packed with valuable content specifically for the Dallas and surrounding communities. You'll discover proven strategies that work in today's chaotic market, get insights from local experts on everything from realtors to vendors, and learn how to take your real estate investing to the next level. Whether you're looking to buy your first property, invest in residential or commercial real estate, or simply learn more about what's happening in Dallas, this podcast is for you.

If you're looking for that edge in a tough market, subscribe to the How to Invest in Dallas Real Estate Podcast now. It's time to take action, and I look forward to seeing you at the top!

Got Questions? Book a Call With Scott HERE!

Connect with Scott on LinkedIn here!

Use Scott's AI Clone HERE!