In this episode, Shawn discusses:

• Why does this mark the final episode of The Priority of Retirement podcast
• The launch of his new retirement-focused radio show on Extra 106.3 FM in Metro Atlanta
• An overview of the Retire Happy™ Framework
• Why retirement isn’t just about savings, but about purpose, planning, and personalization
• Key risks in retirement, from healthcare to market volatility, and how a proper plan helps
• The emotional and spiritual gratitude behind building RetireWise and serving the community

Key Takeaways:

• Retirement planning goes beyond numbers—it’s about designing a lifestyle that brings joy and meaning.
• A good plan must fund all stages of retirement: the go-go, slow-go, and no-go years.
• Most people have an account, not a plan. True planning involves income strategy, tax efficiency, and risk mitigation.
• Emotions can derail financial decisions—having a personalized plan helps you stay steady during market swings.

"We firmly believe you’ve all worked hard your whole life. You deserve that happy retirement, and we just want you to enjoy what brings you purpose and joy in your retirement and in your days." - Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Jacquie Doucette discuss:

• How Jacquie transitioned from a military structure to an open-ended retirement life
• The origin and impact of her podcast, Beyond Retirement
• Why having a purpose is essential in retirement
• Common fears around identity loss and how to find fulfillment beyond a career
• The power of play, exploration, and dreaming again as retirement strategies

Key Takeaways:

• Retirement isn’t a destination—it’s a new path that can be longer and more fulfilling than your career.
• You don’t need to figure out your post-retirement life in the first month—take time, explore, and adjust.
• Living with purpose doesn’t mean a rigid schedule—it means knowing which direction will move you forward.
• Your dreams from childhood might still have value—unpack them and see where they lead.
• Retirement planning is more than finances—it’s also about curiosity, community, and joy.

"Living with purpose means having a clear idea. It doesn't mean that every hour of your day is structured, but it means when you're faced with two alternatives, you know which one is going to move you forward, and that's the one you take to continue making life better." - Jacquie Doucette  

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

The opinions and experience of Jacquie Doucette are her own and do not necessarily reflect the opinions or experience with Retire Wise, LLC or AE Wealth Management. Jacquie Doucette is not a client of Retire Wise, LLC.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

Review # 03123356 - 6/25

In this episode, Shawn and Brenda discuss:

• The early lessons Brenda learned as a nurse and how they shaped her retirement mindset
• Real estate, investing, and the moment she realized she was “Coast FIRE”
• Navigating financial planning as a woman and Latina
• The emotional and practical reasons to prepare early for healthcare and long-term care
• Why involvement in community, not just work, is essential to a meaningful retirement

Key Takeaways:

• Many older adults live on limited income and struggle to afford basic care. Brenda saw this firsthand in her medical practice.
• “Coast FIRE” means having invested enough that you could coast to retirement, even without additional contributions.
• Financial independence isn’t just about early retirement—it’s about choice, flexibility, and peace of mind.
• Community engagement can give life meaning after leaving the workforce and help prevent isolation.
• Women should feel empowered to understand and lead their financial futures, no matter their relationship status.

"My life is not centered around my work. I really try to make a point to be embedded in my community so that when I leave my work, I'm not isolated… that when the job that pays is not necessary anymore, my life is not empty." - Brenda Olmos 

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

The opinions and experience of Brenda Olmos are her own and do not necessarily reflect the opinions or experience with Retire Wise, LLC or AE Wealth Management. Brenda Olmos is not a client of Retire Wise, LLC.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

Review # 03024411 - 05/25

In this episode, Shawn discusses:

• The need for comprehensive retirement planning
• The changing nature of retirement benefits
• Managing risks in retirement
• Planning for healthcare in retirement

Key Takeaways:

• Merely having retirement accounts like a 401(k) or IRA is not enough; it is crucial to develop a comprehensive plan that includes a well-thought-out drawdown strategy to ensure you don't outlive your savings and maintain financial stability throughout retirement.
• As the availability of company-sponsored pensions decreases, individuals must take greater responsibility for their retirement by starting to save early, carefully managing investments, and planning for a retirement that could span several decades.
• Successfully navigating retirement requires a proactive approach to managing six key risks—market risk, taxation risk, inflation risk, withdrawal risk, sequence of returns risk, and longevity risk—each of which can significantly impact the sustainability of your retirement income.
• Factoring in the potential costs of healthcare and long-term care is essential when planning for retirement, as these expenses can be substantial, unpredictable, and have a major impact on your financial resources over time. 

"Remember, the only one who can help your older self is your younger self. Right? So let's plan today." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website

YouTube

LinkedIn

Instagram

Facebook

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Key Takeaways:

• Meaningful freedom is about the autonomy to work when, where, and how you want, not necessarily quitting work altogether.
• Your money personality—whether you’re a saver, a maker, or a minimizer—can influence how you reach your time and financial goals.
• Adding flexible income to your retirement planning drastically shortens the timeline to freedom.
• You can start your journey with simple steps like taking the first Friday of every month off to experience “mini-sabbaticals.”

"I call this thing finding your one thing. And so it's usually around a combination of what you love, what's so high value, and what will still maintain your time freedom." - Brian Herriot

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Brian Herriot is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Herriot Financial is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Review # 03006119-04/25

In this episode, Shawn and Raymond Lavine discuss:

• The real-life impacts of long-term care needs on families and finances
• Why financial literacy and early planning are essential for LTC
• Common myths and misconceptions about long-term care insurance
• The role of LTC in a comprehensive estate and retirement plan

"Do you think that this plan can help you? If you don't think it can help you, or you don't understand why it can help you, that's where you first need to know." - Raymond Lavine

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Raymond Lavine is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Lavine LTC Benefits is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Review # 02958997-4/25

In this episode, Shawn and Jet Vertz discuss:

• Jeff's background in the Navy and aviation
• Staying physically and mentally active in retirement
• Creating meaningful activities after a career
• Financial planning for retirement
• Importance of continuing education and community engagement

Key Takeaways:

• Prioritize financial planning with savings and annuities for retirement security.
• Find purpose beyond personal interests through meaningful activities.
• Maintain physical and mental health through active hobbies and engagement.
• Invest in continuous learning and community involvement during retirement.

"Continuing education is something you do for yourself to stay cognitively sharp. And community engagement is about giving back to your community, country, and a world. " - Jet Vertz

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Jet Vertz is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Formerly with Pratt Whitney Aircraft and US Navy Service, is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Review # 02994394-04/25

In this episode, Shawn and Fritz Gilbert discuss:

• The biggest emotional challenges people face when transitioning into retirement
• How to create a purpose-driven life after leaving the workforce
• Smart financial strategies to ensure a secure retirement
• The importance of "Freedom, Friends, and Fun" in a fulfilling retirement
• Mistakes to avoid when planning for early retirement

Key Takeaways:

• Retirement isn't just about finances—it’s about having a clear purpose to maintain fulfillment.
• Planning for retirement should start early, focusing on savings, investment strategies, and lifestyle goals.
• A structured routine helps retirees avoid boredom and maintain a sense of direction.
• Downsizing and smart financial decisions can ensure long-term financial security.

"Once you get into retirement, you realize it's not about the money at all, right? It's about finding those fulfilling things, finding your purpose, finding things God wants you to do." - Fritz Gilbert

Get a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Fritz Gilbert is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Retirement Manifesto is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Adam Koós discuss:

• The importance of ethics and transparency in financial advising
• Strategies for wealth preservation and managing retirement income
• How market downturns impact investment strategies and withdrawal rates
• The psychological aspects of financial decision-making and emotional investing
• Business exit planning and why entrepreneurs need to prepare years in advance
• The role of education in debunking financial myths and misinformation

“I think that education is the root of everything we do because what people need these days. It's not like the old days, where they want to be sold something or sold an investment in that. They want solutions-based advice, and I think that people want to be educated.” - Adam Koós

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Adam Koos is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Libertas Wealth Management Group, Inc. is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Key Takeaways:

• Retirement doesn’t have to mean slowing down—it can be the start of a brand-new, purpose-driven career.
• Holistic health coaching empowers retirees to take control of their well-being, making small, sustainable changes that lead to long-term benefits.
• Volunteering fosters a sense of connection and purpose, benefiting both those who give their time and those who receive support.
• Preventative health strategies can reduce the risk of chronic diseases, allowing retirees to maintain independence and enjoy their golden years to the fullest.

"Every single person that I have come across has a huge heart, and they're the kinds of people that I wanna be with, that I wanna be around." — Steuart Martens

Get a free copy of Shawn’s book “The Priority of Retirement” here: https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Steuart Martens is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Village Volunteers is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Andy Robin discuss:

• Navigating the transition from a career to retirement
• Discovering purpose and meaning after full-time work
• Financial and practical preparation for a successful retirement
• Strengthening relationships and social connections in retirement

"You can’t analyze yourself into just being paralyzed. You really need to just do something, try something, do something else, try something else. And eventually, it starts to fall into shape." — Andy Robin

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Andy Robin is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Tapas Life is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Lawrence Sprung discuss:

• Why retirement planning involves more than just accumulating wealth
• The role of psychological factors in achieving financial well-being and making sound investment decisions
• Diversification in wealth management

"If you have differing opinions, it might cause hesitation, which might drive you off course. Find that one person that you know, like, and trust—and rely on them." — Lawrence Sprung

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Lawrence Sprung is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mitlin Financial, Inc. is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.  Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Lubna Forzley discuss:

• The psychological transition of retirement
• The power of storytelling in leadership and team building
• The role of purpose in preventing burnout
• Common regrets and how to live a life without them

"Half of the world is living a life where they're asleep. They're not exactly awake. And I think it's important to wake up and to acknowledge the things that have made you who you are." — Lubna Forzley

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Lubna Forzley is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Stories is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Dominic Rubino discuss:

• Staying in control of your schedule to maximize productivity
• Hiring and leading with the right attitude for success
• Identifying leaks and making a business financially strong
• Preparing early for a smooth and profitable transition

"If I don’t manage my time, I let other people manage it for me. And that’s the mistake that a lot of business owners get caught in." — Dominic Rubino

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

• Website- https://www.retirewisepro.com/ 
• YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 
• LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 
• Instagram- https://www.instagram.com/retirewise_llc/ 
• Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Dominic Rubino is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Profit Tool Belt and Cabinet Maker Profit System are not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

His latest book, B2B Is Really P2P: How to Win With High Touch in a High Tech World, is selling well and has a 4.9-star rating on Amazon! Frank lives in Holmdel, NJ, and when he isn’t occupied with one of his businesses, he’s either raising money for The Cooley’s Anemia Foundation, out running with his dog, or in the kitchen cooking homemade pasta.

In this episode, Shawn and Frank Somma discuss:

• The impact of social connections on retirement happiness
• Communication skills as a tool for success and connection
• The fulfillment gained through charitable work
• Staying physically and mentally active in retirement

"Social connections will usually make you feel better… healthy social connections are a huge part of a healthy retirement mindset and life." — Frank Somma

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

• Website- https://www.retirewisepro.com/ 
• YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 
• LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 
• Instagram- https://www.instagram.com/retirewise_llc/ 
• Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Frank Somma is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. The Somma Group is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Shannon Edwards discuss:

• Starting early to maximize retirement savings growth
• The critical role of financial literacy in retirement readiness
• The impact of mandates like SECURE 2.0 Act on retirement plans
• Key challenges for professionals in retirement planning and compliance

"I know nobody likes the word "mandate"—nobody likes that word—but honestly, [automatic enrollment] makes such a difference in the outcomes for these people that it's just hard to understand why we wouldn't do it." — Shannon Edwards

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Shannon Edwards is not a client, nor should her appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. TriStar Pension Consulting is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Alexis Gallati discuss:

• Efficient tax planning tailored to medical professionals
• Planning for retirement while balancing financial priorities
• Emerging trends and tools in tax strategies
• Navigating multi-state tax complexities for businesses and individuals

"Saving for retirement is actually a huge problem that people have because they just don’t think about it until they’re almost ready to retire, and that’s a huge mistake." — Alexis Gallati

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Alexis Gallati is not a client, nor should her appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Cerebral Tax Advisors and Cerebral Wealth Academy are not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Dr. Mike Patterson discuss:

• Navigating purpose and fulfillment in retirement
• Transitioning from work to meaningful service
• Relationship-building is a cornerstone of life
• Challenges of early retirement and financial planning

"I literally failed retirement in two weeks because I got antsy, I got anxious, and it wasn’t so much about money—it was about still having something to contribute." — Dr. Mike Patterson

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Dr. Mike Patterson is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Mission First People Always Podcast is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

• The importance of financial security in retirement
• Health and its role in a fulfilling retirement
• Building and maintaining meaningful relationships
• Finding purpose and passion after a career
• The role of generosity in personal happiness

Key Takeaways:

• Financial security in retirement requires a well-planned income stream, covering essential expenses, discretionary spending, and future risks like inflation and taxes.
• Maintaining physical and mental health through regular exercise, balanced nutrition, medical care, and mentally stimulating activities ensures retirees enjoy their years fully.
• Developing and nurturing meaningful relationships with family, friends, and communities provides emotional support and a sense of belonging.
• Identifying new passions and purposes through hobbies, volunteer work, or personal interests helps retirees transition from career-focused lives to fulfilling lifestyles.
• Acts of generosity, such as donating time, skills, or resources, contribute to personal fulfillment and positively impact others and communities.
• A happy retirement is a holistic experience that balances financial stability, health, relationships, purpose, and generosity, creating a life that is both secure and deeply fulfilling.

"A happy retirement is more than just financial security; it's a holistic experience that encompasses health, relationships, purpose, flexibility, and generosity." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

A former Facebook VP of Sales and one of its first 250 employees, Paul managed a team responsible for 35% of the company's revenue. After retiring at 42, he launched the Crazy Money podcast to explore the connections between money, happiness, and meaning, featuring guests like Judd Apatow, LL Cool J, Dr. Drew Pinsky, and Guy Raz.

In this episode, Shawn and Paul Ollinger discuss:

• The nuanced relationship between wealth and happiness
• The identity and lifestyle challenges of early retirement
• Importance of purpose and planning beyond financial security
• Using humor as a lens for self-reflection and fulfillment

"Work provides you with a place in the world, peers that sometimes can be frustrating but are really your community, whether you believe it or not." — Paul Ollinger

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Paul Ollinger is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Reasonably Happy Podcast is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Key Takeaways:

• Starting retirement planning by age 40 allows for the benefits of compounding and lowers the risk of financial strain, as waiting until later years significantly limits financial growth potential.
• Balancing a financial retirement plan with healthcare preparation is crucial, as both health maintenance and potential rising healthcare costs become essential factors in financial stability.
• Regular self-assessment, including identifying personal successes and gaps, enables individuals to make better life and career adjustments, which ultimately supports more fulfilling retirements.
• Establishing multiple income sources—such as pensions, Social Security, savings, and personal investments—adds resilience to a retirement plan and helps ensure that financial goals can be met despite market fluctuations. 

"You don't wander into success. Success comes from planning—figuring out where I want to go, what I want to do, and how to get there." — Don Gleason

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Don Gleason is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Achieve New Heights is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Mark Hansen discuss:

• Career transitions and their impact on personal fulfillment
• The role of family and personal priorities in major life decisions
• The importance of long-term financial and retirement planning
• Common challenges in planning for future financial stability

"The last untouched year is the greatest potential for growth from compound interest. So when you delay retirement by a year, that’s the year you’re sacrificing. You’re not sacrificing the first year; you’re always sacrificing the last year. And the last year is always potentially the biggest year." — Mark Hansen

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Mark Hansen is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Truest Fan Coaching is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Ben Tuscai discuss:

• Personalization in financial planning
• The evolving role of technology in financial advising
• Generational wealth and family office complexities
• Changing landscape of retirement planning

"As technology continues to progress, we're going to see ourselves continue to branch into other areas." — Ben Tuscai

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ben Tuscai is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Sunpointe Investments is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Key Takeaways:

• Biblical financial literacy is essential, with over 2,300 Bible verses on money, illustrating the importance of understanding and applying scriptural principles in making sound financial decisions.
• Achieving contentment and generosity requires intentional limits, such as setting a "finish line" on lifestyle and accumulation, which allows individuals to focus more on giving and less on personal wealth.
• Viewing financial decisions as spiritual choices encourages individuals to see actions like tithing, spending, or saving as reflections of their faith and values, aligning their money management with biblical teachings.
• The Ron Blue Institute's partnerships with universities and churches are key in expanding access to financial education, using biblical principles to teach individuals how to manage money wisely while integrating faith-based wisdom into their financial lives.

"Generosity and financial stewardship are outcomes of a transformed heart." — Ron Blue

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Ron Blue is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Ron Blue Institute is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and George Kinder discuss:

• The evolving nature of financial planning
• The impact of holistic financial life planning on retirement strategies
• Mission and influence of the Kinder Institute on the financial advisory profession
• The relationship between freedom, life goals, and financial planning

"The client's life comes first... the primary thing was finding out where the client wanted to go with their life and making sure they got there." — George Kinder

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

George Kinder is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Kinder Institute of Life Planning is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Stephen Kates discuss:

• The importance of risk management in retirement planning
• Balancing growth and stability in retirement income
• The growing role of annuities
• Financial literacy’s role in retirement success

"Having some level of financial literacy... is going to allow younger people to not go down some road, get scammed, you know, do something silly." — Stephen Kates

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Stephen Kates is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Clocktower Financial Consulting, LLC is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Shane Whybrew discuss:

• Biblical principles in financial decision-making
• The role of the church in financial stewardship
• Educational outreach by the Ron Blue Institute
• The 4H framework for financial wisdom

"All financial behavior follows a belief system... So what the 4H tool is represented to do is to take the way that we can talk about how you and I make financial decisions and align it with our faith." — Shane Whybrew

The Four Hs of Financial Wisdom: https://ronblueinstitute.com/fourhtool/

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Shane Whybrew is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Ron Blue Institute is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Key Takeaways:

• Medicare has four main parts: Part A covers inpatient hospital care, Part B covers outpatient services, Part C (Medicare Advantage) is a privatized plan offering additional benefits, and Part D provides prescription drug coverage.
• Medicare Supplement plans (Medigap) help cover deductibles, coinsurance, and other out-of-pocket costs not fully covered by standard Medicare plans.
• Unlike traditional Medicare, Medicare Advantage plans often include additional benefits such as dental, vision, and hearing coverage, which can be valuable for retirees looking for more comprehensive coverage.
• Selecting the right Medicare or health insurance plan requires careful consideration of individual circumstances and potential future healthcare costs to avoid exhausting retirement savings.

"We're going to educate. We're going to make sure we're educating with the correct information, not the incorrect information." — Kevin Heath

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Kevin Heath is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. MTD Benefits Inc. is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Tom Hegna discuss:

• Planning for financial income in retirement
• Using analytical methods for retirement strategies
• Managing risks related to retirement
• The importance of tax considerations in retirement planning

"You gotta follow the formulas that are proven. Why deviate from something that's proven? I'm just doing exactly what I'm telling other people to do. That's what I'm doing. And look, I'm living a great retirement. I'm loving it." — Tom Hegna

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Tom Hegna is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Formerly with New York Life Insurance Company is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products.

The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn discusses:

• The need for comprehensive retirement planning
• The changing nature of retirement benefits
• Managing risks in retirement
• Planning for healthcare in retirement

Key Takeaways:

• Merely having retirement accounts like a 401(k) or IRA is not enough; it is crucial to develop a comprehensive plan that includes a well-thought-out drawdown strategy to ensure you don't outlive your savings and maintain financial stability throughout retirement.
• As the availability of company-sponsored pensions decreases, individuals must take greater responsibility for their retirement by starting to save early, carefully managing investments, and planning for a retirement that could span several decades.
• Successfully navigating retirement requires a proactive approach to managing six key risks—market risk, taxation risk, inflation risk, withdrawal risk, sequence of returns risk, and longevity risk—each of which can significantly impact the sustainability of your retirement income.
• Factoring in the potential costs of healthcare and long-term care is essential when planning for retirement, as these expenses can be substantial, unpredictable, and have a major impact on your financial resources over time.

"Remember, the only one who can help your older self is your younger self. Right? So let's plan today." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website

YouTube

LinkedIn 

Instagram

Facebook

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.  Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Rob Brown discuss:

• Financial advisory challenges
• Importance of intentional leadership
• Strategies for effective client service
• The impact of kindness and intentional actions

"Smiles and kind words go a long way." — Rob Brown

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Rob Brown is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Truest Fan Coaching is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation. Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

In this episode, Shawn and Adam Zuckerman discuss:

• Importance of comprehensive estate planning
• Role of beneficiaries and legal documents
• Advanced directives and healthcare proxies
• Organization and digital legacy

"If you don't get started and you don't know about these terms, you're not going to have them in time for when you actually need them." — Adam Zuckerman

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Adam Zuckerman is not a client, nor should his appearance in this advertisement be construed as an endorsement of Shawn Maloney or Retire Wise LLC. Buried in Work is not affiliated with Retire Wise LLC. or AEWM.

The information and opinions contained are provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed. They are given for informational purposes only and are not a solicitation to buy or sell any of the products mentioned. The information is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual's situation.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Drawing from the principles that have stood the test of time, Shawn's insights are designed to be easy to understand and apply. Whether you're looking to reduce retirement risks, plan for the critical drawdown phase, or identify your unique "Retirement Why," this podcast provides you with the knowledge you need.

In "The Priority of Retirement," you'll discover how to navigate the three phases of retirement, implement the "Retire Happy Framework™," and approach retirement income planning effectively. Shawn also explores why generosity is key to retirement happiness and how to ensure you create a rewarding and fulfilling life by planning properly now.

Join Shawn Maloney as he helps you blend timeless wisdom with modern strategies to secure a confident and prepared retirement. Don't miss an episode of "The Priority of Retirement," your guide to a well-planned and meaningful future.

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• How does the act of generosity, as described in the text, not only benefit the recipient but also positively impact the mental, emotional, and social well-being of the giver and society as a whole?
• In what ways can incorporating generosity into financial planning, such as strategic philanthropy and estate planning, contribute to creating a lasting legacy and positive impact on communities and future generations?
• How does Ron Blue use the story of Joshua and Caleb to illustrate the transformative power of generosity in changing one's perspective on financial challenges?
• In what ways does the story of Peter, Emily, and their daughters underscore the importance of giving from the heart rather than out of obligation, as advocated by Ron Blue?

"We help everybody out, but no matter what stage you're in. If you're young, do it now. If you don't have a plan in place, let's go get one." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• How does the income hierarchy pyramid offer a structured approach to retirement budgeting, and what role does it play in ensuring retirees can cover their essential needs while also enjoying a comfortable lifestyle?
• Why is it crucial for retirees to carefully assess and manage debt before retirement, and how does eliminating debt contribute to financial security and overall happiness during retirement?
• How does the bucket strategy provide retirees with a structured approach to managing their retirement savings, and what advantages does it offer in terms of risk management, inflation protection, and flexibility?
• What steps should retirees take to implement and optimize the bucket plan, and how can working with a financial planner help ensure that retirement assets are allocated appropriately according to individual financial situations and retirement goals?

"We're going to be transparent and honest. It doesn't do us any good to sugarcoat something for you." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• How can retirees effectively allocate their funds across the needs, wants, and wishes categories to ensure financial security and fulfillment during the Go-Go Years of retirement?
• What strategies can retirees employ to balance funding their basic needs with fulfilling their wants and wishes during the initial phase of retirement, known as the Go-Go Years?
• Why is the decision of when to begin taking Social Security benefits critical for retirees, and how does proper Social Security optimization contribute to a more secure retirement?
• How does the concept of downsizing during the Slow-Go Years not only simplify retirees' lives but also potentially free up significant financial resources for their retirement?

"Every situation is personal, just like every retirement plan is different." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• How do different phases of retirement, such as the Go-Go Years, Slow-Go Years, and No-Go Years, affect the relevance and management of risks like inflation and market fluctuations?
• In mitigating market risk during retirement planning, what role do strategies like diversification, asset allocation, and investment in annuities play in ensuring financial stability and income certainty?
• How can modifying withdrawal rates during market downturns mitigate the risk of depleting retirement savings too quickly?
• What are some strategies retirees can employ to address taxation risk, particularly concerning changes in tax laws, required minimum distributions, and the taxation of Social Security benefits?

"Because people heavily rely on social security, even though it typically only accounts for about 40 percent of people's income in retirement, they get surprised by that." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement 

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/ 

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• How does the Treasure Target outlined in the material help individuals achieve financial independence, especially considering the lack of formal education in personal finance?
• In what ways does the emphasis on tracking expenses, budgeting, managing debt, and saving, as highlighted in the material, contribute to individuals' ability to make informed financial decisions and plan effectively for retirement?
• How does the concept of "worshiping with money" differ from "worshiping money," according to the book? How can individuals distinguish between the two in their financial practices?
• The text emphasizes the importance of financial margin in achieving long-term goals and aligning one's heart and hope toward the future. How can individuals assess their current financial status and work towards increasing their margin?

"A good financial advisor is going to be honest enough upfront with you to say, Hey, this is what I see. This is where adjustments need to be made for you to have a chance to do what you want to do." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/ 

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg 

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise 

Instagram- https://www.instagram.com/retirewise_llc/ 

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25

Shawn answers:

• What pivotal moments or realizations led you to transition from a successful corporate career to starting your own financial planning company, Retire Wise, LLC? 
• You emphasize the importance of setting clear goals for retirement beyond just financial planning. How can individuals effectively identify and prioritize their relationship, health, and core pursuit goals to ensure a fulfilling retirement? 
• You discuss the Treasure Target as a tool for understanding financial responsibilities and funding retirement goals. Could you elaborate on how individuals can use this tool to allocate their resources effectively and achieve their retirement dreams? 
• In discussing the start of retirement planning, you mention the importance of setting aside cash for short-term needs in the liquidity bucket. Could you provide some practical tips or strategies for individuals to determine their short-term expenses and ensure they have enough saved to meet them during retirement transition?

"It's never too early to ask someone to dream." — Shawn Maloney

Get a free copy of Shawn’s book “The Priority of Retirement” here- https://www.retirewisepro.com/the-priority-of-retirement

Contact Shawn:

Website- https://www.retirewisepro.com/

YouTube- https://www.youtube.com/channel/UCiIMGdosN-snkV5gFt7FRSg

LinkedIn- https://www.linkedin.com/in/shawn-maloney-retire-wise

Instagram- https://www.instagram.com/retirewise_llc/

Facebook- https://www.facebook.com/ShawnMaloney.RetirementPlanning/

Audio production by Turnkey Podcast Productions. You're the expert. Your podcast will prove it.

Insurance products are offered through the insurance business, Retire Wise, LLC. Retire Wise, LLC. is also an Investment Advisory practice that offers products and services through AE Wealth Management, LLC (AEWM), a Registered Investment Adviser. AEWM does not offer insurance products. The insurance products offered by Retire Wise, LLC. are not subject to Investment Adviser requirements. Investing involves risk, including the potential loss of principal. Any references to protection, safety, or lifetime income generally refer to fixed insurance products, never securities or investments. Insurance guarantees are backed by the financial strength and claims-paying abilities of the issuing carrier. This podcast radio show is intended for informational purposes only. It is not intended to be used as the sole basis for financial decisions, nor should it be construed as advice designed to meet the needs of an individual’s situation. Retire Wise, LLC. is not permitted to offer, and no statement made during this show shall constitute tax or legal advice. Our firm is not affiliated with or endorsed by the U.S. Government or any governmental agency. The information and opinions contained herein were provided by third parties and have been obtained from sources believed to be reliable, but accuracy and completeness cannot be guaranteed by Retire Wise, LLC. 2909872 – 5/25